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Verisure is seeking a Business Strategy Consultant to partner with Procurement and Supply Chain leadership in Madrid. Inscríbase ahora, lea los detalles del trabajo desplazándose hacia abajo. Verifique que posee las habilidades necesarias antes de enviar una solicitud. You will drive cost optimization, supply chain efficiency, and digital transformation through cross-functional projects and analytics. xqbhyrx The role offers exposure to senior stakeholders, international projects, and opportunities to grow quickly within a fast‑growing company. #J-18808-Ljbffr

IT STARTS HERE Santander ( ) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. ¿Quiere enviar su solicitud? Lea toda la información sobre este puesto a continuación y luego pulse el botón de solicitar. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Santander Consumer Finance focuses on business development relating to consumer finance products, sales channels and commercial agreements with car dealers, vehicle manufacturers and retail outlets, as well as commercial functions associated with the direct (branches, call centres or digital channels) and indirect (through third parties) sale of consumer finance products. THE DIFFERENCE YOU MAKE Santander Consumer Finance is looking for an Insurance Product & Service Value Proposition Management based out of Madrid. Your role will involve developing and overseeing the insurance product for Santander Consumer Renting Spain. Responsibilities • Monitoring and managing existing agreements and supplier relationships, • Developing new strategies to improve the company’s profitability, • Designing the new local insurance strategy, • Developing and implementing business cases, • Monthly reporting and technical analysis of insurance results, • Defining and implementing insurance pricing strategiesWhat You’ll Bring Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience • 6 years of experience in companies specialising in motor insurance, preferably vehicle leasing(Required)Education, • Bachelor’s degree in Actuarial Science, Economics, Business Administration or a similar subject (Required), • Master’s degree in the insurance sector (Preferred)Languages, • English (Required)Hard Skills, • Negotiation (Required), • Autonomy (Required), • PowerBI (Preferred)Soft Skills, • Proactivity, • Results - oriented, • Ability to adapt to changeWE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. • We offer more than just a paycheck—our benefits are designed to support your life, your goals and your well-being, now and into the future., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing, • We know family is everything. That’s why we offer parental leave, childcare support and family-friendly programmes tailored to each life stage., • We’re enable our teams to go beyond through global opportunities and broad career paths., • We believe in the power of helping. You can dedicate part of your working hours to volunteering. We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. xcskxlj We are committed to providing an inclusive and accessible application process for all candidates. #J-18808-Ljbffr

IT STARTS HERE Habilidades, experiencia, cualificaciones... Si tiene el perfil adecuado para esta oportunidad, asegúrese de inscribirse hoy mismo. Santander ( ) is evolving from Country: Spain Santander ( ) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Savings & Investments Domain is looking for a Senior Digital Product Analyst, based in Boadilla (Madrid). As a Senior Digital Product Analyst, you will primarily support the Decide & Invest customer mission within Santander's global Savings & Investments platform, helping define how customers execute investments across multiple markets. Working closely with the Digital Product Manager, you will translate product strategy into detailed customer journeys, functional requirements and scalable digital capabilities, helping build a seamless investment experience across multiple countries. As part of the Global Digital Product team, you will also contribute to cross-stream initiatives whenever needed, collaborating across customer missions to deliver a coherent end-to-end product experience. You will work at the intersection of business, customer experience and technology, collaborating with Product Managers, local markets and engineering teams to deliver innovative digital investment capabilities for millions of Santander customers. In This Role You Will Customer & Business • Analyse customer needs, market trends and business priorities., • Identify opportunities to improve customer experience and simplify investment journeys., • Support the definition and monitoring of product KPIs., • Contribute to product adoption and rollout activities across countries. Product Definition • Support the evolution of the Decide & Invest customer mission., • Translate product strategy into detailed functional requirements and user stories., • Design end-to-end customer journeys and digital experiences, covering onboarding, profiling, suitability, portfolios, investment execution and servicing., • Define business rules, functional specifications and acceptance criteria. Customer Experience & Journey Optimisation • Help design intuitive investment journeys that increase customer engagement and reduce friction throughout the investment process., • Identify opportunities to simplify complex investment concepts, regulatory requirements and customer communications., • Contribute to the design of seamless onboarding, profiling, suitability, documentation and digital signature experiences., • Challenge existing processes to make Regulatory and Compliance requirements as simple, intuitive and customer-friendly as possible while ensuring full regulatory compliance., • Continuously improve customer understanding by simplifying financial information, decision-making and product interactions. Product Delivery • Work closely with engineering teams throughout the product development lifecycle., • Refine and maintain the product backlog., • Support sprint planning, backlog refinement and functional validation., • Coordinate with countries to understand local needs while protecting the global product vision., • Ensure high-quality product delivery across markets. Collaboration • Collaborate with Product Managers, UX, Technology, Business and local teams., • Support workshops, product discovery sessions and cross-functional initiatives., • Contribute to cross-stream initiatives whenever priorities require additional support., • Coordinate with internal and external providers where required. What You’ll Bring Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience • 5+ years of relevant experience as Product Owner, Business Analyst, Product Analyst or similar role in digital environments., • Experience translating business needs into customer journeys, functional requirements and scalable digital products, • Good understanding of digital product development and technology principles., • Strong customer-centric mindset with excellent analytical and problem-solving skills., • Experience working with Agile product teams., • Ability to collaborate across multiple stakeholders, countries and cross-functional teams., • Comfortable working across multiple product areas, contributing to cross-stream initiatives when business priorities require it., • Strong communication and presentation skills., • Experience in digital banking, wealth management, fintech or digital platforms is highly valued. Education • University degree in Business, Economics, Engineering, Data, Technology or related fields (Preferred) Languages • Fluent English and Spanish (Required). WE VALUE YOUR IMPACT • We're enable our teams to go beyond through global opportunities and broad career paths., • Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours., • Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy ( ), • Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us., • Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing., • We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage., • Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services., • Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. xcskxlj We are committed to providing an inclusive and accessible application process for all candidates. We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. #J-18808-Ljbffr

Business Strategy Consultant – Supply Chain & Procurement Es posible que un gran número de candidatos se presenten a este puesto, así que asegúrese de enviar su CV y su solicitud lo antes posible. Verisure is seeking talented, innovative and passionate Business Strategy Consultants who can make a tangible positive impact and can create success in a fast-growing company within the Group Supply Chain & Procurement. As a Strategy Consultant you will join the Business Planning team, acting as a strategic partner to Procurement and Supply Chain leadership. The role supports high‑impact strategic initiatives across cost optimization, supply chain efficiency, reverse logistics, and digital transformation, working at the intersection of strategy, operations, and analytics. The position is project‑based, cross‑functional, and exposure‑rich, with regular interaction with senior stakeholders. The role is an unmatched opportunity for a top performer / high potential candidate from a top tier strategy consulting firm willing to transition into the corporate world. About Verisure Verisure is the leading provider of professionally monitored security services in Europe and Latin America. As of 31 December 2025, the company provides premium monitored alarm services to ~6.2 million families and small businesses across 18 countries and employs more than 30,000 colleagues. For the year ended 31 December 2025, Verisure delivered strong financial results: Total Revenue of €3,745 million, Adjusted EBITDA of €1,708 million (46% margin), and Adjusted EBIT of €953 million (25% margin). This performance builds on the company’s track record of resilient, long‑term growth and highlights the strength of its recurring‑revenue business model. Verisure is majority‑owned by Hellman & Friedman LLC, a leading private equity investment firm. Since October 2025, the company has been listed on the Nasdaq Stockholm Stock Exchange. The company’s success depends on its people, and it invests in them every day. Working at Verisure means being part of an industry world‑leading, world‑class company with a strong entrepreneurial spirit. Business Strategy And Its Responsibilities As a Business Strategy Consultant in the Group Supply Chain & Procurement, you will have the opportunity to grow in challenging and innovative projects with colleagues from cross‑functional backgrounds, develop new skills and progress in your international professional career. As an example, a Strategy Consultant in the Group Supply Chain and Procurement could be working on one or several of the following: • Define and execute cross‑country and multidisciplinary initiatives to deliver our global Supply Chain strategy to business‑related projects (such as Organization excellence, Cost Effectiveness, Material Cost Analysis, Inventory Effectiveness etc.), • Support our Global Procurement & Supply Chain Director in his daily activities and other relevant topics (e.g. Board and Management team meetings presentations, Global connects, Business support etc.), • Drive automation initiatives related to procurement and supply chain systems (e.g. spend analytics, inventory tracking, reporting tools)., • Support the Business Planning team in defining and tracking strategic priorities and KPIs., • Develop and implement strategy solutions (As‑Is / To‑Be analysis), • Design and maintain executive‑level reporting for Procurement and Supply Chain, ensuring clarity, accuracy and strategic relevance., • Translate complex data sets into clear insights and recommendations for senior leadership and the Global Procurement & Supply Chain Director, • Support monthly, quarterly and ad‑hoc business reviews with data‑driven storytelling and concise executive summaries. What We Offer • An international, multicultural environment with top talent from world‑leading consulting firms (e.g., McKinsey, BCG, Bain)., • A role that is both strategic and operational, offering project ownership, critical responsibilities, and accountability., • Opportunities to grow and develop quickly and across functions, depending on your experience, skills, performance, and ambitions., • Exposure to cutting‑edge AI initiatives across HR and the opportunity to help shape how Artificial Intelligence transforms our global people processes., • Global‑scale projects in collaboration with international teams across the organization., • A dynamic and enjoyable working environment., • An innovative role where you will be encouraged to learn from experimentation and continuous improvement., • A real opportunity to make a meaningful impact and contribute to lasting change., • Lunch provided on‑site with diverse and healthy food options. Location The position will be based in Madrid (Spain) Candidate Profile Experience And Qualifications We are looking for individuals with experience in: • Master’s degree in Engineering, Economics, Supply Chain, Business Administration or equivalent., • 2-4 years of experience in strategy consulting, internal strategy, procurement, or supply chain roles., • Strong analytical skills with proven experience in cost analysis, business cases and data‑driven decision making. The role will be a great fit for someone who has: • Strong analytical skills, • Advanced proficiency in Excel, PowerPoint; knowledge of analytics tools (SQL, Power BI, Python) is a plus., • Efficient problem‑solving skills, • Impact‑oriented with a focus on sales boost, • Entrepreneurial and committed, with a strong hands‑on approach, • Strong interpersonal skills and experience working in an international, multicultural setting, • Structured, detail oriented, and capable of understanding the big picture, • Strong written and oral communication capabilities for creating and presenting slides, • Fluent in written and spoken English (other languages are a plus: Spanish, German, Italian, French), • University degree (MBA also valued) Strong Fit With Our Company DNA • Passionate in Everything We Do: Our people have a sense of energy that is unmistakable, one that drives us to delight our customers and focus on creating impact quickly, • Committed to Making a Difference: When we say we will do something, we deliver with excellence. We are accountable, focused and operate with discipline, • Always Innovating: We believe that Innovation can be big or small; it’s a continuous state of mind that inspires us to think differently and always make things better. We are risk‑takers and we learn continuously., • Winning as a Team: Our people know that by leveraging one another’s strengths, investing in and developing our team’s capability and by collaborating well, we will win., • With Trust & Responsibility: Operating with integrity is core to our success. We are humble, honest, and value deep mastery and expertise. xqbhyrx We do the right thing, always. #J-18808-Ljbffr

At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. ¿Está pensando en solicitar este empleo? No se demore, desplácese hacia abajo y envíe su solicitud lo antes posible para no perder la oportunidad. At Ayvens we have an opening for a Experienced AI adoption Lead.What are you going to do? As our new AI Adoption Lead, you will play a key role in accelerating AI adoption across Ayvens by driving training, enablement, and change initiatives while ensuring that all AI solutions are delivered in line with governance and compliance standards. You will act as the bridge between business and technology, managing the AI demand pipeline and leading AI initiatives from idea to value réalisation. Your Responsibilities Will Include • AI for All & Adoption: Lead and coordinate AI for All initiatives, including acculturation programs, trainings, and large-scale adoption of AI tools such as Copilot Chat and Copilot Studio., • AI Governance & Compliance: Ensure all AI initiatives comply with SG/Ayvens frameworks , coordinating required validations and supporting governance processes., • AI Demand & Portfolio Management: Own and structure the AI demand pipeline, including business case collection, tracking, and follow-up across entities., • Stakeholder Coordination: Manage the AI project portfolio, stakeholder alignment, business cases, delivery roadmap, risks, governance, and the scaling of AI solutions across markets and business domains. Act as a central point of coordination across business, IT, risk, legal, architecture, and central SG teams to ensure alignment and consistency., • Communication & Change Management: Drive communication and visibility of AI initiatives, ensuring clarity, consistency, and alignment across countries and functions., • Delivery Oversight & Acceleration: Support and monitor AI delivery at scale, ensuring structured execution, removal of bottlenecks, and acceleration of go-live timelines.Who are we looking for? The ideal candidate believes that AI is not just about technology, but about helping people work smarter, make better decisions, and create value at scale. You are naturally curious and energized by innovation. You enjoy exploring new technologies, understanding emerging AI trends, and transforming ideas into practical solutions that deliver tangible business outcomes. At the same time, you understand that successful AI adoption requires much more than technical expertise, it requires people, governance, communication, and change management. We have an adaptable professional who thrives in fast-moving environments where priorities evolve and new opportunities constantly emerge. Challenges do not discourage them, instead they approach them with resilience, maintaining focus on long-term objectives even when faced with complexity or setbacks. You are equally comfortable engaging with senior executives, business stakeholders, technology teams, and governance functions. Through clear and impactful communication, you can translate complex AI concepts into compelling business narratives, build alignment across diverse stakeholders, and create momentum around strategic initiatives. You combine empathy with analytical thinking. You take the time to understand the needs and concerns of end users, business teams, and decision-makers, while applying structured problem-solving to identify the best path forward. You know how to balance innovation with risk management and understand the importance of responsible AI adoption. You will have relevant experience in a similar role, preferably holding a Bachelor's or Master's degree in Information Technology, Computer Science, Data Science, Engineering, Mathematics, Statistics, or a related field, complemented by continuous learning and professional development in areas such as AI, data analytics, project management, and leadership. Familiarity with the automotive or mobility industry is a plus. You are someone who can see the bigger picture while keeping AI initiatives focused on delivering real business value. You know how to align strategy, governance, and execution, bringing together stakeholders from business, IT, risk, legal, and leadership around a common vision. You are comfortable managing multiple AI initiatives, prioritizing opportunities, and turning ideas into measurable outcomes. Through strong communication and influence, you can simplify complex AI concepts, drive adoption, and build momentum across the organization. Most importantly, you understand that successful AI transformation is about people as much as technology. You have a proven ability to drive change, enable users, and scale AI adoption responsibly through the right balance of governance, training, and stakeholder engagement. Fluent in English is required. What do we offer? We’re on this journey together. By investing in professional growth, rewards and incentives, plus plenty of training and experience on the job, we create an inspiring environment for our colleagues that fosters high performance with positive impact. Enjoy comprehensive rewards and recognition. We believe in rewarding you holistically, through compensation, competitive benefits and rich development opportunities. Discover your talent. We enable you to reach your full potential by offering you the opportunities and support to reach the next level in your career. Benefit from a healthy, positive work atmosphere. We offer a wide variety of benefits to help keep you mentally and physically strong and to find the perfect work–life balance. Find a shared sense of belonging. We create an engaging environment where you can be your authentic self and harness your commitment, curiosity and collaboration. Build a sustainable future. We’re conscious of our environment and the societies we’re part of and we work together to drive electrification and lead the way to decarbonisation. Make your Move at Ayvens Ayvens provides a unique opportunity: the chance to accelerate the transition to electric, lead the way to decarbonisation and shape the industry’s digital transformation. Behind the wheel, our people make the difference, driving us towards our ambitions. Ayvens is home to the best talent in the industry – so if you’re looking for a fulfilling career with positive impact. Our commitment We’re committed to building a culture where everyone can be themselves and where everyone gets an equal chance to make their journey count. If you’d like to learn more about our DE&I journey – and how you can contribute – please find out more on Career pages of our website. Why Ayvens? With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. xcskxlj Follow our page for the latest updates, news, and insights. #J-18808-Ljbffr

At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. At Ayvens we have an opening for a Experienced AI adoption Lead. Envíe su solicitud a continuación después de leer todos los detalles y la información de apoyo sobre esta oportunidad de trabajo. What are you going to do? As our new AI Adoption Lead, you will play a key role in accelerating AI adoption across Ayvens by driving training, enablement, and change initiatives while ensuring that all AI solutions are delivered in line with governance and compliance standards. You will act as the bridge between business and technology, managing the AI demand pipeline and leading AI initiatives from idea to value realiza. • AI for All & Adoption: Lead and coordinate AI for All initiatives, including acculturation programs, trainings, and large-scale adoption of AI tools such as Copilot Chat and Copilot Studio., • AI Governance & Compliance: Ensure all AI initiatives comply with SG/Ayvens frameworks, coordinating required validations and supporting governance processes., • AI Demand & Portfolio Management: Own and structure the AI demand pipeline, including business case collection, tracking, and follow-up across entities., • Stakeholder Coordination: Manage the AI project portfolio, stakeholder alignment, business cases, delivery roadmap, risks, governance, and the scaling of AI solutions across markets and business domains. Act as a central point of coordination across business, IT, risk, legal, architecture, and central SG teams to ensure alignment and consistency., • Communication & Change Management: Drive communication and visibility of AI initiatives, ensuring clarity, consistency, and alignment across countries and functions., • Delivery Oversight & Acceleration: Support and monitor AI delivery at scale, ensuring structured execution, removal of bottlenecks, and acceleration of go-live timelines.Who are we looking for? The ideal candidate believes that AI is not just about technology, but about helping people work smarter, make better decisions, and create value at scale. You are naturally curious and energized by innovation. You enjoy exploring new technologies, understanding emerging AI trends, and transforming ideas into practical solutions that deliver tangible business outcomes. At the same time, you understand that successful AI adoption requires much more than technical expertise, it requires people, governance, communication, and change management. You are an adaptable professional who thrives in fast-moving environments where priorities evolve and new opportunities constantly emerge. Challenges do not discourage you, instead, you approach them with resilience, maintaining focus on long‑term objectives even when faced with complexity or setbacks. You are equally comfortable engaging with senior executives, business stakeholders, technology teams, and governance functions. Through clear and impactful communication, you can translate complex AI concepts into compelling business narratives, build alignment across diverse stakeholders, and create momentum around strategic initiatives. You combine empathy with analytical thinking. You take the time to understand the needs and concerns of end users, business teams, and decision‑makers, while applying structured problem‑solving to identify the best path forward. You know how to balance innovation with risk management and understand the importance of responsible AI adoption. You will have relevant experience in a similar role, preferably holding a Bachelor's or Master's degree in Information Technology, Computer Science, Data Science, Engineering, Mathematics, Statistics, or a related field, complemented by continuous learning and professional development in areas such as AI, data analytics, project management, and leadership. Familiarity with the automotive or mobility industry is a plus. You are someone who can see the bigger picture while keeping AI initiatives focused on delivering real business value. You know how to align strategy, governance, and execution, bringing together stakeholders from business, IT, risk, legal, and leadership around a common vision. You are comfortable managing multiple AI initiatives, prioritizing opportunities, and turning ideas into measurable outcomes. Through strong communication and influence, you can simplify complex AI concepts, drive adoption and build momentum across the organization. Most importantly, you understand that successful AI transformation is about people as much as technology. You have a proven ability to drive change, enable users, and scale AI adoption responsibly through the right balance of governance, training, and stakeholder engagement. Fluent in English is required. What do we offer? • Enjoy comprehensive rewards and recognition. We believe in rewarding you holistically, through compensation, competitive benefits and rich development opportunities., • Discover your talent. We enable you to reach your full potential by offering you the opportunities and support to reach the next level in your career., • Benefit from a healthy, positive work atmosphere. We offer a wide variety of benefits to help keep you mentally and physically strong and to find the perfect work–life balance., • Find a shared sense of belonging. We create an engaging environment where you can be your authentic self and harness your commitment, curiosity and collaboration., • Build a sustainable future. We’re conscious of our environment and the societies we’re part of and we work together to drive electrification and lead the way to decarbonisation.Our commitment We’re committed to building a culture where everyone can be themselves and where everyone gets an equal chance to make their journey count. If you’d like to learn more about our DE&I journey – and how you can contribute – please find out more on Career pages of our website. Why Ayvens? With over 3.1 million vehicles managed across more than 40 countries, we provide full‑service leasing, flexible subscription services, fleet management services and multi‑mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well‑positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology‑enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. xqbhyrx In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. #J-18808-Ljbffr

Experteer Overview As Senior Digital Product Manager for Decide u0026amp; Invest, you define the vision and roadmap for Santander’s digital investment experience at global scale. You will own end-to-end product strategy across multiple markets, shaping seamless, omnichannel journeys that drive conversion and customer value. You’ll partner with local banks, tech teams, and stakeholders to balance global standardization with local needs, delivering scalable capabilities with a strong user-centric focus. This role offers impact at scale within a mission-driven transformation. Compensaciones / Beneficios • Define and own the vision, strategy and roadmap for the Decide u0026 Invest customer mission • Design end-to-end, omnichannel investment journeys across onboarding, profiling, suitability, portfolios, execution and servicing • Translate strategy into detailed functional requirements and a unified investment experience across capabilities • Lead end-to-end product delivery, coordinating with Product Owners, countries, technology teams and stakeholders • Monitor product performance using KPIs and drive adoption, rollout, and continuous improvement • Drive cross-country delivery while balancing global standardisation with local regulatory and business needs • Improve customer experience through data-driven decisions and friction reduction across journeys • Act as voice of the customer to shape priorities and ensure regulatory compliance while maintaining simplicity Responsabilidades • 8+ years in product management or similar roles in digital environments • Experience owning digital products or leading complex digital initiatives with cross-functional and international stakeholders • Strong background in digital banking, wealth management, fintech, e-commerce or online platforms • Experience leading multi-country digital initiatives • Solid understanding of Agile delivery and digital product development • Strong stakeholder management and communication skills, including senior stakeholders • Ability to translate complex concepts into clear strategies and roadmaps • Good understanding of technology concepts and development principles • Strong product mindset with customer obsession and hands-on execution • UX-oriented with high attention to detail • Excellent organizational and prioritization skills Requisitos principales • hybrid working model • learning opportunities (SantanderOpen Academy) • competitive salary with performance-based bonuses • health and wellbeing programmes • childcare support and family-friendly programmes • Santander Contigo advisory services

We are looking for a Head of Customer Payment & Recovery to join our growing Customer Marketing Team based in Madrid and supporting 5 countries across Latin America. Para presentar una candidatura, simplemente lea la siguiente descripción del puesto y asegúrese de adjuntar los documentos pertinentes. Verisure is a leading provider of professionally monitored security solutions. Our business model integrates product development, design and sales with installation, service and a 24/7 professional monitoring solution. Our range of products includes home security, fire and water safety, personal security and smart home systems. Thanks to a strong focus on high quality, the company’s customers are amongst the most satisfied and loyal in the industry. Over the past years, Verisure has experienced an exceptional and resilient financial performance with a very long‑track record of double‑digit growth - thanks to continuous drive for Innovation, our very sophisticated Go To Market and replicable business model for expansion into new countries. Lead the Customer Payments & Recovery strategy to maximize cash collection, reduce payment defaults and optimize the financial performance of the recurring revenue portfolio while preserving customer lifetime value and customer experience. The role is responsible for continuously improving the customer payments and recovery strategy, partnering with local markets to maximize payment success rates, reduce involuntary churn, optimize payment journeys, and balance collection performance with customer retention and long‑term profitability. The candidate will join the LatAm Customer Value Management team. Main functions and tasks: • Review and improve the end‑to‑end Customer Payments & Recovery strategy across the full customer lifecycle., • Design and optimize payment strategies to maximize successful collections and minimize payment failures., • Develop proactive delinquency prevention initiatives to reduce payment defaults and involuntary churn., • Define differentiated payment and recovery treatments based on customer value, payment behavior and risk profile., • Optimize customer payment journeys, payment methods and collection channels to improve payment success and customer experience., • Lead debt recovery strategies while maximizing customer retention and long‑term Customer Lifetime Value (CLV)., • Reduce bad debt, write‑offs and payment‑related customer losses across the portfolio., • Develop predictive models to anticipate payment failures and prioritize recovery actions., • Monitor payment performance, delinquency, recovery and portfolio quality KPIs., • Drive automation, digital payment capabilities and AI‑driven collection and recovery initiatives., • Collaborate with Product, IT and Finance teams to continuously improve payment capabilities and customer payment experience., • Support management of external collection agencies and recovery partners, ensuring performance and customer‑centric treatment., • Ensure compliance with internal policies, regulatory requirements and customer protection standards., • Identify continuous improvement opportunities across payment processes, recovery journeys and customer communications., • Translate payment and recovery performance into actionable recommendations for senior management., • Collaborate cross‑functionally with Customer, Marketing, Operations, Sales, Finance and Data teams to optimize customer financial performance and portfolio value. Desired Qualifications and Skills: • 7+ years of experience in Customer Payments, Collections, Credit Risk, Revenue Assurance, Customer Finance, Portfolio Management or Advisory roles., • Bachelor's degree in Engineering, Business Administration, Economics, Finance, Mathematics or related fields., • Strong analytical and strategic thinking capabilities., • Deep understanding of recurring revenue business models and customer payment behavior., • Experience defining customer payment strategies, collections policies and recovery initiatives., • Strong data‑driven mindset with experience in portfolio segmentation, predictive analytics and customer treatment strategies., • Experience working with payment performance KPIs, delinquency dashboards and recovery analytics., • Knowledge of digital payment solutions, payment gateways and payment optimization initiatives will be highly valued., • Exposure to AI‑driven collections, predictive analytics and payment automation solutions., • Strong stakeholder management and cross‑functional leadership skills., • Experience balancing collection performance with customer retention and customer experience., • Experience managing third‑party collection agencies and recovery partners will be valued., • Experience in recurring revenue industries (telecom, SaaS, utilities, insurance or similar) will be highly valued., • Fluent in English and Spanish; Portuguese will be considered a plus. xqbhyrx, • Customer‑centric mindset, • Strategic thinking, • Strong execution capabilities, • Cross‑functional leadership, • Influence and stakeholder management, • Problem‑solving mindset, • Teamwork and collaboration, • Highly self‑motivated and results‑oriented, • Hands‑on profile with strong ownership mentality If you feel yourself identify with the rol that we´re looking for, don´t hesitate to apply! #J-18808-Ljbffr

Experteer Overview In this role you lead the Business Solutions strategy to enhance efficiency, effectiveness and scalability within LatAm's Customer Value Management. You bridge business teams with IT and external partners to design, implement and drive adoption of technology-enabled solutions. You will drive process optimization, automation, and AI-driven capabilities to improve decision-making and customer value. This position offers the chance to shape transformation across functions and contribute to a high-impact value modernization effort. Compensaciones / Beneficios • Define and execute the Business Solutions roadmap aligned with CVM, Operations and IT priorities • Identify opportunities to improve processes, productivity and operational effectiveness via technology and automation • Act as primary interface between CVM and IT, Data, Digital and external partners • Gather, prioritize and translate business requirements into scalable technology solutions • Coordinate evaluation and implementation of solutions including AI, automation, RPA and digital platforms • Lead adoption of AI-driven capabilities to enhance decision-making and efficiency • Lead process redesign initiatives to simplify operations and reduce manual work • Promote automation of recurring processes, reporting and workflows • Identify opportunities to leverage customer data and advanced analytics within processes • Coordinate solution implementation, testing and business validation for successful deployment • Define and monitor KPIs to measure impact of implemented solutions • Ensure alignment between business priorities, tech capabilities and delivery roadmaps • Drive continuous improvement and innovation across CVM processes and operating model • Collaborate cross-functionally with CVM, Marketing, Operations, Finance, IT, Data and Digital teams Responsabilidades • 7+ years of experience in Business Transformation, Business Solutions, Process Excellence, Consulting, Digital Transformation or similar roles • Bachelor's degree in Engineering, Business Administration, Information Systems or related fields • Strong analytical, strategic and problem-solving capabilities • Experience leading business transformation and process optimization initiatives • Strong understanding of business process automation, workflow redesign and operational excellence • Experience gathering business requirements and translating them into technology solutions • Knowledge of AI, Generative AI, RPA, workflow automation and digital platforms • Experience managing technology implementation projects with IT and business stakeholders • Strong stakeholder management and cross-functional leadership capabilities • Ability to simplify complex business problems and translate into practical solutions • Experience in recurring revenue industries (telecom, SaaS, utilities, insurance or similar) valued • Fluent in English and Spanish; Portuguese a plus Requisitos principales •

IT STARTS HERE ¿Interesado en saber más sobre este trabajo? Desplácese hacia abajo y descubra qué habilidades, experiencia y cualificaciones académicas se necesitan. Santander ( ) is evolving from Country: Spain Santander ( ) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Savings & Investments Domain is looking for a Senior Digital Product Manager – Decide & Invest, based in Boadilla (Madrid). As a Senior Digital Product Manager, you will own one of the core customer missions within Santander's global Savings & Investments platform: Decide & Invest. You will define the vision, strategy and evolution of the end-to-end digital investment experience, helping millions of Santander customers discover, decide and execute investments across multiple markets and channels. We're transforming the way customers save and invest through innovation, AI, customer-centric design and global platforms. This role offers a unique opportunity to build products at global scale with direct business impact. Working at the intersection of business, customer experience, data and technology, you will lead one of the most strategic product areas within the Savings & Investment platform, driving innovation while ensuring a consistent, scalable and customer-centric experience across countries. You will partner closely with local banks, technology teams, Product Owners and senior stakeholders to translate strategic priorities into tangible customer value, shaping the future of Santander's digital investment capabilities. You will play a key role in building Santander's global digital investment platform, designing scalable capabilities that can be adopted across multiple countries while remaining flexible enough to address local regulatory, business and customer needs. Your challenge will be to balance global standardisation with local adaptability, enabling faster time-to-market, greater reuse of capabilities and a consistent customer experience across the Group. In This Role You Will Product Strategy, Vision & Definition • Analyse customer needs, competitors, market trends and business priorities. Identify opportunities to improve customer experience and simplify investment journeys., • Own the vision, strategy and roadmap for the Decide & Invest customer mission., • Define and continuously evolve the end-to-end customer journey, covering onboarding, profiling, suitability, portfolios, investment execution and servicing., • Design omnichannel-oriented experiences across channels, while giving response to different customer segments’ needs., • Translate product strategy into detailed functional requirements., • Deliver a unified investment experience across investment capabilities., • Balance customer needs, business priorities and technical constraints to maximise customer and business value. Customer Experience & Journey Optimisation • Simplify investment journeys and improve customer experience through data-driven product decisions., • Design intuitive investment journeys that increase conversion and reduce friction throughout the investment process., • Challenge existing processes to make Regulatory and Compliance requirements as simple, intuitive and customer friendly as possible while ensuring full regulatory compliance., • Continuously identify customer pain points and convert them into product opportunities., • Drive consistency across journeys, channels and markets., • Act as the voice of the customer, translating customer needs into product strategy and roadmap priorities. Product Delivery • Lead the end-to-end product lifecycle, from discovery and prioritisation to delivery and continuous optimisation., • Coordinate Product Owners, countries, technology teams and business stakeholders to ensure scalable global delivery., • Manage dependencies, risks and cross-functional alignment across multiple initiatives., • Ensure product adoption and rollout across countries., • Promote collaboration across customer missions to deliver a seamless end-to-end investment experience. Product Performance • Define product success metrics and monitor customer, business and operational KPIs., • Drive product adoption, rollout and change management across countries., • Identify opportunities for optimisation, innovation and continuous improvement., • Monitor market trends, competitor initiatives and emerging technologies, translating insights into product strategy., • Manage internal and external partners where required. Country adoption responsible for a set of core markets • Country roadmap alignment, • End-to-end customer experience delivered, • Business readiness, • Local business priorities, • Functional rollout support, • Market feedback & continuous improvement You will think like an entrepreneur, combining customer obsession, commercial impact and technology to build products that scale across multiple markets. What You’ll Bring Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience • 8+ years of relevant experience as a Product Manager, Senior Product Owner, Program Manager or similar role in digital environments., • Experience owning digital products or leading complex digital initiatives with cross-functional and international stakeholders., • Strong background in digital banking, wealth management, fintech, e-commerce or online platforms., • Experience leading complex, multi-country digital initiatives., • Solid understanding of Agile delivery and digital product development., • Strong stakeholder management and communication skills, including interaction with senior profiles., • Ability to translate complex concepts into clear, actionable strategies and roadmaps., • Good understanding of technology concepts and development principles., • Strong product mindset with the ability to combine strategic thinking, customer obsession and hands-on execution., • UX-oriented with high attention to detail., • Excellent organizational and prioritization skills. Education • University degree in Business, Economics, Engineering, Data, Technology or related fields (Preferred) Languages • Fluent English and Spanish (Required). WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. • We’re enable our teams to go beyond through global opportunities and broad career paths., • Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours., • Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy ( ), • Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us., • Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more., • Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing., • We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage., • Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services., • Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. xqbhyrx We are committed to providing an inclusive and accessible application process for all candidates. #J-18808-Ljbffr

Experteer Overview As Senior Analyst - Global Product in Santander CIB, you will own front-office product delivery for Global Cash Management. You’ll translate client needs and regulatory dynamics into global product strategies and evolving solutions. You’ll collaborate with origination teams, COOs, and cross-functional partners to drive end-to-end delivery, measurement, and go-to-market execution. The role offers exposure to innovative payment tech and a chance to shape global product strategy within a risk-conscious, customer-centric culture. Compensaciones / Beneficios • Own product strategy and evolution by analyzing client, market, and regulatory indicators to define innovative Global Cash Management solutions. • Gather and synthesize client requirements across geographies to inform global product design. • Design and assess new products leveraging APIs, digital assets, AI, and platform-based approaches; familiarity with SAP, Oracle, Kyriba is preferred. • Lead end-to-end product delivery including ideation, business case, governance, funding, scoping, approvals, and go-to-market coordination. • Manage in-life performance through KPIs and data aggregation to guide product evolution and capex requests. • Collaborate with Origination teams and other stakeholders to build and prioritize the product development pipeline. Responsabilidades • Product Owner / product management experience essential (3+ years) • Experience in banking/finance/technology essential • Bachelor's degree • English fluency (C1 or higher) • Strong analytical, communication, and stakeholder management skills • Strong presentation skills Requisitos principales • hybrid work model • flexible hours • learning via SantanderOpen Academy • competitive salary with performance-based bonuses • behealthy wellness program • childcare support and family-friendly programs

At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. Todos los posibles candidatos deben leer con atención los siguientes detalles de este trabajo antes de presentar una candidatura. At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. Responsible for designing, building and maintaining modelling datasets supporting risk model development activities on Azure-based platform. Our new colleague will also help us modernize our data platforms, automate our processes, perform advanced data analysis and periodically monitor the performance of risk models. We are in the middle of extensive transformations after the merger of two former market leaders in the leasing space -LeasePlan and ALD- into a formidable new entity Ayvens. This involves consolidating the data and platforms of two big companies in a future-proof manner. It is thus an exciting opportunity for someone who is keen to wrangle with data, explore new technologies and play a part in setting up a modern data landscape. The position offers a high degree of autonomy and the exposure of working with different functions within the company, besides the opportunity for personal growth in the areas of data analytics and risk modelling. Areas of responsibilities • Prepare data, in a structured, reproducible and auditable way, with assured data quality, for the purposes of model development, model monitoring, model validation, internal and external audit and any ad-hoc reporting request., • Liaise with Digital & IT teams to plan and perform data acquisition for the Risk Modelling environment, both from internal group (SG) and external sources, and with an eye on long-term modelling and regulatory needs., • Ensure proper data governance, and that model implementation is done in a secure and controlled environment., • Execute periodic monitoring tests for risk models, in accordance with regulations and internal guidelines, and report the results to stakeholders along with expert insight if necessary., • Analyse data, with an eye on anomalies, trends and data quality; cross reference several sources if need be; perform root cause analysis in the event of anomalies in reports; and pursue remediation with data providers in case of data quality issues., • Contribute to designing the new data landscape for Risk in Azure environment and advocate for Risk modellers and the wider Risk department from the point of view of flexibility, ease of access and timely data availability., • Maintain thorough documentation for data preparation, issues observed, and analysis done.Competencies, • The key activities of the Data Expert will involve writing complex queries in SQL and Python and performing data transformations., • The new team member will be involved in finding the best solutions offered by Microsoft Azure for our specific use cases., • The role will require extensive collaboration with Digital & IT, Finance and other Risk teams on a daily basis.RequirementsPersonal characteristics, • Structured analytical thinking, strong attention to details in data logic, ownership mindset., • Clear and concise communication skills. Ability to communicate in both technical and functional “languages” and translate technical complexities to stakeholders and management., • Positive and collaborative attitude., • Passion for working in a cross-cultural and diverse environment.Education / knowledge, • Bachelor equivalent in Data Analytics/Data Science/Econometrics/IT., • Data modelling (Kimball, data vault) and data warehousing concepts, • Data wrangling (data ingestion, cleaning, wrangling), data quality frameworks, monitoring pipelinesSkills, • SQL, • Python (production skills), • Databricks, • Microsoft Azure (primarily Azure Data Factory, Access Management, Cluster configuration, Azure DevOps)Experience, • At least 7 years of experience in the field of Data Analytics/ Business Intelligence/Data Science, preferably in a Risk or Finance setting., • Experience in building large-scale datasets (enterprise risk level), • Data ingestion from multiple legacy and modern systems, • Prior experience working in an Azure environment is a plus.Why Ayvens? With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. xcskxlj Follow our page for the latest updates, news, and insights. #J-18808-Ljbffr

Job Description: Technology Portfolio Strategy Manager Compruebe a continuación si tiene lo necesario para esta oportunidad y, si es así, envíe su solicitud lo antes posible. About Verisure Verisure is a dynamic and innovative company that believes that security is a human right. We are a global leading provider of professionally monitored security solutions. An international company with a start‑up mindset, fast, agile, lean, high-performance, and value driven. We are seeking a talented and motivated Technology Portfolio Strategy Associate to join our team in Madrid. This is an excellent opportunity to have a direct impact on our business and contribute to our growth in the technology sector. What will be your challenges? As part of the Technology Portfolio Strategy team, you will lead a group of high‑performing Associates and act as a key partner to connect business strategy with project execution, ensuring measurable impact in the field. You will drive strategic initiatives, orchestrate cross‑functional collaboration, and influence senior leadership with data‑driven recommendations. This role is ideal for candidates with consulting backgrounds or strategic corporate roles who are ready to take ownership of a high‑visibility portfolio and lead a growing team. Key Responsibilities • Lead and develop a team of Associates, providing guidance, coaching, and performance feedback while fostering a culture of excellence, ownership, and continuous improvement., • Oversee and challenge the field and technology analysis of an extensive portfolio (+5 million customers), ensuring the team delivers clear structures, relevant insights, and actionable recommendations., • Drive and review complex business analyses, transforming large data sets into strategic insights that support senior decisionmaking., • Sponsor the creation of business cases, guiding the team in defining robust baselines, future scenarios, and financial/operational implications for new initiatives., • Shape, govern, and prioritize the Service Innovation Roadmap, coordinating with strategic partners to accelerate service development, digital transformation, and operational excellence across markets., • Act as the key orchestrator for multistakeholder initiatives, collaborating with technical, business, legal, data privacy, and Infosec teams to ensure solutions are welldefined, compliant, and aligned with organizational goals., • Own and manage strategic roadmaps, ensuring timely and rigorous project execution, proper governance, and alignment with business priorities., • Lead executivelevel communication, reviewing and refining presentations, dashboards, and briefings delivered to top management and country organizations., • Build and maintain hightrust relationships with senior stakeholders, strategic partners, and crossfunctional leaders, acting as a referent in the portfolio strategy domain., • Identify and champion continuous improvement opportunities, challenging the status quo and introducing best practices in portfolio management, innovation frameworks, and operational excellence., • Serve as a thought leader, bringing external perspectives, industry benchmarks, and strategic foresight to portfolio discussions and innovation roadmap decisions. Location: Permanent hire will be based in Madrid. Qualifications • Bachelor’s degree in engineering, sciences, business, or other technical fields (MBA or other advanced degree strongly preferred)., • 5–7 years of experience in top-tier strategy consulting (BCG, McKinsey, Bain, Oliver Wyman, Strategy&, etc.) or comparable strategic roles in high-performing corporate IT/Digital environments., • Strong analytical and problem‑solving abilities, with a track record of structuring complex issues and guiding junior team members through ambiguity., • Proven experience leading teams and driving cross‑functional initiatives with high rigor and attention to detail., • Demonstrated ability to review, challenge, and synthesize insights from large volumes of data., • Solid experience in defining strategic/execution plans, PMO functions, and managing multiple projects under dynamic conditions., • Excellent stakeholder management and influencing skills, with a history of building relationships across levels and geographies., • Outstanding communication and presentation skills, with fluency in English and Spanish., • Comfortable operating in fast‑paced, high‑visibility environments with international exposure., • Global mindset and willingness to work with multicultural, distributed teams. Verisure will offer you • Hybrid model: Work from home and at our great Madrid offices in Pozuelo de Alarcón (El Barrial- Centro Comercial), • Lunch included at our canteen: You won’t need to pay for your daily meal when you are at the office!, • Dynamic and vibrant environment: Our office is an open-plan space in which you will be able to interact with the best professionals from different teams at all levels., • International stakeholder projects. xqbhyrx, • Periodic team buildings: Because it’s important to have fun., • Learning and training programs. #J-18808-Ljbffr

We are looking for a Head of Customer Payment & Recovery to join our growingCustomer Marketing Team based in Madrid and supporting 5 countries across Latin America. Asegúrese de que toda la información de su solicitud está actualizada y en orden antes de inscribirse en esta oportunidad. Verisure is aleading provider of professionally monitored security solutions. Our business model integrates product development, design and sales with installation, service and a 24/7 professional monitoring solution. Our range of products includes home security, fire and water safety, personal security and smart home systems. Thanks to a strong focus on high quality, the company’s customers are amongst the most satisfied and loyal in the industry. Over the past years,Verisurehas experienced an exceptional and resilient financial performance with a very long-track record ofdouble-digit growth- thanks to continuous drive for Innovation, our very sophisticated Go To Market and replicable business model for expansion into new countries. Role purpose: Lead the Customer Payments & Recovery strategy to maximize cash collection, reduce payment defaults and optimize the financial performance of the recurring revenue portfolio while preserving customer lifetime value and customer experience. The role is responsible for continuously improving the customer payments and recovery strategy, partnering with local markets to maximize payment success rates, reduce involuntary churn, optimize payment journeys, and balance collection performance with customer retention and long-term profitability. The candidate will join the LatAm Customer Value Management team. Main functions and tasks: • Review and improve the end-to-end Customer Payments & Recovery strategy across the full customer lifecycle., • Design and optimize payment strategies to maximize successful collections and minimize payment failures., • Develop proactive delinquency prevention initiatives to reduce payment defaults and involuntary churn., • Define differentiated payment and recovery treatments based on customer value, payment behavior and risk profile., • Optimize customer payment journeys, payment methods and collection channels to improve payment success and customer experience., • Lead debt recovery strategies while maximizing customer retention and long-term Customer Lifetime Value (CLV)., • Reduce bad debt, write-offs and payment-related customer losses across the portfolio., • Develop predictive models to anticipate payment failures and prioritize recovery actions., • Monitor payment performance, delinquency, recovery and portfolio quality KPIs., • Drive automation, digital payment capabilities and AI-driven collection and recovery initiatives., • Collaborate with Product, IT and Finance teams to continuously improve payment capabilities and customer payment experience., • Support management of external collection agencies and recovery partners, ensuring performance and customer-centric treatment., • Ensure compliance with internal policies, regulatory requirements and customer protection standards., • Identify continuous improvement opportunities across payment processes, recovery journeys and customer communications., • Translate payment and recovery performance into actionable recommendations for senior management., • Collaborate cross-functionally with Customer, Marketing, Operations, Sales, Finance and Data teams to optimize customer financial performance and portfolio value. Desired Qualifications and Skills: • 7+ years of experience in Customer Payments, Collections, Credit Risk, Revenue Assurance, Customer Finance, Portfolio Management or Advisory roles., • Bachelor's degree in Engineering, Business Administration, Economics, Finance, Mathematics or related fields., • Strong analytical and strategic thinking capabilities., • Deep understanding of recurring revenue business models and customer payment behavior., • Experience defining customer payment strategies, collections policies and recovery initiatives., • Strong data-driven mindset with experience in portfolio segmentation, predictive analytics and customer treatment strategies., • Experience working with payment performance KPIs, delinquency dashboards and recovery analytics., • Knowledge of digital payment solutions, payment gateways and payment optimization initiatives will be highly valued., • Exposure to AI-driven collections, predictive analytics and payment automation solutions., • Strong stakeholder management and cross-functional leadership skills., • Experience balancing collection performance with customer retention and customer experience., • Experience managing third-party collection agencies and recovery partners will be valued., • Experience in recurring revenue industries (telecom, SaaS, utilities, insurance or similar) will be highly valued. xqbhyrx, • Fluent in English and Spanish; Portuguese will be considered a plus. General Competencies • Customer-centric mindset, • Strategic thinking, • Data-driven decision making, • Strong execution capabilities, • Cross-functional leadership, • Influence and stakeholder management, • Problem-solving mindset, • Continuous improvement orientation, • Teamwork and collaboration, • Highly self-motivated and results-oriented, • Hands-on profile with strong ownership mentality #J-18808-Ljbffr

At Ayvens, progress starts with you. ¿Es este el siguiente paso en su carrera? Descubra si es el candidato adecuado leyendo la descripción completa a continuación. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. At Ayvens we have an opening for a Experienced AI adoption Lead. What are you going to do? As our new AI Adoption Lead, you will play a key role in accelerating AI adoption across Ayvens by driving training, enablement, and change initiatives while ensuring that all AI solutions are delivered in line with governance and compliance standards. You will act as the bridge between business and technology, managing the AI demand pipeline and leading AI initiatives from idea to value realize Your responsibilities will include: • AI for All & Adoption: Lead and coordinate AI for All initiatives, including acculturation programs, trainings, and large-scale adoption of AI tools such as Copilot Chat and Copilot Studio. • AI Governance & Compliance: Ensure all AI initiatives comply with SG/Ayvens frameworks , coordinating required validations and supporting governance processes. • AI Demand & Portfolio Management: Own and structure the AI demand pipeline, including business case collection, tracking, and follow-up across entities. • Stakeholder Coordination: Manage the AI project portfolio, stakeholder alignment, business cases, delivery roadmap, risks, governance, and the scaling of AI solutions across markets and business domains. Act as a central point of coordination across business, IT, risk, legal, architecture, and central SG teams to ensure alignment and consistency. • Communication & Change Management: Drive communication and visibility of AI initiatives, ensuring clarity, consistency, and alignment across countries and functions. • Delivery Oversight & Acceleration: Support and monitor AI delivery at scale, ensuring structured execution, removal of bottlenecks, and acceleration of go-live timelines. Who are we looking for? The ideal candidate believes that AI is not just about technology, but about helping people work smarter, make better decisions, and create value at scale. You are naturally curious and energized by innovation. You enjoy exploring new technologies, understanding emerging AI trends, and transforming ideas into practical solutions that deliver tangible business outcomes. At the same time, you understand that successful AI adoption requires much more than technical expertise, it requires people, governance, communication, and change management. • You are an adaptable professional who thrives in fast-moving environments where priorities evolve and new opportunities constantly emerge. Challenges do not discourage you, instead, you approach them with resilience, maintaining focus on long-term objectives even when faced with complexity or setbacks., • You are equally comfortable engaging with senior executives, business stakeholders, technology teams, and governance functions., • Through clear and impactful communication, you can translate complex AI concepts into compelling business narratives, build alignment across diverse stakeholders, and create momentum around strategic initiatives., • You combine empathy with analytical thinking. You take the time to understand the needs and concerns of end users, business teams, and decision-makers, while applying structured problem-solving to identify the best path forward. You know how to balance innovation with risk management and understand the importance of responsible AI adoption., • You will have relevant experience in a similar role, preferably holding a Bachelor's or Master's degree in Information Technology, Computer Science, Data Science, Engineering, Mathematics, Statistics, or a related field, complemented by continuous learning and professional development in areas such as AI, data analytics, project management, and leadership. Familiarity with the automotive or mobility industry is a plus., • You are someone who can see the bigger picture while keeping AI initiatives focused on delivering real business value. You know how to align strategy, governance, and execution, bringing together stakeholders from business, IT, risk, legal, and leadership around a common vision., • You are comfortable managing multiple AI initiatives, prioritizing opportunities, and turning ideas into measurable outcomes. Through strong communication and influence, you can simplify complex AI concepts, drive adoption, and build momentum across the organization., • Most importantly, you understand that successful AI transformation is about people as much as technology. You have a proven ability to drive change, enable users, and scale AI adoption responsibly through the right balance of governance, training, and stakeholder engagement., • Fluent in English is required. What do we offer? We’re on this journey together. By investing in professional growth, rewards and incentives, plus plenty of training and experience on the job, we create an inspiring environment for our colleagues that fosters high performance with positive impact. • Enjoy comprehensive rewards and recognition., • We believe in rewarding you holistically, through compensation, competitive benefits and rich development opportunities., • Discover your talent., • We enable you to reach your full potential by offering you the opportunities and support to reach the next level in your career., • Benefit from a healthy, positive work atmosphere., • We offer a wide variety of benefits to help keep you mentally and physically strong and to find the perfect work–life balance., • Find a shared sense of belonging., • We create an engaging environment where you can be your authentic self and harness your commitment, curiosity and collaboration., • Build a sustainable future., • We’re conscious of our environment and the societies we’re part of and we work together to drive electrification and lead the way to decarbonisation., • Make your Move at Ayvens., • Ayvens provides a unique opportunity: the chance to accelerate the transition to electric, lead the way to decarbonisation and shape the industry’s digital transformation. Behind the wheel, our people make the difference, driving us towards our ambitions. Ayvens is home to the best talent in the industry – so if you’re looking for a fulfilling career with positive impact, we’d love to discuss your opportunities with us! Make your Move at Ayvens Ayvens provides a unique opportunity: the chance to accelerate the transition to electric, lead the way to decarbonisation and shape the industry’s digital transformation. Behind the wheel, our people make the difference, driving us towards our ambitions. Ayvens is home to the best talent in the industry – so if you’re looking for a fulfilling career with positive impact, we’d love to discuss your opportunities with us! Our commitment We’re committed to building a culture where everyone can be themselves and where everyone gets an equal chance to make their journey count. If you’d like to learn more about our DE&I journey – and how you can contribute – please find out more on Career pages of our website. Why Ayvens? With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. xcskxlj Follow our page for the latest updates, news, and insights. #J-18808-Ljbffr

Senior UX Writer We’re looking for a Senior UX Writer to join the Verisure Design Group and play a pivotal role in shaping the user experience across our digital ecosystem. This senior position is embedded within our R&D organization and will take a lead on the UX writing discipline & content strategy and support a team of UX Writers based in Madrid and Malmö. Inscríbase rápido, consulte la descripción completa desplazándose hacia abajo para conocer todos los requisitos de este puesto. In this position, you’ll be responsible for driving consistency in our content strategy, tools, and writing standards globally. You’ll guide the team in crafting clear, user-centered content for digital interfaces, instructional materials, and device manuals—setting the tone for how we communicate with customers globally, with English as the primary language. You’ll lead content initiatives for our consumer applications, mentor and support UX Writers and translators, and collaborate closely with Scrum Masters, Product Owners, Developers, and Designers to deliver seamless, intuitive user experiences. This is a unique opportunity to influence the voice of Verisure’s customer-facing digital touchpoints and help scale our content for new markets as we continue to grow internationally. The focus for the role will initially encompass all digital touchpoints with the need to extend to other areas over time. This could include but is not limited to, printed materials such as manuals and quick start guides, product labels, and packaging. We expect that you have extensive know-how of working as a UX Writer as well as experience setting up content strategy vision, propelling team members, catering for new and innovative ways of working both internally as well as towards stakeholders within a greater organisation. You are a good communicator, both written and verbally preferably with some previous experience working in an international environment with several cultures and across multiple development sites. To thrive in this role, you should find it thrilling to understand the importance of good user experience and the technical underpinnings of digital products. This is a fantastic opportunity for you to have an impact upon our development methodology. Main Responsibilities In this Senior UX Writer role, you will play a central role in shaping how Verisure communicates with its users across digital platforms. Your responsibilities will include: • Strategic Leadership & Collaboration: Lead and nurture relationships with global business and process partners., • Collaborate closely with cross-functional teams including UX designers, product owners, developers, and researchers to ensure cohesive and impactful communication across wearables, mobile, tablet, and desktop platforms., • Partner with design leadership to drive change management initiatives and support the evolution of our UX writing practice., • Guide and mentor a distributed team of UX Writers, fostering autonomy, growth, and excellence., • Support hiring efforts and onboarding for the global design organization., • Promote a culture of continuous learning by introducing new tools, methodologies, and best practices. Process & Quality Ownership • Define and document internal workflows, tools, and standards to ensure consistency across teams and locations., • Evaluate the effectiveness and quality of UX writing deliverables, ensuring alignment with user needs and business goals., • Actively identify and resolve communication challenges across teams and stakeholders., • Own and evolve the content and localization strategy, ensuring scalable systems for managing large volumes of content., • Lead content initiatives for consumer-facing applications, ensuring clarity, consistency, and tone of voice., • Drive improvements in translation workflows and localization tools to support global market expansion., • Champion the role of UX writing in delivering exceptional user experiences., • Clearly articulate user needs from a content perspective and advocate for thoughtful, user-centered communication., • Ensure timely delivery of high-quality content that meets project goals and deadlines. Required Qualifications • 8+ years of hands-on experience in UX writing, content strategy, or content design for digital products, apps, and websites., • A university degree in a relevant field., • Strategic thinking with a strong drive to evolve and scale content practices., • Excellent communication skills, with a proven ability to collaborate across cultures and distributed teams., • Strong organizational skills with the ability to manage multiple localization and content projects simultaneously., • International work experience is highly valued., • Up-to-date knowledge of UX writing trends, tools, and best practices, with a passion for applying them to improve content creation workflows., • Familiarity with content management and localization tools such as Adobe DAM, Label Editor, Lokalise, ANC, SiteVision, Confluence, and JIRA is a plus., • Experience working within a product-focused organization., • Exceptional command of written and spoken English. Fluency in Spanish (for Madrid-based role) or Swedish (for Malmö-based role) is a strong advantage. Applications must include: • An up-to-date CV that exemplifies projects/initiatives you have worked upon, we would highly appreciate samples on your previous work, it could be anything from a blog to a portfolio or even better examples of digital artifacts/software you have worked upon., • Cover letter with salary expectations and personal statement Personal Characteristics • A passion for consumer-centered product and service creation; committed to delivering world-class user experiences., • You are an analytical problem solver who enjoys working in a fast-paced environment., • Positive attitude and the ability to thrive in a collaborative environment with multidisciplinary teams across multiple sites., • Proven ability to create collaborative relationships with stakeholders and peers in a matrix organisation and be recognised as a value-added partner and resource, working in multicultural teams., • A match to our culture, the successful candidate will have high energy, flexibility, fantastic communication skills (both written and verbal) and huge amounts of drive. xqbhyrx, • A strong desire to grow and spread your knowledge and experience, e.g. by mentoring, encouraging and take an active part in evangelising skills, methods. #J-18808-Ljbffr

Product Designer for Contact Center Por favor, asegúrese de leer completamente el resumen y los requisitos de esta oportunidad de empleo que se detallan a continuación. Verisure is seeking a talented, highly analytical, and hands‑on Product Designer for Contact Center to lead the development of a set of marketing contact center technical solutions to solve challenging problems and delight customers. In this position you will be tasked with liaising between the contact center business needs and the IT teams to design and implement solutions across our countries. This is an exceptional opportunity to help define and implement the Verisure tech strategy for contact center across our markets. You will own the roadmap to define, build, and launch new ways for contact center agents to manage calls with interested customers and to measure the whole lifecycle of a lead. You will partner with both business and technology leadership in initiating, prioritizing, owning and driving the vision, strategy and deliverables to meet key objectives in a fast‑paced, results‑driven environment. This role will be based in Madrid and will report to the Group Marketing Intelligence Director, himself reporting into our Global CMO. It is an unmatched opportunity for a high performing candidate, with technical background and previous experience in product design or management. Responsibilities • Understand existing product pain points through collaboration with different business units and defining solutions to address them., • Bring new products to market by analyzing and proposing product requirements and managing product development programs, establishing time schedules with engineering and stakeholders., • Prioritize backlog according to product needs., • Be responsible for creating user stories, user manuals, and general documentation., • Collaborate with the business team and stakeholders to drive and deliver a successful product launch., • Evaluate product impact by establishing, tracking, and reporting progress on product metrics and KPIs for leadership and the entire company., • Communicate proper decisions adopted to affected business units., • Collaborate with engineering to track velocity and accuracy of engineering estimates and put in place a feedback process for learning and improving team execution., • Strong opinions loosely held - be able to defend your views of what is right with professionalism, maturity and a holistic view of competing viewpoints., • Educate, mentor and train team members across the entire company on product methodology and philosophy., • Fail fast, learn fast and move fast to deliver real customer and business value. Location The position will be based in Madrid (Spain) and will require travelling approximately once every month across our markets. Candidate Profile • Bachelor’s degree or equivalent in Computer Science, Mathematics, Physics, or Engineering (with programming knowledge), • 3+ years of product management experience building B2B digital products in a reputed product-based company, • Experienced in driving product initiatives to successful completion, resulting in business impact, • Fluent in Spanish and English, • Availability to travel across our European and LatAm markets, • Structured, detail oriented, and capable of understanding the big picture, • Ability to grasp new concepts quickly and navigate complex environments, • Impact-oriented with a strong hands‑on approach, • Strong interpersonal skills, with written and oral communication capabilities, • Strong analytical and quantitative skills; strong bias towards data-based decision making and comfort with financial and operational analysis, • Demonstrated success partnering with diverse teams in different organizations and multiple external partners, • Successful candidates will be autonomous, tenacious and creative. xqbhyrx They will quickly adapt to work in a fast‑paced environment where prioritizing and multi‑tasking are essential. #J-18808-Ljbffr

We are looking for a talented, curious and hands-on Data, Automation & BI Analyst to join our growing regional Commercial Strategy team, based in Madrid and supporting 5 countries across Latin America. Por favor, verifique que tiene el nivel de experiencia y las cualificaciones adecuadas leyendo la descripción completa de esta oportunidad a continuación. This role combines data, automation and AI-enabled process optimization to help scale the impact of the team and improve efficiency across the organization. You will work on high-impact regional initiatives, partnering with commercial, strategy and data teams to develop scalable reporting solutions, automate processes and explore practical AI use cases. This is an exciting opportunity for someone who enjoys solving problems, building solutions and working in a fast-paced international environment with high ownership and visibility. Main responsibilities • Develop and maintain dashboards, reports and analytical tools using visualization platforms (Power BI or similar)., • Work closely with business stakeholders to understand reporting and data needs., • Translate business requirements into scalable data and reporting solutions., • Improve accessibility, usability and reliability of business information across teams., • Collaborate with Data Engineering teams to improve data quality, consistency and accessibility., • Support the evolution of the regional reporting data model., • Extract, transform and model data from multiple sources., • Contribute to the development of scalable and reliable data structures. Automation & AI Enablement • Identify opportunities to automate manual and repetitive processes across the organization., • Design and implement automation workflows and productivity solutions., • Prototype and deploy AI-enabled solutions to improve operational efficiency and reduce manual workload., • Explore and test new technologies and AI applications relevant to commercial and business processes., • Build scalable tools and solutions with tangible business impact. Cross-functional collaboration • Partner with regional and local teams on strategic initiatives and process improvement projects., • Translate business needs into analytical and technical solutions., • Work in a highly collaborative and multicultural environment with multiple stakeholders What we are looking for Experience & Qualifications • 3–5 years of experience in BI, Automation, Data or related roles., • Bachelor’s degree in Engineering, Data Analytics, Computer Science, Mathematics or similar fields., • Strong analytical and problem-solving skills., • Strong ownership mindset and ability to independently drive initiatives end-to-end., • Hands-on profile with the ability to build practical and scalable solutions., • High level of autonomy and ability to work effectively in ambiguous environments., • Curiosity and strong interest in automation, AI and digital transformation., • Strong learning agility and ability to quickly adapt to new tools and technologies. Technical skills Experience in several of the following areas is expected: • SQL, • Python, • Data modelling and data transformation, • Process automation tools (Power Automate, n8n, Zapier, Make or similar), • APIs and data integrations, • Advanced Excel / Google Sheets, • AI tools and LLM platforms (ChatGPT, Claude, Copilot or similar) Nice to have • Experience building internal tools, automations or workflow solutions., • Experience working in multinational or regional environments., • Familiarity with cloud-based data environments. What we offer • International and multicultural environment with exposure to high-impact regional projects., • Opportunity to work at the intersection of business, data, automation and AI., • High visibility, ownership and autonomy from day one., • Fast learning curve and growth opportunities., • Dynamic, collaborative and entrepreneurial work environment., • Opportunity to help shape the future capabilities of a regional commercial strategy team., • Flexible start and finish times, plus short working hours on Fridays., • Your birthday afternoon off—because you deserve it!, • Subsidized lunch: with 3 in-house restaurants, you can forget about bringing food from home., • Discounts on our own products. Verisure is a leading provider of professionally monitored security solutions. Our business model integrates product development, design and sales with installation, service and a 24/7 professional monitoring solution. Our range of products includes home security, fire and water safety, personal security and smart home systems. Thanks to a strong focus on high quality, the company’s customers are amongst the most satisfied and loyal in the industry. Over the past years, Verisure has experienced an exceptional and resilient financial performance with a very long-track record of double-digit growth - thanks to continuous drive for Innovation, our very sophisticated Go To Market and replicable business model for expansion into new countries. Our strong and visionary Management Team is now supporting the business’ next phase of growth with a robust business plan for value creation. Our DNA: Passion, Commitment, Innovation, Teamwork, Trust, and Responsibility. At Verisure, people are at the heart of everything we do. We strive to create a diverse and inclusive environment where equal opportunities are guaranteed, in line with our commitment to effective integration and the prevention of any kind of workplace discrimination. xqbhyrx The position will be based in Madrid, Spain, with occasional international travel. #J-18808-Ljbffr

Country: Spain ¿Es este el siguiente paso en su carrera? Descubra si es el candidato adecuado leyendo la descripción completa a continuación. Openbank is looking for a Product Manager for Mobility Services & Ecosystems based out of Boadilla del Monte, Spain, in a hybrid working model. At Openbank, within the Auto domain of Santander, our ambition is to evolve beyond vehicle financing and become a trusted partner throughout our customers’ mobility journey. As mobility becomes increasingly connected, digital, and service-driven, new opportunities are emerging to create value beyond the financing contract. Customers increasingly expect integrated experiences that simplify vehicle ownership, usage, maintenance, and payment, while OEMs and mobility providers seek partners capable of orchestrating services across the ecosystem. As Product Manager for Mobility Services & Ecosystems, you will define and develop Santander's mobility services strategy, creating products and experiences that extend our relationship with customers beyond vehicle financing. You will identify and scale new revenue streams, deepen customer engagement, and position Santander at the centre of the evolving mobility ecosystem. You will also play a key role in exploring how AI and emerging technologies can create entirely new customer experiences and business models across automotive finance and mobility. Mission Define and scale Santander's mobility services and value-added propositions, leveraging data, AI, and emerging technologies to create meaningful customer experiences beyond financing, strengthening customer relationships and loyalty, increasing customer lifetime value, and positioning Santander as a key partner across the mobility ecosystem. Key Responsibilities • Define Openbank’s strategy for mobility-related products and services across the customer lifecycle, expanding the role beyond vehicle financing., • Identify, develop, test, and scale new mobility propositions that increase customer engagement, retention, and lifetime value., • Work closely with local markets to validate product-market fit, incorporate customer feedback, and scale successful initiatives across the domain., • Explore opportunities across connected, autonomous, electric, and shared mobility, including integrated payment experiences and recurring mobility-related transactions., • Define and deliver AI-enabled propositions that enhance vehicle ownership, usage, and mobility experiences, translating emerging technologies into practical business outcomes., • Collaborate with OEMs, mobility providers, payment partners, and internal Santander teams to build scalable ecosystem partnerships and reusable global capabilities. Professional Experience • 8+ years of experience in digital product management, preferably in complex, multi-market environments. Required, • 8+ years of experience in mobility, automotive, payments, connected services, platform businesses, or emerging technologies. Required, • Experience identifying product-market fit and scaling successful propositions across markets. Preferred Education • Bachelor’s Degree in Business, Engineering, Economics, Digital Product, Technology, or a related field. Additional Education (Preferred) • Master’s Degree or additional training in Product Management, Innovation, Mobility, Digital Business, or related disciplines. Languages • English. Required, • Spanish. Preferred Hard Skills • Product strategy, product-market fit validation, and proposition scaling. Required, • Mobility, automotive, digital ecosystems, or platform-based business models. Required, • Data, AI, emerging technologies, and their application to customer and business outcomes. Preferred Soft Skills • Strategic thinking and strong commercial mindset., • Collaboration, stakeholder management, and influencing skills. xcskxlj, • Curiosity, adaptability, and customer‑centric product thinking. #J-18808-Ljbffr

Santander is seeking a Senior Digital Product Manager for the Decide & Invest mission in Boadilla (Madrid). Compruebe que cumple con los requisitos de habilidades para este puesto, así como con la experiencia asociada, y luego envíe su CV a continuación. You will define vision and strategy for the investment journey, and lead the end-to-end product lifecycle across multiple markets, balancing global standardisation with local needs. You will collaborate with banks, technology teams and business stakeholders to deliver a scalable, customer-centric experience across channels and countries. xcskxlj #J-18808-Ljbffr Hay opciones de teletrabajo/trabajo desde casa disponibles para este puesto.

The Company ¿Es este el puesto que está buscando? Si es así, siga leyendo para obtener más detalles y no olvide enviar su solicitud hoy mismo. Univeris, headquartered in Toronto, Canada, is a privately held company and is a world leader in enterprise wealth management software. Univeris has been building and modernizing wealth management software for over 30 years. We are the go‑to solution for many financial services firms—including mutual fund dealers, securities dealers, wealth management firms, and insurance companies—seeking to stay competitive in a digital‑first world. Today, more than 25,000 financial advisors and 1.5 million investors in 12 countries rely on our platform, representing over $450B in Assets Under Administration. Technology innovation is one of the cornerstones of Univeris' product development strategy, and through its Evergreen approach to technology, new features and capabilities transparently integrate into the platform. The Opportunity Univeris is in the midst of an exciting transformation of our Advisor and Enterprise Wealth Management Platforms, focused on expanding the features we offer to our current market and the markets we serve with our platform. Our Professional Services team enables our clients to advance our roadmap by developing and implementing solutions to address their business objectives. Univeris needs a dynamic Product Owner, Services to help define, sell and execute service‑based development projects to bring our clients new and enhanced product solutions and capabilities. The role has significant interactions outside the local team, including working with customers, internal stakeholders, software engineers and architects. The Role The Product Owner, Services is embedded in a cross‑functional Product Team and fulfills the primary accountabilities outlined below for client‑sponsored projects. • Defining and communicating the requirements and business value in collaboration with the client, solution engineering and other stakeholders; and documenting those requirements in a Product Requirements Document and Statement of Work. The Product Owner, Services plays an important role in the sale and scoping of service‑based engagements., • Maintaining and prioritizing a sufficient backlog of ready‑to‑work backlog items to facilitate Sprint Planning., • Accepting User Stories as being completed based on their established acceptance criteria and Definition of Done. In so doing, the Product Owner also fulfills a critical quality assurance function, focusing primarily on fitness for use. The Product Owner fulfills the following responsibilities for all assigned Products and Projects: • Proactively participate in release and product increment planning., • Contributing to the Product Roadmap to realize the goals of the Product Vision and Strategy., • Collaborating with Product Team members in writing stories, taking accountability for having a backlog of ready stories and prioritizing them for Sprint Planning., • Collaborating with Scrum Masters to practice agility and capitalize on Scrum to maximize the product value and ensure continuous improvement., • Ensuring that User Stories are “ready” for development to start work according to an established “Definition of Ready” in collaboration with the Product Team., • Ensuring each User Story has the necessary Acceptance Criteria defined in collaboration with the Product Team., • Coordinating dependencies and activities with other Product Owners as necessary., • Sharing market and client information and business insights with the Product Team to give context to the requirements to help ensure that the right problems are being solved by the team., • Continuously developing relevant product domain expertise and sharing that expertise with the Product Team., • Tracking progress towards Product Increment and Release objectives and communicating to the organization., • Prioritizing customer‑reported deficiencies, defects and enhancements as part of the Product Backlog., • Leading Program Increment (PI) planning activities for the Product Team., • Participating in all Agile ceremonies with the Product Team, including daily stand‑ups, sprint planning, backlog refinement, demos and retrospectives., • Presenting the summary of work for the Product Team in Sprint Reviews and inviting appropriate stakeholders to give feedback., • Understanding the Product Vision and Product Strategy and articulating it to the Product Team., • Reviewing and contributing to the user and technical guides to ensure that they are updated and completed to coincide with Release milestones, and ensuring that all product documentation follows corporate standards and practices., • Preparing product release documentation., • Preparation of product collateral to ensure relevance and accuracy., • Representing the voice of the customer within the Product Team to ensure that solutions are built to deliver value to the customer., • Continuously building and maintaining productive relationships with customers. The Successful Candidate Your Formal Qualifications • A minimum of 2 years of industry experience as a Product Owner in an Agile software development environment., • Demonstrable understanding of Agile product management principles with Scrum., • Working knowledge of the Atlassian suite (Jira & Confluence) or similar tools., • CSPO certification or equivalent work experience., • Working knowledge of SQL., • Working knowledge of APIs., • Working knowledge and experience using AI tools, including ChatGPT/Claude/Gemini/Figma Make to create Product Artifacts., • A business or technical degree., • Professional proficiency in English and Spanish. Your Proven Qualities • Learning agility - the ability to quickly adapt to new business domains and technical concepts and apply them in delivering value., • Leadership - proven ability to lead a high‑performance team and deliver in a fast‑paced and dynamic environment., • Collaboration - able to work collaboratively in a team‑of‑teams development environment., • Communication - able to clearly and concisely communicate in verbal and written form to both internal and customer stakeholders, with emphasis on understanding the customer’s perspective., • Organization - being very consistent and structured in managing information, documentation, agile boards and other artifacts produced. Extras You Might Offer As Tiebreakers • Experience working as an agile Product Owner in a professional services organization, delivering software development solutions for clients., • Experience working in WealthTech, FinTech or Enterprise software., • Knowledge of the different wealth management services (advisory, discretionary, etc.)., • Demonstrated experience moving into new business domains and quickly adapting., • Experience trading stocks or making personal investment decisions. The Work Environment • This opportunity is offered at one of our offices: Toronto, Canada, or Madrid, Spain. We are currently working in a hybrid environment, with 3 days in the office., • Occasional travel to client offices may be required. At Univeris, we embrace diversity and inclusion. xqbhyrx We welcome applications from qualified individuals from all backgrounds. #J-18808-Ljbffr

Univeris, headquartered in Toronto, Canada, is a privately held company and is a world leader in enterprise wealth management software. Para presentar una candidatura, simplemente lea la siguiente descripción del puesto y asegúrese de adjuntar los documentos pertinentes. Univeris has been building and modernizing wealth management software for over 30 years. We are the go-to solution for many financial services firms—including mutual fund dealers, securities dealers, wealth management firms, and insurance companies—seeking to stay competitive in a digital-first world. Today, more than 25,000 financial advisors and 1.5 million investors in 12 countries rely on our platform, representing over $450B in Assets Under Administration. Technology innovation is one of the cornerstones of Univeris' product development strategy, and through its Evergreen approach to technology, new features and capabilities transparently integrate into the platform. The Opportunity Univeris is in the midst of an exciting transformation of our Advisor and Enterprise Wealth Management Platforms, focused on expanding the features we offer to our current market and the markets we serve with our platform. Our Professional Services team enables our clients to advance our roadmap by developing and implementing solutions to address their business objectives. Univeris needs a dynamic Product Owner, Services to help define, sell and execute service-based development projects to bring our clients new and enhanced product solutions and capabilities. The role has significant interactions outside the local team, including working with customers, internal stakeholders, software engineers and architects. The Role The Product Owner, Services is embedded in a cross‑functional Product Team and fulfills the primary accountabilities outlined below for client-sponsored projects. Defining and communicating the requirements and business value in collaboration with the client, solution engineering and other stakeholders; and documenting those requirements in a Product Requirements Document and Statement of Work. The Product Owner, Services plays an important role in the sale and scoping of service-based engagements. Maintaining and prioritizing a sufficient backlog of ready-to-work backlog items to facilitate Sprint Planning. Accepting User Stories as being completed based on their established acceptance criteria and Definition of Done. In so doing, the Product Owner also fulfills a critical quality assurance function, focusing primarily on fitness for use. The Product Owner fulfills the following responsibilities for all assigned Products and Projects Proactively participate in release and product increment planning. Contributing to the Product Roadmap to realize the goals of the Product Vision and Strategy. Collaborating with Product Team members in writing stories, taking accountability for having a backlog of ready stories and prioritizing them for Sprint Planning. Collaborating with Scrum Masters to practice agility and capitalize on Scrum to maximize the product value and ensure continuous improvement. Ensuring that User Stories are “ready” for development to start work according to an established "Definition of Ready" in collaboration with the Product Team. Ensuring each User Story has the necessary Acceptance Criteria defined in collaboration with the Product Team. Coordinating dependencies and activities with other Product Owners as necessary. Sharing market and client information and business insights with the Product Team to give context to the requirements to help ensure that the right problems are being solved by the team. Continuously developing relevant product domain expertise and sharing that expertise with the Product Team. Tracking progress towards Product Increment and Release objectives and communicating to the organization. Prioritizing customer-reported deficiencies, defects and enhancements as part of the Product Backlog. Leading Program Increment (PI) planning activities for the Product Team. Participating in all Agile ceremonies with the Product Team, including daily standups, sprint planning, backlog refinement, demos and retrospectives. Presenting the summary of work for the Product Team in Sprint Reviews and inviting appropriate stakeholders to give feedback. Understanding the Product Vision and Product Strategy and articulating it to the Product Team. Reviewing and contributing to the user and technical guides to ensure that they are updated and completed to coincide with Release milestones, and ensures that all product documentation follows corporate standards and practices. Preparing product release documentation. Preparation of product collateral to ensure relevance and accuracy. Representing the voice of the customer within the Product Team to ensure that solutions are built to deliver value to the customer. Continuously building and maintaining productive relationships with customers. The Successful Candidate Your Formal Qualifications A minimum of 2 years of industry experience as a Product Owner in an Agile software development environment. Demonstrable understanding of Agile product management principles with Scrum. Working knowledge of the Atlassian suite (Jira & Confluence) or similar tools. CSPO certification or equivalent work experience. Working knowledge of SQL. Working knowledge of APIs. Working knowledge and experience using AI tools, including ChatGPT/Claude/Gemini/Figma Make to create Product Artifacts. A business or technical degree. Professional proficiency in English and Spanish. Your Proven Qualities Learning agility - the ability to quickly adapt to new business domains and technical concepts and apply them in delivering value. Leadership - proven ability to lead a high-performance team and deliver in a fast-paced and dynamic environment. Collaboration - able to work collaboratively in a team-of-teams development environment. Communication - able to clearly and concisely communicate in verbal and written form to both internal and customer stakeholders, with emphasis on understanding the customer's perspective. Organization - being very consistent and structured in managing information, documentation, agile boards and other artifacts produced. Experience working as an agile Product Owner in a professional services organization, delivering software development solutions for clients. Experience working in WealthTech, FinTech or Enterprise software. Knowledge of the different wealth management services (advisory, discretionary, etc.). Demonstrated experience moving into new business domains and quickly adapting. Experience trading stocks or making personal investment decisions. The Work Environment This opportunity is offered at one of our offices: Toronto, Canada, or Madrid, Spain. We are currently working in a hybrid environment, with 3 days in the office. Occasional travel to client offices may be required. At Univeris, we embrace diversity and inclusion. xqbhyrx We welcome applications from qualified individuals from all backgrounds. #J-18808-Ljbffr

Experteer Overview As Senior Digital Product Analyst, you will support the Decide u0026amp; Invest mission within Santander’s Savings u0026amp; Investments platform, translating strategy into detailed customer journeys and scalable digital capabilities. You’ll work with cross-functional teams to deliver an end-to-end investment experience across multiple markets, while contributing to global product initiatives. This is a hands-on role that shapes how customers execute investments through data-driven insights and strong collaboration. You’ll operate at the intersection of business, customer experience, and technology with a clear impact on millions of Santander customers. Compensaciones / Beneficios • Analyze customer needs, market trends, and business priorities to identify experience improvements • Translate product strategy into functional requirements and user stories • Design end-to-end customer journeys and digital experiences (onboarding, profiling, suitability, portfolios, execution, servicing) • Define business rules, specs, and acceptance criteria • Design intuitive investment journeys to boost engagement and reduce friction • Coordinate with engineering and cross-country teams to ensure high-quality delivery • Refine and maintain product backlog; support sprint planning and validation • Collaborate with Product Managers, UX, Tech, Business and local teams; support workshops and cross-functional initiatives • Contribute to cross-stream initiatives as priorities require Responsabilidades • 5+ years in Product Owner, Business Analyst, Product Analyst or similar in digital environments • Experience translating business needs into journeys and scalable products • Strong understanding of digital product development and technology principles • Customer-centric mindset with analytical problem-solving skills • Experience with Agile product teams • Ability to collaborate across stakeholders, countries and cross-functional teams • Comfort working across multiple product areas and cross-stream initiatives • Strong communication and presentation skills • Experience in digital banking, wealth management, fintech or digital platforms valued Requisitos principales • hybrid working model • learning via SantanderOpen Academy • competitive rewards and bonuses • health and wellness programs • families support including childcare • employee discounts and exclusive offers

Experteer Overview In this role you will define and scale Openbank’s mobility services strategy within Santander’s Auto domain. You will create products and experiences that extend customer relationships beyond vehicle financing, leveraging data and AI to drive new revenue and engagement. You will partner with OEMs, mobility providers, and internal teams to build scalable ecosystem capabilities across markets. This position offers the chance to shape connected, AI-enabled mobility experiences and positions Santander as a key player in the evolving mobility ecosystem. The role combines strategic vision with hands-on execution to deliver measurable value for customers and the business. Compensaciones / Beneficios • Define Openbank’s mobility strategy across the customer lifecycle beyond financing • Identify, develop, test, and scale new mobility propositions to boost engagement and lifetime value • Validate product-market fit with local markets and roll out successful initiatives • Explore opportunities across connected, autonomous, electric, and shared mobility including integrated payments • Define and deliver AI-enabled propositions that enhance ownership and mobility experiences • Collaborate with OEMs, mobility providers, payment partners, and Santander teams to build scalable ecosystem partnerships and reusable global capabilities Responsabilidades • 8+ years in digital product management in multi-market environments • 8+ years in mobility, automotive, payments, connected services, platform businesses, or emerging technologies • Experience identifying product-market fit and scaling propositions across markets • Bachelor’s Degree in related field • Master’s Degree or equivalent in Product Management, Innovation, Mobility, Digital Business, or related disciplines (preferred) • English required; Spanish preferred Requisitos principales •

New Business Executive para impulsar la generación de negocio en entornos digitales y liderar la prospección y cierre de oportunidades.