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Job Description McManimon, Scotland & Baumann, LLC is seeking a talented and motivated finance attorney to join our team in real estate finance and development, tax credits and incentives, public finance law, and tax. This role offers the opportunity to work on sophisticated, multi-layered transactions throughout New Jersey and beyond. The ideal candidate will have substantial experience with complex commercial real estate transactions for development projects, public and private financings, including tax-exempt bond financing, state and local government lending programs and incentives, federal and state tax credit programs, including New Markets Tax Credits, Historic Tax Credits, Low-Income Housing Tax Credits, and related corporate structuring. This is a great opportunity for someone interested in joining a vibrant and well-respected firm. We offer competitive compensation and a benefits package that includes medical insurance, an employer-funded health savings account, life insurance, short and long-term disability, vision, dental, employee assistance program, firm-paid critical illness plan, a retirement savings plan and an onsite gym. Lim Firm Description: Located in Roseland, MS&B is a law firm focused on NJ serving both governmental and private sector clients. Our firm practices in the areas of public finance, redevelopment, land use, litigation, alternative dispute resolution, and restructuring and bankruptcy. Founded in 1971, the firm brings a unique ability to bridge both public and private sectors. At MS&B, we are committed to equal employment opportunities and support a diverse and inclusive workplace. Diversity, Equity, Inclusion and Belonging: At MS&B, diversity, equity, inclusion and belonging have always been an essential part of who we are. We are dedicated to fostering, maintaining, and expanding a diverse and inclusive workplace. We recruit and cultivate exceptional candidates to create a high-quality team. Building upon our long-standing commitment to hiring and mentoring women and people of color, we make a conscious effort to retain and strengthen a workplace comprised of all races, ethnicities, religions and beliefs, national origins, socio-economic, marital, military, and veteran statuses, ages, genders, gender identities and expressions, sexual orientations, languages, disabilities, medical conditions, and family structures. We value each of our individual differences, experiences and perspectives as an asset that forges stronger relationships, enhances the quality of life for each of us, and enables MS&B to best represent our clients and the communities we serve. Salary Range: $130-$175k. Final compensation will be determined based on experience, qualifications, and overall work background. No Recruiters at this time. • 7-10 years of relevant finance, real estate, or public finance experience, • Strong working knowledge of tax credit programs and multi-layered financing, • Experience with state and local incentive programs is highly preferred, • Exceptional drafting, negotiation, and client communication skills, • Admission to the New Jersey Bar PI1482c8240a43-25405-38623744

Job Description About the Client: Our client is a respected New Jersey law firm, founded in 1971, known for handling complex public and private sector matters. The firm is recognized for its strength in real estate finance and development, public finance, tax credits and incentives, redevelopment, land use, litigation, dispute resolution, and bankruptcy/restructuring. The firm fosters an inclusive, collaborative culture grounded in diversity, equity, inclusion, and belonging. Employees engage in meaningful, high-profile work within a professional and collegial environment. About the Role: The Finance Attorney will join the firms Real Estate & Public Finance practice, providing strategic legal counsel on sophisticated financing and development projects throughout New Jersey and beyond. This role requires a strong background in structuring and negotiating complex financing transactions, as well as expertise in federal and state tax credit programs. Please note: The role requires on-site presence at the Roseland, NJ office for the first year. Afterward, a hybrid schedule may be offered. Key Responsibilities: • Structure and negotiate complex commercial real estate and development transactions., • Handle public and private financings, including tax-exempt bond financing., • Manage state and local government lending programs and incentive agreements., • Advise clients on federal and state tax credit programs (e.g., New Markets, Historic, Low-Income Housing Tax Credits) and related corporate structuring., • Collaborate with attorneys across practice areas to deliver comprehensive legal solutions in real estate finance, public finance, and incentives., • Juris Doctor (JD) degree and admission to the New Jersey Bar., • Minimum of 5+ years of experience in finance or real estate, or public finance law., • Strong expertise in federal and state tax credit programs and multi-layered financing structures., • Experience with state and local incentive programs (strongly preferred)., • Exceptional skills in drafting, negotiation, and client communications., • Comprehensive health benefits (medical, dental, vision)., • Employer-funded Health Savings Account (HSA)., • Retirement savings plan., • Paid time off and holidays., • Life insurance, short- and long-term disability, and critical illness coverage., • Employee assistance program., • On-site gym facilities., • Hybrid work schedule potential after the first year

Job Description Summary: The BSA/AML Manager plays a key role in supporting the Bank’s compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This position ensures enterprise-wide adherence to regulatory requirements by overseeing the identification, investigation, and reporting of suspicious activity, facilitating ongoing risk assessments, and maintaining a comprehensive compliance structure across all business units, including digital banking. In collaboration with the VP, BSA & OFAC Officer, the Manager drives the development and execution of a quality control program designed to promote accuracy and effectiveness in transaction monitoring, investigations, and customer due diligence processes. The role involves conducting periodic reviews of the Bank’s product offerings, shaping policy standards, delivering compliance training at all levels, and providing leadership to ensure staff development aligns with the Bank’s long-term strategic objectives. The Manager also works with internal stakeholders to assess and mitigate financial crime risks associated with online and mobile banking channels, supports regulatory examinations and audits, manages a team of analysts, and actively contributes to the continual improvement of the Bank’s transaction monitoring systems and overall compliance program. Job Responsibilities: BSA / AML Activity Review & Supervision Responsibilities • Develops, evaluates, and oversees the Bank’s daily BSA/AML compliance activities, including but not limited to CTR filings, wire transfer reporting, W-8 BEN documentation, AML reporting, and the Customer Identification Program (CIP)., • Ensures timely and accurate submission of all required regulatory reports and notices., • Conducts periodic departmental reviews to verify adherence to applicable policies and procedures., • Serves as the Bank’s approved 314(b) point of contact, facilitating appropriate information sharing with external institutions., • Reviews and monitors suspicious activity across consumer and commercial accounts; coordinates with branch personnel, departments, and the BSA team, and collaborates with the Fraud Officer on reportable fraud and account activity., • Supports the VP, BSA & OFAC Officer in preparing key reports and assessments, including the annual BSA Board Report, BSA Risk Assessment, OFAC Risk Assessment, and Annual Money Laundering Report (MLR), along with all related reports provided to the Board and Senior Management., • Compiles and maintains annual statistical data required in the Bank’s written BSA policy., • Conducts research and provides insight to support the risk rating of BSA-related products and services., • Assists in designing and implementing mitigating controls for higher-risk products and customer categories., • Serves as backup to the VP, BSA & OFAC Officer in delivering annual BSA training to all Bank personnel, including the Board of Directors, Senior Management, Retail, Operations, and Lending teams., • Develops role-specific training programs by incorporating case studies, industry publications, and SAR trend analyses to highlight emerging money laundering tactics., • Offers ongoing support and guidance to Bank staff on interpreting and applying federal BSA/AML regulations and internal compliance protocols., • Assists the VP, BSA & OFAC Officer in preparing for and responding to internal audits, independent assessments, system validations, and regulatory examinations., • Designs and maintains comprehensive scorecards to monitor and evaluate quality control metrics across BSA compliance activities., • Analyzes scorecard results to identify performance trends and pinpoint areas requiring improvement to strengthen overall compliance effectiveness., • Develops and reports key risk indicators (KRIs) that help measure compliance performance and operational risk exposures., • Conducts annual AML software parameter testing and analysis to ensure alert thresholds remain appropriate, along with semi-annual system validations to verify accurate mapping and data integrity., • Stays current on developments and changes in BSA/AML regulations and communicates relevant updates to appropriate Bank personnel., • Communicates emerging compliance trends and risk indicators to Senior Management to inform strategic decision-making., • Reviews and monitors OFAC screening processes to ensure compliance with sanctions regulations, investigates potential matches, documents findings, and confirms appropriate resolution steps are taken., • Bachelor's degree, • Certified Anti-Money Laundering Specialist (CAMS) certification required, or an equivalent designation., • 5 years of progressive experience in BSA/AML and OFAC compliance within a financial institution., • 2 years in a supervisory or managerial capacity within a BSA/AML compliance department., • Demonstrated expertise in managing investigations, SAR filings, and OFAC screening resolution, with a strong record of team leadership and development., • Comprehensive understanding of the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions programs, FinCEN guidance, and relevant federal and state regulations., • Working knowledge of the FFIEC BSA/AML Examination Manual and corresponding regulatory expectations., • Proven ability to design and implement quality control frameworks and compliance procedures., • Familiarity with AML risks associated with digital banking platforms., • Experience supporting or leading internal audits, regulatory examinations, and independent reviews., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays.

Job DescriptionMortgage Loan Officer Wholesale Non-Delegated Lender Company: Tag Lending Group, LLC Location: Remote (Nationwide) Employment Type: W-2 Only Minimum Production: $1,000,000 funded monthly We Dont Just Originate, We Automate. Lets TAG TEAM This Deal. At Tag Lending Group, youre not just another MLO. You're stepping into a platform built for performance, designed to help you win every deal, work smarter, and scale fast without friction. We give you a large sandbox of 60+ investors, pricing exceptions, direct lending relationships, and automation so dialed in, youll wonder how you ever closed loans before. About the Role This is not a retail branch job. Its a direct pipeline into a non-delegated lending platform with pricing control, investor flexibility, and speed to close. If you're tired of bloated operations, capped comp, or fighting over rates, this is where you reset the game. Tag Lending Group gives you access to over 60 investors, full back-end support, automation that works for you, and tech that doesnt just sit there, it closes deals. Why Join Us? 1. Access to over 60 wholesale investors no overlays, no rate wars, just flexibility to win, 2. Exception pricing available through our investor network, Youll NEVER Lose a deal again!, 3. Same-day approvals, 14-day closings from submission to CTC, 4. Proprietary Roadmap to Homeownership for a frictionless borrower experience, 5. Pre-underwriting, setup, and contract processing support included, 6. We provide weekly cheat sheets for Realtors, and we help build a Realtor database for you, 7. Yield more on every loan, Tag delivers 40 to 150 Basis Point advantage over brokers and direct lenders., 8. Weekly playbooks and live coaching from producers whove closed $100M+, 9. Certified HubSpot Partner your CRM, CMS, and automation is built with the #1 AI-driven platform in the country, 10. Total pricing flexibility: we DO NOT lose deals, 11. $299 per month covers everything: • HubSpot Enterprise CRM/CMS, • Arive LOS, • Slack Pro, • Box Cloud, • 180 BPS on self-generated business (This is up to 225BPS depending on your Company Margin Agreement each quarter), • 100 BPS on company-provided leads, • 70 percent of net on DSCR, Fix & Flip, and commercial, • Lock and structure deals inside Arive, • Manage all lead activity and follow-up inside HubSpot CRM, • Use AI automation to drive follow-through with Realtors and borrowers, • Communicate with your ops team through Slack, • Close clean files using our 14-day workflow, • Handle Conventional, FHA, VA, USDA, Jumbo, Non-QM, DSCR, and Private lending programs, • Active NMLS license (good standing), • Minimum 2 years of origination experience, • Minimum production of $1M per month, • Working knowledge of multiple loan products, • Strong follow-up and CRM discipline, • Tech fluency in Arive, HubSpot, Slack, Box, and Outlook Solid follow-up discipline (we expect 8/10 or higher) Must be proficient with digital systems, including HubSpot, Arive, and Slack Experience with purchase business preferred Where Were Licensed: We are currently licensed in: Lender: FL, SC, TN, TX, GA, MI, NM Broker: NJ, CT, PA, NC Why TAG is Built Different • We are certified partners with HubSpot, the #1 CRM and CMS in the country, fully integrated into your daily workflow., • Our automation reduces man-hours by over 60 percent! THE FUTURE IS DIRECT TO CONSUMER, HENCE AMAZON!, • You dont chase documents; our system handles it, • You dont operate alone; our back-end team is always live, • You dont compete against retail, you outperform it We dont wait for the industry to change; we build the future ourselves. We're not another retail lender; we're the Amazon of mortgage lending. Click. Click. Closed. Just like Amazon Click. Click. Delivered Same-Day! Ready to Apply? Follow These Steps Step 1: Watch this short video introduction WATCH VIDEO Step 2: Complete the hiring assessment COMPLETE ASSESSMENT Step 3: Learn how we operate before speaking to our CEO WHY CHOOSE TAG? Lets TAG TEAM This Deal. Apply today and get the platform youve always deserved. This is a remote position.

Job Description Summary: : Ensures compliance with banking regulations established as part of the Community Reinvestment Act (CRA). Analyzes and reports required data to the federal government and examiners. Initiates, prepares and executes grant applications through the Federal Home Loan Bank. Regularly reviews progress of bank in Lending, Investment and Service Test as it relates to CRA. Develops new business and maintains effective relationships with community leaders in targeted markets. Chairs and prepares for CRA Committee Meetings. Job Responsibilities: Community Reinvestment Act (CRA) • Maintains proficiency in the use of the Bank’s compliance software to track and evaluate all HMDA lending, small business lending and community development activity., • Conducts quarterly analysis to monitor and present on the Bank’s CRA performance and compliance., • Conducts self-exams to determine level of compliance as it relates to lending, service and investment performance., • Researches and recommends special lending programs for housing, construction, purchase, rehabilitation, small and minority businesses and industrial development, particularly in low/moderate areas., • Develops and monitors the Bank’s CRA strategy., • Annually reports HMDA and Small Business data to federal government., • Chairs the CRA Committee Meetings., • Prepares CRA reports and presents them directly to the Board of Directors on a quarterly basis., • Annually updates the Performance Context with the latest market conditions and trends., • Develops new business in community development target markets., • Represents Columbia at various civic and community functions for the purpose of enhancing the Bank’s image in the community., • Identifies opportunities for the Bank to provide low-cost housing in low to moderate income areas through special grants and low-rate loan programs., • Works with Commercial Lenders, Business Development Officers, Branch staff, and others to increase visibility in targeted markets., • Oversees the Columbia Bank employee volunteer program “Team Columbia” community events., • Promotes financial literacy throughout the Bank., • Maintains records and documentation on all community development activities and programs., • Keeps up to date with changes in federal and state banking laws and regulations pertaining to CRA., • Reviews and interprets changes in CRA laws and regulations and keeps management informed. Ensures changes are implemented accurately and on a timely basis., • Supervises team members supporting the development and implementation of the Bank’s CRA program., • Establishes clear goals for the staff, ensuring accountability for performance., • Promotes a culture of continuous improvement, professional development, and diversity., • Works directly with Federal Home Loan Bank and prospective grantees to complete application packages for submission. Conducts periodic reviews on outstanding grants as required., • Bachelor's degree and ten or more years CRA and community development experience or equivalent combination of education and experience, • Thorough knowledge of federal regulations pertaining to CRA, • Experience in the preparation and execution of a CRA Strategic Plan, • Experience with public sector financing programs that support the CRA lending and investment products and understanding of the benefits of the public-private partnership, • Experience in evaluating credit facilities to ensure CRA eligibility, • Ability to travel to and participate in frequent civic and community functions and events within the metropolitan area, • Strong verbal/written communication and interpersonal skills, • Strong Microsoft Word, Excel and PowerPoint skills, • Exercise sound judgment, leadership, multi-tasking and problem-solving skills, • Must be a self-starter and able to work independently, • Must be well-organized, accurate and have a high attentive to detail Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description BASIC FUNCTION Responsible for acting in place of the Director of the Commercial & Industrial Lending (C&I) and Small Business Finance (SBF) Department. The position will oversee all other Bank departments, ensuring C & I and SBF are compliant with policy and appropriate procedures. Assist with identification of lending and deposit opportunities as well as qualifies loans to borrowers for real estate secured and non-real estate financing opportunities. Ensures the quality of prospective commercial loan opportunities/portfolio to meet/exceed the Bank’s standards for C & I and SBF loans. This position will also have management responsibility for evaluating, structuring, underwriting, loan transactions originated from the C & I and Small Business Finance Departments, both new transactions and modifications. MAJOR RESPONSIBILITIES Deputy: • Oversees the department’s Administration, Underwriting and Production (Relationship Managers) to ensure they are following the bank’s Commercial C & I and Small Business Finance lending policies and practices., • Will further oversee all Department Teams to ensure transactions are effectively/efficiently proceeding toward approval and closing., • Makes telephone and personal calls to customers and potential customers., • Expedites the resolution of customer problems/complaints., • Oversees the quality of new/existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed, and requests additional data as needed. Confers with Department Director on portfolio opportunities/issues., • Maintains a state-of-the-art knowledge of the bank’s Commercial/Small Business lending market, with respect to products, pricing and demand., • Reviews/signs-off on new loan and modification underwritings (as long as position is not a producing position)., • Review commitment letters and loan documentation to insure conformance with approval and Bank policies., • Performs other duties as required. Underwriting: • Responsible for reviewing and analyzing commercial real estate and non-real estate loan requests/submissions, financial statements, property/business soundness and viability, industry trends, competition, management capability and financial leverage., • Responsible for reviewing each underwriter and/or performing in-depth due diligence on prospective clients (Borrowers/Principle/Guarantors) and their financial statements including cash flow modeling and projections., • Interact with Relationship Managers to establish appropriate loan structure which is consistent with prescribed credit policies, underwriting guidelines and general best practices considering risk elements inherent in loan purpose, ownership structure, management depth and experience., • Responsible for preparing Credit Memorandum for approval by Department Head, Senior Lending Officer and/or Credit Committee., • Interact with customers, Relationship Managers, underwriting staff, and administrative staff to obtain timely and complete financial information., • Assist in recommending, updating, and writing Departmental Credit Policies and Procedures as well as underwriting procedures., • Negotiate and recommend for approval loan modifications., • Responsible for managing the Underwriting staff and Sales staff (RM) workflow. Department Support: • Interact with Loan Review and Internal Audit relating to asset reviews, • Interact with external Bank Accountants and Regulators during their review., • Prepare draft responses to Loan Review and Internal Audit reports for Department Director and SLO review and sign off., • Assist the Department Director in overseeing the activities of the Commercial C & I and Small Business Finance departments including C & I and SBF policies, procedures and other management reporting requirements. JOB REQUIREMENTS Education: College Degree or education (or a combination of education and experience) equivalent to an undergraduate degree, Bank lending experience with successful completion of a credit training program. Experience: • Minimum of 15 years’ commercial lending/Small Business real estate and non-real estate experience required., • Minimum of 5 years’ Supervisory/Management experience., • Minimum 5 years’ experience as a Senior Underwriter with demonstrated ability to independently analyze, structure, negotiate and close commercial real estate loan transactions., • Minimum 5 years’ experience managing high performing sales teams with processes, prospecting and COI cultivation., • Excellent organizational skills., • Thorough knowledge of commercial real estate and non-real estate loan product lines., • Goal oriented individual – displaying self-motivation and initiative being a detail oriented and conscientious leader., • Excellent leadership and teamwork skills required., • Strong customer service skills required., • Experience with bank credit policies and procedures, loan analysis and guarantor/sponsor financial analysis., • Previous leadership role in a senior capacity with demonstrated ability to manage and direct subordinates., • Excellent organizational, presentation, interpersonal, communication skills and the ability to multi-task., • Ability to work independently under stringent time constraints., • Proficient in Word, Excel, Office, and other spreadsheet software applications. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description Summary: The Commercial Compliance Analyst is responsible for ensuring that the Commercial Lending and Commercial Credit Departments comply with all pertinent laws and regulations, including but not limited to, the Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and Regulation B: Equal Credit Opportunity Act (ECOA). As a first line of defense, the Commercial Compliance Analyst is responsible for HMDA and CRA data collection and integrity as well as the monitoring and testing of compliance with commercial lending regulations. Keeps up to date with subject regulations and adheres to all bank policies, procedures, and regulatory requirements. Job Responsibilities: Regulation B Compliance • Monitors underwriting processing timelines through the development and review of weekly Regulation B reports, • Identifies loan transactions that are reaching the maximum allowable time for underwriting and communicates with the respective personnel in commercial credit and lending to ensure compliance with processing time requirements., • Reviews loan information outlined in commercial credit approval memos and corresponding worksheets to ensure that the loans are reportable under the Home Mortgage Disclosure Act and Community Reinvestment Act. Confirms that all data in the corresponding worksheets is accurate., • Develops and implements first line of defense transaction testing to self-identify potential issues, • Performs transaction testing on a sample of loans to ensure compliance with regulatory requirements and internal procedures., • Develops reports to summarize monthly transaction testing results to management. Makes recommendations to enhance departmental procedures., • Tracks exceptions through the development and issuance of issue management reports to management., • Develops and maintains policies and procedures related to first line commercial compliance monitoring and testing., • Remains current on regulations impacting commercial lending related activities, • Performs other job-related duties as assigned. Job Requirements: • Bachelor’s Degree;, • Three or more years of regulatory compliance related experience as it pertains to residential, consumer and/or commercial lending;, • Strong attention to detail, accuracy, and adherence to deadlines;, • Ability to adopt and leverage new technology;, • Excellent verbal, written and interpersonal communication skills;, • Strong analytical skills;, • Proficiency in Microsoft Excel;, • Must have knowledge of all regulations that apply to Commercial Lending, including, but not limited to:, • Regulation C - HMDA, • Regulation BB - CRA, • Small Business, • Community Development, • Regulation H - Flood, • Regulation B - ECOA, • Adverse Action, • 30-day rule, • Regulation V – FCRA & Identity Theft Red Flags, • Servicemembers Civil Relief Act, • Bank Secrecy Act Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description SUMMARY: Responsible for generating new deposits and acquiring new client relationships specific to nonprofit organizations, public funds entities and commercial business. Serves as a liaison for above customers to facilitate a thorough service and delivery of banking products. Works closely with bank partners to cross sell products and services. Serves as a community leader creating visibility to Columbia Bank to accelerate Columbia’s market share and achieve revenue goals. Job Responsibilities Non-Profit & Government Business Development • Generate new deposits and profitable client relationships specific to nonprofit organizations, public funds entities including municipalities, boards of education, and any other government banking relationship and commercial business., • Serves as a liaison for above customers to facilitate a thorough service and delivery of banking products for these entities., • Travels to client sites with bank partners for consultative and productive discussions about bank products and services to acquire new profitable client relationships to achieve the bank’s strategic goals and deposit growth., • Assists bank partners to review nonprofit organizations and public funds banking needs and formulate recommendations and proposals for banking services., • Maintains knowledge and the ability to understand nonprofit and government banking requirements., • Cross sells all bank products and treasury services while working with the client and its constituents., • Provides ongoing support to the Columbia Bank Foundation and Community Development., • Acts as an ambassador between Columbia Bank, the Columbia Bank Foundation, and the community., • Serves as a community leader creating visibility to Columbia Bank to accelerate the bank’s branch and market share., • Attends industry conferences, conventions, corporate suite events, golf outings and other corporate gatherings as required for the purpose of developing new business, maintaining commercial relationships, and representing the bank., • Maintains a working knowledge of the bank’s strategic plan, current product offerings and any relevant industry demands and trends., • Bachelor’s degree Required., • Minimum of 2 years’ Business Development experience as a relationship manager, experience in non-profit & government sector preferred;, • Experience leading solicitation and portfolio management activities, including kickoff meeting(s) with business unit and sales, developing a solicitation project plan, managing tasks and due dates for stakeholders, updating the RFP tracker, and communicating project status to management;, • Substantial relationships with Local and State government agencies and potential teaming partner personnel highly preferred;, • Relationships with Local, Regional and National non-profits highly preferred., • Ability to network and meet with customers/partners/influencers in pursuit of new business to assess customer needs and develop preliminary solutions;, • Must be able to produce assigned loan volume as set annually;, • Demonstrated critical thinking, self-starter attitude, self-awareness, and integrity;, • Excellent decision making and problem-solving abilities;, • Thorough knowledge of lending regulations required;, • Excellent proposal writing and communications skills with the ability to interact on an executive level, presenting key information to the leadership team;, • History of community involvement through volunteerism and/or representation with charitable organizations;, • Excellent organizational, follow-up and time management skills. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. Hybrid; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Summary: The Commercial Lender III, ABL develops new Asset Based Lending relationships with a primary focus on commercial lending. They will analyze complex and/or larger dollar value commercial lines of credit (LOC) and loans. The incumbent will work with Credit Underwriting to finalize lending packages for approval. They will present commercial LOC and loan requests to the Credit Committee for approval. The Commercial Lender III, ABL will maintain a portfolio of existing commercial customer relationships. May provide guidance to less experienced commercial lenders. Job Responsibilities: New Business • Develops new business by contacting potential customers and following up on leads which may include more complex ABL deals, including participations and syndications., • Evaluates all aspects of a transaction to determine viability of the credit and makes the appropriate recommendations to Senior Management and/or Credit Committee., • Develops a working relationship with borrowers, referral sources, agent banks and internal business partners., • Works closely with third party turnaround consultants and other professional appraisal/liquidator firms., • Visits clients, enters calling efforts into Salesforce, and seeks to cross sell Bank products to enhance relationship and revenue., • Analyzes financial and related data for credit worthiness and merits of loan requests., • Establishes terms and approves loans within lending authority or recommends approval to senior management., • Informs customers of Bank decisions., • Interacts with commercial customers to maintain and deepen banking relationships., • Works with the ABL Portfolio Manager to prepare and review monthly management reports; develops critical financial analysis, processes client credit requests, amendments, waivers and renewals in a timely manner., • Monitors delinquencies and evaluates problem loans., • Reviews client field examinations, appraisals, collateral trends and reporting. Identifies and proactively recommends appropriate reserves., • Works closely with the ABL RVP to analyze benefits of restructuring or legal collection action that may include foreclosure., • Assists in the preparation of monthly, quarterly and annual reports, and the forecasting of loan balances., • Ensures overall collateral reporting is timely and accurate., • Ensures field examinations are performed timely., • Bachelor's degree in a business discipline, • Minimum of 10 years’ experience as a Commercial Lender., • Formal Credit Training required, • Experience in reviewing and accurately interpreting loan documentation, collaborating with team members and working with underwriters in underwriting middle market and larger ABL deals., • Knowledge of commercial lending and working knowledge of ABL markets., • Local knowledge specifically Tri-State area with potential market expansion., • Effective organization, multi-tasking and prioritizing skills., • Ability to work with team member across the bank to close and structure transactions., • Strong verbal and written communication skills., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description BASIC FUNCTION Responsible for the cultivation and development of Centers of Influence (COIs) that refer profitable new business relationships that have strong commercial non-interest bearing deposit, cash management and commercial lending needs. Also works closely with the Market Manager, Retail Financial Center Management, the Business Banker, and the C&I and CRE Lenders in support of the above mentioned expectations. The BDO will focus on developing relationships with “deposit rich” industries and companies with annual revenues greater than $5mm. MAJOR RESPONSIBILITIES • Cultivate, develop, and leverage Centers of Influence that will refer to non-interest bearing DDA relationships, cash management and commercial lending prospects to the bank., • Gathers and presents completed loan package for underwriting which includes financial information, loan structure, pricing recommendation, collateral description and write-up outlining company history, type of business, customer base, purpose of loan, and other supporting information., • Develops and implements a business development plan annually, • Develop business relationships through their COIs, networking events, prospecting and telemarketing within assigned markets. Participates in the Retail Bank’s activities regarding community involvement., • Cross sells the bank’s complete product line including BankingPlus, Merchant and Cash Management services., • Tracks and reports business development activities on monthly basis., • Participates in monthly business development meetings with Business Banker, Retail Bank Management and participates in individual branch sales meeting., • Participates in sales calls with Retail Bank Management, and C & I & CRE Lending partners to uncover non-interest bearing deposit, cash management & commercial lending opportunities., • Works closely with the Market Manager and Director of Retail Administration in providing feedback on service and retail sales related issues., • Keeps abreast of the products, applications, technical services, market conditions and competitive activities., • Performs other duties as required. JOB REQUIREMENTS Education: College Degree; or a combination of education and experience equivalent to an undergraduate degree. Formal small business credit training a plus. Experience: • Minimum of 5 years as a Business Banking Officer at a commercial bank., • Excellent communication, organizational and sales skills required., • Excellent customer service/interpersonal skills required., • Basic knowledge of word processing and spreadsheet software required., • Goal oriented individual – displaying self-motivation, initiative and team player. Skills & Training: • Strong Leadership, • Collaborative Skills, • Solid People Skills, • Strong Verbal, Written & Presentation Skills, • Knowledge of Bank Policy and Procedures, • Solid Commercial Product Knowledge (Commercial Deposits, Loans & Cash Management, • Strong Time Management, • Working Knowledge of Microsoft Office (Word, Excel, Power Point), • Goal Oriented Benefits, • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description Pay: $175,000.00 - $210,000.00 per year Job description: Note: This position requires employees to be on-site for the first year at the Roseland, NJ office; thereafter, a hybrid schedule will be considered. Note: The qualified candidate for this position must have admission to the New Jersey Bar and 7+ years of experience in real estate finance, public finance, and tax credits. About Our Client Our client is a well-established, respected New Jersey-focused law firm with a strong track record in both public and private sector legal engagements. Founded in 1971, the firm specializes in areas including real estate finance and development, public finance, tax credits and incentives, redevelopment, land use, litigation, alternative dispute resolution, and bankruptcy/restructuring. With a commitment to diversity, equity, inclusion, and belonging, our client fosters an inclusive workplace and values differences as strengths. Job Description Our client is seeking a Finance Attorney to join their team, with responsibility for: • Structuring and negotiating complex commercial real estate and development transactions, • Handling public and private financings, including tax-exempt bond financing, • Managing state and local government lending programs and incentive agreements, • Advising on federal and state tax credit programs (e.g., New Markets Tax Credits, Historic Tax Credits, Low-Income Housing Tax Credits) and related corporate structuring, • 7+ years of relevant experience in finance, real estate, or public finance law, • Strong, demonstrable expertise with tax credit programs and multi-layered financing, • Experience with state and local incentive programs (highly preferred), • Exceptional drafting, negotiation, and client communication abilities, • Work on sophisticated, high-profile, multi-layered transactions throughout New Jersey and beyond, • Join a vibrant, well-respected firm with deep roots and meaningful impact in both the public and private sectors, • Competitive compensation and robust benefits package (medical, dental, vision, employer-funded HSA, life, short- and long-term disability, critical illness, employee assistance, retirement savings, and on-site gym), • Potential for hybrid work after first year, supporting work-life balance and flexibility Job Type: Full-time Benefits: • Dental insurance, • Health insurance, • Paid time off, • Retirement plan, • Vision insurance

Job DescriptionBASIC FUNCTION Responsible for preparing annual review memos for existing borrowers tied to the commercial lending loans portfolios. The Portfolio Manager will be assigned a portfolio of C&I facilities to manage MAJOR RESPONSIBILITIES • Assume account management responsibility for any C&I loan as described above under Basic Function., • Ensure annual review and covenant compliance are completed., • Negotiate and recommend for approval, financial covenant waivers and loan modifications. classified loan migration. • Assist with site visits/ property inspections as needed., • Order appraisals, flood searches, and credit reports., • Assist SVP Lending Division with monthly reporting as required. JOB REQUIREMENTS Education: College Degree Experience: Minimum of 2+ years related work experience (Lending, collections, bankruptcy, and foreclosure). Formal credit training required. Excellent written/verbal communication skills required. Ability to work independently and meet specified deadlines. Assertive, self-directed personality type. Working knowledge of word processing and spreadsheet software required Benefits: • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications, and occasionally approve new loans; recommends loans for approval within established guidelines and lending policies; maintains portfolio of existing customer relationships and

Relationship Managers - Commercial Lending - Opportunities Throughout New Jersey. Provident Bank is seeking seasoned Relationship Managers - Commercial Lending to join our team! Come learn why we are the Premier Super Community Bank!.

Job DescriptionBASIC FUNCTIONManagerial responsibility and oversight of the CRE and C&I loans, as well as loans that are risk rated special mention or worse, delinquent more than 15 days past due and /or loans requiring special attention as directed by the Director of Portfolio Management. The Sr. Portfolio Manager will be responsible for monitoring both the Real Estate and C&I Portfolios including, but not limited to, annual reviews and analysis of financial information, identification of negative trends, report preparation and market conditions. This role will coordinate with third party vendors and various regulatory bodies. MAJOR RESPONSIBILITIES • The Sr. Portfolio Manager is responsible for monitoring and assessing the credit risk of the banks commercial loan portfolio., • The role entails leading credit monitoring, control, and administration of a portfolio of borrowers with a view to identifying potential credit issues early., • Effectively mentor a team of Portfolio Managers., • Provide ongoing credit oversight and portfolio management of the CRE and C&I loan portfolio through annual reviews, monitoring of covenant compliance and the creation and maintenance of “Watch List” credits., • Interact with Loan Officers, Borrowers or CPAs to obtain necessary financial information required to complete annual reviews., • Completes annual reviews, loan renewals, maturities, and asset quality reports on a timely basis, • Proactively manages the portfolio to both maximize profitability and ensure strong asset quality through consistent and timely identification and resolution of issues as well as accurate assessment and assignment of loan risk ratings., • Consult with customers regarding their financial performance trends and pro-actively anticipate and manage deteriorating credits., • Manage and track borrowing bases, A/R Aging, Field Exams, etc., • Manage the Stress Test Data Collection Process with the Portfolio Managers., • Manage portfolio risk on a forward and proactive basis with respect to economic and industry trends, borrower concentrations, industry concentrations, likelihood of default and loss and criticized and classified loan migration., • Recommend specific action plans upon identifying increased borrower credit risk to mitigate nonperforming / non-accrual loan status., • Monitor and resolve past dues working with the Relationship Manager., • Assist with site visits / property inspections as needed., • Assist SVP Director of Portfolio Management with monthly reporting and special projects as required. JOB REQUIREMENTS Education: College Degree Experience: • Minimum of 15+ years related work experience (Lending, underwriting CRE / C&I loans, portfolio management, managing and mentoring employees, collections, bankruptcy, note sales and foreclosure)., • Formal credit training required., • Strong analytical and quantitative skills., • Excellent written/verbal communication skills required., • Ability to work independently and meet specified deadlines., • Working knowledge of MS Word, MS Excel, CRM Platforms, etc., • Strong credit skills, analytical skills, and financial acumen., • Uses time effectively and efficiently; and keep projects/tasks moving forward within a reasonable and quick timeframe. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description JOB DESCRIPTION Job Title VP & C&I RELATIONSHIP MANAGER Department Commercial & Industrial Lending Reports to (Title) VP & DIRECTOR, C&I LENDING Job Code E-18 BASIC FUNCTION Responsible for generating C&I business by focusing on developing new business relationships and a strong referral network – specifically with accountants, public agencies, attorneys, and Chambers of Commerce. MAJOR RESPONSIBILITIES • Cultivates referrals from branch network for business-related products and services. Participates in meetings of branch offices to enlist their consistent support and heightened awareness of new products and services., • Prospects for new business customers via networking, cold-calling and telemarketing. Successfully develops new business and manages relationships to retain business over the long-term., • Makes telephone and personal calls and presentations to customers and potential customers., • Tracks and reports sales results on a monthly basis., • Supports Branch business development activities., • Insures the profitability and credit quality of the portfolio in accordance with SSB’s credit policy., • Manages the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Gathers financial information, prepares loan proposals, and manages several aspects of the underwriting function., • Monitors quality of existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed and requests additional data as needed. Confers with superiors on difficult or sensitive issues., • Ensures strong, effective market share of the products and services by providing direction and information on the products and applications and related services., • Keeps abreast of the products, applications, technical service, market conditions, and competitive activities., • Performs other duties as required. JOB REQUIREMENTS Education: College Degree; or a combination of education and experience equivalent to an undergraduate degree. Experience: Minimum of 3 years C&I lending experience required. Excellent verbal/written communication skills. Capability of working independently in a fast-paced and changing environment. Good organizational and sales skills to facilitate and cultivate all leads. Credit and risk analysis skills required – with a working knowledge of various financing options. Goal oriented individual – displaying self-motivation and initiative. Excellent teamwork skills required. Basic knowledge of word processing and spreadsheet software required. Strong customer service skills required. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account