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Job Description Job Description The Financial Advisor (FA) role is a three-year program with a forgivable draw, for financial advisors or planners who will be providing financial planning guidance & selling investment management solutions. A FA will need to leverage their experience to service the unique and complex needs of wealth clients by reviewing financial goals and making investment recommendations aligned to their client's goals. The role will serve as the central point of contact, responsible for providing client service & developing the relationship to achieve greater share of wallet by helping clients achieve their goals related to asset accumulation, preservation, growth, and protection. Depth & Scope: • Experience selling investments and providing financial plans, • Demonstrates a commitment to being customer-centric by delivering legendary service during every customer interaction to maximize retention and growth, • Ensures all NEW clients receive the complete on-boarding experience, which includes: a thorough client discovery, completion of a financial needs analysis to provide goals-based advice, an introduction to the centralized client servicing team as per client need, and completion of all requisite client documents, • Ability to partner and promote lead generation, • Manages goals, prioritizes tasks and comfortable working in a fast paced environment, • Ensures all new & existing clients are provided with a planning experience, • Effectively implement a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client’s overall wealth needs, as well as pro-active contacts, • Serves as the primary point of contact for Wealth client relationships; manages all aspects of the client’s relationships with Bank and refers to Retail and Wealth partners & affiliates as needed, • Implements and executes a differentiated service model/experience for Wealth clients, • Meets quarterly and annual sales goals, • Deepens wallet share by anticipating client needs and suggesting the most appropriate Wealth solutions. Maximizes profitability, while ensuring the client receives an exceptional client experience, • Identifies opportunities within your portfolio and network to refer business to Retail and Small Business/Commercial Partners, • Executes in thorough manner that is compliant with regulations, policies and procedures, • Adheres to all federal, state, SRO regulations and Firm policies related to all business activities (e.g. OCC, SEC, State Insurance Commissioners, NY Department of Financial Services, etc.), • Ensures all Continuing Education requirements are attained, • Responsible for understanding and adhering to Bank & Wealth Policies and Procedures, • Responsible for implementing Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures, • Uncovers client's asset and transitions higher threshold clients to appropriate HNW Wealth partners as needed, • Responsible for fostering and contributing to a positive and constructive work environment with a focus on supporting the overall Wealth team, • Provides coaching, Wealth referral training & on-going feedback to Retail and Small Business staff, • Contributes individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm, • Represents Wealth to the general public in a professional manner, • Is involved in the community and support charity and community initiatives

Provide leadership and operational support by authorizing overrides and official checks within limits, training and coaching teller staff, overseeing the teller line, partnering with branch leadership, and performing additional duties as assigned. CTRs, SARs) - Complete annual BSA/AML/OFAC training

Job DescriptionPurpose: The Chief Compliance Officer (“CCO”) is responsible for developing, implementing and administering all aspects of the Bank’s Compliance Management Program. This position assists Executive Management with administrative, lending and operational compliance activities, and collaborates with the President and Chief Operating Officer in the overall administration of these directives for the Bank. Salary Commensurate with experience 180K -210K Required Education, Knowledge, Skills and Abilities: Responsible for interpreting and ensuring implementation of all Federal and State regulations applicable to the Bank’s products, services, lines of business, operations, marketing, and community outreach efforts. Responsible to ensure the proper administration of the Bank’s Compliance function including: • Management of compliance staffing and vendors,, • Developing of compliance department budget,, • Ongoing development of Compliance staff,, • Maintaining effective Compliance systems and other resources.Compliance liaison with the FDIC and NYS Department of Financial Services. Act as Application Coordinator for FDIC website. Responsible for managing compliance change management via the Bank’s Audit and or Risk Committees. Designated as the Bank’s Regulations O and W Officer overseeing the meeting of all regulatory requirements surrounding any of the Bank’s Affiliated transactions and lending transactions with Executive Officers and Senior Management. Responsible to ensure the timely, risk based, compliance monitoring program is scheduled and executed annually, including the annual affirmation of NYSDFS’ 504 reporting. Responsible to stay abreast of emerging regulatory and industry changes. Must have ability to read, analyze and interpret regulatory changes. Ensure timely distribution of new and modified regulations. Send any periodicals, professional journals and technical procedures to designated personnel to ensure adherence and understanding of regulatory changes. Responsible for ensuring the ongoing Regulatory Compliance training program for the Board, Management and all staff members. Responsible for the review and approval of all ads prepared and released for the promotion of the Bank’s products and services. The position ensures that all aspects of the Bank's advertising program meet FDIC and NYSDFS regulations. Initiate new product risk assessments and provide advice to all departments in terms of meeting regulations and minimizing risks to the Bank. Responsible for actively participating in the preparation of Risk Assessments for any products and services being offered by the Bank. Develop working knowledge of Specialty Banking Products (i.e. Cannabis Banking) including regulations. Develop working knowledge of Merchant Services line of business. Act as a liaison with outsourced internal audit firm for determining annual audit schedule. Participate with department management in Internal Audit Reviews exit meetings, when required, and assist department managers with the acceptance or rejection of any findings. Responsible for coordinating management’s responses to consumer complaints. Responsible for reporting regulatory compliance activities and review findings with Audit and Risk Board committees and ensuring corrective actions are taken. Assists all branches and departments by consistently consulting on correct approaches to take with regulatory requirements affecting their areas. Responsible for alerting the Bank’s appropriate Board Committees and respective departmental management of any customer/borrower of any suspected illicit customer activity and for ensuring the corrective actions are taken including recommending the closing of accounts. Responsible for staying abreast of industry BSA/AML/OFAC trends and changes that may affect the Bank’s performance and direction of products and services to be offered. Responsible for assigning third party vendors to conduct reviews across bank functions. Responsible for actively participating and leading the interface with external attorneys on compliance matters. Assumes responsibility for any special projects and prepares reports for Risk and Audit Committees and Board. Responsible for tracking all findings resulting from regulatory exams, and the tracking of corrective action plans, including making recommendations on steps to be taken to correct findings. Responsible for reporting to the Audit and Risk Committees on the status of all outstanding exam findings. Responsible for providing ongoing annual Board training materials on BSA/AML/OFAC, Fair Lending UDAAP, Code of Ethics and Conflict of Interest regulations. Responsible for providing minimally monthly, or more frequent if necessary, audit reports and updates to the Board Audit Committee, including the tracking of audit findings and their status to resolution. Prepare annual Directors Examination Report and Part 363 Submission to NYSDFS. Prepare Oath of Directors to NYSDFS. Required Education, Knowledge, Skills and Abilities: • Requires minimum bachelor’s degree from a college or university, preferable major in Business and or Accounting., • Minimum experience of 10 years in interfacing with regulators, specifically FDIC and NYSDFS. Must be able to effectively communicate with regulators., • Must be able to interface with Board members and have excellent presentation skills., • Requires tactful experience interfacing with management across all departments. Management experience of minimal 10 years in managing staff and departmental budgets., • Mastered knowledge of related state and federal banking compliance regulations, and other Bank operational policies., • Mastered knowledge and understanding of Bank policies and procedures., • Knowledge of the Bank’s products and services., • Advanced computer skills using word processing and spreadsheet software programs., • Exceptional verbal, written and interpersonal communication skills., • Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees., • Write reports, correspondence and procedures regarding compliance issues. fsNOgzjdMR

Job DescriptionDescription: Location: Mineola/Hauppauge About Us: Hanover Bank– When you love your work and the people you work with, careers are made! Embracing diversity, valuing inclusion and showing respect are the foundation upon which we build our team. At Hanover Bank, inclusion means respecting personal beliefs and appreciating that we all have perspectives that matter. We are stronger together as we move toward a shared vision of personal and corporate growth. Whether you are just starting out or a seasoned professional, working for Hanover Bank can launch you on a path to success. With a passion for excellence, we strive to deliver exceptional service to our clients, foster a positive impact in the communities in which we work and live and help our team members achieve their professional goals. When you work with us you are empowered, engaged and encouraged to collaborate because every voice matters, every person counts! Job Summary Hanover Bank is looking for a full time BSA Analyst I to join our team. The BSA Analyst I is responsible for assisting with certain aspects of the Bank’s BSA/AML compliance program. They will review and investigate alerts and perform other BSA compliance duties as assigned. Job Duties and Responsibilities • Review & clear alerts generated by the Bank’s BSA/AML transaction monitoring system. Escalate alerts to cases for further review in a timely manner., • Daily monitoring of data scan audit log, OFAC review, and unvalidated transactions., • Assist in the preparation and submission of Currency Transaction Reports (CTR) within the required time frames., • Review the Know Your Customer (KYC) documentation for accuracy and consistency., • Perform Enhanced Due Diligence reviews on High-Risk Customers., • Analyze the data imported daily into the automated transaction monitoring system., • Stay current with changes in BSA and related laws & regulations., • High School Diploma required, • Associate’s degree preferred, • Working knowledge and understanding of general banking principles, • Strong internet research skills, • Strong verbal and written communication skills, • Sound analytical and problem-solving skills, • A high degree of accuracy and attention to detail, • PC literate with proficiency in Microsoft Outlook, Word & Excel, • Ability to work and contribute in a team-oriented and collaborative environment Health & Wellness Benefits • Medical, Dental, and Vision insurance (with HSA, FSA, and Commuter Benefits options), • Company-paid Life Insurance and Accidental Death & Dismemberment (AD&D), • Additional Life and AD&D Insurance for employee, spouse, and dependents, • Voluntary Short-Term Disability Insurance, • Pet Insurance, • Legal Services Plan, • Accident Insurance, • Hospital Indemnity Insurance, • Paid Personal Time Off (PTO), • Paid Company Holidays, • Annual Performance Bonuses, • Company-sponsored Events, • Employee Contests and Recognition Programs Hourly rate: $24-28; placement within this range will vary based on experience and skill level. Hanover Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Requirements:

Job Description About MCU At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Member Service Representative is responsible to provide excellent service to members by exploring member needs and explaining products and services with the ability to serve a member with any request, including new accounts needs, maintenance on accounts, loan applications and/or teller transactions. Through needs based assessment provide and offer additional products and services while creating a premier member experience. Operate within a high volume branch environment to perform a range of duties. Support members with anything from simple servicing requests to more complex requests that require critical thinking and decision-making skills with a high degree of accuracy and in accordance within MCU policies and procedures. The Member Service Representative will work collaboratively with your branch management team and teammates to deliver outstanding outcomes for every member’s interaction. The Member Service Representative must have an understanding of MCU products and services and can respond to a range of member issues or inquiries in a friendly, courteous, and cooperative manner. The Member Service Representative is expected to work well with others and maintain courteous and professional communications with teammates, members and be open to coaching and guidance. Responsibilities: Specific duties include, but are not limited to, the following: • Ensure excellent member service; every member, every transaction, every time., • Conduct member interviews to uncover the needs of members to better help improve their overall financial situation., • Process the opening and overall onboarding of new members., • Perform account maintenance, changes, servicing, etc. on existing accounts., • Ensure proper documentation and signatures are obtained for all member interactions to stay in compliance with rules and regulations as well as MCU policy and procedures., • Process loan applications, collecting all necessary documentation and adhering to underwriting requirements to prepare for loan booking., • Ensure fully complete loan applications for those loans that will be underwritten by centralized underwriting; ensure all data is properly documented the first time for the most efficient experience., • Cross-sell additional products and services to best-fit member need(s)., • Effectively manage new account and loan pipeline with proper follow-up for members in order to close effectively and efficiently., • Meet / exceed sales goals for all key metrics of branch growth including but not exclusively new members, new checking accounts, and new loan bookings., • Demonstrate professionalism and empathy during member interactions., • Assist branch team members in driving referrals for new accounts and loans., • May perform outbound calls including service lists, lead lists, referral follow-up, etc. in order to meet / exceed sales and service goals., • May be assigned online loan applications to complete; follow up with the members and ensure an effective and efficient closing., • Maintain comprehensive knowledge of MCU products and services., • Maintain comprehensive knowledge of credit union policies and procedures as well as applicable rules and regulations and how they apply to MCUs environment., • Back up teller line as needed., • Assist in management of lobby member flow to ensure members move through the branch environment in the most efficient and effective manner., • Participate in the opening and closing of the branch, • Adhere to all regulatory compliance training inclusive of BSA/AML/OFAC and overall BSA/AML/OFAC compliance, • Assist with community engagement outreach programs, • Maintain the highest level of confidentiality and discretion of member’s and their financial information, • Perform other duties as required, • Travel as required, • Perform other duties as requested and special projects as assigned., • Member service skills, • Research and problem-solving skills, • Ability to multi-task; good time management skills Requirements: • Retail banking experience is a plus, • High school diploma or the equivalent required., • Previous branch experience preferred, including sales and service, • Availability to work overtime and Saturdays as required, • Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail., • Interpersonal, oral and written communication skills, • Highly ethical., • Proficiency in Microsoft Office Suite, • Technologically proficient. Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you’ll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer contribution Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.