Mortgage Advisor - Marbella – International Markets
il y a 4 jours
Marbella
ph3About Habeno /h3 pHabeno is an international mortgage brokerage specializing in financing solutions for non-resident property buyers in the Spanish real estate market. We work at the intersection of buyers, banks, real estate agents, and legal professionals, helping international clients secure financing and navigate one of the most significant purchases of their lives. /p pAs a licensed Real Estate Credit Intermediary (ICI) regulated by the Banco de España, we operate under the requirements of the Spanish Mortgage Credit Act (LCCI). Compliance, professionalism, transparency, and customer protection are at the core of everything we do, ensuring that our clients receive expert advice and a service that meets the highest regulatory standards. /p pWe are a growing, international team with roots in Spain and Sweden. As demand for our services continues to grow, we are looking for talented people who want to be part of our journey and help shape the future of international mortgage brokerage in Spain. /p h3Role /h3 pWe are looking for a Mortgage Advisor who is genuinely sales‑driven, someone who thrives on targets, takes full ownership of their client pipeline, and gets real satisfaction from closing cases well. /p pMuch of our client base consists of international buyers purchasing property in Spain, people relocating, investing, or fulfilling a long‑held ambition. You will be their expert through the mortgage process: understanding their situation, identifying the right product, managing the journey from application to approval, and making something complex feel transparent and smooth. /p pThis is not a passive advisory role. We want someone who is proactive, commercially minded, and motivated to grow, both their own book of business and the broader Habeno team. The role offers real earning potential and the chance to shape how we develop in key European markets. /p h3Role at a Glance /h3 pTitle: Mortgage Advisor – International Markets with focus on Non residential clientsbr/Location: Marbella, Spainbr/Reports to: Team Manager, Spain Operationsbr/Languages: English required; German, Dutch, Polish or French a strong advantagebr/Type: Full-time, permanent – hybrid (up to 2 remote days/week after onboarding)br/Compensation: Fixed salary + variable performance based commission /p h3What You Will Do /h3 h3Client Consultation Sales /h3 ul liManage inbound applications and convert clients into active mortgage cases /li liConduct in‑depth consultations to understand each client’s financial situation, goals, and property plans /li liPresent tailored mortgage solutions clearly and confidently, in the client’s preferred language where possible /li liDrive conversion at every stage: Pre‑Approval → Approved, at which point the case is handed to our closing team /li liBuild and maintain a strong personal pipeline with consistent follow‑through /li /ul h3Case Management /h3 ul liTake full ownership of each case from first contact through to Approved status, where it is handed to our internal closing function /li liLiaise with banks, partner managers and real estate agents /li liKeep client records and case status updated accurately in our CRM systems /li liAnticipate obstacles early and resolve them, proactively, not reactively /li /ul h3Relationships Collaboration /h3 ul liHand off approved cases cleanly to our closing manager, ensuring all documentation and context are in order for a smooth completion /li liBuild long‑term trust with clients, partners, and lenders /li liContribute to a team culture where performance and support go hand in hand /li /ul h3Compliance Knowledge /h3 ul liStay current on Spanish mortgage regulations, international lending products, and non‑resident financing rules /li liEnsure all casework meets regulatory requirements and internal standards /li /ul h3Who We Are Looking For /h3 h3You Bring /h3 ul liA sales‑driven mindset, you are motivated by targets and energised by closing /li liStrong English skills (written and spoken); additional languages warmly welcomed /li liExcellent communication and interpersonal skills across cultures and client types /li liAn organised, ownership‑oriented approach, you do not need to be chased /li liComfort navigating complex financial and legal processes with clients who may be doing this for the first time /li /ul h3Highly Desirable /h3 ul liPrior experience in mortgage advisory, lending, or financial services /li liExperience working with non‑resident or international buyers in the Spanish property market /li liBackground in real estate brokerage or agency, especially with foreign buyer clientele /li liDutch, Polish, or French language skills, we are actively growing in these markets /li liKnowledge of Spanish banking requirements for non‑resident mortgage applications /li /ul h3Why Join Habeno /h3 ul liA company that is genuinely growing, your contribution will be visible and valued /li liReal commercial upside: strong performers have the ability to shape their own earnings /li liAn international client base and exposure to multiple European markets /li liA collaborative team that takes results seriously without taking itself too seriously /li liThe tools, support, and structure to do your job well, and the freedom to do it your way /li /ul /p #J-18808-Ljbffr