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Product design engineer jobs in United Kingdom

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  • Chief Technology Officer (CTO) and Chief Marketing Officer (CMO
    Chief Technology Officer (CTO) and Chief Marketing Officer (CMO
    8 days ago
    Part-time
    London

    We are a Startup Fintech company, hiring for two positions: CTO and CMO. CTO Role Description We are looking for a technical co-founder / CTO to lead the design and development of our initial product. You will own the technical vision, make key architectural decisions, and work closely with the founder on product scope, feasibility, and long-term scalability. This role is ideal for someone who enjoys building early products, wants exposure to startup leadership, and is interested in shaping a fintech platform from day one. Responsibilities • Define and lead the technical architecture and product build, • Design and develop the MVP and early iterations, • Make decisions on tech stack, infrastructure, and security, • Collaborate on product roadmap and feature prioritisation, • Ensure scalability, reliability, and data protection best practices Qualifications • Strong experience in software engineering (full-stack or backend), • Comfortable building MVPs and iterating quickly, • Interest in fintech, APIs, data, or financial infrastructure, • Able to work independently and take ownership, • Startup or side-project experience is a plus Time Commitment • Flexible and part-time friendly, • Can be built alongside a full-time role, • Equity-based co-founder position CMO Role Description We are looking for a co-founder / CMO to shape our brand, positioning, and early go-to-market strategy. You will be responsible for defining how the company presents itself, understanding target users, and laying the foundation for growth. This role suits someone who wants hands-on startup experience, ownership over strategy, and the opportunity to grow a product from zero to launch. Responsibilities • Develop brand positioning and messaging, • Define early go-to-market and user acquisition strategy, • Conduct user research and market validation, • Build early content, partnerships, and growth experiments, • Work closely with product and tech to align messaging Qualifications • Experience in marketing, growth, strategy, or communications, • Strong written and verbal communication skills, • Analytical and user-focused mindset, • Interest in fintech, consumer tech, or SaaS, • Comfortable working in ambiguity and early-stage environments Time Commitment • Flexible and side-project compatible, • Equity-based co-founder role, • Opportunity to scale into a full-time leadership role post-launch

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  • Senior Technology Consultant (CTO-Level Advisory)
    Senior Technology Consultant (CTO-Level Advisory)
    14 days ago
    £70000–£75000 yearly
    Full-time
    London

    KRS Infotech Limited is seeking a Senior Technology Consultant to provide CTO-level technology leadership and advisory services across complex digital initiatives for enterprise clients. This role is a UK-based position within KRS Infotech Ltd and involves delivering strategic technology leadership, architecture oversight, and engineering governance as part of KRS’s professional services offering. The role does not constitute an executive, officer, or employment position within any client organisation. Key Responsibilities • Provide senior technology leadership across designated programmes, platforms, or initiatives, • Define and evolve technology strategy, architecture, and engineering standards, • Lead technical decision-making for complex distributed systems and platforms, • Advise on scalability, security, performance, and resilience of enterprise systems, • Partner with product, engineering, and business stakeholders to align technology with business goals, • Review and guide software development practices, tooling, and delivery models, • Mentor senior engineers and technology leads within delivery teams, • Represent KRS Infotech in senior technical discussions with international clients, • Scope & Governance, • The role delivers CTO-level capability, not a CTO appointment, • Authority is limited to advisory and programme-level leadership, • No corporate officer, director, or executive authority within client organisations, • Employment, performance management, and reporting remain with KRS Infotech Ltd, • Required Skills & Experience, • Significant experience in senior technology leadership roles (e.g. Head of Engineering, Principal Architect, Technology Director, CTO-level consultant), • Strong background in enterprise software architecture and system design, • Experience leading technology strategy for large-scale, complex platforms, • Proven ability to advise senior stakeholders at executive and board-adjacent level, • Deep understanding of modern engineering practices, cloud platforms, and scalable architectures, • Experience working in consulting or professional services environments, • Excellent communication and stakeholder-management skills

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  • Credit Analyst
    Credit Analyst
    24 days ago
    Full-time
    London

    About the job Job Title: Credit Analyst Department: Credit and Risk Location: London, Paddington Office based Hybrid or Remote: Office based (full time) Type: Permanent Job Purpose This is a core role within Winyield’s credit and risk function, responsible for the assessment, monitoring, and governance of both consumer and business lending exposures. The Credit Analyst will play a central role in designing and operating disciplined underwriting processes, maintaining robust credit policies, and supporting the responsible scaling of Winyield’s lending activities. The role requires a strong understanding of UK consumer credit standards alongside experience assessing small business and SME credit risk. The Credit Analyst will work closely with senior management, operations, product, and technology teams to ensure credit decisions are consistent, well-documented, and embedded into scalable systems and controls. Key Responsibilities Credit Analysis and Underwriting • Assess the underwriting rules for consumer and business credit applications using financial, behavioural, and affordability data, • Perform affordability assessments, income verification, cash flow analysis, and stress testing in line with UK responsible lending standards, • Apply and continuously refine credit policies, decision frameworks, and eligibility criteria, • Produce clear, consistent, and well-documented credit rationales suitable for internal review, audit, and regulatory scrutiny Automation, Data, and AI-driven Underwriting • Support the design and implementation of automated underwriting workflows for consumer and business lending, • Work with product and technology teams to translate credit policies into system-based rules, decision engines, and AI-assisted models, • Help define controls, monitoring, and explainability requirements for automated and AI-supported credit decisions, • Review model outputs, exceptions, and overrides to ensure outcomes remain consistent with policy and risk appetite Investment memo and portfolio analysis • Build investment memo on new portfolio and origination opportunities with the required loan tape analysis Policies, Governance, and Controls • Maintain and update credit policies, underwriting manuals, and procedural documentation, • Ensure strong governance around credit decisioning, overrides, and exceptions, • Support internal reviews, audits, and information requests with accurate and complete documentation, • Contribute to the ongoing development of compliant customer journeys from a credit risk perspective Cross-functional Collaboration • Work closely with operations and collections teams to ensure alignment between underwriting assumptions and real-world outcomes, • Support senior management with credit reporting, portfolio analysis, and ad-hoc risk assessments, • Contribute to strategic initiatives aimed at scaling WinYield’s lending platform in a controlled and compliant manner Requirements • Minimum 4 years of experience in credit analysis, underwriting, or credit risk, • Demonstrable experience with UK consumer and SME credit, including affordability assessments and responsible lending principles, • Strong understanding of credit governance, documentation standards, and auditability, • Exposure to automated or AI-supported underwriting systems, • Strong analytical skills and attention to detail, with sound credit judgement, • Comfortable working with data, codes, and internal risk dashboards What We Offer • Competitive compensation, • The opportunity to play a foundational role in a fast growing lending fintech company., • Close collaboration with senior leadership and influence over credit strategy and framework design, • A high-accountability, intellectually rigorous working environment based in London How to Apply Submit an application by 31 January 2026

    No experience
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  • Software Engineer
    Software Engineer
    2 months ago
    £41700–£44350 yearly
    Full-time
    London

    Overview: London Recruitment Services is currently recruiting on behalf of our client, a dynamic and fast-growing technology solution provider based in London, for the position of Software Engineer. This role is ideal for a highly skilled and technically proficient individual with strong leadership capabilities and a deep understanding of IT systems & infrastructure. You will work closely with our technical leads and product teams to build robust solutions that support the company’s long-term growth. The Role As a Software Engineer, you will play a key role in designing, developing, and maintaining high-quality software applications. You will work closely with our technical leads and product teams to build robust solutions that support the company’s long-term growth. This role is eligible for sponsorship under the Skilled Worker Visa (SOC 2136 – Programmers and Software Development Professionals). Key Responsibilities • Develop, test, and maintain high-quality software solutions., • Write clean, efficient, and well-documented code., • Contribute to system and application design, architecture, and planning., • Debug, diagnose, and resolve software defects and performance issues., • Collaborate with cross-functional teams including product managers, designers, and QA engineers., • Participate in code reviews and ensure development best practices., • Support continual improvement in development processes and tools. Essential Skills & Experience • Strong programming experience in at least one major language (e.g., Java, Python, C#, JavaScript, Go, or similar)., • Experience with software development lifecycle (SDLC) methodologies., • Knowledge of databases (SQL or NoSQL)., • Understanding of version control (e.g., Git)., • Ability to solve complex technical problems and think analytically., • Good communication skills and ability to work in a team environment. Desirable Skills • Experience with cloud platforms (AWS, Azure, or GCP)., • Familiarity with microservices, containerisation (Docker, Kubernetes)., • Front-end experience (React, Angular, Vue) or mobile development., • Experience working in an Agile environment. Benefits: • Competitive salary aligned with experience and visa requirement, • Visa sponsorship and compliance support, • Opportunity to work in a fast-growing technology environment, • Long-term career growth within the business support function Application Deadline: Applications will be evaluated continuously as they are received. Please ensure your submission by 20th December 2025 How to Apply: Interested candidates should apply through Job Today or send their CV and a short cover letter. Please note: Only shortlisted applicants will be contacted

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