Compliance Officer
hace 2 días
Vitoria-Gasteiz
Compliance Officers, Ledn is interested in hearing from you! ___ is a global financial services business built for digital assets, helping to improve the everyday lives of Bitcoin holders while building generational wealth for the future. We offer a suite of egalitarian lending, savings and trading products to digital asset holders in over 120 countries around the world. Through our products & services, we can make a difference in the lives and futures of our clients - in real terms. Our team at Ledn is a passionate group of individuals from diverse backgrounds. What we all have in common is an unshakeable conviction that digital assets can democratize access to the global economy and Ledn’s suite of products & services can play a critical role in doing so. The core values that guide us are: act with integrity always, own it, have a passion for progress, and lead with empathy. Combining these values with our conviction make Ledn an unstoppable force in changing the world for the better. Come join us as we build, innovate and revolutionize financial services! The Opportunity: Ledn is seeking a full time Spain Compliance Officer who will oversee compliance for Ledn’s Spain entity (“Ledn Spain”) and also serve as its designated AML Representative to SEPBLAC. This role will be responsible for maintaining and enhancing Ledn Spain’s AML and sanctions compliance program, overseeing other regulatory obligations, acting as a key liaison with regulators, and supporting the business’ expansion in the EU. The ideal candidate brings deep knowledge of Spanish/EU financial regulations (including AML and sanctions regimes), financial services/fintech/crypto experience, and the ability to maintain a robust, risk-based compliance framework in a fast-growing environment. This role reports to Ledn’s Global Head of Compliance and has direct access to Ledn Spain’s senior management and Board, and authority to escalate compliance, AML, and sanctions matters independently. About the Role: AML/Sanctions Compliance • Serve as Ledn Spain’s AML Representative to SEPBLAC, with responsibility for reviewing and filing Suspicious Activity Reports escalated by Ledn’s internal AML team, making sanctions escalation and asset freezing/unfreezing decisions, submitting other mandatory filings and reports, and responding to information requests from SEPBLAC and law enforcement., • Own Ledn Spain’s AML policies and procedures and supervise compliance thereunder., • Lead on the ongoing enhancement of Ledn Spain’s AML and sanctions compliance program, consistent with regulatory expectations with respect to documented policies and procedures, independent testing and audit, ongoing training, customer due diligence / beneficial ownership, and designation and oversight of AML operations., • Serve as Ledn Spain’s Compliance Officer following the upcoming transition from its current status as a virtual-asset service provider (“VASP”) registered for AML purposes under Spanish Law 10/2010 to acquiring a crypto-asset service provider (“CASP”) authorisation under the Markets in Crypto-Assets Regulation (“MiCA”)., • Ensure ongoing effectiveness of MiCA-required arrangements, including those relating to governance, conflicts of interest, whistleblowing, safeguarding of client assets, complaints handling, internal controls, fitness and propriety, outsourcing, and conduct-of-business., • Act as the primary regulatory liaison with the Spanish National Securities Market Commission (“CNMV”), including appearing at supervisory meetings and leading regulatory inspections, audits, and remediation programs (including root-cause analysis and regulatory commitments tracking)., • Own regulatory filings and notifications, including licence renewals, periodic reports, and change-in-control amendments., • Monitor and interpret emerging laws, regulations, and enforcement trends related to digital assets, custody, lending, and consumer protection in Spain/EU., • Deliver compliance training and awareness programs to ensure teams understand Spain/EU legal and regulatory obligations., • Serve as Ledn Spain’s Data Protection Officer or designated privacy lead, and act as a contact point for the Supervisory Authorities on issues relating to data processing operations., • Work with external counsel to inform and advise the business (including Ledn’s internal Product, Data, and Information Security teams) of its obligations under applicable Data Protection Regulations (ie. GDPR and Spain's data protection law, Organic Law 3/2018, of 5 December, on the Protection of Personal Data and Guarantee of Digital Rights (“LOPDGDD”))., • Supervise Ledn Spain’s compliance with the Data Protection Regulations and the policies of Ledn Spain with regard to data protection., • Provide advice as required in relation to Data Protection Impact Assessments and monitor their implementation., • Work with internal technology, data, and information security teams and external counsel to maintain Ledn Spain’s Digital Operational Resilience Act (“DORA”) compliance program, including ICT risk management, incident reporting, and third-party oversight., • Oversee risk assessments (including third party vendor assessments), controls testing, and thematic reviews as they relate to Ledn Spain, and provide risk reporting to the Global Head of Compliance., • Collaborate with Ledn’s global Compliance, Legal, Product, Operations, and Engineering teams to ensure Spain/EU requirements are integrated into product workflows., • Ensure compliance with applicable record-keeping obligations. What You Bring to Ledn: • 5+ years of experience in compliance, regulatory, or legal roles within fintech, consumer lending, crypto, banking, and/or payments., • Experience acting as an AML Representative, Compliance Officer, or equivalent, with direct interaction with financial intelligence units and Spanish regulators such as SEPBLAC, the CNMV, or the Bank of Spain., • Ability to lead regulatory filings, exams, audits, and remediation plans with minimal supervision., • Strong knowledge of Spain/EU financial regulations, especially as they relate to financial services., • Familiarity with crypto-asset markets, custody, blockchain analytics, and digital asset compliance best practices., • Excellent judgment, communication skills, and the ability to work across functions in a fast-moving international environment., • Excellent technology skills and comfortable with learning new tools, including AI., • Spoken and written fluency in English and Spanish., • Willing to undergo applicable background checks, in compliance with local laws and regulations. Nice to Have: • Experience of complying with the Travel Rule., • Experience with e-KYC platforms (eg. Persona, Sumsub), blockchain analytics tools (eg. Chainalysis, TRM Labs) and sanctions screening platforms (eg. ComplyAdvantage, World-Check)., • Compliance certifications such as CAMS or ICA are beneficial. Culture Fit: We’re looking for more than just operational excellence — we want an individual who thrives in a startup or tech environment and embodies our values. The ideal candidate will: • Have a passion for progress by being adaptable and resilient, and is comfortable navigating ambiguity in a high-growth, fast-paced environment., • Have a builder’s mindset, excited to create, iterate, and scale., • Be a collaborative partner, able to influence across functions and cultures with empathy and clarity., • Demonstrate integrity and accountability, especially in managing confidential information across multiple teams., • Have previous experience working successfully in a remote-first environment. A Taste of What We Provide: • As one of the world’s leading digital asset businesses, we provide tremendous growth opportunities., • Comprehensive, best-in-class total rewards package that starts on your first day!, • We offer a competitive PTO package that ensures you have the time off you deserve., • Ownership in the business. Through shared equity, Ledn staff are stakeholders in the business and the future of the digital economy., • We offer every staff member the opportunity to work remotely anywhere in the world for 180 days., • A career that provides you with purpose in your job. We remove barriers so you love what you do. We are an equal opportunity employment organization and pride ourselves on inclusivity, diversity, and the success that comes from diversity. You may reach out to the Ledn team by emailing for reasonable accommodation requests throughout all stages of the recruitment process. Requests will be addressed confidentially. Ledn Working Environment: Our Ledn team is truly global in nature with our people spanning across North America, Latin America, South Africa and Europe. We are a remote first environment. Please note, due to the high volume of applications, only those applicants that qualify will be contacted. No agencies or recruiters please. We do not accept unsolicited agency resumes and we are not responsible for any fees related to unsolicited resumes.
