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Santander is seeking a Senior Digital Product Manager for the Decide & Invest mission in Boadilla (Madrid). You will define vision and strategy for the investment journey, and lead the end-to-end product lifecycle across multiple markets, balancing global standardisation with local needs. You will collaborate with banks, technology teams and business stakeholders to deliver a scalable, customer-centric experience across channels and countries. #J-18808-Ljbffr

Santander (www.santander.com) is evolving from Country: Spain Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. Savings & Investments Domain is looking for a Senior Digital Product Analyst, based in Boadilla (Madrid). As a Senior Digital Product Analyst, you will primarily support the Decide & Invest customer mission within Santander's global Savings & Investments platform, helping define how customers execute investments across multiple markets. Working closely with the Digital Product Manager, you will translate product strategy into detailed customer journeys, functional requirements and scalable digital capabilities, helping build a seamless investment experience across multiple countries. As part of the Global Digital Product team, you will also contribute to cross-stream initiatives whenever needed, collaborating across customer missions to deliver a coherent end-to-end product experience. You will work at the intersection of business, customer experience and technology, collaborating with Product Managers, local markets and engineering teams to deliver innovative digital investment capabilities for millions of Santander customers. • Analyse customer needs, market trends and business priorities., • Identify opportunities to improve customer experience and simplify investment journeys., • Support the definition and monitoring of product KPIs., • Contribute to product adoption and rollout activities across countries., • Support the evolution of the Decide & Invest customer mission., • Translate product strategy into detailed functional requirements and user stories., • Design end-to-end customer journeys and digital experiences, covering onboarding, profiling, suitability, portfolios, investment execution and servicing., • Define business rules, functional specifications and acceptance criteria., • Help design intuitive investment journeys that increase customer engagement and reduce friction throughout the investment process., • Identify opportunities to simplify complex investment concepts, regulatory requirements and customer communications., • Contribute to the design of seamless onboarding, profiling, suitability, documentation and digital signature experiences., • Challenge existing processes to make Regulatory and Compliance requirements as simple, intuitive and customer-friendly as possible while ensuring full regulatory compliance., • Continuously improve customer understanding by simplifying financial information, decision-making and product interactions., • Work closely with engineering teams throughout the product development lifecycle., • Refine and maintain the product backlog., • Support sprint planning, backlog refinement and functional validation., • Coordinate with countries to understand local needs while protecting the global product vision., • Ensure high-quality product delivery across markets., • Collaborate with Product Managers, UX, Technology, Business and local teams., • Support workshops, product discovery sessions and cross-functional initiatives., • Contribute to cross-stream initiatives whenever priorities require additional support., • Coordinate with internal and external providers where required. Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • 5+ years of relevant experience as Product Owner, Business Analyst, Product Analyst or similar role in digital environments., • Experience translating business needs into customer journeys, functional requirements and scalable digital products, • Good understanding of digital product development and technology principles., • Strong customer-centric mindset with excellent analytical and problem-solving skills., • Experience working with Agile product teams., • Ability to collaborate across multiple stakeholders, countries and cross-functional teams., • Comfortable working across multiple product areas, contributing to cross-stream initiatives when business priorities require it., • Strong communication and presentation skills., • Experience in digital banking, wealth management, fintech or digital platforms is highly valued., • University degree in Business, Economics, Engineering, Data, Technology or related fields (Preferred), • Fluent English and Spanish (Required)., • We're enable our teams to go beyond through global opportunities and broad career paths., • Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours., • Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com), • Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us., • Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing., • We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage., • Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services., • Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. #J-18808-Ljbffr

Country: Spain Openbank is looking for a Product Manager for Mobility Services & Ecosystems based out of Boadilla del Monte, Spain, in a hybrid working model. At Openbank, within the Auto domain of Santander, our ambition is to evolve beyond vehicle financing and become a trusted partner throughout our customers’ mobility journey. As mobility becomes increasingly connected, digital, and service-driven, new opportunities are emerging to create value beyond the financing contract. Customers increasingly expect integrated experiences that simplify vehicle ownership, usage, maintenance, and payment, while OEMs and mobility providers seek partners capable of orchestrating services across the ecosystem. As Product Manager for Mobility Services & Ecosystems, you will define and develop Santander's mobility services strategy, creating products and experiences that extend our relationship with customers beyond vehicle financing. You will identify and scale new revenue streams, deepen customer engagement, and position Santander at the centre of the evolving mobility ecosystem. You will also play a key role in exploring how AI and emerging technologies can create entirely new customer experiences and business models across automotive finance and mobility. Define and scale Santander's mobility services and value-added propositions, leveraging data, AI, and emerging technologies to create meaningful customer experiences beyond financing, strengthening customer relationships and loyalty, increasing customer lifetime value, and positioning Santander as a key partner across the mobility ecosystem. • Define Openbank’s strategy for mobility-related products and services across the customer lifecycle, expanding the role beyond vehicle financing., • Identify, develop, test, and scale new mobility propositions that increase customer engagement, retention, and lifetime value., • Work closely with local markets to validate product-market fit, incorporate customer feedback, and scale successful initiatives across the domain., • Explore opportunities across connected, autonomous, electric, and shared mobility, including integrated payment experiences and recurring mobility-related transactions., • Define and deliver AI-enabled propositions that enhance vehicle ownership, usage, and mobility experiences, translating emerging technologies into practical business outcomes., • Collaborate with OEMs, mobility providers, payment partners, and internal Santander teams to build scalable ecosystem partnerships and reusable global capabilities., • 8+ years of experience in digital product management, preferably in complex, multi-market environments. Required, • 8+ years of experience in mobility, automotive, payments, connected services, platform businesses, or emerging technologies. Required, • Experience identifying product-market fit and scaling successful propositions across markets. Preferred, • Bachelor’s Degree in Business, Engineering, Economics, Digital Product, Technology, or a related field., • Master’s Degree or additional training in Product Management, Innovation, Mobility, Digital Business, or related disciplines., • English. Required, • Spanish. Preferred, • Product strategy, product-market fit validation, and proposition scaling. Required, • Mobility, automotive, digital ecosystems, or platform-based business models. Required, • Data, AI, emerging technologies, and their application to customer and business outcomes. Preferred, • Strategic thinking and strong commercial mindset., • Collaboration, stakeholder management, and influencing skills., • Curiosity, adaptability, and customer‑centric product thinking. #J-18808-Ljbffr

Santander ( is evolving from Country: Spain Santander ( is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. is looking for a Senior Digital Product Manager – Decide & Invest, based in Boadilla (Madrid). As a Senior Digital Product Manager , you will own one of the core customer missions within Santander's global Savings & Investments platform: Decide & Invest. You will define the vision, strategy and evolution of the end-to-end digital investment experience, helping millions of Santander customers discover, decide and execute investments across multiple markets and channels. We're transforming the way customers save and invest through innovation, AI, customer-centric design and global platforms. This role offers a unique opportunity to build products at global scale with direct business impact. Working at the intersection of business, customer experience, data and technology, you will lead one of the most strategic product areas within the Savings & Investment platform, driving innovation while ensuring a consistent, scalable and customer-centric experience across countries. You will partner closely with local banks, technology teams, Product Owners and senior stakeholders to translate strategic priorities into tangible customer value, shaping the future of Santander's digital investment capabilities. You will play a key role in building Santander's global digital investment platform, designing scalable capabilities that can be adopted across multiple countries while remaining flexible enough to address local regulatory, business and customer needs. Your challenge will be to balance global standardisation with local adaptability, enabling faster time-to-market, greater reuse of capabilities and a consistent customer experience across the Group. • Analyse customer needs, competitors, market trends and business priorities. Identify opportunities to improve customer experience and simplify investment journeys., • Own the vision, strategy and roadmap for the Decide & Invest customer mission., • Define and continuously evolve the end-to-end customer journey, covering onboarding, profiling, suitability, portfolios, investment execution and servicing., • Design omnichannel-oriented experiences across channels, while giving response to different customer segments’ needs., • Translate product strategy into detailed functional requirements., • Deliver a unified investment experience across investment capabilities., • Balance customer needs, business priorities and technical constraints to maximise customer and business value., • Simplify investment journeys and improve customer experience through data-driven product decisions., • Design intuitive investment journeys that increase conversion and reduce friction throughout the investment process., • Challenge existing processes to make Regulatory and Compliance requirements as simple, intuitive and customer friendly as possible while ensuring full regulatory compliance., • Continuously identify customer pain points and convert them into product opportunities., • Drive consistency across journeys, channels and markets., • Act as the voice of the customer, translating customer needs into product strategy and roadmap priorities., • Lead the end-to-end product lifecycle, from discovery and prioritisation to delivery and continuous optimisation., • Coordinate Product Owners, countries, technology teams and business stakeholders to ensure scalable global delivery., • Manage dependencies, risks and cross-functional alignment across multiple initiatives., • Ensure product adoption and rollout across countries., • Promote collaboration across customer missions to deliver a seamless end-to-end investment experience., • Define product success metrics and monitor customer, business and operational KPIs., • Drive product adoption, rollout and change management across countries., • Identify opportunities for optimisation, innovation and continuous improvement., • Monitor market trends, competitor initiatives and emerging technologies, translating insights into product strategy., • Manage internal and external partners where required., • Country roadmap alignment, • End-to-end customer experience delivered, • Business readiness, • Local business priorities, • Functional rollout support, • Market feedback & continuous improvement You will think like an entrepreneur, combining customer obsession, commercial impact and technology to build products that scale across multiple markets. Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • 8+ years of relevant experience as a Product Manager, Senior Product Owner, Program Manager or similar role in digital environments., • Experience owning digital products or leading complex digital initiatives with cross-functional and international stakeholders., • Strong background in digital banking, wealth management, fintech, e-commerce or online platforms., • Experience leading complex, multi-country digital initiatives., • Solid understanding of Agile delivery and digital product development., • Strong stakeholder management and communication skills, including interaction with senior profiles., • Ability to translate complex concepts into clear, actionable strategies and roadmaps., • Good understanding of technology concepts and development principles., • Strong product mindset with the ability to combine strategic thinking, customer obsession and hands-on execution., • UX-oriented with high attention to detail., • Excellent organizational and prioritization skills., • University degree in Business, Economics, Engineering, Data, Technology or related fields (Preferred), • Fluent English and Spanish (Required). Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. • We’re enable our teams to go beyond through global opportunities and broad career paths., • Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours., • Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (, • Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us., • Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing., • We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage., • Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services., • Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. #J-18808-Ljbffr

Getnet Payments is looking for a data & AI transformation professional, execution-oriented and highly structured, to join the AI Transformation team as AI Adoption & Transformation Associate, based in Madrid. The AI Adoption & Transformation Operations Associate will support the operational backbone of Getnet's AI transformation, ensuring adoption of global AI products, governance follow-up, portfolio visibility and coordination of financial, people, legal and compliance topics across the organization. You will be responsible for: • Supporting the adoption and rollout of global AI products and capabilities across Getnet, coordinating readiness, owners, blockers and next steps., • Maintaining the AI transformation portfolio, ensuring initiatives have clear status, owner, value logic, risks, dependencies and executive visibility., • Coordinating AI inventory and governance follow-up, helping business owners complete required information and evidence., • Consolidating and coordinating AI-related inputs for budget, financial follow-up and value-management discussions, ensuring clear visibility for AI leadership while working in partnership with Finance as the functional owner., • Acting as the coordination point for AI-related people, legal, compliance, risk and technology dependencies, ensuring requirements, approvals and follow-ups are properly structured with the respective functional owners., • Preparing executive reports, decision materials and follow-up trackers for AI leadership, global forums and local sponsors., • Facilitating communication, training, knowledge sharing and responsible AI adoption across countries, business domains and functional teams., • Reducing operational friction for AI leadership by structuring priorities, actions, owners and escalation points with discipline and clarity., • 4-6+ years of experience in transformation, strategic PMO, business operations, AI/data adoption or digital initiatives, ideally in payments, fintech or banking., • Strong ability to coordinate multidisciplinary stakeholders across business, technology, finance, HR, legal, compliance and global teams., • Good understanding of AI, GenAI, analytics, automation and responsible AI concepts; technical depth is a plus but not the core of the role., • Experience structuring portfolios, operating cadences, executive reports, action logs and decision materials for senior stakeholders., • Comfortable managing ambiguity, chasing owners, simplifying complex topics and protecting leadership time., • Excellent communication skills in English and Spanish; Portuguese is a strong plus., • Proactive, reliable, hands-on and ownership-driven, with strong organizational discipline and business judgment., • Work in a global AI-first transformation where adoption, governance and value delivery are critical to Getnet's future operating model., • Contribute to strategic initiatives that scale AI products, responsible AI practices and agentic ways of working across payments., • Collaborate with international teams across Santander Group, Getnet countries, business domains and enabling functions., • Gain strong exposure to senior leadership while helping turn AI strategy into disciplined execution and measurable business impact. #J-18808-Ljbffr

Santander ( is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Santander Consumer Finance focuses on business development relating to consumer finance products, sales channels and commercial agreements with car dealers, vehicle manufacturers and retail outlets, as well as commercial functions associated with the direct (branches, call centres or digital channels) and indirect (through third parties) sale of consumer finance products. Santander Consumer Finance is looking for an Insurance Product & Service Value Proposition Management based out of Madrid. Your role will involve developing and overseeing the insurance product for Santander Consumer Renting Spain. • Monitoring and managing existing agreements and supplier relationships, • Developing new strategies to improve the company’s profitability, • Designing the new local insurance strategy, • Developing and implementing business cases, • Monthly reporting and technical analysis of insurance results, • Defining and implementing insurance pricing strategies Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • 6 years of experience in companies specialising in motor insurance, preferably vehicle leasing(Required), • Bachelor’s degree in Actuarial Science, Economics, Business Administration or a similar subject (Required), • Master’s degree in the insurance sector (Preferred), • English (Required), • Negotiation (Required), • Autonomy (Required), • PowerBI (Preferred), • Proactivity, • Results - oriented, • Ability to adapt to change Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. • We offer more than just a paycheck—our benefits are designed to support your life, your goals and your well-being, now and into the future., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing, • We know family is everything. That’s why we offer parental leave, childcare support and family-friendly programmes tailored to each life stage., • We’re enable our teams to go beyond through global opportunities and broad career paths., • We believe in the power of helping. You can dedicate part of your working hours to volunteering. We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. #J-18808-Ljbffr

Experteer Overview In this role you will drive the launch and governance of insurance products across markets, ensuring rapid time-to-market and regulatory alignment. You will coordinate approvals, define policies, and oversee product lifecycle with insurers, balancing pricing, customer value and profitability. You will lead governance activities and ensure distribution schemes comply with local rules, while supporting tender processes and partner negotiations. This is a cross-country, impact-focused role inside Openbank’s customer-centric transformation, offering exposure to digital banking and bancassurance dynamics. You will work with multiple stakeholders to shape a scalable insurance product strategy that Compensaciones / Beneficios • Drive fast time-to-market for new products and changes with internal and partner processes • Coordinate product approval and launch across markets • Define policies, procedures, and standards considering customer needs, market practices, and regulations • Lead Product Oversight Governance and maintain lifecycle evidence of analyses and decisions • Ensure alignment of product offers and distribution with applicable regulations across channels • Challenge pricing, Customer Value, profitability, and product features with insurance partners • Support tender processes, partner selection, and negotiations for new products or partners Responsabilidades • 6+ years actuarial experience in insurance product management or related environments • Experience in HQ, regional or multi-country roles with ability to coordinate countries and influence stakeholders without hierarchical authority (preferred) • University degree in business administration, economics, actuarial science, mathematics, engineering, law or similar • Insurance Mediation certificate level 1 or 2 or commitment to obtain it within 12 months • Fluent English and Spanish; other European languages a plus • Strong knowledge of life and non-life insurance products and distribution models; regulatory knowledge (IDD, POG, mediation) and product governance Requisitos principales • hybrid working model • Open Academy learning access • competitive rewards and performance bonuses • health and wellness programs (BeHealthy) • childcare support • employee discounts

Experteer Overview As Senior Digital Product Analyst, you will support the Decide u0026amp; Invest mission within Santander’s Savings u0026amp; Investments platform, translating strategy into detailed customer journeys and scalable digital capabilities. You’ll work with cross-functional teams to deliver an end-to-end investment experience across multiple markets, while contributing to global product initiatives. This is a hands-on role that shapes how customers execute investments through data-driven insights and strong collaboration. You’ll operate at the intersection of business, customer experience, and technology with a clear impact on millions of Santander customers. Compensaciones / Beneficios • Analyze customer needs, market trends, and business priorities to identify experience improvements • Translate product strategy into functional requirements and user stories • Design end-to-end customer journeys and digital experiences (onboarding, profiling, suitability, portfolios, execution, servicing) • Define business rules, specs, and acceptance criteria • Design intuitive investment journeys to boost engagement and reduce friction • Coordinate with engineering and cross-country teams to ensure high-quality delivery • Refine and maintain product backlog; support sprint planning and validation • Collaborate with Product Managers, UX, Tech, Business and local teams; support workshops and cross-functional initiatives • Contribute to cross-stream initiatives as priorities require Responsabilidades • 5+ years in Product Owner, Business Analyst, Product Analyst or similar in digital environments • Experience translating business needs into journeys and scalable products • Strong understanding of digital product development and technology principles • Customer-centric mindset with analytical problem-solving skills • Experience with Agile product teams • Ability to collaborate across stakeholders, countries and cross-functional teams • Comfort working across multiple product areas and cross-stream initiatives • Strong communication and presentation skills • Experience in digital banking, wealth management, fintech or digital platforms valued Requisitos principales • hybrid working model • learning via SantanderOpen Academy • competitive rewards and bonuses • health and wellness programs • families support including childcare • employee discounts and exclusive offers

Experteer Overview In this role you will define and scale Openbank’s mobility services strategy within Santander’s Auto domain. You will create products and experiences that extend customer relationships beyond vehicle financing, leveraging data and AI to drive new revenue and engagement. You will partner with OEMs, mobility providers, and internal teams to build scalable ecosystem capabilities across markets. This position offers the chance to shape connected, AI-enabled mobility experiences and positions Santander as a key player in the evolving mobility ecosystem. The role combines strategic vision with hands-on execution to deliver measurable value for customers and the business. Compensaciones / Beneficios • Define Openbank’s mobility strategy across the customer lifecycle beyond financing • Identify, develop, test, and scale new mobility propositions to boost engagement and lifetime value • Validate product-market fit with local markets and roll out successful initiatives • Explore opportunities across connected, autonomous, electric, and shared mobility including integrated payments • Define and deliver AI-enabled propositions that enhance ownership and mobility experiences • Collaborate with OEMs, mobility providers, payment partners, and Santander teams to build scalable ecosystem partnerships and reusable global capabilities Responsabilidades • 8+ years in digital product management in multi-market environments • 8+ years in mobility, automotive, payments, connected services, platform businesses, or emerging technologies • Experience identifying product-market fit and scaling propositions across markets • Bachelor’s Degree in related field • Master’s Degree or equivalent in Product Management, Innovation, Mobility, Digital Business, or related disciplines (preferred) • English required; Spanish preferred Requisitos principales •

Experteer Overview As Senior Analyst - Global Product in Santander CIB, you will own front-office product delivery for Global Cash Management. You’ll translate client needs and regulatory dynamics into global product strategies and evolving solutions. You’ll collaborate with origination teams, COOs, and cross-functional partners to drive end-to-end delivery, measurement, and go-to-market execution. The role offers exposure to innovative payment tech and a chance to shape global product strategy within a risk-conscious, customer-centric culture. Compensaciones / Beneficios • Own product strategy and evolution by analyzing client, market, and regulatory indicators to define innovative Global Cash Management solutions. • Gather and synthesize client requirements across geographies to inform global product design. • Design and assess new products leveraging APIs, digital assets, AI, and platform-based approaches; familiarity with SAP, Oracle, Kyriba is preferred. • Lead end-to-end product delivery including ideation, business case, governance, funding, scoping, approvals, and go-to-market coordination. • Manage in-life performance through KPIs and data aggregation to guide product evolution and capex requests. • Collaborate with Origination teams and other stakeholders to build and prioritize the product development pipeline. Responsabilidades • Product Owner / product management experience essential (3+ years) • Experience in banking/finance/technology essential • Bachelor's degree • English fluency (C1 or higher) • Strong analytical, communication, and stakeholder management skills • Strong presentation skills Requisitos principales • hybrid work model • flexible hours • learning via SantanderOpen Academy • competitive salary with performance-based bonuses • behealthy wellness program • childcare support and family-friendly programs

Experteer Overview As Senior Digital Product Manager for Decide u0026amp; Invest, you define the vision and roadmap for Santander’s digital investment experience at global scale. You will own end-to-end product strategy across multiple markets, shaping seamless, omnichannel journeys that drive conversion and customer value. You’ll partner with local banks, tech teams, and stakeholders to balance global standardization with local needs, delivering scalable capabilities with a strong user-centric focus. This role offers impact at scale within a mission-driven transformation. Compensaciones / Beneficios • Define and own the vision, strategy and roadmap for the Decide u0026 Invest customer mission • Design end-to-end, omnichannel investment journeys across onboarding, profiling, suitability, portfolios, execution and servicing • Translate strategy into detailed functional requirements and a unified investment experience across capabilities • Lead end-to-end product delivery, coordinating with Product Owners, countries, technology teams and stakeholders • Monitor product performance using KPIs and drive adoption, rollout, and continuous improvement • Drive cross-country delivery while balancing global standardisation with local regulatory and business needs • Improve customer experience through data-driven decisions and friction reduction across journeys • Act as voice of the customer to shape priorities and ensure regulatory compliance while maintaining simplicity Responsabilidades • 8+ years in product management or similar roles in digital environments • Experience owning digital products or leading complex digital initiatives with cross-functional and international stakeholders • Strong background in digital banking, wealth management, fintech, e-commerce or online platforms • Experience leading multi-country digital initiatives • Solid understanding of Agile delivery and digital product development • Strong stakeholder management and communication skills, including senior stakeholders • Ability to translate complex concepts into clear strategies and roadmaps • Good understanding of technology concepts and development principles • Strong product mindset with customer obsession and hands-on execution • UX-oriented with high attention to detail • Excellent organizational and prioritization skills Requisitos principales • hybrid working model • learning opportunities (SantanderOpen Academy) • competitive salary with performance-based bonuses • health and wellbeing programmes • childcare support and family-friendly programmes • Santander Contigo advisory services