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Driven to be the Best People. Performance. Purpose. At Avis Budget Group, we’re driven to be the best vehicle rental company in the world, together. Our 25,000 employees raise the bar every day, bringing different perspectives, taking ownership, and leading with integrity. We’re defining the future of mobility with safe, sustainable solutions that move people, businesses, and communities forward. The Senior Revenue Management Analyst will be responsible for driving decisions and executing price strategies that maximize organization profitability for their assigned locations. This individual would be responsible for developing and implementing pricing processes and strategies for assigned rental locations and monitor results on a consistent basis in a role that prepares the analyst for advancement through multiple levels within and outside of the Revenue Management department. We are looking for a self-driven, motivated, and intellectually curious individual to join our team and help drive revenue. What You'll Do: • Ensure correct application of pricing strategies and rates into our robotic optimization system to ensure pricing is competitive within the market place based on overall market pricing, fleet levels and data analytics, • Identify and examine markets, geographic regions, competitor pricing, and overall business trends in relation to pricing (at various levels of detail), • Utilize data analytics (Excel, Cognos, Tableau) to help make informed business decisions, • Interact with internal business stakeholders at multiple levels of management via conference calls, email, and in person/Zoom meetings to ensure current strategy aligns with company goals and recent trends are moving in the right direction, • Produce and distribute location performance and benchmark reports on a monthly basis and prepare ad-hoc requests and analyses using Tableau, Cognos or Excel, • Forecast location rental demand and overall booking trends, • Identify and test targeted promotions to align with the organization’s pricing strategies Perks You’ll Get: • Paid time off, • Relocation eligible role, • 401K retirement plan with company matched contributions, • Access to Medical, Dental, Vision, Life and Disability insurance, • Eligible to elect other voluntary benefits including: Group Legal, Identity Theft, Insurance, FSA, additional life insurance coverages, • Contribute up to $260 as a tax-free benefit for public transportation or parking expenses, • Employee discounts, including discounted prices on purchase of Avis / Budget cars, • Access to an Employee Assistance Program for services including counseling, financial and legal consultation, referrals for care service, and more What We're Looking For: • A bachelor’s degree in Business, Economics, Business Analytics, Math or Statistics or related field, • 4-6 years of related experience, • Strong proficiency in Microsoft Excel, • Superior problem solving and analytical skills – must be resourceful with creative solutions, • Ability to prioritize workload and self-manage projects, handle multiple tasks and meet strict deadlines, • Excellent communication and interpersonal skills, with the ability to work collaboratively with cross-functional teams, • Ability to work fulltime in-office at World Headquarters in Parsippany, NJ, • Previous internship or work experience in a related field (Preferred), • Experience with SQL and data visualization tools (e.g., Tableau, Power BI) is a plus (Preferred) The annual starting salary for this position is between $80,000-$95,000 annually. Factors that may affect starting pay within this range include geography/market, skills, education, experience, and other qualifications of the successful candidate. Who We Are: Here at Avis Budget Group, you will be joining a team of 25,000 driven people, performing with purpose. Together, we’re moving the future of transportation forward with our innovative, customer-focused solutions. Our culture is performance driven, where we encourage and support each other to be at our best through leadership, training, tools, and rewards. We are proud to make a positive difference to the lives of our colleagues, customers, and communities where we operate. Avis Budget Group is an Equal Opportunity Employer – Qualified applicants will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other category protected by applicable law. This advertisement does not constitute a promise or guarantee of employment. This advertisement describes the general nature and level of this position only. Essential functions and responsibilities may change as business needs require. The compensation and benefits information is accurate as of the date of this posting. The Company reserves the right to modify this information at any time, with or without notice, subject to applicable law. This position may be with any affiliate of Avis Budget Group.

Job Description Job Title: Product Manager & Business Analyst Department: Sales & Marketing Location: Parsippany, NJ. Hybrid must be able to work onsite at the Parsippany, NJ office 3 days per week Reports To: Senior Director, Strategic Marketing and Business Effective Date: 06Aug2026 Job Summary: To provide product management, modeling and commercial analytics to support PAI’s strategic product development and life cycle management. This role will manage the functions including product forecasting, 5YSP/Budget, competitive analytics, business management and insights reporting and product launch coordination to support growth and sales operations. • Responsible for supporting business case development, business development modeling, and modeling new product targets, • Responsible for performing commercial analytics, insight generation and competitive analysis, • Supports launch planning, • Contributes to Finance quarterly planning cycle for 5YSP/Budget, • Supports portfolio sales economics, • Provides holistic support to Finance & Leadership teams Duties and Responsibilities: • Lead commercial business insights and reporting to support growth and commercial execution, to include but not limited to competitive and market share analysis, business and competitive intelligence reporting, product performance and ad-hoc., • Lead the product forecasting/modeling for all commercial products which supports business case development, demand planning, manufacturing readiness, and financial budgeting., • Contributes to finance quarterly planning cycle, including owning commercial re-forecasting model and supporting portfolio sales economics., • Manages various in support of overall analysis of PAI Pharma’s revenue, including holistic support of the finance and leadership teams in understanding portfolio changes, even those driven outside the commercial team (BD, R&D, etc.), • Delivers adhoc analysis in conjunction with finance team in support of commercial, executive, & finance leadership, • Be the product expert., • Support the development of marketing materials to support existing and new product launches, including sell sheets, product catalog, PR, advertising, podium, white papers, etc., • Support and coordinate the execution of new product launch plans., • Support commercial and market assessment to drive execution of new product launches and achieve product targets., • Support the management and reporting of pipeline postmortem and launch success tracking., • Nurtures a team environment of accountability, continuous improvement and best-in-class performance., • Assist and manage projects to meet organizational and customer requirements. Education and Experience: • Bachelor’s degree in business administration or PharmD Degree, • Minimum of 3 years of experience, industry related preferred Knowledge, Skills & Abilities: • Proven working experience in marketing and product management, preferably in the generic pharmaceutical industry, • Working knowledge of data management and business analytics to derive business and competitive insights, • Ability to think strategically and to lead, • Strong client-facing and communication skills, • Advanced troubleshooting and multi-tasking skills, • Skilled in Excel, PowerPoint and Word, • Solid proficiency and knowledge of commonly used pharmaceutical industry databases like IQVIA, ProspectoRx, First Databank, etc., • Knowledge of FDA websites Physical Requirements/Working Conditions: The physical requirements and working conditions listed for this job are representative of those required on the job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential duties and responsibilities. Typical office environment requiring the use of typical office equipment (e.g. computers, phones, etc.). Computer keyboarding, computer monitor and mouse use including reaching forward, grasping, finger and wrist manipulations, and neck bending and turning: near vision is necessary for computer monitor use. Occasional business travel to may be required. To perform this job successfully, an individual must be able to perform the essential job functions satisfactorily. PAI is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, PAI will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. PAI uses E-Verify. PAI Pharma is a nicotine-free campus, meaning the use of nicotine products—including cigarettes, vaping, chewing tobacco, and any other nicotine-containing substances—is strictly prohibited on company property. All employees should be able to complete their full shift without the need to use nicotine. By joining PAI Pharma, you agree to adhere to our nicotine-free workplace policy, which supports a healthier environment for all employees. EEO Employer / Veteran / Disabled

Job Description Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development • Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis, • Reviews all pertinent credit and financial information, • Analyzes financial statements., • Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants., • Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support • Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions., • Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews • Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development • Supervises and provides training to credit analysts. Other Responsibilities • Performs other duties as may be assigned. Job Requirements: • A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required., • Minimum of 7 years experience as a Senior Commercial Credit Analyst required., • Current or prior lending authority required, • Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations., • Strong aptitude for figures and accuracy., • Proven problem solving, decision making, underwriting and analytical skills., • Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses., • Ability to work independently, effectively, and efficiently under time constraints., • Ability to prioritize and manage multiple assignments with good organizational and time management skills, • Excellent written and verbal communication skills., • Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software., • Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job DescriptionDescription: Demand Planning & Inventory Analyst Department: Marketing, Demand Planning & Inventory Reports To: Director of Marketing Services Location: [Insert Location] Employment Type: Full-Time Position Summary The Demand Planning & Inventory Analyst will support the company's demand planning, forecasting, inventory management, and excess inventory initiatives. This position will analyze sales trends, customer demand, inventory levels, production requirements, and historical data to help ensure the company maintains appropriate inventory levels while minimizing excess, obsolete, and aged inventory. The Analyst will work closely with Sales, Marketing, Customer Service, Operations, Production, Purchasing, Finance, and Supply Chain to develop accurate forecasts, identify inventory risks, and support informed business decisions. This position will also play an important role in the company's transition to SAP, helping establish accurate data, processes, reporting, and inventory planning practices within the new system. Key Responsibilities Demand Planning & Forecasting • Develop and maintain customer, product, and channel-level demand forecasts., • Analyze historical sales, customer orders, trends, seasonality, promotions, new product launches, and discontinued items., • Monitor forecast accuracy and identify opportunities for improvement., • Partner with Sales and Marketing to incorporate customer knowledge and market activity into forecasts., • Identify significant changes in demand and communicate potential impacts to management and operations., • Maintain forecasting files, reports, and planning tools to support monthly and weekly planning activities., • Assist with establishing standardized forecasting processes and reporting. Inventory Management • Monitor finished goods inventory levels and identify excess, slow-moving, aged, and at-risk inventory., • Track inventory against forecasted demand and customer requirements., • Identify potential inventory shortages or overages before they become significant issues., • Support inventory reduction strategies and recommend actions to minimize write-offs and obsolete inventory., • Maintain visibility to inventory that may require special sales programs, promotions, closeout opportunities, or alternative channels., • Assist with developing inventory action plans and tracking results., • Work with Operations and Production to understand inventory availability, production schedules, and capacity constraints. Excess & Closeout Inventory • Maintain accurate reporting of excess, aged, and discontinued finished goods., • Identify products that are approaching shelf-life, becoming obsolete, or exceeding forecasted demand., • Work with Sales and Marketing to identify opportunities to sell excess inventory through existing or alternative channels., • Support the development of closeout programs, including available quantities, timing, pricing recommendations, and customer opportunities., • Track movement of closeout inventory and provide regular status updates to management., • Analyze the financial impact of excess inventory and potential inventory recovery opportunities. Marketing Support • Provide inventory and demand insights to support Marketing initiatives and promotional programs., • Assist in identifying products appropriate for promotions, closeout programs, customer-specific opportunities, and new sales initiatives., • Support marketing calendars by aligning planned activities with available inventory and production capabilities., • Help develop reporting and presentations that communicate inventory opportunities and risks., • Collaborate with Marketing to ensure promotional activity is aligned with inventory objectives. SAP Implementation & Data Management • Participate in the company's transition to SAP and support the development of demand planning and inventory processes within the system., • Assist with data validation, item setup, forecasting parameters, inventory data, and reporting requirements., • Help identify and correct data inconsistencies that could impact forecasting or inventory planning., • Participate in testing, process development, documentation, and user acceptance activities., • Support the development of standardized SAP reports and dashboards., • Become a subject-matter resource for demand planning and inventory-related SAP processes following implementation. Reporting & Analytics • Develop and maintain recurring reports and dashboards related to:, • Demand forecasts, • Forecast accuracy, • Inventory levels, • Excess and aged inventory, • Inventory turns, • Product velocity, • Customer demand, • Closeout inventory, • Potential shortages, • Inventory value, • Analyze data and translate findings into clear recommendations for management., • Identify trends, discrepancies, and opportunities through data analysis., • Maintain accurate and timely reporting for weekly and monthly business reviews. Cross-Functional Collaboration The Demand Planning & Inventory Analyst will work closely with: • Sales, • Marketing, • Customer Service, • Production, • Operations, • Purchasing, • Supply Chain, • Finance/Accounting, • Quality, • Senior Management The position will be expected to communicate effectively across departments and help create alignment between customer demand, production, purchasing, and inventory objectives. Required Qualifications • Bachelor's degree in Supply Chain Management, Business, Finance, Analytics, Operations, Marketing, or a related field preferred., • 2–5 years of experience in demand planning, inventory analysis, supply chain, forecasting, business analytics, or a related field., • Strong analytical and problem-solving skills., • Advanced Excel skills, including PivotTables, lookups, formulas, data analysis, and reporting., • Ability to work with large data sets and identify trends and discrepancies., • Strong attention to detail and organizational skills., • Ability to manage multiple priorities and meet deadlines., • Strong written and verbal communication skills., • Ability to work effectively with cross-functional teams. Preferred Qualifications • Experience with SAP, ERP, or inventory management systems., • Experience in food manufacturing, consumer packaged goods, or manufacturing environments., • Experience with demand planning or forecasting software., • Experience managing excess, obsolete, or closeout inventory., • Experience developing dashboards or business intelligence reporting., • Power BI experience is a plus., • Experience supporting an ERP implementation is a plus. Key Performance Indicators Success in this position will be measured through improvements in: • Forecast accuracy, • Inventory turns, • Reduction of excess and aged inventory, • Reduction of obsolete inventory and inventory write-offs, • Inventory availability, • Timeliness and accuracy of forecasting, • Closeout inventory movement, • Data accuracy, • Reporting efficiency, • SAP implementation readiness and adoption Ideal Candidate The ideal candidate is a highly analytical, detail-oriented, and proactive individual who enjoys working with data but also understands the business behind the numbers. This person should be comfortable asking questions, identifying problems, and making recommendations rather than simply producing reports. The successful candidate will have the ability to look at inventory and demand data and answer the critical business questions: What do we have? What do we need? What are we likely to need? What are we going to have too much of? And what can we do about it before it becomes a problem? The position requires someone who can operate both independently and collaboratively and who is interested in developing into a key resource for the company's demand planning, inventory management, and SAP processes. Requirements: Required Qualifications Bachelor's degree in Supply Chain Management, Business, Finance, Analytics, Operations, Marketing, or a related field preferred. 2–5 years of experience in demand planning, inventory analysis, supply chain, forecasting, business analytics, or a related field. Strong analytical and problem-solving skills. Advanced Excel skills, including PivotTables, lookups, formulas, data analysis, and reporting. Ability to work with large data sets and identify trends and discrepancies. Strong attention to detail and organizational skills. Ability to manage multiple priorities and meet deadlines. Strong written and verbal communication skills. Ability to work effectively with cross-functional teams. Preferred Qualifications Experience with SAP, ERP, or inventory management systems. Experience in food manufacturing, consumer packaged goods, or manufacturing environments. Experience with demand planning or forecasting software. Experience managing excess, obsolete, or closeout inventory. Experience developing dashboards or business intelligence reporting. Power BI experience is a plus. Experience supporting an ERP implementation is a plus.

Who We Are Looking ForGlobal Cybersecurity (GCS) manages cyber risk across State Street's business entities by delivering timely, actionable insights that enable informed decision-making and strengthen the firm's cyber risk culture. Within GCS, the Business Information Security Officer (BISO) function is the trusted advisor that embeds security within the business, serving as the conduit between GCS and the business units providing guidance on policy, standard, and control compliance, and promoting cyber awareness across the organization.The Vice President, Business Information Security Officer (BISO) provides cyber risk management oversight to lines of business and legal entities within State Street, sitting within the first line of defense and reporting into Senior BISO / MD. The VP BISO leads a small team focused on providing cyber advisory services, building application and service level threat models, executing a cyber book of work aligned to State Street business units, and delivering metrics and cyber-driven content that support the business's enhanced decision-making framework.This role is intended for a cyber risk leader who can support both traditional technology environments and emerging digital asset services. The candidate should be able to assess blockchain and digital asset risk in a practical way, including tokenization, custody, wallet security, Hardware Security Modules (HSMs), transaction signing, smart contract assurance, third-party platforms and broader blockchain based financial services solutions. The candidate should translate these topics into clear control expectations for business, technology, risk, compliance, legal, and regulatory stakeholders.The Non-Technical Dimension: Trusted AdvisorThe VP BISO is a strategic change agent and thought leader. They must build trust through information and transparency with senior executives and be able to present to the highest levels of leadership and, where relevant, external regulators with the appropriate blend of technical and business detail. As a critical partner to senior business leaders in the first line of defense, the incumbent must be skilled at influencing change to lead teams to further adopt cyber controls while reducing overall residual risk to their businesses. The VP identifies key stakeholders, establishes new relationships, and coordinates resources and Security Guardians to broker the right conversations across GCS and the business.The Technical DimensionThis role requires a strong technical background and the ability to understand emerging technologies, their purpose, security requirements, and benefits to a large financial firm. VP is a strong cyber controls analyst who can correlate the firm's cyber risk taxonomy to applicable business processes to conclude on the residual cyber risks aligned to business functions and critical business services, with practitioner-level depth. They must understand threats and risk mitigations, perform cyber risk assessments at the application, platform, and system levels, and recommend solutions that protect the bank and strengthen its cyber resiliency and incident-response preparedness. For digital asset services, this includes understanding digital asset custody models, cryptographic key management, HSM and MPC based signing controls, wallet security, smart contract risks, blockchain infrastructure dependencies, and response readiness for suspicious or unauthorized digital asset activity.What You Will Be Responsible ForLead a small team to support aligned business stakeholders while focusing on increased cyber capabilities; execute a cyber book of work aligned to the business.Partner with senior business and technology leaders through timely data delivery to enable informed decision-making, prioritization, and risk-based trade-offs.Oversee and actively manage risks in line with risk appetite through continuous business unit engagement, escalating open risk items to aligned business leadership.Perform cyber risk assessments at the application / platform / system levels to identify vulnerabilities and potential threats, analyze impacts to the bank, and determine protections required.Integrate information security risk review into lifecycle processes such as Incident Management, Vulnerability Management, Third-Party Risk Review, Cyber Resiliency, eSDLC, and Change and Project Management.Represent the global cybersecurity organization as a member of business control committees, risk committees, and specialized forums alongside Executive Management, Internal Audit, Enterprise Technology Risk Management, Compliance, Legal, and Regulatory.Prepare and deliver executive-ready presentations and briefings on protection needs outcomes, threat models, and control results to mid and senior level leadership.Advise on blockchain and digital asset risk across tokenization, custody, wallet operations, transaction authorization, transaction signing, smart contract use, blockchain infrastructure, and any third-party digital asset services.Challenge custody and key management designs, including HSM usage, cold storage controls, private key lifecycle management, backup and recovery, quorum approvals, segregation of duties, break-glass access, and operational resilience.The candidate should demonstrate familiarity with custody and key management models, including HSM-backed solutions, Multi-Party Computation (MPC), transaction-signing controls, and cold storage architectures.Coordinate with security architecture, application security, cloud security, IAM/PAM, SOC/SIEM, vendor risk, risk management, legal, compliance, and technology teams to define practical digital asset control expectations.Technical Judgment & KnowledgeAligned to the GCS BISO cyber technical skills model, the VP should demonstrate practitioner-level depth across several of the domains below and be able to answer probing questions and coach others.Core TechnologiesCloud & modern platform security (Azure, AWS, or cloud principles; hybrid and multi-cloud)Networking and network securitySecurity architecture fundamentals and control design effectiveness.Blockchain and distributed ledger technology fundamentals, including public and permissioned networks, transaction lifecycle concepts, digital asset infrastructure, and tokenization models.Digital asset custody technologies, including wallet architecture, HSMs, MPC concepts, cold storage, warm/hot wallet risk, transaction signing, and private key protection.Supporting ProcessesCryptography, encryption, and key managementPatching and vulnerability managementCyber resiliency, incident response, and recovery (tabletop exercises, playbooks, after-action reviews)Data classification and data protectionSecure communication protocolsIdentity and Access Management (IAM) / Privileged Access conceptsSecure SDLC, secure engineering, and DevSecOpsSoftware Supply Chain SecurityThird-party & supply chain security (vendor assessments, shared responsibility models)Security operations & monitoring (SOC / SIEM awareness)Smart contract security review, including threat modeling, secure design, independent audit coverage, vulnerability remediation, change governance, and privileged administration riskDigital asset custody control assessment, including HSM-backed key protection, cold storage procedures, key generation, backup, recovery, rotation, destruction, transaction approval workflows, and non-repudiationOn-chain monitoring and digital asset incident response, including suspicious activity alerting, fraud indicators, wallet compromise scenarios, unauthorized transaction response, and escalation proceduresDigital Asset Custody, HSM & Cold Storage FocusThe candidate should not only understand blockchain concepts, but also the specific cyber and operational risks created by custody, wallet administration, private key protection, and transaction signing.Understands the role of HSMs in cryptographic key generation, key storage, transaction signing, secure execution boundaries, tamper resistance, and separation of administrative duties.Can evaluate cold storage models, including offline controls, key ceremony discipline, physical and logical access controls, recovery procedures, availability constraints, and operational errors that could delay or prevent transaction execution.Can assess hot, warm, and cold wallet risk tradeoffs, including availability, automation, transaction velocity, fraud exposure, insider threat, disaster recovery, and business continuity considerations.Can challenge private key lifecycle controls, including key generation, custody, backup, recovery, rotation, revocation, destruction, dual control, quorum approvals, and evidence of control operation.Can evaluate transaction authorization controls, including maker/checker processes, approval thresholds, segregation of duties, privileged access, non-repudiation, monitoring, and exception handling.Emerging Technology & AIThe BISO function upskills talent to manage current and emerging cyber risk, including evolving frontier-model AI risk. Candidates should be able to:Articulate the risks associated with Generative AI, and the differences between Generative AI, Agentic AI, and traditional Machine Learning.Demonstrate an understanding of model risk, frontier models, and the risk management around them.Show strong technical expertise across Cloud Security, Digital Assets, AI, Identity & Access Management, Application Security, and Software Supply Chain Security.Use AI effectively to solve problems; experience with Agentic AI use cases and deployments is a plus.Explain how digital asset risks differ from traditional application risks, including transaction finality, private key compromise, smart contract logic, custody dependencies, on-chain activity, and third-party platform concentration risk.Risk ManagementUnderstands how to measure risk, discuss trade-offs, and support risk-acceptance decisions in line with risk appetite.Understanding of issue management, triage, remediation tracking, and residual-risk scoring.Ability to assess digital asset risks across custody, key management, wallet administration, HSM usage, cold storage, smart contracts, third parties, monitoring, incident response, operational resilience, and privileged access.What We ValueThese skills will help you succeed in this role:Establish key relationships with business risk executives, third-party management, client relations, global technology services, second and third lines of defense, and internal regulatory teams.Identify friction and complexities that hinder efficient security controls and coordinate or escalate solutions.Translate technical risk into clear, actionable business terms for both technical and nontechnical audiences.Good understanding of agile methodology, tools, procedures, and iterative decision-making processes.Experience working with dashboards and data-mining tools to build cyber risk profiles.Demonstrates continuous learning; stays current on emerging threats, technologies, and trends, and can explain how they keep up to date.Knows when to admit knowledge gaps and can describe how they would go about obtaining the needed information.Applies sound judgment when evaluating emerging technologies and can distinguish material risk from theoretical concerns.Education & Preferred QualificationsBachelor’s degree in computer science, Information security and assurance, or a related technical field or equivalent work aligned experience.CISSP/CISP preferred.Blockchain and digital asset security certifications (e.g., Certified Blockchain Security Professional (CBSP)) are desirable. Practical experience with digital asset custody, wallet infrastructure, HSMs, MPC technologies, transaction signing controls, smart contracts, tokenization platforms, and blockchain security assessments is strongly preferred.At least 6 years of information security experience in an operational or analytical capacity, with 4+ years within financial services; qualitative cyber risk analysis experience highly preferred.Experience working with the NIST Cybersecurity Framework; AWS or Azure cloud security preferable but not required.Experience with business concepts including finance, business requirements, compliance, and risk management.Familiarity with applicable regional regulatory guidance across the jurisdictions the role supportsPractical experience with blockchain, digital assets, tokenization, custody, wallet infrastructure, smart contracts, HSM-based key management, cold storage, transaction signing controls, or digital asset platform risk assessments strongly preferred.Strong analytical, communication (written and verbal), research, and organizational skills; strong interpersonal skills including active listening, dependability, and teamwork.Salary Range: $120,000 - $202,500 AnnualThe range quoted above applies to the role in the primary location specified. If the candidate would ultimately work outside of the primary location above, the applicable range could differ.Employees are eligible to participate in State Street’s comprehensive benefits program, which includes: our retirement savings plan (401K) with company match; insurance coverage including basic life, medical, dental, vision, long-term disability, and other optional additional coverages; paid-time off including vacation, sick leave, short term disability, and family care responsibilities; access to our Employee Assistance Program; incentive compensation including eligibility for annual performance-based awards (excluding certain sales roles subject to sales incentive plans); and, eligibility for certain tax advantaged savings plans.For a full overview, visit .About State StreetAcross the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success.We are committed to fostering an environment where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you’ll benefit from inclusive development opportunities, flexible work-life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.As an Equal Opportunity Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.Discover more information on jobs at StateStreet.com/careersRead our CEO StatementJob Application Disclosure:It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.SummaryLocation: Quincy, Massachusetts; Berwyn, Pennsylvania; Clifton, New Jersey; Austin, TexasType: Full time

Execute aspects of finance planning and performance management process and related financial decisions including Annual Contract planning/forecasting, target development, financial performance reporting/analysis, financial modeling and decision support for a focused scope within a business unit, Mon

The successful candidate for Commercial Excellence Senior Financial Analyst will demonstrate through education and experience the following competencies:. Commercial Excellence Senior Financial Analyst. The Commercial Excellence Senior Financial Analyst will perform the reporting and projects focuse

Job DescriptionAre You Ready to Make It Happen at Mondelēz International?Join our Mission to Lead the Future of Snacking. Make It Uniquely Yours.You will perform detailed finance analysis, digitalization of financial analytics and data structuring under the guidance of the Finance Manager. You will collect data, be responsible for maintaining information integrity, monitor reconciliations and conduct checks and controls.How you will contributeYou will:Execute aspects of finance planning and performance management process and related financial decisions including Annual Contract planning/forecasting, target development, financial performance reporting/analysis, financial modeling and decision support for a focused scope within a business unit, Mondelez International Business Services or Corporate Finance team. You will also execute data collection and data integrity checksFocus on Gross to Net budget reporting, analytics and forecastingContribute to a strong controls and compliance environment in area of scope and ensure full compliance with our policiesExecute ad hoc analyses and projects as requested by the Finance Manager (or Director)Support projects to improve efficiencies and improvements to ways of working and embrace a mindset of continuous improvementContribute to a high-performing Finance team. You will also invest in personal development and the development of your Finance peersPerform trade analysis including accrual management, trade rate calculations, and mix impact assessments (volume, price, mix) to support commercial decision-makingDeliver high-quality financial analytics/insights under tight deadlines during monthly, quarterly, and annual close cyclesPrepare and present financial insights with direct exposure to senior leadership, providing high visibility into business performance and trade investment effectivenessWhat you will bring:A desire to drive your future and accelerate your career. You will bring experience and knowledge in:TECHNICAL EXPERTISE in financial analysis and data collection/structuringBUSINESS ACUMEN and a basic understanding of our business, consumer packaged goods industry, and local snacking market. Relevant experience in a regional (or sizeable local) businessLEADERSHIP SKILLS including collaboration and communication skills within a larger Finance team. Team player with can do mentality to deliver resultsGROWTH/DIGITAL MINDSET and the ability to execute opportunities and leverage technology to improve operational efficiency and effectivenessINTEGRITY and sound judgement in all decisions and interactions aligned with our values and policies and external regulationsTRADE ACUMEN: Deep understanding of trade spend dynamics, Gross-to-Net waterfalls, and mix calculations (volume/price/mix variance analysis) within a CPG commercial environmentRESILIENCE UNDER PRESSURE: Proven ability to thrive in a fast-paced, deadline-driven environment — particularly during close periods — with a willingness to go above and beyond to deliver accurate results on timeEXECUTIVE PRESENCE: Comfort presenting to and interacting with senior leadership; this role offers significant visibility and exposure to key business decisionsMore about this role:The Analyst, Finance Planning & Performance Management must have a collaborative style with the ability to build partnerships cross functionally, effectively influence, and develop and implement business process improvements in the planning, reporting and performance management area.The qualified candidate will work on daily/weekly/monthly planning and reporting in partnership with our outsourced finance support team, be involved in the forecast process including monthly/quarterly updates and annual / strategic plans. Must understand monthly/quarterly actuals and key drivers of past performance. Will perform insightful analysis around EVA (pricing, mix, volume, cost rate), establish and maintain models for business, ensure consistency in financial reporting across categories and work on key financial projects that drive value to the company.Key responsibilities:Ensuring all monthly, quarterly, and annual closing, planning & forecasting work streams are well-planned and coordinated, consistently on time and completed with impeccable accuracyConsolidating monthly / quarterly actual results including key performance drivers and commentary related to the Gross Revenue, Net Revenue and Consumption.Prepares consolidation, close, and Ad hoc financial reportsDevelop performance measures and indicators to understand, quantify, and communicate risks and opportunitiesDevelop & support financial models and other analytical tools to help address business needs including reporting, budgeting, forecasting, performance tracking, and results analysisEnhance and improve of planning, budgeting & reporting processesManage and deliver consistent results review cadence with internal leadership and business partnersQualifications:Bachelor’s Degree in Accounting, Finance or Business Administration required, CPA preferred3 or more years of finance experience is requiredExperience with financial systems, particularly SAP a plusStrong Excel skills including manipulation of data bases, pivot tables, advanced formulas and graphs/dashboards are requiredNeed to be able to handle/analyze large amounts of dataAdaptability – responds resourcefully to new demands and challengesStrong analytical, critical thinking, listening and communication skillsSelf-motivated, confident, results oriented, strong financial acumenAbility to influence without authority, collaborate and interact with all levelsStrong ability to develop reporting packages in Power Point and ExcelProficiency in Power BI is highly preferredDemonstrated experience with trade management, mix analysis, and commercial FP&A in a CPG or similar environmentAbility to manage multiple priorities under pressure with quick turnaround expectationsWhy This Role?This role comes with meaningful responsibilities and, in turn, real opportunities to make an impact. You'll work at the intersection of commercial strategy and financial leadership, gaining exposure to senior decision-makers and contributing to projects that influence business outcomes. As you take on greater challenges, you'll also gain greater visibility, making this a role where strong performance is noticed and valued. The position also offers strong career growth opportunities, including mentorship from senior leaders, cross-functional experience, and a clear trajectory into more senior finance roles within a global organization. It's well suited for a professional who performs well under pressure, delivers with precision on tight timelines, and brings solid expertise in gross-to-net finance and analytics.Salary and Benefits:The base salary range for this position is $86,900 to $119,515; the exact salary depends on several factors such as experience, skills, education and location. In addition to base salary, this position is eligible for participation in a highly competitive bonus program with possibility for overachievement based on performance and company results. In addition, Mondelez International offers the following benefits: health insurance, wellness and family support programs, life and disability insurance, retirement savings plans, paid leave programs, education related programs, paid holidays and vacation time. Some of these benefits have eligibility requirements. Many of these benefits are subsidized or fully paid for by the company.No Relocation support availableBusiness Unit SummaryThe United States is the largest market in the Mondelēz International family with a significant employee and manufacturing footprint. Here, weproduce our well-loved household favorites to provide our consumers with the right snack, at the right moment, made the right way. We have corporate offices, sales, manufacturing and distribution locations throughout the U.S. to ensure our iconic brands—including Oreo and Chips Ahoy! cookies, Ritz, Wheat Thins and Triscuit crackers, and Swedish Fish and Sour Patch Kids confectionery products —are close at hand for our consumers across the country. Mondelēz Global LLC is an Equal Opportunity Employer/Protected Veterans/Persons with Disabilities. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected Veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Applicants who require accommodation to participate in the job application process may contact 847-943-5460 for assistance.For more information about your Federal rights, please see eeopost.pdf; EEO is the Law Poster Supplement; Pay Transparency Nondiscrimination Provision; Know Your Rights: Workplace Discrimination is Illegal Job TypeRegularFinance Planning & Performance ManagementFinanceSummaryLocation: East Hanover, New Jersey, United StatesType: Full time

Serve as Finance liaison with the HR Payroll team to ensure proper accounting, completeness, and alignment. Oversee Concur operations from a Finance perspective for North America. Bachelor's degree in Accounting, Finance, or a related field.

RWJBarnabas Health in New Jersey is seeking a Financial Analyst Senior to generate standard and custom financial and productivity reports. This salaried role will verify data and maintain accurate system information, serving as the primary budget and financial reporting resource for clinical divisio

This position will be located at the East Hanover, NJ site and will not have the ability to be located remotely. This position will require about 20% travel as defined by the business (domestic). Please note that this role would not provide relocation and only local candidates will be considered. The Associate Director, PSC Program Monitoring leads the quality assurance, program monitoring, case auditing, and escalation governance strategy for Novartis Patient Support Center operations. This leader sets standards for monitoring and auditing coverage, ensures effective governance and risk sensing across programs and channels, and drives a consistent "find recommend fix" operating rhythm with PSC Program Management, Training, Analytics, ERC, Legal, Compliance, IDS, and Technology. The role leads managers responsible for day-to-day execution and analyst development, and partners with the Manager, Monitoring Operations, who owns monitoring standards/materials and monitoring-related Genesys/CRM functionality. Success requires scalable monitoring and escalation capabilities, decision-ready insights for governance forums, and effective use of technology (AI/automation) and near-/off-shoring to support efficiency and cost avoidance. Your responsibilities will include, but are not limited to: • Own the people, process, and technology roadmap for Program Monitoring; ensure manager-led execution delivers scale, quality, and efficiency (operating model, capacity/coverage planning, tooling, and reporting)., • Set and maintain a sustainable, risk-based approach to monitoring, auditing, and escalation governance (control objectives, coverage, evidence standards, and decision rights); ensure adoption through manager-led standard work, calibration, and quality routines., • Define the technology-enabled monitoring and auditing strategy (AI/automation, data capture, reporting); partner with IDS/DDIT/Product and the Manager, Monitoring Operations to translate requirements into Genesys/CRM functionality, scalable evaluation tools, and actionable reporting., • Own PSC CAPA governance and audit readiness; ensure findings are evidence-based, owners/timelines are defined, and actions are tracked through closure with program, operations, training, and technology stakeholders., • Lead the Program Monitoring organization across locations (East Hanover, NJ; Tempe, AZ; Mexico City, Mexico; Hyderabad, India) through direct leadership of managers/people leaders; ensure monitoring and escalation execution is consistent and high quality across teams., • Oversee Program Monitoring & Escalations governance outcomes: define escalation thresholds/decision trees; ensure governance forums receive decision-ready narratives; and ensure remediation actions are assigned, prioritized, and tracked to closure., • Responsible for team performance, engagement, people management (growth/coaching/motivation), adherence to company policies/processes, • Maintain a deep understanding of NPC policies and requirements and perform all responsibilities with integrity and in a manner consistent with company policy and/or guidance, • Supporting the short, -mid and long-term operations agenda and priorities for program transitions, new launches, new technologies, and near- and off-shore capabilities, • Build strong partnerships with PSC Program Management, Business Operations, ATP Customer Support, PSC Training, NPS Analytics, NPS Quality Assurance, IDS, DDIT, Product/Technology, ERC, Legal, and Compliance to align monitoring expectations, reporting, escalation pathways, and remediation ownership., • Demonstrate a proactive approach to continual improvement by leading with a quality mindset, • Responsible for identifying and reporting adverse events via the established Novartis systems as per applicable processes Required Experience: • Education: Bachelor's degree required., • Education: Bachelor's Degree; advanced degree preferred (MBA), • 4+ years of pharmaceutical and/or pharmaceutical vendor experience, • 2+ years of people leadership experience, including coaching, performance management, and ideally leading through managers or senior leads in a complex, matrixed environment, • Experience within or supporting (200+ agent) contact center operations leadership, • Experience designing, governing, and scaling quality monitoring and/or auditing programs for contact center and/or case management operations (coverage strategy, standards, calibration, reporting, and continuous improvement), • High awareness and understanding of patient access and reimbursement services, including prior authorization, appeals, and other payer utilization management mechanisms, • Knowledge of commercial copay programs, patient assistance programs and foundation support, • Strong interpersonal, communication, influencing and analytical skills, • Proactive, entrepreneurial approach to recognizing needs and anticipating issues and solving problems, • Ability to manage multiple projects and consistently meet deadlines, • Demonstrated ability to synthesize information to develop recommendations, and ability to influence matrixed partners Preferred Experience: • Experience working in a Patient Services contact center, • Experience creating operational case audit program/approach to ensure documented processes are being executed properly, • Demonstrated experience leveraging technologies such as AI and automation to optimize and enhance quality monitoring and auditing processes Novartis Compensation Summary: The salary for this position is expected to range between $138,600 and $257,400.00 per year. The final salary offered is determined based on factors like, but not limited to, relevant skills and experience, and upon joining Novartis will be reviewed periodically. Novartis may change the published salary range based on company and market factors. Your compensation will include a performance-based cash incentive and, depending on the level of the role, eligibility to be considered for annual equity awards. US-based eligible employees will receive a comprehensive benefits package that includes health, life and disability benefits, a 401(k) with company contribution and match, and a variety of other benefits. In addition, employees are eligible for a generous time off package including vacation, personal days, holidays and other leaves. COVID-19 Vaccine Policy (customer-facing roles only): While Novartis does not require vaccination for COVID-19 or proof of a recent negative test result for COVID-19 at this time, employees working in customer-facing roles must adhere to and comply with customers' (such as hospitals, physician offices, etc.) credentialing guidelines, which may require vaccination. As required by applicable law, Novartis will consider requests for reasonable accommodation for those unable to be vaccinated. This requirement is subject to applicable state and local laws and may not be applicable to employees working in certain jurisdictions. Please send accommodation requests to us.reasonableaccommodations@novartis.com EEO Statement: The Novartis Group of Companies are Equal Opportunity Employers. We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, marital or veteran status, disability, or any other legally protected status. Accessibility and reasonable accommodations The Novartis Group of Companies are committed to working with and providing reasonable accommodation to individuals with disabilities. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application process, or to perform the essential functions of a position, please send an e-mail to us.reasonableaccommodations@novartis.com or call +1(877)395-2339 and let us know the nature of your request and your contact information. Please include the job requisition number in your message. Salary Range $138,600.00 - $257,400.00 Skills Desired Agility (Inactive), Agility (Inactive), Auditing (Inactive), Audit Management, Audits Compliance, Business Acumen, Business Partnerships, Collaboration / Teamwork (Inactive), Communication Skills (Inactive), Continuous Learning, Decision Making, Employee Performance Evaluations, Financial Acumen, Gmp Procedures (Inactive), Goal-Oriented, Health Authorities (Inactive), Inspection Readiness, Leadership, Logical Thinking, Major Incident Management, Managing Ambiguity, Organizing, People Management, Problem Solving Skill (Inactive), Problem Solving Skills (Inactive) {+ 5 more}

Mondelez International in East Hanover, NJ, seeks a Finance Analyst to perform detailed planning, forecasting, and analytics, driving data integrity and insights for senior leadership.You will participate in monthly close, develop financial models, and support decision-making to enhance gross-to-net

CMS physician coding/billing/wRVU guidelines A Typical Day Analyze monthly results vs budget and provide feedback to clinical division/department leadership on opportunities Work with Corporate Accounting to prepare adjusting journal entries as necessary for either actual or budget timeseries within