Commercial Underwriter
4 days ago
Southampton
Role Summary A Commercial Underwriter assesses and manages risks for business insurance policies, working closely with brokers and clients to develop profitable portfolios. This role often focuses on mid-market property and casualty (P&C) underwriting. Key Responsibilities • Underwriting New and Existing Business: Evaluate and price commercial insurance risks, particularly in property, liability, motor trade, and fleet., • Broker Relationship Management: Build and maintain strong partnerships with brokers to understand client needs and deliver tailored insurance solutions., • Portfolio Development: Grow and manage a book of business , ensuring profitability and compliance., • Decision-Making: Use data insights and mobile decision-support tools to make informed underwriting choices., • Collaboration: Work within a regional underwriting team, supporting senior underwriters and managers to meet financial targets. Skills & Experience Required • Proven experience in commercial underwriting, ideally in property, liability, or motor fleet., • Strong analytical and negotiation skills., • Excellent interpersonal and communication abilities., • Familiarity with FCA regulations and industry standards., • Ability to work independently and manage a dynamic workload. Qualifications • Working towards or holding FIT / Cert / Dip CII qualifications is often encouraged., • Continuous professional development is supported. Work Environment • Hybrid working model: typically 60% office-based or visiting clients., • Flexible arrangements may be available. Compensation & Benefits • Competitive salary based on experience., • Bonus opportunities., • Generous pension contributions., • Career development programs and training support.