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Job DescriptionDescription: Town & Country Living is a global leader in home décor, textiles, and design. Our expanded family includes Home Dynamix and Amalgamated Textiles, providing more than 60 years of combined experience in the home décor industry. The combination of all three companies together brings unmatched expertise and excellence in sales, design, development, sourcing, supply chain efficiencies, customer service, and e-commerce fulfillment. With our company’s diverse multi-product assortment across all home categories, we can provide excellent offerings and service to our retail partners while responding quickly to the ever-changing needs of the marketplace. SUMMARY The Senior AR Credit & Collections Specialist plays a critical role in securing company revenue by managing customer credit risk, driving collections, and resolving complex receivables issues. This role requires advanced analytical and problem-solving skills, strong customer relationship management, and a deep understanding of chargebacks, MSA allowances, and retail compliance. The Senior Specialist partners cross-functionally with Sales, Customer Service, Compliance, and Supply Chain teams to reduce DSO (Days Sales Outstanding), mitigate risk, and improve cash flow. KEY RESPONSIBILTIES • Ensure customer payments are received within agreed-upon terms through proactive communication of aging via email, customer portals, and direct outreach, • Identify delinquent and high-risk accounts early in the receivables cycle and take corrective action to minimize exposure, • Review customer creditworthiness and make informed recommendations regarding credit limits, terms, and order releases, • Periodically analyze customer credit lines and limits based on activity, payment trends, and exposure (quarterly and annually), • Release orders within established thresholds and escalate exceptions or high-risk situations to senior management, • Analyze, validate, and resolve customer chargebacks, deductions, and disputes, including MSA (Merchandising Service Agreement) allowances, • Partner with Sales, Trade Promotions, Compliance, Customer Service, and Supply Chain teams to research discrepancies and support recovery efforts, • Track and reconcile promotional allowances, shortages, RTVs (Returns to Vendor), and credits to ensure accurate application and reporting, • Prepare and analyze AR aging, exposure, and delinquency reports to support hold/release decisions and management review, • Forecast future delinquency by analyzing customer payment behavior, trends, and credit utilization, • Summarize receivables by maintaining invoice accounts, verifying balances, and supporting month-end close and reporting processes, • Provide insights and recommendations to improve collections performance, reduce DSO, and strengthen credit controls, • Ensure adherence to company credit policies, internal controls, and confidentiality standards, • Support compliance with retailer requirements, including EDI, deductions management, and documentation standards, • Identify opportunities to streamline AR, credit, and collections processes and improve reporting accuracy, • Stay current on accounting best practices and industry trends through ongoing education and professional development Requirements: QUALIFICATIONS • Strong analytical and problem-solving skills with exceptional attention to detail and accuracy, • Demonstrated ability to resolve complex receivables, chargebacks, and customer disputes independently, • Professional demeanor with excellent written and verbal communication skills, • Highly organized with the ability to manage multiple priorities in a fast-paced environment, • Self-motivated, proactive, and capable of working with minimal supervision while meeting tight deadlines, • Associate’s degree in Accounting, Finance, or related field (Bachelor’s degree a plus) or equivalent experience, • 5+ years of progressive experience in Accounts Receivable, Credit, and Collections, • Strong experience managing major retail accounts (e.g., Walmart, Amazon, Home Depot) preferred., • In-depth understanding of chargebacks, deductions, MSA allowances, and retail compliance, • Knowledge of supply chain processes, EDI, import orders, and invoicing, • Strong technology skills, including advanced Excel and ERP systems, • Working knowledge of Generally Accepted Accounting Principles (GAAP), • Describe your experience managing complex AR portfolios, including chargebacks and MSA allowances., • How do you analyze and improve collections performance?, • What ERP systems, reporting tools, and Excel functions have you used in your AR or credit roles?

Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • Spanish speaking Credit Union Benefits • Medical/RX, • Dental Insurance, • Vision Insurance, • Health Savings Account, • Vacation Time, • Sick/Personal Time, • Paid Holidays, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Friday, • Weekend availability

Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • Spanish speaking Credit Union Benefits • Medical/RX, • Dental Insurance, • Vision Insurance, • Health Savings Account, • Vacation Time, • Sick/Personal Time, • Paid Holidays, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Friday, • Weekend availability

Job Description Join Our Dynamic Real Estate Team! A leading regional real estate management firm is seeking an energetic and driven Leasing Specialist to join our New Jersey division. This is an excellent opportunity to be part of a collaborative team, contributing to the company’s success by managing the leasing and marketing process while maintaining exceptional resident relations and delivering top-tier customer service. In this role, you’ll work closely with a team of professionals and report directly to the Assistant Property Manager. Key Responsibilities • Proactively generate and track leads, prospects, and applicants to maintain 100% occupancy and establish a three-month waiting list., • Conduct property tours and provide prospective residents with detailed leasing information., • Maintain and update all marketing materials and online listings., • Follow up with prospects to ensure timely application submission., • Review applications for qualifying criteria (excluding credit reports)., • Coordinate lease agreements for approved applicants, ensuring completion within 48 hours., • Prepare and distribute move-in materials in a timely manner., • Conduct pre-move-in inspections and ensure apartments meet move-in ready standards., • Foster positive relationships with current and prospective residents., • Address resident inquiries and assist with any leasing-related concerns., • Monitor property curb appeal and report any issues to maintain company standards., • Maintain accurate records of leads, applications, and resident communications., • Generate and submit daily leasing reports., • Complete routine administrative tasks, including correspondence, scheduling, and document management., • High school diploma or GED required., • Valid driver’s license., • Prior experience in sales, leasing, or real estate preferred., • Strong communication, customer service, and organizational skills.

Job Description Position Overview: The Senior Accounts Receivable Specialist is responsible for overseeing the full-cycle accounts receivable process, ensuring timely collections, accurate cash application, and strong customer account management. This role plays a key part in optimizing cash flow, reducing outstanding balances, and maintaining strong relationships with both internal stakeholders and external customers. The position requires a detail-oriented professional who can analyze aging reports, resolve discrepancies, and support continuous process improvements within the AR function. Key Responsibilities: • Manage the end-to-end accounts receivable process, including invoicing, cash application, and collections, • Monitor and analyze accounts receivable aging to ensure timely collection of outstanding balances, • Proactively follow up with customers on past due invoices and resolve payment discrepancies, • Investigate and resolve billing issues, short payments, and unapplied cash, • Reconcile customer accounts and maintain accurate AR records, • Collaborate with sales, customer service, and operations teams to resolve invoicing and payment issues, • Prepare and distribute regular AR aging reports and collection status updates to management, • Assist in establishing credit limits and reviewing customer creditworthiness, • Support month-end close activities, including AR reconciliations and reporting, • Identify opportunities to improve AR processes, controls, and cash flow efficiency, • Ensure compliance with company policies, internal controls, and accounting standards Qualifications: • Bachelor’s degree in Accounting, Finance, or a related field preferred, • 4–7+ years of accounts receivable and collections experience, • Strong understanding of AR processes, cash application, and credit management, • Experience working with ERP systems (e.g., SAP, Oracle, NetSuite), • Advanced Excel skills, including pivot tables and data analysis, • Excellent communication and interpersonal skills, with the ability to manage customer relationships effectively, • Strong attention to detail and problem-solving abilities, • Ability to prioritize and manage multiple deadlines in a fast-paced environment

Job Description In order to continually provide our members with the highest level of service, Affinity FCU is seeking a Part-Time Relationship Specialist to join our team of professionals at our branch location in River Edge, NJ. Saturday hours of 8:30am-1:30pm are required. The starting pay range for a new hire in this role is $21-$23 per hour. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. Relationship Specialists are responsible for building member relationships by providing exceptional financial support and advice through a consultative and educational approach helping members exceed their financial goals and dreams. This position is responsible for opening new accounts, enrolling new members during initial consultation, processing applications, resolving complex member issues and following up with members to ensure satisfaction with present products and services and to inquire about the status of future member needs. Successful candidate must be technologically savvy especially as it relates to self-service options and keeps abreast of evolving consumer needs and trends. Additionally, candidate must adapt well to new or non-traditional environments and display a commitment to the community, to increasing member engagement and to Affinity’s corporate objectives. Banking experience is helpful, but not required. Prior CRM experience, preferably Salesforce is desired. Successful candidate must possess excellent communication and interpersonal skills. Previous sales/customer service experience is essential. Spanish-speaking is helpful, but not required. Saturday availability is required. Affinity strives to maintain balance between our employees’ personal and professional responsibilities. All full-time employees are eligible to participate in our multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription/vision coverage, comprehensive wellness program, mental wellbeing support, reproductive/family building benefits for both men and women, 401(k) plan with company match, basic term life insurance coverage, flexible spending accounts, identity protection, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Education Assistance Program. Affinity Federal Credit Union is an Equal Opportunity Employer Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we’ve created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability, or sexual orientation. Explore career opportunities with Affinity and "Belong to something better." Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company’s established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.