Product Manager.
hace 2 días
Barcelona
Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies. Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real-time payments, globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai. The Product Manager for Global Accounts and Payment Rails will be responsible for defining and driving the product strategy, roadmap, and execution for Thunes' global collections and settlement capabilities to accelarate our Business Payments. This role is critical in enabling next-generation financial institutions (Banks, Wallets, Fintechs), and global Merchants to easily facilitate global payments through multi-currency Virtual Account (VA) and local payment rail integrations. You will be an end-to-end owner, taking full responsibility from ideation and market validation through to technical requirements, go-to-market, and continuous performance feedback. Success in this role requires a deep understanding of the global payments landscape, including regulatory requirements, clearing and settlement mechanisms, and the technical complexities of connecting to diverse national payment schemes. Global Accounts: Payment Rails Integration: SEPA, Faster Payments System (FPS), ACH, Direct Debit globally) to facilitate seamless, fast, and cost-effective local collections and settlements. Product Strategy and Vision for Global Accounts & Rails Define and own the strategic vision and roadmap for Thunes' Global Accounts and local payment rail integration products, ensuring alignment with Thunes’ overall growth strategy. Conduct in-depth market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlements products that meet the evolving needs of Fintechs, Banks, and Merchants. Lead the product implementation lifecycle for integration with new global and domestic payment schemes (Direct and Indirect participation models). Ensure that Virtual Account and payment rail products meet all necessary compliance, regulatory, and reconciliation standards for cross-border money movement and safeguarding. Drive product features that enhance traceability, transparency, and enriched remittance data for business payments, improving reconciliation and operational efficiency for customers. Develop solutions for flexible payment initiation and bulk processing tailored to high-volume B2X use cases such as supplier payments, payroll, and marketplace collections and settlements. Serve as the primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams to ensure operational readiness, liquidity management, and regulatory adherence. Collaborate with Engineering and Architecture teams to define scalable, modular, and robust technical solutions for the global accounts platform. Support Business Development and Sales teams with product collateral, training, and deep technical expertise for key customer engagements. Qualities you would find in our Product Team High Growth and Quality Product experts Mandatory deep hands-on experience with Bank payment rails and integrating with/participating in national payment schemes (e.g., Proven experience in building or managing Virtual Account (VA) or digital IBAN/Account Identifier capabilities for corporate or institutional clients. ~ Solid understanding of global cash management, reconciliation, settlement, and safeguarding processes, specifically in a B2X cross-border context. Great compensation package, including performance & company bonus ~ Private Health insurance for you and your family ~ Learning & Development budget ~ Work-life balance (flexibility and hybrid working policy) ~ Great offices in the center of Barcelona (close to Sagrada Familia) ~ Our team is global, you will work with 40+ different nationalities spread across 5 continents ~25 days of holidays + 2 Thunes Out Days + 2 Community days
