Credit analyst jobs in Clifton, New JerseyCreate job alerts

Job DescriptionJob Title: Credit Analyst Location: 186 US-46, Fairfield , NJ 07004 Duration: Temp to Perm Office status: HybridManager Notes: This person will be responsible for determining the credit worthiness of our clients, and will work closely with sales, billing, and collections. They need to know how to read financial statements and creditOverview: The Credit Analyst is responsible for gathering financial data and credit references pertaining to prospective/new Outfront Media customers. To ensure timely credit decisions, the person must possess the ability to communicate with customers, sales, finance, and management in a professional manner when issues require resolution, such as contract approval or releasing of account credit holds. Essential Functions: • Review accounts for credit release based on credit reports and credit application references, • Obtain and review credit rating reports, • Perform Internet searches for prospective customers, • Enter credit card/ACH Debit payments, • Responsible for database management and maintenance, • Code accounts with department specific credit holds, • Assign accounts to specified collection representatives, • Create manual/proforma invoices to obtain prepayments for accounts on credit hold, • Make changes that are documented and approved by credit management and or policy, • Must understand and adhere to the Outfront Media Credit & Collection Policy, including audit & SOX guidelines for the department Minimum Requirements:, • Ability to work in a fast paced and diverse environment, • Must have excellent communication skills, both written and oral, • Ability to meet deadlines, • Must have excellent investigative skills, • Experience with review and analysis of commercial credit reports or other credit reporting services, • Interact with customers, sales, finance, and management personnel, • Requires proficiency in Microsoft Word, Excel, and Windows, • AS400 experience a plus, • Knowledge of credit and collection procedures or related areas, • Associates Degree or higher from accredited college

Job Description Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development • Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis, • Reviews all pertinent credit and financial information, • Analyzes financial statements., • Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants., • Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support • Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions., • Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews • Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development • Supervises and provides training to credit analysts. Other Responsibilities • Performs other duties as may be assigned. Job Requirements: • A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required., • Minimum of 7 years experience as a Senior Commercial Credit Analyst required., • Current or prior lending authority required, • Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations., • Strong aptitude for figures and accuracy., • Proven problem solving, decision making, underwriting and analytical skills., • Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses., • Ability to work independently, effectively, and efficiently under time constraints., • Ability to prioritize and manage multiple assignments with good organizational and time management skills, • Excellent written and verbal communication skills., • Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software., • Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description POSITION OBJECTIVE • Fully utilize knowledge and skills of the credit function to release daily orders for Formosa customers, while supporting the customers and Business Unit in their daily operations and continuous development., • Perform the collection of the accounts receivable for a specifically assigned business unit and maintain a high level of collection performance as measured by an annual target for past due receivables., • Perform good communication skills and maintain good relationship with business units and customers., • Maintain targets and goals as established by management – those areas are: a. Collection Performance – better than 2.00% overdue and individual goals for business divisions. b. prevent bad debt losses – below overall target of 0.0500% c. keep payment discrepancies at a low level d. obtain internal client satisfaction survey scores better than 9.3 overall MAJOR AREAS OF ACCOUNTABILITY Presently responsible for: PP, Caustic Soda, Chlor Alkali and Polyolefin Mexico business areas in the collection and resolution of Accounts Receivable. Subject to reassignment as needed by department management. A/R Collection a) Monitor assigned accounts and perform the appropriate collection action to ensure accounts are current. Maintain collection targets annually as established by management. b) Prepare detail information for cash application; Account reconciliation. c) Communicate with customers and Business Department to resolve any payment and/ or credit problems. d) A/R write-off and/ or adjustments of payment discrepancies when deemed appropriate. e) Conduct the initial investigation and complaint filing of payment discrepancies Customer and Sales Relations a) Maintain professional communications with the customers and sale personnel as to how it relates to the credit and collection function b) Formal and informal reporting of on-going situations as how they relate to past dues and to problems that credit might be solving upon behalf of the customer and the business area. Shipment Review a) Daily credit review of credit hold orders. b) Review customer’s payment history and financial status to justify order release QUALIFICATIONS • Bachelor’s degree & 1–3 years of relevant experience or No degree & 4–6 years of relevant experience, • Continual development as required such as (examples): Standard Operating Procedures (SOP’s), Financial Statement Analysis, Collection Techniques and other internal and external training as planned, developed, and prescribed., • Must have regular, reliable attendance as well as the ability to work outside the regular schedule as required.Company DescriptionFounded in 1978, Formosa Plastics Corporation, U.S.A. (Formosa Plastics) is a growing, vertically-integrated supplier of plastic resins and petrochemicals. With annual revenues of more than $5 billion, we employ over 2,800 people who operate 20 production units in six business divisions - Olefins, Polyolefins, Vinyl, Specialty Polyvinyl Chloride, Chlor-Alkali, and Oil & Gas. Formosa Plastics offers a full line of polyvinyl chloride, polyethylene and polypropylene resins, caustic soda and other petrochemicals that deliver the consistency, performance and quality that customers demand. We market our polypropylene and polyethylene resins under the Formolene® tradename; we market our suspension PVC and specialty (dispersion) PVC resins under the Formolon® tradename. We also produce and sell caustic soda, ethylene dichloride, commercial bleach and hydrochloric acid. We are committed to supplying the highest quality products and services to our customers, providing a safe and healthy workplace for our employees and contributing to the quality of life in the communities where we operate. This commitment is made possible through our dedicated people, consistent products, continued protection of the environment and ongoing investments in new product development, quality control systems and safe, modern and energy-efficient production facilities. Formosa Plastics is a privately held company headquartered in Livingston, New Jersey. Our core business, producing plastic resins and petrochemicals, takes place at three wholly-owned chemical manufacturing subsidiaries located in Delaware City, Delaware, Baton Rouge, Louisiana and Point Comfort, Texas.Founded in 1978, Formosa Plastics Corporation, U.S.A. (Formosa Plastics) is a growing, vertically-integrated supplier of plastic resins and petrochemicals. With annual revenues of more than $5 billion, we employ over 2,800 people who operate 20 production units in six business divisions - Olefins, Polyolefins, Vinyl, Specialty Polyvinyl Chloride, Chlor-Alkali, and Oil & Gas.\r\n\r\nFormosa Plastics offers a full line of polyvinyl chloride, polyethylene and polypropylene resins, caustic soda and other petrochemicals that deliver the consistency, performance and quality that customers demand. We market our polypropylene and polyethylene resins under the Formolene® tradename; we market our suspension PVC and specialty (dispersion) PVC resins under the Formolon® tradename. We also produce and sell caustic soda, ethylene dichloride, commercial bleach and hydrochloric acid.\r\n\r\nWe are committed to supplying the highest quality products and services to our customers, providing a safe and healthy workplace for our employees and contributing to the quality of life in the communities where we operate. This commitment is made possible through our dedicated people, consistent products, continued protection of the environment and ongoing investments in new product development, quality control systems and safe, modern and energy-efficient production facilities.\r\n\r\nFormosa Plastics is a privately held company headquartered in Livingston, New Jersey. Our core business, producing plastic resins and petrochemicals, takes place at three wholly-owned chemical manufacturing subsidiaries located in Delaware City, Delaware, Baton Rouge, Louisiana and Point Comfort, Texas.

Originally established as Bogota Savings and Loan, we converted to a State Mutual Savings Bank in 1996 and later merged with Gibraltar Bank in 2021, expanding our footprint into Essex and Morris counties. Bogota Savings Bank has been a community-anchored financial institution since 1893. Our mission

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York.Our longevit

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York.Our longevit

EnFin's Risk Analyst is responsible for the analysis, structuring, and administration of the various risk management of the installer onboarding and continuous monitoring of EnFin counterparty/installer risk. Bachelor's degree and a minimum of 5 years of insurance-related experience in risk manageme

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to analysis and assessment of credit risk Present analysis, findings, and recommendations to managers, espe

The Senior Credit Analyst is responsible for the written analysis and underwriting of the credit worthiness of new loan proposals as well as existing loans, identifying credit policy exceptions and other credit issues in order to identify and protect the asset quality of the Bank's commercial loans.

Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients.Prepares credit memorandum and packages for presentation to loan officers or committees.Provides guidance to credit analyst and assis

Essential Qualifications:/pulliBachelor Degree in business or finance or equivalent experience/liliMinimum 3 years financial analysis and/or credit experience/liliProject finance experience/knowledge/liliStrong technical, computational and quantitative skills/liliAbility to make decisions and proact

We're seeking a dynamic and analytical Senior Credit Analyst who thrives in a fast-paced, detail-oriented environment. Collaborative work style with other analysts and credit team members. Role includes credit memo preparation, borrower evaluation, and contribution to credit policy and product devel

Professional certification (CFA, CIIA, CMA) or proven experience as a financial analyst in a leading finance institution.

We're currently looking for individuals across the country to take part in remote paid research, including remote focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing your opi

We are seeking an Administrative Assistant for a 6+ month consulting position with a Fortune 500 company in Northern New Jersey.This position offers full benefits and we are seeking someone with a high level of professionalism who will be managing the front desk / reception area for a financial serv

Our client is a well-established, growth-oriented commercial flooring contractor with a strong reputation for execution, professionalism, and long-term customer relationships.They partner with general contractors, developers, and end users on high-profile projects and are known for delivering qualit

An AR Credit and Collections Specialist secures revenue by ensuring credit lines and limits are set accurately and continuously building relationships with customers to reduce DSO (Days Sales Outstanding) and open past due receivables via collection efforts. Reviews customer credit worthiness and ma

SERVPRO of Hackensack / Little Ferry is hiring an Administrative Assistant! SERVPRO of Hackensack / Little /Ferry offers:.And more! As an Administrative Assistant, you would be asked to assist office teammates and all customers by handling office tasks, providing polite and professional assistance v

Maintain a credit application process for potential new agencies/advertisers.

Administrative & Business Assistant.APC is a dynamic, growing international delivery and technology solutions provider.Established in 2001, APC has been simplifying international delivery for over 20 years, helping U.Our extensive, reliable worldwide delivery network and proprietary technology empow

In compliance with New Jersey's Pay Transparency Law, the negotiated annual salary range for this position is: $58,494 to $87,892.Salaries for internal applicants will be based on union negotiated calculations.This position may also be eligible for a comprehensive benefits package, including health

Executive Assistant To The CFO.Location: Secaucus, NJ Reports To: Chief Financial Officer (CFO) Employment Type: Full-Time, in office 9 am- 6 pm (Can be flexible on timings).Position Overview: We are seeking a highly organized and detail-oriented Executive Assistant to support our CFO in managing bo

You are a detail-oriented and proactive team player who thrives in a fast-paced, collaborative environment.You are eager to learn, organized, and ready to support cross-functional projects from initiation to completion.You bring strong communication skills, a growth mindset, and a passion for delive

Business Intelligence Analyst/Engineer, or other occupation/role/job title involving experience in business intelligence, analytics, data science, or technical project management.

The Switchgear Project Manager/ Estimator is responsible for leading the technical sales, application engineering, and project execution support for medium- and low-voltage switchgear solutions.This role serves as the primary subject matter expert for switchgear products, supporting internal sales t

A leading corporate interiors firm headquartered in Lower Manhattan, delivering high-profile projects across New York City.Founded in 2008 by partners with over a decade of prior collaboration, the business has grown to an annual turnover of approximately $350 million and continues to expand with a

A full-service construction management and general contracting firm specializing in commercial, healthcare, life sciences, higher education, institutional, and corporate interior projects.The company is known for delivering high-quality projects through collaboration, innovation, and client-focused

Project Manager – Automated Storage & Retrieval Systems.JBAndrews is partnered exclusively with a leading engineering and manufacturing business specialising in high-bay warehouse (HBW) and ASRS solutions, supporting major customers across cold chain, manufacturing, and retail sectors.Due to conti

Our client is seeking a highly experienced Senior Project Manager to lead large-scale capital projects domestically and internationally, including a major Hyderabad office development (~160,000 SF supporting ~800 headcount).This role operates as a sole practitioner (owner’s representative) respons

This is a 6-Month CONTRACT with the potential to convert to full-time and is 2 days/week ONSITE in Monmouth County NJ*.Robert Half's client, a pharma/healthcare agency, is seeking a.MUST HAVE: previous pharma agency or Med Ed experience.This role is a mix of Project Management & Account Management r

ABOUT K L MASTERS CONSTRCUTION:.K L Masters Construction Company (KLMCC) is widely recognized as one of the Tri-state region’s premier general contractors for large scale residential projects.With a respected track record spanning over two decades, our team has delivered 40 large scale projects on

Our client is seeking a highly experienced Senior Project Manager to lead large-scale capital projects domestically and internationally, including a major Hyderabad office development (~160,000 SF supporting ~800 headcount).This role operates as a sole practitioner (owner’s representative) respons

Assistant Coordinator – Pharma Event Planning.Location: Traveling to Office (In NJ) 3 days a week (Tues-Thurs).General Purpose/Summary of Job:.The Assistant Coordinator will be responsible for executing the post event reconciliation process for medical education events and ensuring that commitment

We are seeking an ESS Heavy Transportation & Project Logistics Manager, who will lead the development, coordination, and execution of complex Energy Storage System (ESS) logistics projects across Americas.This role is intended to establish LX Pantos' capability to compete in:.The ESS Heavy Trans

We are recruiting on behalf of a well-established mechanical contractor seeking an experienced HVAC Project Manager to join their growing team.This is an excellent opportunity to work with a respected contractor delivering commercial projects throughout the five boroughs of New York City.We are look