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Head of Legal Haydock, Merseyside The Role The role reports to the General Counsel of the PayPoint Group, with dotted line reporting to the Managing Director, Merchant Services and is based in the Haydock office of our Merchant Services business. You will be a senior member of the wider PayPoint Group legal team comprising 10 lawyers across PayPoint’s head office in Welwyn Garden City and offices in Liverpool and Haydock. This is an exciting time to join PayPoint’s Merchant Services business as it is currently re-shaping its business to target growth with higher value and midmarket merchants, expanding from its existing SME base, and exploring ways to enhance its proposition with new products. • Acting as sole legal counsel for PayPoint’s Merchant Services business which delivers in-store and online card acquiring, terminal rental and business finance solutions to more than 30,000 UK merchants and PayPoint retailers., • This is a broad commercial role which involves advising on, drafting and negotiating contracts for (i) regulated and unregulated credit broking for a range of regulated consumer credit products and unregulated financing products: (ii) consumer hire and hire purchase products on behalf of its two FCA regulated companies, Handepay Ltd and Merchant Rentals Limited, respectively and acting as Data Protection Officer for both companies; and (iii) acquiring services from third party acquirers. The Responsibilities • Meet the legal needs of PayPoint’s Merchant Services business including: advising on, drafting and negotiating contracts as referenced above; advising on, drafting and negotiating contracts for suppliers, services and introducer activities, including card acquiring and other ancillary products, relating to services to merchants and retailers; managing day to day data protection activities and providing hands on data protection support to the businesses; reviewing, approving and advising on marketing activities, in particular financial promotions activities in line with the CCA and Consumer Duty; and general day to day support on a wide range of legal matters, from contracts to customer communications, structuring new products and services and operational processes., • Build strong working relationships with stakeholders across the business to ensure that legal matters are understood and handled appropriately., • Attendee and legal adviser at Board meetings, Risk and Controls Committee meetings and Management Committee meetings for Handepay Ltd and Merchant Rentals Limited., • Act as Data Protection Officer for Handepay Ltd and Merchant Rentals Limited., • Manage external advisers and other stakeholders in the successful and timely delivery of transactions and projects., • Member of PayPoint Group Legal and Compliance rota for legal advice and completion of regulatory notifications in the event of any material IT and operational incidents., • Collaborate with other members of the Legal Team to support a One Team approach. About You • Consumer Credit Act experience a material advantage., • Experience of working with FCA regulated business and a basic understanding of regulatory principles and themes is essential., • Experience of GDPR, data protection and data security issues is essential., • Experience of equipment hire, merchant acquiring, card schemes and the Payment Systems Regulator beneficial., • Proven commercial contracts expertise; strong technical drafting skills., • Strong in-house experience in a similar role, with experience of advising senior stakeholders and Boards preferred., • The role requires an individual that is highly motivated and pro-active, with excellent attention to detail, commercial acumen and the ability to find sound legal solutions to challenging legal and commercial issues., • We are looking for a qualified lawyer, with a minimum of 5 years PQE with a strong academic background., • Strong interpersonal and communication skills and adept at liaising with stakeholders from all levels of the business., • Ability to identify and communicate key legal issues to a non legal audience., • Highly credible with pragmatic approach., • Hands-on with a willingness to ‘roll-up sleeves’ to get things done., • A confident, commercially-minded individual able to provide practical advice to the business., • Strong background in managing multiple tasks in a fast-paced, performance-driven culture., • Excellent time management skills and ability to manage a high volume of work., • Ability to work cross-functionally with key stakeholders., • Minimum of 3 days a week in the Haydock office and willingness to travel to PP’s offices in Welwyn Garden City and Liverpool as required. About Handepay Handepay, part of the PayPoint Group, are a leading player in the payments industry because we have a remarkable proposition that is unrivalled. Combined with our core values of transparency, honesty and integrity, it is clear to see why our Trustpilot reviews are among the best in the industry. We believe every customer and every employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals.

ACCOUNTS ASSISTANT – WIGAN – PERMANENT – £28.5K An exciting opportunity has arisen to join a well-established and growing manufacturing business based in the Wigan area. The company are seeking an experienced Accounts Assistant to join their Head Office. This is an excellent opportunity for a driven finance candidate who is looking to further develop their skills within a supportive and fast-paced environment. Key duties will include: • Processing purchase invoices accurately and in a timely manner, • Performing supplier statement reconciliations and resolving discrepancies, • Matching invoices to purchase orders and resolving discrepancies, • Supporting credit control activities, including chasing outstanding payments, • Maintaining financial records using Sage 200, • Assisting with bank reconciliations and general ledger postings, • Handling queries from suppliers and customers, • Ensuring compliance with company procedures and financial controls Hours of work: Monday-Friday 8:30am - 5:00pm (30 mins lunch break) Our client is keen to seek an organised and detail-oriented individual with strong numerical skills and previous accounts experience. Sage 200 experience is essential and experience with supplier bonding would be an advantage. For further information about this opportunity please call Rhiannon at Forrest Recruitment for a confidential discussion – (phone number removed). Alternatively, please forward your CV for immediate consideration, I look forward to hearing from you. Please note that due to the high volume of applications we receive, only those successfully shortlisted for the role will be personally contacted. Follow us on LinkedIn for updates, recruitment information, new vacancies and more

A financial institution in Greater London is seeking a Credit Risk Manager to oversee credit risk management. The ideal candidate will have 10 years of experience in UK financial services and a degree in Finance or a related field, with strong knowledge of both secured and unsecured lending. This po

A leading global bank in London seeks a Deputy Head of Commercial Real Estate Credit Risk Management. This role involves leading a team of credit officers, managing complex CRE transactions, and overseeing a portfolio worth approximately EUR 40bn. The position offers hybrid working arrangements and

This position offers a competitive compensation package and the chance to shape transformative lending initiatives. Join a company that's scaling rapidly and innovate within the credit space. A leading fintech company is seeking a Senior Director for their credit risk and analytics team.

A leading recruitment company is looking for a Head of Wholesale Finance in London to lead wholesale finance deals for a private credit fund. The successful candidate will shape strategies and present them to investors, requiring deep knowledge of wholesale finance structures and strong analytical s

Strong understanding of IFRS 9 and Basel impacts on credit risk management and credit modelling for secured and SME portfolios. The role holder is responsible for providing oversight of Credit Risk and Model Risk Management, including in relation to PRA regulatory matters, and therefore exercises si

Kroo Bank in Greater London is seeking a seasoned Credit Risk Manager to oversee the Credit Risk function. The role includes ensuring robust credit policies and compliance with regulations while managing the bank's credit risk portfolio. The ideal candidate will have 10 years of experience in UK fin

A global finance organization in Essex is seeking a Director of Engineering for Digital Products & Originations. In this role, you will manage a large engineering team, oversee the modernization of digital banking products, and ensure robust platform performance. The ideal candidate will have signif

Strong understanding of credit investment frameworks, risk-return trade-offs, and allocator considerations. Lead capital formation efforts for private credit and credit-adjacent strategies across multiple geographies. Confident, polished communicator capable of articulating complex credit strategies

A financial services company is seeking a Credit Risk Manager to oversee the identification and mitigation of credit risks, ensuring robust credit policies comply with regulatory standards. The ideal candidate will have over 10 years of experience in UK financial services, including significant unde

As the Head of Credit Risk, you will own the risk line within the UK Credit P&L, acting as a commercial leader who balances risk‑adjusted margins with growth. Reporting to the VP of Credit, you will lead a small but growing team and serve as the primary credit voice across product, collections and

I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Cleo AI may be terminated summarily or I may be dismissed. You’ll own one of the most important l

Work in close partnership with the Global Head of CRE Credit Risk Management to lead, develop and retain the team of credit officers and valuation professionals, fostering a strong and consistent risk culture while supporting the delivery of timely, well‑controlled credit decisions and portfolio o

A leading credit and risk management firm seeks a highly experienced Head of Credit and Risk to guide its global credit strategy and underwriting function. This executive role involves setting credit philosophies, overseeing underwriting, and ensuring high-quality decision-making across all lending

Reporting to the Chief Risk Officer, the role holder will be responsible for ensuring the Credit Risk function meets its objectives of risk control, impairment management, revenue generation through a credit lifecycle and business enablement, while developing and implementing strategies to safeguard

A well-established investment firm in Greater London is seeking an experienced capital raising professional. Candidates should have significant institutional fundraising experience within private credit, strong communication skills, and a proven ability to raise capital across regions. The position

Interim Head of Fund Finance – Private Credit | Private Markets. Head of Fund Finance (Interim). Ensure consistency and accuracy of external outputs and messaging.

Greater London is seeking a Sales Manager to lead their European Credit & Public Equities sales team. This management role focuses on leading a high-performing team of Sales Representatives, optimizing sales processes, and ensuring alignment with business goals. The ideal candidate will have signifi

Liquidity is seeking a highly experienced Head of credit and risk to lead the firm’s global credit strategy, underwriting function, and risk governance. This role requires exceptional credit judgment, deep experience structuring complex credit transactions, and proven leadership in building high-p

Head of Data Science based in Singapore to lead data science efforts across Southeast Asia. This senior leadership role demands expertise in credit risk modeling and team management. The role offers competitive compensation, flexible work arrangements, and opportunities for growth within a rapidly s

Take full ownership of the Credit Hire/Litigation team. Manage a caseload of complex, litigated Credit Hire claims (£25k - £100k+). This is a rare opportunity to lead and evolve a high-performing Credit Hire function within a fast-growing, claimant-focused litigation firm.

The Head of Structured Credit leads the evaluation and onboarding of structured credit investments, including CLOs, ABS, rated feeders, securitisations and private credit transactions. Head of Structured Credit is expected to make use of technology to develop efficient risk analysis and assessment t

Strong understanding of credit risk, underwriting processes, and KYC/AML requirements, with the ability to translate policy into effective operational execution. Lead and scale the Credit Operations function, building and managing a team of underwriters and KYC specialists and growing the team to ap

Reporting to the Chief Risk Officer, the role holder will be responsible for ensuring the Credit Risk function meets its objectives of risk control, impairment management, revenue generation through a credit lifecycle, and business enablement, while developing and implementing strategies to safeguar

Head of Wholesale Finance – Private Credit Fund | London. Deep knowledge of wholesale finance structures. Lead the charge on wholesale finance for a private credit fund.

Reporting to the Chief Risk Officer, the role holder will be responsible for ensuring the Credit Risk function meets its objectives of risk control, impairment management, revenue generation through a credit lifecycle, and business enablement, while developing and implementing strategies to safeguar

As a senior member of the credit team you will also be expected to add value to and influence the credit and risk committees and will take oversight of aspects such as loss event recording and reporting and root cause analysis feedback. Refer lending decisions on facilities of a minimum of £150,000

A rapidly expanding, global fixed‑income/credit hedge fund is looking to hire a Head of Operations for its London office. It covers a wide range of fixed‑income/credit strategies and requires a close liaison with leading investment professionals, serving as their first point of contact. Manage o

A leading financial services firm is seeking a Head of Existing Customer Management to take ownership of Cards ECM in a hybrid role based in London. This is a rare opportunity to influence a profitable, scaling UK-regulated lender. The ideal candidate will have substantial experience with ECM in a l

We’re looking for an exceptional Head of Risk to join our leadership team and take end-to-end ownership of risk strategy and execution across the business. As Head of Risk, you’ll lead the development and execution of Kriya’s enterprise-wide risk framework and collaborate with Commercial, Prod

A leading retirement service provider in the UK is seeking a Head of Structured Credit to lead the assessment and onboarding of structured credit investments. The ideal candidate will collaborate with internal and external stakeholders to support growth in structured credit strategy and manage the l

This role will have the responsibility for leading Aon Credit Solutions in Birmingham and Reading offices with the flexibility of working both virtually and from any of our offices in the Midlands and South regions. Aon Credit Solutions– Head of Region (Midlands & South). As Head of Region, you wi

As an EMEA Head of CIB Equities and Credit Markets Compliance in the EMEA Compliance Team you will be responsible for the compliance strategy and execution across Equities and Credit within the Commercial & Investment Bank. Set strategic objectives for each team aligned to CCOR objectives and the ri

We’re looking for a Head of Credit Control to own and lead the credit control function across OVG’s UK and European division. The multi‑entity, multi‑discipline nature of the operation means there’s genuine breadth here, and for the right person that’s a real advantage: you’ll develop

A leading global financial services firm is seeking an EMEA Head of Compliance for Equities and Credit Markets. Candidates should possess extensive experience in Markets Compliance, particularly within Equities and Credit, and have a strong track record in managing relationships with senior stakehol

A progressive fintech company in Greater London is seeking a Head of Credit Risk and Reporting to support the Chief Risk Officer. This pivotal role involves overseeing credit risk management across various products and channels, ensuring accurate reporting and compliance. Candidates should have arou

A leading investment firm in London is seeking a Head of Commercial Real Estate Private Credit to originate and manage investments. Competitive salary plus performance-based bonus offered for strategic impact. The ideal candidate has minimum 15 years of experience in the sector and strong relationsh

We are hiring a Head of Credit Risk and Reporting to support the Chief Risk Officer (CRO) in overseeing credit risk management across an expanding set of products, channels, and geographies. Act as a key point of contact for funders, auditors, lawyers, and advisors on credit and product risk reporti

The Head of Credit Risk IT leads the development, implementation, and management of technology solutions for credit risk management. Head of Technology - Pharmaceutical - up to £150k base + Bonus + Car Allowance + Healthcare. Oversee the design and implementation of credit risk models and systems.

A bridging finance company in Greater London seeks an experienced Head of Bridging Underwriting to develop their credit function and manage a team of underwriters. This role involves strategic oversight of the underwriting process, enhancing lending policies, and ensuring compliance with credit risk

Creating and developing high performing Wellbeing and Fitness teams and services that push the boundaries of corporate wellbeing to deliver a world-class, unique offering will be a key part of your position with us. Develop long term success of the contract through positive Client and Partner relati

Act as the primary on-site manager for events (on-site and off-site where required) in the absence of the EOM. Nestled in the North Yorkshire countryside, Grantley Hall is a five-star, 17th-century property offering a blend of stately grandeur and contemporary luxury. We offer a wide range of benefi

Proficient in IT systems, including MS Office and care management software, for record-keeping and reporting. As part of your wide range of responsibilities, you can expect to help investigate formal complaints, collaborate with external healthcare professionals to resolve concerns, and promote poli

As a member of The Leading Hotels of the World and PoB Hotels, it features 47 opulent rooms and suites, five restaurants, three bars, an award-winning spa and a cutting-edge gym, making Grantley Hall a truly distinctive luxury experience. We offer a wide range of benefits and have excellent opportun

To be responsible for the provision of teaching and coaching courses for all areas of the operation, including recruitment and maintenance of a register of qualified coaches. To develop and promote an exciting, innovative leisure programme in order to increase the usage and profitability of the Cent

With a proven track record of success globally, we are the recruitment partner of choice to many blue chip, medium and small organisations, providing Executive Search, Management Selection and Psychometric Assessment Services to its clients. The role forms part of the site leadership team, maintaini