Bracknell
Are you an experienced Mortgage Underwriter looking to join a forward-thinking organisation where your expertise truly makes a difference? Our client is looking for a dynamic, detail-driven professional to deliver exceptional underwriting decisions while putting customers at the heart of everything you do. Job Overview Purpose of the Role To consistently provide an effective and efficient mortgage underwriting service from application to completion. You will underwrite mortgage applications within lending policy and your approved mandate, delivering exceptional professional service to all parties involved in the mortgage origination process - always putting the customer first and adhering to Consumer Duty requirements. Key Accountabilities Maintain the quality of the overall mortgage book by exercising your underwriting mandate with strong credit assessment skills Ensure all applications are underwritten in line with internal policies, procedures, criteria, and regulatory guidelines Provide well-reasoned recommendations for cases outside of mandate, with robust documented rationale Build and maintain strong relationships with internal teams and external partners including packagers, brokers and solicitors Meet key performance indicators and agreed service levels Demonstrate proactive communication and strong organisational skills to achieve stretching targets Maintain up-to-date knowledge of market, financial, and regu...