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Credit Risk Manager London or Newcastle Upon Tyne (hybrid) What you’ll be doing. Reporting to the Head of Credit Risk, you’ll provide technical support for detailed credit risk analysis to maintain current BAU Risk oversight including reporting, governance and ongoing change, including on new products such as BTL. This is a hands-on role with significant exposure to senior management through projects and committees, giving you the opportunity to help shape the approach to managing credit risk at an early stage, innovative Bank. Here’s what you’ll do: • Manage credit risk – Using your mortgage market experience, you’ll challenge and shape Mortgage Lending Policy (including valuations strategy) and our approach to responsible lending. You’ll assess the quantification methods and models that are developed and used by the first line for suitability, adequacy and compliance with Risk Policy requirements. You’ll also provide technical support for the evolution and optimisation of credit decisioning rules and techniques and deputise for the Head of Credit Risk when required., • Support the 1st Line credit risk activities – You’ll provide support to Underwriting and the Commercial teams in the first line to help shape and challenge policy and exceptions. You’ll be reviewing and challenging risk management approaches developed and operated by the first line., testing and confirming the operation of the first line’s risk systems and control, as part of continual assurance activities and specialist investigations., • Develop and enhance our MI – You’ll develop and produce detailed risk quantifications, analyses, monitoring, reporting and management information, for senior management and Executive and Board committees. You’ll be data driven and use insight to drive change for the better within Perenna, • Promote and enhance our risk culture – Representing the Risk team in strategic project and business change initiatives, keeping Perenna’s approach current and proactive with developing and innovative risk management techniques and modelling methodologies. Your skills and experience. We want to work with people who share a passion for our mission, to change the way that mortgages work for people in the UK, and who want to be part of an early-stage company that is building as we grow. Here are the skills and experiences you could bring to Perenna that would make a great impact: • A strong technical capability in credit risk, ideally gained in a similar role, where you’ve developed a proven track record in creating and maintaining credit policies. You’ll have a strong ability to interpret complex data into clear credit risk proposals and to oversee their implementation by the first line. You’ll know how to use credit bureau data to progress automated decisioning. Experience of Credit Risk Committees and decision-making governance would help you hit the ground running., • Deep understanding of mortgage lending, gained from time spent in other mortgage lenders. You’ll be very familiar with the regulatory requirements relating to UK retail banks (e.g., MCOB). You might have spent time in other mortgage lending roles previously; experience gained as an underwriter, or from other roles in mortgage lending e.g., Collections) would be a strong advantage. BTL mortgage experience is a significant advantage., • Highly developed analytical, methodical, and logical capability, with comprehensive skills in risk modelling and reporting software, applications and analytics tools – working effectively with SAS, Python, R, SQL, VBA, Power BI etc. will be important in this role., • A delivery focussed approach to your work. Your excellent planning and organisational skills allow you to manage multiple streams of works simultaneously, and you know how to get things done in a project or programme of wider change., • Exceptional communication strengths, able to work collaboratively with peers in other functions, and able to inspire and influence colleagues with risk management agendas and engage effectively with groups and on a one-to-one basis. Rewards & Benefits at Perenna You’ll earn a competitive base salary, with a comprehensive benefits package, including: • 30 days of annual leave, with Public Holidays on top., • 10% company contribution to your pension (you put in 5%), • Fully comprehensive private healthcare cover for you and your family. Our plan includes cancer cover and mental healthcare, access to a GP 24/7 and additional wellbeing benefits. You pay no contributions to any healthcare cover, just tax on the benefit in kind through payroll each month (no P11Ds to worry about)., • Security for life events through our Income Protection Scheme (if you’re incapacitated and can’t work) and our Life Assurance Plan (worth 8 times your salary)., • We offer support through our confidential Employee Assistance Programme whenever you need it, and access to fully trained Mental Health First Aiders across the company., • Commitment to your development, with access to training and learning opportunities to support your growth and access to thousands of free to use courses through our on-demand learning platform., • Cycle To Work bike loan scheme (salary sacrifice) and Electric Vehicle lease scheme (salary sacrifice) Our roles are hybrid. This means although we don’t expect you to be in the office every day, there are some things that are just better done together – in-person team training, collaborating on new processes and improvement to how we do things, informal chats and in-person get togethers to explore new things or get a wider perspective on what’s going on. We want to make the balance work between working at home and at the office that best enables efficiency, connection and collaboration. Things you should know. Our selection processes are quick, but thorough. After a short initial chat to get some extra information about you, you'll have 2 more structured interviews, but we won’t hang around, and if you aren’t successful, we’ll make sure you get feedback. We're a regulated bank, so if you're successful, our pre-employment process will include ID verification, a DBS records check, adverse credit checks (not scoring) and employment history referencing before your start date is confirmed. All applicants need to be fully eligible to work in the UK without any restrictions. We can't support Visa sponsorship. Things that matter to us all. The fantastic people we have here at Perenna come from a very wide range of backgrounds and communities, but we all share the same belief that mortgages should be better, and we all want to make that happen together. We’re passionate and proud of our unique proposition, our products and our mission. We collaborate and we support each other, and our culture is inclusive and open. Diversity of all kinds is valued and respected here, and whatever your background, your voice will be heard. That’s not just because it’s the right thing to do – we believe our diversity makes us better for our customers and helps us think big about our goals. If you need any accommodation or adjustment to participate in our selection process, please let us know, and we’ll make it happen.

Job Title: Senior Underwriter - Financial Risk (Credit, Political Risk, Surety & Mortgage Treaty Reinsurance). The key lines covered are Trade Credit, Surety, Mortgage and Political risk.

Abound, a leading fintech based in Greater London, is hiring a Mortgage Underwriter to join their expanding team focused on a new second charge mortgage product. In this role, you will assess mortgage applications and make balanced lending decisions using advanced Open Banking data.

Due to business requirements, we are now looking to acquire the services of an experienced Mortgage Underwriter. Experience in the financing of Mortgages for UK Buy to Let Residents as well as the laws guiding this within the UK regulatory landscape, and familiarity with credit decisioning methodolo

We’re looking for a Mortgage Underwriter to join our growing underwriting team as we continue to build and scale our secured lending proposition. Minimum of 1 year’s experience underwriting first or second charge mortgages. This is an exciting opportunity to join a newly formed team working on a

A global financial services provider in the UK is seeking an experienced Mortgage Underwriter to join their team. Candidates should have credit risk analysis experience and familiarity with UK mortgage financing.

You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Responsibilities required for the role of Underwriter. Experience required for the role of Underwriter.

A well-established bank is seeking an experienced Credit Underwriter – Mortgages to work from home. This role involves assessing complex Buy-to-Let mortgage applications, collaborating with key stakeholders, and managing a pipeline of cases effectively. The role offers an attractive salary of £70

We are looking for a reliable, hard-working Warehouse Operative / Forklift Driver to join our team in Charlton, southeast London.This is a hands-on, physically demanding role suited to someone who is switched on, dependable, and prepared for heavy manual handling throughout the day.You’ll be movin

Build Your Own Mortgage Business Backed by a Proven Platform. We are looking forambitious, commercially driven Mortgage Adviserswho want to build their own business with the backing of awell-established introducer network, strong operational support, and a proven model. Youll work with a mix ofesta

To be considered you must have construction underwriting experience, this can either be an established Senior Underwriter looking for a new challenge or an Underwriter looking to step up into a senior role. Mentor and support junior underwriters. They are looking to appoint a Senior Construction Und

Location: Manchester City Centre.OTE £50,000 potential, £41,000 typical.Basic Salary: £27,415 to £35,154, dependant on CeMAP qualification.Evolution Money is a Certified B Corp with a social purpose.At Evolution Money, our mission is to redefine financial inclusion by providing bespoke lending s

An established and highly respected UK insurer is seeking an experiencedDevelopment Underwriterto support and grow itsMidlands broker portfolio, working from home with regular travel across theCentral and South West regions. As a Development Underwriter, you will play a key role in delivering the Re

This is an opportunity to learn from experienced mortgage professionals, receive structured support, and build your own client base with the backing of an established business. Support from experienced mortgage advisers and supervisors. Interested in mortgage advice, financial services or property.

New Role: Senior Underwriter - Casualty / Motor / A&H London / Hybrid Lloyds Syndicate I am currently partnered with the biggest Motor Insurer in the UK who are seeking a Senior Underwriter to join their Motor Innovation team.

On behalf of several Managing General Agents (MGA) we are looking for Underwriter s from Senior to Assistant Underwriter level, for the following classes of business:

Self Employed Mortgage Adviser Location: Hammersmith or Mayfair, London | Full-time office based £100k+ realistic in Year 1 £150k£200k+ in Year 2 <

Are you an experienced Construction / Liability Underwriter seeking a move? Our client is a supportive and growing MGA where you’ll have the opportunity to make a real impact and further develop your underwriting career.

Providing direction to the Junior Underwriters and/or Underwriting Assistant in the timely processing of Policy/Endorsement wordings. Delegation (and supervision) of work to Underwriting Operations Assistants or Assistant Underwriters as deemed appropriate; responsible for the professional developme

Responsibilities Underwrite new and existing commercial Motor Trade risksTrade with brokers and build long-term relationshipsAssess risk, negotiate terms and support profitabl

Construction Underwriter LondonCirca £55,000 + benefitsWere seeking an experienced Construction Underwriter to manage renewal business, deliver excellent broker service,

Company description: GXO Logistics Supply Chain Inc.Job description: Are you a Warehouse Operative looking for a new role?Would you like to work for one of the market leading companies with fantastic benefits? If so, we have a great opportunity for you! Here at.Warehouse Operatives to join us workin

Job description: Are you an experienced Warehouse Operative looking for a change? Would you like to work for one of the market leading companies with fantastic benefits? If so, we have a great opportunity for you! Here at.GXO logistics , we are looking for a permanent, full-time.You will be working

TRC have partnered with a top UK food business.The world's leading foodservice company.Were growing across the country and aiming to be the absolute best in our industry.So join us in Bicester as a Warehouse Operative and take your career to the next level.Working a 5 over 7 shift pattern Please not

Schedule: 10-12 -hour shifts (Days and Nights) Day and Nights shifts Monday to Friday Occasional weekend support Location: Chesterfield.Operations and Warehouse Manager.Benefits: Free parking On-site parking Clean working environment Long term work with genuine permanent opportunities On-site cantee

MAK Jobs is recruiting on behalf of our client for an experienced Warehouse Operative / Counterbalance Driver in Daventry.This is an excellent temporary-to-permanent opportunity for a reliable and motivated individual seeking a varied, multi-skilled role within a busy warehouse environment.This is a

Requisition ID 64896 Position Type FT Permanent Workplace Arrangement #LI-Onsite About the role We are expanding our manufacturing facility in Coleraine, Co.Londonderry and have several exciting opportunities available for Warehouse Operatives.In this role, you will work on a 3-week rotating shift s

Company Overview: Caterfood SW LTD is an independently run foodservice company based in the South West of Devon specialising in frozen food, catering and distribution.We pride ourselves on delivering a reliable service to our customers, and are looking for Warehouse Operatives to join our night team

Warehouse Operative - Picker - Pinchbeck At Job&Talent, we are recruiting for Warehouse Operative - Picker - to work with a leading company in the logistics sector in Pinchbeck.Shift patterns: Candidates must be fully flexible to work both day and night shifts (06:00-18:00 / 18:00-06:00), with a 30-

M4 Recruitment are recruiting full-time Warehouse Operatives to join our Clients warehouse team working at their distribution centre in Bicester You will be working on a shift pattern of.Pay Hourly rate of pay up to £14.Job role Perform a range of warehouse tasks including goods in, handballing and

Warehouse Operative - Picker - Spalding PE11 2BB, At Job&Talent, we are recruiting for a Warehouse Operative - Picker to work with a leading company in the logistics sector in Spalding.In this role, you will be responsible for managing the flow of goods, ensuring accurate inventory control, and main

We are currently recruiting for an experienced Forklift Driver/Warehouse Operative on behalf of a well-established and growing manufacturing and distribution business.This is an excellent opportunity to join a successful company that invests heavily in its people, facilities, and employee wellbeing.

Lifting and moving products up to 25kg Lifting, bending, reaching above the head, crouching and/or stretching Pushing and pulling up to 25kg in weight Manual dexterity in both hands and wrists Benefits of working with us as a Warehouse Operative Days : 28 Holidays per year Permanent opportunities Gu

Bicester - OX26 The Recruitment Crowd are currently recruiting on behalf of our industry-leading parcel courier client based in theBicester - OX26area.This is an excellent opportunity to join a fast-paced, growing operation with long-term prospects.Location: Bicester - OX26 Shift Pattern: Night shif

Any 5 out of 7, working on a rolling rota About Us:.At Gregory Distribution Ltd, we are committed to delivering excellence in logistics and transport services.Our team is dedicated to maintaining high standards of compliance and operational efficiency.Join us and grow your career in a supportive and

Warehouse Operative Nights - Picker - Spalding PE11 2BB, UK At Job&Talent, we are recruiting for a Warehouse Operative Nights - Picker to work with a leading logistics company in Spalding.You will play a key role in managing the flow of goods, ensuring accurate inventory control, and maintaining a s

Warehouse Stock Operative - Nights Location: Andover.Full-time | Permanent C2 Recruitment is recruiting for Warehouse Stock Operatives to join a fast-paced distribution environment.This is a hands-on role focused on stock accuracy, auditing and quality control within a major retail supply chain oper