Office Assistant - R. Garcia Tax & Accounting Svcs LLC - New York

Similar jobs

• Crystal Tax and Consulting Services 恒通会计保险公司

  

  Accounting Assistant (Chinese & English)

  26 days ago

  $17 hourly

  Full-time

  Flushing, Queens

  We are looking for a detail-oriented and responsible Accounting Assistant to join our team! Job Requirements: • Fluent in both Chinese and English (speaking, reading, and writing), • No specific major required; no prior accounting experience needed (training will be provided), • Responsible, detail-oriented, and with good communication skills Work Location: Flushing, NY

  No experience

  Easy apply
• Kung Fu Tea

  

  Accounts Payable Specialist

  26 days ago

  $47000–$56000 yearly

  Full-time

  Manhattan, New York

  The Accounts Payable Specialist will be responsible for assisting in accounting functions such as accounts payable. The incumbent must act with integrity in their daily work and strictly adhere to all accounting policies and procedures for auditing purposes to support the company’s financial success. This role provides valuable hands-on experience for candidates pursuing a career in accounting or working toward their CPA. Fluency in Mandarin is highly preferred, as this role requires regular communication with our primarily Mandarin-speaking vendors and partners. Key Accountabilities: Update & maintain all daily and monthly expenses through spreadsheet Perform day to day financial transactions, including verifying, computing, posting, and recording accounts payable data Maintain vendor documents and profiles on QuickBooks and other systems Prepare bills, invoices, and payments Reconcile the accounts payable ledger to ensure that all payments are accounted for and properly posted Conduct clerical duties, including filing, answering phone calls, responding to emails, and preparing documents Assist with other accounting related duties as assigned Required Skills/Abilities: Knowledge of generally accepted accounting principles Proficiency in Microsoft Office products (Word, Excel and Outlook) Proficiency in QuickBooks Strong analytical problem-solving aptitude with creative solutions, ability to organize work with large amounts of information efficiently, manage multiple projects and deadlines simultaneously with strong attention to detail Ability to effectively and professionally communicate, both in writing and verbally, with management, vendors Able to work as a team player Open to development of skills and knowledge Education and Experience: Bachelor's degree in Accounting or Finance required. Five years of accounting management is required.

  Easy apply
• New York Habitat VLF Inc

  

  Payroll Accountant

  1 month ago

  Part-time

  Manhattan, New York

  Job Summary: The Payroll Accountant is responsible for managing and processing employee payroll while ensuring accuracy, compliance with laws and regulations, and timely reporting. This role works closely with HR and finance teams to maintain payroll records, handle tax filings, and support audits. Key Responsibilities: Process payroll for employees on a regular schedule (weekly, bi-weekly, or monthly) Ensure accurate calculation of wages, overtime, bonuses, and deductions Maintain and update payroll records, including new hires, terminations, and changes Prepare and file payroll taxes in compliance with local, state, and federal regulations Reconcile payroll accounts and resolve discrepancies Coordinate with HR regarding employee data and benefits deductions Generate payroll reports for management and accounting purposes Ensure compliance with labor laws, tax regulations, and company policies Assist with audits and provide necessary payroll documentation Handle employee inquiries related to payroll, taxes, and deductions Qualifications: Bachelor’s degree in Accounting, Finance, or a related field Proven experience in payroll processing or accounting Knowledge of payroll systems and accounting software (e.g., QuickBooks, ADP, SAP) Strong understanding of payroll tax laws and compliance requirements High attention to detail and accuracy Excellent organizational and time management skills Ability to handle confidential information with integrity Preferred Skills: Experience with multi-state or international payroll Familiarity with labor laws and government reporting requirements 1 vacant position and she just 2 hours per week Company address: New York Habitat VLF, Inc. 31 W 34th St Ste 8144. New York, NY

  Easy apply
• Santander Holdings USA Inc

  

  Corporate Banking FIG - Underwriter & Portfolio Manager Associate

  2 days ago

  NEW YORK

  It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. Leads deal diligence process including identifying all key risks. Reviews relevant deal documents / information provided and third party reports. Structures deals. Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls. Manages legal aspect of deal process What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 5+ years of experience underwriting transactions for financial institution clients. Must possess strong financial analysis, structuring, underwriting and portfolio management experience. - Required. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. Superior written and verbal communication skills. Strong analytical skills and proficient with financial statement analysis. Ability to work in a fast paced environment with little supervision. Ability to work well with others and on teams. Proficient in Microsoft Office, including Word, Excel and PowerPoint. Skilled in proposing and negotiating and recommending credit and covenant structures. Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments. Ability to foster strong partnerships with the related documentation and underwriting units. Demonstrated practical and conceptual knowledge of credit and risk analysis. Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship. Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization. Solid understanding of industry nuances applicable to the credits contained within the group's portfolio. Solid knowledge of loan and related legal documents. Ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions. Must demonstrate strong judgment and sound credit skills. Knowledge of Federal banking regulations. Certifications: • Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $86,250.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.

• Santander Holdings USA Inc

  

  Corporate & Investment Banking FIG Underwriter & Portfolio Manager Associate

  2 days ago

  NEW YORK

  It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. • Leads deal diligence process including identifying all key risks., • Reviews relevant deal documents / information provided in data room, by Company / Sponsor, and third party reports., • Helps to structure deals., • Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls., • Manages legal aspect of deal process., • Mentors junior resources, if necessary, on underwriting best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required., • 5+ year of financial analysis, structuring, underwriting and portfolio management experience. - Required., • Superior written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Proficient in Microsoft Office, including Word, Excel and PowerPoint., • Skilled in proposing and negotiating and recommending credit and covenant structures., • Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments., • Ability to foster strong partnerships with the related documentation and underwriting units., • Demonstrated practical and conceptual knowledge of credit and risk analysis., • Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship., • Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization., • Solid understanding of industry nuances applicable to the credits contained within the group's portfolio., • Solid knowledge of loan and related legal documents., • Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions., • Must demonstrate strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: • Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $86,250.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.

• Santander Holdings USA Inc

  

  USA CIB Underwriting & Portfolio Management Analyst

  2 days ago

  NEW YORK

  It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The main function of the CIB Underwriting & Portfolio Management - Analyst is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. • Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs., • Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines., • Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines., • Conducts detailed economic and demographic research to determine feasibility of transactions., • Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee., • Conducts inspections of physical assets. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: • Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: • 3+ Years Related experience and/or training. - Required., • Excellent written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint., • Demonstrates strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.

• Santander Holdings USA Inc

  

  CIB, Associate, Structured Finance – Project Finance Underwriting & Portfolio Management (First Line of Defense)

  2 days ago

  NEW YORK

  It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Associate role sits within Santander Corporate & Investment Banking and functions as a front-office, First Line of Defense credit role supporting the underwriting, structuring, and active management of infrastructure and real assets credit exposures, with a strong emphasis on renewable energy, energy transition, and infrastructure (including digital infrastructure). The role operates as a credit function within the business, partnering closely with origination and product teams and maintaining direct accountability for asset-level underwriting, credit quality, documentation, and execution. The Associate leads transactions across the full investment lifecycle, from underwriting through active asset-level portfolio management, applying rigorous credit judgment and engaging credibly with the 2nd Line of Defense. This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture. Underwriting Support underwriting and structuring of new infrastructure and real assets transactions, including new originations, refinancings, extensions, upsizes, amendments. Act as the First Line of Defense credit owner, accountable for the accuracy and completeness of credit analysis, due diligence, and supporting documentation. Develop clear, concise, and judgment-driven credit recommendations that articulate key risks, mitigants, and structural protections in line with Santander credit standards Support the senior underwriter to defend credit recommendations and actively drive and accelerate approvals with the 2nd Line of Defense. Portfolio Management Participate in and, as appropriate, lead client interactions, demonstrating command of asset performance, financing structure, and client requests. When acting in an Administrative Agent role, take a leadership position in coordinating the lender group building consensus. Develop and maintain complex financial models, incorporating debt, tax equity, and equity structures, with a focus on operating cash flows. Own post-close portfolio management end-to-end, with direct accountability for asset performance monitoring, covenant compliance, proactive risk identification, and delivery against client and transaction timelines. Own consent, waiver, and amendment processes, leveraging asset-level analysis to prepare credit write-ups and recommendations, structure and negotiate outcomes with sponsors and counterparties. Synthesize portfolio performance, trends, and emerging risks into clear, concise written materials and presentations for senior management. Represent the business in interactions with auditors and regulators, demonstrating command of underlying credit decisions, asset fundamentals, and Santander’s risk framework. Respond to ad-hoc requests from Senior Management, often covering implications of law changes and shifts in government policy Perform annual credit reviews of assigned exposures, reassessing performance, risk profile, and adherence to original underwriting. Strong ability to synthesize complex asset-level and cash flow analysis into clear, credit narratives. Leadership & Development Provide guidance, review, and mentorship to Analysts, setting expectations for analytical rigor, writing quality, and execution discipline. Contribute to continuous improvement of underwriting, portfolio management, and credit processes. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor’s degree in Finance, Accounting, Economics, Engineering, Applied Sciences, or a related quantitative or analytical field. Advanced coursework or demonstrated academic focus in infrastructure, energy systems, engineering, or real assets viewed positively. 3–6 years of experience in infrastructure or project finance, real assets credit, leveraged finance, structured finance, or related investment or credit roles. Experience with infrastructure, energy, renewables, or other real assets strongly preferred. Advanced Excel and PowerPoint skills with a solid foundation in financial modeling. Strong written and verbal communication skills; comfortable engaging with sponsors, clients, senior bankers, and independent risk partners. Highly motivated self-starter with the resilience to perform in a demanding, high-expectation environment. Certifications: Registration for FINRA SIE must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.

• Santander Holdings USA Inc

  

  Corporate and Financial Sponsor Structuring, VP - CIB

  2 days ago

  NEW YORK

  It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview The VP, Corporate & Financial Sponsor Structuring will partner closely with Sales and Trading within Santander’s U.S. Corporate Investment Banking to originate, structure, and deliver differentiated Rates and FX solutions for Corporates, Financial Sponsors, and Project Finance clients in the US (working in collaboration with the global structuring hub). The role focuses on private-side solutions/structuring, developing new trade ideas, improving franchise quality, and enhancing scalability through automation and strong cross-functional coordination. Secondary product exposure may include commodities, equity, credit, and inflation as needed to support client objectives. Responsibilities Work alongside Sales teams to build pipeline and improve the quality of the client franchise through differentiated trade ideas, structuring expertise in key areas, and automation of recurring processes. Originate, design, price and deliver Rates and FX solutions tailored to client objectives Participate in client calls and meetings related to structuring pitches to obtain first-hand feedback on product delivery, solution fit, and client interest; translate feedback into refinements of trade ideas and execution approach. Maintain frequent interaction with internal stakeholders, including Trading, Banking, Financing teams, and XVA partners across geographies, to align on pricing, risk, documentation, execution, and delivery timelines. Support structuring and execution topics including structured FX / FX options, deal-contingent Rates and FX, and Project Finance hedging requirements. Lead or contribute to XVA and RWA optimization for collateralized and uncollateralized counterparties, incorporating specific CSAs and client requirements. Pitch and Coordinate New Issue Swap, ensuring effective connectivity between client, trading, and operational stakeholders. Contribute to new product development by identifying market needs, defining product requirements, partnering with risk/legal/operations on governance and documentation, and supporting go-to-market readiness. Provide strong documentation and process discipline, including expertise and collaboration on ISDAs and CSAs, and awareness of Hedge Accounting under US GAAP considerations where relevant to client solutions. Develop tools, analytics, and automation to improve speed-to-market for indicative pricing, scenario analysis, pitch materials, and recurring internal workflows. Qualifications Required Previous experience and demonstrated success in a similar structuring/solutions role at an appropriate level. Strong knowledge of Rates and Structured FX derivatives, with the ability to translate objectives into executable structures. Prior experience in a related role (trading and/or sales experience is beneficial). Proven ability to collaborate across Sales, Trading, Banking, Financing, and XVA, and to engage directly with external clients. Desirable Ability to code and automate processes; comfort building scalable tools to improve structuring delivery. Experience with new product development; XVA and RWA optimization; New Issue Swap coordination; structured FX; deal-contingent Rates and FX; Project Finance hedging; ISDA/CSA documentation; Hedge Accounting under US GAAP. Education Bachelor’s Degree (preferred degree: physics, computer science, math, engineering, finance) Certificates Series 7, 63, 79, SIE What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.