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At Qaracter, we’re an international consulting firm providing business, financial, risk, technology, and operations advisory services. With offices in Spain, Argentina, Mexico, Brazil and the US, and projects across Europe and the UK, we work side-by-side with leading banking and insurance institutions to tackle complex challenges and deliver real impact. We’re looking for recently graduated engineers to take the role of Java Developers through a previous academy & formation process (2 months). In order to join a strategic project in the banking sector, based in Madrid 📍 (hybrid model). If you're passionate about clean code, scalable systems, and building solutions that matter — this one’s for you and your Java adventure starts here! 💻 What you’ll do: • Develop and maintain applications in Java., • Implement and manage scripts in Unix/Linux., • Administer and optimize databases using SQL., • Participate in frontend development (if applicable)., • Collaborate in multidisciplinary teams using agile methodologies. ✅ What we’re looking for: • Recently graduated engineers., • Development of robust and well-structured applications, applying object-oriented programming principles., • Familiarity with Java frameworks (Spring Boot), libraries and other programming languages., • Experience managing operating systems, with the ability to write scripts and automate tasks., • Knowledge of basic Unix commands., • Ability to write complex queries and manage large volumes of data in relational systems SQL., • English B2+ / C1. 🎁 What we offer: 💻 Permanent contract and remote work. 🎓 Intensive training with cutting-edge technologies and certifications. 💸 Meal vouchers: €11/day onsite. 📈 Salary variable and annual bonus. ☕️ Coffee and fruit in the office. 🚆 Flexible benefits in public transport. 🩺 Discounts on health insurance for you and your family. 🎓 Access to Coursera. 🌱 Stable, long-term projects. ✨ Great team and organization environment and close support from day one. 📩 Ready to join a fast-growing consulting firm and work on meaningful financial projects? Apply now via LinkedIn or send us your CV directly! At QARACTER TECNOLOGÍA Y OPERACIONES, S.L.U, we promote real and effective equal opportunities between women and men, supporting professional development and workforce diversity aligned with our Equality Plan. #JavaDeveloper #SpringBoot #Hiring #MadridTech #BankingTech #Qaracter #BackendJobs #HybridWork #TechCareers #JoinUs #engineers #engineering

📌 Company Description Pixie has close to 20 years experience in IT staffing in Europe and US, mainly providing freelance experts on SAP, Microsoft, Data, Salesforce, Infrastructure and Web. After doubling the size of our teams over the past two years, we are now looking to continue this growth by hiring experienced Business Developers to strengthen our Madrid office and support the development of the Iberian market, with a strong focus on Portugal. In this position your responsibilities will be, prospecting, building, developing and managing your client portfolio, you will also qualify, recruit and follow-up with your freelance consultants. (70% sales / 30% recruitment) Your Responsibilities: • Prospecting and building your own portfolio of IT clients in the Portuguese market, • Managing client relationships and understanding their project needs, • Sourcing, qualifying, and following up with freelance IT consultants, • Driving the full sales and recruitment cycle (approx. 70% business development / 30% recruitment) Who Are We Looking For? • Minimum 1 year of experience building your own client portfolio in IT recruitment, • You genuinely enjoy prospecting and cold calling, • Native-level Portuguese and fluent English&Spanish are required, • Strong results-driven mindset with clear sales orientation, • Enthusiastic, ambitious, and highly proactive attitude Why Join Pixie? • Clear and uncapped commission structure, • Annual incentive trips for top performers (Mexico, Dubai, Iceland...), • Structured onboarding to help you quickly understand our systems and focus on business, • Transparent and well-defined career development plan, • Full autonomy to build and manage your portfolio of clients and consultants, • Office located in the heart of Madrid (Nuevos Ministerios) Additional Benefits: • 23 vacation days + 1 additional loyalty day per year after each work anniversary (up to 7 days), • Flexible compensation scheme via Flexoh, • 1 remote day per week, • Annual company kickoff event, • Summer & Christmas events, • EU citizenship or valid work permit is mandatory Interview Process: • Interview with Talent Acquisition – 30 minutes, • Interview with Managers, • Interview with Directors

Senior Dotnet Developer Location: Based in Madrid and ready to hybrid model (go to the office 1/2 per week) The client is a multinational group devoted to entertainment and leisure. It is a leading player in the private gaming industry, with four decades of experience and with presence in seven countries in Europe (Spain and Italy) and Latin America (Argentina, Colombia, Mexico, Panama, and Uruguay). It conducts its business with complete transparency, responsibility, and commitment to customers, investors, employees, regulators, and other stakeholders. We are looking for an experienced developer to join our team, with strong expertise in designing and developing web applications using .NET technologies, as well as exceptional problem-solving skills and a collaborative mindset. Requirements: Mandatory: • Fluent Spanish, • Based in Madrid and ready to hybrid model (go to the office 1/2 per week), • 5+ years of experience with .NET Framework., • Experience in developing APIs and microservices., • Experience in writing unit and integration tests using xUnit., • Experience in monitoring and tracing systems with Azure Application Insights., • Proven experience with Azure Functions, Azure WebApps, ASP.NET Core, and Web APIs., • Hands-on experience with Azure environments and related services., • Familiarity with Agile/Scrum methodologies., • At least B2 level of English. Responsibilities: • Design and develop web applications using .NET technologies., • Collaborate with other teams to create efficient and scalable solutions., • Participate in code reviews and ensure code quality., • Identify and resolve technical issues efficiently., • Stay up to date with the latest trends and technologies in .NET development., • Document designed solutions to ensure system maintainability. Why this position: • An opportunity to work on innovative payment solutions in the iGaming domain., • A collaborative, agile, and dynamic team environment.

The Operating Unit IMa “International Markets” covers more than 15 countries in Latam (Mexico, Colombia, Brazil), Russia, Turkey, Lebanon, Africa (Morocco and Sub-Saharan countries, Egypt, Algeria, Nigeria), South East Asia (Thailand, Indonesia and Philippines) and Korea. The IMa Financial Controlling and Performance Management team is responsible for: • The business monitoring and the follow up of the performance of the local entities, • The oversight and validation of the financial of the local entities (forecast, strategic plan …) which includes the follow up of strategic questions and top management requests, • The Financial controlling activities: Controlling, Analyzing and Presenting earnings & Financial Statements figures reported by entities in the consolidation tool, in line with AXA IFRS and Solvency 2 accounting and reporting rules, • The Finance target setting and target assessment (STIC) of the entities in the perimeter, • Synthetising and presenting to the AXA Group Finance teams the IMa perimeter financial performance, • Managing the transition towards IFRS17, • Managing Internal controls This is an opportunity to join a multinational and dynamic team with high skilled members driving the performance of AXA International Markets as one of the growth engines of the AXA Group. Primary mission and key accountabilities: The IMa L&H Actuarial team and IFRS17 is part of the IMa Financial Controlling and Performance Management team, and has the following missions: • Support the IMa and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices., • Fullfill the regulatory role of the Actuarial Function, i.e., to provide an opinion on reserving, underwriting and reinsurance. The senior L&H Actuary contributes to those missions and participates in building a transversal view on actuarial topics of life and health while facilitating the relationship/exchanges with entities and the other Group/ IMa teams. Actuarial function holder is a key finance partner that helps the organisation meet its finance objectives by bringing added value analysis and proposals to Top Management, follow up performance of local entities and acts as central finance point of contact for entities, for IMa Top Management and all key stakeholders incl. Group. It is also a key point of contact with IMa Business Lines and IMa Risk Management. We are looking for a highly motivated and experienced Senior Actuary specializing in Life and Health insurance to support our IFRS 17 initiatives for International Markets. This role will involve monitoring compliance with group reporting standards, analysing actuarial data, and assisting in the standardization of actuarial practices across the IMa while reporting to the Actuarial Function Holder. Key Accountabilities: Performance: • Work with the Controlling team on the forecasting financial processes (budget/ strategic plan/ MBR) to (i) set/track the ambitions, (ii) understand the underlying business growth and profitability (ECR/pricing adequacy monitoring) /cash in IFRS17/Solvency 2 (e.g., new business CSM and payback period, Earnings, Return on Equity), and (iii) define the required actions/steer the business (e.g., repricing, business mix change, credited rate management, reinsurance)., • Provide support to Life & Health entities on AXA Actuarial reporting methodology and processes and improve coordination and follow up on actuarial reporting process with Group PBR team, INM PBR L&S and INM RM L&S, • Perform specific deep dive analysis for the top management (e.g., analysis of product profitability or distribution network performance, definition/evolution of technical performance indicators, capital consumption of new business or specific line of business). Regulatory role: • Provide an opinion (i) on the overall underwriting policy, (ii) on the adequacy of reinsurance arrangement, and (iii) coordinate the calculation of the technical provisions, ensure the appropriateness of underlying models and methodologies, assess sufficiency and quality of data, compare Best Estimates against experience. To do so , the IMa L&H Actuarial team, • Coordinates the process gathering the local entities’ 1st and 2nd opinions on reserves., • Contributes to the “In-Depth Reviews”, based on mandate from the top management, to review the most material/sensitive Best Estimate Assumptions in both S2 and IFRS17 of 2 to 3 local entities per year. More precisely, the team (i) organize on-site missions with local stakeholders (e.g., actuarial, finance, risk), (ii) provide an independent opinion, recommendations, key perspectives and insights to the top management., • Provides its opinion to IMa management through (i) the annual IMa Actuarial Report, (ii) 2 opinions on reserves/assumptions., • Contributes to the continuous improvement of the Best Estimate Assumptions setting framework (e.g., monitoring of A/Es and identification of deviations, process and methodologies for BEA change, anticipation of S2 and IFRS17 impacts)., • Review the actuarial assumptions / model changes proposition., • Support IMa AFH to organize and produce the International Markets Technical Committee Transversal view on Life and Health bussiness for IMa perimeter: • Provide a transversal view on actuarial topics while facilitating the relationship/exchanges with entities, and with the other IMa/Group teams., • Support AFH in reviewing the impacts in case of M&A operations Actuarial Community: • Participate actively to the community of Chief Actuaries., • Contribute to the organization and content of the IMa Chief actuary meetings., • Assist AFH IMa to ensure the compliance with group actuarial practices across entities, identifying areas for improvement and ensuring adherence to defined responsibilities, • Boost collaborative model across Actuarial and Financial families. IFRS17 support: • Provide technical support on IFRS17 topics, • Assist the entities in the implementation and leverage on the group solutions, • Identification of risks, impacts, problems, and active contribution of solutions to WS leaders and the WS team, • Active leadership of the local project teams ensuring compliance with the planning, • Organize the IFRS17 meeting with the main stakeholders, • Contribute to effectively set up an appropriate change management plan required by IFRS 17 Profile: • Strong technical skills in life, savings, and health products (actuarial modeling, coding, data) with business acumen, and ability to work in a collaborative/project mode to deliver a concrete business output., • Strong understanding of profitability analysis and MCEV reporting and IFRS17, • Ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations in English., • Ability to communicate effectively to a diverse range of stakeholders., • Reactiveness, smooth and strong exchanges with entities., • Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters., • Background Actuary, Financial Engineer, Data Scientist, PhD – with 8-12 years’ experience minimum. At AXA we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a Disability certificate will be positively valued. What are you waiting for? Join the AXA family and contribute to the progress of society!

Arochi & Lindner is a prestigious law firm with over 30 years of experience, headquartered in Mexico and Madrid, specializing in Intellectual Property, Life Sciences, Advertising and Marketing, Civil and Commercial Litigation, Corporate Law, Regulatory Affairs, and Data Protection. We are seeking committed professionals to join our team as a Patent Paralegal in our Madrid office. Key Responsibilities: • General follow-up of patent prosecution procedures before the Spanish Patent and Trademark Office (OEPM) and the European Patent Office (EPO)., • Filing documentation related to patent applications., • Sending reports on filing, publication, substantive examination, and grant., • Managing payments and monitoring annuities with OEPM and EPO., • Handling patent management systems such as CRM, CPI, APIGES, and similar tools., • Managing transfers, assignments, and changes of ownership before OEPM and EPO., • Handling patent files across various technological sectors., • Managing client invoicing and processing invoices from foreign associates., • Using platforms such as EPO-EOLF, OEPMSEI, and MyEPO Services for national, European, and PCT patent procedures., • Preparing budgets and reports on international patent prosecution processes and coordinating with foreign associates. Requirements: • Professional degree in Law or similar., • Postgraduate studies in Intellectual Property (Master’s or specialized patent management courses)., • Up to 3 years of experience in a similar role., • Advanced level of English (written and business conversation); knowledge of another language is a plus., • Excellent client service and business etiquette., • Strong organizational skills, service-oriented attitude, and effective communication., • General knowledge of procedures before OEPM, EPO, PCT, and WIPO., • Availability to work on-site in the Madrid office 4 days per week., • Advanced proficiency in Microsoft applications and web-based platforms. What We Offer: • Opportunity to be part of a growing firm in the industrial property sector., • Competitive salary based on experience., • One day of work from home., • Professional, collaborative, and growth-oriented environment. If you’re passionate about patent law and want to be part of a leading Intellectual Property team, this is your chance. Apply now!

🌍 PagoNxt Payments | ✨ Your talent drives our future PagoNxt Payments is Santander Group’s global payments platform, focused on providing tailored financial infrastructure for companies, banks, and fintechs — both inside and outside the Santander ecosystem. With operations in over 10 countries, our mission is clear: to simplify payments and empower businesses through secure, flexible, data-driven technology. We operate on a cloud-native architecture designed to scale and adapt to the needs of global organizations. Our platform supports international transactions, FX, multi-currency accounts, regulatory compliance, and fraud prevention — all under a unified approach. PagoNxt Payments combines the agility of a fintech with the reliability of a global bank. With teams across Spain, Brazil, Mexico, Portugal, the UK, and Germany, we are building the future of payments at global scale. ✨ If you want to be part of the next generation of financial solutions — this is the place. Imagine your future. Care for your career. Simplify your journey. This means you’ll have the opportunity to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity. We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and shape what’s next. You’ll find space to grow, real opportunities to lead, and a culture where everyone belongs and contributes. Are you ready to be a Nxter? 📌 What you’ll do Lead data & AI projects across Pagonxt Payments to drive efficiency, transformation, and innovation across the organization The selected candidate will play a pivotal role in defining/shaping the Data & AI strategy of the company, and in inspiring the organization to ensure a successful execution. 1. Strategy and Leadership • Define and execute the data and artificial intelligence strategy for PagoNxt Payments, aligned with corporate objectives and business priorities., • Lead the adoption of Data & AI capabilities across the organization, promoting a data-driven culture and ensuring the responsible and secure use of advanced technologies. 2. Project Management and Execution • Consolidate, prioritize, and provide end-to-end oversight of Data & AI projects within Payments., • Ensure the effective execution of projects under their responsibility, guaranteeing tangible results, technical quality, and compliance with deadlines., • Act as the focal point to coordinate operations, product, technology, finance, and other Payments teams involved in data and AI initiatives. 3. Productivity Improvement, Automation, and Process Redesign • Lead initiatives to increase productivity of technology and development teams through copilots, intelligent automation, assisted code generation, and advanced engineering practices., • Design and drive automations and process redesigns using AI, optimizing execution time, reducing errors, and eliminating manual tasks., • Collaborate with business and operations teams to reimagine end-to-end processes using technologies such as NLP, generative models, automatic classification, computer vision, or intelligent bots., • Establish efficiency and ROI indicators to measure continuous improvement in productivity and automation. 4. AI-Driven Product Innovation • Identify opportunities for new products, services, or capabilities powered by AI within the payments domain., • Collaborate with innovation, product, and technology teams in the ideation, experimentation, and prototyping of AI-based solutions. 5. Data Governance and Data Quality • Promote the framework for data governance, quality, and management, including standards definition, lineage, metadata, cataloging, and quality controls., • Ensure regulatory compliance regarding data use, security, privacy, and ethics in model development. ✅ Key Requiremnts • 5-10 years of experience in roles related to Data & Analytics, Data Engineering, AI/ML, or information technologies., • Proven experience leading strategic data and AI programs. Experience leading generative AI initiatives or chatgpt adoption, • Bachelor's degree in Computer Engineering, Telecommunications, Mathematics, Physics, Statistics, Quantitative Economics, or similar fields., • A Master's degree in Big Data, Artificial Intelligence, Data Science, or an MBA will be a strong advantage., • Proven ability to translate business needs into data and AI solutions., • Knowledge of machine learning, predictive models, advanced analytics, and generative AI., • Familiarity with generative AI tools (ChatGPT, copilots, development assistants such as Devin, etc.)., • Experience with process automation tools (RPA, AI applied to operational workflows, NLP for document automation, etc.) 🎯 What we offer 🩺 Medical insurance 🦷 Dental insurance 💪 Wellhub 🚑 Life insurance 💉 Annual healthcare 🚌 Transportation allowance 🍕 Meal voucher/food voucher 💰 Annual Bonus 📚 Access to self-development programmes 🏢 Hybrid Collaborative environment: Successful candidate must be prepared to work 60% on site

Grenergy is a Spanish multinational company producing clean energy. Founded in 2007, it has been listed on the Spanish stock exchange since 2015. The company is a pioneer in the energy storage industry. In addition, it builds and operates photovoltaic solar power plants. It is present throughout the entire lifecycle of its projects — from development and construction to financial structuring, operation, and maintenance. It operates in three key regions: Europe (Spain, Italy, Germany, Poland, Romania, and the United Kingdom), North America (United States), and Latin America (Chile, Peru, Mexico, and Colombia). Thanks to its strong commitment to battery storage, Grenergy can provide clean energy at any time — 24/7. We drive change by bringing together talent and energy to continue revolutionizing the sector. Are you ready to take on the challenge? We are seeking a highly skilled and motivated Modelling Specialist to join our Investment Analysis & Modeling team. The ideal candidate will possess a deep understanding of PV and BESS systems and advanced modelling techniques in order to develop the energy model and integrate it in the financial model for the analysis of projects. This role involves developing, validating, and optimizing energy and financial models for the analysis of BESS and Hybrid projects (in all the development-to-operation stages) to support the investment decisions of Grenergy. Main tasks: • Work closely with the team to lead the evaluation, structuring, and execution of PV and BESS projects., • Prepare and manage complex financial models for investment analysis and risk assessment., • Develop accurate energy models of battery energy storage systems., • Collaborate with engineering, energy and operations teams to implement optimized energy solutions in the models., • Collaborate with the Structured Finance and M&A teams to implement optimized solutions in the financial models., • Prepare investment memos, presentations, and reports for senior management and external stakeholders, communicating key findings, recommendations, and insights effectively., • Stay updated with the latest advancements in BESS technology and modelling techniques. Requirements: • Bachelor’s or master’s degree in electrical engineering, Energy Systems, Applied Mathematics, Finance, Business Administration or a related field., • 5 years’ experience in modelling with focus in the economical and financial valuation of projects in all the Development-to-Operation stages., • Proficiency in Excel and Python., • Strong analytical skills and the ability to interpret complex data sets., • Excellent problem-solving skills and attention to detail., • Effective communication and teamwork abilities., • Knowledge of power systems and, renewable energy., • Knowledge of project finance, is a plus. We offer strong professional development and stability in a booming sector, within a listed company experiencing rapid growth and international expansion. You'll enjoy a great working environment in a young and dynamic team. Grenergy is committed to providing equal employment opportunities to all employees and applicants without discrimination based on race, gender, age, ancestry, color, religion, disability, marital status, origin, gender identity, sexual orientation, or any other characteristic.

Programmatic Specialist Jr 🚀 ¿Te apasiona la tecnología, el análisis de datos y el marketing digital? En t2ó estamos buscando a nuestro próximo/a Programmatic Specialist Jr para unirse a un equipo en constante expansión. Si tienes entre 1 y 3 años de experiencia y buscas un rol donde tengas autonomía real, visibilidad con el cliente y aprendizaje continuo, ¡queremos conocerte! Sobre t2ó: De un Cyber Café al Mundo 🌍 2004: Surge t2ó 2008 a 2018: t2ó se expande y se convierte en agencia referencia en Performance Marketing, integrando además de Madrid, las nuevas oficinas en Italia, Mexico y EEUU. 2021: Conseguimos la certificación de Re-sellers de Google. 2021 a 2025: Incorporación de Gain, On top media, Leadgenios (Colombia), La pequeña fábrica, Xeerpa, Revel and Thorn (Canadá), Gestión de medios (Bilbao) y Fly me to the Moon al grupo t2ó one. 🎯 Tu Misión Como Programmatic Specialist, gestionarás de forma integral la estrategia programática de tus clientes. No serás una pieza más del engranaje; tendrás responsabilidad directa sobre tus cuentas (formato multicuenta, gestionando 3-4 clientes), tomando decisiones estratégicas con el apoyo del Head de Programática. Tus responsabilidades principales serán: ● Gestión End-to-End: Configuración, activación y optimización de campañas de Programática & Display. ● Análisis y Estrategia: Seguimiento exhaustivo de resultados, identificando oportunidades de mejora y proponiendo novedades del canal. ● Relación con Soportes: Interlocución directa, negociación de precios y cierre de acuerdos con soportes externos. ● Visibilidad con Cliente: Preparación de informes y presentación de resultados directamente al cliente. Serás la cara visible de tu área. ● Colaboración Transversal: Trabajo en equipo con otras áreas (SEM, Social, etc.) y participación en la planificación de medios global. 📋 Lo que buscamos en ti Buscamos una persona proactiva y curiosa, con gran capacidad analítica y ganas de aprender. Requisitos Indispensables: ● Experiencia: Entre 2 y 4 años en funciones similares. ● Herramientas (Tech Stack): Conocimiento consolidado en DV360 (Display & Video 360). ● AdServers: Nociones claras, especialmente con foco en Campaign Manager (CM). ● Analítica: Conocimientos de Google Analytics 4. ● Idiomas: Inglés nivel medio-alto (hablado y escrito), capaz de desenvolverse en un entorno internacional. ● Soft Skills: Habilidades de presentación a cliente y trabajo en equipo. Se valorará positivamente (Deseable): ● Experiencia con otros DSPs: The Trade Desk (TTD), Amazon DSP, Yahoo, Zemanta, etc. 💎 ¿Por qué elegir t2ó? Beneficios y Cultura En t2ó no solo te ofrecemos un trabajo, te ofrecemos un plan de carrera donde tu formación es prioritaria. ● Contrato: Indefinido desde el primer día. ● Flexibilidad: Modelo Híbrido (50% Teletrabajo / 50% Presencial). ● Retribución Flexible: Seguro médico privado, tarjeta transporte y ticket restaurante. ● Formación Premium: 2 clases de inglés particulares a la semana (100% financiadas) y programas de mentoring. ● Upskilling: Formación continua. ● Wellbeing: 22 días de vacaciones + el día de tu cumpleaños libre 🎂. 📍 Ubicación y Detalles ● Modalidad: Híbrido (50% remoto). ● Ubicación: C/ Poeta Joan Maragall, zona Bernabéu. ● Jornada: Completa. ¿Listo/a para despegar con nosotros? 🚀

The Operating Unit IMa “International Markets” covers more than 15 countries in Latam (Mexico, Colombia, Brazil), Russia, Turkey, Lebanon, Africa (Morocco and Sub-Saharan countries, Egypt, Algeria, Nigeria), South East Asia (Thailand, Indonesia and Philippines) and Korea. The IMa Financial Controlling and Performance Management team is responsible for: The business monitoring and the follow up of the performance of the local entities The oversight and validation of the financial of the local entities (forecast, strategic plan …) which includes the follow up of strategic questions and top management requests The Financial controlling activities: Controlling, Analyzing and Presenting earnings & Financial Statements figures reported by entities in the consolidation tool, in line with AXA IFRS and Solvency 2 accounting and reporting rules The Finance target setting and target assessment (STIC) of the entities in the perimeter Synthetising and presenting to the AXA Group Finance teams the IMa perimeter financial performance Managing the transition towards IFRS17 Managing Internal controls This is an opportunity to join a multinational and dynamic team with high skilled members driving the performance of AXA International Markets as one of the growth engines of the AXA Group. Primary mission and key accountabilities: The IMa L&H Actuarial team and IFRS17 is part of the IMa Financial Controlling and Performance Management team , and has the following missions: - Support the IMa and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices. - Fullfill the regulatory role of the Actuarial Function, i.e., to provide an opinion on reserving, underwriting and reinsurance. The senior L&H Actuary contributes to those missions and participates in building a transversal view on actuarial topics of life and health while facilitating the relationship/exchanges with entities and the other Group/ IMa teams. Actuarial function holder is a key finance partner that helps the organisation meet its finance objectives by bringing added value analysis and proposals to Top Management, follow up performance of local entities and acts as central finance point of contact for entities, for IMa Top Management and all key stakeholders incl. Group. It is also a key point of contact with IMa Business Lines and IMa Risk Management. We are looking for a highly motivated and experienced Senior Actuary specializing in Life and Health insurance to support our IFRS 17 initiatives for International Markets. This role will involve monitoring compliance with group reporting standards, analysing actuarial data, and assisting in the standardization of actuarial practices across the IMa while reporting to the Actuarial Function Holder. Key Accountabilities: Performance: Work with the Controlling team on the forecasting financial processes (budget/ strategic plan/ MBR) to (i) set/track the ambitions, (ii) understand the underlying business growth and profitability (ECR/pricing adequacy monitoring) /cash in IFRS17/Solvency 2 (e.g., new business CSM and payback period, Earnings, Return on Equity), and (iii) define the required actions/steer the business (e.g., repricing, business mix change, credited rate management, reinsurance). Provide support to Life & Health entities on AXA Actuarial reporting methodology and processes and improve coordination and follow up on actuarial reporting process with Group PBR team, INM PBR L&S and INM RM L&S Perform specific deep dive analysis for the top management (e.g., analysis of product profitability or distribution network performance, definition/evolution of technical performance indicators, capital consumption of new business or specific line of business). Regulatory role: Provide an opinion (i) on the overall underwriting policy, (ii) on the adequacy of reinsurance arrangement, and (iii) coordinate the calculation of the technical provisions, ensure the appropriateness of underlying models and methodologies, assess sufficiency and quality of data, compare Best Estimates against experience. To do so , the IMa L&H Actuarial team Coordinates the process gathering the local entities’ 1st and 2nd opinions on reserves. Contributes to the “In-Depth Reviews”, based on mandate from the top management, to review the most material/sensitive Best Estimate Assumptions in both S2 and IFRS17 of 2 to 3 local entities per year. More precisely, the team (i) organize on-site missions with local stakeholders (e.g., actuarial, finance, risk), (ii) provide an independent opinion, recommendations, key perspectives and insights to the top management. Provides its opinion to IMa management through (i) the annual IMa Actuarial Report, (ii) 2 opinions on reserves/assumptions. Contributes to the continuous improvement of the Best Estimate Assumptions setting framework (e.g., monitoring of A/Es and identification of deviations, process and methodologies for BEA change, anticipation of S2 and IFRS17 impacts). Review the actuarial assumptions / model changes proposition. Support IMa AFH to organize and produce the International Markets Technical Committee Transversal view on Life and Health bussiness for IMa perimeter: Provide a transversal view on actuarial topics while facilitating the relationship/exchanges with entities, and with the other IMa/Group teams. Support AFH in reviewing the impacts in case of M&A operations Actuarial Community: Participate actively to the community of Chief Actuaries. Contribute to the organization and content of the IMa Chief actuary meetings. Assist AFH IMa to ensure the compliance with group actuarial practices across entities, identifying areas for improvement and ensuring adherence to defined responsibilities Boost collaborative model across Actuarial and Financial families. IFRS17 support: Provide technical support on IFRS17 topics Assist the entities in the implementation and leverage on the group solutions Identification of risks, impacts, problems, and active contribution of solutions to WS leaders and the WS team Active leadership of the local project teams ensuring compliance with the planning Organize the IFRS17 meeting with the main stakeholders Contribute to effectively set up an appropriate change management plan required by IFRS 17 Profile: Strong technical skills in life, savings, and health products (actuarial modeling, coding, data) with business acumen, and ability to work in a collaborative/project mode to deliver a concrete business output. Strong understanding of profitability analysis and MCEV reporting and IFRS17 Ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations in English. Ability to communicate effectively to a diverse range of stakeholders. Reactiveness, smooth and strong exchanges with entities. Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters. Background Actuary, Financial Engineer, Data Scientist, PhD – with 8-12 years’ experience minimum. At AXA we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a Disability certificate will be positively valued. What are you waiting for? Join the AXA family and contribute to the progress of society!

Isotrol is a worldwide market leader in Energy Market Trading Software Solutions and Renewable Power Plant Control Solutions. We help companies in the renewable energy sector transform efficient renewable power plant control solutions ideas into software solutions realities. We have been powering the largest energy companies for over three decades, managing more than 100+ GWTs across the globe. And what is most exciting about it is that this is only the beginning. At Isotrol, we are immersed in a transformation process where we are creating SaaS solutions with cutting edge technology to adapt not only to the largest clients, but to be able to adapt to all companies in the sector. What we do is deeply connected to create a more sustainable world, and our team members are the most valuable asset and where our success as a company starts. We’re a team of over 350 people across 5 countries (Spain, USA, Mexico, Brazil and Chile) delivering expert knowledge, passion and commitment to support our clients in the achievement of a more sustainable world. The role: We’re looking for a Project Engineer to join our team! Your key responsibilities: You will be the main point of contact with the Client for the integrations of our SCADA Monitoring and Control System, a complete suite of solutions for the management of large volumes of information from renewable energy plants. Designed for RE owners, operators, technicians and consultants. Your skills and experience: Industrial engineer with experience in the field of RES or the energy sector. Desirable knowledge of control / SCADAS. Great analytical skills. Good electrical knowledge. Advanced handling of data sheets. Good level of English is desirable (We work on national and international projects so depending on your interest and level of English you can develop projects oriented to one geographical area or another). Strong customer orientation. What we offer: Flexible working hours at the start and end of the working day Remote working availability Opportunity to work in a fast-growing sector with cutting-edge technology Supportive and collaborative multicultural team environment. Here at Isotrol, we are committed to building a culturally diverse workforce and therefore strongly encourage applications from underrepresented groups. We are committed to equality of opportunity and welcome applications from all individuals, regardless of their background If you have any reasonable adjustment needs arising from a disability or medical condition to fully participate in the recruitment process, please discuss this with the recruiter who contacts you.

Isotrol is a worldwide market leader in Energy Market Trading Software Solutions and Renewable Power Plant Control Solutions. We help companies in the renewable energy sector transform efficient renewable power plant control solutions ideas into software solutions realities. We have been powering the largest energy companies for over three decades, managing more than 100+ GWTs across the globe. And what is most exciting about it is that this is only the beginning. At Isotrol, we are immersed in a transformation process where we are creating SaaS solutions with cutting edge technology to adapt not only to the largest clients, but to be able to adapt to all companies in the sector. What we do is deeply connected to create a more sustainable world, and our team members are the most valuable asset and where our success as a company starts. We’re a team of over 350 people across 5 countries (Spain, USA, Mexico, Brazil and Chile) delivering expert knowledge, passion and commitment to support our clients in the achievement of a more sustainable world. The role The Isotrol Product Team is the driving force behind energy management solutions and the heart of the experiences that power our product portfolio. We turn complex automation and control requirements into simple, scalable, high-impact solutions. Your key responsibilities Within a multidisciplinary team, working with agile methodologies, you will be part of the technical team to contribute and complement developing our product as a specialist in programming automation and PLC systems. Your skills and experience 5 years of experience in similar positions Higher Training Cycle in Automation and Industrial Robotics, Higher Training Cycle in automated electrotechnical systems, Degree in Industrial Electronic Engineering Technical and technological knowledge of standard market solutions in the PLC area Experience and knowledge of PLC automation systems and PLC languages (Siemens, SEL, Codesys) TIA Portal and ACselerator environments Knowledge of structured language at the programming level (IEC61131). Orientation to results and teamwork Previous experience in product development in technology companies Technical and technological knowledge of standard market solutions in the HMI area Experience and knowledge in Python solutions and applications What we offer Flexible working hours at the start and end of the working day Remote working availability Opportunity to work in a fast-growing sector with cutting-edge technology Supportive and collaborative multicultural team environment. Here at Isotrol, we are committed to building a culturally diverse workforce and therefore strongly encourage applications from underrepresented groups. We are committed to equality of opportunity and welcome applications from all individuals, regardless of their background. If you have any reasonable adjustment needs arising from a disability or medical condition to fully participate in the recruitment process, please discuss this with the recruiter who contacts you.

The Operating Unit IMa “International Markets” covers more than 15 countries in Latam (Mexico, Colombia, Brazil), Russia, Turkey, Lebanon, Africa (Morocco and Sub-Saharan countries, Egypt, Algeria, Nigeria), South East Asia (Thailand, Indonesia and Philippines) and Korea. The IMa Financial Controlling and Performance Management team is responsible for: The business monitoring and the follow up of the performance of the local entities The oversight and validation of the financial of the local entities (forecast, strategic plan …) which includes the follow up of strategic questions and top management requests The Financial controlling activities: Controlling, Analyzing and Presenting earnings & Financial Statements figures reported by entities in the consolidation tool, in line with AXA IFRS and Solvency 2 accounting and reporting rules The Finance target setting and target assessment (STIC) of the entities in the perimeter Synthetising and presenting to the AXA Group Finance teams the IMa perimeter financial performance Managing the transition towards IFRS17 Managing Internal controls This is an opportunity to join a multinational and dynamic team with high skilled members driving the performance of AXA International Markets as one of the growth engines of the AXA Group. Primary mission and key accountabilities: The IMa L&H Actuarial team and IFRS17 is part of the IMa Financial Controlling and Performance Management team , and has the following missions: - Support the IMa and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices. - Fullfill the regulatory role of the Actuarial Function, i.e., to provide an opinion on reserving, underwriting and reinsurance. The senior L&H Actuary contributes to those missions and participates in building a transversal view on actuarial topics of life and health while facilitating the relationship/exchanges with entities and the other Group/ IMa teams. Actuarial function holder is a key finance partner that helps the organisation meet its finance objectives by bringing added value analysis and proposals to Top Management, follow up performance of local entities and acts as central finance point of contact for entities, for IMa Top Management and all key stakeholders incl. Group. It is also a key point of contact with IMa Business Lines and IMa Risk Management. We are looking for a highly motivated and experienced Senior Actuary specializing in Life and Health insurance to support our IFRS 17 initiatives for International Markets. This role will involve monitoring compliance with group reporting standards, analysing actuarial data, and assisting in the standardization of actuarial practices across the IMa while reporting to the Actuarial Function Holder. Key Accountabilities: Performance: Work with the Controlling team on the forecasting financial processes (budget/ strategic plan/ MBR) to (i) set/track the ambitions, (ii) understand the underlying business growth and profitability (ECR/pricing adequacy monitoring) /cash in IFRS17/Solvency 2 (e.g., new business CSM and payback period, Earnings, Return on Equity), and (iii) define the required actions/steer the business (e.g., repricing, business mix change, credited rate management, reinsurance). Provide support to Life & Health entities on AXA Actuarial reporting methodology and processes and improve coordination and follow up on actuarial reporting process with Group PBR team, INM PBR L&S and INM RM L&S Perform specific deep dive analysis for the top management (e.g., analysis of product profitability or distribution network performance, definition/evolution of technical performance indicators, capital consumption of new business or specific line of business). Regulatory role: Provide an opinion (i) on the overall underwriting policy, (ii) on the adequacy of reinsurance arrangement, and (iii) coordinate the calculation of the technical provisions, ensure the appropriateness of underlying models and methodologies, assess sufficiency and quality of data, compare Best Estimates against experience. To do so , the IMa L&H Actuarial team Coordinates the process gathering the local entities’ 1st and 2nd opinions on reserves. Contributes to the “In-Depth Reviews”, based on mandate from the top management, to review the most material/sensitive Best Estimate Assumptions in both S2 and IFRS17 of 2 to 3 local entities per year. More precisely, the team (i) organize on-site missions with local stakeholders (e.g., actuarial, finance, risk), (ii) provide an independent opinion, recommendations, key perspectives and insights to the top management. Provides its opinion to IMa management through (i) the annual IMa Actuarial Report, (ii) 2 opinions on reserves/assumptions. Contributes to the continuous improvement of the Best Estimate Assumptions setting framework (e.g., monitoring of A/Es and identification of deviations, process and methodologies for BEA change, anticipation of S2 and IFRS17 impacts). Review the actuarial assumptions / model changes proposition. Support IMa AFH to organize and produce the International Markets Technical Committee Transversal view on Life and Health bussiness for IMa perimeter: Provide a transversal view on actuarial topics while facilitating the relationship/exchanges with entities, and with the other IMa/Group teams. Support AFH in reviewing the impacts in case of M&A operations Actuarial Community: Participate actively to the community of Chief Actuaries. Contribute to the organization and content of the IMa Chief actuary meetings. Assist AFH IMa to ensure the compliance with group actuarial practices across entities, identifying areas for improvement and ensuring adherence to defined responsibilities Boost collaborative model across Actuarial and Financial families. IFRS17 support: Provide technical support on IFRS17 topics Assist the entities in the implementation and leverage on the group solutions Identification of risks, impacts, problems, and active contribution of solutions to WS leaders and the WS team Active leadership of the local project teams ensuring compliance with the planning Organize the IFRS17 meeting with the main stakeholders Contribute to effectively set up an appropriate change management plan required by IFRS 17 Profile: Strong technical skills in life, savings, and health products (actuarial modeling, coding, data) with business acumen, and ability to work in a collaborative/project mode to deliver a concrete business output. Strong understanding of profitability analysis and MCEV reporting and IFRS17 Ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations in English. Ability to communicate effectively to a diverse range of stakeholders. Reactiveness, smooth and strong exchanges with entities. Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters. Background Actuary, Financial Engineer, Data Scientist, PhD – with 8-12 years’ experience minimum. At AXA we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a Disability certificate will be positively valued. What are you waiting for? Join the AXA family and contribute to the progress of society!

Isotrol is a worldwide market leader in Energy Market Trading Software Solutions and Renewable Power Plant Control Solutions. We help companies in the renewable energy sector transform efficient renewable power plant control solutions ideas into software solutions realities. We have been powering the largest energy companies for over three decades, managing more than 100+ GWTs across the globe. And what is most exciting about it is that this is only the beginning. At Isotrol, we are immersed in a transformation process where we are creating SaaS solutions with cutting edge technology to adapt not only to the largest clients, but to be able to adapt to all companies in the sector. What we do is deeply connected to create a more sustainable world, and our team members are the most valuable asset and where our success as a company starts. We’re a team of over 350 people across 5 countries (Spain, USA, Mexico, Brazil and Chile) delivering expert knowledge, passion and commitment to support our clients in the achievement of a more sustainable world. The position: Within the operations area we are looking for a new member of the Commissioning Specialist team. Your key responsibilities: Field communications testing. Commissioning of devices. Sensors commissioning (Analog, Communications, ...). Perform FAT and SAT tests, for system validation. Performance report. Installation of servers and communication cabinets. Installations of electrical panels of communications. Fiber ring commissioning. Dealing with the customer. Your skills: Qualification: higher FP in Automation and Robotics, Mechatronics, Electricity or related training. Knowledge of Basic Electricity Knowledge with device configuration (switches, NPOR...) Good communication skills. Willingness to travel Driving license. Valuable: English B2 Here at Isotrol, we are committed to building a culturally diverse workforce and therefore strongly encourage applications from underrepresented groups. We are committed to equality of opportunity and welcome applications from all individuals, regardless of their background. If you have any reasonable adjustment needs arising from a disability or medical condition to fully participate in the recruitment process, please discuss this with the recruiter who contacts you.

The Operating Unit IMa “International Markets” covers more than 15 countries in Latam (Mexico, Colombia, Brazil), Russia, Turkey, Lebanon, Africa (Morocco and Sub-Saharan countries, Egypt, Algeria, Nigeria), South East Asia (Thailand, Indonesia and Philippines) and Korea. The IMa Financial Controlling and Performance Management team is responsible for: The business monitoring and the follow up of the performance of the local entities The oversight and validation of the financial of the local entities (forecast, strategic plan …) which includes the follow up of strategic questions and top management requests The Financial controlling activities: Controlling, Analyzing and Presenting earnings & Financial Statements figures reported by entities in the consolidation tool, in line with AXA IFRS and Solvency 2 accounting and reporting rules The Finance target setting and target assessment (STIC) of the entities in the perimeter Synthetising and presenting to the AXA Group Finance teams the IMa perimeter financial performance Managing the transition towards IFRS17 Managing Internal controls This is an opportunity to join a multinational and dynamic team with high skilled members driving the performance of AXA International Markets as one of the growth engines of the AXA Group. Primary mission and key accountabilities: The IMa L&H Actuarial team and IFRS17 is part of the IMa Financial Controlling and Performance Management team , and has the following missions: - Support the IMa and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices. - Fullfill the regulatory role of the Actuarial Function, i.e., to provide an opinion on reserving, underwriting and reinsurance. The senior L&H Actuary contributes to those missions and participates in building a transversal view on actuarial topics of life and health while facilitating the relationship/exchanges with entities and the other Group/ IMa teams. Actuarial function holder is a key finance partner that helps the organisation meet its finance objectives by bringing added value analysis and proposals to Top Management, follow up performance of local entities and acts as central finance point of contact for entities, for IMa Top Management and all key stakeholders incl. Group. It is also a key point of contact with IMa Business Lines and IMa Risk Management. We are looking for a highly motivated and experienced Senior Actuary specializing in Life and Health insurance to support our IFRS 17 initiatives for International Markets. This role will involve monitoring compliance with group reporting standards, analysing actuarial data, and assisting in the standardization of actuarial practices across the IMa while reporting to the Actuarial Function Holder. Key Accountabilities: Performance: Work with the Controlling team on the forecasting financial processes (budget/ strategic plan/ MBR) to (i) set/track the ambitions, (ii) understand the underlying business growth and profitability (ECR/pricing adequacy monitoring) /cash in IFRS17/Solvency 2 (e.g., new business CSM and payback period, Earnings, Return on Equity), and (iii) define the required actions/steer the business (e.g., repricing, business mix change, credited rate management, reinsurance). Provide support to Life & Health entities on AXA Actuarial reporting methodology and processes and improve coordination and follow up on actuarial reporting process with Group PBR team, INM PBR L&S and INM RM L&S Perform specific deep dive analysis for the top management (e.g., analysis of product profitability or distribution network performance, definition/evolution of technical performance indicators, capital consumption of new business or specific line of business). Regulatory role: Provide an opinion (i) on the overall underwriting policy, (ii) on the adequacy of reinsurance arrangement, and (iii) coordinate the calculation of the technical provisions, ensure the appropriateness of underlying models and methodologies, assess sufficiency and quality of data, compare Best Estimates against experience. To do so , the IMa L&H Actuarial team Coordinates the process gathering the local entities’ 1st and 2nd opinions on reserves. Contributes to the “In-Depth Reviews”, based on mandate from the top management, to review the most material/sensitive Best Estimate Assumptions in both S2 and IFRS17 of 2 to 3 local entities per year. More precisely, the team (i) organize on-site missions with local stakeholders (e.g., actuarial, finance, risk), (ii) provide an independent opinion, recommendations, key perspectives and insights to the top management. Provides its opinion to IMa management through (i) the annual IMa Actuarial Report, (ii) 2 opinions on reserves/assumptions. Contributes to the continuous improvement of the Best Estimate Assumptions setting framework (e.g., monitoring of A/Es and identification of deviations, process and methodologies for BEA change, anticipation of S2 and IFRS17 impacts). Review the actuarial assumptions / model changes proposition. Support IMa AFH to organize and produce the International Markets Technical Committee Transversal view on Life and Health bussiness for IMa perimeter: Provide a transversal view on actuarial topics while facilitating the relationship/exchanges with entities, and with the other IMa/Group teams. Support AFH in reviewing the impacts in case of M&A operations Actuarial Community: Participate actively to the community of Chief Actuaries. Contribute to the organization and content of the IMa Chief actuary meetings. Assist AFH IMa to ensure the compliance with group actuarial practices across entities, identifying areas for improvement and ensuring adherence to defined responsibilities Boost collaborative model across Actuarial and Financial families. IFRS17 support: Provide technical support on IFRS17 topics Assist the entities in the implementation and leverage on the group solutions Identification of risks, impacts, problems, and active contribution of solutions to WS leaders and the WS team Active leadership of the local project teams ensuring compliance with the planning Organize the IFRS17 meeting with the main stakeholders Contribute to effectively set up an appropriate change management plan required by IFRS 17 Profile: Strong technical skills in life, savings, and health products (actuarial modeling, coding, data) with business acumen, and ability to work in a collaborative/project mode to deliver a concrete business output. Strong understanding of profitability analysis and MCEV reporting and IFRS17 Ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations in English. Ability to communicate effectively to a diverse range of stakeholders. Reactiveness, smooth and strong exchanges with entities. Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters. Background Actuary, Financial Engineer, Data Scientist, PhD – with 8-12 years’ experience minimum. At AXA we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a Disability certificate will be positively valued. What are you waiting for? Join the AXA family and contribute to the progress of society!

Isotrol is a worldwide market leader in Energy Market Trading Software Solutions and Renewable Power Plant Control Solutions. We help companies in the renewable energy sector transform efficient renewable power plant control solutions ideas into software solutions realities. We have been powering the largest energy companies for over three decades, managing more than 100+ GWTs across the globe. And what is most exciting about it is that this is only the beginning. At Isotrol, we are immersed in a transformation process where we are creating SaaS solutions with cutting edge technology to adapt not only to the largest clients, but to be able to adapt to all companies in the sector. What we do is deeply connected to create a more sustainable world, and our team members are the most valuable asset and where our success as a company starts. We’re a team of over 350 people across 5 countries (Spain, USA, Mexico, Brazil and Chile) delivering expert knowledge, passion and commitment to support our clients in the achievement of a more sustainable world. The role We are looking for a PL/ SQL Developer to join our Digital Transformation Area! Your key responsibilities: Interlocution with clients to resolve technical incidents/doubts. Analysis, design and development of components. Produce the source code according to the design model, in the indicated programming language. Code review and quality of the deliverable. Approval and mixing of code in main product branches. Documentation creation. Your skills and experience: Qualification: higher vocational training technician or engineering related to the TIC sector. Experience: 1-2 years of accredited experience in projects related to Public Administration Experience in: SQL, PL/SQL - FORMS AND REPORTS Version control: GIT/SVN Project management tools such as Jira Code issue tracking tools such as Redmine What we offer: Flexible working hours at the start and end of the working day Remote working availability Opportunity to work in a fast-growing sector with cutting-edge technology Supportive and collaborative multicultural team environment Here at Isotrol, we are committed to building a culturally diverse workforce and therefore strongly encourage applications from underrepresented groups. We are committed to equality of opportunity and welcome applications from all individuals, regardless of their background. If you have any reasonable adjustment needs arising from a disability or medical condition to fully participate in the recruitment process, please discuss this with the recruiter who contacts you.

At Qaracter , we’re an international consulting firm providing business, financial, risk, technology, and operations advisory services. With offices in Spain, Argentina, Mexico, Brazil and the US, and projects across Europe and the UK, we work side-by-side with leading banking and insurance institutions to tackle complex challenges and deliver real impact. We’re looking for recently graduated engineers to take the role of Java Developers through a previous academy & formation process (2 months). In order to join a strategic project in the banking sector , based in Madrid (hybrid model). If you're passionate about clean code, scalable systems, and building solutions that matter — this one’s for you and your Java adventure starts here! Develop and maintain applications in Java. Implement and manage scripts in Unix/Linux. Administer and optimize databases using SQL. Participate in frontend development (if applicable). Collaborate in multidisciplinary teams using agile methodologies. ✅ Recently graduated engineers. Familiarity with Java frameworks (Spring Boot), libraries and other programming languages. Knowledge of basic Unix commands. Ability to write complex queries and manage large volumes of data in relational systems SQL. English B2+ / C1. Permanent contract and remote work. Intensive training with cutting-edge technologies and certifications. Coffee and fruit in the office.

The Operating Unit IMa “International Markets” covers more than 15 countries in Latam (Mexico, Colombia, Brazil), Russia, Turkey, Lebanon, Africa (Morocco and Sub-Saharan countries, Egypt, Algeria, Nigeria), South East Asia (Thailand, Indonesia and Philippines) and Korea. The IMa Financial Controlling and Performance Management team is responsible for: The business monitoring and the follow up of the performance of the local entities The oversight and validation of the financial of the local entities (forecast, strategic plan …) which includes the follow up of strategic questions and top management requests The Financial controlling activities: Controlling, Analyzing and Presenting earnings & Financial Statements figures reported by entities in the consolidation tool, in line with AXA IFRS and Solvency 2 accounting and reporting rules The Finance target setting and target assessment (STIC) of the entities in the perimeter Synthetising and presenting to the AXA Group Finance teams the IMa perimeter financial performance Managing the transition towards IFRS17 Managing Internal controls This is an opportunity to join a multinational and dynamic team with high skilled members driving the performance of AXA International Markets as one of the growth engines of the AXA Group. Primary mission and key accountabilities: The IMa L&H Actuarial team and IFRS17 is part of the IMa Financial Controlling and Performance Management team , and has the following missions: - Support the IMa and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices. - Fullfill the regulatory role of the Actuarial Function, i.e., to provide an opinion on reserving, underwriting and reinsurance. The senior L&H Actuary contributes to those missions and participates in building a transversal view on actuarial topics of life and health while facilitating the relationship/exchanges with entities and the other Group/ IMa teams. Actuarial function holder is a key finance partner that helps the organisation meet its finance objectives by bringing added value analysis and proposals to Top Management, follow up performance of local entities and acts as central finance point of contact for entities, for IMa Top Management and all key stakeholders incl. Group. It is also a key point of contact with IMa Business Lines and IMa Risk Management. We are looking for a highly motivated and experienced Senior Actuary specializing in Life and Health insurance to support our IFRS 17 initiatives for International Markets. This role will involve monitoring compliance with group reporting standards, analysing actuarial data, and assisting in the standardization of actuarial practices across the IMa while reporting to the Actuarial Function Holder. Key Accountabilities: Performance: Work with the Controlling team on the forecasting financial processes (budget/ strategic plan/ MBR) to (i) set/track the ambitions, (ii) understand the underlying business growth and profitability (ECR/pricing adequacy monitoring) /cash in IFRS17/Solvency 2 (e.g., new business CSM and payback period, Earnings, Return on Equity), and (iii) define the required actions/steer the business (e.g., repricing, business mix change, credited rate management, reinsurance). Provide support to Life & Health entities on AXA Actuarial reporting methodology and processes and improve coordination and follow up on actuarial reporting process with Group PBR team, INM PBR L&S and INM RM L&S Perform specific deep dive analysis for the top management (e.g., analysis of product profitability or distribution network performance, definition/evolution of technical performance indicators, capital consumption of new business or specific line of business). Regulatory role: Provide an opinion (i) on the overall underwriting policy, (ii) on the adequacy of reinsurance arrangement, and (iii) coordinate the calculation of the technical provisions, ensure the appropriateness of underlying models and methodologies, assess sufficiency and quality of data, compare Best Estimates against experience. To do so , the IMa L&H Actuarial team Coordinates the process gathering the local entities’ 1st and 2nd opinions on reserves. Contributes to the “In-Depth Reviews”, based on mandate from the top management, to review the most material/sensitive Best Estimate Assumptions in both S2 and IFRS17 of 2 to 3 local entities per year. More precisely, the team (i) organize on-site missions with local stakeholders (e.g., actuarial, finance, risk), (ii) provide an independent opinion, recommendations, key perspectives and insights to the top management. Provides its opinion to IMa management through (i) the annual IMa Actuarial Report, (ii) 2 opinions on reserves/assumptions. Contributes to the continuous improvement of the Best Estimate Assumptions setting framework (e.g., monitoring of A/Es and identification of deviations, process and methodologies for BEA change, anticipation of S2 and IFRS17 impacts). Review the actuarial assumptions / model changes proposition. Support IMa AFH to organize and produce the International Markets Technical Committee Transversal view on Life and Health bussiness for IMa perimeter: Provide a transversal view on actuarial topics while facilitating the relationship/exchanges with entities, and with the other IMa/Group teams. Support AFH in reviewing the impacts in case of M&A operations Actuarial Community: Participate actively to the community of Chief Actuaries. Contribute to the organization and content of the IMa Chief actuary meetings. Assist AFH IMa to ensure the compliance with group actuarial practices across entities, identifying areas for improvement and ensuring adherence to defined responsibilities Boost collaborative model across Actuarial and Financial families. IFRS17 support: Provide technical support on IFRS17 topics Assist the entities in the implementation and leverage on the group solutions Identification of risks, impacts, problems, and active contribution of solutions to WS leaders and the WS team Active leadership of the local project teams ensuring compliance with the planning Organize the IFRS17 meeting with the main stakeholders Contribute to effectively set up an appropriate change management plan required by IFRS 17 Profile: Strong technical skills in life, savings, and health products (actuarial modeling, coding, data) with business acumen, and ability to work in a collaborative/project mode to deliver a concrete business output. Strong understanding of profitability analysis and MCEV reporting and IFRS17 Ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations in English. Ability to communicate effectively to a diverse range of stakeholders. Reactiveness, smooth and strong exchanges with entities. Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters. Background Actuary, Financial Engineer, Data Scientist, PhD – with 8-12 years’ experience minimum. At AXA we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a Disability certificate will be positively valued. What are you waiting for? Join the AXA family and contribute to the progress of society!

At Qaracter , we’re an international consulting firm providing business, financial, risk, technology, and operations advisory services. With offices in Spain, Argentina, Mexico, Brazil and the US, and projects across Europe and the UK, we work side-by-side with leading banking and insurance institutions to tackle complex challenges and deliver real impact. We’re looking for recently graduated engineers to take the role of Java Developers through a previous academy & formation process (2 months). In order to join a strategic project in the banking sector , based in Madrid (hybrid model). If you're passionate about clean code, scalable systems, and building solutions that matter — this one’s for you and your Java adventure starts here! Develop and maintain applications in Java. Implement and manage scripts in Unix/Linux. Administer and optimize databases using SQL. Participate in frontend development (if applicable). Collaborate in multidisciplinary teams using agile methodologies. ✅ Recently graduated engineers. Familiarity with Java frameworks (Spring Boot), libraries and other programming languages. Knowledge of basic Unix commands. Ability to write complex queries and manage large volumes of data in relational systems SQL. English B2+ / C1. Permanent contract and remote work. Intensive training with cutting-edge technologies and certifications. Coffee and fruit in the office.

At Qaracter , we’re an international consulting firm providing business, financial, risk, technology, and operations advisory services. With offices in Spain, Argentina, Mexico, Brazil and the US, and projects across Europe and the UK, we work side-by-side with leading banking and insurance institutions to tackle complex challenges and deliver real impact. We’re looking for recently graduated engineers to take the role of Java Developers through a previous academy & formation process (2 months). In order to join a strategic project in the banking sector , based in Madrid (hybrid model). If you're passionate about clean code, scalable systems, and building solutions that matter — this one’s for you and your Java adventure starts here! Develop and maintain applications in Java. Implement and manage scripts in Unix/Linux. Administer and optimize databases using SQL. Participate in frontend development (if applicable). Collaborate in multidisciplinary teams using agile methodologies. ✅ Recently graduated engineers. Familiarity with Java frameworks (Spring Boot), libraries and other programming languages. Knowledge of basic Unix commands. Ability to write complex queries and manage large volumes of data in relational systems SQL. English B2+ / C1. Permanent contract and remote work. Intensive training with cutting-edge technologies and certifications. Coffee and fruit in the office.

At Qaracter , we’re an international consulting firm providing business, financial, risk, technology, and operations advisory services. With offices in Spain, Argentina, Mexico, Brazil and the US, and projects across Europe and the UK, we work side-by-side with leading banking and insurance institutions to tackle complex challenges and deliver real impact. We’re looking for recently graduated engineers to take the role of Java Developers through a previous academy & formation process (2 months). In order to join a strategic project in the banking sector , based in Madrid (hybrid model). If you're passionate about clean code, scalable systems, and building solutions that matter — this one’s for you and your Java adventure starts here! Develop and maintain applications in Java. Implement and manage scripts in Unix/Linux. Administer and optimize databases using SQL. Participate in frontend development (if applicable). Collaborate in multidisciplinary teams using agile methodologies. ✅ Recently graduated engineers. Familiarity with Java frameworks (Spring Boot), libraries and other programming languages. Knowledge of basic Unix commands. Ability to write complex queries and manage large volumes of data in relational systems SQL. English B2+ / C1. Permanent contract and remote work. Intensive training with cutting-edge technologies and certifications. Coffee and fruit in the office.

PagoNxt Payments | ✨ Your talent drives our future PagoNxt Payments is Santander Group’s global payments platform, focused on providing tailored financial infrastructure for companies, banks, and fintechs — both inside and outside the Santander ecosystem. With operations in over 10 countries, our mission is clear: to simplify payments and empower businesses through secure, flexible, data-driven technology. We operate on a cloud-native architecture designed to scale and adapt to the needs of global organizations. Our platform supports international transactions, FX, multi-currency accounts, regulatory compliance, and fraud prevention — all under a unified approach. PagoNxt Payments combines the agility of a fintech with the reliability of a global bank. With teams across Spain, Brazil, Mexico, Portugal, the UK, and Germany , we are building the future of payments at global scale. ✨ This means you’ll have the opportunity to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity. We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and shape what’s next. Lead data & AI projects across Pagonxt Payments to drive efficiency, transformation, and innovation across the organization The selected candidate will play a pivotal role in defining/shaping the Data & AI strategy of the company, and in inspiring the organization to ensure a successful execution. Define and execute the data and artificial intelligence strategy for PagoNxt Payments, aligned with corporate objectives and business priorities. Lead the adoption of Data & AI capabilities across the organization, promoting a data-driven culture and ensuring the responsible and secure use of advanced technologies. Project Management and Execution Consolidate, prioritize, and provide end-to-end oversight of Data & AI projects within Payments. Ensure the effective execution of projects under their responsibility, guaranteeing tangible results, technical quality, and compliance with deadlines. Act as the focal point to coordinate operations, product, technology, finance, and other Payments teams involved in data and AI initiatives. Data Governance and Data Quality Promote the framework for data governance, quality, and management, including standards definition, lineage, metadata, cataloging, and quality controls. Ensure regulatory compliance regarding data use, security, privacy, and ethics in model development. ✅ 5-10 years of experience in roles related to Data & Analytics, Data Engineering, AI/ML, or information technologies. ~ Proven experience leading strategic data and AI programs. Bachelor's degree in Computer Engineering, Telecommunications, Mathematics, Physics, Statistics, Quantitative Economics, or similar fields. ~ A Master's degree in Big Data, Artificial Intelligence, Data Science, or an MBA will be a strong advantage. ~ Proven ability to translate business needs into data and AI solutions. ~ Knowledge of machine learning, predictive models, advanced analytics, and generative AI. ~

PagoNxt Payments | ✨ Your talent drives our future PagoNxt Payments is Santander Group’s global payments platform, focused on providing tailored financial infrastructure for companies, banks, and fintechs — both inside and outside the Santander ecosystem. With operations in over 10 countries, our mission is clear: to simplify payments and empower businesses through secure, flexible, data-driven technology. We operate on a cloud-native architecture designed to scale and adapt to the needs of global organizations. Our platform supports international transactions, FX, multi-currency accounts, regulatory compliance, and fraud prevention — all under a unified approach. PagoNxt Payments combines the agility of a fintech with the reliability of a global bank. With teams across Spain, Brazil, Mexico, Portugal, the UK, and Germany , we are building the future of payments at global scale. ✨ This means you’ll have the opportunity to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity. We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and shape what’s next. Lead data & AI projects across Pagonxt Payments to drive efficiency, transformation, and innovation across the organization The selected candidate will play a pivotal role in defining/shaping the Data & AI strategy of the company, and in inspiring the organization to ensure a successful execution. Define and execute the data and artificial intelligence strategy for PagoNxt Payments, aligned with corporate objectives and business priorities. Lead the adoption of Data & AI capabilities across the organization, promoting a data-driven culture and ensuring the responsible and secure use of advanced technologies. Project Management and Execution Consolidate, prioritize, and provide end-to-end oversight of Data & AI projects within Payments. Ensure the effective execution of projects under their responsibility, guaranteeing tangible results, technical quality, and compliance with deadlines. Act as the focal point to coordinate operations, product, technology, finance, and other Payments teams involved in data and AI initiatives. Data Governance and Data Quality Promote the framework for data governance, quality, and management, including standards definition, lineage, metadata, cataloging, and quality controls. Ensure regulatory compliance regarding data use, security, privacy, and ethics in model development. ✅ 5-10 years of experience in roles related to Data & Analytics, Data Engineering, AI/ML, or information technologies. ~ Proven experience leading strategic data and AI programs. Bachelor's degree in Computer Engineering, Telecommunications, Mathematics, Physics, Statistics, Quantitative Economics, or similar fields. ~ A Master's degree in Big Data, Artificial Intelligence, Data Science, or an MBA will be a strong advantage. ~ Proven ability to translate business needs into data and AI solutions. ~ Knowledge of machine learning, predictive models, advanced analytics, and generative AI. ~

PagoNxt Payments | ✨ Your talent drives our future PagoNxt Payments is Santander Group’s global payments platform, focused on providing tailored financial infrastructure for companies, banks, and fintechs — both inside and outside the Santander ecosystem. With operations in over 10 countries, our mission is clear: to simplify payments and empower businesses through secure, flexible, data-driven technology. We operate on a cloud-native architecture designed to scale and adapt to the needs of global organizations. Our platform supports international transactions, FX, multi-currency accounts, regulatory compliance, and fraud prevention — all under a unified approach. PagoNxt Payments combines the agility of a fintech with the reliability of a global bank. With teams across Spain, Brazil, Mexico, Portugal, the UK, and Germany , we are building the future of payments at global scale. ✨ This means you’ll have the opportunity to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity. We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and shape what’s next. Lead data & AI projects across Pagonxt Payments to drive efficiency, transformation, and innovation across the organization The selected candidate will play a pivotal role in defining/shaping the Data & AI strategy of the company, and in inspiring the organization to ensure a successful execution. Define and execute the data and artificial intelligence strategy for PagoNxt Payments, aligned with corporate objectives and business priorities. Lead the adoption of Data & AI capabilities across the organization, promoting a data-driven culture and ensuring the responsible and secure use of advanced technologies. Project Management and Execution Consolidate, prioritize, and provide end-to-end oversight of Data & AI projects within Payments. Ensure the effective execution of projects under their responsibility, guaranteeing tangible results, technical quality, and compliance with deadlines. Act as the focal point to coordinate operations, product, technology, finance, and other Payments teams involved in data and AI initiatives. Data Governance and Data Quality Promote the framework for data governance, quality, and management, including standards definition, lineage, metadata, cataloging, and quality controls. Ensure regulatory compliance regarding data use, security, privacy, and ethics in model development. ✅ 5-10 years of experience in roles related to Data & Analytics, Data Engineering, AI/ML, or information technologies. ~ Proven experience leading strategic data and AI programs. Bachelor's degree in Computer Engineering, Telecommunications, Mathematics, Physics, Statistics, Quantitative Economics, or similar fields. ~ A Master's degree in Big Data, Artificial Intelligence, Data Science, or an MBA will be a strong advantage. ~ Proven ability to translate business needs into data and AI solutions. ~ Knowledge of machine learning, predictive models, advanced analytics, and generative AI. ~

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