Lending jobs in SouthallCreate job alerts

Corporate & Commercial Real Estate Underwriter\n\n📍 West London (Fully Office-Based)\n 💰 Salary: Competitive, dependent on experience\n\nWe are seeking an experienced Corporate & Commercial Real Estate (CRE) Underwriter to join a growing Credit function based in West London. This is a key role responsible for assessing, structuring, and managing a diverse portfolio of corporate, CRE, buy-to-let (BTL), and personal lending proposals.\n\nThe Role\n\nReporting directly to the Chief Credit Officer, you will play a pivotal role in underwriting and executing lending transactions, while ensuring robust risk management and regulatory compliance.\n\nKey Responsibilities\n\nUnderwrite Corporate, CRE, personal, and BTL loan applications, ensuring effective execution of transactions\nAssess and process lending proposals from the business team, including presenting cases to the Credit/Sanctioning Committee\nManage end-to-end credit processes, including liaising with clients, introducers, solicitors, and valuation firms\nConduct annual reviews of the existing credit portfolio, ensuring compliance with covenants and lending terms\nMonitor loan portfolios, identifying early warning signs, arrears, or potential problem accounts, and make recommendations\nWork closely with Originations teams to determine clear rationale for approving or declining applications\nPresent proposals to Risk and other internal committees for new and existing products\nEnsure all credit decisions meet regulatory standards and align with Treating Customers Fairly (TCF) principles\nSupport the Chief Credit Officer across broader Credit Department activities\nUndertake site visits where required\n\nKey Skills & Experience\n\n6-10 years' experience in credit underwriting or assessing lending proposals\nStrong knowledge of the UK lending environment and regulatory framework\nExperience across Corporate and Commercial Real Estate lending (essential)\nProficiency in Microsoft Office\nStrong analytical and risk assessment skills\n\nPerson Profile\n\nAble to work independently and collaboratively within a team\nStrong attention to detail with a diligent and methodical approach\nConfident communicator with the ability to present complex information clearly\nCommercially aware, with the ability to balance risk and business objectives\nProactive, adaptable, and motivated to take on new challenges\n\nKey Stakeholder Interaction\n\nSenior leadership including Chief Credit Officer, Chief Banking Officer, and CEO\nBusiness Development teams, Relationship Officers, and Branch Network\nCredit Committees and internal product and administration teams

Job Title: Business Development Manager - Commercial Real Estate (CRE)\n\nLocation: West London\n Salary: £65,000 - £70,000 per annum\n Work Arrangement: Fully Office Based\n Employment Type: Permanent\n\nAbout the Role\n\nA West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships.\n\nReporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance.\n\nKey Responsibilities\n\nOriginate Commercial Real Estate credit proposals up to £20 million and Development Finance proposals up to £10 million\n\nDevelop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals\n\nUndertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission\n\nPresent shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions\n\nConduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures\n\nUndertake site visits where required and prepare supporting assessment reports\n\nMaintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met\n\nMonitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations\n\nEnsure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards\n\nDesign and deliver credit training to branch teams to ensure strong understanding of lending policies and practices\n\nSupport the Chief Business Officer across operational activities within the Retail Credit function\n\nLiaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes\n\nPresent proposals and product introductions or renewals to Risk Committee and other UK management committees\n\nSkills & Experience Required\n\n3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate\n\nStrong knowledge of the UK lending environment and regulatory framework\n\nExisting relationship base with business introducers\n\nProficient in Microsoft Office applications\n\nProven ability to balance commercial objectives with effective risk management\n\nStrong communication skills with the ability to clearly articulate and summarise complex credit arguments\n\nPersonal Attributes\n\nAble to work independently and collaboratively within a team environment\n\nEnthusiastic, proactive, and willing to take on new challenges\n\nHighly organised with strong attention to detail\n\nConfident decision-maker with a measured and analytical approach\n\nWhy Apply?\n\nThis is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment

Job Title: BTL Support Analyst\n\nLocation: West London\n Salary: £27,500 per annum\n Employment Type: Permanent\n Sector: International Banking\n\nAbout the Role\n\nAn international bank based in West London is seeking a BTL Support Analyst to join its Intermediary Services team. This permanent role offers an excellent opportunity to support the growth of the Bank's Buy-to-Let (BTL) mortgage business by working closely with brokers, internal sales teams, and key stakeholders to deliver a seamless end-to-end customer journey.\n\nReporting to the Head of Intermediary Services, you will play a vital role in managing the BTL pipeline, supporting case origination, and ensuring efficient progression from packaging through to completion.\n\nKey Responsibilities\n\nSupport Buy-to-Let sales activity by providing excellent service to brokers and customers, while managing the internal execution process\n\nAct as the key liaison point for intermediaries, ensuring smooth progression of cases through packaging, review, valuation, and completion stages\n\nBuild and maintain strong relationships with brokers, keeping them informed of products, lending criteria, and packaging requirements\n\nProvide regular updates to Business Development Managers (BDMs) and brokers on case progress, outstanding actions, and escalations\n\nMaintain key management information (MI) to track and demonstrate progress across the sales pipeline\n\nEfficiently manage the business pipeline by diarising, monitoring milestones, and following up on leads\n\nSupport brokers with case submissions, ensuring quality and accuracy of applications\n\nLiaise closely with internal stakeholders including Sales, Products, Underwriting, Credit Administration, and Intermediary Business Delivery\n\nEnsure full compliance with bank policies, procedures, and relevant regulatory requirements\n\nUndertake general administration, reporting, and communication duties\n\nOccasionally attend business meetings, networking events, or industry functions to promote brand awareness and identify new opportunities\n\nCarry out any additional responsibilities as delegated by line management\n\nSkills & Experience Required\n\nProven experience in Buy-to-Let mortgages and intermediary-based lending\n\nStrong relationship management and business execution capability\n\nGood understanding of the mortgage marketplace and broker environment\n\nExperience liaising with multiple internal and external stakeholders\n\nSound understanding of the regulatory environment and its impact on mortgage business\n\nAbility to manage multiple cases simultaneously and work under pressure\n\nStrong organisational, communication, and interpersonal skills\n\nSelf-motivated, able to work on own initiative, and adaptable to change\n\nMethodical, tactical, and commercially aware approach with a collaborative mindset\n\nWhy Apply?\n\nThis is an excellent opportunity to join a well-established international bank, offering stability, exposure to the Buy-to-Let mortgage market, and the chance to build strong industry relationships within a supportive team environment.\n\nIf you'd like, I can

Job Title: Junior Business Development Manager - Buy to Let (BTL)\n\nLocation: West London\n Salary: £40,000 - £45,000 per annum\n Work Arrangement: Fully Office Based\n Employment Type: Permanent\n\nAbout the Role\n\nA West London-based financial institution is seeking a Junior Business Development Manager - Buy to Let (BTL) to join its Intermediary Services team. This role will focus on sourcing, developing, and managing Buy-to-Let mortgage business through broker and intermediary channels while delivering a seamless end-to-end customer experience.\n\nThis is an excellent opportunity for an ambitious BTL professional looking to grow their career in business development within a structured, office-based environment.\n\nKey Responsibilities\n\nDeliver a high level of service to brokers and customers, encouraging them to place Buy-to-Let business\n\nProactively self-generate new business within targeted markets\n\nAchieve individual and organisational sales targets through active participation in sales management activities\n\nBuild and maintain strong broker relationships, keeping them informed of products, lending criteria, and key features\n\nArrange and attend business meetings, networking events, and industry functions to promote brand awareness and identify new opportunities\n\nUndertake networking activities, including outside normal working hours where required, to build strong relationships with brokers, networks, and stakeholders\n\nAct as a key account manager for allocated mortgage brokers and networks\n\nManage the business pipeline effectively through diarising, follow-ups, and lead management\n\nSupport brokers with case submissions, ensuring quality and accuracy of applications\n\nSet and manage broker and customer expectations, encouraging repeat business\n\nIntroduce new brokers and networks to expand market presence\n\nEnsure full compliance with internal policies, procedures, and relevant regulatory requirements\n\nMaintain accurate administration, reporting, communication, and liaison\n\nUndertake additional responsibilities as delegated by line management\n\nSkills & Experience Required\n\nProven relationship management and business development capability\n\nTrack record of meeting or exceeding sales targets\n\nExperience in Retail lending products, particularly Buy-to-Let mortgages (commercial lending exposure advantageous)\n\nGood understanding of the mortgage marketplace and intermediary environment\n\nExperience building and maintaining a client base through internal and external networks\n\nAbility to work effectively with internal stakeholders including Products, Underwriting, Intermediary Business Delivery, and Credit Administration\n\nUnderstanding of the regulatory environment and its impact on mortgage business\n\nPersonal Attributes\n\nStrong business development and proposal skills\n\nSelf-motivated and able to work on own initiative\n\nExcellent interpersonal and communication skills\n\nMethodical, tactical, and sales-focused approach\n\nEntrepreneurial mindset with a collaborative working style\n\nAdaptable and comfortable working in a fast-changing environment\n\nWhy Apply?\n\nThis permanent, fully office-based role offers a competitive salary and the opportunity to develop a long-term career in Buy-to-Let business development within a growing and supportive team

We are currently hiring for an International Bank for the position of Credit Underwriter - Corporate, CRE & BTL Lending.\n\nLocation: Harrow Branch\n Employment Type: Full-Time\n\nRole Overview\n\nWe are seeking an experienced Credit Underwriter to join our Credit team, responsible for underwriting and processing a range of lending proposals including Corporate, Commercial Real Estate (CRE), Buy-to-Let (BTL), and Personal Loans. The role involves end-to-end credit assessment, portfolio monitoring, and stakeholder management to ensure high-quality lending decisions aligned with regulatory standards.\n\n* Knowledge of UK lending environment \n* 4-10 Years' experience in underwriting or assessing credit proposals.\n\nKey Responsibilities\n\nUnderwrite Corporate, CRE, Personal, and BTL loan proposals, ensuring effective execution of transactions.\nAssess and process lending proposals received from the business team and present recommendations to the Sanctioning Committee.\nConduct annual reviews of the existing credit portfolio, ensuring compliance with borrowing requirements and covenants.\nMinimize credit risk in line with internal policies and regulatory standards; conduct site visits where required.\nCollaborate with the Originations team to determine clear rationale for approval or rejection of applications.\nMonitor the existing loan portfolio, identifying early arrears or potential problem accounts, and recommend appropriate actions.\nEnsure all credit decisions adhere to regulatory requirements, TCF (Treating Customers Fairly), and Customer First principles.\nSupport the Chief Credit Officer (CCO) in operational and strategic activities within the Credit Department.\nLiaise with Solicitors and Valuation Firms to ensure smooth end-to-end execution of credit proposals.\nPrepare and present proposals to the Risk Committee and senior management for product approvals, renewals, and introductions.\n\nKey Requirements\n\nProven experience in credit underwriting across Corporate, CRE, BTL, and/or Retail lending.\nStrong knowledge of credit risk assessment, financial analysis, and loan structuring.\nExperience presenting cases to Credit/Sanctioning Committees.\nUnderstanding of regulatory frameworks and compliance standards (including TCF principles).\nAbility to manage credit portfolios, annual reviews, and covenant monitoring.\nExcellent stakeholder management skills, with experience liaising with internal teams and external partners (brokers, solicitors, valuers).\nStrong analytical, decision-making, and communication skills

Relationship Manager - Commercial & SME Banking\n\nLocation: South London (Fully Office-Based)\n Salary: £45,000-£50,000 per annum\n\nAbout the Role\n\nWe are seeking an experienced Relationship Manager to join our Branch Banking team. This role focuses on driving profitable growth by providing high-quality relationship management to Commercial and SME clients. You will own a designated portfolio, manage credit needs, identify new opportunities, and ensure exceptional customer outcomes.\n\nThis is a key position for an ambitious banking professional who can balance portfolio growth with robust risk awareness, early warning identification, and strong adherence to regulatory standards.\n\nKey Responsibilities\n\nCustomer & Portfolio Management\n\nManage and grow a portfolio of Commercial/SME clients.\n\nConduct regular customer meetings, networking, and business development activities.\n\nEnsure all customer interactions follow TCF (Treating Customers Fairly) guidelines.\n\nHandle targeted account opening volumes and refer clients for Trade, FX, or Islamic banking products where appropriate.\n\nCommercial Growth\n\nAchieve asset and deposit growth targets for the branch.\n\nPrepare and negotiate customer credit proposals.\n\nSubmit credit papers and account-opening documents to internal approval teams.\n\nSupport the disbursement of lending in line with business objectives.\n\nControl & Compliance\n\nManage credit renewals in accordance with policy and deadlines.\n\nMonitor compliance-related transactions and ensure Enhanced Due Diligence (EDD) is completed.\n\nTrack excesses and Key Risk Indicators across all key accounts.\n\nEnsure branch SLAs are achieved for account opening and ongoing servicing.\n\nTeam & Branch Support\n\nCoach and support junior RMs/RSOs to achieve KPI expectations.\n\nAssist in preparing MI, meeting materials, presentations, and business development reporting.\n\nContribute to branch-related projects, planning, data analysis, and championing operational initiatives.\n\nProvide support to interns and new joiners where required.\n\nRegulatory Conduct\n\nAdhere to the FCA and PRA Conduct Rules at all times, demonstrating integrity, skill, diligence, and commitment to delivering good customer outcomes.\n\nMaintain compliance with the Certification Regime, conduct risk standards, and internal policy frameworks.\n\nExperience & Requirements\n\nMinimum 5 years' experience in a Relationship Manager role within the banking sector (Commercial/SME preferred).\n\nStrong understanding of credit processes, risk management, and commercial banking products.\n\nEvidence of ongoing CPD and professional qualifications (or commitment to obtaining them).\n\nDemonstrated competence in:\n\nRelationship management & customer service\n\nFinancial analysis & credit understanding\n\nRegulatory knowledge\n\nStaff development & coaching\n\nExcellent presentation, communication, and negotiation skills.\n\nConfident, proactive, and capable of managing a busy diary and diverse workload.\n\nWhat We Offer\n\nCompetitive salary of £45,000-£50,000\n\nProfessional development and ongoing certification support\n\nA collaborative, office-based working environment in South London\n\nThe opportunity to influence branch commercial performance and build strong corporate relationships\n\nIf you are a driven Relationship Manager with strong commercial expertise and a passion for exceptional client service, we'd love to hear from you. Apply today

Job Title: Business Development Manager - Commercial Real Estate (CRE) Make sure to read the full description below, and please apply immediately if you are confident you meet all the requirements. Location: West London Salary: £65,000 - £70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to £20 million and Development Finance proposals up to £10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory xrnqpay framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment

At Home Instead, being a part-time carer means more than lending a helping hand — it means making a genuine difference in someone's everyday life. We support you every step of the way, with clear opportunities to grow and build a long-term career with Home Instead. At Home Instead Ruislip and Harr

CLIENT SIDE REGIONAL VALUATIONS SURVEYOR LEADING UK LENDER LONDON FULLY REMOTE + UP TO £8 0,000 + BENEFITS TML Recruitment is partnered with an award-winning UK bank focused on growth. This is a market leading opportunity to become a specialist Buy-To-Let valuer and local expert within a respected team that operates within an in-house lender environment. Our client is renowned for staff happiness, satisfaction, and career development. They are flexible, inclusive, committed to your wellbeing, and passionate about helping you reach your potential. We are recruiting a home-based Regional Surveyor to cover the Prestigious London Patch. In this role, you will take ownership of your region and provide specialist property advice to the Group. This includesa carrying out mortgage valuations and security assessments on residential investment properties to support the Buy-to-Let (BTL) business and wider Group functions. Join the team as a home based Regional Surveyor covering some of the most sought after London postcodes: NW1, NW6, NW8, NW10, SW1, SW3, SW5, SW6, SW7, SW10, W, WC, and EC. WHAT WILL YOU BE DOING? Local Expertise Act as the primary property expert for a defined geographic area Manage valuation flow and respond to local queries Provide oversight of external valuer input and recommendations Panel & Relationship Management Build and maintain strong working relationships with local valuation partners Offer guidance and support to ensure consistency and quality of outputs Professional Advisory Deliver credible, professional advice as the local representative of the organisation Ensure compliance with RICS standards, internal policies, and industry regulations Market Insight Stay current on local market trends, legislative changes, and specialist sectors (e.g. HMOs) Provide informed analysis to support lending and investment decisions Case Support Assist with property-related casework including rent receiverships, repossessions, and disposals Strategic Contribution Produce market reports and local intelligence to inform wider business strategy Contribute to specialist areas such as development finance, due diligence, and structured lending Internal Collaboration Participate in team meetings and CPD sessions to share knowledge and maintain professional standards WHAT DO YOU NEED TO BE SELECTED? Professional surveying qualification: MRICS including active registration on the RICS Valuer Registration Scheme. Up-to-date CPD. A full clean driving license and willingness to travel across the allocated region. Previous experience working with HMOs Whats on Offer? 37.5 hours per week, Monday to Friday, 8:30 am to 5:00 pm (one hour for lunch). Generous Holiday Allowance: Starting from 27 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Years Eve. You can also buy or sell up to a weeks leave Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate Profit Related Pay: We share some of our annual profit with our eligible employees Pension Plan: We contribute up to 10% of your annual salary towards your pension Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more Volunteering Day: Contribute to causes you care about with one volunteering day per year Life Assurance and Personal Accident Cover TPBN1_UKTJ

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description We're looking for a Product Marketing Specialist to support the growth of our Data Intelligence solutions across the UK&I region. Reporting into the Global Product Marketing Director, you will support the full product marketing lifecycle and deliver high-quality product launch plans, messaging and sales enablement content to help us win in market. You will work with teams across Sales, Marketing, Product, and Propositions to help bring our products and propositions to market, communicate our value, and support adoption and retention efforts. If you enjoy market and buyer insights, storytelling through content and commercial impact, this role is for you. Responsibilities Localise and shape product positioning and messaging for the UK&I market. Develop the go-to-market plans for new product and proposition launches. Build an understanding of our buyers, users, and competitors to inform messaging and content. Create sales enablement materials and training that help Sales and Marketing teams communicate our value effectively. Be the link between the Data Quality team and wider UK&I Marketing teams to ensure alignment and momentum behind GTM activity. Prepare internal and external communications to raise awareness of product updates and ensure accurate representation in market. Solicit case studies and testimonials from clients to support customer marketing. Track and report on the performance of product marketing activities, using insights to optimise future work. Collaborate with Product Management, Marketing, Sales, Propositions, and Customer Success to drive high-impact growth initiatives in-region. Qualifications Bachelor's Degree in Marketing, Business, English, Communications or a related field. Experience in product marketing, content creation, sales enablement, or market research. Experience in SaaS or B2B Can create clear, compelling content that helps sales teams succeed. Experience of storytelling, able to present to partners of all seniority levels, with the ability to simplify complex ideas. Confidence working with multiple partners and collaborating across teams. Additional Information Internal Grade: EB9 Our benefits package includes: Hybrid working -40% office based Great compensation package and discretionary bonus plan Core benefits include Pension, BUPA healthcare and more 25 days annual leave plus bank holidays Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward and recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces 2024 (Fortune Top 25), Great Place To Work in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here #LI-Hybrid Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here TPBN1_UKTJ

Corporate & Commercial Real Estate Underwriter ?? West London (Fully Office-Based) ?? Salary: Competitive, dependent on experience We are seeking an experienced Corporate & Commercial Real Estate (CRE) Underwriter to join a growing Credit function based in West London. This is a key role responsible for assessing, structuring, and managing a diverse portfolio of corporate, CRE, buy-to-let (BTL), and personal lending proposals. The Role Reporting directly to the Chief Credit Officer, you will play a pivotal role in underwriting and executing lending transactions, while ensuring robust risk management and regulatory compliance. Key Responsibilities Underwrite Corporate, CRE, personal, and BTL loan applications, ensuring effective execution of transactions Assess and process lending proposals from the business team, including presenting cases to the Credit/Sanctioning Committee Manage end-to-end credit processes, including liaising with clients, introducers, solicitors, and valuation firms Conduct annual reviews of the existing credit portfolio, ensuring compliance with covenants and lending terms Monitor loan portfolios, identifying early warning signs, arrears, or potential problem accounts, and make recommendations Work closely with Originations teams to determine clear rationale for approving or declining applications Present proposals to Risk and other internal committees for new and existing products Ensure all credit decisions meet regulatory standards and align with Treating Customers Fairly (TCF) principles Support the Chief Credit Officer across broader Credit Department activities Undertake site visits where required Key Skills & Experience 6-10 years' experience in credit underwriting or assessing lending proposals Strong knowledge of the UK lending environment and regulatory framework Experience across Corporate and Commercial Real Estate lending (essential) Proficiency in Microsoft Office Strong analytical and risk assessment skills Person Profile Able to work independently and collaboratively within a team Strong attention to detail with a diligent and methodical approach Confident communicator with the ability to present complex information clearly Commercially aware, with the ability to balance risk and business objectives Proactive, adaptable, and motivated to take on new challenges Key Stakeholder Interaction Senior leadership including Chief Credit Officer, Chief Banking Officer, and CEO Business Development teams, Relationship Officers, and Branch Network Credit Committees and internal product and administration teams TPBN1_UKTJ

The Relationship manager is primarily responsible for driving profitable volume growth through value-added sales and service of Commercial / SME customers. They target and manage an assigned portfolio of customers within the commercial credit business segments. The key challenge in this role is to manage both existing portfolios and grow new corporate relationships, while identifying early warning signs that could affect portfolio health. Tasks and Responsibilities You are required to comply at all times with your contract of employment and all policies, procedures, rules, handbook, and similar documents applicable to you as an employee of Habib Bank Zurich Plc. As a certified person, you should have particular regard to the following responsibilities: Balanced Scorecard Responsibilities Application of the balanced scorecard approach within the branch, establishing strong processes around Customer, Colleague, Control, and Commercial. Colleague Objectives Coaching and training RM/RSOs, ensuring all KPIs are managed as per the business scorecard Providing Quality Assurance support with stakeholder units Preparing and presenting cases to the Country Credit Committee Maintaining robust personal diary management Driving employee engagement and adherence to HBZ behaviors modelCustomer Objectives Portfolio management of branches and adherence to TCF guidelines Customer networking and managing client appointments Trade & FX referrals to the business Sirat referrals for clients seeking Islamic Banking solutions Achieving targeted account opening volumesCommercial Objectives Delivering targeted asset growth of the branch balance sheet Delivering targeted deposit growth of the branch balance sheet Negotiating client proposals for assets and deposits Submitting proposals to internal credit and account opening teams Disbursing lending in accordance with branch targetsControl Objectives Managing credit renewals within bank policy and timescales Ensuring compliance entries and transactions are monitored in line with policy Completing Enhanced Due Diligence within required timescales Monitoring excesses on key accounts and managing all KRIs Ensuring SLAs for account openings are met in line with business policyBranch / HoBB Support Activities Supporting RM/RSOs with complex credit case enquiries as a subject matter expert (not case checker)Assisting HoBB with MI, meeting administration, minutes, and ad hoc presentations Engaging with branch champion activities (e.g. moratorium projects, rota planning)Championing MI for the branch and supporting data analysis Acting as a point of reference for new interns for project support and training

BUY TO LET MORTGAGE SUPPORT To augment the Buy to let business of the bank by supporting the origination team for Buy-to-Let (BTL) Mortgages and ensuring seamless end to end customer experience. This includes managing pipeline of cases dealing with workflows, liaising with stakeholders, both internal and external to ensure smooth assessment and completion of BTL cases. JOB RESPONSIBILITY To support the BTL sales activity by offering excellent service to the brokers or customers and to manage the internal execution process. To act as liaison point for intermediaries who have placed buy to let business with us, and ensure that their journey is smooth through case placing, packaging, reviewing, valuation and completion stages. To establish and maintain relationship with the broker while keeping them apprised of our products and lending criteria. Continuously keep brokers updated about current packaging requirements to ensure smooth processing. To communicate the salient features of our products and to ensure that our criteria is understood by them. To keep the BDMs & brokers updated about progress, outstanding and escalations on their respective cases. Maintain key MI for the sales business to track & demonstrate progress on cases. To sometimes attend business meetings and other business/social events to promote brand awareness and identify and target new sales opportunities. To sometimes undertake networking activities (during and outside of normal working hours/days) to promote the brand by building excellent working relationships with Brokers, Networks and other stakeholders, if called upon to do so. To ensure compliance with all Bank policies, procedures and to keep up to date with policies and relevant regulatory guidelines and issues. To efficiently manage business pipeline by appropriately diarising and following up on leads & milestones. Appropriate and effective administration, monitoring, reporting, communication, and liaison. To support brokers in keying of cases and ensure quality business is placed with us. To undertake any other responsibilities as delegated by the line managers PERSON SPECIFICATION Ability to multi-task, manage multiple cases . Works on own initiative. Excellent interpersonal and communication skills. Excellent methodical, tactical and sales skills. Entrepreneurial spirit with a collegiate approach. Embraces challenge and an evolving/changing environment. TPBN1_UKTJ

The Relationship manager is primarily responsible for driving profitable volume growth through value-added sales and service of Commercial / SME customers. They target and manage an assigned portfolio of customers within the commercial credit business segments. The key challenge in this role is to manage both existing portfolios and grow new corporate relationships, while identifying early warning signs that could affect portfolio health. Tasks and Responsibilities You are required to comply at all times with your contract of employment and all policies, procedures, rules, handbook, and similar documents applicable to you as an employee of Habib Bank Zurich Plc. As a certified person, you should have particular regard to the following responsibilities: Balanced Scorecard Responsibilities Application of the balanced scorecard approach within the branch, establishing strong processes around Customer, Colleague, Control, and Commercial. Colleague Objectives Coaching and training RM/RSOs, ensuring all KPIs are managed as per the business scorecard Providing Quality Assurance support with stakeholder units Preparing and presenting cases to the Country Credit Committee Maintaining robust personal diary management Driving employee engagement and adherence to HBZ behaviors model Customer Objectives Portfolio management of branches and adherence to TCF guidelines Customer networking and managing client appointments Trade & FX referrals to the business Sirat referrals for clients seeking Islamic Banking solutions Achieving targeted account opening volumes Commercial Objectives Delivering targeted asset growth of the branch balance sheet Delivering targeted deposit growth of the branch balance sheet Negotiating client proposals for assets and deposits Submitting proposals to internal credit and account opening teams Disbursing lending in accordance with branch targets Control Objectives Managing credit renewals within bank policy and timescales Ensuring compliance entries and transactions are monitored in line with policy Completing Enhanced Due Diligence within required timescales Monitoring excesses on key accounts and managing all KRIs Ensuring SLAs for account openings are met in line with business policy Branch / HoBB Support Activities Supporting RM/RSOs with complex credit case enquiries as a subject matter expert (not case checker)Assisting HoBB with MI, meeting administration, minutes, and ad hoc presentations Engaging with branch champion activities (e.g. moratorium projects, rota planning)Championing MI for the branch and supporting data analysis Acting as a point of reference for new interns for project support and training TPBN1_UKTJ

The lending proposition sits firmly within.

Lead AI/ML Engineer - (Fintech/Lending & Decision Systems) - Dubai OR Remote. A high-growth, technology-led business is building next-generation, AI-powered lending and decisioning systems from the ground up. AI-driven lending and decisioning systems.

We’re hiring: Partnerships Lead – Lending (UK) | Aveka. Stay on top of UK lending trends and regulatory landscape. Strong network within the UK lending ecosystem.

Lending Senior Support Officer. Owning lending cases from approval to completion.

Creating and maintaining great relationships with all colleagues and external third parties including legal firms and being the go to person on queries relating to lending and security documentation. Strong knowledge and experience in commercial lending documentation and securities. Experience in co

Solytics Partners Careers seeks a Senior Analyst to enhance financial modelling and credit analysis for Corporate Lending in London. Key skills include advanced Excel, VBA programming, and a strong understanding of lending products. This position offers a dynamic environment, focusing on automation

The DE Lending Proposition Team owns iwoca’s lending products in Germany – how iwoca prices and structures them, and in turn, how our customers experience them. As a Product Strategy Analyst, you’ll sit at the intersection of strategy, analytics, and product development – with the autonomy t

Valuations Surveyor wanted for Real Estate lending role. Input into underwriting assumptions for new lending activity.

This role involves managing robust data models, delivering insights for SMB lending, and collaborating with cross-functional teams.

Experience in pricing, credit risk, or consumer lending analytics.

Develop and optimize Excel-based analytical solutions for credit and lending use cases. Experience in Corporate Lending / Commercial Banking / Credit Analytics / Structured Credit. Experience supporting lending or credit-related decision-making processes.

A leading financial institution based in Greater London is seeking a Term Lending Lead to manage and oversee multiple product families. The successful candidate will set strategic direction, drive innovation in lending products, and enhance customer outcomes. This role requires extensive knowledge o

Senior Reporter - Mortgage Strategy & Specialist Lending Solutions. Senior Reporter is responsible for delivering high‑quality, agenda‑setting journalism across Mortgage Solutions and Specialist Lending Solutions.

Senior Reporter - Mortgage Strategy & Specialist Lending Solutions. The Senior Reporter is responsible for delivering high-quality, agenda-setting journalism across Mortgage Solutions and Specialist Lending Solutions.

Wholesale Credit Associate in Greater London to support credit risk evaluation through detailed analyses.The role involves building financial models, preparing credit memorandum, managing credit portfolios, and nurturing junior team members.Candidates should possess strong analytical, communication,

A leading financial information services firm in London is looking for an Associate Director to enhance relationships within the private credit market.This role involves business development and management of key client relationships across the UK and EMEA.Candidates should have experience in debt c

This pivotal role requires deep experience in secured lending, specifically in risk scoring and pricing frameworks.

The role will involve executing corporate lending and trade finance transactions, ensuring accurate documentation and maintaining strong operational controls.

Strong knowledge and experience in commercial lending documentation and securities. Experience in coaching and training less experienced colleagues with commercial lending and security documentation. Some knowledge and experience in dealing with possible CCA regulated lending documentation.

The roadmap is credible, outcome‑focused, and demonstrably improving lending performance. Have personally led the digitisation of credit analysis, underwriting, or decision support in a bank, fintech, or leading‑edge lending organisation. This product leadership role reports to the Director of L

Product Associate - Direct Lending page is loaded## Product Associate - Direct Lendinglocations: London, United Kingdomtime type: Full timeposted on: Posted Todayjob requisition id: R260161Position OverviewApollo is seeking an Analyst or Associate to join their London product team focusi

A legal recruitment agency is seeking a Trainee Solicitor in the United Kingdom to work with the General Legal Counsel.This position involves providing daily legal services across practice areas such as FCA regulation and litigation, and assisting with company secretary duties.Candidates must have a

A leading global specialist bank in Greater London is seeking a Transaction Manager to oversee loan deals throughout their lifecycle.This role requires substantial experience in loan operations and the ability to interpret complex credit documentation.You will coordinate with various teams to ensure

A leading analytics firm in the UK is looking for a Subject Matter Expert in Credit & Lending Solutions.

Wealth Management, Lending Product Owner. As a Lending Product Owner in Wealth Management, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle.

Five Arrows Direct Lending provides customised senior and subordinated debt financing solutions to privately‑owned businesses across the European mid‑market. Five Arrows Direct Lending focuses on three core sectors: “Healthcare and Education”, “Software, Data and IT Services” and “Busi

A leading global financial services firm is seeking a Lending Product Owner in Wealth Management to innovate new product offerings.

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers

A high-growth FinTech in London is seeking a Data Scientist to lead data-driven lending decisions.

An international law firm is seeking a mid-level Finance Associate to join its transactional finance team in London.This role involves advising on a wide range of banking and finance transactions, acting for various financial institutions and corporate borrowers.Ideal candidates will have over 4 yea

Collaboration: Global Solution Consultant can expect to coordinate, challenge, influence and otherwise engage Product Management, Global Services, Sales, SDR, Partner teams, Solution Lead Team and other key stakeholders in Corporate Lending. Ability to demonstrate a strong Commercial and Syndicated

A prominent banking institution in Greater London is seeking a professional to develop and launch lending products in the consumer lending area.

A leading financial services firm in Greater London is seeking an Analyst/Associate in Private Credit.This role involves originating investment ideas, conducting due diligence, and participating in investment structuring and documentation.The ideal candidate will have 2 to 4 years of experience in I

Based in London, this role will focus on selling enterprise lending platforms to Tier 1–3 banks, challenger banks, and specialist lenders, helping clients modernise and digitise the end‑to‑end lending lifecycle. You will be responsible for selling FIS’s Lending solutions, supporting financia