Credit risk jobs in WillenhallCreate job alerts

Job Description Credit Risk Modelling Analyst Salary:up to £50,000 (dependant of experience) Hours:35 Hours Contract:Permanent Location:Hybrid (Office: West Bromwich - 2 days in the office) Here at the West Bromwich Building Society we are all about making a you-shaped career.

We are looking for a Senior Credit Risk Analyst! We have an exciting new opportunity within the Treasury team! To support the effective management of credit risk across the building society's lending portfolio, with a particular focus on mortgage lending. The Senior Credit Risk Analyst will lead in analysing credit risk exposures, developing monitoring reports, developing Policies, and supporting stress testing and regulatory submissions with assistance from other team members. Training and support is available for the induvial wanting to develop their skills and experience. Your day-to-day responsibilities will include but are not limited to: Credit Risk Monitoring & Reporting Maintain, monitor and report the performance of the mortgage portfolio (e.g. arrears, LTV, affordability metrics). Maintain, run and explain the Credit Risk Model, liaising with third-party specialists as appropriate. Contribute to the design and refinement of risk dashboards and MI packs. Lead on the production of monthly and quarterly credit risk reports for Risk Committees and senior management. Oversee the mortgage arrears management process, including training & competence, process effectiveness and policy compliance. Assess and monitor counter-party risk. Policy & Framework Support Lead the review and update of the Credit Risk Policy and Lending Criteria. Lead on the annual credit risk appetite calibration and metric monitoring. Maintain model documentation and control frameworks. Stress Testing & Scenario Analysis Support the development of credit stress test models for ICAAP, Recovery Planning, and Board reporting. Work with Finance and Treasury teams to assess impacts under macroeconomic and idiosyncratic scenarios. Data & Analysis Conduct data analysis using Excel and/or analytics tools (e.g., R, SAS, SQL, Power BI). Ensure data quality by supporting data cleansing and validation processes. Help identify portfolio trends, concentrations, or emerging risks. Regulatory Engagement Support regulatory deliverables such as PRA data requests, ICAAP preparation, and Board papers. Lead on preparation for Internal Audit and External Audit reviews associated with Credit Risk. What we're looking for: Essential Degree in a numerate, finance, or economics-related field (or equivalent experience) Strong Excel and data manipulation skills Analytical mindset with attention to detail Good written and verbal communication skills allied with strong stakeholder management skills Team player with willingness to learn and develop Basic understanding of statistical tools (R) Desirable Experience in a financial services or regulated environment (e.g. building society, bank) Knowledge of credit risk concepts, especially related to mortgage lending Familiarity with regulatory frameworks (e.g., ICAAP, PRA SS11/13) Basic understanding of statistical tools (e.g. SAS, SQL, Power BI) In Return In return we offer: Salary of up to £56,644 per annum (FTE) depending on experience Intelligent working practices enabling you to work both at home or in the offices in Brierley Hill - work where best suits your day ahead! Basic holiday of 30 days + Bank holidays + Moments that matter days (Think birthdays, weddings + time off to getting the keys to a new house or welcoming a grandchild!) Pension contribution of up to 8% of salary Life assurance 4 x salary Full Private Medical Insurance Healthcare plan covering some of those day-to-day health bills like your dental and optical bills Access to our new Electric Car Salary Sacrifice scheme Diversity and Inclusion Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique. And that's not all We're certified as a Great Place to Work in the UK, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join us. TPBN1_UKTJ

The Portfolio Credit Risk Manager will oversee end-to-end credit risk data processes and analyses, requiring strong SAS and SQL skills. Risk function at OSB Group, reporting to the Senior Credit Risk Manager. This role involves creating and updating credit risk reports, conducting portfolio deep div

In this role, you will undertake and lead the production and enhancement of regular and ad-hoc Credit Risk analysis for the Risk function and the wider business. Take a leading role in critical Credit Risk analytical work streams such as Risk Appetite setting and monitoring. Take a leading role in c

Credit Risk Modelling Analyst Salary:up to £50,000 (dependant of experience) Hours:35 Hours Contract:Permanent Location:Hybrid (Office: West Bromwich - 2 days in the office) Here at the West Bromwich Building Society we are all about making a you-shaped career. We understand its not always easy juggling your career with all the important things outside of work. But with the right opportunities and supp...

Real Estate Credit Rating & Research Senior Analyst, Wolverhampton. Our client is looking for a Real Estate Credit Rating and Research Senior Analyst to join their head office. Reporting to the Credit Rating and Research Manager, this role will lead the development and maintenance of the risk and ra

The Risk anticipation team are a crucial aspect of risk informing the business of current, past and future credit risk performance in line with the accounting and BNP Paribas group standards and this role is a key component of that team. Senior Credit Risk Analyst - Risk Anticipation, wolverhampton.

Contribute to the Compliance Assurance Plan and other compliance initiatives, managing the framework for delivery of compliance risk thematic reviews and ongoing monitoring activities. Our client is seeking a Compliance Assurance Officer/Manager, possessing 2-3 years of experience in credit lending

Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with

As Senior Modeller - Credit Risk, you’ll play a pivotal role in designing, developing, and validating credit risk models across the customer lifecycle. Proven track record of delivering compliant credit risk models across multiple firms. Substantial Credit Risk modelling experience gained within b

If you have at least 4 years of experience in credit risk but haven't yet reached underwriter status, they will also consider advanced Assistant Underwriters seeking a career progression. The division has a diverse financial risks specialism and is seeking someone eager to work across all areas with

Job Description Credit Risk Modelling Analyst Salary:up to £50,000 (dependant of experience) Hours:35 Hours Contract:Permanent Location:Hybrid (Office: West Bromwich - 2 days in the office) Here at the West Bromwich Building Society we are all about making a you-shaped career.

Job Description Credit Risk Modelling Analyst Salary:up to £50,000 (dependant of experience) Hours:35 Hours Contract:Permanent Location:Hybrid (Office: West Bromwich - 2 days in the office) Here at the West Bromwich Building Society we are all about making a you-shaped career.

As Head of Credit Risk Decision Systems, you will build, test, and implement Credit Risk Strategies through scalable, standardised, and effective code using Experian PowerCurve for Origination (PCO) / Strategy Design Studio (SDS) to support credit decision automation and real-time application decisi

Reporting into the Senior Credit Risk Modeller, Credit Risk Modelling & Analytics, the post-holder will support the maintenance, validation and development of a suite of mathematical models (primarily IFRS9 and operational scorecards) related the Society’s residential mortgage book. We're looking

Hands on experience with credit risk strategy development, credit scoring and decision analytics. Optimise credit risk decisioning through advanced analytics and statistical techniques, ensuring lending strategies are within the agreed risk appetite. We are seeking a highly driven Senior Credit Risk

Credit Risk/IFRS9 Modelling Managers (secured) | Remote up to £85,000. Lead the design, development, and implementation of credit risk models, ensuring compliance with regulatory requirements and the Bank's standards. Lead a supportive and collaborative team of modellers and data scientists to crea

Lead the design, development, and implementation of credit risk models, ensuring compliance with regulatory requirements and the Bank's standards. Credit Risk/IFRS9 Modelling Managers (secured) | Remote up to £85,000. Monitor and address emerging model risks, sharing key findings within the governa

This role offers the opportunity to work across credit risk and control functions, helping to assess and strengthen the organization's risk management practices. Credit Risk Audit Senior Manager. You'll collaborate with professionals from diverse backgrounds and gain exposure to key business areas,

Reporting on credit risk insights and trends to senior stakeholders. Developing new credit risk strategies across the business for acquisitions and existing customers using SAS and SQL daily. Experience as a credit risk analyst in an analytical position.