Senior Credit Finance Partner
4 days ago
Madrid
Expedia Group brands power global travel for everyone, everywhere. We design cutting-edge tech to make travel smoother and more memorable, and we create groundbreaking solutions for our partners. Our diverse, vibrant, and welcoming community is essential in driving our success. Why Join Us? To shape the future of travel, people must come first. Guided by our Values and Leadership Agreements, we foster an open culture where everyone belongs, differences are celebrated and know that when one of us wins, we all win. We provide a full benefits package, including exciting travel perks, generous time-off, parental leave, a flexible work model (with some pretty cool offices), and career development resources, all to fuel our employees' passion for travel and ensure a rewarding career journey. We’re building a more open world. Join us. Job description Summary Lead finance partnering for major travel partners within a B2B credit environment, acting as the key link between Sales, Commercial Finance, Accounting, and Treasury. Own a complex portfolio with large, multi-currency exposures (often €50M+), strengthening financial governance while enabling commercial growth. Role Overview This Senior Credit Partner Finance role sits within the B2B Finance & Credit team, acting as a key interface between Sales, Commercial Finance, Accounting and Group Treasury. You will support some of our largest global travel partners and play a central role in strengthening the financial governance of our growing credit program. This position will suit a candidate with strong analytical capability, excellent communication and negotiation skills, and proven experience managing large and complex partner portfolios (50M+ credit exposure) as long as small travel businesses. You will be a trusted business partner who can influence senior stakeholders internally and externally, while confidently assessing financial risk and resolving complex issues. In this role, you will: * Lead and manage a portfolio of high-value partners, including complex credit arrangements, significant credit limits and large multi-currency exposures. * Assess and recommend credit limits through detailed financial analysis, including interpretation of balance sheets, cash flow statements and group structures. * Build strong, trust-based relationships with major travel partners—acting as their core finance point of contact for risk, payment performance, and commercial discussions. * Collaborate closely with Sales, Product & Tech and Commercial Finance to support strategic growth while ensuring governance and risk mitigation. * Resolve complex finance issues involving unallocated cash, disputes, reconciliation gaps, or operational blockers impacting receivables. * Drive negotiations on collateral, payment terms, and risk-based decisions with large partners, balancing commercial opportunity with financial protection. * Support our credit insurance programme, with an effective management of coverage gaps. * Strengthen collections processes and identify opportunities to reduce ageing, improve forecasting accuracy, and optimise partner payment behaviour. * Evaluate and store partner financial information, ensuring completeness, accuracy and compliance with internal controls. * Support the Credit Risk Director in developing and updating Credit Management Policies, ensuring they reflect evolving business strategy and risk appetite. Required Qualifications: * 5+ years of experience in credit risk or corporate finance, with a focus on large B2B portfolios or high-risk accounts. * Proven ability to interpret financial statements, assess business models and form clear risk opinions. * Experience setting or reviewing credit limits of high amounts is highly desirable. * Advanced Excel skills and strong system adaptability (experience with AI, Power BI, Power Query is a plus). * Experience in business partnering roles or environments where finance must collaborate closely with commercial teams. * English speaker. * Knowledge of B2B business models, credit insurance, securitisation or collateral management is advantageous. * Travel experience desirable Personal Attributes & Leadership Competencies Strategic & Analytical * Analytical thinker with strong problem-solving capabilities. Comfortable challenging assumptions and providing alternative viewpoints. * Ability to simplify complexity and connect financial insights to risk decision. Influence & Communication * Strong communication and negotiation skills, with the ability to influence senior internal stakeholders and external partners. * Strong relationship-building skills across functions and cultures. Ownership & Drive * Proactive, self-starter mentality with strong sense of accountability. Bias for action and ability to operate with limited direction. * Demonstrated ability to resolve complex issues, and dispute, think critically, and manage escalations with a calm, solutions-driven approach. * High attention to detail and ability to operate independently in a fast-paced, ambiguous environment. Collaboration & Business Partnering * Builds trust quickly and collaborates effectively across diverse teams. * Thrives in environments requiring diplomacy, cross-functional coordination and stakeholder alignment. Accommodation requests If you need assistance with any part of the application or recruiting process due to a disability, or other physical or mental health conditions, please reach out to our Recruiting Accommodations Team through the ___. We are proud to be named as a Best Place to Work on Glassdoor in 2024 and be recognized for award-winning culture by organizations like Forbes, TIME, Disability:IN, and others. Expedia Group's family of brands includes: Brand Expedia®, Hotels.com®, Expedia® Partner Solutions, Vrbo®, trivago®, Orbitz®, Travelocity®, Hotwire®, Wotif®, ebookers®, CheapTickets®, Expedia Group™ Media Solutions, Expedia Local Expert®, CarRentals.com™, and Expedia Cruises™. © 2024 Expedia, Inc. All rights reserved. Trademarks and logos are the property of their respective owners. CST: 2029030-50 Employment opportunities and job offers at Expedia Group will always come from Expedia Group’s Talent Acquisition and hiring teams. 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