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Part/Fully Qualified Management Accountant Your new company You will be joining a well-established and highly regarded housing organisation based in Cardiff, known for its collaborative culture, strong values, and commitment to supporting local communities.Due to continued development within the finance team, they are now looking to appoint a Management Accountant on a permanent basis. This is a fantastic opportunity to join a forward-thinking organisation offering hybrid work, strong team support, and exposure to business partnering and strategic finance.Your new role As a Management Accountant, you will play a key role in supporting the financial management and reporting of the organisation, working closely with senior finance colleagues and budget holders across the business.Your responsibilities will include: • Preparing monthly management accounts, including variance analysis and commentary, • Supporting the budgeting and forecasting process, working with departmental managers, • Providing financial insight to support decision-making and operational performance, • Partnering with non-finance stakeholders to improve understanding of financial performance, • Monitoring financial performance against budgets and highlighting risks and opportunities, • Supporting year-end accounts and audit processes, • Assisting with regulatory reporting and compliance requirements, • Maintaining accurate financial records and supporting schedules, • Identifying opportunities to improve financial processes, reporting and systemsWhat you'll need to succeed, • Part-qualified or fully qualified accountant (ACCA, CIMA, ACA or equivalent), • Experience preparing management accounts and financial reports, • Understanding of budgeting, forecasting and variance analysis, • Advanced Excel skills and experience using finance systems, • Strong analytical skills and attention to detail, • Ability to communicate financial information clearly to non-finance stakeholders, • A proactive approach with the ability to manage multiple priorities, • Experience within housing, public sector or not-for-profit is beneficial but not essential.What you'll get in return, • Salary of £38,000 - £44,000 per annum, • Permanent role offering long-term stability, • Hybrid working and flexible working arrangements, • Generous annual leave allowance, • Pension and additional employee benefits, • Supportive and collaborative team environment, • The chance to work within a purpose-driven organisation making a real local impactWhat you need to do now If you're interested in this role, click ‘Apply Now’ to submit your CV, or contact William.Loring1@hays.com at Hays Accountancy & Finance on 02920 222 500 for a confidential discussion.If this role isn’t quite right for you, but you’re exploring new opportunities, please feel free to get in touch to discuss your career options.#4805027

• For this role you must have experience working in a UK Accountancy Firm* How does a 100% REMOTE WORKING Senior Accountant role sound? Are you currently a fully QualifiedACA or ACCA Senior Accountant who is looking for the complete flexibly to work full time from home? We are currently working with a forward thinking, modern Accountancy Practice who are a fully remote Accountancy firm. Our client is seeking a Senior Accountant to work full time 37.5 hours a week, who has experience working within an Accountancy Firm based in the UK. You will join their very dynamic, but small team of individuals who enjoy meeting each other 'virtually' every morning and attending quarterly/yearly events. You will be working with a niche portfolio of clients, with 80% of your client base being clients from the medical, health, well-being sector and 20% being other professionals. You will be required to manage your own portfolio, and will have complete autonomy. The company ethos is that they are very client and relationship focused. It's all about the client experience, and this is something they are always striving to improve. This is the driving force behind everything they do. Client Satisfaction is key, and this firm want to be the best accountants in the world at delivering this for their clientele. What's on offer for you: • £42,000 per annum salary, • 25 days holiday plus statutory bank holidays, • 100% remote working, • IT Equipment provided, • Pension Enrolment, • Private medical insurance, • 37.5 hours a week, • Regular online CPD training, requiring all team members to be available for a minimum of 4 in-person training/team building days per year, • Social events quarterly and yearly and more! For this role you will be working alongside both Senior and Junior team members, and the Partner to provide a high level service to your portfolio of clients. This role will include duties such as personal tax, VAT returns, tax planning, management accounts, statutory accounts preparation and corporation tax returns. Experience in Excel, SAGE, Quickbooks, VT, FreeAgent and Xero is also desired. This is a challenging, demanding and exciting role for a qualified accountant, which includes detailed accountancy and tax work, plus interaction with prospective clients and existing clients. This role requires a special individual who is both very personable, but also has tremendous attention to detail. This is certainly not an opportunity to miss! If you are looking for a prosperous career, to work alongside a growing firm of Accountants and have the enjoyment of flexibility then please apply… You will need to be UK based for this role and be ACA or ACCA Fully Qualified About Spencer Clarke Group: Within the Accountancy & Finance division we work across the whole of the UK and cover Practice, Public and Industry alike with Permanent, Interim or contract positions. Know someone who this role could suit? We offer up to £500* worth of gift vouchers for any successful referrals. *T's & C's apply.

Our Mission Summary Ocean Science Consulting Limited (OSC) is modelled on Woods Hole Oceanographic Institution (WHOI), which undertakes commercial and military contracts to fund scientific Research and Development (R&D). OSC’s founding Director was formerly a scientist at WHOI, hence this approach and pursuit of her core research interests. translating past and current R&D outputs into future goals, we aim to influence OsloPARis Convention (OSPAR) decommissioning legislation, by potentially repurposing offshore anthropogenic infrastructure via Nature-in-Design (NID) techniques into artifcial reefs, readdress methods to collect/analyse survey data more effectively and reduce carbon emissions (e.g. fewer people, vessels, and planes, etc.), promote long-term monitoring campaigns that focus on project lifecycles and not merely construction windows, by introducing high-tech low-power hardware and novel processing, which will progress the blue economy. Ocean Science Consulting Limited aims to influence decommissioning legislation and promote the blue economy through innovative research and development, focusing on marine mammal detection, artificial reefs, and reducing carbon emissions.Position title: Internal accountant Type: Full-time, permanent position Salary: Competitive depending on qualifications and experience Holiday: 32 days + birthday, incl. public holidays, increasing with service Benefits: Health insurance Location: Dunbar, East Lothian, Scotland, UK (potential for remote/flexible working) Start date: ASAP About OSC Ocean Science Consulting Limited (OSC) is a technology-focused marine science company involved principally in providing environmental services worldwide. OSC specialises in and monitoring, and , Remotely Operated Vehicle , and . OSC has a track record for providing environmental monitoring (mitigation for regulatory compliance) and (field studies and experiments) for a large and range of _. Role OSC is seeking an internal accountant to become a member of the team. The internal accountant will have previous experience working in a finance role, including knowledge of UK VAT. Our ideal candidate will have a proactive, hands-on mindset with the ability to self-review their work. Responsibilities: • Take responsibility for all in-house finance matters;, • Ability to work efficiently in a management accountant role across a wide range of projects, completing analysis as and when required by management;, • Using Xero software (and the associated Hubdocs App to upload receipts) to complete day-to-day bookkeeping, which includes OSC’s storage business (containers and vehicles) within a compound adjacent to our offices, and rental property;, • Using Rentila and managing customer contracts and payments for the storage business;, • Managing debtor and creditor ledgers and completing bank reconciliations;, • Preparation and filing of quarterly VAT returns;, • Completing monthly / quarterly management accounts;, • Preparation of records for R&D tax credits in contact with an external contractor, who provides software and training;, • Filing and naming according to company policy using SharePoint, with training provided;, • Enforcing company-wide adherence to financial policies, including the requirement for all staff to submit VAT receipts where applicable and upload these via Hubdocs;, • Implementing and maintaining ISO procedures with finances;, • Directors’ personal accounting/book-keeping/income tax and VAT returns; and,, • Payroll and associated records of working days and holiday. Required: • Legally permitted to work in UK prior to employment;, • Degree in a relevant discipline (e.g. accounting or finance) or previous experience working within a finance role;, • Previous experience preparing and filing VAT returns;, • Excellent written and verbal communication skills;, • Strong skills across Microsoft software (excel, word, outlook, teams);, • Able to work on own initiative and prioritise effectively, achieving results against deadlines;, • Genuine interest about the business, and the industry; and,, • Commercially aware, discreet, and able to handle sensitive information. Desirable: • Experience using Xero accounting software (training can be provided);, • Part qualified, qualified or qualified by experience., • Experience with foreign currencies and transactions OSC is an Equal Opportunities Employer. The company offers benefits such as health insurance, remote working, and opportunities for career progression. Please submit your CV and cover letter through OSC’s careers portal _. There will be a written test as part of the interview process. Kind Regards, OSC Recruitment Team.

Attio is the CRM built for the AI era. Designed for the most ambitious go-to-market teams, it gives companies the power to understand every customer, automate at scale, and build their go-to-market motion exactly as they need. We've raised $116M from some of the world's best investors: GV (Google Ventures), Redpoint, Balderton, Point Nine, and 01A. We hire builders who thrive on complex technical challenges, hold themselves to a high bar, and genuinely care about delighting the people who use what they build. The team here brings sharp judgement, real craft, and the drive to do exceptional work. We're obsessed about the details and energized by the frontier. If you want to do the best work of your career, this is the right place. Our Engineering team tackles the toughest challenges, so our users never have to. Real-time infrastructure, AI-native architecture, and a frontend that feels effortless — all powered by a team that moves fast, thinks rigorously, and holds an exceptionally high bar for quality. We’re hiring Attio’s first dedicated Data Engineering Lead to build the infrastructure, pipelines and standards that enable the company to operate on reliable, trusted data at scale. As our inaugural Lead Data Engineer, you’ll own and evolve our internal data platform end-to-end — improving reliability, enabling better decision-making, and shaping the long-term foundations of data across the business. Your work will directly support teams across Product, Engineering, Marketing, Finance and Go-To-Market. We see this as far more than a traditional Data Engineering role. It’s an opportunity to define and shape Attio’s future data capability from the ground up — operating as a highly hands-on senior IC initially, whilst helping establish the foundations, standards and strategic roadmap for how the broader data function evolves over time. The role is ideally suited to someone who enjoys bringing structure to ambiguity, solving complex infrastructure challenges, and working closely with the business in a fast-moving, product-led environment. We’re looking for someone who is equally comfortable being hands-on and building, whilst also thinking strategically about how scalable data systems, processes and teams should evolve over time. Build and stabilise core data infrastructure: Design, build and maintain reliable, scalable pipelines and systems that ensure data flows correctly across the business and support critical operational and reporting workflows. Improve data reliability and observability: Own and improve the quality, resilience and maintainability of Attio’s broader data infrastructure — helping reduce operational risk and improve trust in the data underpinning the business. Shape Attio’s future data architecture: Partner closely with Product, Engineering and business stakeholders to define how our data platform should evolve over time, balancing immediate business needs with long-term scalability. Enable better business decision-making: Help create the foundational datasets, transformations and infrastructure required to support experimentation, analytics and operational reporting across the company. Operate as a senior technical leader: Bring clarity and direction within ambiguity — taking loosely defined problems, creating clear plans of execution, and driving outcomes with a high degree of ownership and autonomy. Help build the future data function: Contribute toward defining best practices, technical standards and longer-term hiring plans as Attio’s data capability matures and scales over time. Strong Data Engineering foundations: Deep hands-on experience designing and maintaining modern data infrastructure, pipelines and transformation layers within cloud-native environments. Technical depth across modern data tooling: Strong hands-on Data Engineering capability across modern tooling such as BigQuery, DBT, SQL and Python (or equivalent ecosystems e.g. Snowflake). Startup or scale-up experience: You’ve operated within fast-moving product or engineering-led environments and understand how to balance speed, ambiguity and long-term technical quality. Translation across abstraction levels: Able to move fluently between ambiguous business problems and precise technical implementation by translating effectively in both directions. Quantitative reasoning: Able to translate ambiguous business concepts (e.g. “activated workspace” or “qualified lead”) into clear, measurable and defensible definitions, with strong judgement around whether resulting outputs represent meaningful signal or simply noise. High ownership and autonomy: Comfortable operating as a senior IC with minimal direction. You have experience being responsible for problems end-to-end and driving them through to resolution. Pragmatic technical leadership: You’re able to bring structure and prioritisation to unclear problem spaces, communicate effectively with both technical and non-technical stakeholders, and influence decisions across the business. Commercial and operational awareness: You understand that data infrastructure is not just an engineering problem: it directly impacts product velocity, reporting accuracy, experimentation capability and commercial performance. Bias for action: You move with urgency, enjoy solving difficult problems, and are equally comfortable operating strategically as you are rolling up your sleeves and building directly. UK benefits Competitive salary of £115,000 - £145,000 Equity in an early-stage tech company on an incredible trajectory 25 days holiday plus local public holidays Apple hardware Private medical insurance through AXA Pension contribution through Hargreaves Lansdown Enhanced family leave Team off-site in fun places! (We've been to Barcelona, Lisbon, Malta, and Split so far) Initial Conversations 30-minute introductory call with a member of our Talent team 45-minute conversation with our CTO & Co-Founder Core Interviews System Architecture & Technical Foundations session with our Staff Product Engineer Data Analysis & Commercial Reasoning session with our Product Lead - Growth Final Stage 30-minute closing conversation with our CEO Optional team meet-and-greet (on request) Offer call (if it’s a mutual fit)

This role is based in London, UK Office At Informa, no two days and no two people are the same, and you'll find the freedom, opportunity and support of a fantastic community to make a real impact. We’re an international business that connects specialists with knowledge, helping them to learn more, know more and do more through live and on demand events, digital and data-driven services and academic research. We are home to over 10,000 colleagues across 30 countries and are a member of the UK’s FTSE 100 group of leading public companies. We’re thrilled to have earned the #3 spot in Glassdoor's Best Places to Work 2025 UK list, a recognition based solely on reviews by those who know us best - our current and previous colleagues. In Global Support, we provide expert guidance and hands-on support to the Informa Group and Informa’s many business teams. Across tech, finance, legal, corporate development, HR, communications, operations and many other areas, we work collaboratively and flexibly to help our brands serve their customers and help the company succeed. As our Group Defined Benefit Pensions Manager, you will help determine and deliver the company's pensions strategy across all the Group's defined benefit pension work schemes. You will work closely with the Group's advisors on all aspects of the strategy, as well as ad-hoc projects. You will provide periodic updates such as quarterly dashboards, as well as help manage adviser reviews and appointments. Defined Benefit Pension Scheme Liaison • Close liaison with UBMPS Administration Manager & Scheme Secretary to stay up to date on all aspects of the UBMPS including attendance at the Investment Sub Committee., • Employer representative/liaison with IFSS and T&FGPS trustees and advisers, including: attending trustee meetings, holding regular meetings with scheme Actuaries, – Administrators and Scheme Secretary (First Actuarial), • Close liaison with AON as full services provider to the (US) Penton Defined Benefit Pension scheme including attendance at the Investment Committee. Finance and Accounts • Managing the Pensions cost centre budget and forecast., • Co-ordinating and approving advisers, administration and, Regulator cost proposals, Purchase Orders, invoices, accruals, • Managing all aspects of cost recharges in respect of all schemes and associated cost centres., • Corporate Year End and Half Year Accounts preparation and analysis: Working closely with Group Accounts and the Company’s Pensions advisor to agree all input assumption; challenge, understand and explain accounting outputs; and, answer and co-ordinate questions from Group Finance and the Auditors. Other • Ensure the Informa Plc website remains up to date and relevant including development of functionality for ex-colleagues to find their pension contacts, • M&A: Review relevant M&A Due Diligence as projects arise, plan and execute any due diligence and integration., • Ensure the Group, at all times, remains compliant with the Pensions Act 2021 which includes ensuring due consideration is given to corporate activity such as Capital Structure actions and M&A, working closely with external lawyers and insolvency specialists as required., • Oversight of two small legacy German DB pension plans which are primarily managed by an external local actuarial & accountancy firm, providing occasional co-ordination and monitoring of documentation between the external adviser and Informa’s accounting Shared Service Centre and Payroll., • Working closely with the Group Legal team and external advisors regarding KeyWest pension redress: Managing to completion a UBM IFA business compliance project, • Oversight of annual pension increases for a one-man legacy Unfunded Unapproved Retirements Benefits Scheme, • Managing occasional settlement referrals from the Trustee for the UBM Employer Funded Unapproved Retirement Benefit Scheme. Co-ordinate with Payroll so that PAYE, EE NI, ER NI is calculated and processed through payroll, • Associate of the Pensions Management Institute or, similar, • Formal qualification requirements can be mitigated depending on the level of experience a candidate has. We work hard to make sure Life at Informa is rewarding, supportive and enjoyable for everyone. Here’s some of what you can expect when you join us. But don’t just take our word for it – see what our colleagues have to say at LifeAt.Informa.com Our benefits include: • Freedom & flexibility: colleagues rate us highly for the flexibility and trust they receive and most of us balance time in the office with time working remotely, • Great community: a welcoming culture with in-person and online social events, our fantastic Walk the World charity day and active diversity and inclusion networks, • Broader impact: take up to four days per year to volunteer, with charity match funding available too, • Career opportunity: the opportunity to develop your career with bespoke training and learning, mentoring platforms and on-demand access to thousands of courses on LinkedIn Learning. When it’s time for the next step, we encourage and support internal job moves, • Time out: 25 days annual leave, rising to 27 days after two years, plus a birthday leave day and the chance to work from (almost!) anywhere for up to four weeks a year, • A flexible range of personal benefits to choose from, plus company funded private medical cover, • A ShareMatch scheme that allows you to become an Informa shareholder with free matching shares, • Strong wellbeing support through EAP assistance, mental health first aiders, a healthy living subsidy, access to health apps and more, • Recognition for great work, with global awards and kudos programmes, • As an international company, the chance to collaborate with teams around the world We’re not solely focused on a checklist of skills. We champion energy and ambition and look for colleagues who will roll their sleeves up, join in and help make things happen. If it sounds like a match and you have most – although not all – of the skills and experience listed, we welcome your application. At Informa, you'll find inclusive experiences and environments where all perspectives and backgrounds are welcomed. As part of this approach and our diversity and inclusion commitments, we are also formally an Equal Opportunities Employer. This means we base decisions on relevant qualifications and merit and do not discriminate on the basis of key characteristics and statuses, including all of those protected by law. Ask us or see our website for full information. See how Informa handles your personal data when you apply for a job here

At Informa, no two days and no two people are the same, and you'll find the freedom, opportunity and support of a fantastic community to make a real impact. We’re an international business that connects specialists with knowledge, helping them to learn more, know more and do more through live and on demand events, digital and data-driven services and academic research. We are home to over 10,000 colleagues across 30 countries and are a member of the UK’s FTSE 100 group of leading public companies. In Global Support, we provide expert guidance and hands-on support to the Informa Group and Informa’s many business teams. Across tech, finance, legal, corporate development, HR, communications, operations and many other areas, we work collaboratively and flexibly to help our brands serve their customers and help the company succeed. Location: Colchester Office (3 days per week) About the Role As a Customer Operations Specialist at Informa, you'll be the vital link between our organization and our valued clients. You'll deliver exceptional service that enhances our reputation while supporting both internal and external Publishing and Events customers. This role offers the perfect balance of customer interaction, problem-solving, and operational excellence. Your Impact You'll create outstanding customer experiences by: • Delivering our signature 'Gold service' standard to all customers, • Resolving inquiries efficiently through multiple communication channels, • Processing orders with precision while maintaining appropriate margins, • Building strong relationships with customers and internal teams, • Managing customer access to online resources and systems Core Responsibilities • Customer Communication: Handle inbound/outbound calls and correspondence professionally, • Order Management: Process and amend customer orders with accuracy and attention to detail, • Problem Resolution: Utilize relevant systems to address and resolve customer requests, • Data Management: Record customer information with precision, maintaining quality standards, • Access Management: Support customers with online access needs directly or through appropriate channels, • Financial Processing: Handle aspects of Order to Cash, including Cash Applications and Credit Control, • Relationship Building: Develop strong connections with business teams and customers, • Customer Service Excellence: Proven ability to deliver outstanding customer experiences, • Technical Proficiency: Strong skills in Microsoft Office (Excel, Word, Outlook) and SAP experience preferred, • Communication Skills: Excellent written and verbal communication abilities, • Problem-Solving Aptitude: Proactive approach to resolving issues efficiently, • Adaptability: Flexibility to adjust working hours based on service center requirements, • Attention to Detail: Precision in processing orders and maintaining records, • Teamwork: Collaborative mindset with ability to work effectively with diverse stakeholders We work hard to make sure Life at Informa is rewarding, supportive and enjoyable for everyone. Here’s some of what you can expect when you join us. But don’t just take our word for it – see what our colleagues have to say at _ Our benefits include: • Freedom & flexibility: colleagues rate us highly for the flexibility and trust they receive and most of us balance time in the office with time working remotely, • Great community: a welcoming culture with in-person and online social events, our fantastic Walk the World charity day and active diversity and inclusion networks, • Broader impact: take up to four days per year to volunteer, with charity match funding available too, • Career opportunity: the opportunity to develop your career with bespoke training and learning, mentoring platforms and on-demand access to thousands of courses on LinkedIn Learning. When it’s time for the next step, we encourage and support internal job moves, • Time out: 25 days annual leave, rising to 27 days after two years, plus a birthday leave day and the chance to work from (almost!) anywhere for up to four weeks a year, • A flexible range of personal benefits to choose from, plus company funded private medical cover, • A ShareMatch scheme that allows you to become an Informa shareholder with free matching shares, • Strong wellbeing support through EAP assistance, mental health first aiders, a healthy living subsidy, access to health apps and more, • Recognition for great work, with global awards and kudos programmes, • As an international company, the chance to collaborate with teams around the world We’re not solely focused on a checklist of skills. We champion energy and ambition and look for colleagues who will roll their sleeves up, join in and help make things happen. If it sounds like a match and you have most – although not all – of the skills and experience listed, we welcome your application. At Informa, you'll find inclusive experiences and environments where all perspectives and backgrounds are welcomed. As part of this approach and our diversity and inclusion commitments, we are also formally an Equal Opportunities Employer. This means we base decisions on relevant qualifications and merit and do not discriminate on the basis of key characteristics and statuses, including all of those protected by law. Ask us or see our website for full information. See how Informa handles your personal data when you apply for a job _.

Our mission is to help dental and veterinary clinics make recurring payments as simple as paying by card. We want to make memberships (Plans) and patient finance seamless by ‘combining’ workflows with cards and tapping existing patient data. There are two exciting trends affecting the primary care sector right now. • We believe all businesses are becoming internet businesses. Many clinics now actively ‘push’ online bookings and explore the benefits to handle phone calls with AI agents 24/7., • We believe all revenue is moving towards monthly payments. People pay for more and more ‘stuff’ with a subscription, from cars to music. Dentists and vets are well positioned to benefit due to the strong, recurring relationships with patients. Today, we support over 5,000 dental practices across the UK. 100 more join our platform every month. Tabeo is the dominant market leader for patient finance and seeks to be the same for plans in 3 years. Tabeo is profitable. We seek to grow revenue by 50-60% per year and top £30 million per year in 2028. We believe in a remote first approach to work and equip teams with perks and tools so they can thrive. However, we all come together 2x per year for our amazing ‘Team Weeks’. We previously met in Dubai, Lisbon and London. Next is Athens. About the role: We’re looking for an experienced backend engineer to join us! We currently have two cross-functional product teams. We’re ambitious, and have many interesting strategic and technical challenges ahead of us, including: • Working towards our multi-product strategy as we scale our newest product,_, • Expanding our target audience to include other primary healthcare providers (like vets and hearing specialists) and other regions/countries Our legacy system has supported us for 8 years and enabled us to reach >10k dentists and create a sustainable, profitable business as we rapidly scale further. You should expect to play a key role in our engineering team: We typically use the following tools and technologies: • Go to write our application code, • Google Cloud and AWS for infrastructure, • Confluent Kafka for our events handling, • Serverless technologies in AWS e.g. API GW, Lambda, EventBridge, DynamoDB, Docker for our new infrastructure, • Postgres for our databases, • Our frontend uses Javascript and TypeScript and is hosted on Vercel Our interview process includes: You’ll start by having an initial call with our recruiter. From there, the process has three main stages: • A take home task (should take no more than 2 hours) or provide a sample from a public github we can discuss, • A technical interview with our engineering team, • A behavioural interview with our product team If we extend you an offer, we’ll also arrange for you to meet Paul, our CEO, where you can ask any outstanding questions you have about Tabeo. You should apply if: • You have strong experience working on a Go backend of a technology product, particularly if you’ve worked with Go or in fintech before, • You’re comfortable working with a DevOps mentality of “you build it, you run it”, • You have a product mindset: you care about customer outcomes and you want to make data-informed decisions, • You’re comfortable leading on projects that are large in scope, ambiguous, or not well defined, • You’re the kind of person that cares about their team, and works to continuously improve culture, processes and communication. Competitive salary Employee share options £2,000 per annual CPD package to be used at your discretion Full kit for home office Health insurance and life assurance (including dental and optical) for UK staff Company trips 24 days holiday annually, plus a day off on your birthday Extended parental leave Contributing pension scheme for UK staff We seek a fully remote candidate from the UK or anywhere GMT +/- 3

Our mission is to help dental and veterinary clinics make recurring payments as simple as paying by card. We want to make memberships (Plans) and patient finance seamless by ‘combining’ workflows with cards and tapping existing patient data. There are two exciting trends affecting the primary care sector right now. • We believe all businesses are becoming internet businesses. Many clinics now actively ‘push’ online bookings and explore the benefits to handle phone calls with AI agents 24/7., • We believe all revenue is moving towards monthly payments. People pay for more and more ‘stuff’ with a subscription, from cars to music. Dentists and vets are well positioned to benefit due to the strong, recurring relationships with patients. Today, we support over 5,000 dental practices across the UK. 100 more join our platform every month. Tabeo is the dominant market leader for patient finance and seeks to be the same for plans in 3 years. Tabeo is profitable. We seek to grow revenue by 50-60% per year and top £30 million per year in 2028. We believe in a remote first approach to work and equip teams with perks and tools so they can thrive. However, we all come together 2x per year for our amazing ‘Team Weeks’. We previously met in Dubai, Lisbon, London and Athens. Next is a surprise! About the role: We’re looking for an experienced backend engineer to join us! We currently have two cross-functional product teams. We’re ambitious, and have many interesting strategic and technical challenges ahead of us, including: • Working towards our multi-product strategy as we scale our newest product,_, • Expanding our target audience to include other primary healthcare providers (like vets and hearing specialists) and other regions/countries Our legacy system has supported us for 8 years and enabled us to reach >10k dentists and create a sustainable, profitable business as we rapidly scale further. You should expect to play a key role in our engineering team: We typically use the following tools and technologies: • Go to write our application code, • Google Cloud and AWS for infrastructure, • Confluent Kafka for our events handling, • Serverless technologies in AWS e.g. API GW, Lambda, EventBridge, DynamoDB, Docker for our new infrastructure, • Postgres for our databases, • Our frontend uses Javascript and TypeScript and is hosted on Vercel Our interview process includes: You’ll start by having an initial call with our recruiter. From there, the process has three main stages: • A take home task (should take no more than 2 hours) or provide a sample from a public github we can discuss, • A technical interview with our engineering team, • A behavioural interview with our product team If we extend you an offer, we’ll also arrange for you to meet Paul, our CEO, where you can ask any outstanding questions you have about Tabeo. You should apply if: • You have strong experience working on a Go backend of a technology product, particularly if you’ve worked with Go or in fintech before, • You’re comfortable working with a DevOps mentality of “you build it, you run it”, • You have a product mindset: you care about customer outcomes and you want to make data-informed decisions, • You’re comfortable leading on projects that are large in scope, ambiguous, or not well defined, • You’re the kind of person that cares about their team, and works to continuously improve culture, processes and communication. Competitive salary Employee share options £2,000 per annual CPD package to be used at your discretion Full kit for home office Health insurance and life assurance (including dental and optical) for UK staff Company trips 24 days holiday annually, plus a day off on your birthday Extended parental leave Contributing pension scheme for UK staff We seek a fully remote candidate from the UK or anywhere GMT +/- 3

Initially 3 - 6 months contract.Ideally Yorkshire based, but if you have local gov experience remote is possible.Must have local authority finance experience.LOCAL AUTHORITY FINANCE MANAGER (INTERIM) - REMOTE.Got actual local government finance experience? Good.Broader public sector finance experien

Are you an experienced Team Leader with strong service charge knowledge looking for your next opportunity within social housing? This is an excellent opportunity for a Service Charge Team Lead to join a growing social housing provider and play a key role in leading teams through change and continuous improvement. This position would suit a proactive Service Charge Team Lead with experience across income, rent recovery and service charges who enjoys managing teams, improving processes and driving financial performance within a social housing environment. Benefits for the Service Charge Team Lead • Salary of £45,500, • Excellent benefits package, • Flexible and supportive working environment, • Long-term career development opportunities, • Opportunity to lead transformational finance projects Responsibilities of the Service Charge Team Lead • Lead the Income and Payables teams to deliver an efficient finance service, • Manage income, rent recovery and service charge processes within social housing, • Oversee supplier payments, purchase ledger and financial controls, • Ensure compliance with VAT, CIS, Corporation Tax and financial regulations, • Support audits, annual accounts and statutory reporting, • Drive process improvements and support finance system users, • Build strong relationships with suppliers and key stakeholders, • Lead teams through change and promote continuous improvement, • Support strategic financial decision-making and value for money initiativesRequirements for the Service Charge Team Lead, • Essential experience within service charge accounting in social housing, • Strong background in income management and rent recovery, • Proven experience leading and developing finance teams, • Advanced Excel skills, • Strong understanding of finance operations and financial controls, • Ability to manage change within a finance environment, • Previous experience working within social housing is essential, • Excellent communication and stakeholder management skills Location & Travel This role is based in Newport, South Wales, offering excellent transport links across the surrounding areas. The office is easily accessible via the M4 and A48, with strong public transport connections through Newport Train Station and local bus routes. If this Service Charge Team Lead sounds like your next opportunity, apply directly or email Olivia at JBRP1_UKTJ

Location: Remote (UK with travel to UK client sites) Day Rate: £DOE (Inside IR35) Pigment is a change and transformation consultancy. We partner with other consultancies to deliver a 'one team approach' for solving complex change across sectors including Central and Local, Government, Defence and National Security, Transport, Finance. We are building a high-performing ServiceNow team, consisting of Functional Consultants, ServiceNow Developers, Technical Business Analysts and Technical Architects to deliver across complex programmes across our Public Sector portfolio. You will play a pivotal role in supporting our partners through changing and evolving requirements, helping to establish and strengthen internal capability for the future, while contributing to knowledge sharing and team collaboration throughout each project. We are interested in speaking further with pro-active consultants with an initial 2-3 years of ServiceNow experience who have proven experience in supporting workshops and discovery sessions, where building relationships and communicating clearly and effectively with stakeholders comes naturally. Working as part of the team and being keen on collaboration is also key. If you have experience working in public sector, defence, or other regulated environments this would be an ideal opportunity for you to develop. As a Pigment ServiceNow consultant you must hold either active DV / Developed Vetting clearance or SC / Security Clearance with the ability to obtain DV. Why Pigment? You'll work across high impact, complex programmes where your work matters. At Pigment, collaboration is at the heart of everything we do; we value people who can challenge and deliver, while working seamlessly across a blended delivery team. If you'd like to know more, please applyto and one of our team will be in touch to discuss. RSG Plc is acting as an Employment Business in relation to this vacancy. JBRP1_UKTJ

Job Description What if you could do the kind of work the world needs? At WSP, you can access our global scale, contribute to landmark projects and connect with the brightest minds in your field to do the best work of your life. You can embrace your curiosity in a culture that celebrates new ideas and diverse perspectives. You can experience a world of opportunity and the chance to shape a career as unique as you. Job Description What if you could do the kind of work the world needs? At WSP, you can access our global scale, contribute to landmark projects and connect with the brightest minds in your field to do the best work of your life. You can embrace your curiosity in a culture that celebrates new ideas and diverse perspectives. You can experience a world of opportunity and the chance to shape a career as unique as you. A Global Leader in Transport & Infrastructure Consulting WSP is a leading consultancy in the planning, design and delivery of transport and infrastructure solutions that support sustainable growth and resilient communities worldwide. Our global community of professionals brings together civil and structural engineers, digital specialists and programme delivery experts working collaboratively to combine best practice with strong local insight. We form agile, multi‑disciplinary teams to address the unique technical and societal challenges of each project. Our Transport & Infrastructure portfolio spans the full asset life cycle – from early strategy and feasibility through design, delivery and operations to optimisation and decarbonisation. We support clients across highways, rail, aviation, ports, public transport and active travel, helping deliver safe, efficient and future‑ready networks with lasting value. A Little More About Your Role… As part of our Commercial function, you’ll help teams manage risk and unlock opportunity across the full project life cycle from bidding and winning work to delivering it successfully, guided by our Project First approach. Reporting to the Commercial Director for the Transport & Infrastructure portfolio, you’ll act as a trusted commercial partner to Business Units and colleagues alongside Legal and Finance. Through strong commercial judgement and collaborative working, you’ll help minimise risk, maximise financial returns and ensure outcomes align with business objectives. Key Responsibilities • Lead commercial input to major bids, tenders and contract negotiations., • Provide end‑to‑end commercial support across project delivery, frameworks and working capital recovery., • Manage commercial risk, opportunities, claims and disputes in line with company policy., • Support clients and project teams on change management, contractual compliance and communications., • Contribute to continuous improvement and a strong commercial culture across Transport & Infrastructure. What We Are Looking For You To Demonstrate… • A confident change leader with a positive, collaborative mindset and the ability to work across all levels., • Strong commercial expertise, with proven experience in disputes, settlements and contract management., • Solid understanding of operational performance, monitoring and improvement in a complex environment., • Committed to inclusion and high performance, with the confidence to coach, develop and provide constructive feedback., • Strategic thinker with the ability to develop and deliver long‑term commercial improvement initiatives., • Experienced across complex, multi‑disciplinary projects., • Excellent communicator and influencer, with strong presentation and facilitation skills., • Proactive problem‑solver, able to identify risks early and drive improvements across people, process and practice. Professional Experience • Proven people and commercial management experience in a client‑facing environment., • Strong commercial acumen with an understanding of consultancy models and performance drivers., • Demonstrable leadership capability, including delegation, accountability and succession planning., • Contract management experience using standard forms (e.g. NEC, FIDIC, COE), ideally in the UK and/or Ireland., • Experience within Transport & Infrastructure gained in consultancy, contractor or a client organisation., • Relevant degree and/or professional membership. Don’t quite meet all the criteria? Apply, and we can see how your experience aligns to this role and other opportunities within the team. Imagine a better future for you and a better future for us all. Work on landmark projects around the world and embrace opportunities to make an even bigger impact in the communities you care about. What if you could do the best work of your life and create a legacy for yourself? With us, you can. Apply today. #J-18808-Ljbffr

Finance Manager / Stand Alone Role Cardiff (Hybrid Working) Salary: £30,000 - £35,000 Excellent Benefits Package Mrwell Talent Solutions are delighted to be recruiting on behalf of a growing, technology-led business based in Cardiff. Due to continued growth, our client is looking to appoint an experienced Finance Manager to take ownership of the day-to-day finance function for one of their key business entities. This is a fantastic opportunity for someone who enjoys being hands-on, working autonomously and taking full responsibility for a busy finance function within a fast-paced and ever-evolving environment. Reporting directly to the Fractional Finance Director, you'll oversee all aspects of transactional and operational finance, whilst supporting the preparation of monthly financial information and ensuring the smooth running of the finance function. The Opportunity You'll be joining a successful and ambitious organisation that has experienced significant growth and continues to expand. The role offers a high level of autonomy and would suit an experienced finance professional who enjoys variety, takes pride in producing accurate financial information and thrives in a busy commercial environment. Key Responsibilities Full responsibility for the purchase ledger and sales ledger functions Managing customer invoicing and reconciliations, including public sector accounts Daily and monthly bank reconciliations Managing company funding and credit facilities Preparing and submitting VAT returns Processing monthly payroll for 17 employees using Xero and Bright Pay Producing accounts to trial balance stage Preparing monthly reporting information for the Finance Director Assisting with month-end activities and financial reporting Maintaining strong financial controls and accurate financial records Supporting the wider business with finance-related queries About You We're keen to speak with candidates who: Have previous experience in a Finance Manager, Company Accountant, Senior Bookkeeper or similar role Are confident managing a finance function with minimal supervision Have strong bookkeeping and accounting skills through to trial balance Have experience processing payroll and VAT returns Are highly organised with excellent attention to detail Enjoy working within a growing and fast-paced business Can manage multiple priorities and work effectively under pressure Have experience using finance systems, ideally Xero AAT qualification would be advantageous, although candidates qualified by experience are equally encouraged to apply. Benefits Hybrid working (3 days office / 2 days home) Flexible approach to working hours 25 days annual leave plus Bank Holidays Additional annual leave accrual scheme (up to 5 extra days) Birthday day off every year Private medical cover Salary sacrifice vehicle scheme Company EMI scheme Christmas shutdown Quarterly company events On-site parking Company iPhone and Apple Mac provided Working Hours Monday - Thursday: 8.30am - 5.30pm Friday: 8.00am - 4.30pm If you're looking for a varied, autonomous finance role within a growing business where your contribution will genuinely make a difference, we'd love to hear from you. TPBN1_UKTJ

Article 16 mins read Updated on 23 January 2024 Partner - Corporate As your business evolves, securing the right financing becomes paramount. While setting up your company might seem straightforward, the complexities multiply significantly when you begin seeking investment. Understanding the various funding options and their implications is crucial for sustainable growth. This article is for business owners, founders, and entrepreneurs looking to finance their ventures. You’ll explore the fundamental differences between debt funding and equity financing, delve into a range of available options, from bootstrapping and personal savings to crowdfunding, angel investment, and venture capital, and understand the associated legal and tax considerations. We'll also highlight when and why seeking expert legal advice for each funding model is essential to protect your business. Navigating the fundraising landscape can be complex, and ensuring your business is legally sound throughout the process is key. For comprehensive guidance tailored to your specific funding needs, our team of funding round lawyers are ready to assist you. There are two fundamental ways of securing financing for your business: debt and equity. Generally speaking, you will nearly always need a business solicitor for equity financing, but not always for debt funding. Although we would always advise that you seek legal advice before entering into any debt funding documents in order to ensure that you are fully informed on the risks involved and obligations on the company. Debt funding is when your business borrows money from a lender, which will then have to be repaid, usually with interest. The advantages of debt funding are that: • The business owner retains control and interest in the company, and so profits more from any future sale or profits of the company, without equity shareholders laying claim to it., • The business owner also has control over how the debt funding is spent within the business. That said some debt funding is advanced for a specific purpose and the documents must be checked that there is no restriction on the use of the funds advanced., • It’s quick and relatively easy to get debt funding compared to equity funding., • The debt repayments are usually a known amount over a fixed term, allowing budget planning, and may also be tax‑deductible. The disadvantages are: • The debt must obviously be repaid and relies on sufficient cashflow to do so., • In addition, debt may restrict a company’s financial activities, increase its risk portfolio in the eyes of other lenders or investors, and may require company assets to be pledged as security for the loan. Equity funding is when you sell an interest (usually shares) in your business. The company’s value must be known, which is much more complex with start-ups, as there are often challenges in agreeing a valuation of the shares given that the company may not have anything tangible or a proven track record, other than a business concept. The advantages of equity financing are that: • There are no monthly loan repayments to be made from your cashflow, freeing up profits to be used elsewhere., • For early-stage businesses, equity investment typically comes in much larger amounts than that available via debt financing., • With equity funding, it’s more of a relationship than a simple transaction, so your business could benefit from mentoring, experience and business contacts, rather than just the cash. The disadvantages are that: • It takes more effort and time to raise capital than debt financing., • You’ll also be sharing ownership (and potentially decision‑making and thus control) with equity investors., • There is a greater administrative and reporting burden with equity finance to provide regular updates to investors, hold shareholders meetings and voting on certain company actions. Let’s start with the simplest and most straightforward sources for financing a business, progressing onto more complex business finance sources. • Bootstrapping – organic growth This can be difficult unless your business is a type which receives payment before it buys stock to fulfil orders, or deliver any goods or services. Quite simply, you start your business, and the profit you make on the first payment you receive can then be put straight back into the business for the next transaction. It’s slow going, but there is little to no risk and you won’t be paying anyone back for it. • Your savings Of course, the simplest way to finance your new business is to put your personal savings into it. But you may still need supplementary funding if your savings aren’t enough and your savings are not necessarily protected against any losses that may arise as a result of the failure of your business. As with organic growth, it may be a harder and slower route, but it doesn’t involve debt or issuing equity in your business. • Family If you have generous family, or even friends, willing to finance your new business, then this can be a great option. Money from family can take the form of either debt or equity financing. The interest on any such loan will likely be lower, and the terms less demanding, than a traditional source of funding such as a bank loan. Or, if you have set up a limited company, such family and friends may be willing to invest in your business in exchange for shares in your company, rather than provide funds by way of a loan. As with any investment, any investor should be made aware of the risk associated with the investment. • Personal credit: overdrafts and credit cards It’s risky, but it can be done – and has been done by many an entrepreneur. Using your overdraft or credit card is ok if you need a reasonably small amount of money for a short period of time. Of course, it’s not a good idea if you think you will be late with payments or may miss them: the interest is high as a medium‑to‑long term borrowing option and missing payments can affect your personal credit rating. • Crowdfunding or crowdsourcing Crowdfunding platforms have become very popular in the UK and there is now a broad range of platforms on which to raise funding, from simple donations to equity investment. Popular crowdfunding sites have included Crowdfunder, Crowdcube, Seedrs, Kickstarter, GoFundMe, and Just Giving. While social media can blow up any projects which capture the public’s heart, be aware that sometimes crowdfunding can raise all‑or‑nothing – with up to 80% of businesses being withdrawn from a platform after failing to raise their target amount. Further crowdfunding platforms will have an investment criteria that will need to be satisfied before the investment proceeds and can include detailed reporting requirements. • Grants and community schemes Often administered by local authorities, and sometimes region or industry‑specific, grants can give a useful financial bonus to businesses with a social or community benefit. They often come with access to business advisors and mentors, helping to foster regional economic growth with rounded support rather than just the cash. The selection process is rigorous though, as it is often ‘giving away’ public money as grants rather than loans to be paid back. Technically it is neither debt nor equity financing and can require some matched investment in order for the grant to be released. • Bank financing The most conventional way of financing your new business, a bank loan can be a simple way of getting together the money you need to get started and begin your first phases of growth. You’re not giving away shares in your business, but you are taking on debt, against which either your personal or business assets may be secured, and you may be required to provide a personal guarantee. However, the terms and payments will be clear from the outset, allowing you to budget and plan consistently. • Peer lending Peer to peer lending (P2P lending) is a form of debt financing. It uses the internet to match up borrowers with people or organisations who have money to lend – some of the most well‑known platforms are FundingCircle, Zopa, Money & Co., and RateSetter. The benefit for the lender is the high interest rate (often better than traditional savings options), but with the risk of losing their money, if it isn’t paid back by the borrower. As a funding option for businesses, peer lending is useful if you don’t have access to traditional sources of funding – but the interest repayments could be higher. • Joint ventures Incredibly popular in property development, finding a joint venture partner can be a useful way to raise finance if one party already has the cash. It’ll usually be a form of equity finance, with a partner putting up the money in exchange for shares in the new joint business. You both get to maintain your existing business entities while you agree to work together for a certain project or period of time – and leverage each party’s skills or assets to get the joint business off the ground and achieve growth. As with other funding options that pair your business with an investment partner, it can take time and effort to source the right joint venture partner with capital, and draw up the most beneficial type of agreement. • Business angels Another source of equity funding, business angels are entrepreneurs and investors who will agree to provide funding for your business in exchange for shares in the company. Investment amounts can vary greatly, as can the terms of a business angel’s investment. Just like venture capital, it can be difficult and time‑consuming to find the right business angel for you and your business, but you stand to benefit from a business angel’s business expertise and advice, as well as their investment. Useful places to start are the UK Business Angels Association and the UK Angel Investment Directory. There are also numerous regional business angel associations and networks too. You may find that accepting angel investment can result in your share cap table becoming overcrowded with numerous investors investing smaller amounts. Further angel investors often invest in companies that can offer them SEIS and/or EIS relief on their investment so the company will need to obtain advance assurance from HMRC in this regard. • Venture capital In our Venture Capital FAQs we explore more about venture capital, but it’s important to mention that not all companies are suitable candidates for venture capital funding. Venture capital funding can run into the millions, so you’ll need to be a high‑growth company with potential for massive return‑on‑investment (ROI) for your investors. Venture capital funding is usually given in exchange for shares in a limited company and is the hardest of all funding sources to secure, but it can be vital to making it big. Venture Capital investment often includes preferential rights in favour of the investor including preference shares. You will need to consider the terms of the investment to make sure they are suitable for you and your existing shareholder group. • Convertible loan notes Sometimes it can be very difficult for a start‑up to establish a valuation for the business so early on. However, due to their limited trading history, a new business may also be ineligible for traditional loans. This is where convertible loan notes come in. Convertible loan notes are a hybrid of debt and equity financing, although often still contain an interest element on the loan. The business gets a loan from the lender which can be converted into equity (rather than being repaid) – usually at a discounted share price, and on a trigger event like an exit (sale), further funding round or initial public offering (IPO). Convertible loan notes are particularly handy because they can be used across multiple investors, making it quicker and simpler for a business to draw down than the usual equity investment methods. They’re particularly attractive to investors because they bring additional security to the investment should the business fail, as in such cases the loan will be subject to repayment. Convertible loan notes are becoming much more common than in previous years. Investments as convertible loan notes are not eligible for SEIS or EIS relief and therefore may not be appropriate for all investors. • Advanced Subscription Agreements An investment under an advanced subscription agreement is similar to a certain extent to convertible loan notes, with the exception that the amount invested is not subject to repayment and there is no interest on the amount invested. Instead the amount invested under an advanced subscription agreement will be applied for shares on the occurrence of a trigger event, similar to that of a convertible loan note. The advantage of investment under an advanced subscription agreement is that it is eligible for SEIS/EIS relief subject to it being drafted in line with the guidance from HMRC. It’s important to note that there are many factors which can affect your business’s tax bills. The way your finance and funding comes into your business could be one of them. The type of legal structure you choose for your business could be another. This is why it can be really important to get independent legal advice from a tax lawyer – just to ensure you’re not paying too much tax, or, worse, to avoid being saddled with a surprise tax bill that legal advice could have prepared you for. Option Process Do you need a solicitor? If so, for what? Bootstrapping: organic growth Your business receives advance payment before outlaying anything for your products or services. Profits go into the next stage of the business. No, aside from any other legal advice you might need in the everyday course of running your business. Your savings Save your own money, put it into the business. No, but you might want to consider which legal structure of business can provide the best protection for your liability, and for which you can maximise the amount of profits you keep. Family Family and/or friends may lend or give you the money to fund a particular aspect of your business. Possibly, especially if it’s friends rather than family, or a less immediate family member, who is putting up the money. It’s advisable to have some kind of legally binding agreement in place, which is drafted (or at the very least checked) by a business solicitor, just in case things go awry. If friends/family are being issued with shares in the company in exchange for their investment it is recommended that a solicitor is instructed to draft the necessary paperwork. Don’t fall into the trap of leaving your business legally unprotected just because you have a close relationship. It is often the closest of family relationships that turn sour in business. Personal credit: loans and overdrafts) Take money as and when you need it from credit cards and overdrafts (within your credit limits) to be paid back later. No. But you may wish to seek advice from a financial advisor. Crowdfunding or crowdsourcing Pitching for funding from many individuals on a platform – either donation or rewards‑based, or investment in the form of equity (ie. shares) or debt (ie. a loan). It depends on the platform and the legal agreements on each one. You won’t normally need a solicitor for donation or rewards‑based crowdfunding. However, if you have intellectual property, it is best to get this legally protected before you make your idea public on a crowdfunding site – for this you will need an IP solicitor. Read the terms and conditions of any crowdfunding platform very carefully. Loan‑based and investment‑based types of crowdfunding are regulated by the Financial Conduct Authority because investors expect a financial return. Donation and reward‑based crowdfunding isn’t regulated. In the case of debt‑based crowdfunding, where you will be paying back the cash, or where you will be issuing shares in your company, it’s very important that you protect your business against claims from investors for poor disclosure or poor due diligence. You will need to ensure that any shares that are issued have followed the correct legal procedure and that the correct paperwork is in place to document this. You should also be fully apprised of the effects and consequences of any shareholder agreements entered into as a result of any investment or loans secured via a crowdfunding platform – so it pays to instruct a solicitor if this is the route you’re following. Grants and community schemes Find a relevant community scheme or grant that is applicable to your geographical area, type of business or industry sector, and follow the guidelines to apply. No, but the selection process is so rigorous that it may pay to have a solicitor help you prepare any documentation to strengthen your case, and show that you are compliant with any regulatory requirements. Bank financing Prepare a thorough business plan and present it to the bank. No, unless you are required to provide a personal guarantee (when it is usually obligatory to seek independent legal advice) or if the loan amount is a considerable sum and requires the company to enter into complex legal documents. Then it is advisable to seek advice from a banking and finance solicitor. Joint venture You may already have business contacts (or personal contacts) who you can approach as joint venture partners. It is often a case of networking via events and social media. You may also be able to source a joint venture partner via a broker, or just by simply searching the internet for joint venture partners. Yes. It is wise to get legal advice when drawing up any joint venture agreements, especially if you don’t already have a long‑standing relationship with the potential partner. Peer lending Each platform is different, but it commonly involves filling out your company details, and sometimes some financial statements. You may also have to submit business plans. Typically the platforms run checks on the company and individuals involved and matches you with a relevant lender – which may be an organisation or an individual. Probably. Even if the platform or service you’re using to find a lending match has its own vetting service, it’s still advisable to have a corporate solicitor double‑check and advise on any agreements you enter into. Business angel There are a number of different directories and associations where you can find business angels, and the process often involves identifying suitable investors and pitching to them until you are successful in securing investment. Yes. As with most equity financing, it is strongly recommended that you get legal advice when drawing up new shareholder agreements. Venture capital It can be a long and arduous process, from finding venture capital firms that invest in your industry and business stage, to getting a warm introduction from a mutual connection, and discussing the details of the investment. For more information, read our Venture Capital FAQs. Definitely, yes. Whenever you are issuing equity in your company, it is vital to get legal advice on your position, alter any existing documents and agreements, and draft the new ones. It’s advisable to seek a law firm with experience in dealing with venture capital investment. Convertible loan notes With the exception of banks, community schemes/grants, and personal credit, it’s possible that any type of corporate investor would consider convertible loans. The process would therefore be similar to attracting other equity investors such as a business angel or venture capital firm, or possibly even peer lenders. Yes. The convertible loan note agreement (including the complication of issuing equity upon a certain trigger event) will definitely need detailed legal advice. We talked with famed businesswoman Nicola Horlick, CEO of Money&Co., about debt funding via peer lending, and why it’s so attractive to investors: ‘Following the credit crunch, it became even harder for small companies in the UK to borrow money from banks. Nine years later, it is still difficult. But over the last few years, a new way of borrowing has emerged – P2P lending. Money&Co. is a P2P business lender and our platform allows savers who want a better rate of return on their cash to lend to companies that need the money to grow. Our credit team carefully vets borrower applications and, so far, we haven’t had any bad debts, which is pretty incredible. However, it is inevitable that there will be bad debts and lenders need to make sure that they spread their risk by lending to a number of businesses.’ ‘In 2016, the government introduced a new type of ISA – the Innovative Finance ISA. This allows lenders to hold their loans in an ISA wrapper and receive their interest payments completely tax‑free. Money&Co.’s ISA yields around 7% per annum after fees, which is very attractive. We are now seeing a number of savers transferring their Cash ISAs, which yield around 1%, to Money&Co. They get a better return on their cash and companies get to borrow money, so everyone wins. On average, our loans are for four years, but we have a loan market embedded within our website, so lenders can sell before the end of the term of each loan if they wish to do so.’ ‘P2P lending cuts out the middle man (the bank), which must be a good thing.’ About our expert Partner - Corporate Jas qualified as a solicitor in 2006. She has 12 years' experience working almost exclusively with start up companies, high growth potential SMEs, along with venture capitalists, other investment platforms and individual and corporate investors. #J-18808-Ljbffr

Article 16 mins read Updated on 23 January 2024 Partner - Corporate As your business evolves, securing the right financing becomes paramount. While setting up your company might seem straightforward, the complexities multiply significantly when you begin seeking investment. Understanding the various funding options and their implications is crucial for sustainable growth. This article is for business owners, founders, and entrepreneurs looking to finance their ventures. You’ll explore the fundamental differences between debt funding and equity financing, delve into a range of available options, from bootstrapping and personal savings to crowdfunding, angel investment, and venture capital, and understand the associated legal and tax considerations. We'll also highlight when and why seeking expert legal advice for each funding model is essential to protect your business. Navigating the fundraising landscape can be complex, and ensuring your business is legally sound throughout the process is key. For comprehensive guidance tailored to your specific funding needs, our team of funding round lawyers are ready to assist you. There are two fundamental ways of securing financing for your business: debt and equity. Generally speaking, you will nearly always need a business solicitor for equity financing, but not always for debt funding. Although we would always advise that you seek legal advice before entering into any debt funding documents in order to ensure that you are fully informed on the risks involved and obligations on the company. Debt funding is when your business borrows money from a lender, which will then have to be repaid, usually with interest. The advantages of debt funding are that: • The business owner retains control and interest in the company, and so profits more from any future sale or profits of the company, without equity shareholders laying claim to it., • The business owner also has control over how the debt funding is spent within the business. That said some debt funding is advanced for a specific purpose and the documents must be checked that there is no restriction on the use of the funds advanced., • It’s quick and relatively easy to get debt funding compared to equity funding., • The debt repayments are usually a known amount over a fixed term, allowing budget planning, and may also be tax‑deductible. The disadvantages are: • The debt must obviously be repaid and relies on sufficient cashflow to do so., • In addition, debt may restrict a company’s financial activities, increase its risk portfolio in the eyes of other lenders or investors, and may require company assets to be pledged as security for the loan. Equity funding is when you sell an interest (usually shares) in your business. The company’s value must be known, which is much more complex with start-ups, as there are often challenges in agreeing a valuation of the shares given that the company may not have anything tangible or a proven track record, other than a business concept. The advantages of equity financing are that: • There are no monthly loan repayments to be made from your cashflow, freeing up profits to be used elsewhere., • For early-stage businesses, equity investment typically comes in much larger amounts than that available via debt financing., • With equity funding, it’s more of a relationship than a simple transaction, so your business could benefit from mentoring, experience and business contacts, rather than just the cash. The disadvantages are that: • It takes more effort and time to raise capital than debt financing., • You’ll also be sharing ownership (and potentially decision‑making and thus control) with equity investors., • There is a greater administrative and reporting burden with equity finance to provide regular updates to investors, hold shareholders meetings and voting on certain company actions. Let’s start with the simplest and most straightforward sources for financing a business, progressing onto more complex business finance sources. • Bootstrapping – organic growth This can be difficult unless your business is a type which receives payment before it buys stock to fulfil orders, or deliver any goods or services. Quite simply, you start your business, and the profit you make on the first payment you receive can then be put straight back into the business for the next transaction. It’s slow going, but there is little to no risk and you won’t be paying anyone back for it. • Your savings Of course, the simplest way to finance your new business is to put your personal savings into it. But you may still need supplementary funding if your savings aren’t enough and your savings are not necessarily protected against any losses that may arise as a result of the failure of your business. As with organic growth, it may be a harder and slower route, but it doesn’t involve debt or issuing equity in your business. • Family If you have generous family, or even friends, willing to finance your new business, then this can be a great option. Money from family can take the form of either debt or equity financing. The interest on any such loan will likely be lower, and the terms less demanding, than a traditional source of funding such as a bank loan. Or, if you have set up a limited company, such family and friends may be willing to invest in your business in exchange for shares in your company, rather than provide funds by way of a loan. As with any investment, any investor should be made aware of the risk associated with the investment. • Personal credit: overdrafts and credit cards It’s risky, but it can be done – and has been done by many an entrepreneur. Using your overdraft or credit card is ok if you need a reasonably small amount of money for a short period of time. Of course, it’s not a good idea if you think you will be late with payments or may miss them: the interest is high as a medium‑to‑long term borrowing option and missing payments can affect your personal credit rating. • Crowdfunding or crowdsourcing Crowdfunding platforms have become very popular in the UK and there is now a broad range of platforms on which to raise funding, from simple donations to equity investment. Popular crowdfunding sites have included Crowdfunder, Crowdcube, Seedrs, Kickstarter, GoFundMe, and Just Giving. While social media can blow up any projects which capture the public’s heart, be aware that sometimes crowdfunding can raise all‑or‑nothing – with up to 80% of businesses being withdrawn from a platform after failing to raise their target amount. Further crowdfunding platforms will have an investment criteria that will need to be satisfied before the investment proceeds and can include detailed reporting requirements. • Grants and community schemes Often administered by local authorities, and sometimes region or industry‑specific, grants can give a useful financial bonus to businesses with a social or community benefit. They often come with access to business advisors and mentors, helping to foster regional economic growth with rounded support rather than just the cash. The selection process is rigorous though, as it is often ‘giving away’ public money as grants rather than loans to be paid back. Technically it is neither debt nor equity financing and can require some matched investment in order for the grant to be released. • Bank financing The most conventional way of financing your new business, a bank loan can be a simple way of getting together the money you need to get started and begin your first phases of growth. You’re not giving away shares in your business, but you are taking on debt, against which either your personal or business assets may be secured, and you may be required to provide a personal guarantee. However, the terms and payments will be clear from the outset, allowing you to budget and plan consistently. • Peer lending Peer to peer lending (P2P lending) is a form of debt financing. It uses the internet to match up borrowers with people or organisations who have money to lend – some of the most well‑known platforms are FundingCircle, Zopa, Money & Co., and RateSetter. The benefit for the lender is the high interest rate (often better than traditional savings options), but with the risk of losing their money, if it isn’t paid back by the borrower. As a funding option for businesses, peer lending is useful if you don’t have access to traditional sources of funding – but the interest repayments could be higher. • Joint ventures Incredibly popular in property development, finding a joint venture partner can be a useful way to raise finance if one party already has the cash. It’ll usually be a form of equity finance, with a partner putting up the money in exchange for shares in the new joint business. You both get to maintain your existing business entities while you agree to work together for a certain project or period of time – and leverage each party’s skills or assets to get the joint business off the ground and achieve growth. As with other funding options that pair your business with an investment partner, it can take time and effort to source the right joint venture partner with capital, and draw up the most beneficial type of agreement. • Business angels Another source of equity funding, business angels are entrepreneurs and investors who will agree to provide funding for your business in exchange for shares in the company. Investment amounts can vary greatly, as can the terms of a business angel’s investment. Just like venture capital, it can be difficult and time‑consuming to find the right business angel for you and your business, but you stand to benefit from a business angel’s business expertise and advice, as well as their investment. Useful places to start are the UK Business Angels Association and the UK Angel Investment Directory. There are also numerous regional business angel associations and networks too. You may find that accepting angel investment can result in your share cap table becoming overcrowded with numerous investors investing smaller amounts. Further angel investors often invest in companies that can offer them SEIS and/or EIS relief on their investment so the company will need to obtain advance assurance from HMRC in this regard. • Venture capital In our Venture Capital FAQs we explore more about venture capital, but it’s important to mention that not all companies are suitable candidates for venture capital funding. Venture capital funding can run into the millions, so you’ll need to be a high‑growth company with potential for massive return‑on‑investment (ROI) for your investors. Venture capital funding is usually given in exchange for shares in a limited company and is the hardest of all funding sources to secure, but it can be vital to making it big. Venture Capital investment often includes preferential rights in favour of the investor including preference shares. You will need to consider the terms of the investment to make sure they are suitable for you and your existing shareholder group. • Convertible loan notes Sometimes it can be very difficult for a start‑up to establish a valuation for the business so early on. However, due to their limited trading history, a new business may also be ineligible for traditional loans. This is where convertible loan notes come in. Convertible loan notes are a hybrid of debt and equity financing, although often still contain an interest element on the loan. The business gets a loan from the lender which can be converted into equity (rather than being repaid) – usually at a discounted share price, and on a trigger event like an exit (sale), further funding round or initial public offering (IPO). Convertible loan notes are particularly handy because they can be used across multiple investors, making it quicker and simpler for a business to draw down than the usual equity investment methods. They’re particularly attractive to investors because they bring additional security to the investment should the business fail, as in such cases the loan will be subject to repayment. Convertible loan notes are becoming much more common than in previous years. Investments as convertible loan notes are not eligible for SEIS or EIS relief and therefore may not be appropriate for all investors. • Advanced Subscription Agreements An investment under an advanced subscription agreement is similar to a certain extent to convertible loan notes, with the exception that the amount invested is not subject to repayment and there is no interest on the amount invested. Instead the amount invested under an advanced subscription agreement will be applied for shares on the occurrence of a trigger event, similar to that of a convertible loan note. The advantage of investment under an advanced subscription agreement is that it is eligible for SEIS/EIS relief subject to it being drafted in line with the guidance from HMRC. It’s important to note that there are many factors which can affect your business’s tax bills. The way your finance and funding comes into your business could be one of them. The type of legal structure you choose for your business could be another. This is why it can be really important to get independent legal advice from a tax lawyer – just to ensure you’re not paying too much tax, or, worse, to avoid being saddled with a surprise tax bill that legal advice could have prepared you for. Option Process Do you need a solicitor? If so, for what? Bootstrapping: organic growth Your business receives advance payment before outlaying anything for your products or services. Profits go into the next stage of the business. No, aside from any other legal advice you might need in the everyday course of running your business. Your savings Save your own money, put it into the business. No, but you might want to consider which legal structure of business can provide the best protection for your liability, and for which you can maximise the amount of profits you keep. Family Family and/or friends may lend or give you the money to fund a particular aspect of your business. Possibly, especially if it’s friends rather than family, or a less immediate family member, who is putting up the money. It’s advisable to have some kind of legally binding agreement in place, which is drafted (or at the very least checked) by a business solicitor, just in case things go awry. If friends/family are being issued with shares in the company in exchange for their investment it is recommended that a solicitor is instructed to draft the necessary paperwork. Don’t fall into the trap of leaving your business legally unprotected just because you have a close relationship. It is often the closest of family relationships that turn sour in business. Personal credit: loans and overdrafts) Take money as and when you need it from credit cards and overdrafts (within your credit limits) to be paid back later. No. But you may wish to seek advice from a financial advisor. Crowdfunding or crowdsourcing Pitching for funding from many individuals on a platform – either donation or rewards‑based, or investment in the form of equity (ie. shares) or debt (ie. a loan). It depends on the platform and the legal agreements on each one. You won’t normally need a solicitor for donation or rewards‑based crowdfunding. However, if you have intellectual property, it is best to get this legally protected before you make your idea public on a crowdfunding site – for this you will need an IP solicitor. Read the terms and conditions of any crowdfunding platform very carefully. Loan‑based and investment‑based types of crowdfunding are regulated by the Financial Conduct Authority because investors expect a financial return. Donation and reward‑based crowdfunding isn’t regulated. In the case of debt‑based crowdfunding, where you will be paying back the cash, or where you will be issuing shares in your company, it’s very important that you protect your business against claims from investors for poor disclosure or poor due diligence. You will need to ensure that any shares that are issued have followed the correct legal procedure and that the correct paperwork is in place to document this. You should also be fully apprised of the effects and consequences of any shareholder agreements entered into as a result of any investment or loans secured via a crowdfunding platform – so it pays to instruct a solicitor if this is the route you’re following. Grants and community schemes Find a relevant community scheme or grant that is applicable to your geographical area, type of business or industry sector, and follow the guidelines to apply. No, but the selection process is so rigorous that it may pay to have a solicitor help you prepare any documentation to strengthen your case, and show that you are compliant with any regulatory requirements. Bank financing Prepare a thorough business plan and present it to the bank. No, unless you are required to provide a personal guarantee (when it is usually obligatory to seek independent legal advice) or if the loan amount is a considerable sum and requires the company to enter into complex legal documents. Then it is advisable to seek advice from a banking and finance solicitor. Joint venture You may already have business contacts (or personal contacts) who you can approach as joint venture partners. It is often a case of networking via events and social media. You may also be able to source a joint venture partner via a broker, or just by simply searching the internet for joint venture partners. Yes. It is wise to get legal advice when drawing up any joint venture agreements, especially if you don’t already have a long‑standing relationship with the potential partner. Peer lending Each platform is different, but it commonly involves filling out your company details, and sometimes some financial statements. You may also have to submit business plans. Typically the platforms run checks on the company and individuals involved and matches you with a relevant lender – which may be an organisation or an individual. Probably. Even if the platform or service you’re using to find a lending match has its own vetting service, it’s still advisable to have a corporate solicitor double‑check and advise on any agreements you enter into. Business angel There are a number of different directories and associations where you can find business angels, and the process often involves identifying suitable investors and pitching to them until you are successful in securing investment. Yes. As with most equity financing, it is strongly recommended that you get legal advice when drawing up new shareholder agreements. Venture capital It can be a long and arduous process, from finding venture capital firms that invest in your industry and business stage, to getting a warm introduction from a mutual connection, and discussing the details of the investment. For more information, read our Venture Capital FAQs. Definitely, yes. Whenever you are issuing equity in your company, it is vital to get legal advice on your position, alter any existing documents and agreements, and draft the new ones. It’s advisable to seek a law firm with experience in dealing with venture capital investment. Convertible loan notes With the exception of banks, community schemes/grants, and personal credit, it’s possible that any type of corporate investor would consider convertible loans. The process would therefore be similar to attracting other equity investors such as a business angel or venture capital firm, or possibly even peer lenders. Yes. The convertible loan note agreement (including the complication of issuing equity upon a certain trigger event) will definitely need detailed legal advice. We talked with famed businesswoman Nicola Horlick, CEO of Money&Co., about debt funding via peer lending, and why it’s so attractive to investors: ‘Following the credit crunch, it became even harder for small companies in the UK to borrow money from banks. Nine years later, it is still difficult. But over the last few years, a new way of borrowing has emerged – P2P lending. Money&Co. is a P2P business lender and our platform allows savers who want a better rate of return on their cash to lend to companies that need the money to grow. Our credit team carefully vets borrower applications and, so far, we haven’t had any bad debts, which is pretty incredible. However, it is inevitable that there will be bad debts and lenders need to make sure that they spread their risk by lending to a number of businesses.’ ‘In 2016, the government introduced a new type of ISA – the Innovative Finance ISA. This allows lenders to hold their loans in an ISA wrapper and receive their interest payments completely tax‑free. Money&Co.’s ISA yields around 7% per annum after fees, which is very attractive. We are now seeing a number of savers transferring their Cash ISAs, which yield around 1%, to Money&Co. They get a better return on their cash and companies get to borrow money, so everyone wins. On average, our loans are for four years, but we have a loan market embedded within our website, so lenders can sell before the end of the term of each loan if they wish to do so.’ ‘P2P lending cuts out the middle man (the bank), which must be a good thing.’ About our expert Partner - Corporate Jas qualified as a solicitor in 2006. She has 12 years' experience working almost exclusively with start up companies, high growth potential SMEs, along with venture capitalists, other investment platforms and individual and corporate investors. #J-18808-Ljbffr

Cost and Contracts Manager Location Cardiff Job Type Permanent, Full-Time Primary Industry Consultancy Job Description The Cost and Contracts Manager is responsible for overseeing all aspects of cost management and contract administration within consultancy projects. This role ensures that projects are delivered within budget and contractual obligations are met, while maintaining strong commercial and financial control. The post-holder manages contract negotiations, cost forecasting, risk assessments, and financial reporting to support successful project delivery and maximise value for the organisation. Job Duties Develop, implement and maintain cost control systems to monitor project budgets and expenditure. Prepare, review and negotiate contracts, ensuring compliance with legal and organisational requirements. Provide accurate cost forecasts, cost plans and financial reports to support project teams and senior management. Identify, assess and manage commercial risks associated with contracts and project delivery. Liaise with clients, suppliers and subcontractors to resolve contractual and cost-related issues. Support procurement activities, including tender evaluation and supplier selection. Ensure all contractual documentation is maintained in accordance with company policies and audit standards. Lead contract administration processes including variations, claims and dispute resolution. Collaborate with project managers, quantity surveyors and finance teams to ensure integrated cost management. Provide guidance and training on cost and contract management best practises to project teams. Required Qualifications A recognised professional qualification in cost or contract management, such as membership of the Chartered Institute of Building (CIOB), Royal Institution of Chartered Surveyors (RICS), or similar. Educated to degree level or equivalent in a relevant discipline such as quantity surveying, construction management, business, or law. Experience Minimum of five years' experience in cost and contract management within the consultancy or construction sectors. Proven track record of managing complex contracts and large-scale project budgets. Experience of contract negotiation, administration and dispute resolution. Familiarity with standard forms of contract commonly used in the United Kingdom. Demonstrable experience in financial reporting, forecasting and risk management. Knowledge and Skills Comprehensive understanding of contract law and commercial principles. Strong numerical and analytical skills to interpret financial data and prepare cost reports. Excellent negotiation and communication skills to manage stakeholder relationships effectively. Proficiency in relevant software tools, such as Microsoft Office and contract management systems. Attention to detail and ability to work under pressure to meet deadlines. Ability to lead and motivate teams, providing clear guidance on commercial matters. Preferred Qualifications Postgraduate qualification in contract or commercial management. Membership of the Association for Project Management (APM) or similar professional body. Experience working within consultancy environments supporting public sector or private sector clients. Working Conditions This role is office-based in Cardiff with occasional travel to client sites or other company offices as required. Standard full-time working hours apply, typically Monday to Friday, with flexibility to meet project demands. The position involves regular use of computers and telephone communication. Occasional attendance at meetings and presentations outside normal working hours may be necessary. TPBN1_UKTJ

Your new company You will be joining a well‑established and highly regarded housing organisation based in Cardiff, known for its collaborative culture, strong values, and commitment to supporting local communities.Due to continued development within the finance team, they are now looking to appoint a Management Accountant on a permanent basis. This is a fantastic opportunity to join a forward‑thinking organisation offering hybrid work, strong team support, and exposure to business partnering and strategic finance.Your new role As a Management Accountant, you will play a key role in supporting the financial management and reporting of the organisation, working closely with senior finance colleagues and budget holders across the business.Your responsibilities will include: Preparing monthly management accounts, including variance analysis and commentary Supporting the budgeting and forecasting process, working with departmental managers Providing financial insight to support decision‑making and operational performance Partnering with non‑finance stakeholders to improve understanding of financial performance Monitoring financial performance against budgets and highlighting risks and opportunities Supporting year‑end accounts and audit processes Assisting with regulatory reporting and compliance requirements Maintaining accurate financial records and supporting schedules Identifying opportunities to improve financial processes, reporting and systemsWhat you'll need to succeed Part‑qualified or fully qualified accountant (ACCA, CIMA, ACA or equivalent) Experience preparing management accounts and financial reports Understanding of budgeting, forecasting and variance analysis Advanced Excel skills and experience using finance systems Strong analytical skills and attention to detail Ability to communicate financial information clearly to non‑finance stakeholders A proactive approach with the ability to manage multiple priorities Experience within housing, public sector or not‑for‑profit is beneficial but not essential.What you'll get in return Salary of £38,000 - £44,000 per annum Permanent role offering long‑term stability Hybrid working and flexible working arrangements Generous annual leave allowance Pension and additional employee benefits Supportive and collaborative team environment The chance to work within a purpose‑driven organisation making a real local impactWhat you need to do now If you're interested in this role, click 'Apply Now' to submit your CV, or contact at Hays Accountancy & Finance on (phone number removed) for a confidential discussion.If this role isn't quite right for you, but you're exploring new opportunities, please feel free to get in touch to discuss your career options. Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at (url removed)

Finance Manager / Stand Alone Role Cardiff (Hybrid Working) Salary: £30,000 - £35,000 Excellent Benefits Package Môrwell Talent Solutions are delighted to be recruiting on behalf of a growing, technology-led business based in Cardiff. Due to continued growth, our client is looking to appoint an experienced Finance Manager to take ownership of the day-to-day finance function for one of their key business entities. This is a fantastic opportunity for someone who enjoys being hands-on, working autonomously and taking full responsibility for a busy finance function within a fast-paced and ever-evolving environment. Reporting directly to the Fractional Finance Director, you'll oversee all aspects of transactional and operational finance, whilst supporting the preparation of monthly financial information and ensuring the smooth running of the finance function. The Opportunity You'll be joining a successful and ambitious organisation that has experienced significant growth and continues to expand. The role offers a high level of autonomy and would suit an experienced finance professional who enjoys variety, takes pride in producing accurate financial information and thrives in a busy commercial environment. Key Responsibilities Full responsibility for the purchase ledger and sales ledger functions Managing customer invoicing and reconciliations, including public sector accounts Daily and monthly bank reconciliations Managing company funding and credit facilities Preparing and submitting VAT returns Processing monthly payroll for 17 employees using Xero and Bright Pay Producing accounts to trial balance stage Preparing monthly reporting information for the Finance Director Assisting with month-end activities and financial reporting Maintaining strong financial controls and accurate financial records Supporting the wider business with finance-related queries About You We're keen to speak with candidates who: Have previous experience in a Finance Manager, Company Accountant, Senior Bookkeeper or similar role Are confident managing a finance function with minimal supervision Have strong bookkeeping and accounting skills through to trial balance Have experience processing payroll and VAT returns Are highly organised with excellent attention to detail Enjoy working within a growing and fast-paced business Can manage multiple priorities and work effectively under pressure Have experience using finance systems, ideally Xero AAT qualification would be advantageous, although candidates qualified by experience are equally encouraged to apply. Benefits Hybrid working (3 days office / 2 days home) Flexible approach to working hours 25 days annual leave plus Bank Holidays Additional annual leave accrual scheme (up to 5 extra days) Birthday day off every year Private medical cover Salary sacrifice vehicle scheme Company EMI scheme Christmas shutdown Quarterly company events On-site parking Company iPhone and Apple Mac provided Working Hours Monday - Thursday: 8.30am - 5.30pm Friday: 8.00am - 4.30pm If you're looking for a varied, autonomous finance role within a growing business where your contribution will genuinely make a difference, we'd love to hear from you

About the role Title – Area support officer Pay Rate – £12.71 Location – Newtown Shift Timings – Shift Timings – Full time, Monday to Friday, (Apply online only) Must have a drivers license and vehicle as you must be willing to drive 90 mins from home to site You will be working in a site-based role within the public sector, where officers are responsible for ensuring the safety and security of both staff and visitors. Your main responsibilities may include: Trained to provide relief cover and support to a portfolio of locations within a geographical region. All the tasks and activities as per the site operational guidance and Assignment Instructions. Provide quality service delivery. Manage and maintain a safe environment for the client’s staff and customers. Provide a proactive presence in all public facing areas as activity requires. This will include providing a positive initial reception for clients and directional guidance. Working directly with the customer as part of a team to provide conflict resolution at our client’s premises where there is potential for conflict. Working closely with your fellow colleagues to ensure members of the public comply with site rules and guidance. Use common sense and initiative immediately involving others if a situation becomes threatening. To have a smart appearance, always be alert and visible whilst commanding a security presence within the customer premises Be able to administer First Aid assistance if a member of public or client’s staff was to be suddenly taken unwell (training will be provided) Complete legible incident report writing if and when an incident arises. Work to maintain a safe, secure, and welcoming environment for everyone. To succeed in this role, you will need the following: SIA License. 5-year checkable work/career history. Full driving licence and access to own transport is essential. Prior experience of working in a customer-facing environment and dealing directly with staff/customers. Physically fit to undertake given tasks. Possess the ability to work under pressure. Flexible attitude and the ability to adapt. Security and operational system competence What will you get in return? Please note that all our roles require transfer to our client on a permanent basis after 12 weeks, with the following amazing benefits being offered upon transfer. Company-funded SIA License renewal. Cycle to work scheme. Smart tech – allowing employees to buy the latest tech, deducted from their salaries monthly at no additional interest. Salary finance loans and monthly advances. Vouchers across various retailers such as Sainsbury’s, Argos, and ASDA, as well as holidays, leisure, fashion, pets, and many more. Save as you earn. Life cover and Private medical cover. Childcare vouchers and Private pensions. Fantastic opportunity to join an evolving family. About our company At BardWood Support Services we are recruitment specialists, supporting the facilities industry in the UK since 2015. We recognize that PEOPLE are our most valued resource and as such we aim to ensure our employees are matched with the right role that suits them, with a view to help them progress

Experience in building sector consultancy preffered Mott MacDonald is a global engineering, management, and development consultancy with over 20,000 employees across more than 50 countries and 140+ offices. We work across incredible global industries, delivering exciting work that is defining our future and making an important societal impact in the communities we serve. Our people power our performance – we succeed when they do. With countless opportunities to collaborate, learn, and grow, the possibilities for excellence are as varied as every individual. Whether you want to grow as a subject matter expert or broaden your experience with roles across our international community, you’re surrounded by global specialists who want to combine their expertise and champion you to be your best. As a proudly employee-owned business, we benefit our clients, our communities, and each other, investing in creating the right space for everyone to feel empowered, included, and valued. Whatever your ambition, Mott MacDonald is where people come to be brilliant. About the business unit Mott MacDonald’s Advisory and Programme Delivery (APD) unit delivers both project, programme & commercial management (PPCM) services and advisory solutions across the built environment, defence, energy, water, environmental, transportation, health and care sectors. We deliver tailored solutions that directly address our clients’ key challenges, combining our world-leading project expertise with unrivalled programme delivery capabilities and advisory services. APD delivers services to projects ranging in scale and complexity up to £20bn, through the technical disciplines of programme management, project management, project controls, scheduling, cost management, estimating, infrastructure finance, management consulting, digital consulting and education, health and care management. Overview of the role As our built environment team continues to grow, we’re looking for an experienced Senior Quantity Surveyor to join our expanding Buildings team in either our Bristol or Cardiff office. As a Senior Quantity Surveyor, you will be responsible for the delivery of projects including cost planning, procurement, contract administration and financial reporting throughout the RIBA stages, working on a variety of projects across a diverse client base including Central Government, Local Authority and the Private Sector. Key responsibilities and duties include: • Preparation of cost plans, cost estimates, budgets, and tender documents, • Leading the procurement process including issuing enquiries, evaluating tenders, and preparing recommendations, • Measurement and quantification, • Responsible for managing change control, including risk management, value engineering and cost control measures, • Prepare benchmarking analyses and contribute to capturing project benchmark data, • Responsible for preparation and agreement of interim valuations and final accounts, • Prepare recommendations for payment, • Valuing construction works including site visits and liaising with subcontractors, • Maintain accurate records of project progress, variations, and contractual correspondence, • Ensure compliance with company procedures and industry standards, • Manage project costs and provide regular financial reports to Project Director, • Collaborate with project managers, designers and clients to ensure commercial objectives are met, • Support and advise the Project Manager in fulfilling contractual obligations and compiling contract documents, • Supporting internal business development initiatives Candidate specification Essential: • BSc (Hons) in Quantity Surveying (or equivalent), • Chartered status preferably MRICS, • Experience of working within a professional environment within a Cost Consultancy/Main Contractor, • Demonstratable relevant cost management experience in the Buildings Sector, • Ability to work both autonomously and as part of a larger team, • Ability to deliver multiple concurrent outputs under deadlines, • Practical experience with contract forms (e.g., NEC and JCT), • Experience with commercial software and tools (CEMAR), • Strong communication, teamwork, and negotiation skills, • Demonstrable knowledge and application of pre and post contract cost management, • Experience using industry recognised measurement software and tools e.g. Cost X, • To support development of colleagues within the regional team and drive technical excellence and continuous improvement Desirable: Demonstrate alignment with our Mott MacDonald PRIDE values: Progress, Respect, Integrity, Drive, Excellence Excellent oral and written communication and organisation skills Soft skills including self-motivation, initiative, leadership, adaptability, flexibility, effective listening, collaboration, influence and persuasion, insightfulness Drive to innovate and implement best practice Ability to prioritise and able to work under pressure Ability to establish and maintain good working relationships with clients and colleagues Effective time management Customer focus UK Immigration Mott MacDonald Ltd. are not currently offering sponsorship to candidates under the Skilled Worker visa route in the UK. This decision is as a consequence of the changes made to the Skilled Worker route by the UK Government in April 2024. We continue to welcome applications from candidates who are eligible for alternative immigration routes in the UK, that do not require sponsorship as a Skilled Worker now or in future. Agile working At Mott MacDonald, we believe it makes business sense for you and your manager to choose how you can work most effectively to meet your client, team, and personal commitments. We offer a hybrid working policy that embraces your well-being, flexibility, and trust. Equality, diversity, and inclusion We put equality, diversity, and inclusion at the heart of our business, seeking to promote fair employment procedures and practices to ensure equal opportunities for all. We encourage individual expression in our workplace and are committed to creating an inclusive environment where everyone feels they can contribute. Accessibility We want you to perform your best at every stage in the recruitment process. If you are disabled or need any support to enable you to apply or attend an interview, please contact us and we will talk to you about how we can support you. We offer some fantastic benefits including: Financial Wellbeing We match employee pension contributions between 4.5% and 7%. Life assurance equal up to 4 x your basic salary, with an option to increase the level of cover to 6 x your salary. Our income protection scheme provides a financial benefit, as well as absence and return to work support due to long-term illness or injury. Flexible benefits, including increased life assurance cover, critical illness insurance, payroll saving and will writing. As an independently owned business we share the financial success of the business with all our colleagues in various ways including annual bonus schemes. Employee Ownership Our employee ownership model means no external investors, just us, creating a culture of shared success. Our employees have a stake and a voice in our business, giving them a direct connection to our success through our personal and group performance bonuses. As your career grows, so does your stake, recognising your long-term impact and contribution. Your voice matters, with the opportunity to connect directly with senior leadership through formal channels to help shape our future. For our senior roles you will have a direct pathway towards ownership from day one. Health and Wellbeing Private medical insurance for all UK colleagues. Health cash plan to support you with every day health costs and treatments. Access to Peppy, providing free support from menopause experts for all UK colleagues. A variety of wellbeing support is available through our comprehensive wellbeing program, including access for you and your family. Ability to flex your salary to opt into a wide range of health benefits, many of which can be extended to your family too. Lifestyle A minimum of 33-35 days holiday each year, inclusive of public holidays and dependent on level, with the ability to buy or sell leave through our flexible benefits programme. Holiday entitlement increased to a minimum of 35 days after 5 years’ service. Variety of employee saving schemes and discounts from high-street retailers. Enhanced family and carers leave Enhanced family leave policies, including 26 weeks paid maternity and adoption leave, and two weeks paid paternity/partner leave. Our shared parental leave matches maternity leave meaning we pay up to 24 weeks at full pay. Up to five additional days leave are provided for those with significant caring responsibilities, two of which are paid. Learning and Development Primary annual professional institution subscription. A broad range of opportunities to enhance both technical and soft skills through mentoring, formal training, and self-development options. Networks, communities, and social outcomes Join a wide range of groups including our Advanced Employee Networks which support our LGBTQ+, gender, race and ethnicity, disability, and parents/carers communities. Make a difference within our communities through our social outcomes

The ideal candidate will have substantial experience in public sector finance, excellent leadership skills, and the ability to influence senior stakeholders. UK SBS Ltd is looking for a Finance Director based in Swindon or Newport, offering a hybrid working model. This role involves overseeing finan

Part-Time or Full-Time Finance Manager/Controller.

As a Care Assistant at a Barchester care home, you'll help residents enjoy each day by making sure they get the quality care and support they deserve.You'll assist with daily living, providing support and companionship and sharing great moments and memories too.It's a chance to bring your dedicatio

An established and award winning professional services firm with a strong national reputation is expanding its Corporate Finance team in Cardiff. As a Corporate Finance Manager within the Transaction Support team, you will play a key role in delivering high quality advisory work across a diverse cli

As a Bank Care Assistant at a Barchester care home, you'll help residents enjoy each day by making sure they get the quality care and support they deserve.You'll assist with daily living, providing support and companionship and sharing great moments and memories too.It's a chance to bring your dedi

As a Bank Senior Care Assistant at a Barchester care home, you'll look after the different needs of our residents to enable us to deliver quality, person-centred care and support.Your role will involve supervising and inspiring a team of dedicated Care Assistants alongside the Deputy General Manager

As a Kitchen Assistant at a Barchester care home, you'll help to provide the first-class food and hospitality that enable us to give our residents exceptional all-round care and support.A healthy, nutritious diet is vital to ensuring our residents' wellbeing and helping them enjoy daily life with us

As a Bank Laundry Assistant at a Barchester care home, you'll help to make sure our residents receive quality care and support in the best possible surroundings.By making sure each resident has clean clothing and bedding, you'll be playing your own part in helping everyone to feel comfortable and at

As a Care Assistant at a Barchester care home, you'll help residents enjoy each day by making sure they get the quality care and support they deserve.You'll assist with daily living, providing support and companionship and sharing great moments and memories too.It's a chance to bring your dedicatio

Residential Childcare Support Worker (Sessional/Casual).Considering applying for this job Do not delay, scroll down and make your application as soon as possible to avoid missing out.Sleep-in allowance of £46 per night as and when the business requires.Headway Adolescent Resources was formed xrnqpa

We are looking for a Support Worker to join our Single Homeless Pathways team here at Southern Housing!.In this role, you will work as part of a team across multiple locations providing support services to vulnerable residents, promoting independence within their home and the wider community.You wil

Acting as the primary liaison between Finance, Treasury, Procurement, Service Line leadership, and SSC teams to drive accountability and process improvement. Owning transactional finance reporting and dashboards through. Strong experience managing AR, AP, and working capital performance within a tra

Job Title:Female Support Worker Location:Baschurch, SY4 2DR Pay rate: £19.Job Type: Bank hours Shift and schedule: Shift pattern: Day

Additional benefits include enhanced pay for unsociable hours and double-time compensation for work carried out on public holidays.

About Us J & C Healthcare, Somerset is a high-quality provider of health and social care services in the UK.We provide excellent care across the NHS, care homes, nursing homes, private hospitals, other organisations and individuals.Our team includes experienced nurses, healthcare assistants and supp

We are looking for someone who shares Bethphage's values, has good people skills with the ability to communicate effectively with a wide range of people including people we support and their family members as well as member of the public. Driver with UK manual licence for at least 1 year and own veh

At Hestia, we are guided by our core values and are dedicated to fostering an equitable, diverse, and inclusive organisation.Right now, we are looking for a.Sounds great, what will I be doing?.You will bring a strong understanding of Health and Safety within an accommodation-based setting, with the

A £500 Golden Hello Welcome Bonus is just one of the ways well reward you when you join Barchester in this role.ABOUT THE ROLE As a Senior Care Assistant at a Barchester care home, youll look after the different needs of our residents to enable us to deliver quality, person-centred care and support

We are looking for passionate Children Residential Support Workers.As a Childrens Support Worker you will work as part of a team to deliver a high standard of care at all times and support the Young Persons emotional wellbeing.You recognise that the role is to help support service users maximise the

Please note- Rate of pay advertised is inclusive of 12.ABOUT THE ROLE This is a casual, part-time role offering flexible working.As a Bank Housekeeping Assistant at a Barchester care home, youll help to create a warm and homely environment that enables us to meet each residents unique needs.Keeping