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Job Description Contracting CDL-A Truck Drivers • RUN YOUR BUSINESS, RUN UP YOUR PAY - Top earners gross $200,000+ per year, • YOU PICK, YOU BOOK, YOU PROFIT - 99% no-touch freight + total load control Dart gives CDL-A professionals the chance to run like an owner with far less risk than traditional ownership. Lease Operators get the freedom to choose their loads, control their schedules, maximize earnings, and build a business-with predictable costs and support behind them. Whether you want predictable mileage pay through the National Fleet, or total freedom with the Open Network, Dart puts you in the driver's seat with flexible programs designed to elevate your earning potential. If you're ready to earn more, pick your own loads, and build a business on your terms, Dart has the opportunity and support to help you succeed. Lease Operator Job Details • Earn like a true independent. Top Lease Operators gross $200,000+ per year, with strong mileage pay on the National Fleet or percentage pay through the Open Network. Your ambition determines your income., • Control your loads, control your money. Book your own freight, avoid freight you don't want, and run lanes that match your goals. No forced dispatch, no dispatch fees, and immediate on-demand settlements keep your business moving., • Build your business without the risk. Dart's lease model gives you ownership-style earning power with lower upfront costs, no plate fees, no service fees, and no out-of-pocket repair bills on all-inclusive leases., • Run easier, earn steadier. Enjoy 99% no-touch freight, competitive accessorial pay, strong Hazmat pay, and bonuses-including the Dart Diamond Rewards annual bonus and a $3,000 referral bonus., • More Freedom: Pick the freight you want. Control your work and your earnings., • More Money: Contractors often earn far more than company drivers due to higher mileage pay and load control., • Less Risk: All-inclusive leases mean no surprise repair costs, no credit checks, and no massive upfront investment., • Top drivers make $200,000+ per year gross, • Base CPM pay:, • $1.12/mi loaded + FSC, • $1.07/mi empty + FSC, • $2,000 maintenance bonus for new contractors, • Layover and detention pay, • No forced dispatch or dispatch fees, • Immediate on-demand settlements, • Competitive mileage and Hazmat pay, • Free plates & paid fuel surcharge on ALL miles, • Annual bonus with Dart Diamond Rewards, • Percentage pay: 75% of the all in rate, • Pick and book your own loads, • No forced dispatch or dispatch fees, • Immediate on-demand settlements, • NO plate fees, • NO service fees, • Annual bonus with Dart Diamond Rewards Driver Requirements • Valid Class A CDL, • At least 23 years of age

Hiring CDL-A Truck Drivers STEADY WEEKS, STEADY PAY - Minimum $1,250/week RUN SMART, REST RIGHT - Home weekly without losing momentum TOP TRUCKS FOR TOP DRIVERS - Fully-loaded 2023-2026 trucks Why Drive for Hirschbach? Hirschbach is hiring CDL A truck drivers in the local PA, NJ, DE, MD area. We are not your typical trucking company. We are driver-focused, driver-first and we mean it. Driving for Hirschbach isn't just another job - it's THE job. We offer drivers industry-leading 24/7 support and our ultra-modern truck fleet comes with the latest features and technology. So if you have at least 6 months CDL-A truck driving experience, apply today to learn about options. You've tried the rest, now run with the best. Dedicated Truck Driver Job Overview • Strong weekly guarantees, real annual earnings. Earn a minimum of $1,250 per week before extra pay and bonuses-giving you reliable income you can count on., • Home every week without losing momentum. Run a consistent schedule with weekly home time, offering predictable resets while still delivering strong earning potential., • Touch freight that pays-backed by incentives. This is a touch-freight position, but the payoff is real with steady freight flow and monthly safety incentive pay that rewards doing the job right., • Coverage that protects you on and off the road. Get health, dental, and vision insurance, access to an Employee Assistance Program, and financial peace of mind with 401(k) + profit sharing., • Time off that truly pays. Enjoy paid vacation after one year, giving you the time you need to reset without losing earning power., • Start strong from day one. Earn $800 during the driver orientation qualification process, making the transition smooth and rewarding., • Owner-style pay without the ownership headache. Lease Purchase drivers earn a minimum of $1,250/week availability incentive pay, with $0.85 - $2.53 per practical mile, varying based on length of haul., • Predictable miles with weekly home time. Run the Dedicated AWG account with weekly home time and consistent touch freight, backed by incentive pay and support that helps keep your week productive., • Early earning boost with orientation pay. Get $800 driver orientation qualification process pay, so you start strong during onboarding and head into your first weeks with momentum., • Simple start, no credit check required. Lease Purchase begins with no down payment and no credit check, so you can step into a truck and get earning without barriers., • Walkaway lease with powerful perks. Your lease includes a walkaway option, meaning you're not tied into long-term risk, and a lease completion incentive when you finish your lease term., • Fuel peace of mind. Enjoy $0.99/gallon fuel regardless of pump price, shielding your earnings from market volatility and helping your business stay profitable. Minimum Hiring Requirements • Valid Class A CDL, • At least 23 years of age Reference Number: 110280021-121725

Job Description Triad Service Center is seeking a qualified Field Technician for service and repair of light industrial equipment in the Paterson, NJ area. Equipment that is commonly worked on are floor scrubbers, sweepers, handicapped carts, checkout lanes, paint shakers and other commercial customer equipment found in large retail / industrial locations. Technicians will also install, and service grease containment units used in conjunction with deep fryers. This position would utilize a company vehicle regionally and therefore require a valid, good standing driver’s license. The position would be primarily Monday-Friday, averaging 40 hours a week. Vehicle, tablet, cell phone, PAID TRAINING provided. Starting Pay Range: $20-$27. Our Technicians Typical Duties, Tasks, and Responsibilities: • Have Strong mechanical aptitude with the ability to diagnose, repair and complete both service calls and scheduled PMs on light industrial equipment is essential for our mechanics., • Successfully provide customer service by performing on-location preventative maintenance and repairs on customer equipment by performing job duties., • Visually inspects, tests, and listens to machines and equipment to locate causes of malfunctions. As well as dismantles machine parts to detect wear, misalignment, or other problems., • Installs new or repaired parts; clean and lubricates shafts, bearings, gears, belts, and other parts of machinery., • Staying organized by scheduling repairs and PM’s in similar locations on the same day, as time and location permits. Record keeping and reporting of work orders, parts, supplies ordering, and a daily agenda., • Travel can be up to an average of 300 miles per day, • The associate must regularly lift and/or move up to 10 to 50 pounds and frequently lift and/or move up to 100 pounds., • Frequent exposure to moving mechanical parts, risk of electrical shock, fumes or airborne particles, and toxic or caustic chemicals., • Typically, Monday through Friday. Weekends and after hour work is possible provided customer is willing to pay emergency rates. On call status ends at 11 am EST on weekends and holidays, • Safety and Security – Observes safety and security procedures; reports potentially unsafe conditions; uses equipment and materials properly, • Medical, Dental, and Vision Coverage, • Flexible Spending Account – Medical and Dependent Care, • 401K Plan with Company Match, • Company Paid Life Insurance & Voluntary Life Insurance Options, • Company Paid Short-Term Disability Benefits & Voluntary Long-Term Disability Benefits, • Paid Holidays and Paid Time Off Find out more: Powered by JazzHR xXcXER8uqa

Job Description Triad Service Center is seeking a qualified Field Equipment Installer for a variety of light industrial equipment based out of the Patterson, NJ area. Installed equipment can vary and could include restaurant grease containment units, checkout lanes, bike/clothing racking, and other customer equipment found in large retail / industrial locations. This position will utilize a company vehicle regionally and therefore require a valid, good standing driver’s license. The position would be primarily Monday-Friday, averaging 40 hours a week. Vehicle, tablet, cell phone, PAID TRAINING provided. DUTIES, TASKS AND RESPONSIBILITIES • Responsible for providing outstanding CUSTOMER SERVICE., • Unpacks, catalogs and confirms parts and pieces are accounted for, • Installs new equipment in location designated by customer., • Realigns and adjusts components such as spindles and clutches., • Installs and repairs electronic components of machinery of equipment., • Start machines and equipment to test operations following repair., • Drills through concrete and building walls, • Responsible for record keeping and reporting of work orders, parts, supplies ordering, and following a daily agenda., • Travel involving overnight lodging may be required, • Treats company equipment (i.e. vehicle, tools, phone, tablet, credit card, and parts) as if they were their own and follows maintenance guidelines on company provided vehicle., • Performs additional duties, tasks, responsibilities, as a supervisor may, from time to time, deem necessary. TECHNICAL REQUIREMENTS AND QUALIFICATIONS EDUCATION and/or EXPERIENCE • High school diploma or general education degree (GED); good mechanical aptitude/skills., • Self-starter with entrepreneurial spirit who operates business within the framework of each customer’s business structure., • Good driving record., • Ability to read, write, and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals., • Excellent time-management skills. LANGUAGE SKILLS • Possesses excellent communication skills; both verbal and written with ability to communicate effectively to customers. REASONING ABILITY • Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. OTHER SKILLS & ABILITIES • Detail oriented, • Excellent listener, • Skilled in the use of hand and mechanical tools, • Owns or can purchase or borrow basic standard and metric mechanical tools, gear puller, and three-drawer tool chest, • Quality – Demonstrates accuracy and thoroughness; looks for ways to improve and promote quality; monitors own work to ensure quality, • Safety and Security – Observes safety and security procedures; reports potentially unsafe conditions; uses equipment and materials properly, • Dependability - Excellent attendance. Responds to service request in a timely manner. Follows instructions, responds to management direction. Takes responsibility for own actions. Maintain a valid driver’s license and safe driving skills. Must always meet state and federal regulations. PHYSICAL DEMANDS • While performing the duties of this job, the associate is occasionally required to drive long hours., • The associate is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; stoop, kneel or crouch; talk or hear and taste or smell., • The associate must regularly lift and/or move up to 10 to 50 pounds and frequently lift and/or move up to 100 pounds., • Specific vision abilities include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus. WORK ENVIRONMENT • Travel up to an average of 300 miles per day, • Frequent exposure to moving mechanical parts, risk of electrical shock, fumes or airborne particles, and toxic or caustic chemicals. MISCELLANEOUS • Typically, Monday through Friday. Weekends and after hour work is possible provided customer is willing to pay emergency rates. On call status ends at 11 am EST on weekends and holidays As this is a mobile position, our Field Equipment Installer can be based out of many cities around the Paterson NJ area. Find out more: Powered by JazzHR 2oDAYELH1E

Key Responsibilities Design, create, and maintain statistical and quantitative models for lending strategies and risk management Perform statistical research to gain insights into borrower behavior and credit performance Develop and validate predictive models using historical data and various an

Job Description BASIC FUNCTION Responsible for acting in place of the Director of the Commercial & Industrial Lending (C&I) and Small Business Finance (SBF) Department. The position will oversee all other Bank departments, ensuring C & I and SBF are compliant with policy and appropriate procedures. Assist with identification of lending and deposit opportunities as well as qualifies loans to borrowers for real estate secured and non-real estate financing opportunities. Ensures the quality of prospective commercial loan opportunities/portfolio to meet/exceed the Bank’s standards for C & I and SBF loans. This position will also have management responsibility for evaluating, structuring, underwriting, loan transactions originated from the C & I and Small Business Finance Departments, both new transactions and modifications. MAJOR RESPONSIBILITIES Deputy: • Oversees the department’s Administration, Underwriting and Production (Relationship Managers) to ensure they are following the bank’s Commercial C & I and Small Business Finance lending policies and practices., • Will further oversee all Department Teams to ensure transactions are effectively/efficiently proceeding toward approval and closing., • Makes telephone and personal calls to customers and potential customers., • Expedites the resolution of customer problems/complaints., • Oversees the quality of new/existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed, and requests additional data as needed. Confers with Department Director on portfolio opportunities/issues., • Maintains a state-of-the-art knowledge of the bank’s Commercial/Small Business lending market, with respect to products, pricing and demand., • Reviews/signs-off on new loan and modification underwritings (as long as position is not a producing position)., • Review commitment letters and loan documentation to insure conformance with approval and Bank policies., • Performs other duties as required. Underwriting: • Responsible for reviewing and analyzing commercial real estate and non-real estate loan requests/submissions, financial statements, property/business soundness and viability, industry trends, competition, management capability and financial leverage., • Responsible for reviewing each underwriter and/or performing in-depth due diligence on prospective clients (Borrowers/Principle/Guarantors) and their financial statements including cash flow modeling and projections., • Interact with Relationship Managers to establish appropriate loan structure which is consistent with prescribed credit policies, underwriting guidelines and general best practices considering risk elements inherent in loan purpose, ownership structure, management depth and experience., • Responsible for preparing Credit Memorandum for approval by Department Head, Senior Lending Officer and/or Credit Committee., • Interact with customers, Relationship Managers, underwriting staff, and administrative staff to obtain timely and complete financial information., • Assist in recommending, updating, and writing Departmental Credit Policies and Procedures as well as underwriting procedures., • Negotiate and recommend for approval loan modifications., • Responsible for managing the Underwriting staff and Sales staff (RM) workflow. Department Support: • Interact with Loan Review and Internal Audit relating to asset reviews, • Interact with external Bank Accountants and Regulators during their review., • Prepare draft responses to Loan Review and Internal Audit reports for Department Director and SLO review and sign off., • Assist the Department Director in overseeing the activities of the Commercial C & I and Small Business Finance departments including C & I and SBF policies, procedures and other management reporting requirements. JOB REQUIREMENTS Education: College Degree or education (or a combination of education and experience) equivalent to an undergraduate degree, Bank lending experience with successful completion of a credit training program. Experience: • Minimum of 15 years’ commercial lending/Small Business real estate and non-real estate experience required., • Minimum of 5 years’ Supervisory/Management experience., • Minimum 5 years’ experience as a Senior Underwriter with demonstrated ability to independently analyze, structure, negotiate and close commercial real estate loan transactions., • Minimum 5 years’ experience managing high performing sales teams with processes, prospecting and COI cultivation., • Excellent organizational skills., • Thorough knowledge of commercial real estate and non-real estate loan product lines., • Goal oriented individual – displaying self-motivation and initiative being a detail oriented and conscientious leader., • Excellent leadership and teamwork skills required., • Strong customer service skills required., • Experience with bank credit policies and procedures, loan analysis and guarantor/sponsor financial analysis., • Previous leadership role in a senior capacity with demonstrated ability to manage and direct subordinates., • Excellent organizational, presentation, interpersonal, communication skills and the ability to multi-task., • Ability to work independently under stringent time constraints., • Proficient in Word, Excel, Office, and other spreadsheet software applications. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description VP, C&I Commercial Relationship Manager Elmwood Park, NJ FinTrust Connect has partnered with a growing community bank in New Jersey seeking to hire a VP, Commercial Relationship Manager for the bank's C&I Lending Team. This candidate is responsible for generating C&I business by focusing on developing new business relationships and a strong referral network to help them achieve mutually beneficial business goals and strengthen the communities. Why this opportunity? • Culture: At this financial services institution you will work within a culture that values their employees, their customers and their community. They pride themselves on offering the best service, attracting top employees, and offering competitive compensation, benefits and opportunities for career growth within the organization., • Function: Manage a portfolio by building on existing relationships, pursuing new clients, ensuring the highest level of service. Also manage the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures., • Manage an existing portfolio, seeking opportunities to generate incremental revenue for the bank and meet customer financial goals., • Develop new client relationships which generate incremental revenue for the bank., • Recognize complex client needs and match the bank's capabilities to meet these needs., • Work with an experienced internal team including portfolio managers and loan center underwriters., • Use business acumen to structure financial loans (term, covenants, collateral, guarantees, etc.), access strengths and weaknesses of prospective borrowers and price according to risk-rated returns., • Bachelor's degree in Finance, Business Administration or related field or equivalent work experience strongly preferred., • Three (3) to five (5) years of experience as a Relationship Manager. Formal credit training preferred., • Five (5) years of experience in banking, preferably in the commercial segment., • Analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations., • Maintain a thorough knowledge of the bank's lending policies and regulatory requirements.

Job Description Industrial Bank is a Community Bank that was established in 1934 and has been successfully operating for 90 years. It has acquired the distinction as a Community Development Financial Institution, with a mission to invest in low to moderate income communities we serve in the Mid-Atlantic region ranging from DC, Maryland, Virginia, New Jersey and New York City. Industrial Bank is known for its community engagement and volunteer participation in all the communities it serves. We embrace a culture of Professional Kindness and Ideal Team Player. Must demonstrate experience and knowledge in residential lending functions • Must demonstrate experience and knowledge in residential lending functions, • Originate and develop new loan business, • Proactively develop and foster partnership with builders, developers, real estate brokers and additional potential resources., • Guide and educate client through the application process by communicating and answering questions., • Meet minimum monthly closed loan production (3 loans), • Participate in business related development activities to contribute to community efforts to promote homeownership, • Ability to explain the different loan programs and credit terms available., • Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements., • Keep up to date with compliance and secondary market programs., • Analyze personal and financial information for potential clients., • Provide guidance to prospective applicants who have problems qualifying for traditional loan products., • New business leads and loans necessary to meet assigned goals., • Develop and maintain relationships with retail, commercial, and consumer divisions, • Tracking processing of loan applications to meet customer needs and earn income for the bank., • Timely and accurate information for use in the analysis of loan applications., • Secure supporting loan documentation, • Provide ongoing status reports to applicant, realtor, and builder on loan process, • A high school diploma and some college preferred in business administration, • 5 years’ experience is processing residential or consumer loans, • Familiarity with loan processing procedures., • Knowledge of financial analysis and credit risk ratings, • Strong time management skills, • Good communication skills and have good judgement,, • Loan Origination Systems (LOS), • Microsoft Suite, • Knowledge of computer software programs used to evaluate loan information

Job DescriptionCompany Description Longbridge Financial has launched HELOC For Seniors® — a first-of-its-kind home equity line of credit (HELOC) designed for homeowners 62+. This isn’t just another HELOC; it’s a game-changer, helping to transform how seniors access the wealth in their homes on terms designed for them. Due to a very successful initial launch and overwhelmingly positive market response, we’re actively recruiting and forming a team of seasoned HELOC professionals ready to take this to the next level as we continue our expansions. If you’re building your career in the HELOC space and are ready for a new, meaningful challenge, this is your opportunity to make a significant impact — with one of the nation’s leading forces in senior home equity solutions. At Longbridge, you’ll have the support of a trusted national lender and servicer, along with the chance to shape growth, impact lives, and redefine what home equity means for today’s older homeowners. Bring your expertise. Expand your influence. Be part of something truly revolutionary in home equity lending. Job Description Reporting to the Director of Product and Strategic Development the New Product Development Specialist assists in managing cross-functional projects and contributing to new and existing product development. Individuals must exhibit strong analytical skills within their assessments, strong organizational/time management skills, and exceptional communication skills when interacting with all levels of employees within the company. Experience in the HELOC and/or Banking industry is highly preferred. Primary Job Duties: • Identify opportunities within target markets to support product enhancements and new product development and portfolio growth., • Support cross-functional initiatives involving sales, marketing, capital markets, training, operations, underwriting and IT., • Manage product lifecycle activities from ideation through implementation, ensuring milestones are met., • Proactively identify project risks and provide practical solutions to maintain timelines., • Conduct competitive intelligence research and track trends across relevant markets., • Foster a culture of continuous improvement by recommending enhancements to department processes and outputs., • Monitor Product Performance: Track and analyze KPIs, adoption rates, user feedback, and support trends to assess how products are performing in real-world use., • Drive Continuous Improvement: Identify opportunities for refinement or enhancement based on data, customer insights, and cross-functional feedback., • Manage Post-Launch Roadmap: Collaborate with sales, IT, marketing, and operations to prioritize and execute post-launch updates or fixes., • User Feedback Loop: Establish structured channels to collect and interpret feedback from users, customer service, sales, and partners., • Issue Resolution: Proactively identify post-launch issues and coordinate solutions with technical and business teams to minimize user friction and risk., • Training and Enablement: Support internal teams (e.g., sales, customer support) with updated product knowledge, documentation, and FAQs based on what’s learned in the field., • Stakeholder Communication: Deliver regular reports and presentations to leadership outlining product performance, lessons learned, and next steps., • Cross-Functional Collaboration: Partner closely with marketing, operations, and engineering to ensure alignment on priorities and resource allocation.Qualifications, • 5+ years of relevant experience, preferably in the mortgage or reverse mortgage market., • Experience in Banking, and a strong understanding of banking product offering preferred, • Strong written and verbal communication skills, including experience managing cross functional projects., • Exceptional attention to detail and commitment to producing high-quality work., • Demonstrated problem-solving ability and innovative thinking., • Strong organizational and time management skills; able to manage multiple priorities., • Ability to influence decisions and build consensus across levels and functions., • Excellent communication and project management skills, • Proven ability to translate feedback into actionable improvements, • Highly collaborative and able to work across departments, • Detail-oriented and organized, with a focus on execution and results Additional Information • Working in a growing and dynamic industry, • Full benefits: Medical, Dental, Vision, FSA/HSA, and wide array of voluntary products and discounts, • 401(k) with company match, • Paid time off, • This is an Exempt role, • Target base salary range is 100K- 130K, which is based on various factors including skills and work experience., • In addition to base salary, this role is eligible for a competitive additional compensation program via annual bonus that is based on individual performance., • LBF is an EEO/AA/Vet/Disabled Employer, • Please note that salaries that are estimated on various job sites may not reflect the actual compensation. Job sites, set the estimated salary, not Longbridge Financial. Important Note: When you click on a video, certain personal information may be sent to the video provider (such as YouTube, Vimeo, etc.). To learn more about our privacy practices, please review our company Privacy Notice.

Job Description Summary: A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new loans; recommends loans for approval within established guidelines and lending policies; maintains portfolio of existing customer relationships and supports a team of commercial lending officers; and, assists higher level loan officers with larger loans and general loan portfolio management tasks. Job Responsibilities: • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and recommends approval to senior management. Informs customers of Bank decisions. Maintain a complete and thorough understanding of Loan Policy, including all loan guidelines and exceptions. Review, understand and communicate issues within loan files to the Loan Officers for accuracy and correction of errors., • Responsible for coordinating the underwriting of credits, including risk rating assessment, covenant compliance testing, financial statement and collateral analysis. Cross sells Bank products and services., • Interacts with customers to maintain and enhance business relationships. Ensures that annual file reviews are completed in a timely manner. Deals directly with existing customers regarding line of credit renewals as well as modifications of existing loans. Provide close contact with clients to establish, deepen, and retain relationships; reach corporate objectives., • Monitors delinquencies and evaluates problem loans. Negotiates with customers and offers restructure recommendations for problem loans or recommends legal collection action. Estimates final financial impact to the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Bachelor’s degree required. Master's degree desirable., • Minimum of 7 years of Commercial Loan experience. Please note that we segment our lending and are looking for lenders to focus on Commercial & Industrial Loans (C&I)., • Certified by a formal credit program or have participated in a bank sponsored credit program, • Experience and use of Financial Analysis software preferred., • Excellent customer service skills., • Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors and regulators., • Knowledge of and the ability to use current technology proficiently., • Good organizational skills, a high level of accuracy and strong attention to detail., • Effective time management and the ability to work independently in a team environment., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Summary: A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new loans; recommends loans for approval within established guidelines and lending policies; maintains portfolio of existing customer relationships and supports a team of commercial lending officers; and, assists higher level loan officers with larger loans and general loan portfolio management tasks. Job Responsibilities: • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and recommends approval to senior management. Informs customers of Bank decisions. Maintain a complete and thorough understanding of Loan Policy, including all loan guidelines and exceptions. Review, understand and communicate issues within loan files to the Loan Officers for accuracy and correction of errors., • Responsible for coordinating the underwriting of credits, including risk rating assessment, covenant compliance testing, financial statement and collateral analysis. Cross sells Bank products and services., • Interacts with customers to maintain and enhance business relationships. Ensures that annual file reviews are completed in a timely manner. Deals directly with existing customers regarding line of credit renewals as well as modifications of existing loans. Provide close contact with clients to establish, deepen, and retain relationships; reach corporate objectives., • Monitors delinquencies and evaluates problem loans. Negotiates with customers and offers restructure recommendations for problem loans or recommends legal collection action. Estimates final financial impact to the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Bachelor’s degree required. Master's degree desirable., • Minimum of 7 years of Commercial Loan experience. Please note that we segment our lending and are looking for lenders to focus on Commercial & Industrial Loans (C&I)., • Certified by a formal credit program or have participated in a bank sponsored credit program, • Experience and use of Financial Analysis software preferred., • Excellent customer service skills., • Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors and regulators., • Knowledge of and the ability to use current technology proficiently., • Good organizational skills, a high level of accuracy and strong attention to detail., • Effective time management and the ability to work independently in a team environment., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job DescriptionCompany Description Vichara is a Financial Services focused products and services firm headquartered in NY and building systems for some of the largest i-banks and hedge funds in the world. Job Description Key Responsibilities Architecture & System Design * Architect, design, and lead multi-agent LLM systems using LangGraph, LangChain, and Promptfoo for prompt lifecycle management and benchmarking. * Build Retrieval-Augmented Generation (RAG) pipelines leveraging hybrid vector search (dense + keyword) using LanceDB, Pinecone, or Elasticsearch. * Define system workflows for summarization, query routing, retrieval, and response generation, ensuring minimal latency and high precision. * Develop RAG evaluation frameworks combining retrieval precision/recall, hallucination detection, and latency metrics — aligned with analyst and business use cases. AI Model Integration & Fine-Tuning * Integrate GPT-4o, PaLM 2, and open-weight models (LLaMA, Mistral) for task-specific contextual Q&A. * Fine-tune transformer models (BERT, SentenceTransformers) for document classification, summarization, and sentiment analysis. * Manage prompt routing and variant testing using Promptfoo or equivalent tools. Agentic AI & Orchestration * Implement multi-agent architectures with modular flows — enabling task-specific agents for summarization, retrieval, classification, and reasoning. * Design fallback and recovery behaviors to ensure robustness in production. * Employ LangGraph for parallel and stateful agent orchestration, error recovery, and deterministic flow control. Data Engineering & RAG Infrastructure * Architect ingestion pipelines for structured and unstructured data — including financial statements, filings, and PDF documents. * Leverage MongoDB for metadata storage and Redis Streams for async task execution and caching. * Implement vector-based search and retrieval layers for high-throughput and low-latency AI systems. Observability & Production Deployment * Deploy end-to-end AI systems on AWS EKS / Azure Kubernetes Service, integrated with CI/CD pipelines (Azure DevOps). * Build comprehensive monitoring dashboards using OpenTelemetry and Signoz, tracking latency, retrieval precision, and application health. * Enforce testing and regression validation using golden datasets and structured assertion checks for all LLM responses. Cross-functional Collaboration * Collaborate with DevOps, MLOps, and application development teams to integrate AI APIs with React / FastAPI-based user interfaces. * Work with business analysts to translate credit, compliance, and customer-support requirements into actionable AI agent workflows. * Mentor a small team of GenAI developers and data engineers in RAG, embeddings, and orchestration techniques. Qualifications • Experience:, • 5+ years as an AI or ML Engineer Required Skills & Experience * LLMs & GenAI: GPT-4o, PaLM 2, LangGraph, LangChain, Promptfoo, SentenceTransformers * RAG Frameworks: LanceDB, Pinecone, ElasticSearch, FAISS, MongoDB * Agentic AI: LangGraph multi-agent orchestration, routing logic, task decomposition * Fine-Tuning: BERT / domain-specific transformer tuning, evaluation framework design * Infra & MLOps: FastAPI, Docker, Kubernetes (EKS/AKS), Redis Streams, Azure DevOps CI/CD * Monitoring: OpenTelemetry, Signoz, Prometheus * Languages & Tools: Python, SQL, REST APIs, Git, Pandas, NumPy * Nice-to-Have Skills * Knowledge of Reranker-based retrieval (MiniLM / CrossEncoder) * Familiarity with Prompt evaluation and scoring (BLEU, ROUGE, Faithfulness) * Domain exposure to Credit Risk, Banking, and Investment Analytics * Experience with RAG benchmark automation and model evaluation dashboards Additional Information

Job Description Position Overview We are seeking a Senior Billing / Collections / Accounts Receivable Specialist with 10+ years of hands-on experience in billing, collections, and accounts receivable. The ideal candidate will have expert-level proficiency in Sage accounting software and a strong background in construction/service industry billing, including AIA, progress billing, and retainage. This role is critical to ensuring accurate billing, effective collections, and the maintenance of strong cash flow. Key Responsibilities · Oversee the full-cycle billing, collections, and AR process. · Prepare and submit all invoices (AIA, progress, service, and change orders) using Sage. · Manage collections through professional follow-up calls, emails, and correspondence. · Reconcile customer accounts, apply payments, and resolve discrepancies. · Monitor AR aging and escalate delinquent accounts when necessary. · Provide weekly and monthly reports on receivables, collections, and cash flow. · Collaborate with project managers and service teams to resolve billing issues. · Ensure compliance with contracts, lien/bond requirements, and company policies. Tasks / Duties Billing · Generate accurate AIA and progress billings with retainage tracking. · Prepare service invoices and time & material billings. · Verify contracts, change orders, and supporting documentation before invoicing. · Submit invoices via customer portals, email, or hard copy as required. · Track retainage and ensure timely release and collection. Collections · Review AR aging weekly to identify and act on delinquent accounts. · Contact customers regarding outstanding balances and negotiate payment plans. · Document all collection activity within Sage. · Escalate high-risk accounts for lien/bond or legal action. · Reduce Days Sales Outstanding (DSO) through consistent collection strategies. Accounts Receivable · Apply customer payments (checks, ACH, wires, credit cards) accurately in Sage. · Investigate and resolve short payments or misapplied cash. · Maintain detailed AR records and ensure reconciliation with the general ledger. · Support month-end closing and provide AR documentation for audits. Skills & Qualifications · Minimum 10 years of experience in billing, collections, and accounts receivable. · Expert-level knowledge of Sage accounting software (required). · Strong knowledge of construction billing, AIA processes, progress billing, and retainage. · Excellent communication, negotiation, and problem-solving skills. · High level of organization, accuracy, and attention to detail. · Ability to work independently with minimal supervision. · High school diploma required; Associate’s or Bachelor’s degree in Accounting, Finance, or related field preferred.

Job Description Summary Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients. Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan officers as needed. Completes annual credit file reviews on existing loans in pipeline and assigns a risk rating. Participates in special projects and provides assistance to loan officers as requested. Job Responsibilities: Credit Analysis and Development • Develops and analyzes credit information for use by lending officers or committees in the making of lending decisions on new, renewal, or extension loans., • Reviews all pertinent credit and financial information., • Analyzes financial statements and related material., • Prepares credit memorandum and determines credit-worthiness., • Investigates all available sources of credit and financial information and reviews agency reports., • Using a financial statement spreading program, prepares stand alone and global debt service calculations to determine the ability of the borrower and guarantors to pay the loan., • Verifies that all financial covenants and conditions have been met., • Performs annual file reviews., • Studies cash flow trends, performs stress testing and industry analysis to assess if there are any areas of concern or if a grade change is necessary., • Accompanies loan officers on customer meetings and site visits., • Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required;, • Minimum of five (5) years experience as a Commercial Credit Analyst;, • Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations;, • Strong aptitude for figures and accuracy;, • Proven problem solving, decision making, underwriting and analytical skills;, • Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses;, • Ability to work independently, effectively, and efficiently under time constraints;, • Ability to prioritize and manage multiple assignments with good organizational and time management skills;, • Excellent written and verbal communication skills;, • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job DescriptionCompany Description Vichara is a Financial Services focused products and services firm headquartered in NY and building systems for some of the largest i-banks and hedge funds in the world. Job Description * The quant team is responsible for providing valuation and risk calculations for all products traded by the firm (primarily rates, foreign exchange and credit) across a variety of applications. The team is implementing a new quantitative analytics library and are looking for an individual to drive the technology. * Quantitative Modeling: Expand product and market coverage to address evolving client needs by researching, implementing and rolling out new rates models. * Analytical Support: Maintain existing models, interact with client portfolio managers, traders and risk managers. • Test models and explain any differences with expected results, • Qualifications 5+ years of quantitative model development experience using Python Quantlib and C++ * A Degree in a Quantitative Field: * Experience in Bonds and interest rates derivatives (swap, swaptions, CMS spread options, midcurves, etc) and modeling (short rate, Libor Market Model) * Exposure to curve building and stochastic volatility models. * Expertise in stochastic calculus and numerical methods such as Monte-Carlo simulation, finite difference schemes. Additional Information Compensation - 50 lakhs p.a Benefits: • Work from home opportunities, • Extended health care, • Dental care, • Life insurance

Job Description JOB DESCRIPTION Job Title VP & C&I RELATIONSHIP MANAGER Department Commercial & Industrial Lending Reports to (Title) VP & DIRECTOR, C&I LENDING Job Code E-18 BASIC FUNCTION Responsible for generating C&I business by focusing on developing new business relationships and a strong referral network – specifically with accountants, public agencies, attorneys, and Chambers of Commerce. MAJOR RESPONSIBILITIES • Cultivates referrals from branch network for business-related products and services. Participates in meetings of branch offices to enlist their consistent support and heightened awareness of new products and services., • Prospects for new business customers via networking, cold-calling and telemarketing. Successfully develops new business and manages relationships to retain business over the long-term., • Makes telephone and personal calls and presentations to customers and potential customers., • Tracks and reports sales results on a monthly basis., • Supports Branch business development activities., • Insures the profitability and credit quality of the portfolio in accordance with SSB’s credit policy., • Manages the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Gathers financial information, prepares loan proposals, and manages several aspects of the underwriting function., • Monitors quality of existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed and requests additional data as needed. Confers with superiors on difficult or sensitive issues., • Ensures strong, effective market share of the products and services by providing direction and information on the products and applications and related services., • Keeps abreast of the products, applications, technical service, market conditions, and competitive activities., • Performs other duties as required. JOB REQUIREMENTS Education: College Degree; or a combination of education and experience equivalent to an undergraduate degree. Experience: Minimum of 3 years C&I lending experience required. Excellent verbal/written communication skills. Capability of working independently in a fast-paced and changing environment. Good organizational and sales skills to facilitate and cultivate all leads. Credit and risk analysis skills required – with a working knowledge of various financing options. Goal oriented individual – displaying self-motivation and initiative. Excellent teamwork skills required. Basic knowledge of word processing and spreadsheet software required. Strong customer service skills required. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description Summary: The Commercial Lender III, ABL develops new Asset Based Lending relationships with a primary focus on commercial lending. They will analyze complex and/or larger dollar value commercial lines of credit (LOC) and loans. The incumbent will work with Credit Underwriting to finalize lending packages for approval. They will present commercial LOC and loan requests to the Credit Committee for approval. The Commercial Lender III, ABL will maintain a portfolio of existing commercial customer relationships. May provide guidance to less experienced commercial lenders. Job Responsibilities: New Business • Develops new business by contacting potential customers and following up on leads which may include more complex ABL deals, including participations and syndications., • Evaluates all aspects of a transaction to determine viability of the credit and makes the appropriate recommendations to Senior Management and/or Credit Committee., • Develops a working relationship with borrowers, referral sources, agent banks and internal business partners., • Works closely with third party turnaround consultants and other professional appraisal/liquidator firms., • Visits clients, enters calling efforts into Salesforce, and seeks to cross sell Bank products to enhance relationship and revenue., • Analyzes financial and related data for credit worthiness and merits of loan requests., • Establishes terms and approves loans within lending authority or recommends approval to senior management., • Informs customers of Bank decisions., • Interacts with commercial customers to maintain and deepen banking relationships., • Works with the ABL Portfolio Manager to prepare and review monthly management reports; develops critical financial analysis, processes client credit requests, amendments, waivers and renewals in a timely manner., • Monitors delinquencies and evaluates problem loans., • Reviews client field examinations, appraisals, collateral trends and reporting. Identifies and proactively recommends appropriate reserves., • Works closely with the ABL RVP to analyze benefits of restructuring or legal collection action that may include foreclosure., • Assists in the preparation of monthly, quarterly and annual reports, and the forecasting of loan balances., • Ensures overall collateral reporting is timely and accurate., • Ensures field examinations are performed timely., • Bachelor's degree in a business discipline, • Minimum of 10 years’ experience as a Commercial Lender., • Formal Credit Training required, • Experience in reviewing and accurately interpreting loan documentation, collaborating with team members and working with underwriters in underwriting middle market and larger ABL deals., • Knowledge of commercial lending and working knowledge of ABL markets., • Local knowledge specifically Tri-State area with potential market expansion., • Effective organization, multi-tasking and prioritizing skills., • Ability to work with team member across the bank to close and structure transactions., • Strong verbal and written communication skills., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Description The Consumer and Residential Loan Underwriter is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans and assists loan officers in writing loan requests. Key Responsibilities • Evaluates mortgage and consumer loan packages and provides loan approval with conditions to close or underwrite., • Conducts comprehensive risk assessments, analyzing debt-to-income and loan-to-value ratios, credit scores, and property valuations., • Performs in-depth analysis of credit reports, appraisals, and supporting documentation to qualify and classify loans according to company and regulatory guidelines., • Identifies potential risk issues and fraudulent activity throughout the application process., • Ensures all conditions are met and completed before final sign-off on mortgage documents., • Maintains knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements., • Analyze collateral as a secondary repayment source to assess the secured position of the Bank. Education and Experience • College degree preferred; related work experience required, • Basic computer skills and knowledge, • Excellent interpersonal skills: including use of professional and clear verbal communication and writing skills., • Advanced planning, organizing, coordinating, and implementation skills. Physical Requirements & Working Conditions • Professional work environment with moderate noise., • Ability to sit and stand to extended lengths of time EOE m/f/d/v

Job DescriptionWe are looking for an experienced Credit & Collections Manager to join our team in Newark, New Jersey. In this Contract to permanent position, you will play a critical role in overseeing credit approvals, managing accounts receivable, and leading collections activities. This hands-on role requires expertise in the construction industry and familiarity with AIA billing procedures, lien waivers, and change order monitoring. Responsibilities: • Manage credit approvals and evaluate customer creditworthiness to minimize financial risk., • Oversee accounts receivable processes and ensure timely monitoring of outstanding balances., • Lead all aspects of collections activities, including resolving disputes and ensuring payments are received., • Prepare detailed accounts receivable reports and update cash flow forecasts for management., • Monitor AIA billing and ensure compliance with construction industry standards., • Handle lien waivers and ensure proper documentation for all transactions., • Track and verify change orders to maintain accurate financial records., • Collaborate with cross-functional teams to address billing and collection-related issues., • Analyze credit data and provide recommendations to improve processes., • Ensure adherence to company policies and industry regulations in all credit and collections activities.• Minimum of 10 years of experience in credit and collections management., • Strong knowledge of commercial collections and credit analysis., • Familiarity with AIA billing procedures and documents., • Proven experience handling lien waivers in the construction industry., • Expertise in managing accounts receivable and preparing financial reports., • Ability to approve credit decisions and evaluate customer risk effectively., • Excellent organizational and communication skills., • Demonstrated ability to work in a hands-on, fast-paced environment.

Job Description Summary: The Jr. Credit Risk Review Analyst works alongside more senior level analysts within the Credit Risk Review department to gain knowledge and experience in the review of commercial loans as well as overall credit risk management. Conducts detailed reviews of less complex commercial loan transactions. Analyzes credit, evaluates collateral and guarantor support, and assesses documentation. Ensures individual credits are adequately underwritten, properly graded, and conform to the Bank’s lending policies. Identifies trends and risks within the Bank’s loan portfolio. Job Responsibilities: Loan Review Memos • Bachelor’s degree in finance, accounting, business administration, economics or related field, • Minimum of 1 year of relevant experience (internships, job shadowing, or entry-level roles in banking or finance)., • Basic to intermediate presentation skills and Excel proficiency, • Analytical thinking and attention to detail., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job DescriptionTo proceed with your application for this position, please complete the Predictive Index Behavioral Assessment linked below. Ensure you finish the assessment for your application to be reviewed. Behavioral Assessment Link POSITION SUMMARY: The Business Operations & Accounting Associate will provide accounts payable, purchasing and accounting support to the Finance Department in addition to maintaining records of IT equipment. They are responsible for the daily cash reconciliation and bank deposits for both the Park Street and Geyer Family YMCA locations. The incumbent also provides accounting and billing support to the Finance Department during the month end closing and during seasonal needs such as the annual financial audit, the swim team and budget seasons. OUR CULTURE: At the YMCA of Montclair, we strive to be the Employer of Choice, provide World-Class Service, and be the Charity of Choice. Our goal is to be a place where employees are empowered and excited to come to work. All staff ensures that members experience customer-centric, individual attention each and every day. We strive to be the preferred partner in collaborating with others, identifying and meeting our community needs. ESSENTIAL FUNCTIONS: Accounts Payable & Purchasing Support • Codes invoices, vouchers, expense reports, credit card charges, check requests with correct general ledger codes conforming to standard procedures and ensuring proper entry into the financial system., • Reviews purchase orders and assign PO numbers to requisitions according to our standard procedures., • Places orders through the commercial Amazon and WB Mason centralized accounts., • Investigates and resolves problems associated with processing of invoices and purchase orders., • Prepares and executes A/P batches and aging reports to process checks, and ACH transactions., • Receives, researches, and resolves a variety of routine internal and external inquiries concerning account, • status. Communicates the resolutions of discrepancies to appropriate people., • Provides support for internal and external audits. Accounting & Billing Support • Audits & inputs Journal entries to the accounting system for health, retirement, and payroll expense., • Verifies, inputs, and reconciles end of shift cash receipts data daily in the accounting system from the point-of-sale system., • Posts, tracks, codes, and inputs all miscellaneous cash and check receipts into the accounting system., • Prepares the daily bank deposits., • Records all ACH and bank charges into the accounting system during the month-end close., • Executes the timely and accurate billing and collections of swim team members fees assessed and owed. Office Management Support • Maintains and updates records of IT equipment such as laptops, desktops, printers, and phones., • Interfaces directly with key office vendors and establishes contracts and services needed for each Y, • location., • Attend required Abuse Risk Management training and adhere to procedures related to managing high-risk, • activities and supervising members and participants., • Follow employee and volunteer screening requirements and use screening instruments to screen for abuse risk. Provide employees and volunteers with on-going supervision and training related to abuse risk., • Provide employees and volunteers with regular feedback regarding their boundaries with consumers and require them to adhere to policies and procedures related to abuse risk., • Respond quickly to policy and procedure violations using the Y's disciplinary procedures and respond seriously and confidentially to reports of suspicious and inappropriate behaviors and follow mandated reporting, • requirements., • Communicates to all employees and volunteers the Y's commitment to protect our members from abuse., • Supports the annual budgeting process including data entry to components and researching past activity in SGA. LEADERSHIP COMPETENCIES: • Communication & Influence, • Philanthropy, • Program/Project Management, • Volunteerism QUALIFICATIONS: • 2 years accounts payable or general accounting experience, • Good figure aptitude and data entry skills, • Experience with MS- GP Dynamics Accounting or equivalent system experience, • Excellent written and verbal communication skills., • Meticulous with strong organizational skills., • Ability to multi-task in fast paced environments., • Open to change and willing to learn new skills, • Ability to meet deadlines., • Confidentiality required., • Must have a CPR/AED and First Aid Certification OR get certified within 90 days of employment. WORK ENVIRONMENT & PHYSICAL DEMANDS: This work requires the following physical activities: climbing, bending, stooping, kneeling, twisting, reaching, sitting, standing, walking, lifting, finger dexterity, grasping, repetitive motions, talking, hearing and visual acuity. Must be able to lift and carry 50 lbs. Must be able to sit and stand for extended periods of time and not become distracted. The work is performed primarily indoors and may require occasional travel to the various branches/sites of the YMCA of Montclair. COMPANY BENEFITS: Benefits include complimentary YMCA membership; accrued PTO; Medical, Vision, and Dental Health Insurance; paid Holidays, enrollment in the Y’s retirement program (must complete 1000 hours within 2 years of service) with 12% of salary contributed by the Y; 75% discount for SACC (before and aftercare), Early Learning Center, and Summer Camp programs in our Y facilities; a rewarding career with professional growth and advancement opportunities; a challenging and fun work environment with creative and talented individuals. WORK SCHEDULE: Monday to Friday, 9:00 AM to 5:00 PM. ANNUAL SALARY: $55,000 – $60,000

Real Estate, Hedge Fund, or Private Market accounting experience. IFS, also known as Alternative Investment Solutions is a recognized industry-leading provider of fund accounting, fund administration and risk services to hedge funds and private credit funds. As Fund Accounting & Administration, VP y

Manage credit approvals and evaluate customer creditworthiness to minimize financial risk. Ensure adherence to company policies and industry regulations in all credit and collections activities. Minimum of 10 years of experience in credit and collections management.

This role will focus on ensuring the bank's loss mitigation strategies and operations are aligned with corporate goals, the bank's risk appetite, regulatory expectations, and oversight of pre- and post-default collection efforts, while also contributing to credit loss forecasting and allowance for c

A company is looking for a Manager of Analytics, Counterparty Risk. Key Responsibilities Design KPIs, early-warning indicators, and predictive models to manage credit and fraud risk effectively Lead fraud detection initiatives by building monitoring systems and analyzing data to identify trends a

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A company is looking for a Credit Risk Specialist to support sellers and manage risk in a remote environment.

Key Responsibilities Underwrite credit requests and prepare credit summaries for approval Collect, analyze, and maintain financial statements while supporting loan documentation and due diligence Participate in opportunity assessment and maintain timely risk ratings Required Qualifications Ba

Underwriting public RMBS, mortgage whole loan and mortgage related ABF investment opportunities: developing tools for analyzing residential mortgage credit risk; negotiating document terms with issuers, sponsors, and other transaction parties; determining proprietary credit ratings; performing an ES

Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work!Reporting to the SMD of Counterparty Credit, the MD is primarily responsible for direct management and continuous improvement of the Counterparty Credit Stress

Job DescriptionBASIC FUNCTIONManagerial responsibility and oversight of the CRE and C&I loans, as well as loans that are risk rated special mention or worse, delinquent more than 15 days past due and /or loans requiring special attention as directed by the Director of Portfolio Management. The Sr. Portfolio Manager will be responsible for monitoring both the Real Estate and C&I Portfolios including, but not limited to, annual reviews and analysis of financial information, identification of negative trends, report preparation and market conditions. This role will coordinate with third party vendors and various regulatory bodies. MAJOR RESPONSIBILITIES • The Sr. Portfolio Manager is responsible for monitoring and assessing the credit risk of the banks commercial loan portfolio., • The role entails leading credit monitoring, control, and administration of a portfolio of borrowers with a view to identifying potential credit issues early., • Effectively mentor a team of Portfolio Managers., • Provide ongoing credit oversight and portfolio management of the CRE and C&I loan portfolio through annual reviews, monitoring of covenant compliance and the creation and maintenance of “Watch List” credits., • Interact with Loan Officers, Borrowers or CPAs to obtain necessary financial information required to complete annual reviews., • Completes annual reviews, loan renewals, maturities, and asset quality reports on a timely basis, • Proactively manages the portfolio to both maximize profitability and ensure strong asset quality through consistent and timely identification and resolution of issues as well as accurate assessment and assignment of loan risk ratings., • Consult with customers regarding their financial performance trends and pro-actively anticipate and manage deteriorating credits., • Manage and track borrowing bases, A/R Aging, Field Exams, etc., • Manage the Stress Test Data Collection Process with the Portfolio Managers., • Manage portfolio risk on a forward and proactive basis with respect to economic and industry trends, borrower concentrations, industry concentrations, likelihood of default and loss and criticized and classified loan migration., • Recommend specific action plans upon identifying increased borrower credit risk to mitigate nonperforming / non-accrual loan status., • Monitor and resolve past dues working with the Relationship Manager., • Assist with site visits / property inspections as needed., • Assist SVP Director of Portfolio Management with monthly reporting and special projects as required. JOB REQUIREMENTS Education: College Degree Experience: • Minimum of 15+ years related work experience (Lending, underwriting CRE / C&I loans, portfolio management, managing and mentoring employees, collections, bankruptcy, note sales and foreclosure)., • Formal credit training required., • Strong analytical and quantitative skills., • Excellent written/verbal communication skills required., • Ability to work independently and meet specified deadlines., • Working knowledge of MS Word, MS Excel, CRM Platforms, etc., • Strong credit skills, analytical skills, and financial acumen., • Uses time effectively and efficiently; and keep projects/tasks moving forward within a reasonable and quick timeframe. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, ti

Underwriting public RMBS, mortgage whole loan and mortgage related ABF investment opportunities: developing tools for analyzing residential mortgage credit risk; negotiating document terms with issuers, sponsors, and other transaction parties; determining proprietary credit ratings; performing an ES

As a Product Owner on the Business Architecture team, you will work closely with Line of Business stakeholders, data Subject Matter Experts (SMEs), Consumers and technology teams across Finance, Credit Risk & Treasury and the various Program Management teams. The Firmwide Finance Business Architectu

The ideal candidate will have extensive experience in counterparty credit risk and stress testing, alongside strong analytical skills and the ability to work collaboratively across teams.

IFS, also known as Alternative Investment Solutions is a recognized industry-leading provider of fund accounting, fund administration and risk services to hedge funds and private credit funds.

Job DescriptionSalary: At Phillip Jeffries, we believe beautiful design begins with passion, integrity, and connection. What started in 1976 as a small family business with just ten grasscloths in a New Jersey garage has grown into a global luxury brand offering more than 1,000 wallcoverings to designers and architects around the world. Through decades of growth, our values remain the foundation of everything we do. We are committed to craftsmanship, creativity, and delivering exceptional experiences at every touchpoint. If youre inspired by thoughtful design, meaningful relationships, and being part of a team thats shaping extraordinary interiors, we invite you to apply for the Cash Management Managerworking a hybrid schedule with atleast 3 days at our Fairfield, NJ location with the remainder of week from home. What You'll Be Doing Accounting We take pride in maintaining the highest standards of financial integrity and precision. In this role, you will lead key accounting functions that uphold our commitment to excellence and financial clarity by: • Ensuring all banking transactions are recorded promptly and accurately, with monthly reconciliations completed in our accounting system., • Supporting the preparation of accounts receivable and payable journal entries for month-end close, enabling clear and reliable financial reporting., • Performing monthly reviews of key general ledger accounts to confirm accuracy, completeness, and appropriate classification., • Overseeing the filing and tracking of duty drawback claims to ensure timely recovery and full compliance with customs regulations. Treasury At Phillip Jeffries, excellence is not just a goalits our standard. In this role, youll help uphold our financial integrity and operational elegance by: • Reviewing weekly vendor payments for our U.S. entity to ensure accuracy, timeliness, and alignment with our commitment to excellence., • Following established disbursement protocols to guarantee prompt and seamless payments., • Reviewing and approving claim credits over assigned limit, ensuring all documentation meets company standards and policy compliance., • Evaluating client requestssuch as waivers and new customer formsto confirm all necessary approvals and documentation are in place. Risk Management You will champion compliance and internal controls, safeguarding our operations and supporting sustainable growth by: • Enforcing and maintaining our Travel and Entertainment policy through diligent auditing and compliance monitoring., • Overseeing internal controls for expenditures to ensure adherence to company policies and financial discipline., • Monitoring and reporting on customer credit limits in accordance with established guidelines, supporting responsible growth and risk mitigation. Leadership As a people-first leader, youll cultivate a culture of excellence, accountability, and continuous improvement by: • Partnering with cross-functional teams to achieve shared business goals., • Coaching and guiding the AR and AP team to meet performance targets through structured feedback and ongoing support., • Setting clear expectations and measurable goals to drive team success., • Supporting recruitment efforts and providing hands-on training and mentorship to new and existing team members., • Communicating effectively with customers, vendors, internal stakeholders, and executive leadership to ensure alignment and transparency., • Investing in your own development as a manager through continuous learning and professional growth. Project Management At Phillip Jeffries, we approach every initiative with precision and purpose. In this role, you will help drive successful project outcomes by: • Supporting the implementation of accounting-related projects and participating in status meetings., • Applying project management best practices to ensure timely, on-budget delivery., • Communicating progress clearly to stakeholders and helping define team roles for smooth execution., • Leading user training during rollouts and identifying opportunities to enhance AR and AP processes. What You Bring to the Table • Bachelors degree in Finance, Accounting, Business Administration, or a related field., • Minimum of 5 years of progressive experience in accounting or financial operations, including direct oversight of Accounts Payable, Accounts Receivable, and General Ledger functions required., • Atleast 3 years in a managerial or leadership role, with proven ability to guide teams and drive operational excellence required., • Strong understanding and application of general accounting principles and financial best practices., • Demonstrated experience supporting internal and external audits and implementing effective internal controls The Phillip Jeffries Experience At Phillip Jeffries, we believe exceptional work deserves exceptional care. Our commitment to creating a more beautiful world extends to how we support our team, offering thoughtfully designed benefits and meaningful perks that reflect our appreciation for your talent and time. Your Compensation Journey • Competitive salary wage ranging from $95,000 to $105,000, based on your experience and technical expertise, • Annual bonus opportunity to reward your performance, • Cost of Living increases that honor your growth and commitment, • Comprehensive medical coverage with employee premiums as low as $40 per month, • Coverage options for spouse, domestic partner, civil union partner, and family, • Health Reimbursement Account (HRA) to offset medical expenses, • Prescription, dental, and vision coverage to support whole-person wellness, • Flexible Spending Accounts (FSAs) for healthcare and dependent care, • Employee Assistance Program that supports your mental, financial, and physical well-being, • 18 paid personal days each year to relax, recharge, or travel, • Paid holidays including New Years Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, the day after Thanksgiving, Christmas Eve, Christmas Day, and New Years Eve, • Additional paid time off during our annual company closure between Christmas and New Years, • Earn extra paid time off by completing your annual wellness physical, • Exclusive employee discount on Phillip Jeffries wallcoverings to elevate your home, • Access to Working Advantage with discounts on travel, entertainment, and everyday purchases Phillip Jeffries is an Equal Opportunity Employer committed to diversity, inclusion, and equality in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law.