Lending Digital Business Expert - ING España & Portugal
7 days ago
Madrid
At ING we are looking for Digital Business Expert for Lending Your role and work environment: In the Consumer Lending Tribe, we are looking for a Digital business Expert who is passionate about designing simple, seamless, and meaningful digital experiences. If you love turning complexity into clarity and building journeys that truly improve people’s financial lives, this role is for you. The responsibility of this team is to provide the best solution for the implementation of a new loan onboarding customer journey, considering market behaviors and needs, regulations, costs reduction and user requirements, delivering high quality developments based on Agile Methodology. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. Your key responsibilities: As a Digital Business expert, you will: • Be part of the delivery team, responsible for defining functional requirements, launch and maintain an attractive product & service value proposition on the market providing the highest customer satisfaction., • You are representing the “voice of the customer”, with focus on continuously improving customer journeys we are offering., • You lead to provide a differentiating experience for ING’s customers at optimal value and profitability for ING, • You are the “Business Guardian” of your product/service working with Risk, Compliance, and Legal stakeholders, to make sure our products and services comply with regulation and policies, • You lead to increase efficiency, reduce complexity, bringing the best experience in the moments of truth and pursuing innovative solutions., • Having analytical skills, you comprehend, define, select and analyze data to gather insights that enhance the decision-making process. You are a pro-active thinker., • You translate business needs in requirements for the implementation., • You are able to lead and/or support complex programs, setting clear roadmaps and solving impediments., • You are creative and an out-of-the box thinker who likes to work in a multidisciplinary team in an agile environment where stakeholders and developers collaborate closely on a daily basis., • You contribute to develop and maintain a customer engagement strategy focus on improving the conversion funnels., • You contribute to create and constantly optimize the end-to-end processes supported by an operations management mindset., • You contribute to build commercial plan, upselling and cross selling strategy. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Master or bachelor’s degree around 5 years of experience managing complex projects., • Customer focused and results-oriented person., • Strong English is a must have. Ability to work at an international level, • Clear Communication: Excellent communication skills., • Remote Collaboration: be adept at collaborating with team members in different time zones and cultural backgrounds., • Cross-Cultural Sensitivity & Empathy: Being aware of cultural differences within the offshore team fosters a positive and harmonious work environment., • Adaptability: be flexible and adaptable to changing circumstances and time zone differences., • Prioritization: Strong prioritization skills and ensure the team focuses on delivering high-impact results., • Risk Management skills, identifying potential risks in an offshore setup and implementing measures to mitigate them ensures smoother project execution., • Deadlines Management: Efficiently managing time and deadlines to keep the development on track and deliver the product within scheduled timelines., • Stakeholder Management: Engaging and managing stakeholders effectively for successful project outcomes., • Problem-Solving: Strong problem-solving skills enable to address challenges and obstacles that may arise, • Tech: Although not mandatory, some technical knowledge to facilitate effective communication and understanding between the Product Owner and the development team. With knowledge of core banking systems and process., • Passionate about innovation, new market trends and future thinker, • Able to work in an autonomous way, to take initiative and to make things happen with a can-do attitude. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!