Senior Underwriter (Property & Casualty)
hace 1 día
Madrid
Helvetia Caser is looking for a Senior Property & Casualty Underwriter to join our Corporate Property team. This is a key position within a specialized, multi-location underwriting team, where you will play a critical role in driving profitable growth, ensuring technical excellence, and acting as a trusted reference for both internal teams and external partners. This role goes beyond underwriting: you will be a technical leader, business enabler, and key liaison with brokers and commercial teams, contributing to strategic projects while strengthening underwriting discipline and portfolio performance. Key Responsibilities • Risk Assessment & Underwriting, • Evaluate, price, and underwrite complex Property risks (SME, Fire, and All Risks / TRDM)., • Deliver technically sound, profitable underwriting decisions., • Portfolio & Business Management, • Manage and monitor portfolio performance: renewals, endorsements, and profitability., • Ensure proper risk surveillance and alignment with underwriting guidelines., • Track and manage agreements (volume and profitability)., • Technical Leadership, • Act as a go-to expert and technical reference within the team., • Support and guide colleagues in complex underwriting decisions., • Maintain and enhance underwriting standards and technical excellence., • Broker & Commercial Interaction, • Build strong relationships with brokers and intermediaries (e.g., AON, WTW, and others)., • Provide technical support to the commercial network., • Collaborate actively in business development and acquisition initiatives., • Project & Cross-functional Collaboration, • Contribute to departmental and cross-functional projects., • Coordinate with Risk Engineering for inspections and reporting follow-up., • Support Claims team with underwriting-related technical expertise., • Product & Knowledge Development, • Maintain and update product frameworks and segmentation strategies., • Participate in training sessions and knowledge-sharing initiatives. Requirements • University degree (Engineering or technical fields highly valued)., • Minimum 10 years' experience in insurance, including:- At least 5 years in Property underwriting within corporate/business lines., • Solid technical expertise in property underwriting (deep, hands-on experience required)., • Knowledge of reinsurance and coinsurance is a plus., • Strong understanding of the Spanish insurance market., • Fluency in English (B2/C1 level, written and spoken)., • Advanced user of IT tools and underwriting systems. Key Competencies • Strong analytical and decision-making skills, • Ability to manage multiple priorities in a dynamic environment, • Excellent communication and negotiation skills with brokers, • Team-oriented mindset with leadership influence, • High level of autonomy, accountability, and technical rigor What We're Looking For We are seeking a senior, well-rounded underwriting professional who can: • Operate as a technical expert and trusted advisor, • Handle complex, long-cycle risks (multi-year projects), • Balance technical excellence, business development, and stakeholder management, • Thrive in a collaborative, distributed team environment Location: Madrid/Sevilla Requisitos: Key Competencies • Strong analytical and decision-making skills, • Ability to manage multiple priorities in a dynamic environment, • Excellent communication and negotiation skills with brokers, • Team-oriented mindset with leadership influence, • High level of autonomy, accountability, and technical rigor What We're Looking For We are seeking a senior, well-rounded underwriting professional who can: • Operate as a technical expert and trusted advisor, • Handle complex, long-cycle risks (multi-year projects), • Balance technical excellence, business development, and stakeholder management, • Thrive in a collaborative, distributed team environment