Senior Associate ESP (Credit/Analysis Team)
hace 9 días
€45000–€65000 anual
Jornada completa
Centro, Málaga
Profitus is a leading European real estate crowdfunding platform, headquartered in Vilnius, Lithuania. The platform provides investment opportunities in mortgage-backed property development projects across Europe, combining financing for developers with accessible investment options for individual and institutional investors. We are looking for a Senior Associate in the Credit/Analysis Team, responsible for evaluating, structuring, and coordinating financing projects in the Spanish market, ensuring high-quality credit assessments and smooth project approval from initial application to the Credit Committee decision. Job Description • Analyse project and client information; prepare materials for credit risk assessment and financing decisions, • Assess clients’ creditworthiness, financial statements, and historical data, • Prepare financial analyses (feasibility, profitability, business model, market in Spain), • Coordinate the full approval process up to Credit Committee decision, • Prepare and present materials for Credit Committee, • Ensure compliance with credit policies and risk guidelines, • Collaborate with Legal on transaction structuring, • Participate in client meetings and real estate events in Spain, • Contribute to process and methodology improvements Requirements • Degree in Finance, Economics, Business, or Real Estate, • Experience in finance, credit analysis, project financing, or real estate, • Strong analytical and financial interpretation skills, • Proficiency in MS Excel, • English (min. B2) and Spanish (fluent) Offers • Annual performance bonus, • Strong analytical mindset and attention to detail, • Ability to justify conclusions and work independently, • Good communication and organisational skills
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