Property & Casualty Insurance Professional
hace 6 días
Bellmore
Job Description About AMS Risk Management & Consulting, Inc.: AMS Risk Management & Consulting, Inc. is a forward-thinking risk management and insurance consulting firm located in Bellmore, NY. We provide comprehensive Property & Casualty (P&C) solutions to businesses and individuals. With a strong reputation for quality service, we specialize in insurance evaluations, risk management strategies, and consulting for large, privately held clients. We are seeking a motivated Property & Casualty Insurance Professional (brokers and risk managers encouraged to apply) to join our growing team. The position allows flexibility, with the potential for remote work 1-2 days a week after a certain tenure, depending on the candidate’s experience. Key Responsibilities: Client Account Management & Service: • Manage day-to-day servicing for assigned commercial insurance accounts, including policy forms, proposals, change requests, claims reporting, certificates of insurance, auto ID cards, policies, and endorsements, • Respond promptly to client inquiries, provide coverage comparisons, and resolve policy-related questions, • Review policies, endorsements, and related documentation for accuracy and alignment with client needs, • Coordinate with clients, producers, brokers, carriers, and internal teams to ensure timely and effective service delivery Risk Management & Coverage Analysis: • Evaluate client insurance programs and risk exposures, including compliance reviews involving financial institutions, leases, and contractor/vendor agreements, • Analyze coverage, identify gaps or potential exposures, and develop recommendations to address client needs, • Prepare loss summaries, risk analysis reports, and other materials to support client and renewal discussions, • Consult with producers and leadership on complex coverage issues and recommendations Insurance Marketing & Proposal Evaluation: • Prepare insurance specifications and submission materials for marketing commercial accounts to insurers, • Coordinate the marketing process with brokers and carriers, including gathering underwriting information and responding to requests, • Review and compare insurance proposals, evaluating coverage, terms, premiums, deductibles, and endorsements, • Negotiate with brokers and carriers to obtain competitive and appropriate coverage solutions for clients Renewal & Client Retention: • Manage and support the renewal process for assigned and prospective accounts, including ordering updated loss information, completing renewal applications, and preparing renewal proposals and binders, • Work closely with producers throughout the renewal process, including renewal marketing, pricing analysis, and account rounding opportunities, • Proactively identify opportunities to enhance coverage, provide additional services, and strengthen client relationships, • Support client retention by delivering responsive service, thoughtful risk management guidance, and tailored insurance solutions Client & Relationship Management: • Develop and maintain strong, long-term relationships with clients, producers, brokers, and insurance carriers, • Communicate proactively with clients regarding coverage options, recommendations, renewals, and other insurance needs, • Participate in client and internal meetings as needed, providing expertise and supporting successful outcomes, • Collaborate across internal teams to ensure a consistent, high-quality client experience Qualifications: • Experience: Minimum of 5+ years in Property & Casualty insurance. Experience in risk management consulting is a plus, • Licensing: Property & Casualty Insurance License required, • Certifications: Current industry designation such as CPCU or ARM preferred, • Client-Focused: Strong relationship-building skills with the ability to manage multiple accounts and offer tailored solutions, • Knowledge: In-depth understanding of Property & Casualty insurance products, risk management strategies, compliance regulations, and claims processing, • Communication & Negotiation: Excellent verbal and written communication skills with the ability to present, negotiate, and explain complex insurance concepts clearly, • Problem-Solving: Ability to assess complex situations and provide practical, client-focused solutions Why AMS Risk Management & Consulting, Inc.? • Competitive salary: $85,000.00 - $95,000.00 per year, based on experience and qualifications, • Flexible work arrangements: Including the possibility of remote work 1-2 days per week after the initial period, • Comprehensive benefits: Individual Medical, Dental, Vision insurance, Paid time off, 401(k), Profit-sharing plan Please send your resume, list of references, and desired salary for consideration for this position. Note, final salary depends on educational background, experience and agreed upon work schedule.