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Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. You will recognize and empathize with members’ life events, as appropriate. Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available. This is a field-based role in the New York City area. Candidates who are willing and able to work in this area are encouraged to apply. What you'll do: Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance. Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics. Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies. Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes. Maintains accurate, thorough, and current claim file documentation throughout the claims process. Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims. Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours. May be assigned CAT deployment travel with minimal notice during designated CATs. Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed. Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience. Adjusts complex claims with attorney involvement. Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations. May require travel to resolve claims, attend training, and conduct in-person inspections. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: High School Diploma or General Equivalency Diploma. 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages. Advanced knowledge of estimating losses using Xactimate or similar tools and platforms. Proficient knowledge of residential construction. Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations. Proficient negotiation, investigation, communication, and conflict resolution skills. Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills. Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed. Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts. Successful completion of a job-related assessment may be required. What sets you apart: Hands-on experience in the field handling high-severity and complex property claims such as fire, water damage, vandalism, malicious mischief, foreclosures, earth movement, collapse, and liability. Residential property field adjusting experience with dwelling, structure and additional living expenses. Experience working directly for a standard insurance carrier handling claims from start to finish (first notice of loss, reviewing policy, making coverage decisions) Proficient in using estimating platforms and virtual inspection tools like Xactimate, ClaimXperience and XactAnalysis Insurance industry designations such as AINS (Associate in General Insurance), CPCU (Chartered Property Casualty Underwriter), AIC (Associate in Claims), or SCLA (Senior Claims Law Associate) or actively pursuing Active Property & Casualty adjuster license Currently reside in the New York City area, enabling quicker response times for local claims and a better understanding of regional risks US military experience through military service or a military spouse/domestic partner Physical Demand Requirements: May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces. May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver’s license. May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car. May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics. Compensation range: The salary range for this position is: $85,050 - $130,410. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Risk and Insurance Manager The Risk and Insurance Manager is responsible for supporting the administration, implementation, and ongoing management of the Company’s risk management, insurance, safety, and claims programs. This role focuses on identifying, evaluating, and mitigating risk exposures across the organization, with an emphasis on managing, obtaining, securing, and renewing insurance coverages across all business operating lines. This role will also be engaged in claims oversight, safety compliance, contractual risk transfer, and regulatory adherence. This role partners closely with company leadership, property teams, consultants, insurance representatives, and clients to implement and maintain effective risk management programs. This position coordinates accident investigations, safety inspections, insurance claim management, and safety training initiatives while ensuring compliance with Federal, State, and local regulations. In addition, the Risk and Insurance Manager conducts weekly Quality Assurance inspections at assigned properties to ensure all safety protocols, operational standards, insurance loss-control recommendations, and compliance requirements are consistently followed. ESSENTIAL DUTIES AND RESPONSIBILITIES Assist in the development and execution of risk management plans and programs that identify, measure, monitor, and mitigate operational and financial risks across the organization. Manage and administer the Company’s insurance programs, including workers’ compensation, general liability, property, automobile, umbrella/excess liability, flood, storage tank, public officials, and related coverages. Coordinate policy renewals, endorsements, certificates of insurance, and billing allocations. Partner with insurance brokers and carriers on coverage analysis, exclusions, and loss control initiatives. Support clients with insurance program recommendations including budgets, deductibles, limits, and coverage structures. Oversee all incidents and insurance claims from intake through resolution, including: Coordinating investigations Submitting and tracking claims Communicating with carriers, adjusters, legal counsel, property teams, and clients Participating in negotiations and settlements Analyzing claims data to identify trends and prevention opportunities Review contracts, RFPs, bids, and vendor agreements to ensure appropriate insurance and risk-transfer provisions are included. Review Certificates of Insurance to confirm compliance with contractual requirements. Develop and implement preventative safety programs and safe work practices aligned with Company standards and regulatory requirements. Conduct regular safety and hazard training sessions and collaborate with departments to establish safety goals. Assess and monitor environmental and health-related risks including asbestos, lead-based paint, mold, radon, and carbon monoxide exposure in residential properties. Conduct site visits and provide recommendations for mitigation and compliance. Support the development and maintenance of emergency preparedness, disaster recovery, and business continuity plans. Conduct weekly Quality Assurance inspections at assigned properties to evaluate compliance with safety protocols, OSHA standards, insurance loss-control recommendations, and Company operational policies. Prepare written inspection reports, identify deficiencies, require corrective action plans, and track remediation to completion. Maintain accurate records of incidents, claims, inspections, and compliance documentation. Perform other duties, projects, tasks and assignments as directed by management. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Strong knowledge of risk management principles including risk avoidance, reduction, transfer, and acceptance. Working knowledge of property and casualty insurance and workers’ compensation programs. Understanding of Federal and State laws related to workplace safety, personal injury, and property liability. Experience working in residential housing, multi-family property management, and/or real estate operations preferred. Ability to analyze risk exposures and recommend practical mitigation strategies. Strong organizational and project management skills. Ability to collaborate effectively with internal teams, insurance professionals, contractors, and clients. Excellent written and verbal communication skills. Proficiency in Microsoft Office (Word, Excel, Outlook, Teams, SharePoint, PowerPoint, etc.) and data tracking systems. EDUCATION AND/OR EXPERIENCE Bachelor’s degree from an accredited college or university with 5–8 years of progressively responsible experience in risk management, insurance administration, safety compliance, or claims management. Professional designations such as CPCU (Chartered Property Casualty Underwriter), ARM (Associate in Risk Management), CRM (Certified Risk Manager), or CSP (Certified Safety Professional) are preferred. Legal or paralegal experience is a plus. PHYSICAL DEMANDS & WORK ENVIRONMENT The position requires regular office work and frequent property site visits. The employee must be able to sit, stand, walk properties, climb stairs, and lift up to 20 pounds as needed. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands/fingers to manipulate/type/write, handle, or feel, including extensive work on a computer; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stoop, kneel, crouch, or crawl; and smell. The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. The role may involve exposure to construction areas, maintenance operations, environmental conditions, and emergency response situations. The primary schedule is Monday–Friday; however, flexibility is required to respond to incidents, emergencies, or after-hours property needs when necessary. The work environment characteristics described here are representative of those and employee encounters while performing the essential functions of this job. When in the company's corporate office, this is an office environment. While performing the duties of this job which coincide with visits to property sites, the employee may occasionally be exposed to wet and/or humid conditions; moving mechanical parts; high, precarious places; fumes or airborne particles; toxic or caustic chemicals; outside weather conditions; extreme cold; extreme heat; risk of electrical shock; and vibration. The noise level in the work environment is usually moderate. The primary schedule is Monday-Friday from 8:30-5:30; schedule may shift to start earlier, end later, or involve weekend work based on business needs. Incumbent is expected to exercise appropriate judgment in adjusting their own schedule to shifting property operational demands. Must be reachable at all times via phone when not at work for emergency consultation or on-call support, except during approved time off with pre-planned alternative arrangements. May be expected to report to properties as needed, including before or after-hours or on weekends, for emergencies such as a fire, flood or other types of situations which may involve insurance claims. LANGUAGE SKILL: Advanced English fluency in reading, comprehension, reasoning, writing, and speaking is required. Ability to read, analyze and interpret the most complex documents. Ability to respond effectively to most sensitive inquires or complaints, and to communicate with internal and external stakeholders at all levels (including residents, clients, insurance brokers and company representatives, etc.). Ability to write speeches and articles using original or innovative techniques or style. Ability to make effective and persuasive verbal speeches and presentations on controversial or complex topics to top management, public groups, and/or boards of directors. MATHEMATICAL SKILLS: Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of budgeting, mathematical risk analysis, and bidding and reviewing programs. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations. REASONING ABILITY: Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems. Ability to deal with nonverbal symbolism (formulas, scientific equations, graphs & charts, etc.) in its most difficult phases. Ability to deal with a variety of abstract and concrete variables. This role is exempt and has an anticipated annual pay range of $100k-$120k for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This position may be eligible to receive discretionary and/or performance-based bonuses on a spot or annual basis, which are variable depending on individual merit/performance, budgetary limitations, company performance, and other job-related factors. This non-exempt role will be eligible for overtime for all hours worked in excess of 40 per week. Full-time positions (30+ hours/week) are eligible for 2 weeks paid vacation, 1 week sick leave, 11 paid holidays, and health & welfare benefits as outlined on the Company’s website. To learn more about our company and our benefits, go to: https://pratumco.com/careers/ Pratum Companies is committed to a diverse workforce and is an Equal Opportunity Employer. #zr

The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. You may be asked by your supervisors or managers to perform other duties.

The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. You may be asked by your supervisors or managers to perform other duties.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge whats possible. This is more than a strategic shift. Its a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Associate role sits within Santander Corporate & Investment Banking and functions as a front-office, First Line of Defense credit role supporting the underwriting, structuring, and active management of infrastructure and real assets credit exposures, with a strong emphasis on renewable energy, energy transition, and infrastructure (including digital infrastructure). The role operates as a credit function within the business, partnering closely with origination and product teams and maintaining direct accountability for asset-level underwriting, credit quality, documentation, and execution. The Associate leads transactions across the full investment lifecycle, from underwriting through active asset-level portfolio management, applying rigorous credit judgment and engaging credibly with the 2nd Line of Defense. This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santanders risk culture. Underwriting Support underwriting and structuring of new infrastructure and real assets transactions, including new originations, refinancings, extensions, upsizes, amendments. Act as the First Line of Defense credit owner, accountable for the accuracy and completeness of credit analysis, due diligence, and supporting documentation. Develop clear, concise, and judgment-driven credit recommendations that articulate key risks, mitigants, and structural protections in line with Santander credit standards Support the senior underwriter to defend credit recommendations and actively drive and accelerate approvals with the 2nd Line of Defense. Portfolio Management Participate in and, as appropriate, lead client interactions, demonstrating command of asset performance, financing structure, and client requests. When acting in an Administrative Agent role, take a leadership position in coordinating the lender group building consensus. Develop and maintain complex financial models, incorporating debt, tax equity, and equity structures, with a focus on operating cash flows. Own post-close portfolio management end-to-end, with direct accountability for asset performance monitoring, covenant compliance, proactive risk identification, and delivery against client and transaction timelines. Own consent, waiver, and amendment processes, leveraging asset-level analysis to prepare credit write-ups and recommendations, structure and negotiate outcomes with sponsors and counterparties. Synthesize portfolio performance, trends, and emerging risks into clear, concise written materials and presentations for senior management. Represent the business in interactions with auditors and regulators, demonstrating command of underlying credit decisions, asset fundamentals, and Santanders risk framework. Respond to ad-hoc requests from Senior Management, often covering implications of law changes and shifts in government policy Perform annual credit reviews of assigned exposures, reassessing performance, risk profile, and adherence to original underwriting. Strong ability to synthesize complex asset-level and cash flow analysis into clear, credit narratives. Leadership & Development Provide guidance, review, and mentorship to Analysts, setting expectations for analytical rigor, writing quality, and execution discipline. Contribute to continuous improvement of underwriting, portfolio management, and credit processes. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelors degree in Finance, Accounting, Economics, Engineering, Applied Sciences, or a related quantitative or analytical field. Advanced coursework or demonstrated academic focus in infrastructure, energy systems, engineering, or real assets viewed positively. 36 years of experience in infrastructure or project finance, real assets credit, leveraged finance, structured finance, or related investment or credit roles. Experience with infrastructure, energy, renewables, or other real assets strongly preferred. Advanced Excel and PowerPoint skills with a solid foundation in financial modeling. Strong written and verbal communication skills; comfortable engaging with sponsors, clients, senior bankers, and independent risk partners. Highly motivated self-starter with the resilience to perform in a demanding, high-expectation environment. Certifications: Registration for FINRA SIE must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and its recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. _ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at _ to discuss your needs.

Job Description Overview: At BHSI, we believe in empowering our customers to navigate a world full of uncertainty. Property and Casualty (P&C) Insurance plays a vital role in helping individuals and businesses manage risk by transferring potential financial losses to insurers. At the heart of this process is the underwriter—a key decision-maker who evaluates risk and crafts insurance solutions that protect what matters most. As a Property Underwriting Associate, you will assess risk, structure policies, collaborate with internal and external partners, and manage a portfolio of business. Are you thinking about a career in the insurance industry? This is your opportunity to join BHSI’s entry level Associate training program. The program that’s focused on building a forever business. Opportunity: In the Property Associate program, you’ll be trained to assess risk and make informed decisions that help protect individuals and businesses. This is a great opportunity for 2026 graduates or anyone transitioning into insurance who enjoy analytical thinking, problem-solving, and working with data. You’ll receive comprehensive training in underwriting principles, insurance regulations, and industry tools. You will work alongside experienced underwriters and mentors who will support your development every step of the way. The BHSI Associate program offers ongoing training focused on P&C insurance fundamentals and professional development. Our program provides a clear path for growth, with opportunities to specialize in different lines of business, take on more complex cases, and eventually move into senior underwriting or managerial roles. If you’re detail-oriented, curious, and eager to learn, we’ll help you build a strong foundation in a stable and rewarding industry. Accountabilities: • Risk Assessment: Analyze new and renewal submissions to determine risk acceptability, coverage terms, and pricing, • Underwriting Decisions: Make informed underwriting decisions in accordance with company guidelines and risk appetite, • Portfolio Management: Maintain a profitable book of business by balancing growth and risk selection, • Broker Relations: Develop and maintain strong relationships with brokers and agents to drive new business opportunities, • Policy Development: Draft and modify policy terms and endorsements to tailor coverage to specific risks, • Cross-Functional Collaboration: Work closely with loss control, claims, actuarial, and legal teams to assess and manage risk, • Market Analysis: Stay informed on industry trends, regulatory changes, and competitor activity, • Documentation: Ensure accurate and timely documentation of underwriting decisions and communications Qualifications: • Interest in Insurance, underwriting, market trends or pursuing a degree in a relevant field (e.g., Business, Finance, Risk Management), • BA/BS degree or equivalent experience, • Proficiency in underwriting software and Microsoft Office Suite, • Professional designations (e.g., CPCU, ARM) are a plus Attributes & Values: • Strategic thinking and problem-solving (communication, problem solving/critical thinking, teamwork/collaboration, adaptability/flexibility, time management, initiative, client focus, emotional intelligence), • High attention to detail and organizational skills, • Ability to work independently and as part of a team, • Customer-focused mindset, • Embodies respect, integrity, excellence, collaboration, and passion BHSI Offers: • A competitive package and exciting growth opportunities for career-oriented teammates, • A dynamic, action oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and our other stakeholders, • In office culture, with a high value on collaboration and teamwork, • A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework, • Benefits that support your life and well-being, which include:, • Comprehensive Health, Dental and Vision benefits, • Disability Insurance (both short-term and long-term), • Life Insurance (for you and your family), • Accidental Death & Dismemberment Insurance (for you and your family), • Flexible Spending Accounts, • Health Reimbursement Account, • Employee Assistance Program, • Retirement Savings 401(k) Plan with Company Match, • Generous holiday and Paid Time Off, • Tuition Reimbursement, • Paid Parental Leave The base salary range for this position in New York is $75,000.00, along with annual bonus eligibility. Total compensation for a candidate is determined by their relevant skills, location, and experience. We value our teammates – both their capabilities and character – as demonstrated by our amazing culture. NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.

Job Description Capgemini is a leading technology consulting company specializing in insurance product innovation, technology modernization and operational transformation. We partner with top-tier U.S. insurers to enhance personal lines product portfolios, drive growth, and modernize operations. We are seeking a Senior Property & Casualty Insurance Product Manager – Personal Lines with expertise in product rationalization, new product development, product run-offs, regulatory strategy, InsurTech enablement, and claims transformation. This role requires deep industry knowledge and strategic consulting skills to advise insurers on optimizing personal lines products, navigating compliance requirements, and implementing emerging technologies. Key responsibilities include leading product portfolio optimization, rate filings, and competitive market assessments. The candidate will also drive digital transformation initiatives, evaluating InsurTech solutions such as telematics-based pricing, AI-driven claims automation, and predictive analytics for risk segmentation. Additionally, they will support regulatory advisory projects, ensuring compliance with state DOI regulations, NAIC model laws, and evolving legislative changes. The ideal candidate will have 10+ years of P&C insurance product management or consulting experience, strong expertise in personal lines pricing, underwriting, and compliance, and familiarity with technology platforms like Guidewire, Duck Creek, and Majesco. Preferred qualifications include CPCU, AINS, ARM, Lean Six Sigma, or PMP certifications. This is an exciting opportunity to work with leading insurers on high-impact projects, leveraging data-driven strategies and InsurTech solutions to reshape the future of personal lines insurance. Join us and contribute to strategic innovation, regulatory excellence, and digital transformation in the insurance industry. Key Responsibilities: The key responsibilities of this role will include supporting Client and Internal Project Teams with a mix of the following capabilities: Strategic Consulting & Client Advisory • Act as a trusted advisor to top-tier insurers on personal lines insurance products, including homeowners, auto, renters, and umbrella., • Lead product rationalization efforts, optimizing insurers’ portfolios to reduce complexity, enhance profitability, and improve customer experience., • Drive new product development, leveraging telematics, usage-based insurance (UBI), embedded insurance, and AI-driven pricing models., • Develop and implement product run-off strategies, ensuring compliance, financial stability, and seamless transition for policyholders., • Guide insurers through regulatory advisory initiatives, ensuring product strategies align with state DOI regulations, NAIC model laws, and evolving consumer protection standards. Regulatory Compliance & Market Strategy • Advise on state and federal regulations, helping clients navigate rate filings, compliance risks, and policyholder protections., • Manage engagements related to state DOI rate filings, competitive benchmarking, and regulatory impact assessments., • Provide insights on emerging legislative changes (e.g., climate risk mandates, AI-driven underwriting guidelines, and telematics regulations). InsurTech Enablement & Digital Transformation • Partner with technology teams to implement digital underwriting, AI-based risk models, and automation tools., • Evaluate and recommend InsurTech solutions such as:, • Telematics-based pricing (e.g., Cambridge Mobile Telematics, Arity), • AI-driven claims processing (e.g., CCC Intelligent Solutions, Snapsheet), • Fraud detection & predictive analytics (e.g., Shift Technology, FRISS), • Customer experience & digital distribution (e.g., Cover Genius, Trov), • Support insurers in modernizing core platforms, working with vendors like Guidewire, Duck Creek, and Majesco. Claims Transformation & Risk Management • Assist clients in claims process optimization, leveraging automation, AI, and predictive analytics for faster claims adjudication., • Develop strategies for fraud detection, litigation management, and claims efficiency improvements., • Work with claims and risk teams to align product design with evolving risk trends (e.g., climate change impact, cyber risks in personal lines, and increased litigation costs). Project Leadership & Stakeholder Engagement • Lead cross-functional consulting engagements involving actuarial, underwriting, IT, claims, and distribution teams., • Develop and present strategic recommendations to C-suite executives, supporting data-driven decision-making., • Manage multiple client engagements, ensuring timely delivery, regulatory alignment, and measurable business impact. Requirements • Education: Bachelor’s degree in Business, Finance, Insurance, or a related field (MBA, CPCU, or AINS preferred)., • Experience: 5+ years in P&C insurance product management, consulting, or strategy roles, with a strong focus on personal lines., • Industry Certifications (Preferred):, • CPCU (Chartered Property Casualty Underwriter) – Deep expertise in P&C insurance., • AINS (Associate in General Insurance) – Strong foundational knowledge of insurance operations., • ARM (Associate in Risk Management) – Specialization in risk assessment and mitigation., • Lean Six Sigma or PMP – For project management and operational efficiency., • Technical Expertise:, • Deep knowledge of personal lines product development, pricing, underwriting, and risk management., • Experience with product rationalization, run-off strategies, and market repositioning., • Strong understanding of state insurance regulations, rate filings, and DOI compliance., • Familiarity with InsurTech solutions, AI-driven pricing models, and claims automation technologies., • Proficiency in data analytics tools (e.g., SQL, Python, Tableau, Power BI) for actuarial and risk modeling., • Consulting & Leadership Skills:, • Proven ability to develop strategic recommendations and present to C-suite executives., • Strong project management skills with experience leading cross-functional teams in product transformation., • Excellent problem-solving, analytical, and communication abilities., • Expertise in Agile methodologies for product development and market deployment., • Use of Lean Six Sigma frameworks for process optimization and operational efficiency., • Experience with customer journey mapping, product lifecycle management, and digital transformation strategies. Benefits This position comes with competitive compensation and benefits package: • Competitive salary and performance-based bonuses, • Comprehensive benefits package, • Career development and training opportunities, • Flexible work arrangements (remote and/or office-based), • Dynamic and inclusive work culture within a globally renowned group, • Private Health Insurance, • Retirement Plans, • Paid Time Off, • Training & Development About Capgemini Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of over 340,000 team members in more than 50 countries. With its strong 55+ year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group reported €22.5 billion in revenues in 2023. https://www.capgemini.com/us-en/about-us/who-we-are/

Job Description A client of AlphaStaffHCM™ is searching for an Field Property Adjuster Specialist. This insurance client empowers members to achieve financial security through highly competitive products, exceptional service and trusted advice. Job Description As a dedicated Field Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. You will recognize and empathize with members’ life events, as appropriate. Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. Client also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is a field-based role in the Brooklyn, NY area. Candidates who are willing and able to work in this area are encouraged to apply. Key Responsibilities: • Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability., • Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance., • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics., • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies., • Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes., • Maintains accurate, thorough, and current claim file documentation throughout the claims process., • Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims., • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours., • May be assigned CAT deployment travel with minimal notice during designated CATs., • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed., • Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience., • Adjusts complex claims with attorney involvement., • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations., • May require travel to resolve claims, attend training, and conduct in-person inspections., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. Must Have Qualifications: • High School Diploma or General Equivalency Diploma., • 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages., • Advanced knowledge of estimating losses using Xactimate or similar tools and platforms., • Hands-on experience in the field handling high-severity and complex property claims such as fire, water damage, vandalism, malicious mischief, foreclosures, earth movement, collapse, and liability., • Proficient knowledge of residential construction., • Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations., • Proficient negotiation, investigation, communication, and conflict resolution skills., • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills., • Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed., • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts., • Experience working directly for a standard insurance carrier handling claims from start to finish (first notice of loss, reviewing policy, making coverage decisions), • Successful completion of a job-related assessment may be required. Nice to Have Qualifications • Residential property field adjusting experience with dwelling, structure and additional living expenses., • Proficient in using estimating platforms and virtual inspection tools like Xactimate, ClaimXperience and XactAnalysis, • Insurance industry designations such as AINS (Associate in General Insurance), CPCU (Chartered Property Casualty Underwriter), AIC (Associate in Claims), or SCLA (Senior Claims Law Associate) or actively pursuing, • Active Property & Casualty adjuster license, • US military experience through military service or a military spouse/domestic partner Compensation and Perks • Salary range: $85,050 - $130,410- You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location., • Best-in-class benefits to support their physical, financial, and emotional wellness, • Comprehensive medical, dental and vision plans, 401(k), pension, and life insurance, • Parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs, • Career path planning and continuing education to assist employees with their professional goals Client does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Disclaimers: AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.

The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuou

The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The Associate helps deliver an industry-leading experience for both internal

The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The Associate helps deliver an industry-leading experience for both internal

The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuou

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Job DescriptionCapital Markets Associate Attorney – New York or Short Hills Direct Counsel is seeking a Capital Markets Associate Attorney to join a leading global law firm with a strong focus on life sciences, technology, and digital asset clients. This is an excellent opportunity for a mid-level to senior corporate associate to step into a sophisticated capital markets and public company advisory practice working with innovative issuer and underwriter clients. About the Role The associate will work closely with public companies and handle matters involving: Public company reporting and compliance Corporate governance Capital markets transactions Day-to-day counseling of public companies You will support a national practice and gain exposure to complex securities matters across major industry verticals. Responsibilities Conduct legal research and analysis related to securities laws and corporate matters Draft and review SEC filings, proxy statements, Section 13/16 filings, and other disclosure documents Assist with or manage capital markets transactions, including offerings, closings, and strategic corporate activities Provide guidance on Securities Act and Exchange Act compliance Collaborate with partners and cross-functional teams to support sophisticated issuer and underwriter clients Maintain strong client communication and contribute to firm initiatives, training, and professional development Qualifications J.D. from an accredited law school Admitted to practice in New York Minimum of 5 years of capital markets experience Experience working with large-cap and mid-cap public companies on periodic reporting and governance matters Strong understanding of the Securities Act of 1933, Securities Exchange Act of 1934, and NYSE/Nasdaq listing requirements Prior Am Law 100 experience preferred Work Environment Hybrid schedule with regular in-office presence Fast-paced environment requiring strong judgment, organization, and communication skills Compensation The expected salary range for this position is $365,000 – $435,000, depending on experience and location. A comprehensive benefits package is also offered, including medical, dental, vision, and 401(k).

Job DescriptionEnergetic is helping drive the energy transition by unlocking capital for clean energy projects. We’re a diverse, mission-driven team building innovative credit insurance solutions for the energy sector.We’re looking for an Underwriter to support the growth of our credit insurance platform. This role offers hands-on transactional exposure, direct interaction with brokers and clients, and close collaboration with senior leadership on strategy and execution.What you’ll doUnderwrite and structure credit insurance solutions for energy transactionsAssess counterparty credit risk and complex financial structuresWork directly with brokers, clients, and internal stakeholdersSupport strategic initiatives and process improvementsWhat we’re looking for2–5 years of experience in financial services, with exposure to power markets, project finance, construction lending, or credit riskStrong financial analysis and communication skillsComfortable operating in a fast-paced, startup environmentCurious mindset, proactive attitude, and able to work independentlyRelevant experience may includeCredit insurance (junior/associate underwriter)Energy project finance (analyst/associate)Commodities trading in power or electricity markets (analyst/associate)QualificationsBachelor’s degree in finance, business, or related field (or equivalent experience)Experienced in financial statement analysis or formal credit training CFA or similar designation (or in progress) a plus*Advanced proficiency in Microsoft Office applications (Excel, PowerPoint, Word) If you’re excited about clean energy, structured finance, and building something new, we’d love to hear from you. Compensation commensurate with experience. Check out our website for info about working with Energetic. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job Description Amwins is the largest specialty distributor of property, casualty and professional lines of insurance products - we're ready for even the most complex placements. We are the industry leader because we hold ourselves accountable to deliver results – for our employees, our clients, our markets and our shareholders. We know people don't leave companies. They leave cultures — which is why we work so hard on ours. We've built a workplace where talent is valued, and success is celebrated. With a focus on service, to our clients as well as our communities, our culture is defined by supporting each other. In this team-driven environment, Amwins creates the perfect place for you to grow your career with built-in support and opportunity to advance your knowledge base. At Amwins, our people are our greatest asset. We hire the best talent in the industry and provide our employees with the tools to deliver innovative insurance solutions. We believe that by taking care of our employees, they will take care of our clients and the cycle will perpetuate. Learn more about us at amwins.com. Join our Amwins Brokerage team in New York as a Professional Lines Associate Broker! This position is on-site. None of our positions are commission-based or involve cold calling. Each Associate Broker provides vital team functions: • Review submission information required to issue new or renewal quotes, • Analyze new and renewal submissions and provide market selection, • Determine coverage needs and develop proposals, • Review and handle inspection recommendations and discrepancies, • Develop relationships with our agency and underwriter partners, • Receive and respond to calls/requests concerning problems, delays, discrepancies, etc. and provide resolution so that all parties are satisfied, • Supervise or delegate endorsement requests, signed applications, forms, underwriting information, tasks, and certificates of insurance to carriers, • Monitor various reports for consistency, • Other duties as assigned based on team need We are looking for people with: • Experience in Cyber and E&O insurance required, • High accuracy and attention to detail, • Driven and highly motivated with team-focused mentality, • Experience with developing relationships at all levels both internally and externally Snapshot of what Amwins provides to our valued team members: • Compensation includes a salary commensurate with experience, • Annual bonus potential, • Broad benefits package available, • Most benefits available first day of employment, • Medical, Dental, Vision, Life, etc, • Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc., • Generous Paid Time Off and Company Holiday Schedule, • Collaborative, continuing education focused work environment, • Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pursuant to New York regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses. New York Pay Range$90,000—$100,000 USD

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