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Job Of The Month Hybrid Working | Excellent Benefits | Career Development Adele Carr Recruitment is supporting a collaborative organisation on the Wirral with the appointment of a Finance Analyst on a full time, permanent basis. If you are a commercially minded accountant or analyst, who is keen to move beyond the traditional reporting role and into a position where you can genuinely influence business decisions, then this is an exciting opportunity for you. Joining this high-performance team, you will report directly to an experienced and supportive Head of Finance and play a key role in providing financial insight to support strategic decision-making. The role offers exposure to senior stakeholders, complex financial analysis, business planning, forecasting and commercial projects, making it ideal for an ambitious ACA, ACCA or CIMA qualified accountant (or qualified by experience professional) looking to broaden their skill set and accelerate their career. Being part of a larger team, you will champion finance across the business and look for areas to drive continuous improvement. The Opportunity Working closely with Finance Business Partners and operational stakeholders, you will help shape financial strategy through robust analysis, modelling and performance reporting. This is far more than a reporting role. You'll be expected to challenge, influence and provide meaningful financial insight that helps shape future business decisions. You'll be involved in: • Budgeting, forecasting and business planning., • Financial modelling, scenario planning and business case development., • Supporting growth initiatives, bids, tenders and strategic projects., • Producing insightful management information and reporting packs., • Analysing financial and operational data to support better decision-making., • Identifying opportunities to improve performance, efficiency and value for money., • Supporting continuous improvement and automation of reporting processes., • Developing strong relationships with stakeholders across the business. About You You will be a proactive and analytical finance professional who enjoys working closely with stakeholders and solving business problems. The ideal applicant: • ACA, ACCA or CIMA qualification (or qualified by experience)., • The ability to translate complex financial data into meaningful business insight., • Strong analytical and financial modelling skills., • Experience of budgeting, forecasting and management reporting., • Excellent communication and stakeholder engagement abilities., • A continuous improvement mindset with a keen eye for detail., • Strong organisational skills and the ability to manage competing priorities. Why Apply? Report directly into a highly regarded and supportive Head of Finance Excellent benefits package Hybrid and flexible working policy Exposure to senior leadership and key decision-makers Commercially focused role with genuine business impact Involvement in strategic projects and growth initiatives Opportunity to develop Finance Business Partnering skills Enhance pension scheme Supportive and collaborative team environment Free parking Career development and progression This is an excellent opportunity for someone seeking a role that combines analysis, commercial finance and stakeholder engagement within a forward-thinking organisation committed to continuous improvement and employee development. Next Steps This is a 2-stage interview process and interviews are being lined up as we speak. First stage on Teams, followed by a face-to-face second meeting onsite. To register your interest - please click APPLY or contact Simon at Adele Carr Recruitment directly.

The Opportunity: Our client, a leading logistics and infrastructure company, is seeking a skilled FP&A Analyst to join their team based in Teesside. The role offers a unique opportunity to play a key role within a vital national infrastructure business and will be suited to a strong analyst and modeller. Main duties/responsibilities: • Lead the monthly financial reporting and forecasting process, including preparation of management and board packs., • Coordinate and produce board-level financial presentations and budget documentation., • Manage the annual budgeting process, long-term and short-term cash flow forecasting, and revenue/capex forecasting., • Monitor and report on financial risks, opportunities, and debt covenants., • Collaborate with external finance stakeholders on financial modelling and investor presentations., • Conduct project appraisals, including IRR and cash flow analysis You will be/have: • Qualified Accountant with post-qualification experience., • Strong corporate financial modelling skills in Excel., • Familiarity with OLAP financial reporting systems., • Proficiency in PowerPoint and advanced Excel., • Excellent attention to detail and ability to meet strict deadlines., • Strong communication skills, especially in liaising with senior management and analysts. Benefits: • Salary: £60,000 – £70,000 (depending on experience), • Annual Leave: 25 days (increasing to 30 with service) plus bank holidays, • Pension: Defined Contribution Scheme, • Healthcare: Private medical care, • Other Benefits: Death in service cover, employee discount rewards

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as and bank accounts, we offer , , a and in the UK, with more exciting things to come beyond. Our UK customers can also , and _ with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍Cardiff, London or Remote (UK) | 💰 £76,500 to £95,000 + Incentive Awards tied to your performance + | Our team Our Borrowing business is growing rapidly across both existing products and the planned launch of new initiatives. Flex is an innovative credit card that gives our customers unprecedented visibility and control over their spending, offering features like flexible instalment plans and instant app management. If you are passionate about using data and agile technology to solve real-world financial problems and create a genuine feel-good factor around borrowing, this is your chance to contribute to a product that is defining the future of flexible finance. This is a high-impact, cross-functional environment where you’ll partner closely with Product, Engineering, Data Science, Finance, and Risk & Control to deliver sustainable, profitable, and responsible growth across our credit card offerings. You’ll operate at the intersection of credit risk, commercial performance, and customer experience, ensuring Monzo’s credit card products remain sustainable, competitive, and customer-focused as they scale. Your day-to-day As a Senior Credit Analyst, you’ll play a critical role in shaping Monzo’s credit strategy across credit card products. Your responsibilities will include: • Design and refine credit underwriting and limit strategies to optimise risk and growth, • Analyse portfolio performance (arrears, utilisation, revenue, losses, vintage curves) and identify actionable insights, • Build and interpret NPV and profitability models to inform strategic decisions, • Develop segmentation frameworks to identify revenue and risk pressure points, • Lead analytical deep-dives into portfolio trends and emerging risks, • Partner with Product and Engineering teams to design and test new features and strategy changes, • Evaluate the commercial and customer impact of pricing, eligibility, and limit decisions, • Present clear, structured recommendations to senior stakeholders, • Support regulatory and governance requirements, ensuring strategies align with policy and risk appetite Locations & flexible working: Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles. We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable. We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most. Work the way that works for you at Monzo! 💼 You should apply if You have: • Experience in unsecured lending, ideally within credit cards, • A strong understanding of credit card economics (APR, utilisation, interchange, revolving behaviour, cost of funds, losses). Experience of modelling rewards cards is a plus., • Experience building or influencing credit strategies (e.g. underwriting, limit management, pricing), • Strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus, • Experience working with NPV models, profitability analysis, and portfolio forecasting, • Confidence communicating complex analysis clearly to non-technical stakeholders, • Experience collaborating cross-functionally in a fast-paced environment, • An interest in balancing risk, growth, and customer outcomes We're on the look out for L40 Senior Credit Analysts at the moment, you can read more in our _ Interview process Our typical process is structured as: • Recruiter call, • Initial hiring manager call, • Take-home task, • Final interviews - (3x) including case study, role-specific, and behavioural interviews Our average process takes around 3-4 weeks but we will always work around your availability. What’s in it for you 💰£76,500 to £95,000 + Incentive Awards tied to your performance + _ ✈️ We can help you relocate to the UK ✅ We can sponsor visas 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences ➕ And much more, see our full list of benefits_ #LI-LG1 #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our , 2024 and 2024 _ We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview The OpenLink Endur Position is a senior level position responsible for establishing and implementing new or revised application systems and programs in coordination with the Technology team. This candidate will be primarily developing an understanding of our users' strategic direction, issues, and project goals. The successful candidate must be able to bridge the gap between user-functionality and system developers and assist in documenting, evaluating, and translating business architectures and needs into IT applications. Overview Role Overview/What will you do: • The successful applicant will work closely with existing development team to enhance the current OpenLink platform including integrating with the Global Commodities application stack, • The successful applicant must demonstrate drive and initiative, be goal-oriented, dedicated and self-sufficient. He/she should be able to work well under pressure, adapt quickly to changing priorities and maintain focus on key tasks during busy periods., • Responsible for designing and developing a technology stack, leveraging on a combination of existing platforms and building new strategic platforms, and migrate existing business functions from legacy systems., • Close interaction with Traders and Quants to understand new requirements for applications across the platform, specifically focused on trade modelling and lifecycle., • Increase productivity of the technology teams' build and delivery cycles, and design system solutions to maximize operational efficiency of the business processes/workflows., • Engage senior business heads, providing frequent & timely updates and managing expectations wherever necessary. Key Skills and Experience required, • Experience configuring and extending OpenLink Endur or any other ETRM system., • Additional Experience in commodities products financial as well as physical trade lifecycle across multiple product classes such as Oil, Metals, Gas, Power and Emissions etc., • Solid Business Analyst skills, including experience interviewing clients to gather and document business requirements, develop process maps and functional specifications, • Experience leading client teams through testing and training exercises, followed by successful cut over for go live, • Ability to troubleshoot issues and provide user support, • Strong presentation skills, • Extensive experience writing successful project proposals, experience planning and executing related projects, • Project management skills/experience Any Beneficial / Nice to have skills and experience:, • Degree educated in a related field or experience operating in a similar role. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. What we'll provide you By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as: • 27 days annual leave (plus bank holidays), • A discretional annual performance related bonus, • Private Medical Care & Life Insurance, • Employee Assistance Program, • Pension Plan, • Paid Parental Leave, • Special discounts for employees, family, and friends, • Access to an array of learning and development resources Visit ourGlobal Benefitspage to learn more. Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self, every day. We want the best talent around the world to be energized to join us, motivated to stay and empowered to thrive. ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Applications Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi's EEO Policy Statement and the Know Your Rights poster.

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as and bank accounts, we offer , , a and in the UK, with more exciting things to come beyond. Our UK customers can also , and _ with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ _ ✨ UK Remote | 💰£40,400 - £50,000 - | ✨ ⭐ Our Workforce Management team We're looking for an experienced and highly skilled Senior Forecast Analyst - Workforce Management (WFM) to join our team at Monzo. This pivotal role requires a forward-thinking individual with expertise in demand forecasting, volume modelling, and headcount planning to ensure optimal resource allocation across our customer operations and service teams. You'll be instrumental in using data-driven insights to predict business needs, mitigate risks, and present actionable strategies to senior leadership. As part of the Workforce Management team, you'll be responsible for creating and maintaining accurate volume and headcount forecasts, providing strategic guidance to leadership, and driving continuous improvement in forecasting methodologies. You'll work closely with cross-functional teams, including operations, finance, and customer service, to optimise workforce deployment, increase efficiency, and enhance overall business performance. 🔑 What you'll be doing • Volume & Headcount Forecasting: Develop advanced, data-driven volume and headcount forecasts using historical data, seasonal trends, business cycles, and other relevant factors. Deliver accurate forecasts across all business units to support operations and service delivery., • Forecasting Models: Design and implement sophisticated forecasting models that account for complex variables such as customer demand patterns, advisor availability, shift patterns, and external factors (e.g., market trends, seasonal events). You'll be skilled in modelling scenarios for various projects across different domains., • Executive Communication & Reporting: Prepare clear, concise, and actionable executive-level reports and presentations on forecast accuracy, trends, and resource requirements. Provide regular updates to senior leadership on forecast performance, insights, and any potential issues or risks. You'll also be able to produce documentation for senior stakeholders., • Data Analysis & Insights: Analyse large datasets, identify patterns and trends, and communicate key insights to stakeholders. You'll be proficient in using BigQuery and Looker to create visualisations and reports that inform decision-making., • Collaboration & Cross-Functional Coordination: Work closely with operations, people (HR), finance, and other departments to align forecasting models with company goals and initiatives. Provide recommendations to improve resource management and staffing levels based on forecast outcomes., • Continuous Improvement: Regularly evaluate the accuracy of forecasts and implement adjustments or enhancements to improve the quality of future predictions. Stay up-to-date with industry best practices, tools, and technologies to improve forecasting processes., • Capacity Planning: Work collaboratively with our capacity planning team and long-term forecasting strategic teams. You'll assist with short-term and long-term capacity planning efforts by translating forecasted volumes into actionable staffing requirements, ensuring service levels are met while optimising resource utilisation. 🤩 We’d love to hear from you if you have… • Demonstrable experience in workforce management, volume forecasting, and headcount planning, ideally in a fast-paced, high-growth environment (e.g., technology, customer support, operations)., • Expertise in WFM software and tools. Verint experience is preferred., • Strong proficiency in SQL, particularly with BigQuery., • Advanced Google Sheets skills (advanced formulas, pivot tables, and data analysis)., • A proven track record of creating and managing sophisticated forecasting models that drive business outcomes., • Experience presenting complex data to executive leadership and influencing decision-making through clear, strategic communication., • Excellent analytical skills with the ability to synthesise data, identify trends, and translate insights into actionable strategies. 💫 And even better if you have... • Familiarity with business intelligence and data visualisation tools, especially Looker., • Knowledge of workforce optimisation principles and methodologies., • Experience with scenario planning, resource modelling, and strategic capacity planning., • Strong interpersonal and communication skills, with the ability to collaborate effectively with cross-functional teams and senior executives., • The ability to work autonomously, manage multiple priorities, and thrive in a dynamic, fast-paced environment. Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! 🙌 What’s in it for you 💰£40,400 - £50,000 ➕ share options. 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 📚 £1,000 learning budget each year to use on books, training courses and conferences. 🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! _. 🌈 The application journey 1) Application 2) Video Call with a recruiter 3) Take Home Task 4) 2x Interviews We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them _. Closing date for the role is Thursday 26th at 6pm. #LI-OH #LI-REMOTE Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our , 2024 and 2024 _ We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

PositionSenior Treasury Risk Analyst GroupNBKI London Reports ToEnterprise Risk Lead Direct ReportsNone Internal Relationships • NBKI management and staff, • Treasury, Treasury Back Office / Operations, Finance, and Risk, • NBKI management committees including Asset & Liability Committee (ALCO), • Group at NBK External Relationships Occasional work with external and internal auditors Number of full-time equivalent employees: 1 GradeIBG06 Job Purpose Supporting the Risk team and delivering on NBKI’s Business Strategy by supporting the provision of a robust second line of defence (oversight, review, and challenge) of Treasury activities/risks. The role of the Treasury Risk Senior Analyst will be to support the Treasury Risk Manager in delivering effective second-line oversight of all aspects of Treasury risk, including asset and liability management (ALM) & interest rate risk in the banking book (IRRBB), liquidity risk, and foreign exchange risk; and support the Operational Risk function in aspects of their work relating to Treasury functions. The incumbent must assist in the below activities: • Supporting the embedding of the bank’s risk management framework into its Treasury operations and processes, • Maintaining a governance and controls framework based on a delineated three lines of defense model., • Improving controls around treasury and treasury operations and helping to finalise the treasury target operating model., • Support on adequate management of IRRBB, FX Risk, Liquidity Risk (e.g., LCR, NSFR) and capital management., • Building mathematical models and analysis of ALM & IRRBB and Liquidity Risk., • Increase process efficiency through process automation and use of programming languages., • Assist in improving the quality, timeliness, and accuracy of risk-related MI, which supports strategic decision-making and risk management practices., • Supporting with the production and delivery of risk-related MI and reports for internal and external stakeholders (including the Board, ALCO, regulators, credit rating agencies, etc.)., • Providing oversight and validation of Treasury related Models, spreadsheets/macros, etc. (e.g., Funds Transfer Pricing, cash flow forecasting and liquidity models);, • Working collaboratively with Treasury (and other areas of the Bank) to support revenue-generating initiatives within the Bank’s risk appetite (including providing 2nd line monitoring and oversight of risk management practices and providing the business with a view as to ‘good practice’); and, • Assist on producing key regulatory documents, including the ILAAP, ICAAP, Recovery Plan and RAS., • Provide new analytics, tools and insights as and when the demand arises for them. This includes demand from Risk, Treasury and Financial Control. Day-to-day responsibilities: • Monitoring and reporting on Treasury’s compliance/performance concerning the Treasury Risk Management Framework., • Enhancing the controls environment/practices (preventative and detective controls);, • To raise concerns about practices, behaviors, and possible breaches of policies and guidelines to the Manager – Treasury Risk, Head of Treasury Risk and/or the CRO., • Provide forecasts and unique insights to support Treasury and Risk decision-making., • Assist in developing the tools and measures to ensure the bank has meaningful insights into its Interest Rate Risk, Liquidity, Capital and regulatory positions., • Creating and maintaining risk registers/logs and overseeing the closure of open action points., • Updating the department on domestic and international developments and events that could impact Treasury-related practices (e.g., Banking Committee of Banking Supervision good practice guidelines, etc.) and raising awareness and act on the knowledge. Qualification & Experience (1) Qualifications: University degree (minimum UK 2:1 or equivalent - Masters level qualifications preferred) in a quantitative discipline (e.g., mathematics, accounting, economics, computer science, engineering etc.); Appropriate formal risk qualification is highly desirable. (2) Experience: - Intermediate level post-graduate with 5 years’ experience in risk management (or consultant) or ALM • Experience in a banking or financial institution (Risk, Business Portfolio Analysis or Finance), including market risk and / or liquidity risk regulatory calculations and production of management information and reports;, • Good appreciation of interest rate risk and liquidity risk modelling., • Broad familiarity with stress-testing (regular and episodic e.g., ILAAP, ICAAP)., • Familiarity with the operations of prudential risk management., • Skilled in the visualisation of data and selecting appropriate chart types to inform management, • Good communication skills, and the ability to write and speak on technical issues to a non-technical audience, • Knowledge of statistical and mathematical concepts such as Monte-Carlo and time series models., • Skilled with Microsoft Excel, including creation of spreadsheets. Experience of MS-Access and/or SQL development would be helpful., • Risk data quality and management, • Exposure to “R” and “Python” for coding

We’re recruiting for a Model and Financial Controls Team Senior Analyst to join us on a 12 month secondment.

The Senior Financial Planning & Analysis (FP&A) Analyst will play a key role in driving the financial planning, budgeting, and analysis processes for revenue and related metrics and costs across multiple geographical regions. This role will involve leading complex data analysis, developing sophistic

About Air Apps At Air Apps, we believe in thinking bigger and moving faster. We’re a family-founded company on a mission to create the world’s first AI-powered Personal & Entrepreneurial Resource Planner (PRP), and we need your passion and ambition to help us change how people plan, work, and live. Born in Lisbon, Portugal in 2018 and now with offices in both Lisbon and San Francisco we’ve remained self-funded while reaching over 100 million downloads worldwide. Our long-term focus drives us to challenge the status quo every day, pushing the boundaries of AI-driven solutions that truly make a difference. Here, you’ll be a creative force, shaping products that empower people across the globe. Join us on this journey to redefine resource management and change lives along the way. The Role As a Financial Analyst, you will join our finance team and support data-driven decision-making across the company. This is an excellent opportunity for an early-career finance professional who is eager to grow in a fast-paced, tech-driven environment. You will work closely with senior finance team members and cross-functional stakeholders. This role focuses on accounting records, help with financial reporting, bank transactions and continuous improvement of financial processes, providing strong exposure to the financial operations of a global product company. This is a fully onsite position, based at our office in Lisbon, where you will collaborate closely with cross-functional teams in person and contribute to a dynamic and fast-paced environment. We are open to support with relocation efforts. Responsibilities Support the month-end closing activities and related reporting. Prepare recurring and ad-hoc financial reports to support decision-making. Performing accounting records, bank transactions and support tax compliance activities. Collaborate with teams such as Product, Marketing and Operations to gather data and align financial insights with business goals. Support the review and reconciliation of expense reports, bank statements, AR balances and AP balances. Support cash flow monitoring and cost analysis efforts. Contribute to the continuous improvement and automation of financial processes and tools, including ERP and expense management systems. Ensure accuracy and consistency of financial data through careful review and reconciliation activities. Requirements Approximately 1 year of experience in finance, financial analysis, accounting, or a related area. Degree in Finance, Management, Economics, Accounting, or a related field. Strong analytical skills with attention to detail and a structured approach to problem-solving. Comfort working with Excel or Google Sheets; experience with financial systems or ERPs (such as Netsuite, Payhawk, Ramp, or similar tools) is a plus. Basic understanding of financial statements (P&L, balance sheet, cash flow). Ability to communicate financial information clearly to both financial and non-financial stakeholders. Proactive mindset with a willingness to learn and grow in a dynamic environment. Fluent in English, both written and verbal. Why Join Air Apps? (Portugal Benefits) Apple hardware ecosystem for work. Flexible Paid Time Off (PTO) to support work-life balance. Annual Bonus Top-tier Health and Life Insurance for peace of mind. Transportation Budget to support your commute needs. Coverflex benefits package for meal allowances, well-being, and more. Air Conference - an opportunity to meet the team, collaborate, and grow together. Pension Fund to support your long-term financial planning. Urban Sports Club membership to keep you active. Meals 100% free at the hub. Diversity & Inclusion At Air Apps, we are committed to fostering a diverse, inclusive, and equitable workplace. We enthusiastically welcome applicants from all backgrounds, experiences, and perspectives. We celebrate diversity in all its forms and believe that varied voices and experiences make us stronger. Application Disclaimer At Air Apps, we value transparency and integrity in our hiring process. Applicants must submit their own work without any AI-generated assistance. Any use of AI in application materials, assessments, or interviews will result in disqualification.

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as and bank accounts, we offer , , a and in the UK, with more exciting things to come beyond. Our UK customers can also , and _ with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍Cardiff, London or Remote (UK) | 💰 £76,500 to £103,500 + Options + | You’ll join the Core Borrowing team, a cross-functional group consisting of Credit Analysts, Product Manager, Engineers, Designers, Marketers, Customer Research. The team's ambition is to establish Monzo as the preferred borrowing option for its customers. This will be achieved by continuously enhancing the experience for existing borrowers and developing innovative new products. The credit teams are part of our wider Data Discipline which drives a strong-culture of data-driven decision making across the whole company using powerful, real-time analytics. As a Senior Credit Analyst, you’ll play a critical role in shaping Monzo’s credit strategy across core lending products. Your responsibilities will include: • Leading analytical initiatives to improve credit underwriting, manage portfolio risk, and support growth, • Supporting the design, implementation and iteration of lending strategies based on data insights, • Monitoring performance of existing strategies and identifying opportunities for improvement, • Developing and maintaining credit models (including cohort performance, risk segmentation, and NPV analysis) to inform strategic decision-making, • Building and enhancing dashboards, data pipelines, and reporting that enable rapid, data-driven decisions, • Collaborating with cross-functional partners in engineering, product, marketing, risk, and control to design and deliver product changes and features, • Assessing long-term portfolio performance and contributing to strategic discussions on portfolio health, • Helping define and document methodology, assumptions, and business impact for leadership and stakeholders Locations & flexible working: Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles. We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable. We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most. Work the way that works for you at Monzo! 💼 You’ll be a strong fit if you have: • Experience in unsecured retail lending (e.g., credit cards, personal loans, overdrafts, etc.), • A solid understanding of lending economics, including pricing, risk trade-offs, and portfolio performance metrics, • History of developing and deploying underwriting strategies or credit risk frameworks, • Excellent analytical and data skills - SQL is essential, Python and Looker are a plus, • Ability to translate complex analysis into actionable recommendations and communicate clearly with technical and non-technical stakeholders, • Knowledge of UK lending regulations and how they shape credit strategy, • Experience collaborating with cross-functional teams in fast-paced environments, • Strong project management and organisation skills We're on the look out for L40 Senior Credit Analysts at the moment, you can read more in our _ Our typical process is structured as: • Recruiter call, • Initial hiring manager call, • Take-home task, • Final interviews - (3x) including case study, role-specific, and behavioural interviews Our average process takes around 3-4 weeks but we will always work around your availability. What’s in it for you: 💰£76,500 to £103,500 + stock options +_ ✈️ We can help you relocate to the UK ✅ We can sponsor visas 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences ➕ And much more, see our full list of benefits_ #LI-LG1 #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our , 2024 and 2024 _ We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

At Target Group, we're not just about deadlines and deliverables; we're about making a real impact in the Financial Services and Technology sectors. We thrive on innovation and the ability to adapt, and we currently have a unique opportunity for an experienced Analyst/Programmer who shares our passion for progress. As Analyst/Programmer (called Design Consultant at Target) you will be focused on solving our business critical challenges with a combination of technical, industry and business acumen. Utilising your key skills you will design software solutions that not only deliver on our client’s requirements but also drive forward Targets technical roadmap. The role is primarily remote, however you may be asked to attend our Cardiff or Newport office when required. What does the role of Design Consultant look like day to day? • Using IBM iSeries (AS/400) to design high quality, scalable, secure and resilient software solutions for Target and the requirements of its existing or future clients., • Utilise effective design capability that can be articulated to clients and internal teams for the development of proposed solutions., • Sit on the internal Design Authority Board (DAB) and review proposed designs to ensure compliance with the agreed terms of reference for Targets technical strategy., • Play a key role in Targets modernisation by utilising your skills and knowledge of the IT industry to shape solutions., • Communicate design decisions, plans, goals and strategies to project teams and senior leadership., • Research, investigate, propose and introduce new technologies/third party applications to ensure Target remains relevant within the market., • Utilise Product, Industry & System knowledge to support the Solution Architect by designing components of the High Level Solution., • Articulate solution designs to software engineering teams to facilitate low level design., • Act as the technical design authority in project delivery, working with technical leads to ensure that the requirements of the solution are implemented in full, • Provide product, system and industry guidance to the project team., • Support the Change project governance process, Design Solution Owner Group and Change SDLC, • Working closely with Sales, Bid and Commercial teams, providing product and technical knowledge support to the bid process., • Support the Solution Architect for all Bid opportunities you are allocated., • Owning the process of engagement with all areas of the business and articulating the proposed solution design., • Providing design estimates for new functional components. The successful candidate will have experience in the following areas: • Subject matter expert within Financial Servicing (Lending and/or Investments), • Client facing experience, • Presentation experience, • Security by Design, • Experience of designing to standards and utilising industry patterns, • AS400 / iSeries experience Not essential, but we'd love it if you had the following experience... • Cloud Deployment (AS/Azure), • IBM Middleware e.g. IBMi, • API Integration e.g. Mulesoft, • Project Delivery Methodologies E.g. Waterfall, Agile, • Tooling e.g. JIRA & Confluence, • SQL Scripting or Programming We're looking for someone who is... • Resilient, • Methodical; can focus on providing accurate, clear solution designs, • A team player – collaborates with colleagues to drive common approaches, • Able to present like a Consultant assured behaviour, • A competitive salary of up to £60,000 per annum, depending on experience, • 30 days holiday PLUS bank holidays (That's right! 30 days from Day 1), • At least two days per year to give back to our community through our volunteering initiative, • Defined Pension Contribution Scheme (Employer matched up to 6%) with the option to contribute via Salary Exchange (Salary Sacrifice), • Employee Discount Scheme, access to discounts and offers across 100s of leading retailers., • Company Paid Private Medical Insurance (benefit in kind), • Group Life Assurance (4x Annual Salary), • Group Income Protection, • Annual Pay Review, • Discretionary Annual Bonus Scheme, • Help@Hand – Confidential access to health and wellbeing support to include Employee Assistance Program, • Free Flu Vaccinations, Eye Tests and employer contribution towards glasses, • Recognition Scheme, • Free Mortgage Advice and Support, • Funeral Concierge and Bereavement Services, • 24/7 access to a GP, • Discounted health club memberships, • Salary Sacrifice Technology Buying Scheme, • Access to Wisdom, total wellbeing solution We wholeheartedly believe in fostering a diverse and inclusive culture by actively implementing our D&I strategy, building strong community ties, and empowering our people and leaders. Join us and shape your future!

As a Senior Data Analyst, you’ll be working in collaboration with Product, Data Science and Analytical Engineering peers on data-driven insights and initiatives.

As a Senior Impact Analyst at TPXimpact, you will help lead and deliver impact modeling and evaluation within our client teams. On client projects, youll work as part of multidisciplinary teams, including others in Design and across TPXimpact as well as associates and client teams to produce high-quality work that meets the needs of users. You will actively contribute to the Research and Analysis Community of Practice, fostering a culture of sharing and learning, playing a crucial role in achieving our missions and supporting business growth. Responsibilities • Embedding best practice approaches within client work delivering high-quality problem sizing, data analysis, and primary research to provide crucial strategic support, building the case for change and evaluating the impact of social and political interventions., • Adapt your approach depending on a clients organisation culture, design maturity, and appetite for change., • Support and coach other analysts and client teams to promote impact, evaluation, and evidence use, to support delivery outcomes and individual development goals., • Actively contributing to the practice within TPXimpact, and to implement the DT Design and practice strategy through internal impact time, skills development, knowledge management and sharing., • Foster a culture of collaboration and continuous improvement on teams and across the practice and Design., • Support business development activities, including contributing to impact analysis proposals and sales bids, pitches, and client presentations., • Line managing 12 researchers and/or analysts in your practice area., • Continuously stay up-to-date with emerging technologies and trends, and impact measurement frameworks, sharing this knowledge with others.About You Professional knowledge and experience • Experience leveraging established economic analysis and mixed-method techniques to define the full range of costs, benefits, and strategic impacts to secure senior buy-in., • Experience of leading the build of impact frameworks (e.g. theory of change, logic models, outcomes frameworks) for complex public services and policy in client-facing teams, projects, or across programmes of work., • Experience of working within service delivery and pilot interventions using data-driven research methods and integrating robust Monitoring & Evaluation (M&E) processes to drive evidence-based decision making., • Experience of working with delivery leadership to influence and shape impact, evaluation and evidence use., • Experience of working with other researchers, analysts, economists and designers as part of a multidisciplinary agile team to deliver high-quality analysis and assessments for public services., • Experience of working with data, technology and change specialists in technical and complex programmes of work., • Experience of mentoring and coaching others in the practice and in client teams to create quality, impactful and user-centred products and services, including in organisations and teams with low design maturity., • Experience of operating in a fast-paced environment, balancing internal business priorities with external delivery and work on client projects.Technical skills, • Able to plan and conduct quantitative research in compliance with GDPR., • Able to independently and collaboratively drive impact modelling and M&E, utilising diverse methodologies., • Able to translate analysis into clear, actionable insights and produce reports and briefings for senior stakeholders to support business cases, funding bids, and investment decisions with evidence., • Able to independently assess, analyse, and synthesise qualitative data, as well as facilitate teams to enable continuous insight development throughout different stages of design and delivery to enable evidence-based learning and decision-making., • Able to hold and manage data management operationsquality assurance and governance, tooling, knowledge management at scale within client programmes and the research practice team., • Able to effectively convey the value of user-centred design research, impact modelling, and monitoring and evaluation both within an organisation and in the broader public discourse., • Able to create visual, high-quality, and compelling artefacts that accurately represent quantitative research conducted (e.g., data visualisation, charts, impact reports, etc.) and/or collaborate effectively with others to do so., • Able to work in the openconfidently shaping and communicating the story of your work and impact., • Able to work within and manage ambiguitysupporting to build shared understanding and team clarity and direction., • Awareness of planning for ethical and inclusive considerations, including user grouping and segmentation design, participant screeners, and recruitment.Behaviours and PACT values, • Purpose: Youll be highly value driven, recognising that our clients needs are paramount. Youll be able to approach client engagements with professionalism, creativity and flair, whilst balancing our commercial and operational needs. Youll work to ensure we have clear processes and guardrails in place to deliver well through how we organise and operate within our Design functions., • Accountability: When in a leadership position on a client project,, youll be accountable for delivering your part of a project on time and under budget and working well with other leaders. Youll set practice standards that align to our DT Ways and Missions. You will lead by example, promoting a culture where quality, client experience and the pursuit of imaginative solutions to client problems is foremost., • Craft: Youll be able to balance multiple priorities while leading high performing teams and through establishing trusted relationships both inside and outside of TPXimpact. As a design or transformational leader who can lead others by example, you will need to navigate ambiguity and use your confidence here to quickly assimilate the direction and approaches that support positive outcomes for our clients and our business., • Togetherness: Youll be able to collaborate effectively with others across TPXimpact. Youll build strong relationships that demonstrate the importance of excellent delivery and client experience as a collective effort, rather than just focusing on your own area of expertise. Youll thrive working with others, providing clarity around vision, objectives and holding high standards for our work through the capabilities your practice holds.About Us People-Powered Transformation We're a purpose driven organisation, supporting organisations to build a better future for people, places and the planet. Combining vast experience in the public, private and third sectors and expertise in human-centred design, data, experience and technology, were creating sustainable solutions ready for an ever-evolving world. At the heart of TPXimpact, were collaborative and empathetic. Were a team of passionate people who care deeply about the work we do and the impact we have in the world. We know that change happens through people, with people and for people. Thats why we believe in people-powered transformation. Working in close collaboration with our clients, we seek to understand their unique challenges, questioning assumptions and building in their teams the capabilities and confidence to continue learning, iterating and adapting. Benefits Include: • 30 days holiday + bank holidays, • 2 volunteer days for causes that you are passionate about, • Maternity/paternity - 6 months Maternity Leave, 3 months Paternity Leave, • Life assurance, • Employer pension contribution of 5%, • Health cash plan, • Personal learning and development budget, • Employee Assistance Programme, • Access to equity in the business through a Share Incentive Plan, • Green incentive programmes including Electric Vehicle Leasing and the Cycle to Work Scheme, • Financial advice, • Health assessments About TPXimpact - Digital Transformation We drive fundamental change in approaches to product and service development, delivery and technology. Our agile, multidisciplinary teams use technology, design and data to deliver better results, improving outcomes for individuals, organisations and communities. By working in the open, in partnership with our clients, we not only transform their systems and services but also build the capability of their teams, so work can continue without us in the longer term. Our focus is sustainable change, always delivered with positive impact. We are committed to having a positive impact on the clients and the communities we serve. We actively encourage applications from all genders, ethnicities, disabled people, members of the LGBTQIA+ community, and those from lower socio-economic backgrounds. Dont meet 100% of the criteria? We still want to hear from you. Please let us know if you require any adjustments during the recruitment process. We encourage hybrid working our team is based across the country, both remotely and from our offices and hubs. Depending on your project, you will be typically expected to attend a Leeds, London or Manchester office once a week. JBRP1_UKTJ

Location: Liverpool Working pattern: Full-time About AMS Group AMS Group is a Top 60 UK accountancy firm with an advisory-led proposition, headquartered in Manchester. Established in 1982, we've grown from a family-run practice to a nationwide business with over 200 employees across 12 offices. Our trading divisions span Audit, Accounts, Tax and Advisory, and we've completed eight acquisitions since 2021 with further growth planned. In 2024 we were named the 7th Best Accountancy Firm to Work for in the UK, recognised as Best Employer in Tax (Tolley's Taxation Awards 2025) and Employer of the Year (GM Chamber of Commerce Awards 2024). About the role This isn't a typical paraplanning role. We're looking for a Senior Technical Paraplanner to become the technical backbone of our financial planning division and the leader of our paraplanning team. You'll be joining a growing team that includes two diploma-qualified paraplanners and a junior paraplanner progressing through CII exams. What they need now is a senior figure who sets the standard, raises the bar and ensures every piece of advice we deliver is robust, compliant and genuinely in the client's best interests. This is a pure technical leadership position you won't be in client meetings. Instead, you'll be the expert who turns insight into outstanding advice and shapes how the entire paraplanning function operates. As the business grows, so will this role, with a genuine pathway to a Head of Paraplanning position. What you'll be doing Setting and upholding the technical standard for all advice produced within the firm Reviewing and quality assuring paraplanner output before it reaches advisers Coaching and developing the paraplanning team, supporting progression toward Diploma and AF level qualifications Building and maintaining processes, templates and checklists to improve consistency, accuracy and efficiency Interpreting fact finds, cashflow models and meeting notes to identify planning opportunities and shape advice strategy Conducting in-depth technical analysis across pensions (DB and DC), tax planning, protection and investments Leading the production of clear, personalised and technically robust suitability reports Project managing implementation cases through to completion, working with advisers, client partners and administrators Challenging advisers constructively where required acting as the final line of technical defence Staying current with regulatory changes, tax legislation and product developments and briefing the wider team accordingly What you'll bring Level 4 Diploma in Regulated Financial Planning as a minimum, with strong progression toward Chartered status or already holding APFS/CFP 35+ years' paraplanning experience with genuine technical depth across pensions (DB & DC), tax planning, investments and protection Proven ability to build complex advice strategies independently, not just follow templates Strong experience producing high-quality, personalised and technically accurate suitability reports Confident using cashflow modelling, risk profiling tools and modern platform solutions Solid understanding of current regulation, tax rules and the wider financial planning landscape Chartered status (APFS or CFP) is a significant advantage Experience mentoring or leading other paraplanners is highly desirable Exposure to later life planning, decumulation strategies and sequence of returns risk is a bonus What's on offer 25 days holiday plus an additional day off for your birthday Discretionary annual bonus Company pension scheme Health cash plan Enhanced parental pay and company sick pay Perkbox subscription One paid professional membership or subscription Cycle to work scheme Employee Assistance Programme AMS Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. You may have experience of the following: Senior Paraplanner, Lead Paraplanner, Technical Paraplanner, Chartered Paraplanner, Head of Paraplanning, Paraplanning Team Leader, Financial Planning Analyst, Wealth Planning Analyst, Pensions Technical Specialist, Financial Planning Associate REF-229 037 JBRP1_UKTJ

FP&A Analyst ?? Liverpool (Hybrid Working) ?? Full-time ?? £40-£45k + benefits About the Role We're partnering with a forward-thinking organisation seeking a FP&A Analyst to join their Corporate Finance team. This is a highly impactful role focused on delivering Financial planning, forecasting, and commercial insight to support effective decision-making and long-term sustainability. You'll play a key role in providing accurate data, meaningful analysis, and business partnering support, helping the organisation improve performance and make commercially sound decisions. Key Responsibilities Deliver end-to-end budgeting, forecasting, and financial planning Build and maintain accurate financial models and scenario analysis Analyse variances and identify key drivers of performance Provide clear, actionable insight from financial and operational data Translate complex data into meaningful information for stakeholders Identify financial risks, trends, and opportunities early Partner with managers to improve financial performance and accountability Produce regular performance reports with insightful commentary Challenge assumptions and support informed decision-making Develop and improve reporting, dashboards, and use of ERP systems Ensure data accuracy and consistency across financial analysis Support business cases, investments, and new initiatives Assist with pricing strategies and commercial decision-making Assess financial viability, affordability, and long-term sustainability Drive continuous improvement in forecasting, reporting, and processes Promote financial understanding and a data-driven culture across the organisation What We're Looking For Experience in FP&A or a commercially focused finance role Strong analytical skills with the ability to interpret and present data clearly Proven ability to partner with non-finance stakeholders Experience in financial modelling, forecasting, and performance analysis Exposure to reporting tools such as Power BI is desirable Proactive, detail-oriented approach with strong communication skills Qualifications Degree in Finance, Accounting, Business, or a related field Part-qualified or fully qualified accountant ( ACA / ACCA / CIMA ) What Success Looks Like Trusted, accurate forecasts that support decision-making Strong stakeholder engagement and financial ownership Early identification and mitigation of risks Insight-led reporting that drives performance improvements Why Apply? Opportunity to influence key financial and strategic decisions High level of exposure to senior stakeholders Collaborative and supportive working environment Hybrid working model with flexibility TPBN1_UKTJ

This role requires a skilled Data & Systems Analyst (Power BI & SQL) to support analytics initiatives within a not-for-profit organisation. The successful candidate will use SQL and Power BI to deliver insightful data solutions and support informed decision-making. Client Details We are a not-for-profit organisation is who are committed to making a meaningful impact in the community. As a medium-sized entity,we provides affordable sheltered, extra care, and independent living apartments for people over 55. Our organisational values are: Bold & Brave - We create a space for belonging and inspire our residents, colleagues and customers to be the best possible version of themselves, to make bold choices, grow, learn and excel. Compassionate - We put the person at the heart of everything we do and celebrate the diversity of our residents, colleagues and customers. We don't just say we care; our actions show we care. Honest - We are open and honest; we value and respect each other's opinions and thoughts. We are inclusive in our interactions and encourage others to be the same. Positive - We are inclusive in our approach, we are resilient and focused on delivering the best possible outcomes for our residents, colleagues and customers. Description The successful Data & Systems Analyst will be responsible for but not limited to: Develop, maintain and enhance Power BI dashboards, reports and KPI scorecards. Produce management information and performance reports for operational teams, Senior Leadership Team and Board. Design and maintain data models, measures and calculations using Power BI, Power Query and DAX. Identify trends, risks and opportunities through analysis of operational and financial data. Support regulatory, compliance and performance reporting requirements. Promote self-service reporting capabilities across the organisation. Profile A successful Business Analyst SQL / Power BI should have: Proficiency in SQL for data querying and manipulation. Strong experience with Power BI for creating reports and dashboards. Knowledge of best practices in data visualisation and analysis. Ability to collaborate effectively with cross-functional teams. A keen eye for detail and a commitment to data accuracy. Familiarity with not-for-profit sector challenges is advantageous.Job Offer Competitive salary ranging from £40,000to £45,000. Opportunities to work on meaningful projects within the not-for-profit industry. Supportive and collaborative work environment in Wirral. Chance to develop skills in SQL and Power BI within a professional setting. Flexible working arrangements and benefits to be confirmed.This is an excellent opportunity for a skilled Data & Systems Analyst (Power BI & SQL) to make a tangible impact in a not-for-profit organisation. Apply now for more information and a detailed job description

Investment Operations Process Analyst Location: Liverpool City Centre Hours: Monday-Friday, 9am-5pm Salary: Competitive (DOE) Excellent benefitsA fantastic opportunity has arisen for an experienced Operations Process Analyst to join a growing financial services organisation. This senior role sits within the Operations team and focuses on regulatory reporting, process improvement, quality assurance and supporting Investment Operations. Key Responsibilities Produce and quality‑assure regulatory reporting and management information Support quarterly client reporting and annual tax reporting Act as an escalation point for complex technical queries Provide training on products, systems and procedures Produce business requirement documentation Review and improve systems, processes and service standards Conduct casework and third‑party quality assurance reviews Help implement initiatives to reduce risk and improve efficiencyWhat We're Looking For Strong analytical and numerical skills Excellent written and verbal communication Financial services experience, ideally in Operations Knowledge of investment‑related regulation (e.g., ISAs, pensions, FCA CASS/COBS) Advanced Excel skills and experience working with large datasets Ability to write clear business and procedural documentation Proven ability to manage initiatives end‑to‑end High level of attention to detail Ability to work independently and collaborativelyQualifications CISI Investment Operations Certificate (IOC) or equivalentIf this is a role that you would be interested in applying for then please email your CV to Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age

Senior FP&A Analyst role in Financial Services, focusing on planning, reporting, and analysis for UK&I business. Requires financial modeling and business partnering skills.

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