Credit risk manager jobs in HertfordCreate job alerts

Finance Manager Hertfordshire | Full-Time | On-Site | Up to £65k per annum \n “Leadership is not being in charge; it is about taking care of people in your charge.” Simon Sinek. \n Sheridan Maine is delighted to be working with a fast-growing and successful business that has continued to expand significantly since its inception. As the organisation enters its next stage of growth, they are looking for an experienced Finance Manager to take ownership of the day-to-day finance function and play a key role in supporting the wider business. \n This is a fully on-site position offering the opportunity to work closely with senior leadership, providing meaningful financial insight and helping to drive operational efficiency and continuous improvement. \n The Role \n As Finance Manager, you will oversee the day-to-day financial operations of the business, ensuring accurate reporting, strong financial controls and regulatory compliance. You will also take a proactive approach to improving processes and supporting commercial decision-making. \n Your key Responsibilities as Finance Manager: \n\n • Manage the day-to-day finance function, ensuring accurate and timely financial information.\n, • Oversee monthly payroll and related statutory reporting requirements.\n, • Manage VAT, pensions and other financial compliance requirements.\n, • Oversee supplier payments, cash flow and banking activities.\n, • Prepare and review month-end accounts, including accruals and prepayments.\n, • Produce regular financial reports and present key findings to senior leadership.\n, • Support budgeting, forecasting and wider financial planning.\n, • Monitor customer accounts, credit limits and outstanding debts.\n, • Oversee billing, invoicing and credit control processes.\n, • Ensure robust financial controls and processes are maintained across the business.\n, • Identify and implement opportunities to improve processes and financial efficiency.\n, • Lead, support and develop the finance team, ensuring work is completed accurately and on time.\n\n About You \n We are looking for a confident and commercially minded finance professional who enjoys taking ownership and making a genuine contribution to a growing business. \n You will ideally have: \n\n • Strong experience in a financial management or senior finance position.\n, • Excellent knowledge of financial management, budgeting, forecasting and reporting.\n, • Good understanding of financial compliance, legislation and risk management.\n, • Strong analytical and problem-solving skills, with the ability to turn financial data into meaningful insights.\n, • A proactive approach, with the ability to work independently in a fast-paced environment.\n, • ACCA, CIMA or ACA qualification is highly desirable, although relevant experience will also be considered.\n\n The Opportunity \n This is an excellent opportunity for an experienced Finance Manager to join a growing and ambitious organisation, where you will have real ownership of the finance function and the opportunity to influence how the business develops. \n If you're an experienced finance professional looking for a role where you can make an impact, support growth and work closely with senior leadership, we'd love to hear from you. \n Apply today to find out more. \n You are required to be eligible to work in the UK full time without restriction. \n Due to the high volume of applications, it is not always possible to respond to unsuccessful applicants. Therefore, if we have not responded to your application within five days, please assume that on this occasion your application has not been successful.

At the heart of everything we do is our vision to change lives every day, and our mission to grow The National Lottery responsibly and champion its impact. We are Allwyn UK, part of the Allwyn Entertainment Group – a multi-national lottery operator with a market-leading presence across the USA (Michigan and Illinois) and Europe, including Czech Republic, Austria, Greece, Cyprus and Italy. While the main contribution of The National Lottery to society is through the funds to good causes, at Allwyn we put our purpose and values at the heart of everything we do. Join us as we embark on a once-in-a-lifetime, largescale transformation journey by creating a National Lottery that delivers more money to good causes. We’ll talk a bit more about us further down the page, but for now – let’s talk about the role and who we’re looking for… Reporting to the Head of Finance Business Systems, the Finance Enterprise Architect will provide senior Finance-facing architecture, process and delivery leadership across the core Finance systems landscape. The role will shape how Finance processes, controls, data and systems operate together across SAP and related enterprise platforms, ensuring solutions are practical, controlled, scalable and aligned to Finance’s transformation priorities. The role will focus on translating Finance business needs into clear operating, process and solution design outcomes across areas such as Procure to Pay, Record to Report, Order to Cash, Treasury, planning, reporting and controls. It will work closely with Finance leadership, process owners, Technology and external partners to ensure change is delivered in a way that improves business performance, strengthens control and supports the future Finance operating model. Core responsibilities include developing Finance process and systems roadmaps, shaping high-level solution options, assessing business impact and delivery risk, supporting governance decisions, maintaining clear design documentation and overseeing delivery through testing, cutover, adoption and embedding. Technical architecture knowledge remains important, but the primary focus is on Finance business process, data, controls, stakeholder alignment and successful delivery of Finance change. • Play a critical role in shaping and delivering Finance’s modern technology and process roadmap from 2025 onwards, including SAP RISE, SAC, Treasury Management, reporting and analytics, while ensuring change is grounded in Finance business priorities and operational reality., • Lead Finance process design and improvement across P2P, R2R, O2C, Treasury, planning, reporting and related end-to-end data flows, ensuring solutions are controlled, efficient and fit for purpose., • Work with Finance stakeholders to clarify requirements, prioritise the Finance systems backlog and translate business needs into pragmatic solution options, delivery plans and acceptance criteria., • Act as Finance lead for design governance, ensuring proposed solutions support the required Finance operating model, controls, data governance, reporting outcomes and audit expectations., • Support the Head of Finance Business Systems and SAP Finance Systems Manager in the design, testing, deployment and adoption of Finance WRICEFS - workflows, reporting, integrations, enhancements and system changes., • Provide Finance delivery leadership across projects, including business readiness, UAT, cutover, hypercare, user adoption, benefits tracking and post-implementation stabilisation., • Maintain a strong understanding of SAP and non-SAP Finance systems, integrations and reporting tools to challenge design decisions and ensure Technology delivery remains aligned to Finance outcomes., • Support data quality, master data, role-based access, segregation of duties, SAP GRC, MDG reviews and mitigation reporting as required by Finance leadership, regulators and statutory auditors., • Support the monthly financial close and other critical Finance cycles by ensuring data, reconciliation and reporting issues are understood, prioritised and resolved with the relevant teams., • Identify opportunities to simplify Finance processes, reduce operational risk, improve controls and strengthen the effectiveness of Finance systems delivery., • Finance Process, Operating Model & Solution Design:, • Develop and maintain the target Finance process and systems architecture, ensuring alignment with the Finance operating model, control framework, enterprise architecture principles and transformation roadmap., • Translate Finance business requirements into clear process designs, solution options, delivery scope, decision papers and implementation priorities., • Ensure solution designs support practical Finance operations, measurable business outcomes, robust controls, clear ownership and sustainable support arrangements., • Identify and document the Finance business impacts of moving from SAP ECC to S/4HANA, including changes to the Universal Journal, Business Partner model, Material Ledger, Asset Accounting, Cash Management, Credit Management, Fiori-led user experience, reporting, integrations, controls and legacy custom processes., • Partner with Finance leadership, process owners and operational teams to understand priorities, pain points, control requirements and delivery dependencies., • Represent Finance requirements in Technology, architecture and delivery forums, ensuring decisions are assessed through a Finance process, control, data and operational lens., • Guide Finance transformation projects, including SAP ECC to S/4HANA, BW to Business Data Cloud, SAC, TMS, reporting and non-SAP Finance application change., • Build trusted relationships across Finance, Technology, project delivery, vendors and business teams to manage competing priorities and secure pragmatic delivery outcomes., • Own the Finance process-change agenda for SAP ECC to S/4HANA conversion, ensuring impacts on monthly close, reconciliations, master data ownership, reporting, controls, role design, training, cutover and business readiness are understood, governed and embedded., • Lead Finance delivery activity across design, requirements validation, testing, UAT, cutover, business readiness, training, adoption and post-go-live support., • Challenge and support delivery teams to ensure technical choices are proportionate, finance-led and aligned to the required business outcomes., • Coordinate delivery dependencies across Finance systems, upstream and downstream processes, data provision, reporting, access, controls and operational support., • Drive process improvement by analysing business impact, root causes, control weaknesses and opportunities to simplify or automate Finance activity., • Finance Lead on Architecture review boards and design authority processes e.g. technical forums to ensure proposed solutions are compliant with architectural and data standards., • Maintain sufficient knowledge of SAP, cloud, integration, reporting and data platforms to assess options, challenge delivery plans and ensure Finance requirements are correctly interpreted by technical teams., • Understand end-to-end Finance data flows between SAP and external systems, including banking, tax, procurement, planning, reporting and operational platforms., • Work with Technology teams to ensure integrations, APIs, middleware and platform decisions support Finance control, reconciliation, auditability and process continuity., • Support major Finance transformation activity, including SAP modernisation, cloud migration, data migration and adoption of new Finance applications., • Ability to facilitate workshops, define business models, and coach teams on best practices., • Technical Debt Management, Innovation & Future Vision:, • Manage IT technical debt within the finance domain, balancing risk, cost, and business value., • Introducing and leading innovative concepts and contributing to strategic and technical roadmap for new services and integrations, • Work with tech vendors to support IT relationships and ensure solutions meet business needs., • Collaborate with Project managers, business analysts, and technical teams to ensure alignment of business requirements and successful project delivery within scope, timeline, and budget constraints., • Lead system implementations, testing, and support new system solutions and enhancements., • Drive Finance transformation projects and migrations from SAP ECC to S/4HANA, ensuring business impacts, process changes, data migration, controls, reporting, training, cutover and adoption requirements are clearly defined, owned and delivered., • Act as a trusted advisor to Finance leadership (CFO, GPOs) to translate complex business requirements into detailed technical specifications\low level designs., • Oversee testing cycles (SIT, UAT), data migration, and cutover activities to ensure high-quality, compliant deployments and effective user adoption., • Clear Finance process and systems roadmap aligned to the Finance operating model, control environment and transformation priorities., • Finance requirements translated into practical solution designs, delivery plans, acceptance criteria and decision papers that support confident governance decisions., • Successful delivery of Finance systems change across design, testing, deployment, adoption and stabilisation, with clear ownership of business outcomes., • Improved Finance controls, data quality, reconciliation, role-based access and audit readiness across key Finance systems and processes., • Reduced operational friction through simplification of Finance processes, better prioritisation of the Finance backlog and stronger alignment between Finance, Technology and vendor delivery., • Finance transformation delivery milestones achieved in line with agreed scope, governance approvals, delivery plans and business-readiness criteria., • Finance process designs and requirements completed to agreed quality standards, with clear ownership, control points, dependencies and acceptance criteria., • Reduction in avoidable Finance process friction, manual workarounds, reconciliation issues and recurring service incidents across priority Finance processes., • Improvement in Finance data quality, reporting reliability, reconciliation outcomes and audit evidence across key systems, interfaces and reporting outputs., • S/4HANA Finance business impact assessment completed and maintained, covering process change, controls, data migration, reporting, roles, training, cutover and adoption impacts., • Finance UAT, cutover and hypercare outcomes delivered with agreed issue resolution, defect prioritisation, user acceptance and business sign-off thresholds., • Stakeholder confidence maintained through clear decision papers, design recommendations, delivery updates and effective engagement with Finance, Technology and vendor teams., • Benefits and adoption tracked after deployment, including evidence of process simplification, improved controls, reduced delivery risk and sustainable operational handover. At Allwyn, we are dedicated to changing lives and growing the National Lottery responsibly, championing its positive impact on people, places, and the planet. • Innovation - We pride ourselves on it! We’re constantly looking for new ways to excite our customers, bringing new products to market to enjoy which is all supported by our responsible play values and making them accessible to all., • Giving back – Did you know that playing the lottery generates around £30m a week for charities and good causes in the UK? Our aim is to have doubled this number by the end of the first 10-year license., • Sustainability – Our aim is to become a net zero national lottery. We have 2030 targets to decarbonise our operations and energy. We’ve already transitioned to renewable energy providers, made our London and Watford offices zero gas, and ensured our fleet consists of low‑emission vehicles. In addition, we’re working with our value chain partners to develop a net zero target date., • Empowering every voice – We believe in creating a culture where everyone feels they belong, can be themselves, has access to opportunities and can thrive for the benefit of good causes. Our diverse teams are working hard to make all parts of The National Lottery inclusive – whether people play a game in a store or online, because when everyone can play, everyone wins.. At Allwyn, inclusion is built into how we care for our people. Our benefits and policies support colleagues and their families at every stage of life and career. By prioritising wellbeing and belonging, we create a workplace where everyone feels valued, rewarded, and empowered to succeed. Our people are more than colleagues - they’re winners, driving positive change and making a real difference in communities. • Company Bonus Scheme, • Matched pension contributions up to 8.5%, • 26 days annual leave + 2 Life Days (and bank holidays), • Single Private Health Cover, • Complimentary Private Medical, • Income Protection, • Flexible Benefits – EV Scheme, Money Coach, Will Writing, Mortgage Advice, Dental and Eye Care Schemes., • Enhanced Family Leave (Maternity, Paternity, Adoption), • Wellness Allowance £500, • Employee Assistance Programme, • Discounted Health Assessments, • Volunteering Days, • Matched Funding We are a Disability Confident Leader which means we’ve taken proactive steps to ensure our workplace is accessible and inclusive for disabled and neurodivergent colleagues and candidates. As part of this we offer an interview to disabled applicants who meet the essential requirements of the job. If you need any assistance or adjustments to this job description or in the application process, please contact a member of the talent team at careers@allwyn.co.uk and we’ll be happy to help. #J-18808-Ljbffr

Senior Credit Manager responsible for independent credit decisioning, portfolio risk management, and transaction structuring across complex structured finance deals. Monitor adherence to the Group Risk Appetite Framework for Credit Risk, using risk reporting to identify and elevate breaches or emerg

Affirm, based in the UK, is looking for a Machine Learning Engineering Manager to lead a team focused on developing models that influence the credit lifecycle.

You will provide short term specialist risk management to support the full implementation and embedding of the firm's risk management framework. Working alongside the Head of Risk and Compliance and in collaboration with key business stakeholders you will:. Review and enhance the firm's risk managem

Brit Insurance is seeking a Manager (Research & Development) to lead the team focused on catastrophe risk modelling and analytics, partnering with the Head of Risk Aggregation to enhance tools and data across the business. NET, JavaScript, and Python to deliver sharper insight and stronger capabilit

ACCA Careers in the United Kingdom seeks a Manager - VAT Risk & Assurance to support the Senior Manager in reviewing, validating and embedding VAT risk controls across business operations. The Manager will help operational teams de-risk VAT exposure by ensuring testing, evidence collection, and comp

You will be responsible for leading the oversight, governance and management of data risk across Global Private Banking and Wealth and Premier, ensuring that the causes and consequences of data risk are understood, assessed, governed and mitigated through effective controls and robust risk managemen

SmartestEnergy Limited is seeking a Model Risk Manager based in Greater London to shape risk measurement across Trading and Origination portfolios. The role involves validating valuation models and implementing robust risk methodologies, making key contributions to the company's risk framework. The

In this role, you'll work closely with Brit's Head of Risk Aggregation and the wider Research & Development team to help develop Brit's understanding of catastrophe risk and the technology that supports our commercial operations. A team empowered to help our customers not only to survive the risks t

State Street Corporation seeks an experienced Implementation Business Analyst to drive data integration for Alpha Data Services.You will collaborate with clients, data and technology leads to translate business requirements for front, middle and back-office data services.You will own requirements, m

Develop risk appetite statements, risk taxonomies, reporting methodologies and risk assessment standards appropriate to the Investments environment. Define risk governance, risk ownership and escalation processes across the Investments portfolio. Support the design and development of the Vodafone In

Work as a member of the Client Implementation Team with the Development teams as well as the Project Manager to help establish project delivery plans and delivery estimates for projects involving integration of client middle or back-office data. About State StreetAcross the globe, institutional inve

You will develop reports on risk exposures and collaborate with cross-functional teams to define compliant solutions.

As a Product Data Analytics Senior Manager, you will lead and develop a team of three analysts dedicated to our core product for all sales‑driven business. Experience working in cross‑functional teams, including product managers, engineers, and designers.

Gartner is seeking a Snr Director Analyst for Data Center Compute to deliver insights and guidance to world-leading organizations.The role revolves around translating research into meaningful insights, analyzing market trends, and presenting to senior executives.Ideal candidates will possess deep ex

Fora is seeking an exceptional Interim Head of AP, Billing & Credit Control to lead and transform our transactional finance operation during a period of growth. You’ll oversee AP, Billing, AR and Credit Control, leading a team of ~25 professionals in a fast-paced, customer-centric business.

Extensive experience (Less than 7 years of experience can be considered for Manager position) in Structured Trade Finance, Commodity Trade Finance, Structured Working Capital or Credit Risk. The successful candidate will act as a senior risk partner to the Structured Trade Finance business, providin

What you'll do in the role:-Collaborate with a varied group of colleagues in Finance and across the Firm-Lead end-to-end processes and/or programs that require complex decision making, advanced understanding of client and stakeholder needs and subject matter expertise-Understand and adhere to the Fi

The Manager – VAT Risk & Assurance will support the Senior Manager in reviewing, validating, and embedding VAT risk controls across business operations. The Manager will help operational teams de-risk VAT exposure by ensuring testing, evidence collection, and compliance assessments are robust, con

Morgan Stanley Global Head of Credit Model Control in Finance will lead end-to-end valuation models and analysis for credits, securitized products, municipal securities and lending, focusing on complex or novel trades. You will manage a team, drive process improvements, ensure adherence to risk cont

PSP Investments, a leading Canadian pension investor, seeks a Senior Analyst/Associate, Credit Investments to join its Private Credit team in London, UK.

As a Manager within Energy & Commodities Trading, you will use your expertise and deep understanding of the issues and trends relevant to the energy trading industry across asset classes to realize ground‑breaking solutions for our clients.

The Credit Investments team focuses on direct, non-investment grade credit investment solutions, in both private and public markets. As of March 31st, 2026, Credit Investment’s portfolio stood at CAD$35. Senior Analyst or Associate, Credit Investments.

Monitor a portfolio of credit ratings; prepare and present credit views, recommendations, and rationales at rating committees; and contribute to the timely and accurate preparation of rating reports for credits under your primary analyst coverage. At Fitch Ratings, credit analysts play a pivotal rol

As Regulatory Risk & Compliance Manager - UK, you will play a vital role in ensuring Tide complies with the evolving regulatory requirements set by the FCA and other UK regulators, with particular ownership of Tide's e-money and payments compliance. As Regulatory Risk & Compliance Manager you will:.

The Credit Investments team focuses on direct, Investment-Grade and Non-Investment Grade credit solutions, in both private and public markets, with a focus on Sponsor Acquisition Financing and Infrastructure Credit opportunities. PSP Investments is seeking a Senior Analyst/Associate, Credit Investme

PSP Investments in London seeks a Senior Analyst or Associate, Credit Investments, to contribute to growth and management of the CI portfolio in Europe. The role emphasizes financial and accounting analysis, diligence, and collaboration with legal, risk and tax teams; English proficiency required; C

Fitch Ratings in London is seeking a Credit Analyst (Associate Director) to join the International Public Finance team. You will conduct in-depth credit analysis of public entities, monitor ratings, and contribute to research reports across CIS+ and Türkiye.

Develop risk appetite statements, risk taxonomies, reporting methodologies and risk assessment standards appropriate to the Investments environment. Support the design and development of the Vodafone Investments’ Risk Management Framework, lead its implementation and align it with Vodafone Group r

Scope Ratings GmbH is seeking a senior rating analyst for its Financial Institutions team.Based in the EU, you will manage a portfolio of banks and NBFIs across Europe, lead rating discussions, and interact with issuers and investors to publish forward‑looking research.You will work with a multina

Experience with Risk Analytics, Buy Side Risk, Traded Market Risk, XVA, CCR, FRTB, portfolio risk, fixed income analytics, securitised products, liquidity risk, or managed risk-as-a-service solutions. Financial Risk Analytics provides products and solutions to financial institutions to measure and m

You will lead analytics across a platform that unifies onboarding, identities and transaction monitoring, enabling secure, fast risk controls.

S&P Global Market Intelligence in London seeks a Senior Product Analyst to design workflows for market data ingestion, enrichment, validation, and delivery within Risk Analytics.

Experience with Cat risk regulatory returns, risk appetite reporting or risk budgeting. Good understanding of Cat risk, exposure management, risk modelling or a related insurance risk discipline. Own the delivery of quarterly Cat risk reporting for AXA XL and its legal entities, providing clear, val

Easyship is seeking a Senior Product Manager to own fraud and risk initiatives across checkout, authentication, and post-purchase flows. You’ll need 6+ years in fraud/risk, strong auth knowledge, and a data-driven mindset.

Maintain and improve the Risk Management Framework for Insurance Risk, monitoring adherence to risk appetite and leading initiatives to strengthen risk practices. Provide second-line advice on risk considerations for the strategic and financial plans, ensuring activities align with strategies and ri

Coinbase in the United Kingdom seeks a Risk Manager to run the CBPL entity-wide risk framework and contribute to Global ORM programs. You will manage second-line-of-defence activities for operational, regulatory, outsourcing, and conduct risks while collaborating with global teams to strengthen risk

Ernst & Young is seeking an Assistant Director for the UK Independence team within the Risk Management function in London.

As the Manager, Corporate Insurance & Risk Management (CIRM) you will have responsibility for the operational management and delivery of key supply chain and liability insurances and the co‑ordination of applicable loss reporting and prevention programmes. This role reports to the Director, Corpor

This is a broad role across traded and private credit, supporting portfolio management, asset sourcing oversight and the development of credit opportunities that help optimise and diversify our Institutional Retirement portfolio. Working with Risk on approvals, risk appetite statements and governanc

Legal & General is seeking an Investment Manager to join our Credit team within Institutional Retirement Investments. This broad role covers traded and private credit, supporting portfolio management, asset sourcing oversight and development of credit opportunities. You will work with Risk, Asset Ma

HSBC is seeking an experienced operations leader to join its Direct Alternatives Investment Operations team, focusing on Private Credit products.

As a Manager in the Global Credit Assurance team, you will contribute to assurance reviews across credit risk frameworks, assessing the effectiveness of controls and governance processes to help ensure risks are managed within appetite. Our divisions include compliance, credit, financial crime risk,

Coinbase is seeking a Risk Manager - Country & Operational Risk to lead the second line of defense for CBPL (Coinbase's UK entity) and contribute to enterprise ORM programs. You will own the UK risk framework, manage KRIs, incidents, and reporting to the CBPL Risk Committee and Board. You will drive

HSBC is seeking an experienced operations leader for the Direct Alternatives Investment Operations team, focusing on Private Credit products.

Macquarie Bank Limited is seeking a Manager in the Global Credit Assurance team in London to contribute to assurance reviews across credit risk frameworks. We are looking for a professional with 4–6 years in credit risk, knowledge of retail/wholesale credit, and excellent. You will assess controls

Legal & General is seeking an Investment Manager to join our Credit team within Institutional Retirement Investments. You’ll work with Risk, Asset Management, Investment Strategy and Operations, gaining exposure to internal sourcing and the Blackstone relationship. You will support portfolio manag