Data Scientist
hace 29 días
Worcester
Are you ready to turn data into action and make a tangible impact? We’re looking for a skilled and driven Revenue & Debt Data Scientist to join a dynamic Credit Risk function. This is a unique opportunity to work at the forefront of credit risk analytics, helping shape smarter collections strategies, reduce bad debt, and improve outcomes for customers.In this pivotal role, you’ll lead deep-dive analysis into customer portfolio trends, build predictive models, and support the transition to an enterprise data lake. Your insights will directly influence operational improvements, strategic decisions, and long-term financial resilience.What you’ll do: • Conduct root cause analysis of debt accumulation trends., • Build and refine predictive models for credit risk and debt recovery., • Develop and maintain SQL-based reporting solutions to drive actionable insights., • Collaborate across teams to align data governance, infrastructure, and reporting needs., • Embed analytics into strategic decision-making and champion data-driven thinking.What we’re looking for:, • Proficient in SQL for querying, joining, and transforming large datasets., • Experienced in data cleansing, validation, and predictive modelling., • Strong in Python for statistical analysis and able to communicate insights to non-technical stakeholders., • Proven experience in credit risk analytics, debt management, or financial modelling., • Comfortable working cross-functionally and translating data into actionable strategy., • Familiarity with cloud platforms such as Azure, AWS, or Google Cloud., • Degree (or equivalent) in Data Science, Mathematics, Statistics, or a related field.Desirable:, • Experience migrating from traditional databases to data lake architectures., • Background in Financial Services or other regulated industries., • Exposure to SAP/DM9 environments., • Knowledge of machine learning techniques relevant to credit risk.What we offer:, • Hybrid working flexibility (South West)., • Competitive salary of up to £54,000 per annum + benefits., • Opportunities to work on high-impact projects that shape strategy and operations. If you’re passionate about using data to drive decisions and make a difference, we’d love to hear from you -