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At ING we are looking for a Software Backend Engineer Your role and work environment: We are looking for a talented and enthusiastic Software Engineer Backend to join us. Your key responsibilities: As an experienced Software Engineer Backend, your aim will be: To design, develop and test the code that will shape the different components of the application, ensuring that they meet the requirements of functionality, quality and performance. To deliver in Production a working software by giving the best use to technology and development practices. It includes the documentation and parameters that can help reaching that goal. To support Production by analysis and fixing any bugs that occurs. Contribute to improve the technical discipline by collaborating with the cross technical chapter. As an expert in the Backend area, you specifically add value on that technical layer but always keep in mind the rest of the technical stack as part of the Squad responsibilities. Your major responsibility areas: • Coding, • Stories Refinement, • Environments management, • Release, • Monitoring What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! As a Software Engineer Backend for one of our tribes you should have the following knowledge and experience: Essential • Good coding Skills on all Middleware layer: Java 8/11/17/21, • Spring (Boot, MVC, CORE, Security, Dependency Injection)., • Microservices: Hexagonal architecture, APIs composition, RestFul, OpenAPI, Swagger., • Design Patterns, SOLID, Clean Code, Software Craftmanship., • Testing: Unit Testing (Techniques: White-box/ Black-box, What is a unit?); Type of testing (unit testing, integration and smoke); Junit; Contract Testing; Framework mocks (Mockito, Mockmvc, Wiremock, Powermock). • Maven., • JPA, Oracle, JDBC, • Git., • DDD., • Backend & Devops awareness (understand the global architecture / infrastructure)., • Docker, Openshift or Kubernetes., • CI / CD pipelines., • Experience working with Azure Devops (pipelines)., • 5 years of experience on similar technical stack., • Agile team experience with SCRUM or Kanban or XP., • Excellent speaking and writing skills in English is a must. Desirable • MSA Patterns: Circuit Breaker, Api Gateway, Service Discovery., • Feature Flags, • Retail banking knowledge., • Database migration tools (such as Flyway, Liquibase)., • DevOps Skills., • Prometheus., • Grafana, • ELK STACK (Elastic Search, Logstash, Kibana)., • Security: JWT, Mutual TLS, Access token., • Ansible., • BDD., • Automatic testing (Selenium, Cucumber)., • Reactive programming: futures., • Akka, Scala., • Message Brokers (such as RabbitMQ, Kafka)., • NoSQL knowledge (such as Cassandra, MongoDB). What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1700 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!

Job Description At ING we are looking for Senior Data Scientist Your role and work environment: We are looking for a talented and enthusiastic Senior Data Scientist to join our Advanced Analytics Team of Growth The responsibility of this team is to develop all type of AI models and analytical products in the field of Machine Learning and Big Data context. Our way of working mirrors our eagerness to innovate and the agile methodologies are on our daily basis Your key responsibilities: As a data scientist you will: Proactively take end-to-end ownership of the design and delivery of ML products across multiple departments within the bank. This includes a broad range of AI/ML solutions such as credit risk and decision-making models, churn prediction, recommendation systems, NLP solutions, income and expense estimation, data categorisation, clustering and segmentation, pricing models, OCR, and more. You will co-create and evaluate business solutions using the best predictive approaches, working in cross-functional and international teams made up of business stakeholders, data analysts, data scientists and engineers. You will also act as project manager making sure each solution meets business requirements, delivers tangible value to our clients, and adheres to our high standards of coding quality, robustness and engineering excellence. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! We are seeking a passionate and highly skilled Data Scientist used to work near to business, understand the challenges and who proposes solutions proactively, defining the appropriate analytical solution for each challenge. Our dreamed candidate will be: • A value-driven professional, with a strong focus on delivering meaningful business impact., • Holds a degree in Mathematics, Statistics, Computer Science, or a related field., • Proven experience in data analysis, data visualisation and the development of predictive models, particularly supervised learning models. • Strong command of SQL and Python, along with experience in distributed computing frameworks such as Spark, Hadoop, Hive, and similar technologies, as well as modern MLlibraries. • Comfortable working with Git-based workflows, including code repositories and peer reviews., • Able to communicate technical insights clearly and effectively, even to non-technical stakeholders. • A strong team player, with the ability to collaborate effectively and tackle complex challenges in a dynamic environment. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

Senior Red Team Operator A role in the Global CISO Office that’s as much about breaking things as it is about building resilience. Are you passionate about cybersecurity and driven by an adversarial mindset? Do you want to test a global financial institution against sophisticated, real-world threats? As a Senior Red Team Operator at ING, you will be part of a hands-on team focused on strengthening the bank's security posture. We think like a criminal to test our people, processes, and technology on a global scale. Your mission will be to simulate the tactics, techniques, and procedures (TTPs) of advanced threat actors, providing critical assurance to the business and its leadership. This is not a standard penetration testing role. We are looking for a specialist in red teaming who can plan and execute long-term, intelligence-led campaigns while maintaining exceptional operational security (OPSEC). The team You will join the Spain-based red team, a highly specialized, multicultural group of experts with a proven track record in cybersecurity. As part of the Tribe Cyber Threat Management (CTM), we have a hands-on approach and focus on the constant evolution of our skills through research and on-the-job experience. We are a crucial part of the CISO office, and our work directly influences ING's global security strategy. We help each other to be successful and live by the Orange Behaviours. Roles and responsibilities • Lead advanced red team engagements., • Design and conduct complex, long-run red team campaigns that mirror the sophistication of top-tier, intelligence-led exercises. You will test our global enterprise, including on-premise, cloud (Azure, Google Cloud), and hybrid environments., • Execute the full attack lifecycle., • Run objective-driven, end-to-end red team campaigns, from initial access to data exfiltration, while employing stealth to evade our Blue Team., • Develop and maintain red team infrastructure., • Build, operate, and customize the team's command-and-control (C2) infrastructure. You will be expected to go beyond using standard tools like Cobalt Strike or Sliver, developing bespoke capabilities to ensure operational success., • Drive defensive improvements through purple teaming., • Partner directly with our SOC and defensive teams in collaborative purple team exercises to tune detection rules, improve playbooks, and enhance ING’s defensive capabilities., • Develop custom tooling to bypass advanced defences., • Research emerging TTPs and create your own tools, implants, and loaders in languages like C++, C#, or Go to bypass modern security controls like EDR and application allow-listing., • Deliver actionable insights to the business., • Author comprehensive, narrative-style reports that translate complex technical findings into clear, actionable recommendations for executive stakeholders. How to succeed We're looking for someone who not only has the technical skills but also embodies the Orange Behaviours. • You take it on and make it happen., • You have a proactive, hands-on mentality and take ownership of complex campaigns from planning to execution. You are relentlessly curious and driven to find new ways to challenge our defences., • You help others to be successful., • You are a natural collaborator, eager to share your expertise in purple team exercises and mentor junior operators. You thrive in a team environment where knowledge sharing is key to everyone's growth., • You are always a step ahead., • You have a forward-thinking mindset, constantly researching emerging threats and developing novel tools to stay ahead of the curve. You don't wait for instructions; you anticipate future challenges and build the solutions for them. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • 5+ years of hands-on experience in a dedicated red team role., • Strong development skills in at least one low-level language (e.g., C++, C#, Go, Rust) for custom tool development, and proficiency in a scripting language (e.g., Python, PowerShell)., • Deep experience attacking complex enterprise environments, including Active Directory and major cloud providers (Azure, AWS, GCP)., • A strong Operational Security (OPSEC) mindset with a proven ability to conduct covert, objective-driven operations., • Advanced offensive security certifications, such as OSEP, OSCE/OSEE, CREST CCSAS, GXPN, or CRTO, are a significant plus., • You are fluent in English, both verbally and in writing. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Transport allowance. It doesn't matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you.

At ING we are looking for a Data Analyst Your role and work environment: We are looking for a talented and enthusiastic Data Analyst to join our Data Analyst team of Customer Interactions and Monetization Tribe. Our mission is to enhance business performance through descriptive analytics and business diagnosis, providing insights and recommendations that facilitate better decision-making and lead to improved commercial outcomes. We seek a dynamic and proactive individual who can engage with business areas, comprehend their needs, understand their services and products, and navigate the data ecosystem to produce precise and meaningful data-driven analyses. We value a strong and honest team spirit, fostering an excellent and collaborative environment with business stakeholders and your fellow Data Analysts. This contributes to a robust and highly skilled data analyst community. Your key responsibilities: As a Data Analyst, you will: Engage proactively with business areas to understand their business goals, financial services and products, to generate accurate data-driven business analyses and recommendations. • Analyzing product trends to increase sales conversion, reduce product attrition, improve digital funnels, and support communication campaigns. This involves identifying key performance indicators, monitoring product performance, and suggesting actionable insights to optimize sales strategies and customer experience., • Conducting customer analyses to determine customer lifetime value, customer segmentation, and forecast customer development. This includes using analytical techniques to identify patterns and trends in customer data, enabling the business to tailor its marketing and retention strategies effectively., • Supporting and advising the business on reporting needs and other analytical requirements. This entails collaborating with stakeholders to define reporting metrics, coordinate the development of comprehensive dashboards to ensure data-driven business monitoring and decision-making. Additionally, you will collaborate closely with your Data Analyst teammates to foster a robust and highly skilled data analyst community. This involves sharing best practices, participating in knowledge-sharing sessions, and contributing to a culture of continuous improvement and excellence. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Willing to assume challenges, take initiative and personal responsibility., • Desirable thinking in strategic terms. Able to recognize key information, identify business opportunities, establish connections and apply analytics for decision-making., • Willing to learn and improve your technical and your interpersonal skills., • Diven and customer-focused, always striving to understand and meet the needs of the business and its clients., • Bachelor’s degree in mathematics, statistics, computer science, economics, or other degree with strong analytical content., • Full proficiency in Excel, SAS and SQL, • At least 5 years of experience in a comparable role, transforming data to extract key business insights. Experience in retail banking is highly recommended, • Your communication skills enable you to work together with many different parties throughout our organization. Negotiation and stakeholder management, • Fluent English will be appreciated. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Meal allowance. Receive your meal allowance in the way that best suits you: through a meal card or directly in your payroll, giving you greater flexibility and convenience in managing your everyday needs. More than an office. In our offices you can find doctor’s office, hairdresser, gym, Employee Concierge (to help you with your errands) and much more! Health and life insurance. We help you protect what matters most to you, including you and your immediate family. Flexible remuneration. Enjoy access to services such as nursery vouchers, public transport and training support, as well as other benefits through our flexible remuneration model. Commuting made easier. Our free shuttle service connects different areas of Madrid with ING MAD, helping make your commute to the office more comfortable and convenient. Banking benefits. Loans with preferential banking conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging Our 360º wellbeing approach supports employees across Financial, Physical, Mental and Social Wellbeing. On-site physiotherapy service. A strong wellbeing culture, including Wellhub access, sports communities and activities. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1900 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Digital Content Creator Your role and work environment: We are looking for a talented and enthusiastic Digital Content Creator to join our Digital Sales Team of Business Banking Spain The Digital Sales team in Business Banking Spain is responsible for accelerating digital growth across our Self-employed and Micro companies segment. We focus on attracting, activating and converting clients through simple, relevant and high-performing digital experiences, combining commercial ambition, data-driven decision making and continuous experimentation. Your key responsibilities: As a Digital Content Creator you will: Work in Easy Banking, our Digital Sales B2B team, driving growth for Self-employed and Micro companies in Spain. This is an exciting and strategic segment, with a strong focus on start-ups and entrepreneurs — the backbone of our economy and future growth. Create performance-driven, conversion-focused content across the full digital acquisition ecosystem, from traffic generation and campaign activation to onboarding flows and lower-funnel conversion optimization. Your success will be measured by your contribution to overall digital and mobile sales, with a specific focus on owned and paid traffic generation, mid- and lower-funnel conversion, experimentation, A/B testing, SEO/GEO, data analysis and continuous content optimization. As a Digital Content Creator, you will strengthen ING’s digital presence and directly contribute to business growth objectives by creating content that is clear, client-focused, measurable and optimized for performance. You will work closely with Brand and Comms, CRO experts, Performance/Paid Media, Digital Marketeers, UX, Legal and Product experts in a fast-moving, data-driven environment where experimentation, collaboration and continuous improvement are key. What will you work on in our team, and what will you learn to master? Content, Performance & Optimization • Adapt conversion‑focused copy for paid media, landing pages, onboarding flows and sales journeys., • Define and activate below-the-line communication strategies, using GenAI-powered content creation to scale, test and optimize content across social, organic and paid media., • Define and manage content across multiple digital channels (paid, owned, social, website, comparison platforms), ensuring consistency and performance., • Translate complex business banking products into clear, client‑focused and actionable messaging., • Continuously optimize headlines, formats and CTAs to improve CTR, conversion and engagement., • Monitor market and competitor activity to identify trends, benchmarks and opportunities to improve ING’s digital acquisition performance. Digital Strategy & Campaign Consistency • Bring out‑of‑the‑box ideas, challenge the status quo and propose new formats, strategy and approaches., • Connect campaigns, projects and initiatives to ensure end‑to‑end journey consistency across channels., • Actively contribute to campaign concepting, content strategy and journey design. Data, Insights & Reporting • Use insights from Semrush, Google, Adobe Analytics, Adobe Target, dashboards and A/B testing to refine and improve content performance., • Build and maintain a reporting mindset: share learnings, identify improvement opportunities and feed insights back into squads and stakeholders., • Track content performance across the funnel and help steer optimizations where they matter most. Collaboration & Stakeholder Management • Work as a true team player, collaborating seamlessly with CRO, media, marketing, UX, product and legal stakeholders., • Manage stakeholders proactively, including constructively challenging legal when needed to balance compliance and performance., • Share best practices and trends and help raise the overall digital maturity of the team. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Strong digital experience across multiple channels, understanding how channels complement each other., • A creative, data‑driven optimizer who thrives on experimentation and continuous learning, with a clear client/user-focus., • At least 5 years’ experience in digital sales, e-commerce, digital marketing, content management and/or innovation and a strong belief that digital is the way forward, • Feel comfortable using analytical and optimization tools such as Semrush, Adobe Analytics, Adobe Experience Platform, Adobe Target, Google dashboards and keyword research tools, and be able to translate insights into stronger writing, content decisions and business outcomes., • B2B expertise / background is preferred, but not a must, • You love collaborating with different people and working within an international context, • You love to challenge the status quo and are eager to propose creative solutions to problems, • You hold a Master’s degree or are qualified with relevant experience, • You are fluent in Spanish and English What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for VP of Portfolio Management specializing in TMT Your role and work environment ING is looking for a VP Portfolio Management to join the Lending team within Wholesale Banking. In this role, you will actively manage the TMT lending portfolio across Spain and Portugal, ensuring effective credit monitoring, portfolio optimization, and capital efficiency. You will work closely with colleagues across Origination & Structuring, Risk, Transaction Management, Capital Markets & Advisory, Legal, and support functions to deliver a seamless client experience and maintain a high-quality portfolio. The Portfolio Management team is responsible for managing lending transactions throughout their lifecycle, from post-funding to final repayment, while driving process improvement, standardization, digitalization, and regulatory readiness. Your Key responsibilities • Manage a portfolio of lending clients, acting as the primary contact for ongoing credit monitoring, portfolio analysis, risk reporting, and portfolio optimization., • Conduct quarterly and annual credit reviews, including financial analysis, cash flow modelling, sensitivity analysis, sustainable finance assessments, and credit approval coordination., • Process amendments and waiver requests, coordinating approvals and legal documentation updates through execution., • Monitor credit quality, financial performance, covenant compliance, risk ratings, and potential risk migration., • Identify and manage Early Warning Signals, credit deterioration, forbearance situations, default assessments, and other risk-related events., • Prepare portfolio reports, risk reviews, regulatory submissions, and internal management information., • Maintain portfolio tracking metrics, lending limits, industry databases, and capital velocity initiatives., • Collaborate with relationship managers and sector specialists to identify risks, trends, and commercial opportunities, including cross-buy initiatives., • Coordinate with global portfolio support teams to ensure efficient portfolio management processes., • Contribute to operational excellence through process improvements, digitalization initiatives, data quality enhancements, and transformation projects., • Support the development of junior colleagues through coaching and knowledge sharing. This position requires strong analytical capabilities, sound credit risk judgment, stakeholder management skills, and the ability to manage complex lending portfolios in a dynamic international environment. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Qualifications / Education: • University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus. Experience / Knowledge: • 7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT. Competencies: • Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions;, • Strong financial and credit analysis capabilities; eye for detail, • Excellent presentation and communication skills;, • Collaborative and able to work effectively across functions and regions;, • Ability to thrive in a fast-paced environment with multiple competing priorities;, • Committed and dedicated individual who wants to continuously improve;, • Self-motivated and willing to work in a deal oriented and deadline driven environment;, • Knowledge of Legal Documentation;, • Strong work ethic, positive attitude, and professional demeanor;, • Fluent in Spanish and English, both verbally and written. What do we offer? In the Portfolio Management team, we realize that the aspired excellence of our work means that we always need to have the best people in the best positions. That is why we are committed to investing in your personal growth and development. You will experience a steep learning curve. We offer you the opportunity to further develop your sector knowledge, commercial & relationship skills, financial expertise, transaction experience, and regular interaction with clients at a senior level. At the same time, we will ensure that you are always up to date on the key developments in your field and that you will continue to improve your performance. These circumstances provide an excellent opportunity for a talented individual to advance your career in a multi-cultural and international environment. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Runners club with your own trainer. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+) & Leonas. Get to know Us We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Graduate for Project Finance - Sector and Specialized Lending Your role and work environment: We are looking for a talented and enthusiastic Graduate to join our Project Finance - Sector and Specialized Lending Team of Wholesale Banking The responsibility of this team is to provide project financing to our clients across different sectors and our way of working is in very close cooperation with other departments of the bank, leveraging our sector expertise and network. Your key responsibilities: As a Graduate you will: Positively contribute to the origination and execution of project finance transactions, under appropriate supervision depending on the complexity of each opportunity. Co-create credit analyses, ratings, commercial proposals, financial models, supporting annexes, term sheets and financing documentation as an active member of deal teams, working closely with internal stakeholders and external advisors. Ensure that the quality, accuracy and completeness of all deliverables enable ING and other stakeholders to make well-informed decisions, while supporting the successful execution of transactions and the delivery of high-quality client solutions. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate should be an ambitious professional with a Master's degree and above-average academic performance, as well as previous experience in the financial sector, accounting, or an advisory firm (including internships), preferably within a lending, structured finance or credit risk environment. The candidate should possess strong financial analysis, financial modelling and problem-solving skills, together with excellent written and verbal communication skills in both Spanish and English. Knowledge of the Renewable Energy, Energy and TMT sectors will be considered a strong plus. In addition, we expect the candidate to demonstrate the following key personal qualities: • a strong work ethic and the ability to manage multiple workstreams simultaneously;, • excellent attention to detail and a commitment to delivering high-quality work;, • the ability to collaborate effectively across different teams and functions;, • the capacity to work independently and take ownership of assigned tasks; and, • a genuine enthusiasm for learning and a strong ambition to develop professionally. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Graduate in the Energy Sector Coverage team We are looking for a talented and enthusiastic Graduate - to join our Energy Sector Coverage team within ING Wholesale Banking, based in Madrid. The Energy Sector team partners with leading clients across the full energy value chain, including Renewables & Power, Utilities, Hydrocarbons & New Energies and emerging low-carbon technologies. Our clients include utilities, independent power producers (IPPs), infrastructure and energy funds, developers, energy transition platforms and large corporates active in the sector. As part of a global Energy platform with teams across EMEA, APAC and the Americas, we support our clients through the full suite of ING products, including Lending, Financial Markets, Transaction Services, Debt Capital Markets and Advisory. You will work closely with senior sector bankers in Iberia and internationally, gaining exposure to client coverage, origination, strategic advisory, transaction execution and portfolio management across some of the most relevant energy transition investments in Europe. Your key responsibilities: As an Graduate, you will support the team across both business development and transaction execution activities. Your responsibilities will include: Client coverage and business development • Support the preparation of client presentations, pitch books, market updates and strategic account plans., • Perform industry, company and market research across the Energy sector, including renewables, utilities, energy transition and new energy technologies., • Analyze client business models, competitive positioning and strategic developments., • Monitor sector trends, regulatory changes and market developments relevant to clients and the Energy franchise. Transaction execution • Conduct financial, commercial and credit analysis of companies, projects and transactions., • Build and review financial models and financing structures., • Assist with due diligence processes, including review of financial, technical, legal and market reports., • Support the preparation of internal credit applications, commercial approvals and other governance-related documentation., • Coordinate workstreams with clients, advisors and internal stakeholders across Product, Risk, Legal and Compliance teams. Portfolio management • Support the ongoing monitoring of the team's client portfolio and existing transactions., • Assist with annual reviews, amendment requests, waivers and portfolio reporting., • Maintain relevant client, transaction and sector information within internal systems and databases. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate will have: • A Master's degree in Finance, Economics, Business Administration, Engineering, Mathematics or a related discipline with strong academic results from top-tier universities., • Previous internship or professional experience in banking, project finance, corporate finance, investment banking, consulting or related fields., • Strong financial and analytical skills, including an interest in financial modelling and corporate/project finance., • Excellent written and verbal communication skills in Spanish and English, • A genuine interest in infrastructure and the energy transition. In addition, we are looking for someone who is: • Curious, proactive and eager to learn., • Structured, detail-oriented and capable of managing multiple workstreams simultaneously., • A strong team player with excellent interpersonal skills., • Comfortable working in an international and multidisciplinary environment., • Motivated to take ownership, contribute ideas and develop into a future client-facing banker. The successful candidate will have the opportunity to build both technical and commercial skills, gaining exposure to senior clients, complex financings and ING's global Energy franchise. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING Hubs Spain we are looking for a Compliance Lead Your role and work environment: We are looking for a talented and enthusiastic Compliance Lead to join our Data Protection and Compliance Team at ING Hubs Spain. The Compliance Lead will act as independent expert for 2nd Line / risk management in the area of Data Protection and Compliance. The Lead Compliance has the additional purpose of helping others in their area of expertise to succeed and to empower them to ensure the entity (i.e., ING Hubs Spain) supports the Bank to remain safe and secure. Your key responsibilities: In your role as Lead Compliance, you are focused on advising, monitoring, and challenging risks related to the individual/data subject arising from processing of personal data by ING. The Lead Compliance ensures quality on advice & challenge of each processing of personal data with local impact. You will also be responsible for: • Implement the ING Group Compliance risk management framework and standards, additionally ascertaining local policies, processes and controls are in line with the framework and standards., • Ascertain that processes and controls in place at the first line of defense are properly designed and effective in line with the Global Compliance Risk standards., • Oversee Compliance Risk profiles at entity level and report on risks to the local/global NFRC and Global Risk functions., • Cascade the Risk Appetite Statement into detailed risk strategies at entity level within its pre-defined risk appetite., • Raise data protection and compliance risk awareness throughout our organization., • Develop the training plan and provide training in the field of Data Protection and Compliance to employees of ING Hubs Spain in order to raise awareness of the functioning of Data Protection and Compliance procedures., • Instruct management and employees on Data Protection and Compliance requirements to ensure that they act in accordance with laws, ING's, regulations, and risk appetite, as defined in ING Policies, including keeping them informed of developments in ING., • Execute the monitoring activities in accordance with the Monitoring Plan, prepare reports and inform the Management about the Data Protection & Compliance issues., • Monitor compliance with laws, regulations, policies, the Orange ING Code, and the effectiveness of compliance controls. Report the results of monitoring activities in accordance with ING's Data Protection and Compliance Frameworks. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! You are the perfect candidate if you possess good communication skills, you can influence others –various stakeholders within own and functional organization-, you can think critically and use data while collaborating with others. You are able to direct decisions and sustain change implemented at a rapid pace. You have the ability to apply risk considerations to new processes, areas, technologies, and innovations. Other mandatory requirements to fit in with the role: • Advanced academic degree: technical, disciplinary proficiency, management knowledge, • Minimum 5 years of relevant experience in control functions such as compliance, data protection, risk management or auditing, • Fluent in written and spoken English, • Dedicated certifications are a plus What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Transport allowance. It doesn't matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you.

At ING we are looking for Private Banking CRM Specialist We are looking for a person with a strong communications mindset: someone who can design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients, connecting business priorities, customer needs, data, channels and regulatory requirements into clear, relevant and effective client interactions. Your role and work environment The Tribe’s responsibility is to deliver exceptional service to Affluent and Private Banking clients by helping them build well-balanced portfolios tailored to their knowledge, suitability and future financial needs. The goal is to increase share of wallet with existing clients while attracting new Affluent clients. Our way of working showcases ING’s distinctive approach, products and proactive service model: anticipating client needs, removing friction and creating a seamless, rewarding experience for current and potential clients. As an expert, you will bring the business know-how, customer perspective and delivery skills needed within the Squads to realise our shared purpose. Job purpose Design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients. You will define communication strategies, build and optimize customer journeys across channels, and develop engagement models that strengthen client relationships and drive business outcomes. Working closely with Private Banking, Digital, Data, UX, Compliance, Legal and Customer Experience teams, you will ensure that every interaction delivers a seamless, personalized and compliant customer experience, whether through digital channels, product-related communications or human interactions with Wealth Specialists. You will make data-driven decisions to improve client engagement, satisfaction, adoption and commercial performance while contributing to the evolution of ING’s Private Banking proposition. Your key responsibilities: Customer Communication Strategy Define and maintain the communication strategy for Private Banking clients across the full customer lifecycle. Translate business priorities into relevant, customer-centric communication plans that support commercial, service and relationship objectives. Define campaign and contact strategies with the business lines, ensuring the right target, timing, channel and message for each use case. Keep a global view of ING’s communications strategy, balancing client relevance, saturation and frequency rules with business needs. Customer Journey Design Design, map and optimise end-to-end journeys for Private Banking products and services. Identify friction points, communication gaps and opportunities through journey mapping, customer insights and performance data. Develop trigger-based, event-driven and lifecycle-based communications to improve engagement, client value and customer experience. Monitor journey performance and continuously improve conversion, engagement and experience metrics. Channel, CRM and Personalisation Personalise communications and make each interaction between clients and ING as relevant as possible. Someone who has experience defining personalize communications with communications tools like UNICA, Adobe Journey Optimizer or other Marketing Automation Tools & Campaign Tools. Use data and a deep understanding of customer journeys to choose the most appropriate message, channel and moment. Manage client communications across digital channels, mobile, product flows and other existing touchpoints. Use CRM, marketing automation and campaign tools to design, activate and optimise communications. Digital Experience Development Contribute to the design of new digital experiences for Affluent and Private Banking clients. Define customer requirements, business rules and acceptance criteria for new capabilities. Work with UX, Engineering and Analytics teams to create intuitive, scalable and impactful experiences. Validate solutions through experimentation, customer feedback and data analysis. Data & Performance Management Use customer, commercial and behavioral data to identify opportunities for improvement. Track KPIs related to engagement, adoption, customer satisfaction, commercial performance and business outcomes. Measure communication effectiveness and added value for clients, identifying improvements and proposing solutions through a continuous feedback cycle. Drive experimentation and A/B testing to validate hypotheses and maximise impact. What are we looking for? What you’ll bring Bachelor’s or Master’s degree. Proven experience in Customer Journey Management, CRM, Marketing, Digital Experience, Product Management or Customer Experience. Experience defining personalised communications with tools such as UNICA, Adobe Journey Optimizer or other marketing automation and campaign platforms. Strong understanding of customer lifecycle management, client communications and cross-channel strategies. Data-driven mindset with the ability to translate insights into action. Strong stakeholder management, collaboration and influencing skills. Ability to work in complex environments, keeping a global overview while generating simple and scalable solutions. Written and verbal communication skills in English and Spanish. Nice to have Experience in Wealth Management, Private Banking, Investments or Affluent customer segments. Experience with experimentation, journey analytics and customer experience measurement. Knowledge of Agile Way of Working and delivery frameworks. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a MiFID Private Banking Control Specialist Your role and work environment: We are looking for a talented and enthusiastic MiFID Private Banking Control Specialist to join our Private Banking Operations Team of COO Investment & Protection The responsibility of this team is establishing and executing the first-line control framework supporting Private Banking investment services, and our way of working is data-driven, risk-focused and collaborative, combining regulatory expertise, analytical insight and close partnership with the business to ensure the highest standards of investor protection and regulatory compliance. Your key responsibilities: As a MIFID Control Banking Specialist you will: Execute transaction-level and portfolio-level MiFID controls. Monitor suitability, target market, sustainability preferences and client investment profiles. Review client-initiative transactions and potential circumvention of MiFID controls. Verify the delivery and appropriate archiving of suitability reports, KIDs and supporting evidence. Monitor portfolio alignment with risk profile, investment horizon, objectives and contractual limits. Analyse exceptions, identify root causes and coordinate remediation. Produce auditable evidence and periodic MiFID control reporting. Escalate material or recurring issues through the established governance. Collaborate with Private Banking, Portfolio Management, Operations, Compliance, Legal, NFR and Data teams. Support automation and continuous improvement of the control framework. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Solid understanding of MiFID II, investor protection principles and suitability requirements. Experience in Private Banking, Wealth Management, Investment Services, Risk, Controls, Compliance or related functions. Strong analytical skills with the ability to identify trends, exceptions and root causes from large data sets. Ability to independently challenge, investigate and assess investment-related activities while maintaining a constructive business partnership. Strong attention to detail and commitment to delivering high-quality, auditable work. Excellent communication skills, capable of translating regulatory requirements into practical business actions. Experience working with reporting, data analysis and control monitoring tools (Excel, Power BI, SQL or similar). Ability to manage multiple priorities and work effectively in a dynamic and evolving environment. Fluency in English. Spanish is highly valued. We will be especially interested in candidates who: Have previous experience in MiFID controls, suitability monitoring, investment advisory, discretionary portfolio management or product governance. Hold a recognised MiFID certification (EFPA, CFA, CISI or equivalent). Have contributed to designing or improving control frameworks, governance processes or regulatory reporting. Enjoy combining regulatory expertise, data analysis and stakeholder management to drive better client outcomes. Knowledge of Spanish regulations and proficiency in Spanish will be highly valuable. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for VP of Portfolio Management specializing in TMT Your role and work environment ING is looking for a VP Portfolio Management to join the Lending team within Wholesale Banking. In this role, you will actively manage the TMT lending portfolio across Spain and Portugal, ensuring effective credit monitoring, portfolio optimization, and capital efficiency. You will work closely with colleagues across Origination & Structuring, Risk, Transaction Management, Capital Markets & Advisory, Legal, and support functions to deliver a seamless client experience and maintain a high-quality portfolio. The Portfolio Management team is responsible for managing lending transactions throughout their lifecycle, from post-funding to final repayment, while driving process improvement, standardization, digitalization, and regulatory readiness. Your Key responsibilities • Manage a portfolio of lending clients, acting as the primary contact for ongoing credit monitoring, portfolio analysis, risk reporting, and portfolio optimization., • Conduct quarterly and annual credit reviews, including financial analysis, cash flow modelling, sensitivity analysis, sustainable finance assessments, and credit approval coordination., • Process amendments and waiver requests, coordinating approvals and legal documentation updates through execution., • Monitor credit quality, financial performance, covenant compliance, risk ratings, and potential risk migration., • Identify and manage Early Warning Signals, credit deterioration, forbearance situations, default assessments, and other risk-related events., • Prepare portfolio reports, risk reviews, regulatory submissions, and internal management information., • Maintain portfolio tracking metrics, lending limits, industry databases, and capital velocity initiatives., • Collaborate with relationship managers and sector specialists to identify risks, trends, and commercial opportunities, including cross-buy initiatives., • Coordinate with global portfolio support teams to ensure efficient portfolio management processes., • Contribute to operational excellence through process improvements, digitalization initiatives, data quality enhancements, and transformation projects., • Support the development of junior colleagues through coaching and knowledge sharing. This position requires strong analytical capabilities, sound credit risk judgment, stakeholder management skills, and the ability to manage complex lending portfolios in a dynamic international environment. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Qualifications / Education: • University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus. Experience / Knowledge: • 7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT. Competencies: • Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions;, • Strong financial and credit analysis capabilities; eye for detail, • Excellent presentation and communication skills;, • Collaborative and able to work effectively across functions and regions;, • Ability to thrive in a fast-paced environment with multiple competing priorities;, • Committed and dedicated individual who wants to continuously improve;, • Self-motivated and willing to work in a deal oriented and deadline driven environment;, • Knowledge of Legal Documentation;, • Strong work ethic, positive attitude, and professional demeanor;, • Fluent in Spanish and English, both verbally and written. What do we offer? In the Portfolio Management team, we realize that the aspired excellence of our work means that we always need to have the best people in the best positions. That is why we are committed to investing in your personal growth and development. You will experience a steep learning curve. We offer you the opportunity to further develop your sector knowledge, commercial & relationship skills, financial expertise, transaction experience, and regular interaction with clients at a senior level. At the same time, we will ensure that you are always up to date on the key developments in your field and that you will continue to improve your performance. These circumstances provide an excellent opportunity for a talented individual to advance your career in a multi-cultural and international environment. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Runners club with your own trainer. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+) & Leonas. Get to know Us We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Private Banking CRM Specialist We are looking for a person with a strong communications mindset: someone who can design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients, connecting business priorities, customer needs, data, channels and regulatory requirements into clear, relevant and effective client interactions. Your role and work environment The Tribe’s responsibility is to deliver exceptional service to Affluent and Private Banking clients by helping them build well-balanced portfolios tailored to their knowledge, suitability and future financial needs. The goal is to increase share of wallet with existing clients while attracting new Affluent clients. Our way of working showcases ING’s distinctive approach, products and proactive service model: anticipating client needs, removing friction and creating a seamless, rewarding experience for current and potential clients. As an expert, you will bring the business know-how, customer perspective and delivery skills needed within the Squads to realise our shared purpose. Job purpose Design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients. You will define communication strategies, build and optimize customer journeys across channels, and develop engagement models that strengthen client relationships and drive business outcomes. Working closely with Private Banking, Digital, Data, UX, Compliance, Legal and Customer Experience teams, you will ensure that every interaction delivers a seamless, personalized and compliant customer experience, whether through digital channels, product-related communications or human interactions with Wealth Specialists. You will make data-driven decisions to improve client engagement, satisfaction, adoption and commercial performance while contributing to the evolution of ING’s Private Banking proposition. Your key responsibilities: Customer Communication Strategy Define and maintain the communication strategy for Private Banking clients across the full customer lifecycle. Translate business priorities into relevant, customer-centric communication plans that support commercial, service and relationship objectives. Define campaign and contact strategies with the business lines, ensuring the right target, timing, channel and message for each use case. Keep a global view of ING’s communications strategy, balancing client relevance, saturation and frequency rules with business needs. Customer Journey Design Design, map and optimise end-to-end journeys for Private Banking products and services. Identify friction points, communication gaps and opportunities through journey mapping, customer insights and performance data. Develop trigger-based, event-driven and lifecycle-based communications to improve engagement, client value and customer experience. Monitor journey performance and continuously improve conversion, engagement and experience metrics. Channel, CRM and Personalisation Personalise communications and make each interaction between clients and ING as relevant as possible. Someone who has experience defining personalize communications with communications tools like UNICA, Adobe Journey Optimizer or other Marketing Automation Tools & Campaign Tools. Use data and a deep understanding of customer journeys to choose the most appropriate message, channel and moment. Manage client communications across digital channels, mobile, product flows and other existing touchpoints. Use CRM, marketing automation and campaign tools to design, activate and optimise communications. Digital Experience Development Contribute to the design of new digital experiences for Affluent and Private Banking clients. Define customer requirements, business rules and acceptance criteria for new capabilities. Work with UX, Engineering and Analytics teams to create intuitive, scalable and impactful experiences. Validate solutions through experimentation, customer feedback and data analysis. Data & Performance Management Use customer, commercial and behavioral data to identify opportunities for improvement. Track KPIs related to engagement, adoption, customer satisfaction, commercial performance and business outcomes. Measure communication effectiveness and added value for clients, identifying improvements and proposing solutions through a continuous feedback cycle. Drive experimentation and A/B testing to validate hypotheses and maximise impact. What are we looking for? What you’ll bring Bachelor’s or Master’s degree. Proven experience in Customer Journey Management, CRM, Marketing, Digital Experience, Product Management or Customer Experience. Experience defining personalised communications with tools such as UNICA, Adobe Journey Optimizer or other marketing automation and campaign platforms. Strong understanding of customer lifecycle management, client communications and cross-channel strategies. Data-driven mindset with the ability to translate insights into action. Strong stakeholder management, collaboration and influencing skills. Ability to work in complex environments, keeping a global overview while generating simple and scalable solutions. Written and verbal communication skills in English and Spanish. Nice to have Experience in Wealth Management, Private Banking, Investments or Affluent customer segments. Experience with experimentation, journey analytics and customer experience measurement. Knowledge of Agile Way of Working and delivery frameworks. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Graduate for Wholesale Banking - TMT & Healthcare Team We are looking for a talented and enthusiastic Graduate Program WB - TMT to join our TMT & Healthcare Team. The Telecom, Media, Technology & Healthcare sector team offers an exciting position in Madrid for an ambitious professional who enjoys working in an international environment. The TMT & Healthcare sector team is one of the global specialist sector coverage teams at the heart of ING Wholesale Banking. We provide banking services and complex financial solutions to telecommunication, media, entertainment, technology, satellite and healthcare companies in the EMEA region, the Americas and in Asia-Pacific. As a Graduate, you will play a key role in execution of transformational financial solutions for them. Work environment: You will be a member of a successful and highly driven & results-oriented team. Working in the TMT & Healthcare sector team means working in a dynamic environment with interesting clients and on challenging transactions at the very heart of the ING organization. Due to the complexity of the assignments and the international nature of your work and your team, you will learn a lot. The global TMT & Healthcare sector team consists of 80+ dedicated professionals located in New York, Amsterdam, Frankfurt, Madrid and Singapore. The combined teams in Amsterdam, Madrid & Frankfurt cover the EMEA region together with PAMs in other locations, and serve clients in a number of TMT & Healthcare sub-sectors. You will also work with the teams in New York and Singapore who cover the entire spectrum of TMT & Healthcare transactions in their regions. ING is one of the leading banks in the sector and is continuously in the top of the EMEA league tables. Your key responsibilities Safeguarding timely transaction delivery and high-quality and seamless transaction execution. Taking responsibility for complex financial models, company and market research, credit analyses, rating profiles and peer group analysis, and managing credit applications Assessing and reviewing due diligence on clients in a dynamic sector Active support in the syndication or co-ordination of transactions Monitoring portfolio management activities such as processing of credit reviews, waivers and amendments Supporting our KYC team on keeping our portfolio secure and compliant What are we looking for? We are looking for a pro-active professional with a strong personal drive, looking for opportunities on your own initiative. Do you have the ability to operate in a highly demanding international environment, to deal with pressure and to perform under tight deadlines? Do you have a strong commercial drive and have excellent communication skills? Personal profile Ambitious professional with a Masters’ degree with above-average academic grades Up to 2 years of experience in the financial sector in an international environment (including internships) Relationship-driven, people-oriented, finds it easy to make connections Good interpersonal & communication skills, strong team player High level of drive, self-motivation and professional approach Affinity with the sector Strong project, time management & deal execution skills Preferably excellent financial, modelling & analytical skills, eye for detail Fluent in Spanish and English, both verbally and written Experience requested Internship experience in banking or financial services Business competencies Passionate about operational excellence, continuous improvement and processes optimization Digital mindset and capabilities Ability to work with data and knowledge about basic statistics Personal skills Good self-organization ability to drive a lot of activities in parallel Extreme rigor and delivery of quality documents with synthesis capability Ability to work collaboratively across functions Strong customer orientation What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn’t matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies . And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. En ING buscamos una persona Graduate para nuestro equipo de Wholesale Banking - TMT & Healthcare Tu función y entorno de trabajo: Buscamos una persona talentosa y entusiasta para incorporarse al Graduate Program WB - TMT en nuestro equipo de TMT & Healthcare. El equipo sectorial de Telecomunicaciones, Medios, Tecnología y Salud ofrece una posición apasionante en Madrid para una persona profesional ambiciosa que disfrute trabajando en un entorno internacional. El equipo de TMT & Healthcare es uno de los equipos globales especializados en cobertura sectorial, situado en el centro de ING Wholesale Banking. Proporcionamos servicios bancarios y soluciones financieras complejas a empresas de telecomunicaciones, medios de comunicación, entretenimiento, tecnología, satélites y salud en la región EMEA, América y Asia-Pacífico. Como Graduate, desempeñarás un papel clave en la ejecución de soluciones financieras transformadoras para estas empresas. Entorno de trabajo: Formarás parte de un equipo de alto rendimiento, con gran motivación y orientado a resultados. Trabajar en el equipo de TMT & Healthcare significa desenvolverse en un entorno dinámico, con clientes interesantes y operaciones desafiantes en el corazón de la organización de ING. Debido a la complejidad de las asignaciones y a la naturaleza internacional de tu trabajo y de tu equipo, tendrás una gran oportunidad de aprendizaje. El equipo global de TMT & Healthcare está compuesto por más de 80 profesionales especializados ubicados en Nueva York, Ámsterdam, Fráncfort, Madrid y Singapur. Los equipos combinados de Ámsterdam, Madrid y Fráncfort cubren conjuntamente la región EMEA junto con PAMs en otras ubicaciones y prestan servicio a clientes de diversos subsectores de TMT & Healthcare. También trabajarás con los equipos de Nueva York y Singapur, que cubren todo el espectro de operaciones de TMT & Healthcare en sus respectivas regiones. ING es uno de los bancos líderes en este sector y ocupa de forma continuada posiciones destacadas en las clasificaciones EMEA. Tus principales responsabilidades: Garantizar la entrega puntual de las transacciones y una ejecución de alta calidad y sin interrupciones. Asumir la responsabilidad de modelos financieros complejos, investigación de empresas y mercados, análisis de crédito, perfiles de rating y análisis de grupos comparables, así como gestionar solicitudes de crédito. Evaluar y revisar la due diligence de clientes en un sector dinámico. Proporcionar apoyo activo en la sindicación o coordinación de transacciones. Supervisar actividades de gestión de cartera, como el procesamiento de revisiones de crédito, exenciones y modificaciones. Apoyar a nuestro equipo de KYC para mantener nuestra cartera segura y en cumplimiento normativo. ¿Qué estamos buscando? Buscamos una persona profesional proactiva, con una fuerte motivación personal y capacidad para identificar oportunidades por iniciativa propia. ¿Tienes la capacidad de desenvolverte en un entorno internacional altamente exigente, gestionar la presión y rendir bajo plazos ajustados? ¿Cuentas con una sólida orientación comercial y excelentes habilidades de comunicación? Perfil personal: Profesional ambicioso/a con un Máster y un expediente académico superior a la media. Hasta 2#J-18808-Ljbffr

At ING we are looking for Graduate for Project Finance - Sector and Specialized Lending Your role and work environment: We are looking for a talented and enthusiastic Graduate to join our Project Finance - Sector and Specialized Lending Team of Wholesale Banking The responsibility of this team is to provide project financing to our clients across different sectors and our way of working is in very close cooperation with other departments of the bank, leveraging our sector expertise and network. Your key responsibilities: As a Graduate you will: Positively contribute to the origination and execution of project finance transactions, under appropriate supervision depending on the complexity of each opportunity. Co-create credit analyses, ratings, commercial proposals, financial models, supporting annexes, term sheets and financing documentation as an active member of deal teams, working closely with internal stakeholders and external advisors. Ensure that the quality, accuracy and completeness of all deliverables enable ING and other stakeholders to make well-informed decisions, while supporting the successful execution of transactions and the delivery of high-quality client solutions. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate should be an ambitious professional with a Master's degree and above-average academic performance, as well as previous experience in the financial sector, accounting, or an advisory firm (including internships), preferably within a lending, structured finance or credit risk environment. The candidate should possess strong financial analysis, financial modelling and problem-solving skills, together with excellent written and verbal communication skills in both Spanish and English. Knowledge of the Renewable Energy, Energy and TMT sectors will be considered a strong plus. In addition, we expect the candidate to demonstrate the following key personal qualities: • a strong work ethic and the ability to manage multiple workstreams simultaneously;, • excellent attention to detail and a commitment to delivering high-quality work;, • the ability to collaborate effectively across different teams and functions;, • the capacity to work independently and take ownership of assigned tasks; and, • a genuine enthusiasm for learning and a strong ambition to develop professionally. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Graduate for Project Finance - Sector and Specialized LendingYour role and work environment:We are looking for a talented and enthusiastic Graduate to join our Project Finance - Sector and Specialized LendingTeam of Wholesale BankingThe responsibility of this team is to provide project financing to our clients across different sectors and our way of working is in very close cooperation with other departments of the bank, leveraging our sector expertise and network. Your key responsibilities: As a Graduate you will:Positively contribute to the origination and execution of project finance transactions, under appropriate supervision depending on the complexity of each opportunity.Co-create credit analyses, ratings, commercial proposals, financial models, supporting annexes, term sheets and financing documentation as an active member of deal teams, working closely with internal stakeholders and external advisors.Ensure that the quality, accuracy and completeness of all deliverables enable ING and other stakeholders to make well-informed decisions, while supporting the successful execution of transactions and the delivery of high-quality client solutions. What are we looking for?Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply!The ideal candidate should be an ambitious professional with a Master's degree and above-average academic performance, as well as previous experience in the financial sector, accounting, or an advisory firm (including internships), preferably within a lending, structured finance or credit risk environment.The candidate should possess strong financial analysis, financial modelling and problem-solving skills, together with excellent written and verbal communication skills in both Spanish and English. Knowledge of the Renewable Energy, Energy and TMT sectors will be considered a strong plus.In addition, we expect the candidate to demonstrate the following key personal qualities:a strong work ethic and the ability to manage multiple workstreams simultaneously; excellent attention to detail and a commitment to delivering high-quality work; the ability to collaborate effectively across different teams and functions; the capacity towork independently and take ownership of assigned tasks; anda genuine enthusiasm for learning and a strong ambition to develop professionally.What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.Check out what is waiting for you!Balance That Works.We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card.So that thinking about what to have for lunch doesn’t take up your time or your cravings.Our house will be your home.In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!Health insurance.For you and all your family (spouse/partner and children).Life insurance.We help you protect what matters most to you.Flexible remuneration.In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids…Free company shuttle.It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.Banking benefits.Special loans with more beneficial conditions.Special mortgage conditions after 6 months working at the bank.And you can benefit from our pension plan after 1 month with us!More vitality and more belonging360º care of the employee (physical, mental, social connection & purpose).Physiotherapy service on site.Clinics with professional, world-class athletes.Gympass service.Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.International Remote work program. Get to know UsWe are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work.Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: - Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. - Check the sender’s email carefully: Legitimate communication will always come from @ing.Com and/or @myworkday.Com. - No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Graduate in the Energy Sector Coverage team We are looking for a talented and enthusiastic Graduate - to join our Energy Sector Coverage team within ING Wholesale Banking, based in Madrid. The Energy Sector team partners with leading clients across the full energy value chain, including Renewables & Power, Utilities, Hydrocarbons & New Energies and emerging low-carbon technologies. Our clients include utilities, independent power producers (IPPs), infrastructure and energy funds, developers, energy transition platforms and large corporates active in the sector. As part of a global Energy platform with teams across EMEA, APAC and the Americas, we support our clients through the full suite of ING products, including Lending, Financial Markets, Transaction Services, Debt Capital Markets and Advisory. You will work closely with senior sector bankers in Iberia and internationally, gaining exposure to client coverage, origination, strategic advisory, transaction execution and portfolio management across some of the most relevant energy transition investments in Europe. Your key responsibilities: As an Graduate, you will support the team across both business development and transaction execution activities. Your responsibilities will include: Client coverage and business development • Support the preparation of client presentations, pitch books, market updates and strategic account plans., • Perform industry, company and market research across the Energy sector, including renewables, utilities, energy transition and new energy technologies., • Analyze client business models, competitive positioning and strategic developments., • Monitor sector trends, regulatory changes and market developments relevant to clients and the Energy franchise. Transaction execution • Conduct financial, commercial and credit analysis of companies, projects and transactions., • Build and review financial models and financing structures., • Assist with due diligence processes, including review of financial, technical, legal and market reports., • Support the preparation of internal credit applications, commercial approvals and other governance-related documentation., • Coordinate workstreams with clients, advisors and internal stakeholders across Product, Risk, Legal and Compliance teams. Portfolio management • Support the ongoing monitoring of the team's client portfolio and existing transactions., • Assist with annual reviews, amendment requests, waivers and portfolio reporting., • Maintain relevant client, transaction and sector information within internal systems and databases. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate will have: • A Master's degree in Finance, Economics, Business Administration, Engineering, Mathematics or a related discipline with strong academic results from top-tier universities., • Previous internship or professional experience in banking, project finance, corporate finance, investment banking, consulting or related fields., • Strong financial and analytical skills, including an interest in financial modelling and corporate/project finance., • Excellent written and verbal communication skills in Spanish and English, • A genuine interest in infrastructure and the energy transition. In addition, we are looking for someone who is: • Curious, proactive and eager to learn., • Structured, detail-oriented and capable of managing multiple workstreams simultaneously., • A strong team player with excellent interpersonal skills., • Comfortable working in an international and multidisciplinary environment., • Motivated to take ownership, contribute ideas and develop into a future client-facing banker. The successful candidate will have the opportunity to build both technical and commercial skills, gaining exposure to senior clients, complex financings and ING's global Energy franchise. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING Hubs Spain we are looking for a Compliance Lead Your role and work environment: We are looking for a talented and enthusiastic Compliance Lead to join our Data Protection and Compliance Team at ING Hubs Spain. The Compliance Lead will act as independent expert for 2nd Line / risk management in the area of Data Protection and Compliance. The Lead Compliance has the additional purpose of helping others in their area of expertise to succeed and to empower them to ensure the entity (i.e., ING Hubs Spain) supports the Bank to remain safe and secure. Your key responsibilities: In your role as Lead Compliance, you are focused on advising, monitoring, and challenging risks related to the individual/data subject arising from processing of personal data by ING. The Lead Compliance ensures quality on advice & challenge of each processing of personal data with local impact. You will also be responsible for: • Implement the ING Group Compliance risk management framework and standards, additionally ascertaining local policies, processes and controls are in line with the framework and standards., • Ascertain that processes and controls in place at the first line of defense are properly designed and effective in line with the Global Compliance Risk standards., • Oversee Compliance Risk profiles at entity level and report on risks to the local/global NFRC and Global Risk functions., • Cascade the Risk Appetite Statement into detailed risk strategies at entity level within its pre-defined risk appetite., • Raise data protection and compliance risk awareness throughout our organization., • Develop the training plan and provide training in the field of Data Protection and Compliance to employees of ING Hubs Spain in order to raise awareness of the functioning of Data Protection and Compliance procedures., • Instruct management and employees on Data Protection and Compliance requirements to ensure that they act in accordance with laws, ING's, regulations, and risk appetite, as defined in ING Policies, including keeping them informed of developments in ING., • Execute the monitoring activities in accordance with the Monitoring Plan, prepare reports and inform the Management about the Data Protection & Compliance issues., • Monitor compliance with laws, regulations, policies, the Orange ING Code, and the effectiveness of compliance controls. Report the results of monitoring activities in accordance with ING's Data Protection and Compliance Frameworks. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! You are the perfect candidate if you possess good communication skills, you can influence others –various stakeholders within own and functional organization-, you can think critically and use data while collaborating with others. You are able to direct decisions and sustain change implemented at a rapid pace. You have the ability to apply risk considerations to new processes, areas, technologies, and innovations. Other mandatory requirements to fit in with the role: • Advanced academic degree: technical, disciplinary proficiency, management knowledge, • Minimum 5 years of relevant experience in control functions such as compliance, data protection, risk management or auditing, • Fluent in written and spoken English, • Dedicated certifications are a plus What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Transport allowance. It doesn't matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you.

At ING we are looking for a Graduate in the Energy Sector Coverage team We are looking for a talented and enthusiastic Graduate - to join our Energy Sector Coverage team within ING Wholesale Banking, based in Madrid. The Energy Sector team partners with leading clients across the full energy value chain, including Renewables & Power, Utilities, Hydrocarbons & New Energies and emerging low-carbon technologies. Our clients include utilities, independent power producers (IPPs), infrastructure and energy funds, developers, energy transition platforms and large corporates active in the sector. As part of a global Energy platform with teams across EMEA, APAC and the Americas, we support our clients through the full suite of ING products, including Lending, Financial Markets, Transaction Services, Debt Capital Markets and Advisory. You will work closely with senior sector bankers in Iberia and internationally, gaining exposure to client coverage, origination, strategic advisory, transaction execution and portfolio management across some of the most relevant energy transition investments in Europe. Your key responsibilities: As an Graduate, you will support the team across both business development and transaction execution activities. Your responsibilities will include: Client coverage and business development • Support the preparation of client presentations, pitch books, market updates and strategic account plans., • Perform industry, company and market research across the Energy sector, including renewables, utilities, energy transition and new energy technologies., • Analyze client business models, competitive positioning and strategic developments., • Monitor sector trends, regulatory changes and market developments relevant to clients and the Energy franchise. Transaction execution • Conduct financial, commercial and credit analysis of companies, projects and transactions., • Build and review financial models and financing structures., • Assist with due diligence processes, including review of financial, technical, legal and market reports., • Support the preparation of internal credit applications, commercial approvals and other governance-related documentation., • Coordinate workstreams with clients, advisors and internal stakeholders across Product, Risk, Legal and Compliance teams. Portfolio management • Support the ongoing monitoring of the team's client portfolio and existing transactions., • Assist with annual reviews, amendment requests, waivers and portfolio reporting., • Maintain relevant client, transaction and sector information within internal systems and databases. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate will have: • A Master's degree in Finance, Economics, Business Administration, Engineering, Mathematics or a related discipline with strong academic results from top-tier universities., • Previous internship or professional experience in banking, project finance, corporate finance, investment banking, consulting or related fields., • Strong financial and analytical skills, including an interest in financial modelling and corporate/project finance., • Excellent written and verbal communication skills in Spanish and English, • A genuine interest in infrastructure and the energy transition. In addition, we are looking for someone who is: • Curious, proactive and eager to learn., • Structured, detail-oriented and capable of managing multiple workstreams simultaneously., • A strong team player with excellent interpersonal skills., • Comfortable working in an international and multidisciplinary environment., • Motivated to take ownership, contribute ideas and develop into a future client-facing banker. The successful candidate will have the opportunity to build both technical and commercial skills, gaining exposure to senior clients, complex financings and ING's global Energy franchise. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Software Backend Engineer Your role and work environment: We are looking for a talented and enthusiastic Software Engineer Backend to join us. Your key responsibilities: As an experienced Software Engineer Backend , your aim will be: To design, develop and test the code that will shape the different components of the application, ensuring that they meet the requirements of functionality, quality and performance. To deliver in Production a working software by giving the best use to technology and development practices. It includes the documentation and parameters that can help reaching that goal. To support Production by analysis and fixing any bugs that occurs. Contribute to improve the technical discipline by collaborating with the cross technical chapter. As an expert in the Backend area, you specifically add value on that technical layer but always keep in mind the rest of the technical stack as part of the Squad responsibilities. Your major responsibility areas: Coding Stories Refinement Environments management Release Monitoring What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! As a Software Engineer Backend for one of our tribes you should have the following knowledge and experience: Essential Good coding Skills on all Middleware layer: Java 8/11/17/21 Spring (Boot, MVC, CORE, Security, Dependency Injection). Microservices: Hexagonal architecture, APIs composition, RestFul, OpenAPI, Swagger. Design Patterns, SOLID, Clean Code, Software Craftmanship. Testing: Unit Testing (Techniques: White-box/ Black-box, What is a unit?); Type of testing (unit testing, integration and smoke); Junit; Contract Testing; Framework mocks (Mockito, Mockmvc, Wiremock, Powermock). Maven. JPA, Oracle, JDBC Git. DDD. Backend & Devops awareness (understand the global architecture / infrastructure). Docker, Openshift or Kubernetes. CI / CD pipelines. Experience working with Azure Devops (pipelines). 5 years of experience on similar technical stack. Agile team experience with SCRUM or Kanban or XP. Excellent speaking and writing skills in English is a must. Desirable MSA Patterns: Circuit Breaker, Api Gateway, Service Discovery. Feature Flags Retail banking knowledge. Database migration tools (such as Flyway, Liquibase). DevOps Skills. Prometheus. Grafana ELK STACK (Elastic Search, Logstash, Kibana). Security: JWT, Mutual TLS, Access token. Ansible. BDD. Automatic testing (Selenium, Cucumber). Reactive programming: futures. Akka, Scala. Message Brokers (such as RabbitMQ, Kafka). NoSQL knowledge (such as Cassandra, MongoDB). What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1700 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies . And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!

At ING we are looking for a MiFID Private Banking Control Specialist Your role and work environment: We are looking for a talented and enthusiastic MiFID Private Banking Control Specialist to join our Private Banking Operations Team of COO Investment & Protection The responsibility of this team is establishing and executing the first-line control framework supporting Private Banking investment services, and our way of working is data-driven, risk-focused and collaborative, combining regulatory expertise, analytical insight and close partnership with the business to ensure the highest standards of investor protection and regulatory compliance. Your key responsibilities: As a MIFID Control Banking Specialist you will: Execute transaction-level and portfolio-level MiFID controls. Monitor suitability, target market, sustainability preferences and client investment profiles. Review client-initiative transactions and potential circumvention of MiFID controls. Verify the delivery and appropriate archiving of suitability reports, KIDs and supporting evidence. Monitor portfolio alignment with risk profile, investment horizon, objectives and contractual limits. Analyse exceptions, identify root causes and coordinate remediation. Produce auditable evidence and periodic MiFID control reporting. Escalate material or recurring issues through the established governance. Collaborate with Private Banking, Portfolio Management, Operations, Compliance, Legal, NFR and Data teams. Support automation and continuous improvement of the control framework. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Solid understanding of MiFID II, investor protection principles and suitability requirements. Experience in Private Banking, Wealth Management, Investment Services, Risk, Controls, Compliance or related functions. Strong analytical skills with the ability to identify trends, exceptions and root causes from large data sets. Ability to independently challenge, investigate and assess investment-related activities while maintaining a constructive business partnership. Strong attention to detail and commitment to delivering high-quality, auditable work. Excellent communication skills, capable of translating regulatory requirements into practical business actions. Experience working with reporting, data analysis and control monitoring tools (Excel, Power BI, SQL or similar). Ability to manage multiple priorities and work effectively in a dynamic and evolving environment. Fluency in English. Spanish is highly valued. We will be especially interested in candidates who: Have previous experience in MiFID controls, suitability monitoring, investment advisory, discretionary portfolio management or product governance. Hold a recognised MiFID certification (EFPA, CFA, CISI or equivalent). Have contributed to designing or improving control frameworks, governance processes or regulatory reporting. Enjoy combining regulatory expertise, data analysis and stakeholder management to drive better client outcomes. Knowledge of Spanish regulations and proficiency in Spanish will be highly valuable. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Data Analyst Your role and work environment: We are looking for a talented and enthusiastic Data Analyst to join our Data Analyst team of Customer Interactions and Monetization Tribe. Our mission is to enhance business performance through descriptive analytics and business diagnosis, providing insights and recommendations that facilitate better decision-making and lead to improved commercial outcomes. We seek a dynamic and proactive individual who can engage with business areas, comprehend their needs, understand their services and products, and navigate the data ecosystem to produce precise and meaningful data-driven analyses. We value a strong and honest team spirit, fostering an excellent and collaborative environment with business stakeholders and your fellow Data Analysts. This contributes to a robust and highly skilled data analyst community. Your key responsibilities: As a Data Analyst, you will: Engage proactively with business areas to understand their business goals, financial services and products, to generate accurate data-driven business analyses and recommendations. • Analyzing product trends to increase sales conversion, reduce product attrition, improve digital funnels, and support communication campaigns. This involves identifying key performance indicators, monitoring product performance, and suggesting actionable insights to optimize sales strategies and customer experience., • Conducting customer analyses to determine customer lifetime value, customer segmentation, and forecast customer development. This includes using analytical techniques to identify patterns and trends in customer data, enabling the business to tailor its marketing and retention strategies effectively., • Supporting and advising the business on reporting needs and other analytical requirements. This entails collaborating with stakeholders to define reporting metrics, coordinate the development of comprehensive dashboards to ensure data-driven business monitoring and decision-making. Additionally, you will collaborate closely with your Data Analyst teammates to foster a robust and highly skilled data analyst community. This involves sharing best practices, participating in knowledge-sharing sessions, and contributing to a culture of continuous improvement and excellence. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Willing to assume challenges, take initiative and personal responsibility., • Desirable thinking in strategic terms. Able to recognize key information, identify business opportunities, establish connections and apply analytics for decision-making., • Willing to learn and improve your technical and your interpersonal skills., • Diven and customer-focused, always striving to understand and meet the needs of the business and its clients., • Bachelor’s degree in mathematics, statistics, computer science, economics, or other degree with strong analytical content., • Full proficiency in Excel, SAS and SQL, • At least 5 years of experience in a comparable role, transforming data to extract key business insights. Experience in retail banking is highly recommended, • Your communication skills enable you to work together with many different parties throughout our organization. Negotiation and stakeholder management, • Fluent English will be appreciated. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Meal allowance. Receive your meal allowance in the way that best suits you: through a meal card or directly in your payroll, giving you greater flexibility and convenience in managing your everyday needs. More than an office. In our offices you can find doctor’s office, hairdresser, gym, Employee Concierge (to help you with your errands) and much more! Health and life insurance. We help you protect what matters most to you, including you and your immediate family. Flexible remuneration. Enjoy access to services such as nursery vouchers, public transport and training support, as well as other benefits through our flexible remuneration model. Commuting made easier. Our free shuttle service connects different areas of Madrid with ING MAD, helping make your commute to the office more comfortable and convenient. Banking benefits. Loans with preferential banking conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging Our 360º wellbeing approach supports employees across Financial, Physical, Mental and Social Wellbeing. On-site physiotherapy service. A strong wellbeing culture, including Wellhub access, sports communities and activities. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1900 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Graduate for Project Finance - Sector and Specialized Lending Your role and work environment: We are looking for a talented and enthusiastic Graduate to join our Project Finance - Sector and Specialized Lending Team of Wholesale Banking The responsibility of this team is to provide project financing to our clients across different sectors and our way of working is in very close cooperation with other departments of the bank, leveraging our sector expertise and network. Your key responsibilities: As a Graduate you will: Positively contribute to the origination and execution of project finance transactions, under appropriate supervision depending on the complexity of each opportunity. Co-create credit analyses, ratings, commercial proposals, financial models, supporting annexes, term sheets and financing documentation as an active member of deal teams, working closely with internal stakeholders and external advisors. Ensure that the quality, accuracy and completeness of all deliverables enable ING and other stakeholders to make well-informed decisions, while supporting the successful execution of transactions and the delivery of high-quality client solutions. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! The ideal candidate should be an ambitious professional with a Master's degree and above-average academic performance, as well as previous experience in the financial sector, accounting, or an advisory firm (including internships), preferably within a lending, structured finance or credit risk environment. The candidate should possess strong financial analysis, financial modelling and problem-solving skills, together with excellent written and verbal communication skills in both Spanish and English. Knowledge of the Renewable Energy, Energy and TMT sectors will be considered a strong plus. In addition, we expect the candidate to demonstrate the following key personal qualities: • a strong work ethic and the ability to manage multiple workstreams simultaneously;, • excellent attention to detail and a commitment to delivering high-quality work;, • the ability to collaborate effectively across different teams and functions;, • the capacity to work independently and take ownership of assigned tasks; and, • a genuine enthusiasm for learning and a strong ambition to develop professionally. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Digital Content Creator Your role and work environment: We are looking for a talented and enthusiastic Digital Content Creator to join our Digital Sales Team of Business Banking Spain The Digital Sales team in Business Banking Spain is responsible for accelerating digital growth across our Self-employed and Micro companies segment. We focus on attracting, activating and converting clients through simple, relevant and high-performing digital experiences, combining commercial ambition, data-driven decision making and continuous experimentation. Your key responsibilities: As a Digital Content Creator you will: Work in Easy Banking, our Digital Sales B2B team, driving growth for Self-employed and Micro companies in Spain. This is an exciting and strategic segment, with a strong focus on start-ups and entrepreneurs — the backbone of our economy and future growth. Create performance-driven, conversion-focused content across the full digital acquisition ecosystem, from traffic generation and campaign activation to onboarding flows and lower-funnel conversion optimization. Your success will be measured by your contribution to overall digital and mobile sales, with a specific focus on owned and paid traffic generation, mid- and lower-funnel conversion, experimentation, A/B testing, SEO/GEO, data analysis and continuous content optimization. As a Digital Content Creator, you will strengthen ING’s digital presence and directly contribute to business growth objectives by creating content that is clear, client-focused, measurable and optimized for performance. You will work closely with Brand and Comms, CRO experts, Performance/Paid Media, Digital Marketeers, UX, Legal and Product experts in a fast-moving, data-driven environment where experimentation, collaboration and continuous improvement are key. What will you work on in our team, and what will you learn to master? Content, Performance & Optimization • Adapt conversion‑focused copy for paid media, landing pages, onboarding flows and sales journeys., • Define and activate below-the-line communication strategies, using GenAI-powered content creation to scale, test and optimize content across social, organic and paid media., • Define and manage content across multiple digital channels (paid, owned, social, website, comparison platforms), ensuring consistency and performance., • Translate complex business banking products into clear, client‑focused and actionable messaging., • Continuously optimize headlines, formats and CTAs to improve CTR, conversion and engagement., • Monitor market and competitor activity to identify trends, benchmarks and opportunities to improve ING’s digital acquisition performance. Digital Strategy & Campaign Consistency • Bring out‑of‑the‑box ideas, challenge the status quo and propose new formats, strategy and approaches., • Connect campaigns, projects and initiatives to ensure end‑to‑end journey consistency across channels., • Actively contribute to campaign concepting, content strategy and journey design. Data, Insights & Reporting • Use insights from Semrush, Google, Adobe Analytics, Adobe Target, dashboards and A/B testing to refine and improve content performance., • Build and maintain a reporting mindset: share learnings, identify improvement opportunities and feed insights back into squads and stakeholders., • Track content performance across the funnel and help steer optimizations where they matter most. Collaboration & Stakeholder Management • Work as a true team player, collaborating seamlessly with CRO, media, marketing, UX, product and legal stakeholders., • Manage stakeholders proactively, including constructively challenging legal when needed to balance compliance and performance., • Share best practices and trends and help raise the overall digital maturity of the team. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Strong digital experience across multiple channels, understanding how channels complement each other., • A creative, data‑driven optimizer who thrives on experimentation and continuous learning, with a clear client/user-focus., • At least 5 years’ experience in digital sales, e-commerce, digital marketing, content management and/or innovation and a strong belief that digital is the way forward, • Feel comfortable using analytical and optimization tools such as Semrush, Adobe Analytics, Adobe Experience Platform, Adobe Target, Google dashboards and keyword research tools, and be able to translate insights into stronger writing, content decisions and business outcomes., • B2B expertise / background is preferred, but not a must, • You love collaborating with different people and working within an international context, • You love to challenge the status quo and are eager to propose creative solutions to problems, • You hold a Master’s degree or are qualified with relevant experience, • You are fluent in Spanish and English What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for a Digital Content Creator Your role and work environment: We are looking for a talented and enthusiastic Digital Content Creator to join our Digital Sales Team of Business Banking Spain The Digital Sales team in Business Banking Spain is responsible for accelerating digital growth across our Self-employed and Micro companies segment. We focus on attracting, activating and converting clients through simple, relevant and high-performing digital experiences, combining commercial ambition, data-driven decision making and continuous experimentation. Your key responsibilities: As a Digital Content Creator you will: Work in Easy Banking, our Digital Sales B2B team, driving growth for Self-employed and Micro companies in Spain. This is an exciting and strategic segment, with a strong focus on start-ups and entrepreneurs — the backbone of our economy and future growth. Create performance-driven, conversion-focused content across the full digital acquisition ecosystem, from traffic generation and campaign activation to onboarding flows and lower-funnel conversion optimization. Your success will be measured by your contribution to overall digital and mobile sales, with a specific focus on owned and paid traffic generation, mid- and lower-funnel conversion, experimentation, A/B testing, SEO/GEO, data analysis and continuous content optimization. As a Digital Content Creator, you will strengthen ING’s digital presence and directly contribute to business growth objectives by creating content that is clear, client-focused, measurable and optimized for performance. You will work closely with Brand and Comms, CRO experts, Performance/Paid Media, Digital Marketeers, UX, Legal and Product experts in a fast-moving, data-driven environment where experimentation, collaboration and continuous improvement are key. What will you work on in our team, and what will you learn to master? Content, Performance & Optimization • Adapt conversion‑focused copy for paid media, landing pages, onboarding flows and sales journeys., • Define and activate below-the-line communication strategies, using GenAI-powered content creation to scale, test and optimize content across social, organic and paid media., • Define and manage content across multiple digital channels (paid, owned, social, website, comparison platforms), ensuring consistency and performance., • Translate complex business banking products into clear, client‑focused and actionable messaging., • Continuously optimize headlines, formats and CTAs to improve CTR, conversion and engagement., • Monitor market and competitor activity to identify trends, benchmarks and opportunities to improve ING’s digital acquisition performance. Digital Strategy & Campaign Consistency • Bring out‑of‑the‑box ideas, challenge the status quo and propose new formats, strategy and approaches., • Connect campaigns, projects and initiatives to ensure end‑to‑end journey consistency across channels., • Actively contribute to campaign concepting, content strategy and journey design. Data, Insights & Reporting • Use insights from Semrush, Google, Adobe Analytics, Adobe Target, dashboards and A/B testing to refine and improve content performance., • Build and maintain a reporting mindset: share learnings, identify improvement opportunities and feed insights back into squads and stakeholders., • Track content performance across the funnel and help steer optimizations where they matter most. Collaboration & Stakeholder Management • Work as a true team player, collaborating seamlessly with CRO, media, marketing, UX, product and legal stakeholders., • Manage stakeholders proactively, including constructively challenging legal when needed to balance compliance and performance., • Share best practices and trends and help raise the overall digital maturity of the team. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • Strong digital experience across multiple channels, understanding how channels complement each other., • A creative, data‑driven optimizer who thrives on experimentation and continuous learning, with a clear client/user-focus., • At least 5 years’ experience in digital sales, e-commerce, digital marketing, content management and/or innovation and a strong belief that digital is the way forward, • Feel comfortable using analytical and optimization tools such as Semrush, Adobe Analytics, Adobe Experience Platform, Adobe Target, Google dashboards and keyword research tools, and be able to translate insights into stronger writing, content decisions and business outcomes., • B2B expertise / background is preferred, but not a must, • You love collaborating with different people and working within an international context, • You love to challenge the status quo and are eager to propose creative solutions to problems, • You hold a Master’s degree or are qualified with relevant experience, • You are fluent in Spanish and English What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for VP of Portfolio Management specializing in TMT Your role and work environment ING is looking for a VP Portfolio Management to join the Lending team within Wholesale Banking. In this role, you will actively manage the TMT lending portfolio across Spain and Portugal, ensuring effective credit monitoring, portfolio optimization, and capital efficiency. You will work closely with colleagues across Origination & Structuring, Risk, Transaction Management, Capital Markets & Advisory, Legal, and support functions to deliver a seamless client experience and maintain a high-quality portfolio. The Portfolio Management team is responsible for managing lending transactions throughout their lifecycle, from post-funding to final repayment, while driving process improvement, standardization, digitalization, and regulatory readiness. Your Key responsibilities • Manage a portfolio of lending clients, acting as the primary contact for ongoing credit monitoring, portfolio analysis, risk reporting, and portfolio optimization. • Conduct quarterly and annual credit reviews, including financial analysis, cash flow modelling, sensitivity analysis, sustainable finance assessments, and credit approval coordination. • Process amendments and waiver requests, coordinating approvals and legal documentation updates through execution. • Monitor credit quality, financial performance, covenant compliance, risk ratings, and potential risk migration. • Identify and manage Early Warning Signals, credit deterioration, forbearance situations, default assessments, and other risk-related events. • Prepare portfolio reports, risk reviews, regulatory submissions, and internal management information. • Maintain portfolio tracking metrics, lending limits, industry databases, and capital velocity initiatives. • Collaborate with relationship managers and sector specialists to identify risks, trends, and commercial opportunities, including cross-buy initiatives. • Coordinate with global portfolio support teams to ensure efficient portfolio management processes. • Contribute to operational excellence through process improvements, digitalization initiatives, data quality enhancements, and transformation projects. • Support the development of junior colleagues through coaching and knowledge sharing. This position requires strong analytical capabilities, sound credit risk judgment, stakeholder management skills, and the ability to manage complex lending portfolios in a dynamic international environment. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Qualifications / Education: University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus. Experience / Knowledge: 7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT. Competencies: Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions; Strong financial and credit analysis capabilities; eye for detail Excellent presentation and communication skills; Collaborative and able to work effectively across functions and regions; Ability to thrive in a fast-paced environment with multiple competing priorities; Committed and dedicated individual who wants to continuously improve; Self-motivated and willing to work in a deal oriented and deadline driven environment; Knowledge of Legal Documentation; Strong work ethic, positive attitude, and professional demeanor; Fluent in Spanish and English, both verbally and written. What do we offer? In the Portfolio Management team, we realize that the aspired excellence of our work means that we always need to have the best people in the best positions. That is why we are committed to investing in your personal growth and development. You will experience a steep learning curve. We offer you the opportunity to further develop your sector knowledge, commercial & relationship skills, financial expertise, transaction experience, and regular interaction with clients at a senior level. At the same time, we will ensure that you are always up to date on the key developments in your field and that you will continue to improve your performance. These circumstances provide an excellent opportunity for a talented individual to advance your career in a multi-cultural and international environment. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesnt matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Runners club with your own trainer. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+) & Leonas. Get to know Us We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. * No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

Senior Red Team Operator A role in the Global CISO Office that’s as much about breaking things as it is about building resilience. Are you passionate about cybersecurity and driven by an adversarial mindset? Do you want to test a global financial institution against sophisticated, real-world threats? As a Senior Red Team Operator at ING, you will be part of a hands-on team focused on strengthening the bank's security posture. We think like a criminal to test our people, processes, and technology on a global scale. Your mission will be to simulate the tactics, techniques, and procedures (TTPs) of advanced threat actors, providing critical assurance to the business and its leadership. This is not a standard penetration testing role. We are looking for a specialist in red teaming who can plan and execute long-term, intelligence-led campaigns while maintaining exceptional operational security (OPSEC). The team You will join the Spain-based red team, a highly specialized, multicultural group of experts with a proven track record in cybersecurity. As part of the Tribe Cyber Threat Management (CTM), we have a hands-on approach and focus on the constant evolution of our skills through research and on-the-job experience. We are a crucial part of the CISO office, and our work directly influences ING's global security strategy. We help each other to be successful and live by the Orange Behaviours. Roles and responsibilities • Lead advanced red team engagements., • Design and conduct complex, long-run red team campaigns that mirror the sophistication of top-tier, intelligence-led exercises. You will test our global enterprise, including on-premise, cloud (Azure, Google Cloud), and hybrid environments., • Execute the full attack lifecycle., • Run objective-driven, end-to-end red team campaigns, from initial access to data exfiltration, while employing stealth to evade our Blue Team., • Develop and maintain red team infrastructure., • Build, operate, and customize the team's command-and-control (C2) infrastructure. You will be expected to go beyond using standard tools like Cobalt Strike or Sliver, developing bespoke capabilities to ensure operational success., • Drive defensive improvements through purple teaming., • Partner directly with our SOC and defensive teams in collaborative purple team exercises to tune detection rules, improve playbooks, and enhance ING’s defensive capabilities., • Develop custom tooling to bypass advanced defences., • Research emerging TTPs and create your own tools, implants, and loaders in languages like C++, C#, or Go to bypass modern security controls like EDR and application allow-listing., • Deliver actionable insights to the business., • Author comprehensive, narrative-style reports that translate complex technical findings into clear, actionable recommendations for executive stakeholders. How to succeed We're looking for someone who not only has the technical skills but also embodies the Orange Behaviours. • You take it on and make it happen., • You have a proactive, hands-on mentality and take ownership of complex campaigns from planning to execution. You are relentlessly curious and driven to find new ways to challenge our defences., • You help others to be successful., • You are a natural collaborator, eager to share your expertise in purple team exercises and mentor junior operators. You thrive in a team environment where knowledge sharing is key to everyone's growth., • You are always a step ahead., • You have a forward-thinking mindset, constantly researching emerging threats and developing novel tools to stay ahead of the curve. You don't wait for instructions; you anticipate future challenges and build the solutions for them. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • 5+ years of hands-on experience in a dedicated red team role., • Strong development skills in at least one low-level language (e.g., C++, C#, Go, Rust) for custom tool development, and proficiency in a scripting language (e.g., Python, PowerShell)., • Deep experience attacking complex enterprise environments, including Active Directory and major cloud providers (Azure, AWS, GCP)., • A strong Operational Security (OPSEC) mindset with a proven ability to conduct covert, objective-driven operations., • Advanced offensive security certifications, such as OSEP, OSCE/OSEE, CREST CCSAS, GXPN, or CRTO, are a significant plus., • You are fluent in English, both verbally and in writing. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Transport allowance. It doesn't matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you.

At ING we are looking for Private Banking CRM SpecialistWe are looking for a person with a strong communications mindset: someone who can design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients, connecting business priorities, customer needs, data, channels and regulatory requirements into clear, relevant and effective client interactions.Your role and work environmentThe Tribe’s responsibility is to deliver exceptional service to Affluent and Private Banking clients by helping them build well-balanced portfolios tailored to their knowledge, suitability and future financial needs. The goal is to increase share of wallet with existing clients while attracting new Affluent clients.Our way of working showcases ING’s distinctive approach, products and proactive service model: anticipating client needs, removing friction and creating a seamless, rewarding experience for current and potential clients.As an expert, you will bring the business know-how, customer perspective and delivery skills needed within the Squads to realise our shared purpose.Job purpose Design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients.You will define communication strategies, build and optimize customer journeys across channels, and develop engagement models that strengthen client relationships and drive business outcomes.Working closely with Private Banking, Digital, Data, UX, Compliance, Legal and Customer Experience teams, you will ensure that every interaction delivers a seamless, personalized and compliant customer experience, whether through digital channels, product-related communications or human interactions with Wealth Specialists.You will make data-driven decisions to improve client engagement, satisfaction, adoption and commercial performance while contributing to the evolution of ING’s Private Banking proposition. Your key responsibilities: Customer Communication StrategyDefine and maintain the communication strategy for Private Banking clients across the full customer lifecycle.Translate business priorities into relevant, customer-centric communication plans that support commercial, service and relationship objectives.Define campaign and contact strategies with the business lines, ensuring the right target, timing, channel and message for each use case.Keep a global view of ING’s communications strategy, balancing client relevance, saturation and frequency rules with business needs.Customer Journey DesignDesign, map and optimise end-to-end journeys for Private Banking products and services.Identify friction points, communication gaps and opportunities through journey mapping, customer insights and performance data.Develop trigger-based, event-driven and lifecycle-based communications to improve engagement, client value and customer experience.Monitor journey performance and continuously improve conversion, engagement and experience metrics.Channel, CRM and PersonalisationPersonalise communications and make each interaction between clients and ING as relevant as possible.Someone who has experience defining personalize communications with communications tools like UNICA, Adobe Journey Optimizer or other Marketing Automation Tools & Campaign Tools.Use data and a deep understanding of customer journeys to choose the most appropriate message, channel and moment.Manage client communications across digital channels, mobile, product flows and other existing touchpoints.Use CRM, marketing automation and campaign tools to design, activate and optimise communications.Digital Experience DevelopmentContribute to the design of new digital experiences for Affluent and Private Banking clients.Define customer requirements, business rules and acceptance criteria for new capabilities.Work with UX, Engineering and Analytics teams to create intuitive, scalable and impactful experiences.Validate solutions through experimentation, customer feedback and data analysis.Data & Performance ManagementUse customer, commercial and behavioral data to identify opportunities for improvement.Track KPIs related to engagement, adoption, customer satisfaction, commercial performance and business outcomes.Measure communication effectiveness and added value for clients, identifying improvements and proposing solutions through a continuous feedback cycle.Drive experimentation and A/B testing to validate hypotheses and maximise impact. What are we looking for?What you’ll bring Bachelor’s or Master’s degree.Proven experience in Customer Journey Management, CRM, Marketing, Digital Experience, Product Management or Customer Experience.Experience defining personalised communications with tools such as UNICA, Adobe Journey Optimizer or other marketing automation and campaign platforms.Strong understanding of customer lifecycle management, client communications and cross-channel strategies.Data-driven mindset with the ability to translate insights into action.Strong stakeholder management, collaboration and influencing skills.Ability to work in complex environments, keeping a global overview while generating simple and scalable solutions.Written and verbal communication skills in English and Spanish.Nice to haveExperience in Wealth Management, Private Banking, Investments or Affluent customer segments.Experience with experimentation, journey analytics and customer experience measurement.Knowledge of Agile Way of Working and delivery frameworks.What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.Check out what is waiting for you!Be flexible my friend.Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card.So that thinking about what to have for lunch doesn’t take up your time or your cravings.Our house will be your home.In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!Health insurance.For you and all your family (spouse/partner and children).Life insurance.We help you protect what matters most to you.Flexible remuneration.In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids…Free company shuttle.It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.Banking benefits.Special loans with more beneficial conditions.Special mortgage conditions after 6 months working at the bank.And you can benefit from our pension plan after 1 month with us!More vitality and more belonging360º care of the employee (physical, mental, social connection & purpose).Physiotherapy service on site.Clinics with professional, world-class athletes.Gympass service.Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.International Remote work program. Get to know UsWe are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work.Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: - Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. - Check the sender’s email carefully: Legitimate communication will always come from @ing.Com and/or @myworkday.Com. - No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

Software Backend Engineer ING España & Portugal•asturias, Spain Descripción del trabajo At ING we are looking for a Software Backend EngineerAntes de solicitar este puesto, por favor, lea la siguiente información sobre esta oportunidad que encontrará a continuación.Your role and work environment:We are looking for a talented and enthusiasticSoftware Engineer Backendto join us.Your key responsibilities:As an experiencedSoftware Engineer Backend , your aim will be:To design, develop and test the code that will shape the different components of the application, ensuring that they meet the requirements of functionality, quality and performance.To deliver in Production a working software by giving the best use to technology and development practices. It includes the documentation and parameters that can help reaching that goal. To support Production by analysis and fixing any bugs that occurs. Contribute to improve the technical discipline by collaborating with the cross technical chapter.As an expert in theBackendarea, you specifically add value on that technical layer but always keep in mind the rest of the technical stack as part of the Squad responsibilities.Your major responsibility areas:CodingStories RefinementEnvironments managementReleaseMonitoringWhat are we looking for?Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply!As a Software Engineer Backend for one of our tribes you should have the following knowledge and experience:EssentialGood coding Skills on all Middleware layer: Java 8/11/17/21Spring (Boot, MVC, CORE, Security, Dependency Injection).Microservices: Hexagonal architecture, APIs composition, RestFul, OpenAPI, Swagger.Design Patterns, SOLID, Clean Code, Software Craftmanship.Testing: Unit Testing (Techniques: White-box/ Black-box, What is a unit?); Type of testing(unit testing, integration and smoke); Junit; Contract Testing; Framework mocks (Mockito,Mockmvc, Wiremock, Powermock).Maven.JPA, Oracle, JDBCGit.DDD.Backend & Devops awareness (understand the global architecture / infrastructure).Docker, Openshift or Kubernetes.CI / CD pipelines.Experience working with Azure Devops (pipelines).5 years of experience on similar technical stack.Agile team experience with SCRUM or Kanban or XP.Excellent speaking and writing skills in English is a must.DesirableMSA Patterns: Circuit Breaker, Api Gateway, Service Discovery.Feature FlagsRetail banking knowledge.Database migration tools (such as Flyway, Liquibase).DevOps Skills.Prometheus.GrafanaELK STACK (Elastic Search, Logstash, Kibana).Security: JWT, Mutual TLS, Access token.Ansible.BDD.Automatic testing (Selenium, Cucumber).Reactive programming: futures.Akka, Scala.Message Brokers (such as RabbitMQ, Kafka).NoSQL knowledge (such as Cassandra, MongoDB). What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.Check out what is waiting for you!Be flexible my friend.Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know UsWe are a team of more than 1700 people sharing one idea:doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go.Afully online bankwhere technology, innovation, simplicity and transparency are the main ingredients, and the first one to work withagile methodologies .And although we are based in Spain, weare lucky to work in an international bank with presence in more than 40 countries.We are proud to have a diverse team, and we are committed to continue developing a culture ofDiversity, Inclusion and Belongingto foster a culture ofcollaboration and innovationthat represents all collectives in the society.And even though we look orange on the outside,we are green on the inside . Our ambition in Sustainability isEmpowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. xkdbapo Making things happen, helping others be successful, always being one step ahead—that’s our DNA.If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! Hay opciones de teletrabajo/trabajo desde casa disponibles para este puesto. #J-18808-Ljbffr

Join to apply for the Account Executive role at Hiya Inc. Get AI-powered advice on this job and more exclusive features. About Us At Hiya, we’re revolutionizing voice communication. Our mission is to modernize voice with intelligence for security and productivity. Since 2015, when we introduced the first mobile caller ID and spam-blocking apps, we’ve been at the forefront of voice intelligence innovation. In 2016, we partnered with Samsung and AT&T to launch Hiya Protect, the first network-based spam-blocking solution. In 2019, we introduced Hiya Connect, a branded call SaaS platform that helps businesses reach more customers by phone. Today, our Voice Intelligence Platform supports over 500 million users globally. By using adaptive AI and audio intelligence, it delivers smarter, safer, and more productive voice calls across networks, apps, and devices. Our network & solution partners have grown to include British Telecom, EE, Virgin Media O2, Ericsson, Rogers, Bell Canada, Telenor, FICO, Twilio, and more. Specifically, in Spain we recently launched “Llamada Visible” in partnership with MasOrange. This new disruptive network functionality provides Hiya Protect and Connect to customers at brands like Orange, Jazztel, MasMovil, Pepephone, etc. About The Position As an Account Executive at Hiya, you will be responsible for driving Hiya Connect new business in Spain. You’ll partner with marketing and SDRs to generate pipeline, manage the full sales cycle, and deliver measurable revenue growth. You will educate prospects on how Hiya Connect can transform their outbound voice strategy and improve customer engagement, while building long‑term relationships that set the foundation for expansion. This role is perfect for a motivated sales professional who thrives in a high‑growth SaaS environment and enjoys closing deals in the $20k–$100k+ ACV range with speed and precision. What You’ll Do Manage the full sales cycle from prospecting through close for Spanish accounts. Partner with SDRs, marketing and partner channels to create and qualify pipeline. Conduct discovery calls, product demos, and solution-focused presentations tailored to customer needs. Build strong relationships with key stakeholders including sales leaders, operations, and customer experience decision‑makers. Consistently achieve and exceed quota by driving new ARR growth. Accurately forecast pipeline and revenue, maintaining disciplined use of CRM (Salesforce). Collaborate cross‑functionally with Customer Success, Sales Engineering, and Product to ensure customer success and smooth handoffs. Stay current on industry trends and competitive landscape to position Hiya effectively. Key Qualities Serve our customers – You lead with empathy, always seeking to understand customer challenges and provide solutions that deliver real value. Do rather than observe – You take initiative, move deals forward with urgency, and find creative ways to overcome obstacles. Improve yourself and our business – You embrace feedback, refine your craft, and seek opportunities to make our sales process and customer experience even better. Own and hold yourself accountable for success – You take responsibility for your results, celebrate wins, and learn from setbacks without excuses. Lead by showing up – You bring a clear point of view, engage in open and respectful discussion, and commit fully to team decisions that move Hiya forward. The requirements listed in the job descriptions are guidelines. You don’t have to satisfy every requirement or meet every qualification listed. If your skills are transferable we would still love to hear from you. More Details Start Date: Immediately Status: Full-time (40 hours per week) Type: (Hybrid 3 days p/w in office) Location: Barcelona, Spain Travel Requirements: Yes. Department: Sales Reports to: Director of Business Development , Southern Europe & LatAm Direct Reports: No This position is based in Barcelona, Spain. We are building a team with a variety of perspectives, identities, and professional experiences. We evaluate great candidates through a business lens and we strongly believe that diversity and unique perspectives make our company stronger, more dynamic, and a great place to build a career. Our team has won various awards over the last 4 years from Built-in Seattle and Seattle Business Week to #86 on Deloitte Technology Fast 500 and Forbes #1 Startup Employer. Here at Hiya, we are a people‑centric company focused on helping each and every one of our employees grow both personally and professionally. We feel that creating a team culture of support and empowerment to challenge the status quo results in an energized and passionate team that is continuously challenged and passionate about the work they are doing. You'll love working here if you are looking for an innovative challenge that is disrupting an industry. Come join us! #J-18808-Ljbffr

At ING Hubs Spain we are looking for a Compliance Lead Your role and work environment: We are looking for a talented and enthusiastic Compliance Lead to join our Data Protection and Compliance Team at ING Hubs Spain. The Compliance Lead will act as independent expert for 2nd Line / risk management in the area of Data Protection and Compliance. The Lead Compliance has the additional purpose of helping others in their area of expertise to succeed and to empower them to ensure the entity (i.e., ING Hubs Spain) supports the Bank to remain safe and secure. Your key responsibilities: In your role as Lead Compliance, you are focused on advising, monitoring, and challenging risks related to the individual/data subject arising from processing of personal data by ING. The Lead Compliance ensures quality on advice & challenge of each processing of personal data with local impact. You will also be responsible for: Implement the ING Group Compliance risk management framework and standards, additionally ascertaining local policies, processes and controls are in line with the framework and standards. Ascertain that processes and controls in place at the first line of defense are properly designed and effective in line with the Global Compliance Risk standards. Oversee Compliance Risk profiles at entity level and report on risks to the local/global NFRC and Global Risk functions. Cascade the Risk Appetite Statement into detailed risk strategies at entity level within its pre-defined risk appetite. Raise data protection and compliance risk awareness throughout our organization. Develop the training plan and provide training in the field of Data Protection and Compliance to employees of ING Hubs Spain in order to raise awareness of the functioning of Data Protection and Compliance procedures. Instruct management and employees on Data Protection and Compliance requirements to ensure that they act in accordance with laws, ING’s, regulations, and risk appetite, as defined in ING Policies, including keeping them informed of developments in ING. Execute the monitoring activities in accordance with the Monitoring Plan, prepare reports and inform the Management about the Data Protection & Compliance issues. Monitor compliance with laws, regulations, policies, the Orange ING Code, and the effectiveness of compliance controls. Report the results of monitoring activities in accordance with ING’s Data Protection and Compliance Frameworks. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. You are the perfect candidate if you possess good communication skills, you can influence others –various stakeholders within own and functional organization-, you can think critically and use data while collaborating with others. You are able to direct decisions and sustain change implemented at a rapid pace. You have the ability to apply risk considerations to new processes, areas, technologies, and innovations. Other mandatory requirements to fit in with the role: Advanced academic degree: technical, disciplinary proficiency, management knowledge Minimum 5 years of relevant experience in control functions such as compliance, data protection, risk management or auditing Fluent in written and spoken English Dedicated certifications are a plus What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self.Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids Transport allowance. It doesn’t matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain , an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers . If you’re looking for a place to find new ways to drive efficiency and provide superior customer value , where your ideas matter, and where you can grow with purpose— we’re looking forward to meeting you. #LI-DNI #J-18808-Ljbffr

About Thunes Thunes is the Smart Superhighway for money movement around the world. Thunes' proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies. Thunes' Network connects directly to over 7 billion mobile wallets and bank accounts worldwide, via more than 350 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Members of Thunes' Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Thunes' Direct Global Network differentiates itself through its worldwide reach, in-house Smart Treasury Management Platform and Fortress Compliance Infrastructure, ensuring Members of the Network receive unrivalled speed, control, visibility, protection and cost efficiencies when making real-time payments globally. Headquartered in Singapore, Thunes has offices in 12 locations, including Barcelona, Beijing, Dubai, London, Manila, Nairobi, Paris, Riyadh, San Francisco, Sao Paulo and Shanghai. For more information, visit: https://www.thunes.com Role Overview We are seeking a highly skilled Data Engineer to drive the development and optimization of our data platform. This position is designed for a technical expert who excels at the intersection of data engineering, infrastructure automation, and business logic. The successful candidate will be responsible for building robust data lifecycles, ensuring the scalability of our cloud-native environment, and maintaining the integrity of our streaming and batch processing systems. Job Responsibilities Data Platform Engineering: Design, implement, and scale end-to-end data pipelines using Python and SQL-based transformations within a cloud-native data lake environment. Infrastructure Orchestration: Manage and scale containerized data workloads and automated workflow orchestration (using tools like Apache Airflow) and Infrastructure as Code (using Terraform) or similar functional equivalents. Streaming & Real-time Integration: Maintain and evolve real-time data replication services and stream processing architectures (utilizing Apache Kafka or similar distributed messaging systems) to ensure low-latency data availability. Data Quality & Governance: Establish and implement Data Governance frameworks and automated validation protocols to ensure the highest standards of data accuracy, compliance, and platform reliability. Business Logic & Data Modeling: Partner with cross-functional stakeholders to interpret complex business requirements and translate them into performant data models for reporting and business intelligence. Systems Architecture: Provide technical insights into the continuous improvement of the data platform, ensuring the stack remains resilient and performant as data volumes and complexity increase. Candidate Requirements Professional Experience: A proven track record in a Data Engineering capacity, with extensive experience managing and scaling modern, distributed data platforms. Cloud Platform Expertise: Deep experience managing cloud-native data ecosystems, with a strong preference for candidates familiar with AWS or GCP environments. Workflow & Infrastructure Tools: Proficiency in workflow orchestration and Infrastructure as Code (IaC); specific experience with Apache Airflow and Terraform is highly preferred, though experience with similar tools (e.g., Prefect, Dagster, Pulumi) will be considered. Streaming Systems Depth: Demonstrated experience in configuring, maintaining, and troubleshooting distributed messaging and real-time data replication systems such as Apache Kafka or equivalent technologies (e.g., Amazon Kinesis, Google Pub/Sub). Data Governance & Quality: Solid understanding of Data Governance principles, including data lineage, metadata management, and automated quality checks. Advanced Engineering Skills: Exceptional Python programming capabilities and advanced SQL proficiency, with a focus on writing clean, modular, and highly testable code. Business Sense: Strong analytical aptitude with the ability to interface directly with business units, understand underlying data logic, and architect schemas that support complex organizational reporting and data product needs. #J-18808-Ljbffr

At ING we are looking for a Business Control Expert We are looking for a talented and enthusiastic MiFID Private Banking Control Specialist to join our Private Banking Operations Team of COO Investment & Protection The responsibility of this team is establishing and executing the first-line control framework supporting Private Banking investment services, and our way of working is data-driven, risk-focused and collaborative, combining regulatory expertise, analytical insight and close partnership with the business to ensure the highest standards of investor protection and regulatory compliance. As a MIFID Control Banking Specialist you will: Execute transaction-level and portfolio-level MiFID controls. Monitor suitability, target market, sustainability preferences and client investment profiles. Review client-initiative transactions and potential circumvention of MiFID controls. Verify the delivery and appropriate archiving of suitability reports, KIDs and supporting evidence. Monitor portfolio alignment with risk profile, investment horizon, objectives and contractual limits. Analyse exceptions, identify root causes and coordinate remediation. Produce auditable evidence and periodic MiFID control reporting. Escalate material or recurring issues through the established governance. Collaborate with Private Banking, Portfolio Management, Operations, Compliance, Legal, NFR and Data teams. Support automation and continuous improvement of the control framework. Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Solid understanding of MiFID II, investor protection principles and suitability requirements. Experience in Private Banking, Wealth Management, Investment Services, Risk, Controls, Compliance or related functions. Strong analytical skills with the ability to identify trends, exceptions and root causes from large data sets. Ability to independently challenge, investigate and assess investment-related activities while maintaining a constructive business partnership. Strong attention to detail and commitment to delivering high-quality, auditable work. Excellent communication skills, capable of translating regulatory requirements into practical business actions. Experience working with reporting, data analysis and control monitoring tools (Excel, Power BI, SQL or similar). Ability to manage multiple priorities and work effectively in a dynamic and evolving environment. Fluency in English. Spanish is highly valued. We will be especially interested in candidates who: Have previous experience in MiFID controls, suitability monitoring, investment advisory, discretionary portfolio management or product governance. Hold a recognised MiFID certification (EFPA, CFA, CISI or equivalent). Have contributed to designing or improving control frameworks, governance processes or regulatory reporting. Enjoy combining regulatory expertise, data analysis and stakeholder management to drive better client outcomes. Knowledge of Spanish regulations and proficiency in Spanish will be highly valuable. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. So that thinking about what to have for lunch doesn’t take up your time or your cravings. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! For you and all your family (spouse/partner and children). We help you protect what matters most to you. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… It doesn’t matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Buscamos una persona talentosa y entusiasta para el puesto de MiFID Private Banking Control Specialist , que se incorpore a nuestro equipo de Operaciones de Banca Privada dentro de COO Investment & Protection. La responsabilidad de este equipo es establecer y ejecutar el marco de control de primera línea que da soporte a los servicios de inversión de Banca Privada. Nuestra forma de trabajar está impulsada por los datos, orientada al riesgo y basada en la colaboración, combinando experiencia regulatoria, capacidad analítica en nuestro.entrega. Como MiFID Control Banking Specialist , te encargarás de: Ejecutar controles MiFID a nivel de transacción y de cartera. Supervisar la idoneidad, el mercado objetivo, las preferencias de sostenibilidad y los perfiles de inversión de la clientela. Revisar las transacciones iniciadas por la clientela y los posibles intentos de eludir los controles MiFID. Verificar la entrega y el archivo adecuado de informes de idoneidad, KIDs y documentación de soporte. Supervisar la alineación de las carteras con el perfil de riesgo, horizonte de inversión, objetivos y límites contractuales. Analizar excepciones, identificar las causas raíz y coordinar acciones correctivas. Generar evidencias auditables e informes periódicos de control MiFID. Escalar incidencias relevantes o recurrentes a través de los mecanismos de gobernanza establecidos. Colaborar con los equipos de Banca Privada, Gestión de Carteras, Operaciones, Compliance, Legal, NFR y Datos. Dar soporte a la automatización y mejora continua del marco de control. Conocimiento sólido de MiFID II, de los principios de protección al inversor y de los requisitos de idoneidad. Experiencia en Banca Privada, Gestión Patrimonial, Servicios de Inversión, Riesgos, Controles, Compliance o funciones relacionadas. Fuertes capacidades analíticas para identificar tendencias, excepciones y causas raíz a partir de grandes volúmenes de datos. Capacidad para cuestionar, investigar y evaluar de forma independiente actividades relacionadas con inversiones, manteniendo al mismo tiempo una relación constructiva con el negocio. Gran atención al detalle y compromiso con la entrega de trabajo de alta calidad y auditable. Excelentes habilidades de comunicación, con capacidad para traducir requisitos regulatorios en acciones prácticas para el negocio. Experiencia trabajando con herramientas de reporting, análisis de datos y monitorización de controles (Excel, Power BI, SQL o similares). Capacidad para gestionar múltiples prioridades y trabajar eficazmente en un entorno dinámico y en evolución. Nivel fluido de inglés. El español será altamente valorado. Prestaremos especial atención a las personas candidatas que: Tengan experiencia previa en controles MiFID, monitorización de idoneidad, asesoramiento de inversiones, gestión discrecional de carteras o gobierno de producto. Posean una certificación MiFID reconocida (EFPA, CFA, CISI o equivalente). Hayan participado en el diseño o mejora de marcos de control, procesos de gobernanza o reporting regulatorio. Disfruten combinando conocimiento regulatorio, análisis de datos y gestión de stakeholders para impulsar mejores resultados para la clientela. Tengan conocimientos de la normativa española y dominio del idioma español. #J-18808-Ljbffr

At ING we are looking for Private Banking CRM Specialist We are looking for a person with a strong communications mindset: someone who can design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients, connecting business priorities, customer needs, data, channels and regulatory requirements into clear, relevant and effective client interactions. Your role and work environment The Tribe’s responsibility is to deliver exceptional service to Affluent and Private Banking clients by helping them build well-balanced portfolios tailored to their knowledge, suitability and future financial needs. The goal is to increase share of wallet with existing clients while attracting new Affluent clients. Our way of working showcases ING’s distinctive approach, products and proactive service model: anticipating client needs, removing friction and creating a seamless, rewarding experience for current and potential clients. As an expert, you will bring the business know-how, customer perspective and delivery skills needed within the Squads to realise our shared purpose. Job purpose Design, orchestrate and continuously improve the end-to-end communication experience for Private Banking clients. You will define communication strategies, build and optimize customer journeys across channels, and develop engagement models that strengthen client relationships and drive business outcomes. Working closely with Private Banking, Digital, Data, UX, Compliance, Legal and Customer Experience teams, you will ensure that every interaction delivers a seamless, personalized and compliant customer experience, whether through digital channels, product-related communications or human interactions with Wealth Specialists. You will make data-driven decisions to improve client engagement, satisfaction, adoption and commercial performance while contributing to the evolution of ING’s Private Banking proposition. Your key responsibilities: Customer Communication Strategy Define and maintain the communication strategy for Private Banking clients across the full customer lifecycle. Translate business priorities into relevant, customer-centric communication plans that support commercial, service and relationship objectives. Define campaign and contact strategies with the business lines, ensuring the right target, timing, channel and message for each use case. Keep a global view of ING’s communications strategy, balancing client relevance, saturation and frequency rules with business needs. Customer Journey Design Design, map and optimise end-to-end journeys for Private Banking products and services. Identify friction points, communication gaps and opportunities through journey mapping, customer insights and performance data. Develop trigger-based, event-driven and lifecycle-based communications to improve engagement, client value and customer experience. Monitor journey performance and continuously improve conversion, engagement and experience metrics. Channel, CRM and Personalisation Personalise communications and make each interaction between clients and ING as relevant as possible. Someone who has experience defining personalize communications with communications tools like UNICA, Adobe Journey Optimizer or other Marketing Automation Tools & Campaign Tools. Use data and a deep understanding of customer journeys to choose the most appropriate message, channel and moment. Manage client communications across digital channels, mobile, product flows and other existing touchpoints. Use CRM, marketing automation and campaign tools to design, activate and optimise communications. Digital Experience Development Contribute to the design of new digital experiences for Affluent and Private Banking clients. Define customer requirements, business rules and acceptance criteria for new capabilities. Work with UX, Engineering and Analytics teams to create intuitive, scalable and impactful experiences. Validate solutions through experimentation, customer feedback and data analysis. Data & Performance Management Use customer, commercial and behavioral data to identify opportunities for improvement. Track KPIs related to engagement, adoption, customer satisfaction, commercial performance and business outcomes. Measure communication effectiveness and added value for clients, identifying improvements and proposing solutions through a continuous feedback cycle. Drive experimentation and A/B testing to validate hypotheses and maximise impact. What are we looking for? What you’ll bring Bachelor’s or Master’s degree. Proven experience in Customer Journey Management, CRM, Marketing, Digital Experience, Product Management or Customer Experience. Experience defining personalised communications with tools such as UNICA, Adobe Journey Optimizer or other marketing automation and campaign platforms. Strong understanding of customer lifecycle management, client communications and cross-channel strategies. Data-driven mindset with the ability to translate insights into action. Strong stakeholder management, collaboration and influencing skills. Ability to work in complex environments, keeping a global overview while generating simple and scalable solutions. Written and verbal communication skills in English and Spanish. Nice to have Experience in Wealth Management, Private Banking, Investments or Affluent customer segments. Experience with experimentation, journey analytics and customer experience measurement. Knowledge of Agile Way of Working and delivery frameworks. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: -Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn. -Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com. -No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

Your role and work environment: We are looking for a talented and enthusiastic Compliance Lead to join our Data Protection and Compliance Team at ING Hubs Spain. The Compliance Lead will act as independent expert for 2nd Line / risk management in the area of Data Protection and Compliance. The Lead Compliance has the additional purpose of helping others in their area of expertise to succeed and to empower them to ensure the entity (i.e., ING Hubs Spain) supports the Bank to remain safe and secure. In your role as Lead Compliance, you are focused on advising, monitoring, and challenging risks related to the individual/data subject arising from processing of personal data by ING. The Lead Compliance ensures quality on advice & challenge of each processing of personal data with local impact. • Implement the ING Group Compliance risk management framework and standards, additionally ascertaining local policies, processes and controls are in line with the framework and standards., • Ascertain that processes and controls in place at the first line of defense are properly designed and effective in line with the Global Compliance Risk standards., • Oversee Compliance Risk profiles at entity level and report on risks to the local/global NFRC and Global Risk functions., • Cascade the Risk Appetite Statement into detailed risk strategies at entity level within its pre-defined risk appetite., • Raise data protection and compliance risk awareness throughout our organization., • Develop the training plan and provide training in the field of Data Protection and Compliance to employees of ING Hubs Spain in order to raise awareness of the functioning of Data Protection and Compliance procedures., • Instruct management and employees on Data Protection and Compliance requirements to ensure that they act in accordance with laws, ING's, regulations, and risk appetite, as defined in ING Policies, including keeping them informed of developments in ING., • Execute the monitoring activities in accordance with the Monitoring Plan, prepare reports and inform the Management about the Data Protection & Compliance issues., • Monitor compliance with laws, regulations, policies, the Orange ING Code, and the effectiveness of compliance controls., • Report the results of monitoring activities in accordance with ING's Data Protection and Compliance Frameworks. Want to know if this job is made for you? These are some of the qualities that we value the most for this role. You are the perfect candidate if you possess good communication skills, you can influence others –various stakeholders within own and functional organization-, you can think critically and use data while collaborating with others. You are able to direct decisions and sustain change implemented at a rapid pace. You have the ability to apply risk considerations to new processes, areas, technologies, and innovations. • Advanced academic degree: technical, disciplinary proficiency, management knowledge, • Minimum 5 years of relevant experience in control functions such as compliance, data protection, risk management or auditing, • Fluent in written and spoken English, • Dedicated certifications are a plus The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. • Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings., • Health insurance. For you and all your family (spouse/partner and children)., • Life insurance. We help you protect what matters most to you., • Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax‑advantaged way, you will be able to access other services such as nursery, transport card, training aids…, • Transport allowance. It doesn't matter where you live, we’ll help you get to the office., • Pension plan. You can benefit from your pension plan after 1 month with us! We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. We have a tech‑first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross‑functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem‑solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you. We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem‑solvers, and forward‑thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow. #J-18808-Ljbffr

Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for a Senior Risk Analyst who wants to join our team. You will take ownership of credit underwriting & monitoring activities at Novicap with the view to reduce and mitigate the impact of credit and fraud risk. Given that providing financing to SMEs and mid‑market corporates is core to our vision, managing credit and fraud risk is crucial to Novicap’s continued success. Sounds interesting? Keep reading! As mentioned, you will take ownership of credit underwriting & monitoring activities at Novicap. In order to achieve your mission, you will: • Execute end-to-end risk analysis for new and existing clients (Corporate Rating/Risk Basket and Direct Risk assignment) using the Novicap Platform and external tools., • Perform fraud checks and operational viability filters before deep financial analysis., • Assess and value third‑party credit assignments (recurrent cash flows or contracts) using Novicap’s Collateral methodology., • Approve transactions within assigned attributions or prepare comprehensive "Risk Reports" to elevate complex cases to the Underwriting Manager or the Underwriting Committee., • Manage daily alerts via the Early Warning System (e.g. CIRBE changes, tax debts, unpaid bureaus) and resolve account blocks in coordination with Operations., • Ensure all assigned Debtors and Suppliers have valid, up‑to‑date Risk Reports, based on the relevant frequency (from quarterly to annually, depending on the case)., • Participate in weekly or monthly coordination with other teams (e.g. Collections, Operations, Commercial) and document lessons learned in internal documents. In doing so, you will contribute to the achievement of Novicap’s long‑term growth plans With integrity. transparency and clarity are the cornerstones of our work. We honor our agreements and take responsibility for our actions. Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow. We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data‑driven approach. And finally, we are generous and give first. We support and contribute to our community, seeking the common good above our own interests. You will report directly to the Underwriting Manager and work closely with the rest of the Underwriting teams across Madrid and Barcelona. We are a young and dynamic team that’s waiting for you with arms open! • A Bachelor's degree in Economics, Business, or Finance., • A minimum of 5 years experience working as a credit underwriting analyst in a top 5 bank, an alternative lender, or a Big 4 in Spain., • Proficiency in financial statement analysis and accounting principles., • An understanding of Working Capital products (Factoring, Confirming)., • The ability to work within the Novicap Platform and Dashboards., • The ability to synthesize complex financial data (P&L, Balance Sheet, cash flow) into a clear "Risk Basket" (1‑19), according to the Underwriting Policy, • The capability of making autonomous decisions within the Attribution Matrix., • The ability to explain rejections or conditions clearly to Commercial teams ("Reject and Explain" protocol)., • The proactiveness investigation of potential "orange/red flags" in the Early Warning System., • The ability to work across teams, with a positive and problem‑solving attitude, in particular when facing the Commercial team., • Full‑time work with an open‑ended contract, • Hybrid work model: we work 3 days from the office and 2 days from home to improve work‑life balance, • Flexible benefits with Cobee: you will be able to include in your paycheck the monthly expenses for food, transportation, daycare and others, • Medical insurance: we offer an optional health insurance through Sanitas, with competitive rates and Novicap subsidizes 30% to guarantee your well‑being, • Communicate better with your colleagues by signing up for free English or Spanish classes if you need them, • Gym membership with Urban Sports Club, partly subsidized by Novicap (we also have a running club!), • Incredible and highly motivated co‑workers, • You will participate in our company events and get to meet the rest of the team that is spread across Spain, • You will be part of our dynamic and international work environment, with a flat hierarchy and open communication between teams, • Library with plenty of books to choose from. If you can't find anything, let us know and we'll add it to the library., • Free fruit, coffee and tea in the … #J-18808-Ljbffr

AI EngineerAplikujremote type: Hybridlocations: Madridtime type: Full timeposted on: Opublikowano dzisiajjob requisition id: REQ2707471At Nationale-Nederlanden, it's the person who makes the professional. Following the company's strategy, we are looking to strengthen our structure within our central offices located in Alcobendas, in a hybrid, flexible, and accommodating work environment. On this occasion, we offer a vacancy for a AI Engineer for the Data & Business Automation team. What is the purpose/mission of the position? Development, implementation, and maintenance of machine learning and generative AI systems. Work alongside other data scientists, data analysts, business specialists, and other IT specialists in designing advanced analytics solutions. What you will do? Develop and productize Machine Learning models in the cloud using Azure and Databricks services Perform feature engineering for data preparation for Machine Learning models Collaborate with the Cloud team and the Data Science Hub in the implementation and maintenance of projects that use Generative AI Optimize and improve the performance of Machine Learning models in the cloud Work closely with business and IT teams to understand business requirements and objectives and design Machine Learning solutions that meet those requirements Document and communicate results and findings to team members, stakeholders, and business and IT teams What are we looking for? • Degree in a technical career (preferably Engineering or Physics) with a Master's in Data Science (desirable) Advanced level of English Advanced knowledge in Python and Spark, valuable in R Desirable knowledge of Azure services, and desirable experience in Azure Cognitive Services and Databricks. Desirable knowledge in Terraform and Biceps Desirable experience in the development and productization of Machine Learning models in the cloud.* Experience in CI/CD (Continuous Integration and Delivery): Skills to automate the deployment of Machine Learning models and applications What do we offer?As part of our Employee Experience, we offer you a range of competitive benefits that are available to you in order to improve the physical, mental, and professional wellbeing of our workers. Among the benefits are: We work with a hybrid model Starting financial aid so you can equip your work space at home Allowance and telework subventions Flexible working hours and 2 months of intensive working hours in summer so you can fully take advantage of your time We hire a life insurance and a pension plan for all our employees We establish objectives bonus as a performance reward You can get to the office as you please. We have a free parking lot for cars, motorbikes, electric cars with chargers, and bikes. Get to know our flexible retribution facilities such as transport card, nursery checks, health insurance with Sanitas, trainings... We care about people. That is why we are involved in society by facilitating volunteer actions and time to all our employees. We care about your wellbeing. We have a Wellness Program available.* We are digital and we love technology. Also, every team works under agile methodology. If you think that your profile can fit with us and you like who we are, do not hesitate to sign in to our offers. We are waiting for you! In Nationale-Nederlanden we are committed with diversity. We are proud to be an inclusive organization and we offer equal opportunities, regardless of race, cultural background, gender, gender identity, religion, national origin, age, disability, marital status, and sexual orientation. One of our core values is taking care of our employees so they can give their best within a respectful environment.Nationale-Nederlanden Spain, part of NN Group, provides protection, savings, investment, and pension solutions to approximately 850,000 clients within Spain. With 500 employees and 2,000 agents, we are present throughout the country, operating from 41 offices, 178 Orange Points, and nine franchises. Our purpose: to help people care for what matters most, through innovative and personalised products and services.Benefits of working for Nationale-Nederlanden Spain* Work-life balance – Hybrid work model with flexible hours and a 3-month summer schedule.* Professional growth – Strong focus on learning and development through training opportunities.* Purpose-driven culture – Commitment to sustainability and social responsibility through community initiatives.Diversity & InclusionWe embrace everyone. Together we build an environment in which people feel welcome, valued and respected. In this company we seek that our workers make of their clients great experience their status quo. We want all of them contribute to the wellbeing of our big family. #J-18808-Ljbffr

Senior Red Team Operator A role in the Global CISO Office that’s as much about breaking things as it is about building resilience. Are you passionate about cybersecurity and driven by an adversarial mindset? Do you want to test a global financial institution against sophisticated, real-world threats? As a Senior Red Team Operator at ING, you will be part of a hands-on team focused on strengthening the bank's security posture. We think like a criminal to test our people, processes, and technology on a global scale. Your mission will be to simulate the tactics, techniques, and procedures (TTPs) of advanced threat actors, providing critical assurance to the business and its leadership. This is not a standard penetration testing role. We are looking for a specialist in red teaming who can plan and execute long-term, intelligence-led campaigns while maintaining exceptional operational security (OPSEC). The team You will join the Spain-based red team, a highly specialized, multicultural group of experts with a proven track record in cybersecurity. As part of the Tribe Cyber Threat Management (CTM), we have a hands-on approach and focus on the constant evolution of our skills through research and on-the-job experience. We are a crucial part of the CISO office, and our work directly influences ING's global security strategy. We help each other to be successful and live by the Orange Behaviours. Roles and responsibilities • Lead advanced red team engagements., • Design and conduct complex, long-run red team campaigns that mirror the sophistication of top-tier, intelligence-led exercises. You will test our global enterprise, including on-premise, cloud (Azure, Google Cloud), and hybrid environments., • Execute the full attack lifecycle., • Run objective-driven, end-to-end red team campaigns, from initial access to data exfiltration, while employing stealth to evade our Blue Team., • Develop and maintain red team infrastructure., • Build, operate, and customize the team's command-and-control (C2) infrastructure. You will be expected to go beyond using standard tools like Cobalt Strike or Sliver, developing bespoke capabilities to ensure operational success., • Drive defensive improvements through purple teaming., • Partner directly with our SOC and defensive teams in collaborative purple team exercises to tune detection rules, improve playbooks, and enhance ING’s defensive capabilities., • Develop custom tooling to bypass advanced defences., • Research emerging TTPs and create your own tools, implants, and loaders in languages like C++, C#, or Go to bypass modern security controls like EDR and application allow-listing., • Deliver actionable insights to the business., • Author comprehensive, narrative-style reports that translate complex technical findings into clear, actionable recommendations for executive stakeholders. How to succeed We're looking for someone who not only has the technical skills but also embodies the Orange Behaviours. • You take it on and make it happen., • You have a proactive, hands-on mentality and take ownership of complex campaigns from planning to execution. You are relentlessly curious and driven to find new ways to challenge our defences., • You help others to be successful., • You are a natural collaborator, eager to share your expertise in purple team exercises and mentor junior operators. You thrive in a team environment where knowledge sharing is key to everyone's growth., • You are always a step ahead., • You have a forward-thinking mindset, constantly researching emerging threats and developing novel tools to stay ahead of the curve. You don't wait for instructions; you anticipate future challenges and build the solutions for them. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! • 5+ years of hands-on experience in a dedicated red team role., • Strong development skills in at least one low-level language (e.g., C++, C#, Go, Rust) for custom tool development, and proficiency in a scripting language (e.g., Python, PowerShell)., • Deep experience attacking complex enterprise environments, including Active Directory and major cloud providers (Azure, AWS, GCP)., • A strong Operational Security (OPSEC) mindset with a proven ability to conduct covert, objective-driven operations., • Advanced offensive security certifications, such as OSEP, OSCE/OSEE, CREST CCSAS, GXPN, or CRTO, are a significant plus., • You are fluent in English, both verbally and in writing. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Transport allowance. It doesn't matter where you live, we’ll help you get to the office. Pension plan. You can benefit from our pension plan after 1 month with us! Discover ING Hubs Spain We’re building something exciting—and we want you to be part of it. ING is launching the new member of ING Hubs in Spain, an integral part of ING in charge of designing and delivering important technological and operational solutions to make banking frictionless for our customers. ING Hubs play a key role in our ‘Growing the difference’ strategy to become the best European bank. This will be our sixth global hub, joining a network of over 13,000 professionals in the Philippines, Poland, Romania, Slovakia, Türkiye and Spain. What makes us different? We have a tech-first mindset: We’re not just a bank—we’re a tech company that happens to do banking. Our new hub will be a center of excellence for scalable, fast, and secure technology. We have global impact: You’ll be working on solutions that serve more than 34 million of customers in over 38 countries. We are agile: ING was the first bank to adopt agile at scale. We continue to evolve with a collaborative, cross-functional way of working. Sustainability at the heart of what we do: We have a role to play in defining new ways of doing business that align economic growth with positive environmental and social impact. At ING, we believe in diversity, inclusion, and belonging. We’re proud of our international teams and are committed to creating an environment where everyone can thrive. We value authenticity, collaboration, and continuous learning. We’re looking for curious minds, bold builders, and passionate problem-solvers. If you’re looking for a place to find new ways to drive efficiency and provide superior customer value, where your ideas matter, and where you can grow with purpose—we’re looking forward to meeting you.

About Thunes Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies. About Thunes Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies. Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real-time payments, globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai. For more information, visit: https://www.thunes.com/ Context of the role We are seeking a talented Senior Product Marketing Manager to join our team at Thunes. In this temporary role, you will be responsible for driving the continuity of our product marketing initiatives, focusing on our core B2B business payment solutions. You will manage the execution of product marketing and Go-To-Market (GTM) playbooks and strategies for existing products and upcoming feature releases to drive revenue growth and customer engagement. The ideal candidate will have a strong background in fintech and B2B product marketing, with proven experience in maintaining and developing messaging, sales enablement materials, case studies, and sales pitch decks. Responsibilities Execute GTM strategy and product marketing campaigns: Manage and implement GTM strategies in partnership with our product managers for product updates, new customer segments, and geographic expansion. Ensure continuous alignment with sales, product, network, and customer success teams. Maintain & Refine Messaging: Ensure consumer and business payment solution messaging resonates with target customers and differentiates Thunes from competitors. Partner with cross-functional teams to keep sales playbooks and collateral updated. Sales Enablement: Deliver sales enablement and training materials for internal teams and customers to ensure a thorough understanding of our core payment offerings. Content Creation: Produce high-quality product presentations, product demo videos, and website content that clearly showcase our value proposition to mid-market and enterprise customers. Elaborate Customer Case Studies: Develop compelling case studies that demonstrate how our payment solutions help clients achieve their business objectives. External Communications & Insights: Support the external communication strategy for product feature releases and conduct competitive analysis to stay ahead of market trends in the cross-border payments space. Requirements Bachelor’s or master’s degree in marketing, business administration, or a related field. 5+ years of experience in B2B product marketing, preferably in the payments or fintech industry. Strong writing and communication skills. Ability to develop and execute marketing strategies that drive revenue growth. Experience with sales enablement and developing sales collateral in house Strong analytical skills with the ability to conduct competitive analysis and market research. Excellent presentation skills. #J-18808-Ljbffr

Your role and work environment: We are looking for a talented and enthusiastic Complaints Handler to join our Internal Ombudsman Team within Compliance The responsibility of this team is to ensure the fair and effective resolution of customer complaints, working with different departments within the bank to ensure that the processes leading to customer complaints comply with regulatory requirements and deliver the best possible customer experience. Additionally, the team engages with regulatory supervisors to respond to their requests for information in accordance with to regulatory standards and timelines. Our way of working is founded on the following pillars to prevent future complaints: customer centric approach regulatory compliance thorough investigation and documentation efficient resolution Your key responsibilities: As a Complaints Handler you will: Analyze and resolve customer complaints, ensuring responses are technically sound, well-argued, and aligned with current regulatory frameworks and ING policies. Interpret and apply legal and regulatory requirements relevant to the financial sector, both general and product specific. Collaborate cross-functionally with internal departments to gather case information and develop integrated, consistent responses. Identify process improvement opportunities based on complaint trends and root cause analysis, providing feedback to the organization and proposing changes to prevent recurrence and improve customer satisfaction. Prepare high-quality internal and external reports, including submissions to regulatory bodies, ensuring accuracy, clarity, and timely delivery. Oversee the performance of external service providers supporting the complaints handling activities, ensuring adherence to quality standards, timelines, and regulatory criteria. Conduct internal audits of provider activity, including case reviews, KPI monitoring, and follow-up on corrective actions. Foster a collaborative, feedback-driven team environment focused on results and continuous improvement. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. Knowledge and Experience: Bachelor’s degree in Law, Business Administration, Economics, or a related field. Proven experience in complaints handling, regulatory compliance, or customer experience within the financial services sector. Strong understanding of financial regulations and customer protection frameworks. Experience working with external vendors or service providers is a plus. Ability to understand customer perspectives and deliver clear, fair, and professional responses. Skilled in interpreting complex information and identifying patterns to support sound decision-making. Capable of managing multiple priorities independently while meeting tight deadlines. Driven to challenge existing processes and contribute to departmental enhancements. Effective communicator with a collaborative mindset, able to work across functions. And if the shoe fits… don’t hesitate to apply! What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self.Do your thing. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1700 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies . And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! #J-18808-Ljbffr

We are looking for a talented and enthusiastic Senior Data Scientist to join our Advanced Analytics Team of Growth The responsibility of this team is to develop all type of AI models and analytical products in the field of Machine Learning and Big Data context. Our way of working mirrors our eagerness to innovate and the agile methodologies are on our daily basis As a data scientist you will: Proactively take end-to-end ownership of the design and delivery of ML products across multiple departments within the bank. This includes a broad range of AI/ML solutions such as credit risk and decision-making models, churn prediction, recommendation systems, NLP solutions, income and expense estimation, data categorisation, clustering and segmentation, pricing models, OCR, and more. You will co-create and evaluate business solutions using the best predictive approaches, working in cross-functional and international teams made up of business stakeholders, data analysts, data scientists and engineers. You will also act as project manager making sure each solution meets business requirements, delivers tangible value to our clients, and adheres to our high standards of coding quality, robustness and engineering excellence. Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! We are seeking a passionate and highly skilled Data Scientist used to work near to business, understand the challenges and who proposes solutions proactively, defining the appropriate analytical solution for each challenge. • A value-driven professional, with a strong focus on delivering meaningful business impact., • Holds a degree in Mathematics, Statistics, Computer Science, or a related field., • Proven experience in data analysis, data visualisation and the development of predictive models, particularly supervised learning models., • Strong command of SQL and Python, along with experience in distributed computing frameworks such as Spark, Hadoop, Hive, and similar technologies, as well as modern MLlibraries., • Comfortable working with Git-based workflows, including code repositories and peer reviews., • Able to communicate technical insights clearly and effectively, even to non-technical stakeholders., • A strong team player, with the ability to collaborate effectively and tackle complex challenges in a dynamic environment. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. So that thinking about what to have for lunch doesn’t take up your time or your cravings. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! For you and all your family (spouse/partner and children). We help you protect what matters most to you. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam. #J-18808-Ljbffr

Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for a Senior Risk Analyst who wants to join our team. You will take ownership of credit underwriting & monitoring activities at Novicap with the view to reduce and mitigate the impact of credit and fraud risk. Given that providing financing to SMEs and mid-market corporates is core to our vision, managing credit and fraud risk is crucial to Novicap’s continued success. Sounds interesting? Keep reading! Your mission As mentioned, you will take ownership of credit underwriting & monitoring activities at Novicap. In order to achieve your mission, you will: Execute end-to-end risk analysis for new and existing clients (Corporate Rating/Risk Basket and Direct Risk assignment) using the Novicap Platform and external tools. Perform fraud checks and operational viability filters before deep financial analysis. Assess and value third-party credit assignments (recurrent cash flows or contracts) using Novicap’s Collateral methodology. Approve transactions within assigned attributions or prepare comprehensive "Risk Reports" to elevate complex cases to the Underwriting Manager or the Underwriting Committee. Manage daily alerts via the Early Warning System (e.g. CIRBE changes, tax debts, unpaid bureaus) and resolve account blocks in coordination with Operations. Ensure all assigned Debtors and Suppliers have valid, up-to-date Risk Reports, based on the relevant frequency (from quarterly to annually, depending on the case). Participate in weekly or monthly coordination with other teams (e.g. Collections, Operations, Commercial) and document lessons learned in internal documents. In doing so, you will contribute to the achievement of Novicap’s long-term growth plans How will you do it? With integrity. transparency and clarity are the cornerstones of our work. We honor our agreements and take responsibility for our actions. Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow. We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data-driven approach. And finally, we are generous and give first. We support and contribute to our community, seeking the common good above our own interests. Who will you work with? You will report directly to the Underwriting Manager and work closely with the rest of the Underwriting teams across Madrid and Barcelona. We are a young and dynamic team that’s waiting for you with arms open! You are who we are looking for if you: A Bachelor's degree in Economics, Business, or Finance. A minimum of 5 years experience working as a credit underwriting analyst in a top 5 bank, an alternative lender, or a Big 4 in Spain. Proficiency in financial statement analysis and accounting principles. An understanding of Working Capital products (Factoring, Confirming). The ability to work within the Novicap Platform and Dashboards. The ability to synthesize complex financial data (P&L, Balance Sheet, Cash Flow) into a clear "Risk Basket" (1-19), according to the Underwriting Policy The capability of making autonomous decisions within the Attribution Matrix. The ability to explain rejections or conditions clearly to Commercial teams ("Reject and Explain" protocol). The proactiveness investigation of potential "orange/red flags" in the Early Warning System. The ability to work across teams, with a positive and problem-solving attitude, in particular when facing the Commercial team. What we offer? Full-time work with an open-ended contract Hybrid work model: we work 3 days from the office and 2 days from home to improve work-life balance Flexible benefits with Cobee: you will be able to include in your paycheck the monthly expenses for food, transportation, daycare and others Medical insurance: we offer an optional health insurance through Sanitas, with competitive rates and Novicap subsidizes 30% to guarantee your wellbeing Communicate better with your colleagues by signing up for free English or Spanish classes if you need them Gym membership with Urban Sports Club, partly subsidized by Novicap (we also have a running club!) Incredible and highly motivated co-workers You will participate in our company events and get to meet the rest of the team that is spread across Spain You will be part of our dynamic and international work environment, with a flat hierarchy and open communication between teams Library with plenty of books to choose from. If you can't find anything, let us know and we'll add it to the library. Free fruit, coffee and tea in the office. We know it's customary, but we like to take care of you anyway. Novicap is an equal opportunity employer and does not discriminate on the basis of race, color, national origin, ancestry, citizenship status, religion, physical or mental disability, marital status, sex, sexual orientation, gender identity or expression, age, or any other basis protected by law, ordinance, or regulation. We make every effort to ensure that all candidates are treated fairly and equally. If you think you don't tick all the boxes, we'd still love to hear from you. Nobody checks every box, and we are looking for someone excited to join the team! About us Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions. #J-18808-Ljbffr

Partnership Analyst | Strategic Alliances & Growth (Bancassurance)Przejdź do głównej zawartościUżywamy plików cookie, aby zapewnić lepszą jakość przeglądania, analizować ruch i personalizować treści. Przeczytaj więcej o tym, w jaki sposów używamy plików cookie i jak możesz je kontrolować, odwiedzając stronę Ustawienia plików cookie. Klikając "Akceptuj pliki cookie", wyrażasz zgodę na używanie przez nas plików cookie.#Partnership Analyst | Strategic Alliances & Growth (Bancassurance) page is loaded## Partnership Analyst | Strategic Alliances & Growth (Bancassurance)Aplikujremote type: Hybridlocations: Madridtime type: Full timeposted on: Opublikowano dzisiajjob requisition id: REQ2707575Why this role is worth exploringIf you’re looking to step into a role where you can truly influence business growth, this position gives you the opportunity to work at the core of NN Spain’s strategic partnerships. You’ll help shape how Bancassurance and Assurbanking channels evolve, combining analysis, product thinking and relationship management to drive real impact.At NN Spain, you’ll do this in a company that prioritizes people, development and long‐term careers. You’ll work in a flexible, hybrid environment where collaboration is real, ideas are heard, and your contribution directly influences both business results and customer value.## ## What you gain from this roleDirect impact on strategic growth You’ll work on partnerships that are key to NN’s business, helping to identify opportunities, improve performance and expand channels.Cross‐functional exposure You’ll collaborate closely with Product, Sales, partners and Head Office, gaining a full view of how strategic alliances operate.End‐to‐end involvement From business analysis and reporting to product development and commercialization, you’ll be involved throughout the lifecycle.Professional growth in a high‐visibility role You’ll strengthen your analytical, commercial and stakeholder management skills while working with senior teams.Flexible and people‐focused environment Hybrid model, flexible hours and a culture that supports both performance and wellbeing in a sustainable way.## ## Common questions“Is this mainly an analytical role?” No. Analysis is part of it, but you’ll also work closely with partners, contribute to product development and support commercial initiatives.“Will I have exposure to decision‐making?” Yes. Your reporting and insights will support both local and Head Office decisions, giving you strong visibility.“Do I need deep knowledge of both banking and insurance?” It helps, but what matters most is your ability to connect business opportunities and work across teams. You’ll continue learning on the job.## ## What will help you succeed* Experience in partnerships, business development or financial services (8+ years) This gives you the context to understand stakeholders and identify growth opportunities.* Strong analytical and reporting capability You’ll transform data into insights that drive decisions and track performance.* Experience coordinating projects and stakeholders You’ll manage initiatives across different teams, so structure and alignment are key.* Commercial understanding of banking and insurance This helps you contribute to relevant and competitive value propositions.* Fluency in English and strong Excel / Power BI skills Essential for reporting, communication and interaction with international stakeholders.## ## Your missionSupport the growth and performance of NN Spain’s strategic partnerships by driving business development, improving value propositions and enabling better decision‐making through data and collaboration.## Key responsibilities* Drive business development initiatives across Bancassurance and Assurbanking channels.* Collaborate with Product Development and partners to design and enhance customer propositions.* Monitor and report performance, providing insights at local and Head Office level.* Ensure service quality through SLA tracking and partner performance reviews.* Support the Sales Force in the commercialization of partner products.## ## If you’re ready to work where strategy meets executionThis is a role where your work will be visible, valued and connected to real business outcomes. If you want to grow in partnerships, strategy and financial services within a collaborative and people‐focused environment, this could be your next step at NN Spain.In Nationale-Nederlanden we are committed with diversity. We are proud to be an inclusive organization and we offer equal opportunities, regardless of race, cultural background, gender, gender identity, religion, national origin, age, disability, marital status, and sexual orientation. One of our core values is taking care of our employees so they can give their best within a respectful environment.Nationale-Nederlanden Spain, part of NN Group, provides protection, savings, investment, and pension solutions to approximately 850,000 clients within Spain. With 500 employees and 2,000 agents, we are present throughout the country, operating from 41 offices, 178 Orange Points, and nine franchises. Our purpose: to help people care for what matters most, through innovative and personalised products and services.Benefits of working for Nationale-Nederlanden Spain* Work-life balance – Hybrid work model with flexible hours and a 3-month summer schedule.* Professional growth – Strong focus on learning and development through training opportunities.* Purpose-driven culture – Commitment to sustainability and social responsibility through community initiatives.Diversity & InclusionWe embrace everyone. Together we build an environment in which people feel welcome, valued and respected. In this company we seek that our workers make of their clients great experience their status quo. We want all of them contribute to the wellbeing of our big family. #J-18808-Ljbffr

At ING we are looking for a Non-Financial Risk Specialist Your role and work environment: We are looking for a talented and enthusiastic Non-Financial Risk Specialist to join our Non-Financial Risk Team of ING Spain. In the role of NFR Specialist, you will hierarchically report to the Head of NFR. ING is restructuring its processes, controls, and infrastructure to transform itself into a Digital Bank with the goal of end-to-end “straight through processing”. Non-Financial Risk Management uses sound principles of risk management to ensure that everything related to operational risk is within the risk appetite of the Bank, maintaining the control environment at an acceptable level following a risk-based approach (proportionate to its value and criticality). The NFR team performs oversight over the global NFR policies and best practice implementation within ING Spain and provides advice and challenge the risk/control owners on effectiveness of risk identification and mitigation. The team is responsible for monitoring and reporting on the ING Spain adherence to the NFR risk appetite and produces quarterly Non – financial risk dashboard (NFRD) report. The NFR team focuses on: Control Risk Processing Risk Employment Practices Personal and Physical Security Continuity and Operational Resilience Risk Internal and External Fraud Your key responsibilities: As NFR Specialist, your role is to: Be a trusted NFR advisor towards IT and Business management. Support, challenge and monitor NFR risk management processes and quality. Participate in and challenge risk assessments on key strategic projects and programs. Support the Business and IT management on issue identification, risk rating assessment, action definition and follow up until issue solving. Contribute to the development, maintenance and roll out the NFR Frameworks, Policies, Minimum Standards and Procedures. Perform Quality Assurance or deep dive reviews as part of second line monitoring. Identify external / internal developments, initiatives, and threats. Translate these proactively into the risk strategy. Monitor the design and effectiveness of controls. Contribute to the identification of the impact of and the coordination of responses to law and regulatory changes, ECB reports, etc. and monitors the follow-up of the regulatory issue solving. Support the Head of NFR with research, assessing the risk profile of organization and reporting to Senior Management. Generate awareness related to risk management, within the Organization. Develop and maintain training modules and train the IT / business community. What are we looking for? Experience as NFR with approx. minimum 5 years University Degree or equivalent Professional education and multiple international certifications for risk management. Insight of digital banking, related processes, IT applications and regulations. We are looking for a colleague with specific experience in Business banking. Experience on End-to-End processes analysis to identify and assess NFR risks, including root causes analysis. Expertise on testing methodologies. Collaboration skills and ability to work across functions and countries. Sound risk criteria: ability to be firm when needed and show flexibility when possible Excellent analytical skills Fluent in English (written and spoken) Pro-activeness and initiative Communication and influence Persuasiveness and assertiveness What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn . Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com . No payments or banking details will ever be requested: If someone asks for this information, it’s a scam. #J-18808-Ljbffr

Business Development Manager / Senior Manager Licensing & Co-Development — Complex Generics and Biosimilars Reports to: Senior Director or SVP of Business Development Geographic scope: Worldwide, with primary focus on the US and Asia Level: Manager or Senior Manager, depending on seniority of background Compensation: Competitive, benchmarked to market Eligibility: Must already be based in Spain, no relocation provided. Work visa can be sponsored About the Role Lotus is widening its in-licensing, out-licensing and co-development footprint across complex generics and biosimilars. This position sits at the centre of that agenda: sourcing and shaping partnerships that expand the portfolio, open new markets, and share development risk with the right counterparties. The mandate is global. In practice, the centre of gravity is the US and Asia — the two regions where Lotus holds direct commercial presence and where most value creation sits. Europe and other territories enter scope selectively, usually within multi-territory arrangements. This is a hands‑on, individual‑contributor post with visible ownership. You will originate ideas rather than wait for them, carry transactions from first conversation to signature, and stay involved once the ink dries. Key Responsibilities Deal Ideation and Sourcing Identify and prioritise in-licensing, out-licensing and co‑development prospects across complex generics (injectables, inhalation, ophthalmics, transdermals, long‑acting formulations, drug–device combinations) and biosimilars. Maintain a live opportunity map by molecule, dosage form, territory and therapeutic area — covering patent and exclusivity timelines, expected entrants, and likely competitive intensity. Generate leads from a cold start rather than relying on inbound flow: track pipeline disclosures, regulatory filings, litigation dockets, conference activity and industry press to spot openings early. Bring forward differentiated theses, including unconventional deal shapes and partner pairings. Analysis and Business Case Build market models covering sizing, price erosion, share capture, cost of goods, development spend and launch timing. Run valuation and economics: NPV/IRR, milestone and royalty design, profit‑share and transfer‑price mechanics, upfront versus back‑loaded trade‑offs. Pressure‑test assumptions with R&D, regulatory affairs, manufacturing, supply chain, quality, finance and the in‑market teams before recommendations advance. Prepare and present decision‑ready material for senior management and investment committees. Network Building and Partner Engagement Cultivate a durable external network across originators, generics and biosimilar developers, CDMOs, API suppliers, distributors, licensing agents and advisors, with particular depth in both home regions. Represent Lotus at partnering meetings, industry conferences and one‑to‑one discussions (CPHI, DCAT, etc). Serve as a persuasive external face for the company, explaining Lotus's capabilities, technical strengths and partnering interests without ambiguity. Keep structured intelligence on counterparty strategy, capabilities and past behaviour at the negotiating table. Execution and Contracting Lead or support negotiation of term sheets, LOIs, MOUs and definitive agreements, spanning licence, supply, development and co‑development documents. Coordinate due diligence across technical, regulatory, IP, quality and market workstreams; manage findings and their bearing on terms. Collaborate with Legal and IP to translate intent into workable language and to surface risk early. Depending on transaction scale and your seniority, either own a negotiation end to end or run defined workstreams inside a larger team. Alliance Management Support Assist Alliance Management on demanding partnerships — governance set‑up, joint steering committees, KPI tracking and issue escalation. Provide continuity between signature and execution, so the reasoning behind negotiated terms reaches the people delivering against it. Contribute to amendments, scope expansions and renegotiations as programmes evolve. Internal Collaboration Align sourcing priorities with colleagues running the American and Asian businesses. Keep pipeline reporting and CRM records current, giving leadership an accurate view of stage, probability and expected value. Feed into portfolio strategy and long‑range planning. Background Minimum 5–8 years in the pharmaceutical industry , concentrated on generics and biosimilars. Candidates at the upper end of that range, or with wider transaction ownership, will be considered at Senior Manager level. Prior business development experience is non‑negotiable. This role is not an entry point into the function from an adjacent discipline. A record built at reputed pharmaceutical organisations and/or entrepreneurial firms where individual ownership ran high and support functions stayed lean. Demonstrable involvement in completed transactions — licensing, supply, co‑development or M&A‑adjacent — with a specific account of what you personally contributed. Familiarity with the US landscape (ANDA, 505(b)(2), 351(k) pathways, Paragraph IV litigation, distribution channels and pricing) and with Asian development and manufacturing ecosystems. Education Bachelor's degree in a scientific or technical discipline — pharmacy, chemistry, biology, biotechnology, pharmaceutical sciences or similar. Master's (MSc, MPharm, MBA) preferred but not a hard requirement ; proven capability outweighs credentials. Data and Technical Fluency Hands‑on use of industry data sources — IQVIA, GlobalData and beyond. Working knowledge of Evaluate, Citeline/Pharmaprojects, Orange Book, Purple Book, FDA and EMA databases, patent and litigation trackers, and their Asian equivalents is valued. Comfort triangulating across imperfect or contradictory inputs, and candour about where an estimate is soft. Competencies and Working Style Agility and entrepreneurial spirit — at ease initiating leads unprompted, operating without a fixed playbook, and moving fast when timing matters. Capacity to carry several projects at once, at different stages and varying degrees of complexity , and to prioritise sensibly when they compete for attention. Rigorous business judgement paired with genuine scientific curiosity; convincing in a room with formulators and dealmakers alike. Excellent written and spoken English; Spanish, Mandarin or another language relevant to the mandate is an asset. Readiness for frequent international travel, weighted towards the US and Asia, and for coordinating across time zones. Personal ownership, sound instincts, and the composure to hold a position under pressure #J-18808-Ljbffr

At ING we are looking for VP of Portfolio Management specializing in TMT Your role and work environment ING is looking for a VP Portfolio Management to join the Lending team within Wholesale Banking. In this role, you will actively manage the TMT lending portfolio across Spain and Portugal, ensuring effective credit monitoring, portfolio optimization, and capital efficiency. You will work closely with colleagues across Origination & Structuring, Risk, Transaction Management, Capital Markets & Advisory, Legal, and support functions to deliver a seamless client experience and maintain a high-quality portfolio. The Portfolio Management team is responsible for managing lending transactions throughout their lifecycle, from post-funding to final repayment, while driving process improvement, standardization, digitalization, and regulatory readiness. Your Key responsibilities • Manage a portfolio of lending clients, acting as the primary contact for ongoing credit monitoring, portfolio analysis, risk reporting, and portfolio optimization., • Conduct quarterly and annual credit reviews, including financial analysis, cash flow modelling, sensitivity analysis, sustainable finance assessments, and credit approval coordination., • Process amendments and waiver requests, coordinating approvals and legal documentation updates through execution., • Monitor credit quality, financial performance, covenant compliance, risk ratings, and potential risk migration., • Identify and manage Early Warning Signals, credit deterioration, forbearance situations, default assessments, and other risk-related events., • Prepare portfolio reports, risk reviews, regulatory submissions, and internal management information., • Maintain portfolio tracking metrics, lending limits, industry databases, and capital velocity initiatives., • Collaborate with relationship managers and sector specialists to identify risks, trends, and commercial opportunities, including cross-buy initiatives., • Coordinate with global portfolio support teams to ensure efficient portfolio management processes., • Contribute to operational excellence through process improvements, digitalization initiatives, data quality enhancements, and transformation projects., • Support the development of junior colleagues through coaching and knowledge sharing. This position requires strong analytical capabilities, sound credit risk judgment, stakeholder management skills, and the ability to manage complex lending portfolios in a dynamic international environment. What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Qualifications / Education: • University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus. Experience / Knowledge: • 7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT. Competencies: • Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions;, • Strong financial and credit analysis capabilities; eye for detail, • Excellent presentation and communication skills;, • Collaborative and able to work effectively across functions and regions;, • Ability to thrive in a fast-paced environment with multiple competing priorities;, • Committed and dedicated individual who wants to continuously improve;, • Self-motivated and willing to work in a deal oriented and deadline driven environment;, • Knowledge of Legal Documentation;, • Strong work ethic, positive attitude, and professional demeanor;, • Fluent in Spanish and English, both verbally and written. What do we offer? In the Portfolio Management team, we realize that the aspired excellence of our work means that we always need to have the best people in the best positions. That is why we are committed to investing in your personal growth and development. You will experience a steep learning curve. We offer you the opportunity to further develop your sector knowledge, commercial & relationship skills, financial expertise, transaction experience, and regular interaction with clients at a senior level. At the same time, we will ensure that you are always up to date on the key developments in your field and that you will continue to improve your performance. These circumstances provide an excellent opportunity for a talented individual to advance your career in a multi-cultural and international environment. The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Runners club with your own trainer. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+) & Leonas. Get to know Us We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn., • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com., • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

At ING we are looking for Non-Financial Risk Solutions Specialist (1LoD) Your role and work environment: We are looking for a talented and enthusiastic Non-Financial Risk Solutions Specialist (1LoD) to join our Operational Design, Control, Sourcing and Resilience (ODCR) area. The increasing complexity of the regulatory environment, technological transformation, operational dependencies, and the rapid adoption of Artificial Intelligence require ING to strengthen its ability not only to identify and remediate risks, but to anticipate, prevent and structurally eliminate them. Within ODCR, this role will focus on building a more predictive, data-driven and prevention-oriented approach to Non-Financial Risk Management, bridging the gap between risk management, control design, and process design. The area is pivotal for our success. You will work in a multidisciplinary environment with Business Control, Operational Resilience & Business Continuity, Third Parties Management, Process Management and other key stakeholders to ensure ING remains safe, secure and resilient. Activities the team members are working on include: Implementing and improving risk and control frameworks, methodologies and tooling. Identifying and assessing risks and early warning indicators before they become issues. Designing preventive controls, structural solutions and scalable improvements embedded into processes. Driving root cause analyses on material issues, incidents, audit findings and recurring weaknesses and events. Leveraging AI and cut-edge tooling for automation to improve risk identification, monitoring, assurance and reporting. Enhancing ING’s risk culture through awareness, constructive challenge and practical guidance. Supporting Operational Resilience, Business Continuity, Sourcing and other Non-Financial Risk activities. Your key responsibilities: Risk Strategy & Governance: Support the implementation and continuous improvement of ING’s Non-Financial Risk framework, ensuring alignment with ING Group standards, local regulatory requirements, business objectives, customer expectations and legal obligations. End-to-End Risk & Control Management: identification, policy implementation, control monitoring, control evaluation, remediation tracking and continuous efficiency improvements. Root Cause Analysis & Structural Prevention: differentiating symptoms from structural causes and designing sustainable solutions. Operational Resilience, Business Continuity & Third Parties support Issue & Event Management: Promote effective end-to-end issue management. Ownership, Planning & Capacity: Ensure proper assignment of owners and delegates for Non-Financial Risk processes, support annual planning with Business Control Partners, monitor plan versus execution and upscale dependencies, delays, blockers or capacity risks when required. Stakeholder Management & Three Lines of Defence Coordination: Act as an entry point between business teams and specialised risk areas, collaborating with Tribes, Safe & Secure Officers, Business Control Partners, Compliance, Non-Financial Risk, CAS and global stakeholders. Risk Culture & Awareness: Promote a healthy and robust risk culture. AI & Risk Innovation: Apply Artificial Intelligence techniques and dashboarding to improve and automate risk management activities. What are we looking for? You have deep knowledge of Non-Financial Risk & Control Management and (desirable) experience in banking products. You are analytically strong, detail-oriented and able to break down complex issues and identify relationships. You are skilled in root cause analysis and able to distinguish symptoms from structural causes. You can translate regulatory and risk requirements into clear business expectations, action plans and implementation activities. You are self-starting, critical, persistent and capable of driving improvements. You love to challenge the status quo and are eager to propose creative, scalable and preventive solutions to problems, using AI tools. You can organise your own work well and work independently as well as collaborate with a team. You are able to work with diverse stakeholders at different levels of seniority. You have an excellent command of English language, both oral and written and communication and stakeholder management skills. What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfil you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Balance That Works. We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection &purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies. And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. #J-18808-Ljbffr

About Thunes Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real‑time in over 130 countries and more than 80 currencies. Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M‑Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in‑house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real‑time payments globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super‑apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai. For more information, visit: https://www.thunes.com/ Context of the Role The Product Manager for Global Accounts and Payment Rails will be responsible for defining and driving the product strategy, roadmap, and execution for Thunes' global collections and settlement capabilities to accelerate our Business Payments. This role is critical in enabling next‑generation financial institutions (Banks, Wallets, Fintechs), and global Merchants to easily facilitate global payments through multi‑currency Virtual Account (VA) and local payment rail integrations. You will be an end‑to‑end owner, taking full responsibility from ideation and market validation through to technical requirements, go‑to‑market, and continuous performance feedback. Success in this role requires a deep understanding of the global payments landscape, including regulatory requirements, clearing and settlement mechanisms, and the technical complexities of connecting to diverse national payment schemes. You will champion your product both internally and externally. Key Focus Areas Global Accounts: Building and enhancing multi‑currency account capabilities (VIBAN, unique identifiers) for collections, in‑country payouts, and holding balances. Payment Rails Integration: Driving the integration with and participation in national payment schemes (e.g., SEPA, Faster Payments System (FPS), ACH, Direct Debit globally) to facilitate seamless, fast, and cost‑effective local collections and settlements. Business Payments Acceleration: Optimizing the entire cross‑border B2B payments lifecycle to reduce friction, increase speed, and enhance transparency for Thunes' corporate clients. Responsibilities Product Strategy and Vision for Global Accounts & Rails Define and own the strategic vision and roadmap for Thunes' Global Accounts and local payment rail integration products, ensuring alignment with Thunes’ overall growth strategy. Conduct in‑depth market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlements products that meet the evolving needs of Fintechs, Banks, and Merchants. Develop clear product documentation, including feature requirements, user stories, use cases, and acceptance criteria for the engineering teams. Driving Payment Rail Execution and Integration Lead the product implementation lifecycle for integration with new global and domestic payment schemes (Direct and Indirect participation models). Deeply understand the technical and operational requirements of schemes like SEPA, FPS, BACS, FedNow, UPI, PIX, etc., and translate them into product features and integration specifications. Ensure that Virtual Account and payment rail products meet all necessary compliance, regulatory, and reconciliation standards for cross‑border money movement and safeguarding. Accelerating Business Payments Benchmark and accelerate the time-to-settlement across key payment corridors, focusing on minimizing intermediary bank involvement and leveraging real‑time payment systems where available. Drive product features that enhance traceability, transparency, and enriched remittance data for business payments, improving reconciliation and operational efficiency for customers. Develop solutions for flexible payment initiation and bulk processing tailored to high‑volume B2X use cases such as supplier payments, payroll, and marketplace collections and settlements. Stakeholder Collaboration and Leadership Serve as the primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams to ensure operational readiness, liquidity management, and regulatory adherence. Collaborate with Engineering and Architecture teams to define scalable, modular, and robust technical solutions for the global accounts platform. Support Business Development and Sales teams with product collateral, training, and deep technical expertise for key customer engagements. Qualities you would find in our Product Team High Growth and Quality Product experts High-level of Ownership Sense of direct contribution to the company’s success Shared Vision Open Communication Required Experience and Skills 5+ years of Product Management experience in a FinTech or Financial Services environment, focused on payments, banking, or core infrastructure products. Mandatory deep hands‑on experience with Bank payment rails and integrating with/participating in national payment schemes (e.g., SEPA, FPS, ACH, Direct Debit, Real‑Time Payment schemes globally). Proven experience in building or managing Virtual Account (VA) or digital IBAN/Account Identifier capabilities for corporate or institutional clients. Strong technical acumen with the ability to articulate complex payment system requirements and integration flows to both technical and non‑technical audiences. Solid understanding of global cash management, reconciliation, settlement, and safeguarding processes, specifically in a B2X cross‑border context. Package and Benefits Great compensation package, including performance & company bonus Private Health insurance for you and your family Life insurance Mobile allowance Employee wellbeing & support program Learning & Development budget Work-life balance (flexibility and hybrid working policy) Great offices in the center of Barcelona (close to Sagrada Familia) Our team is global, you will work with 40+ different nationalities spread across 5 continents 25 days of holidays + 2 Thunes Out Days + 2 Community days Sound like you? Apply now! #J-18808-Ljbffr