Mortgage Advisor - Marbella – International Markets
4 days ago
Marbella
About Habeno Haga clic en "Solicitar" a continuación para enviar su candidatura. Asegúrese de que su CV está actualizado y de que ha leído primero las especificaciones del puesto. Habeno is an international mortgage brokerage specializing in financing solutions for non-resident property buyers in the Spanish real estate market. We work at the intersection of buyers, banks, real estate agents, and legal professionals, helping international clients secure financing and navigate one of the most significant purchases of their lives. As a licensed Real Estate Credit Intermediary (ICI) regulated by the Banco de España, we operate under the requirements of the Spanish Mortgage Credit Act (LCCI). Compliance, professionalism, transparency, and customer protection are at the core of everything we do, ensuring that our clients receive expert advice and a service that meets the highest regulatory standards. We are a growing, international team with roots in Spain and Sweden. As demand for our services continues to grow, we are looking for talented people who want to be part of our journey and help shape the future of international mortgage brokerage in Spain. Role We are looking for a Mortgage Advisor who is genuinely sales‑driven, someone who thrives on targets, takes full ownership of their client pipeline, and gets real satisfaction from closing cases well. Much of our client base consists of international buyers purchasing property in Spain, people relocating, investing, or fulfilling a long‑held ambition. You will be their expert through the mortgage process: understanding their situation, identifying the right product, managing the journey from application to approval, and making something complex feel transparent and smooth. This is not a passive advisory role. We want someone who is proactive, commercially minded, and motivated to grow, both their own book of business and the broader Habeno team. The role offers real earning potential and the chance to shape how we develop in key European markets. Role at a Glance Title: Mortgage Advisor – International Markets with focus on Non residential clients Location: Marbella, Spain Reports to: Team Manager, Spain Operations Languages: English required; German, Dutch, Polish or French a strong advantage Type: Full-time, permanent – hybrid (up to 2 remote days/week after onboarding) Compensation: Fixed salary + variable performance based commission What You Will Do Client Consultation & Sales • Manage inbound applications and convert clients into active mortgage cases, • Conduct in‑depth consultations to understand each client’s financial situation, goals, and property plans, • Present tailored mortgage solutions clearly and confidently, in the client’s preferred language where possible, • Drive conversion at every stage: Pre‑Approval → Approved, at which point the case is handed to our closing team, • Build and maintain a strong personal pipeline with consistent follow‑through Case Management • Take full ownership of each case from first contact through to Approved status, where it is handed to our internal closing function, • Liaise with banks, partner managers and real estate agents, • Keep client records and case status updated accurately in our CRM systems, • Anticipate obstacles early and resolve them, proactively, not reactively Relationships & Collaboration • Hand off approved cases cleanly to our closing manager, ensuring all documentation and context are in order for a smooth completion, • Build long‑term trust with clients, partners, and lenders, • Contribute to a team culture where performance and support go hand in hand Compliance & Knowledge • Stay current on Spanish mortgage regulations, international lending products, and non‑resident financing rules, • Ensure all casework meets regulatory requirements and internal standards Who We Are Looking For You Bring • A sales‑driven mindset, you are motivated by targets and energised by closing, • Strong English skills (written and spoken); xcskxlj additional languages warmly welcomed, • Excellent communication and interpersonal skills across cultures and client types, • An organised, ownership‑oriented approach, you do not need to be chased, • Comfort navigating complex financial and legal processes with clients who may be doing this for the first time Highly Desirable • Prior experience in mortgage advisory, lending, or financial services, • Experience working with non‑resident or international buyers in the Spanish property market, • Background in real estate brokerage or agency, especially with foreign buyer clientele, • Dutch, Polish, or French language skills, we are actively growing in these markets, • Knowledge of Spanish banking requirements for non‑resident mortgage applications Why Join Habeno • A company that is genuinely growing, your contribution will be visible and valued, • Real commercial upside: strong performers have the ability to shape their own earnings, • An international client base and exposure to multiple European markets, • A collaborative team that takes results seriously without taking itself too seriously, • The tools, support, and structure to do your job well, and the freedom to do it your way #J-18808-Ljbffr