Whoo-hoo! The most magical time of the year is here 馃檶馃榿馃帀馃帀. Twinkling lights鉁ㄢ湪, mince pies at the Christmas markets and the sparkling decor have transformed London into a wintery wonderland鉀勶笍鉂勶笍鉂勶笍.
The trick to managing your finances, whilst being a generous gift-giver, is to not only come up with a budget – but to stick to it. If you鈥檝e never made one before – here are some easy tips to help you budget and save money.
Think of all the expenses 馃巶馃巵馃巵will have on Christmas. Draft up a list of all your friends and family whom you wish to purchase a gift for and allot an amount. This will help you avoid buying additional presents or other items spontaneously. If you have to travel 鉁堬笍馃殞馃殕home (foreign or within the UK), we recommend that you purchase your ticket a bit in advance.
Time to check what you can get with all those precious points you鈥檝e saved up on your Tesco ClubCard. Start signing up and gathering cards from brands that offer cashback points. It is never too late to start!
Check out Iceland Bonus Card as it offers a lot of value – especially during Christmas time. Throughout the year, you鈥檒l get 拢1 for every 拢20 you upload to the card. However, during this merry season, you鈥檒l get 拢1 back for every 拢10 you add to the Iceland Bonus Card. Great way to save money!
So, if you鈥檝e got a bit of a creative soul, we鈥檙e sure you鈥檒l come up with some wicked self-made present ideas! Don鈥檛 fret, there is a lot of inspiration you can get from the web as there are a bunch of sites to help you out.
Smile, you鈥檙e still debt free 馃榿
We love Christmas treats馃崻馃嵁 馃崱 as you! However, there is a way you can still enjoy these yummy treats without completely letting go of your purse strings. Track how much you eat and whether you have guests expected. Stock enough quantity of such food items that you know will be consumed.
We know mate, we know 馃槺. Those goodies look super-tempting and hard to resist. But, you鈥檙e strong 馃挭馃徎and can do it.
Why go to fancy stores and spend a bunch of quid on seriously expensive stuff – when you can get the same things online at a much cheaper rate? Keep an eye out on Amazon for their discounts and deals. You鈥檒l be surprised at the amazing deals you can get your hands on!
Pssst…this is a great way to avoid those crazy Christmas crowds as well. Need some super-fast ways to make extra money? Feel free to download the JOB TODAY app and start applying for jobs. The beauty of this hiring app is that it is swift and you could land your next gig tomorrow as there are hundreds of new jobs posted daily. Why only save money when you can make some?