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Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • High school degree or GED required. What would be great to have • Spanish speaking Credit Union Benefits • Sick Time, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Saturday

Job DescriptionSalary: $24.00 - $28.00 per hour At Luminate Bank, we believe our customer experience is what defines our business. Our mission is to unlock peoples full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest. We have a culture second to none, promote teamwork and growth from within and are continuously striving to take care of both our valued borrowers & our exemplary employees. Come see what we are about! Position Overview: The Business & Consumer Banking Specialist is responsible for driving deposit growth across consumer and small business segments by building, retaining, and deepening customer relationships. Through proactive outreach and consultative, needs-based conversations, this role identifies opportunities to expand relationships, recommend tailored products and services, and deliver exceptional customer experiences. The Business & Consumer Banking Specialist ensures accurate and efficient transaction processing while opening and maintaining accounts, anticipating customer needs, and supporting the Banks growth objectives. Responsibilities and Duties: • Contributes towards fostering a teamwork environment, • Provides superior customer experience which includes listening to sales opportunities and the ability to explain and promote bank products and services to customers and prospects in person and over the phone., • Drive deposit growth and production by acquiring new consumer and business accounts while expanding total portfolio balances., • Build and deepen client relationships by improving account funding, retention, and average balances, while enhancing overall customer engagement., • Generate revenue through cross-selling, business development partnerships, and referral pipelines (including mortgage partnerships) to grow deposits and expand customer relationships., • Educate Mortgage Loan Officers on bank products, services, be their banking partner in assigned area., • Support and provide outreach to mortgage customers on bank products and services, • Open consumer and business accounts for new and existing customers and prepare new account paperwork within bank and regulatory guidelines in a timely and accurate fashion., • Handle customer account maintenance and fraud claims efficiently, • Provide information to customers regarding promotions, contests and new account options, • Answer questions and solve customer problems regarding checking, savings, and other bank products and services., • Other duties as assigned Qualifications and Skills: • Minimum of one year of retail banking experience, • Knowledge of Microsoft office programs, • Strong attention to detail, • Excellent verbal communication skills Education: • High school degree or equivalent Benefits: • Competitive compensation reliant on ability and experience, • Excellent benefits package including medical, pre-tax savings accounts and dental & vision, • Life and AD&D Insurance, as well as additional voluntary benefit possibilities, • 401K with robust company match, • Flexible PTO program second to none, • The opportunity to work for the Midwests fastest growing lender We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • High school degree or GED required. What would be great to have • Spanish speaking Credit Union Benefits • Medical/RX, • Dental Insurance, • Vision Insurance, • Health Savings Account, • Vacation Time, • Sick/Personal Time, • Paid Holidays, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Friday, • Weekend availability

Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • High school degree or GED required. What would be great to have • Spanish speaking Credit Union Benefits • Medical/RX, • Dental Insurance, • Vision Insurance, • Health Savings Account, • Vacation Time, • Sick/Personal Time, • Paid Holidays, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Friday, • Weekend availability

Job Description Work-life Balance + 59-64 visits/wk + Mentorship/Support Position is located in Little Falls, NJ Ready to Treat Patients Without Burning Out? What if you could grow clinically, work with purpose, and still have a life outside the clinic? At Total Recovery Physical Therapy (TRPT), you can do your best work with great people and still live the life you've always wanted as a DPT. We’re not a corporate mill & we're not another outpatient clinic. We’re a therapist-owned, high-performance team that blends advanced clinical systems with a championship team-style culture. We treat with purpose, mentor with intention, and celebrate excellence without sacrificing balance. Who We’re Looking For You’re a purpose-driven Doctor of Physical Therapy who: • Thrives in a collaborative, team-oriented environment, • Seeks mentorship and mastery, not micromanagement, • Believes your career should support your life—not consume it, • Values growth, ownership, and accountability, • Wants to be part of something bigger—challenge what outpatient practice looks like and redefine what “patient-centered” really means What We’re Really Looking For • A Passion for People: You care deeply about your patients, not just their pain points, but their progress. You believe in delivering individualized, evidence-based care that actually changes lives., • A True Team Player: You love collaborating, lifting others up, and growing within a positive, supportive clinic culture. You believe great care happens when great people work together., • Motivated and Driven: You show up ready and committed to doing things with excellence — even when no one’s watching., • A Humble Learner: You ask questions, accept feedback, and seek growth. You want mentorship and continuing education because you’re hungry to get better, not just busier., • An Owner's Mindset: You take pride in your work and own your outcomes. You understand that every patient is a reflection of your standards, and you never settle for average., • Positive Energy is Your Superpower: You bring joy, encouragement, and fun into the clinic. You lift the vibe for your team and your patients., • A Strong Communicator; You know how to talk to patients, not at them. You can simplify, motivate, and empathize — all in the same sentence., • Growth-Minded: You’re not just here for a paycheck — you're here to build something great, improve your craft, and be part of a practice that’s on the rise. If that sounds like you, we want to meet you! Why Clinicians Choose TRPT • Meaningful Results: Every patient is a success story. We design treatment plans that are customized, effective, and built on trust., • Championship Team Culture: We row in the same direction. No egos, no gossip—just collaboration, ownership, and mutual respect., • Growth & Mentorship: Weekly mentorship, in-services, and coaching. You’ll receive structured 1:1 development time—always on the clock, never “extra”., • Challenge the Norms of Private Outpatient Practice, • Treat like an expert with innovative state-of-the-art technologies that are used by elite athletes, such as the Neufit Neubie device., • Work-Life balance: Dedicated time to grow - We build schedules to help you breathe, not burn out. We constantly refine our systems and care models. Your ideas matter, your voice is heard, and your input drives change. Work That Supports Your Life • 36 hours of patient care per week, • 1 hour of team meetings and training (built into your schedule), • 59-64 visits per week, not 80+, • Protected growth and documentation time- up to 4 hours, • Realistic caseloads and sustainable productivity goals, • Required, paid PTO because rest is non-negotiable Compensation & Benefits • Competitive salary with performance bonuses and a sign-on bonus, • Student Loan Repayment up to $5,000/year, • Up to $10,000 sign on bonus, • 401(k) with 3% company match, • Comprehensive insurance: medical, dental, vision, • Up to 28 days paid time off (PTO, holidays, continuing education), • UNLIMITED continuing education reimbursement Extra Perks: • Up to 4 hours of documentation time, • AI documentation scribe (built-in scribe in our EMR system that writes your notes for you!), • Complimentary in-house acupuncture treatments by our master acupuncturist clinicians, • Paid Jury duty and bereavement leave What Our Team Says “The mentorship and doc time make this the best PT job I’ve had. I never feel rushed, and I actually look forward to our team meetings.” “There’s clear direction, growth tracks, and accountability—but also empathy. We win together.” We’re Not Hiring for a Seat—We’re Building a Team If you want to grow, lead, and treat patients the right way, you’ll find your home here. Join Total Recovery PT—where therapists thrive, patients heal, and everyone wins. Apply today and experience what real private practice feels like. Compensation: $90,000 - $105,000 yearly Responsibilities: • Utilize physical therapy on patients to ease discomfort and increase mobility as prescribed by doctor, • Ensure that patient care records are correct, and adhere to all regulations and guidelines, • Talk to patients and assess their physical condition including any injuries or mobility issues, • Create treatment strategies using a range of therapeutic methods for each patient, • Review the data gathered from the patient's tests and examinations, then make recommendations based on your findings What You’ll Do • Deliver exceptional, patient-centered care using clinical reasoning—not cookie-cutter protocols, • Participate in weekly meetings and monthly in-services (all paid time), • Collaborate with multidisciplinary teammates (PT, OT, acupuncture, chiropractic), • Build relationships that generate referrals and raving-fan patients, • Track outcomes and KPI metrics—because mastery is measurable, • Grow within structured career tracks (Leadership, Education, Clinical Specialist, or Systems Operations) Qualifications: • This position requires passage of the National Physical Therapy Exam (NPTE), • This position requires excellent analytical skills, communication skills, and observational skills, • We prefer candidates with some previous experience working directly with patients in a healthcare setting, • This position requires a bachelor’s degree or higher and a Doctor of Physical Therapy (DPT), • Must have a current state license to practice in the state you reside in Requirements • Doctorate in Physical Therapy (DPT), • Licensed or license-eligible in New Jersey, • Passion for excellence, teamwork, and lifelong learning, • Strong communication and organizational skills, • Ownership mindset—treat TRPT as your own career, • Desire to be mentored, challenged, and supported in equal measure About Company Join the #1 Physical Therapy Practice in Little Falls, NJ! Total Recovery Physical Therapy, P.C. isn’t your average clinic. We’re a fast-growing, privately owned practice dedicated to delivering life-changing results for our patients every day. Our focus is simple: exceptional patient outcomes in a positive, high-energy environment. When patients feel the difference, they become raving fans — and that’s exactly what’s fueled our rapid growth and 5-star Google reputation. No Corporate Red Tape We’re proudly independent, which means: • No micromanagement, • No cookie-cutter care, • The tools, mentorship, and time you need to do your best work Why You’ll Love Working Here: Benefits - 3 weeks PTO, Medical/Vision/Dental Insurance, Paid Holidays, and Paid Breaks. You'll be surrounded by a tight-knit, supportive team that values results - and has fun while doing it! We've built a strong local reputation as the go-to PT clinic in the area Apply today and be part of something exceptional.

Job Description Description North Jersey Federal Credit Union is seeking a talented, exceptional, and enthusiastic go-getter to join the team as a Member Relationship Specialist (Universal Banker). As an MRS, you will be responsible for conducting teller transactions and cash vault transactions in an accurate and timely manner. You will also be responsible for the sales and servicing of all credit union products and services. You will work with the operations and sales team to achieve goals in the areas of loan, membership, and deposit growth. You will also be responsible for maintaining knowledge of the credit union’s products, services, and current promotions. You will also be responsible for providing operational support and exceptional customer service while maintaining essential controls and safeguards. Job Role / Responsibilities: • Responsible for Providing Exceptional Service, • Meets or exceeds established monthly referral and sales goals for loans, membership, and deposit growth., • Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing, etc.), • Process and validate the accuracy of coin and currency amounts related to incoming and outgoing cash shipments., • Process assigned reports and/or job duties in an accurate and timely manner., • Assist with opening and closing procedures, balancing/loading the ATM/TCR, teller cash box, coin machine, negotiables, vault, etc., • Process member service transactions in an accurate and timely manner on savings, checking, certificates, individual retirement accounts, loans, etc., • Accurately process transactions and new account openings in a timely and professional manner, • Maintains current Credit Union products and service knowledge., • Must have a thorough understanding of the member’s transaction requirements and be able to effectively communicate all available options to them., • Evaluate the needs of potential members and offer appropriate financial products and services., • Must process in-person & electronic loan applications by collecting all necessary loan documentation for review by underwriters and completing the loan closing., • Explain the loan process to include loan options, insurance requirements, options on loan products, loan policies, interest rates, payoffs, etc., • Actively cross-sell/educate on Credit Union products and services by analyzing credit bureau reports., • Complies and maintains current knowledge of all Credit Union policies and procedures. Qualifications What you will need to have • At least 1 year of cash handling experience., • At least 1 year of teller experience in a financial institution., • At least 2 years of customer service experience., • At least 2 years of sales experience in a financial institution with individual sales goals, • High school degree or GED required. What would be great to have • Spanish speaking Credit Union Benefits • Medical/RX, • Dental Insurance, • Vision Insurance, • Health Savings Account, • Vacation Time, • Sick/Personal Time, • Paid Holidays, • Referral and Incentive Bonus Program, • 401(k) with Company Match, • Employee Discounts, • Credit Union Membership and Discounts, • Employee Assistance Program, • Tuition Reimbursement, • Paid Training Schedule • Monday to Friday, • Weekend availability

Job Title: Culinary Specialist Category / Component: Enlisted • Both Overview Culinary Specialists operate and manage Navy dining and lodging services, planning menus, preparing meals, managing inventories and records, and contributing directly to crew morale and readiness at sea and ashore, including support to high visibility executive food service when selected. Key Responsibilities Plan menus and order subsistence; prepare and serve meals in galleys, mess decks, and wardrooms; manage storerooms, inventories, and financial records; operate and maintain kitchen and dining spaces; lead food production teams and supervise sanitation and food safety; support executive dining services and protocol events and perform in flight food service duties when assigned. What to Expect Fast paced food service operations with strict sanitation, safety, and quality standards; team focused environment with rotating schedules that align to ship and base operations; hands on culinary production and customer service with periods of high volume and special events; opportunities to work in both large cafeteria style operations and small executive dining venues. Work Environment Work in galleys and dining facilities aboard surface ships and submarines and in shore based dining facilities and lodging operations; operate across a range of venues from large mess decks to small wardrooms and executive dining spaces; deploy worldwide with ships and units and support food service in both afloat and ashore environments. Pathways, Training & Advancement Recruit Training followed by accession training and on the job qualification in galley operations, food preparation, baking, serving, and records management; Culinary Specialist A School may be waived based on pipeline needs, with Sailors qualifying through unit training and formal courses as available; progressive advancement through roles such as watch captain, leading Culinary Specialist, and opportunities for special programs such as Executive Services, Enlisted Aide, and Instructor duty. Enlist as a Culinary Specialist and complete accession training, with rating assignment and formal schooling sequenced based on service needs; compete for special duty programs, including Executive Services and Instructor tours, after gaining fleet food service experience and strong performance marks. Qualifications All Navy jobs require meeting general enlistment or commissioning standards, which typically include: Eligibility to serve in the United States Navy, which may involve United States citizenship or other legal residency and work status, depending on the program and current law and policy A high school diploma or equivalent for enlisted positions, and a bachelor's or qualifying professional degree for officer positions Meeting age limits that vary by program and are set in law and Navy policy. Some communities have more restrictive age ranges Meeting medical, vision, and dental standards, including body composition and physical fitness requirements, with some jobs requiring more demanding standards Meeting character and conduct standards, including background screening Achieving required test scores for your program, such as the Armed Services Vocational Aptitude Battery for enlisted roles or officer qualification tests for officer programs Eligibility for a security clearance when required for your rating or designator Additional qualifications can include specific skills, education, licensure, or experience that are unique to a job or community and will be reviewed with you by a recruiter. Additional qualifications for this job may include: Team orientation with good communication and customer service skills; solid arithmetic and record keeping ability for inventory and financial management; interest in culinary arts, nutrition, and food safety; attention to detail and ability to follow recipes, portioning, and sanitation procedures; ability to meet Navy enlistment standards and work safely in hot and fast paced galley environments. Education Education benefits are available through standard Navy programs such as Tuition Assistance, the Post-9/11 GI Bill, ACE-recommended college credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current Navy policy. Pay, Benefits & Service Pay, benefits, and service commitments follow standard Navy Active and/or Reserve policies for this type of role, including basic pay, allowances when eligible, health coverage, and retirement options. Exact entitlements, special pays, and service obligations depend on program, component, years of service, and current law and Navy guidance. Incentives Incentives such as bonuses, special pays, and loan repayment may be available at times for specific ratings or communities, but they change frequently and cannot be guaranteed. Applicants must confirm current incentives and eligibility with an official Navy recruiter or authoritative Navy source. Notes and Disclaimers This description is a general overview of typical duties, training, and opportunities in this community. It does not replace official Navy instructions, policies, or contracts and does not guarantee specific assignments, training, incentives, or outcomes. Actual opportunities depend on Navy needs, individual performance, screening results, and current law and policy.

Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career. Sales, Collections or Customer Service experience. At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing acces

Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career. At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for l

Responsibilities include but are not limited to:.Setup and maintain ACH payments.Process installment loan payoffs.Process returned checks on loan payments.Process monetary adjustments to loan records.Maintain general ledger reconciliations for various cost centers.Verify signatures on advance checks

Job DescriptionCompany Description Longbridge Financial is an innovative company committed to responsibly helping seniors use home equity to achieve a better financial future. The company partners with leading organizations in the financial services industry and is experiencing continued growth, creating opportunities for professional development and advancement. Longbridge Financial is seeking an experienced, sales- and process-oriented professional to join its Third-Party Origination (Wholesale) channel as an H4S Specialist. This individual will be responsible for the development, management, and monetization of the HELOC for Seniors (H4S) loan pipeline across Brokers, Principal Agents, and Closed Loan Sellers (CLS). This role is highly focused on HELOC sales execution, operational oversight, and partner support, while helping build strong and lasting partner relationships. Job Description This role is highly focused on HELOC sales execution, operational oversight, and partner support, while helping build strong and lasting partner relationships. Key Responsibilities: Pipeline Management & Revenue Optimization • Manage and maintain the H4S pipeline across assigned wholesale partners, • Monitor pipeline performance and identify opportunities to increase funding volume, • Re-engage stalled or inactive loan opportunities and drive them toward successful funding Partner Engagement & Customer Service • Serve as a primary point of contact for partners on H4S-related scenarios and pipeline updates, • Provide a high level of customer service and responsiveness to external partners and internal stakeholders, • Support partners with loan structuring, product positioning, and process guidance Sales & Production Support • Assist in driving adoption of HELOC for Seniors across existing and new accounts, • Help partners identify opportunities to utilize H4S with their client base, • Support Account Executives by providing product expertise, deal support, and sales guidance Operational & Process Management • Track and document all H4S loan activity across internal systems and partner pipelines, • Ensure alignment between partners, operations, and internal sales teams throughout the lifecycle of the loan, • Identify process gaps and work with internal teams to improve efficiency and overall partner experience Training & Education • Provide product and process training to partners as needed, • Support the development of educational materials and sales tools for H4S, • Help partners understand borrower eligibility, loan structure, and application process Channel Growth & Strategy • Work closely with Wholesale Sales Leadership to support growth initiatives, • Help expand H4S adoption across key partner accounts, • Provide feedback from partners to inform product enhancements and operational improvements Compliance & Product Knowledge • Maintain a strong working knowledge of HELOC products, guidelines, and underwriting considerations, • Stay current on industry developments, compliance standards, and market trends impacting HELOC lending Qualifications Ideal Candidate Profile • Experience in HELOC, home equity, or mortgage lending (wholesale preferred), • Strong background in sales support and partner management, • Experience in loan pipeline management and operations, • Strong customer service and partner-facing experience, • Highly organized with the ability to manage multiple partner pipelines simultaneously, • Strong communication skills with the ability to simplify complex lending concepts, • Ability to collaborate across sales, operations, and product teams Additional Information • Working in a growing and dynamic industry, • Full benefits: Medical, Dental, Vision, FSA/HSA, and wide array of voluntary products and discounts, • 401(k) with company match, • Paid time off, • Target base salary range is 65K which is based on various factors including skills and work experience. Additionally, this role is commission based., • LBF is an EEO/AA/Vet/Disabled Employer, • Please note that salaries that are estimated on various job sites may not reflect the actual compensation. Job sites, set the estimated salary, not Longbridge Financial. Important Note: When you click on a video, certain personal information may be sent to the video provider (such as YouTube, Vimeo, etc.). To learn more about our privacy practices, please review our company Privacy Notice.

Responsibilities include but are not limited to: • Prepare and review commercial loan documents using specialized software (e.g., Laser Pro) and templates; review approval memos and supporting materials to ensure accuracy, compliance, and completeness., • Collaborate with lenders, legal counsel, and internal teams to gather information, resolve discrepancies, and ensure timely delivery of documentation., • Process documentation for line of credit renewals, extensions, modifications, loan increases, and new loan offerings., • Update loan data in internal systems; create and manage UCC templates in CT Lien for filing purposes., • Generate fee sheets, disbursement statements, and other closing package documents., • Perform thorough reviews for accuracy and regulatory compliance; stay current on documentation standards, policy updates, and SLAs. Required Skills: • Extensive knowledge of lending terminology and legal documents used in Commercial Lending. Knowledge of lien perfection and recording requirements., • Experience in creating commercial loan documents, including modifications to mortgages and mortgage notes., • Ability to read and interpret documents such as loan offerings/approvals, commitment letters and procedure manuals. Ability to write routine reports and correspondence., • Strong attention to detail with a focus on identifying discrepancies, ensuring loan documents adhere to credit approvals, and maintaining compliance with internal policies., • Ability to use strong interpersonal skills to clarify instructions from lenders, attorneys, and other bank representatives to resolve problems and correct discrepancies that negatively effect the production of loan documents that conform to bank policy., • Proficient in Laser Pro document preparation module, Microsoft Word, Excel and CT Lien. Required Experience: • High School Diploma or GED equivalent. Minimum 3 years' experience in Commercial Loan Documentation, post-closing loan operations or other related Commercial Lending experience reviewing legal documents. Preferred Experience: • Associate degree with related experience, or Paralegal certificate.

Organizational Unit: IIE Organization -> IIE US -> Enterprise Systems Schedule: Full Time Education: Bachelor's Degree Location: New York NY - New York, NY 10007 US (Primary) Washington DC - Washington, DC 20005 US Travel: None Job Description: The Institute of International Education (IIE) is hiring a Systems Specialist for our Enterprise Systems Department. We invite you to join a team united by our mission to help people and organizations forge brighter futures through educational exchange and lifelong learning. Working at IIE is more than just a job; its a chance to make an impact. To collaborate with a passionate team, grow your skills, and contribute to programs that change lives around the world. Learn more about IIE and our culture here. If you are a job seeker in need of an accommodation to navigate our careers site or apply for one of our jobs, please click here to learn more. Job Summary The Systems Specialist serves as a technical subject matter expert (SME) on the Participant Systems team, supporting and evolving a suite of interconnected participant-facing systems at the Institute of International Education. These systems include Customer Relationship Management (CRM), applicant management systems, websites, web content management systems, and custom applications/portals. This role works collaboratively with various vendors, internal and external stakeholders to manage major operational projects, oversee configuration, testing and resolution that align with departmental, programmatic and organizational goals. The Systems Specialist focuses on creating an intuitive and consistent user experience across participant systems and delivers secure, scalable, and user-centered technical solutions. Essential Functions: • Serves as a Subject Matter Expert of different business applications at IIE., • Resolves critical technical and functional issues of existing business applications at IIE., • Monitors if the fit of solution design continues to adhere to the overall business application roadmap of IIE as the solution ages., • Combines sound technical implementation with a strong eye for design, usability, and accessibility to create engaging user interfaces (UI) for a seamless user experience (UX) across systems., • Leads various efforts for major system, application and UX improvements; develops detailed technical documentation and implementation plans., • Leads and participates in major system enhancement initiatives, including requirements gathering, technical design, development, configuration, testing (user acceptance, regression and integration), deployment and post-release support of business applications., • Identifies systems improvements and provides documented plans for implementation., • Resolves complex technical and functional issues, including debugging code, diagnosing integration issues, and coordinating fixes with vendors and internal teams., • Evaluates and monitors solution designs over time to ensure continued alignment with IIEs application roadmap, technical standards, security requirements, and evolving business needs. Job Requirements: Qualifications and Experience: Education and Work Experience: • Bachelors degree and at least 5 years of related experience or an equivalent combination of education and experience. Knowledge, Skills and Abilities: • Direct experience with business applications such as Customer Relationship Management Systems (CRM), preferably Microsoft Dynamics 365, including customization, configuration, and coded page or component maintenance., • Direct experience with Content Management Systems (CMS) and applications systems, preferably Slate Technolutions, including application configuration, Slate portals and integrations, • Direct experience in application management, development, configuration and implementation of software solutions developed both internally and through third-party vendor, • Designs, builds, customizes, and maintains websites, web pages, and application components using HTML, CSS, JavaScript, C-Sharp and platform-specific tools within MS Dynamics 365, Slate, and Portal Connector., • Experience with user interface design, including wireframes, high?fidelity mockups, and design systems, with a focus on usability, accessibility, and responsive design., • Proven in depth understanding of Cloud based applications, including data integration and management., • Strong analytical and problem-solving skills, with the ability to troubleshoot complex technical issues independently., • Excellent written and verbal communication with ability to translate complex technical concepts into clear guidance for non-technical audiences., • Excellent organization and document creation skills with attention to detail; ability to manage multiple priorities., • Ability to work occasionally non-standard hours including weekends and evenings. Salary and Benefits: • Hiring Range: $96,304 - $116,431. A candidates starting salary is determined by various factors including, but not limited to, relevant work experience, job-related knowledge, skills, abilities, internal organizational equity, and geographic region., • IIE offers a robust suite of benefits to team members including medical, dental, and vision plans, paid time off and holidays, student loan, tuition and professional development reimbursement programs, retirement plans and a family medical leave benefits. Please visit our careers page for further details. The Institute of International Education (IIE) offers a flexible hybrid work environment which leverages both office work and telework. Salary and Benefits: Work Conditions & Physical Demands: Essential functions are performed in a general office setting with low noise. Job demands may require long periods of sitting; telephone work and/or computer work, as well as interactions with other team members and external stakeholders. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. IIE is committed to offering a respectful work environment free from discrimination and harassment. We are committed to employing and promoting individuals based on their merits, regardless of race, color, religion, sex, national origin, age, disability, veteran status, pregnancy, sexual orientation, gender identity or expression, marital status, citizen status, status with regards to public assistance or any other protected classification. Compensation details: 96304-116431 Yearly Salary PI0058e8759ca6-26289-40525766

Minimum of 3 years of loan processing and/or loan closing experience/liliKnowledge of, or ability to learn quickly, the technical aspect of solar system production/liliExperience with records and file management/liliStrong computer skills; in-depth knowledge of MS Office (Word, Excel) and SharePoint

At Longbridge, we love seniors and we're passionate about helping them unlock the power of one of their greatest assetstheir home equity. As a leading provider of home equity solutions for seniors, we're committed to helping older homeowners make the most of what they've worked hard to build, so they can live the retirement they imagined. But it's not just our customers who love usour team does, too! We've been named a Great Place to Work three years in a row because we believe that when people enjoy what they do and where they do it, everyone wins. If you're looking for a place where your work truly makes a difference, we'd love to have you on board. Apply today and let's do great things together! General Responsibilities: The Closing Specialist I position is responsible for preparing all loan-closing documents and ensuring accuracy to have a fully compliant mortgage. Primary Job Duties: • Pre-Closing review of all documents in file including title, homeowner's insurance, appraisal, condo documentation, tax certs, trust documents, payoffs, and disclosures, • Complete a preclosing checklist to ensure file is complete and compliant, • Coordinate scheduled signing with partners, loan officers, settlement agents and/or title companies, • Prepare all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follow up with any discrepancies., • Audit closing documents and file based on audit procedures., • Prepare and explain closing requirements to settlement agent as needed., • Perform client, settlement agent, processor, or client relations follow-up as needed., • Coordinate shipping and receiving documents to loan advisors, settlement agents, and wholesale partners, as needed., • Establish and maintain a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability to the Investor, • Prepare and complete loan documents, ensuring all necessary paperwork is complete, and coordinating the closing process., • Follow established procedures and guidelines, with basic or limited decision-making authority., • Work directly with title companies, partners and other third parties to coordinate closings., • Minimum of 2 years as a Closer or Funder preferred, • Ability to prepare routine administrative paperwork, • Organizing and coordinating skills, • Ability to develop and maintain files and records, • Skill in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, and Microsoft Word, • Knowledge of customer service standards and procedures, • Good customer service skills and reliability, • Individuals must be extremely detailed oriented and work well under pressure, meeting multiple and conflicting deadlines, • Must always demonstrate cooperative behavior with colleagues and supervisors, • Team player who shows a positive attitude and collaborative skills, • Demonstrates reliability and punctuality., • Working in a growing and dynamic industry, • Full benefits: Medical, Dental, Vision, FSA/HSA, and wide array of voluntary products and discounts, • 401(k) with company match, • Paid time off, • This is a non exempt, • Target base salary range is 55-65K which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program via monthly production bonus that is based on individual performance., • LBF is an EEO/AA/Vet/Disabled Employer, • Please note that salaries that are estimated on various job sites may not reflect the actual compensation. Job sites, set the estimated salary, not Longbridge Financial.

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. At Provident Bank, the Senior Personal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience and has a thorough understanding of our core culture of the "attraction, expansion, and retention" of customer relationships. As a Float, this individual will be assigned to the North East Jersey Region but will primarily be expected to travel to our branches in Nutley, Kearny, Belleville, Clifton, Newark Wilson Ave, Newark Ferry Street and Newark Edison Place. There may be certain circumstances that require a Float Employee to cover staffing at any branch within the East Jersey Region. The Senior Personal Banker provides a high-level of service while greeting customers, performing needs-based assessments, opening accounts, cross selling, tele-consulting, developing relationships, servicing accounts, and acting as lobby manager. Researches and resolves complex account issues and/or customer inquiries. Promotes organizational products and services by referring current or prospective customers to the Assistant Branch Manager, Branch Manager, Market Sales Manager, or appropriate internal or external business partners. Additional responsibilities include processing customer transactions, including but not limited to check cashing, withdrawals, deposits, and loan payments. This position will focus on managing a book-of-business that is comprised of customers with the management objectives being retention and relationship development. Serves as a liaison to actively refer and coordinate specialist support from lending, investment, trust specialists, treasury management and other internal and external business partners. The Senior Personal Banker is self-motivated, a problem solver, functions independently and as an operational supervisor when necessary, and provides flexibility of coverage for the Branch by providing all aspects of sales and service. This position may be eligible to obtain Life and Health Licensing. All Provident Bank employees are expected to adhere to the Bank's Code of Ethics, Core Values, and Mission Statement. Works under general supervision. • Sales: Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers. Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services. Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner. Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships. Advance the Bank's Corporate Sales Program through the consultative need's assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business., • Service: Identify opportunities with customers and prospective customers through lobby management. Assist customers and prospective customers with digital technologies and provide referrals to other lines of business. Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards. Responsible for sales and service., • Operations: Ensures operational and financial safety and soundness in accordance with Bank's policies, compliance, and applicable laws and regulations. Leverages lobby management as a tool for controlling and mitigating risk. Establishes customer identity according to guidelines and adheres to all other compliance procedures. Assists branch management with branch operations as needed. Opening, closing, and supervising the servicing of the branch in the absence of branch management. Assists Personal Bankers with more complex and escalated customer questions and inquiries, including providing supervisor overrides when needed. Performs transactions including but not limited to: check cashing, withdrawals, deposits and loan payments. Prepares and/or completes Currency Transaction Reports and Suspicious Activity Forms (CTR/SAF) for appropriate transactions. Assists in training other branch employees. Provide support to the contact center when there are high call volumes. Handle customer inquiries by telephone. Provides access to safe deposit boxes., • High school diploma or GED, • Minimum of 6 months providing sales/service to customers in a retail environment, • Strong interpersonal skills, including listening, written and verbal communication, • Ability to work a flexible schedule based upon the needs of the business, • Demonstrations positive and professional demeanor with all customers and co-workers, • Strong math and analytical skills, • Ability to handle escalated matters and problem solve for resolution, • Understand and adhere to safety and security practices, • Demonstrate and apply good relationship building skills, • Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities, • Strong customer service and advocacy skills, • Strong organizational and time management skills, • Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office, • Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence., • 2 years providing sales and service to customers in a retail environment, • Retail banking experience, • Supervisory experience, • Life and Health Licenses to support investment program Retail Banking Branch Areas Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed. Lifting from 5 to 25 lbs. (Coins) Prolonged sitting/standing Occasional bending or stooping (To retrieve coins from individual vault) Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations. This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $21.23 - $26.51 Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

Analyze loan terms including fees, covenants, and prepayment conditions/liliCoordinate with internal teams to resolve documentation gaps and improve processes/li/ulh3Additional Responsibilities:/h3ulliSupport loan operations team as needed and assist with process improvements/liliCoordinate with ext

Assistant Secretary For Public And Indian Housing.This position is located in the Department of Housing and Urban Development.Applicants selected for the Washington, D.

Valley National Bank is looking for a dedicated individual to handle responsibilities related to loan documentation. The role includes receiving, reviewing, and monitoring loan documentation while ensuring all records are accurate and organized. Experience in loan processing or similar tasks would b

In the Role Effectively multitask and adapt to dynamic demands of the role, ensuring timely and efficient service.Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals.Develop new connections and maintain ones by engaging cus

Job Title Information Technology Professional (IT/CTN/IS) Category / Component Enlisted Overview Information Systems Technicians, Cryptologic Technician Networks, and Intelligence Specialists keep the Fleet connected, informed, and secure by operating and defending networks, conducting cyber operations, and producing intelligence for decision makers across the Navy. Key Responsibilities As an Information Systems Technician, design, operate, secure, and restore networks, servers, and communication systems that support naval operations; As a Cryptologic Technician Networks specialist, conduct offensive and defensive cyber operations, investigate and track adversary activity, and help protect Navy networks and critical systems; As an Intelligence Specialist, collect and analyze information on adversaries, environments, and weather and create intelligence products and briefings for commanders. What to Expect High tempo, mission critical work supporting around the clock operations and watch floors; mix of help desk and user support, network and systems administration, incident response, and planned maintenance; continuous learning in cyber tools, network defense, signals analysis, and intelligence production; strict requirements for handling classified information and complying with security and information assurance standards; shift work, duty rotations, and deployments afloat and ashore. Work Environment Worldwide assignments ashore at information warfare and intelligence commands and afloat on ships, aircraft, or submarines; work in secure facilities, server rooms, operations centers, and shipboard communications spaces; close teamwork within information warfare and intelligence teams and with supported operational units. Pathways, Training & Advancement Recruit Training followed by Class A School in an information warfare specialty, such as IT or CTN at information warfare training sites and IS at intelligence training commands; advanced C schools and follow on training in areas such as cyber operations, network defense, digital forensics, signals analysis, targeting, imagery, language, and mission systems; progressive advancement based on qualifications, performance, and warfare pins such as Information Warfare and platform specific warfare designations. Direct enlistment into IT, CTN, or IS pipelines from civilian life based on aptitude, security clearance eligibility, and Navy needs; in service conversion opportunities for qualified Sailors who meet screening criteria and community requirements; Reserve accession pathways for prior service or qualified civilian professionals when manning needs allow. Qualifications Eligibility to serve in the United States Navy, which may involve United States citizenship or other legal residency and work status, depending on the program and current law and policy. A high school diploma or equivalent for enlisted positions, and a bachelor's or qualifying professional degree for officer positions. Meeting age limits that vary by program and are set in law and Navy policy; some communities have more restrictive age ranges. Meeting medical, vision, and dental standards, including body composition and physical fitness requirements, with some jobs requiring more demanding standards. Meeting character and conduct standards, including background screening. Achieving required test scores for your program, such as the Armed Services Vocational Aptitude Battery for enlisted roles or officer qualification tests for officer programs. Eligibility for a security clearance when required for your rating or designator. Additional qualifications for this job may include United States citizenship or equivalent status as allowed by law and policy, high school diploma or equivalent, at least 17 years of age, strong interest and aptitude in computers, networks, cyber operations, and analytical work, eligibility for a security clearance at the Secret or Top Secret level depending on the billet. Education Education benefits are available through standard Navy programs such as Tuition Assistance, the Post-9/11 GI Bill, ACE-recommended college credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current Navy policy. Pay, Benefits & Service Pay, benefits, and service commitments follow standard Navy Active and/or Reserve policies for this type of role, including basic pay, allowances when eligible, health coverage, and retirement options. Exact entitlements, special pays, and service obligations depend on program, component, years of service, and current law and Navy guidance. Incentives Incentives such as bonuses, special pays, and loan repayment may be available at times for specific ratings or communities, but they change frequently and cannot be guaranteed. Applicants must confirm current incentives and eligibility with an official Navy recruiter or authoritative Navy source. Notes and Disclaimers This description is a general overview of typical duties, training, and opportunities in this community. It does not replace official Navy instructions, policies, or contracts and does not guarantee specific assignments, training, incentives, or outcomes. Actual opportunities depend on Navy needs, individual performance, screening results, and current law and policy. #J-18808-Ljbffr

Valley Bank seeks an Imaging Specialist responsible for managing electronic imaging, indexing, and maintaining commercial loan documentation. Responsibilities include receiving loan documents, verifying accuracy, and organizing digitized files.

Blue Owl Capital Holdings LLC is seeking a highly motivated Loan Operations professional based in Short Hills, New Jersey. The role supports the end-to-end loan lifecycle across private and liquid credit, managing processes from origination through market activities.

We're currently looking for individuals across the country to take part in remote paid market research, including online focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing y

We're currently looking for individuals across the country to take part in remote paid research, including remote focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing your opi

Part-Time Brand Ambassador / Sales Representative.MDX Global is hiring high-energy Brand Ambassadors to represent Sebamed skincare at Costco roadshows across the country.If you can engage strangers, build trust fast, and close sales - we want to hear from you.Competitive hourly + commission.This is

Join America's Fastest-Growing Home Improvement Company.At Home Genius Exteriors, we're not just remodeling homes we're redefining the homeowner experience! In just 6 years, we've grown from $3M to $290M by delivering a different experience through quality, care, and compassion.Now, we need YOU to

Airline Customer Service Representative at EWR Airport (Korean Speakers Needed).How would you like to take the knowledge you already have, and use it in a new and exciting career in the aviation industry?.WE ARE LOOKING FOR KOREAN LANGUAGE SPEAKERS~!!!.Shift Available: 9:00 PM to 1:00 AM.Hallmark Av

Answer all incoming phone calls in an expeditious manner.Answer a daily average quota of customer phone calls; minimize abandoned phone calls.Provide a pleasant and friendly atmosphere for customers to conduct business.Effectively answer customer administrative questions or forward to proper personn

Dollar Express Customer Service Representative.As a Dollar Express Customer Service Representative you will be responsible for providing exceptional service to our customers.Key priorities include greeting customers, assisting them with selection of merchandise, completing transactions, and answerin

Customer Service Representative.Please take this into consideration when applying.Please take this into consideration when applying.Full-time Employment with Benefits day one including paid Holidays.Must be at least 18 years of age or older.Must have a High School Diploma, or equivalent.Must be able

Customer Service Representative.Promote customer satisfaction in all aspects of Customer Service, following all policies and procedures.Process all requests from customers in a timely manner so as to provide excellent service.Become familiar with markets as they relate to Customer Service.Place cust