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Job Description TITLE: Vice President – Treasury Management LOCATION: Headquarters REPORTS TO: Executive Vice President – Chief Financial Officer CLASSIFICATION: Full Time, Exempt PAY GRADE: EX 72 ($93,000 - $165,430 annually) AVAILABILITY: Monday-Friday 8:30am-5:00pm Position Summary: Performs a broad range of financial planning and analysis for Pioneer and its subsidiaries. Responsible for various treasury-related functions, such as liquidity, investment securities, interest rate risk (asset liability management), and regulatory/risk management and reporting. Maintains responsibility for the daily cash position as well as balance sheet modeling and forecasting, and profitability measurement. Prepares detailed reports and presentations for review by all levels of management and the Board of Directors. Key Responsibilities: • Conducts comprehensive asset-liability and interest rate risk analysis for Pioneer and its subsidiaries, utilizing shock and ramp scenario simulations. Evaluates key metrics including Net Interest Income (NII) and Economic Value of Equity (EVE) to assess sensitivity to changing rate environments and support strategic decision-making., • Develops and executes quarterly liquidity stress tests and prepares the liquidity risk monitor in alignment with Pioneer’s Contingency Funding Plan. Performs comprehensive cash flow modeling and stress testing to evaluate liquidity impacts under varying levels of stress, including effects on key financial ratios and performance measures. Analyzes deposit behaviors and trends to establish model assumptions and assess potential depositor responses across multiple stress scenarios, ensuring robust liquidity risk management., • Monitors Pioneer’s liquidity and cash needs on a daily, monthly, quarterly, and annual basis in accordance with policy., • Assists in setting overall investment policy for Pioneer’s securities portfolio., • Executes investment policies and activities as directed by the Chief Financial Officer., • Securitize municipal securities as appropriate via Depository Trust Company and CUSIP Services., • Monitors municipal deposits and ensures proper collateralization in compliance with regulatory requirements, • Review daily all bank short- and intermediate-term assets to maximize return while complying with all Pioneer determined risk tolerances., • Executes trades through investment brokers after receiving competitive pricing. Provides transaction details to accounting department and ensures trades settle., • Maintains responsibility of monitoring target balances with corresponding banks., • Serves on Asset and Liability Management Committee and Model Risk Management Committee., • Manage wholesale funding sources, including recommending CD rates to the Pioneer’s Pricing Committee., • Formulates bids on municipal securities where credit worthiness meets Pioneer criteria. Utilizes historical patterns in order to be competitive if security fits policy., • Utilizes Pioneer’s Sales Enablement program to provide cross sell opportunities for business services including Cash Management, Deposit, Loan, Investment, and Insurance products., • Performs additional duties as requested. Education & Experience: • Bachelor’s Degree in Accounting, Finance, Economics, and/or Mathematics or related field required., • Minimum of seven (7) years of financial analysis experience required., • Minimum of five (5) years of experience with financial modeling and forecasting software required. Empyrean ALM system experience preferred. Additional experience with basic programming and data query languages (e.g., SQL) and familiarity with emerging technologies such as large language models (LLMs) is highly desirable., • Chartered Financial Analyst (CFA) and/or Financial Risk Manager (FRM) designation preferred., • Experience engaging with regulators, interpreting regulatory requirements, and implementing changes as regulations evolve., • Proficiency with Microsoft Excel, Word, Power Point, Teams and Internet Explorer required. Core Skills & Attributes • Excellent oral and written communication skills., • Strong interpersonal skills., • Ability to work cooperatively with colleagues., • Ability to professionally represent Pioneer to outside business and/or customer contacts., • Strong administrative skills, with effectiveness in developing tasks and managing resources to achieve targets/goals., • Must be an enthusiastic, productive team player., • Strong analytical, organizational, and decision-making skills. As an Equal Opportunity / Affirmative Action Employer, Pioneer Bank will not discriminate in its employment practices due to an applicant’s race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

Job Description Renovation Underwriter Job Description Full Time | Hybrid | Salary Range: $72,000 – $90,000 annual Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Underwriter is responsible for evaluating risk and rendering credit decisions on renovation loan applications in accordance with agency guidelines and company policy. This role requires in-depth knowledge of standard mortgage underwriting principles as well as specialized expertise in renovation lending programs across FHA, Fannie Mae, Freddie Mac, VA, and SONYMA, including the unique collateral, contractor, and project feasibility considerations inherent to renovation transactions. Underwriting Responsibilities • Completes full credit underwrite on files submitted to underwriting for approval within posted turn times, • Reviews conditions on files within posted turn times and communicates decisions clearly to all internal parties, • Maintains a unified voice with fellow underwriters on underwriting guidance and escalate file issues not covered by existing guidelines to the Head of Renovation for direction, • Provides feedback on loan quality and mentors processing staff and loan officers on file preparation and guideline compliance, • Works jointly with colleagues to respond to quality concerns, including QC, PETR, NOR, and audit or clarification requests from managers or other departments, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all renovation products offered, • Meets required KPI standards for the position, • Participate in training and development as needed Renovation Responsibilities • Underwrites renovation loan files in accordance with FHA 203(k), Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, and SONYMA RemodelNY guidelines, • Evaluates project feasibility, including scope of work, contractor qualifications, construction bids and consultant reports to assess risk and ensure compliance with program requirements, • Reviews and approves contractor documentation, including licenses, insurance certificates, W-9s, executed contracts, and cost breakdowns, • Analyzes as-completed appraisals to confirm that the subject property’s projected value supports the renovation loan amount and complies with applicable LTV/CLTV requirements, • Reviews renovation escrow calculations and contingency reserves to ensure proper structuring of the renovation holdback in accordance with agency guidelines, • Coordinates with the Renovation Lending Analyst and closing team to confirm RLS system setup, pre-closing collateral documentation, and post-closing draw administration readiness, • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to confirm accurate accounting of all renovation-related fees, holdbacks, and escrow items, • Identifies and escalates unusual project risks, incomplete contractor documentation, or scope-of-work concerns to the Head of Renovation prior to issuing a decision, • Supports post-closing draw administration oversight by providing underwriting guidance on change orders, project scope modifications, or borrower disputes as needed This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience • Minimum two years prior mortgage underwriting experience with a strong understanding of credit analysis, collateral evaluation, and agency guidelines., • Direct experience underwriting renovation loan products (FHA 203k, Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, or SONYMA) strongly preferred., • Familiarity with renovation escrow administration, draw management processes, and as-completed appraisal review preferred., • DE/SAR certifications preferred; CHUMS ID required for FHA renovation underwriting. Transferable Skills • Strong analytical and independent judgment skills with the ability to make sound credit decisions., • Excellent written and verbal communication skills with the ability to clearly convey underwriting decisions and conditions., • Detail-oriented with strong organizational and problem-solving abilities., • Effective time management and ability to manage multiple files simultaneously within established turn times., • Collaborative team player with the ability to mentor and support processing and origination staff. Working Conditions The Renovation Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Job Description Renovation Lending Analyst Job Description Full Time | Hybrid | Salary Range: $24.00/ hr - $27.50/ hr Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Lending Analyst supports the Renovation Lending Division by overseeing loan origination through clear to close, with cross-training to provide coverage for renovation escrow administration and draw processing when needed. This role ensures compliance with company and regulatory standards, and drives timely, high-quality customer outcomes. The position reports to the Head of Renovation Lending. Loan Processing • Reviews all documentation necessary for loan approval for accuracy, completeness, and tracks all data in origination software, • Processes verifications for credit items including, but not limited to: employment, asset information, rental history, and credit reports., • Reviews conditions and ensures borrower(s) are providing the correct documentation needed to achieve a Clear to Close, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all specialty products offered, • Works closely with Underwriting and Closing departments to ensure timely processing and quality loan file flow, • Responds quickly and efficiently to borrower inquiries throughout the mortgage process Renovation • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to ensure proper accounting for all renovation-related fees and line items, • Sets up loans in the Renovation Lending System (RLS) to enable pre-closing renovation collateral documentation and configure for post-closing draw administration, • Assists in gathering and reviewing contractor documentation, including licenses, insurance, bids, and executed contracts, • Cross-trains on post-closing draw administration processes, including draw request review, inspection coordination, and disbursement workflows, • Maintains expertise in renovation guidelines and credit criteria for FHA (203k), Fannie Mae (HomeStyle), Freddie Mac (CHOICERenovation), VA renovation, and SONYMA RemodelNY, • Provides training and support as needed within the renovation lending team This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable Experience • Previous experience in the mortgage industry with understanding of loan processing, • Familiarity with Encompass Transferable Skills • Customer service skills, • Time management skills, • Written communication skills, • Verbal communication skills, • Team player, • Multi-tasking, • Detail orientated, • Organizational skills, • Problem solving skills, • Independent Judgement Working Conditions The Renovation Lending Analyst is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

As a Sell-Side Credit Research Analyst, you'll support sector and issuer coverage end-to-end: analyzing earnings and filings, tracking breaking news and macro trends, building and updating financial models, and producing timely research on risk, valuation, and relative value. Credit Research is a hi

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to analysis and assessment of credit risk Present analysis, findings, and recommendations to managers, espe

Prepares spreadsheets, reports, summaries, and written analysis for financial institution officers on new, renewal and existing commercial, industrial, and real estate loans regarding short and long-run prospects including risk identification and recommendations for approval/enhancement of loan prop

Sell-Side Credit Research Analyst. As a Sell-Side Credit Research Analyst, you'll support sector and issuer coverage end-to-end: analyzing earnings and filings, tracking breaking news and macro trends, building and updating financial models, and producing timely research on risk, valuation, and rela

Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals. Manage the ongoing credit

The Foreclosure & OREO Analyst is responsible for managing residential real estate loans through the foreclosure process (including pre-foreclosure) and overseeing post-foreclosure OREO (Other Real Estate Owned) assets.

Private Credit Analyst responsibilities consist of processing the daily data feeds from Virtus into VPM, posting credit activity into the accounting system, reviewing pricing feeds and resolving issues with credit activity differences on accounting team cash reconciliations with appropriate parties.

We’re seeking a dynamic and analytical Senior Credit Analyst who thrives in a fast-paced, detail-oriented environment. Collaborative work style with other analysts and credit team members. Role includes credit memo preparation, borrower evaluation, and contribution to credit policy and product dev

Active coordination with RPC HO to discuss the risk opinion, communicate credit issues and trend as appropriate, and act as an information relay to the local analysts regarding any governance change impacting the credit process and analysis. Responsible for processing credit requests and annual revi

Coordinate and collaborate Relationship Manager(s) and other members of the Wholesale Banking team to develop a consensus view on the credit position and prospects of each existing or potential client while maintaining the quality of the overall credit portfolio. Liaison with Credit teams in NY and

The candidate is expected to have relevant and direct investing experience (buy side credit analyst or bank sell side analyst) and have an interest in sourcing new investment opportunities. The business is seeking a New York-based Associate level analyst with experience in financial valuation and cr

Professional certification (CFA, CIIA, CMA) or proven experience as a financial analyst in a leading finance institution.

We're currently looking for individuals across the country to take part in remote paid research, including remote focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing your opi

Required Combination of Knowledge and Skill Bachelor's degree from an accredited college or university and a minimum of 9 years of relevant experience; orMaster's degree from an accredited college or university in a related field and a minimum of 7 years of relevant experience. You will be responsib

Administrative Assistant 2 (SG-15) Item# 02952.Occupational Category: Clerical, Secretarial, Office Aide.Bargaining Unit: ASU - Administrative Services Unit (CSEA).Salary Range: From $59787 to $72429 Annually.Appointment Type: Contingent Permanent.Jurisdictional Class: Non-competitive Class.

Administrative Assistant for Systems Operations.Living Resources is a non-profit human services agency.Our core purpose is to support and empower individuals with disabilities or other life-challenging conditions to live with dignity, independence, and happiness.Living Resources works with, and for,

The Team Administrative Professional helps clients achieve their personal financial goals through education and implementation across key financial disciplines, including employee benefits, tax planning and investments.We are looking for an administrative professional to join our fast-paced, team en

Senior Executive Assistant In Strategic Events And Marketing.Become an integral part of The Strategic Events & Marketing team where you will have the opportunity to work in a fast-paced organization and each day will be unique! This role provides a platform for professional growth and skill enhancem

Administrative Assistant 1/ Trainee 1/2 (NY HELPS).Occupational Category: Clerical, Secretarial, Office Aide.Bargaining Unit: ASU - Administrative Services Unit (CSEA).Salary Range: From $40391 to $58447 Annually.Appointment Type: Contingent Permanent.Jurisdictional Class: Competitive Class.

Administrative Support Coordinator.Provides significant administrative support to the Associate Dean for Student Affairs.Offloads administrative tasks (schedule assistance, intranet maintenance, meeting minutes, etc.Associate Dean of Faculty Affairs.Provides administrative support for required cours

Administrative Assistant/Event Coordinator.The State University of New York System Administration's Office of Opportunity Programs is seeking an Administrative Assistant/Event Coordinator to perform a full range of administrative and event related duties in support of the office of University Life a

Full Time Administrative Assistant.We are seeking a Full Time Administrative Assistant with excellent customer service skills and a winning attitude.This individual will receive calls into the collision center, determine the nature of the callers business, and direct the caller to their destination.

The incumbent of this position reports to the Administrative Analyst and provides administrative functions to support the permanent and temporary employees in the Processing Division.

Executive Administrative Assistant.Become an integral part of the Commercial Banking team where you will have the opportunity to work in a fast-paced organization and each day will be unique! This role provides a platform for professional growth and skill enhancement.Be part of a team that is result

The New York State Education Department's (NYSED) Office of Performance Improvement and Management Services is seeking candidates for an Administrative Assistant 1 position in the Office of Audit Services (OAS).This Office administers both the internal and external audit functions in NYSED and is re

At Cogent Infotech, we believe in creating opportunities that empower individuals and transform organizations.With over 21 years of excellence in consulting and talent solutions, we pride ourselves on building inclusive workplaces and driving innovation in everything we do.Our diverse teams bring un

Administrative Assistant 1/Trainee 1/2 - Albany (NY HELPS).Occupational Category: Clerical, Secretarial, Office Aide.Bargaining Unit: ASU - Administrative Services Unit (CSEA).Salary Range: From $40391 to $58447 Annually.Jurisdictional Class: Competitive Class.

Buildings Administrative Assistant.We are excited to invite an enthusiastic and experienced Buildings Administrative Assistant to join our team! Homes for the Homeless (HFH) is searching for a Buildings Administrative Assistant who will provide administrative support to the Building Operations Manag

Health Advocates Network is currently seeking an Administrative Assistant to work at a facility in Albany, NY.These are registry positions with our company.M-F - 8 hour shift between 8am-5pm.Performing administrative support responsibilities such as maintaining various tracking and database systems.

AAS degree from an accredited College or University.

Administrative Assistant 1 or Administrative Assistant 1 Traineeship (NY HELPS).Occupational Category: Clerical, Secretarial, Office Aide.Agency: Corrections and Community Supervision, Department of.Bargaining Unit: ASU - Administrative Services Unit (CSEA).Salary Range: From $40391 to $58447 Annual

The Bonadio Group is seeking a professional Administrative Assistant to support our Tax Service Line in our Albany, New York location.Process client tax returns and mailings as necessary.E-file client tax returns and mailings as necessary.Provide dedicated Partner support as assigned including time

Demonstrate your proven track record supporting business leaders in a fast-paced environment within Commercial and Investment Bank.Developing strong partnerships, delivering exceptional administrative execution and consistently finding new ways to promote the efficiency of those you support.If this

Prepares or otherwise processes correspondence.May compose letters and memoranda from transcription, corrected copy, handwritten or marginal notes, verbal instruction, or as routine procedure.Proofs and as necessary edits legal, financial, technical or other business related information.Handles all

Administrative Assistant 1 / Trainee 1 / Trainee 2.Occupational Category: Clerical, Secretarial, Office Aide.Bargaining Unit: ASU - Administrative Services Unit (CSEA).Salary Range: From $40391 to $58447 Annually.Appointment Type: Contingent Permanent.Jurisdictional Class: Competitive Class.

The Administrative Assistant supports the Consumer Assistance Unit by processing external appeal requests, maintaining organized case files, and communicating with consumers, providers, insurers, and internal stakeholders.This role requires strong administrative, communication, and organizational sk