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New Vacancy - Senior Underwriter / Team Lead (Fleet HNW - Personal Lines) Lloyd's Syndicate London/Hybrid I am currently partnered with a leading Insurer who are seeking a Senior Underwriter/Team Lead to join their team. This role will be more focused on defining the strategy and managing a team of Underwriters as opposed to day to day Underwriting. This role will sit in their Personal Lines team, dealing with Bespoke and HNW vehicles, valued £75,000 and over. My client is looking for someone with strong technical Fleet knowledge and someone who has extensive broker connections in this space. Key Responsibilities • Collaborating with the Underwriting Head and Senior Trading Underwriter to shape and execute the underwriting strategy for the product(s), with full accountability for delivery. The strategy will focus on driving sustainable growth and improving margins to strengthen market presence., • Partnering with the Underwriting Head and Product Manager to define short- and medium-term financial plans for the product(s), with responsibility for ensuring the required actions are taken to achieve or surpass those targets., • Maintaining a deep understanding of the market, including legal, economic, competitive, and socio-demographic trends, to support informed decisions on risk appetite and pricing. Staying current on developments that impact performance and opportunity., • Building strong relationships with broker partners at a senior level to develop the portfolio in line with strategic and financial objectives., • Underwriting a broad range of risks within the defined appetite and contributing insights to continually refine underwriting parameters, ensuring alignment with market opportunities and superior portfolio performance., • Serving as a technical referral point for underwriting colleagues, brokers, and other internal teams, offering informed guidance based on comprehensive knowledge of risk, product, and pricing., • Providing feedback to Product Managers, Heads of Class, and Pricing teams on the effectiveness of pricing models to drive continuous improvement in pricing sophistication and accuracy., • Collaborating cross-functionally across the business to ensure a coherent and compelling proposition is consistently delivered to the market., • Actively contributing to the understanding and management of risks facing the business, supporting the identification and mitigation of factors that could impact long-term success., • Playing a key role in first-line assurance by using audit tools, peer reviews, exception reporting, and performance MI to ensure underwriting activity aligns with delegated authority, processes, and regulatory standards., • Ensuring all actions and decisions are fully compliant with legal and regulatory requirements, and consistently reflect high ethical standards and organisational values.

Placement Broker / Litigation Risk. A litigation risk team is seeking a Placement Broker to bring technical strength and execution capability as it continues to scale. You will likely be a qualified lawyer with a dispute background, a funder or broker/underwriter with exposure to litigation risk, br

Mortgage Underwriter – Specialist Lending London/Hybrid (2-3 days office based) Salary: to £50K per annum Our client, a specialist mortgage lender is seeking an experienced underwriter. Their ultimate goals being, to become the main household name for lifetime and equity release lending and offering a first-class customer experience. This permanent role is ideal for a manual, mandated underwriter and with a new product on the horizon, it’s an exciting time to join the business. Duties of the Underwriter include: • Reviewing Mortgage applications against the Lending Policy to ensure robust underwriting decisions are made., • Managing a portfolio of cases to completion., • Working closely with Case Managers to gather all information from third parties., • Speaking extensively to Brokers to allow cases to progress efficiently. Essential Criteria: • Demonstrable experience in underwriting through to completion of Equity Release, RIO or later life mortgage products., • A manual, mandated underwriter with a background in specialist lending. You will work in a supportive and collaborative environment with a Wellbeing Calendar focused on supporting mental, physical and financial wellbeing. You will be offered a competitive salary and a wealth of benefits including 30 days holiday plus bank holidays, Health cash plan, Growth Shares, Salary Sacrifice pension scheme & Employee assistance programme. If this role appeals to you, please do apply today and we will respond promptly.

AS PART OF OUR CLIENTS EXPANSION, WE ARE NOW LOOKING FOR 2 CONSTRUCTION UNDERWRITERS, EITHER 1 SENIOR AND 1 JUNIOR, OR 2 MID LEVEL. Minimumof3yearsexperience within construction/liability.

20Twenty Search is retained by a fast-growing ILS firm who are seeking to hire their first cyber specialist to drive business in this expanding area of interest to capital markets participants. Our client is pursuing to hire an experienced Cyber Underwriter or Broker who has some exposure to ILS or Reinsurance, although candidates with direct insurance will also be considered if they can demonstrate a deep interest in the ILS and capital markets field. The remit of the role will be to join an already high-successful ILS team who are originating business world-wide and build a multi-year pipeline of cyber opportunities with cedents and effectively communicate and structure these deals for capital markets players seeking to diversify their ILS investment portfolio. This is a market facing role requiring deep technical experience within the cyber market along with a candidate possessing strong communication and sales ability. This is a rare opportunity for an entrepreneurial candidate to join a well capitalised and growing business, providing access to the intersection of reinsurance, ILS and capital markets. This role will pay an excellent salary and bonus structure, along with equity participation. This is a UK based role, and can be based in any location and work on a remote basis.

Development Underwriter – Miramar Underwriting Hybrid – 2 days per week in the London office £55,000 - £60,000 per annum + benefits Hello from Bspoke Insurance Group! We know you’ll likely search for us before applying, so we’ll keep this short. The Bspoke Group provides insurance solutions tailored for an evolving world. We’re proud to have been awarded MGA of the year in the National Insurance Awards 2025. Our vision is to offer niche products through multiple distribution channels, whilst maintaining our specialist trademark. As part of the Bspoke group we have Miramar Underwriting who are a leading insurance MGU, specialising in commercial and residential property insurance product We’re rapidly growing, and that’s where you come in. Why join Bspoke? Joining Bspoke means more than just having a job. We don’t follow the usual corporate path – instead, we embrace a dynamic and non-traditional approach. We’re a driven, passionate team that’s genuinely excited about what we do, and we’re proud of it. Delivering exceptional experiences for both our colleagues and customers starts with ensuring a fantastic experience for our team. Our values serve as a compass reflect our Group’s core principles and ethics, to enable us to deliver the best outcomes for our colleagues. Here’s a snapshot of our values, so you can see what we’re all about: Relentlessly collaborate, defeated by nothing, proud to be ambitious, agile at our core and we are our people. Role overview The Development Underwriter is responsible for managing coverholder relationships, by collaborating with new and existing coverholders to grow a profitable portfolio through Delegated Authority of schemes. The Development Underwriter will also work with the Group Sales team, to convert new business opportunities for both new and existing coverholders. Key Accountabilities Underwriting and Referrals: • To underwrite risk referrals from Coverholder clients within strict timescales and to your own specified authority levels., • Create and continually develop underwriting rules and guidelines suitable for our areas of expertise, being residential and commercial property business, with particular emphasis on non-standard business., • Establish suitable and flexible underwriting parameters for Coverholder facilities so that the Coverholder has the controlled freedom to place appropriate policies under such facility and grow their account in a profitable manner. Management and Analysis: • To monitor business levels for Coverholder accounts, with particular focus given to identifying trends in GWP, claims, catastrophe aggregate and average rates, with appropriate analysis and corrective action is taken where required., • Work with coverholders to share and discuss findings, so that mutually agreed actions can be taken for the benefit of the mutual relationship., • Support Coverholders to provide all required bordereaux and statistical information by the required deadlines., • Monthly bordereaux review to ensure that the data provided is accurately declared to our Insurer partners, and meets underwriting criteria set under delegated authority. Product Development and Governance: • To develop new products for Coverholders, which will include policy wordings, underwriting guides, rating structures and other supporting policy documentation., • Draft and amend product documentation, as required., • Working alongside the Group Product team, to customer documentation meets required standards., • Ensure all products are constructed in line with the latest FCA and industry guidelines, focusing on ‘plain English’ language and the relevant Consumer & Insurance Act requirements., • Review performance and claims activities to ensure any necessary amendments to rating or coverage levels. Claims and Complaints Referrals: • Assist with any Insurer claims referrals where there is an underwriting/coverage query and assist with providing evidence for any complaints., • Liaise with claims counterparts of insurer partners in respect of large and/or difficult claims and with any complaints where appropriate., • Represent at claims meetings with relevant parties as appropriate, providing technical underwriting support., • Review Insurer & TPA Claims partners statistical reports and information to conduct detailed oversight to support product and pricing development. Compliance and Regulatory: • Solid understanding of regulatory compliance requirements, including FCA rules., • Solid understanding of Delegated Authority, • A working knowledge of the law as it relates to insurance., • Customer documentation is in line with current legislation., • Liaise with First Line Auditor and Underwriter regarding Coverholder audits, ensuring that subsequent requirements and recommendations are satisfactorily implemented. Bordereaux Review and Monthly Coverholder Figures: • To review the monthly risk bordereau sent through by coverholders, and liaising with underwriter and coverholders to resolve any queries., • Highlight to underwriters of any noticeably improved or poor performing months in respect of the coverholders, providing technical underwriting recommendations., • Review the master figures for each coverholder – including the premium development for each month., • Support any changes to the bordereaux template with the underwriter and coverholder. Skills And Knowledge Underwriting & Product Knowledge • Extensive underwriting experience across core market products, ideally within areas Property and Non-Standard household insurance., • The ability to review and put forward appropriate recommendations on pricing, to ensure pricing models allow profitable growth., • A sound and working knowledge of market wordings, products, and Bspoke policy documentation., • The ability to apply strong underwriting judgment and expertise in risk assessment and decision-making. Commercial & Negotiation Skills • Strong trading and negotiation capabilities with the ability to gain maximum benefit from these skills to achieve commercially sound outcomes., • A high level of numeracy to effectively interpret financial and risk data., • Work with the Group Distribution team on new opportunities Interpersonal & Communication • Good knowledge of the delegated authority environment and the ability to build and maintain strong coverholder relationships., • Excellent written communication skills, with the ability to write in plain English and avoid unnecessary jargon., • A strong customer focus and the ability to understand and anticipate customer needs. Personal Attributes • High attention to detail and the ability to work accurately and consistently., • Proven ability to work to tight deadlines and perform effectively under pressure., • An enthusiasm for personal development and a willingness to support the development of others. Experience and Qualifications Essential • Experience: A minimum of 5 years of proven experience in an underwriting role, with a strong focus on core market products and within a delegated authority environment., • Qualifications: You must hold the CII Certificate in Insurance (Cert CII) or an equivalent professional qualification., • Knowledge: Demonstrable knowledge of the UK's regulatory framework for insurance, including relevant FCA rules and compliance requirements. Desirable • Experience: Previous experience dealing with specialist property, including non-standard household products is highly beneficial., • Qualifications: Progress toward the CII Diploma in Insurance (Dip CII) is preferred Sounds like you? We at Bspoke are ready so if this role sounds like you apply today. If we’re lucky to be inundated with quality applications we may close the application early, so what are you waiting for?

Underwriter - Bridging London The Underwriter is responsible for underwriting bridging finance applications where the company has issued initial terms. The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the company's underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. Key Responsibilities: • Manage a pipeline of bridging cases and prioritise accordingly, • Underwrite bridging loan applications within company lending criteria by making quality lending decisions, • Be vigilant when working on cases and refer where necessary to the appropriate person, • Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors, • Maintain a high level of customer service with those internally and externally, • Work closely with other departments within the company including sales, compliance, finance and collections, • Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company, • Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections, • Keep up to date with current best practice and regulatory requirements, • Keep all records up to date, • Represent the company at events as required, • Attend broker training sessions, • Proactively suggest improvements to processes Key Competencies: • Experience of underwriting bridging finance loans including FCA regulated loans, • To have ideally held a bridging underwriting mandate for a minimum of 2 years, • Experience of loans for renovation released in drawdowns preferred but not essential, • Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles, • Ability to adopt a pragmatic approach to underwriting, • Commercially aware, • Excellent interpersonal and communication skills, • Excellent organisational and prioritisation skills, • Excellent attention to detail, • Ability to work to tight time-frames, • Proactive and a strong team player

Underwriting Team Manager Bridging Finance London- HYBRID We are currently working with a fast-growing lender, that is looking for a Senior Bridging Underwriter to join their friendly, multi-award-winning team. The Sales and Underwriting teams are currently expanding to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team to ensure effective risk management and seamless drawdown of funds to borrowers. Responsibilities: • Management of underwriting team to ensure delivery of business objectives in an efficient manner. To include regular coaching and feedback sessions, objective and target setting, driving efficiency and consistency across the team, • Development and implementation of underwriting processes, • Ensuring all underwriting is completed in a competent and compliant manner, • Ensure all underwriting decisioning is carried out in accordance with the company’s credit risk appetite, • Reviewing and assessing each case to ensure risks presented have been appropriately assessed and mitigated (where required), • Examine the commercial viability of each application, • Oversee the underwriting of all loans up to disbursement, • Delegate applications for underwriting appropriately and proportionately, • Undertake review of all applications, including, credit reports, assessing wealth, valuation, insurance and ROT, • Undertake final check of checklist, rationales and AML form, • Support drive towards automation and building a business for scale., • Responsible for final credit sign-off of each application, • Assisting with internal and external projects as it relates to the business (when required) Key skills / Experience: • Analytical and methodical thinking, • Ability to take ownership, • Successful task management, to deliver high quality service, • Previous underwriting experience within Financial Services (Ideally bridging finance), • Ability to communicate at all levels, • A can-do attitude, • A flexible approach to work, • A confident communicator, • Self-motivation

Buckden Partners has been mandated by our leading UK property finance provider. Their loan book is currently at £800m and are looking to get this to over £1.5bn in the next 12 months. As they continue to grow they are now seeking a dynamic and experienced underwriter to support on transactions between £2m-£200m. Key Requirements • Several years of experience in real estate lending, with a strong focus on bridging or short-term property finance., • Proven track record of underwriting complex transactions., • Strong understanding of UK real estate markets, valuation principles, and loan structuring., • Familiarity with legal due diligence, property development risks, and exit strategies., • Commercial mindset and ability to assess deals holistically., • Ability to thrive in a fast-paced, entrepreneurial environment

Miryco are delighted to be partnering with a growing mortgage provider making a huge splash in the UK and European mortgage market This role sits within a growing mortgage business focused on asset deployment through mortgage origination. We are seeking a highly experienced and detail-oriented Mortgage Underwriter with a strong understanding of the UK mortgag market. The successful candidate will assess mortgage applications in line with lending criteria, conduct affordability assessments, and ensure regulatory compliance. The role includes underwriting both traditional repayment residential mortgages and equity release mortgages. Key Responsibilities • Assess and underwrite residential mortgage applications in line with internal policies and industry regulations, ensuring balanced and well-informed decisions., • Conduct comprehensive affordability assessments, including the analysis of income, expenditure, credit history, and overall financial suitability., • Evaluate properties against lending criteria, while demonstrating a wider market understanding of acceptable property types and risks., • Collaborate with external partners—brokers, customers, surveyors, and conveyancers—and coordinate with internal teams to satisfy all lending requirements ahead of fund release., • Stay informed about industry developments, product updates, and changes to the regulatory landscape in the UK mortgage market., • Maintain detailed, accurate records of underwriting decisions to support audit and compliance processes., • Contribute to continuous improvement initiatives, including refining underwriting processes, policies, and risk controls., • Present updates and recommendations to internal committees where required., • Support other areas of the business and provide guidance to colleagues as needed. Skills & Experience Required: • Minimum of 5 years’ underwriting experience., • Proven ability to perform thorough affordability assessments, including evaluation of credit searches, bank statements, financial records, and property valuations., • Strong knowledge of lending criteria and regulatory standards., • Excellent attention to detail and a structured approach to risk assessment., • Effective multitasking and prioritisation abilities., • Strong analytical, decision-making, and communication skills. Preferred: • Relevant qualifications such as CeMAP or RICS (AssocRICS / MRICS / FRICS)., • Experience working with mortgage underwriting platforms or case management systems. For all other roles please Miryco's LinkedIn page

To assist in the training, mentoring and be a referral point to less experienced members of the team. The overall responsibility of the role is to take ownership of allocated cases from inception through to completion. To underwrite, maintain and manage a pipeline of complex and high value cases, t

The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. The Underwriter is responsible for underwriting. The Underwriter must wor

Several years of experience in real estate lending, with a strong focus on bridging or short-term property finance.

This US firm is seeking a 1–4 PQE associate to join its London-based Derivatives and Debt Capital Markets team. The team advises on a range of capital markets transactions, including bond issuances, hybrid capital instruments, liability management transactions, equity-linked products, high-yield offerings, and restructurings. The team is small and collaborative, offering close partner contact and early responsibility. Work includes advising on both issuer and underwriter-side mandates across Europe and the Asia-Pacific region. Recent matters have involved syndicated revolving credit facilities, debt restructurings, and SEC-registered offerings. The team also acts on regulatory capital instruments and complex cross-border transactions. The role offers significant hands-on experience and a clear opportunity to develop technical skills. The firm provides a supportive and inclusive working environment, with Cravath-scale remuneration and a strong focus on long-term associate development. For further information, please contact Meghan Creighton on +44 7506 222 673. Alternatively, please email your CV to .

Title Underwriter A leading, private equity–backed international and underwriting platform is looking to appoint a Title Underwriter to join its growing practice - this is a rare opportunity to work in a high-growth, entrepreneurial environment while benefiting from the backing of a well-capitalised, global business. -Underwrite title insurance policies for complex commercial property transactions. -Assess risk, review documentation, and ensure compliance with underwriting guidelines. -Collaborate closely with brokers, lawyers, and clients to deliver efficient, high-quality solutions. -Contribute to the development of new products and underwriting processes. We are interested in speaking with an Underwriter with either proven experience in commercial title or W&I underwriting or broking and would also corporate real estate lawyers with an interest in exploring within insurance. This is an opportunity to work with a forward-thinking, internationally active business that places product innovation high of their agenda and you’ll play a key role in building the firms presence in the title insurance market while enjoying the support and reach of a global platform.

Descartes was born out of the conviction that the ever-increasing complexity of risks faced by corporations, governments and vulnerable communities calls for a renewed approach in insurance.Our team brings together industry veterans from the most renowned institutions (AXA, SCOR, Swiss Re, Marsh, Ao

ABOUT DESCARTES UNDERWRITING Descartes was born out of the conviction that the ever-increasing complexity of risks faced by corporations, governments and vulnerable communities calls for a renewed approach in insurance. Our team brings together industry veterans from the most renowned institutions (AXA, SCOR, Swiss Re, Marsh, Aon, ...) and scientists on top of their field to bring underwriting excellence. After 6 years of existence, Descartes has secured a leading position in parametric insurance for weather and climate-related risks utilizing machine learning, real-time monitoring from satellite imagery & IoT. After a successful Series B raise of $120M USD, we launched Descartes Insurance, a 'full stack' insurer licensed to underwrite risk by the French regulator ACPR. With a growing corporate client base (400+ and counting), our diverse team is headquartered in Paris and operates out of our 19 global offices in North America, Europe, Australia, Singapore, Hong Kong and Japan. Descartes is trusted by a panel of A-rated (re)insurers to carry out its activities. ABOUT YOUR ROLE Descartes Underwriting is seeking a Senior Underwriter (Parametric Insurance) to join the Underwriting Team based in London. Reporting to the Underwriting Manager & Director of Descartes UK, you will be a key contributor to the development and deployment of climate risk models for the pricing, underwriting and monitoring of weather-related parametric policies for corporates and public entities. Your responsibilities will include : • Collaborate with the business team and brokers to understand client needs and risk transfer challenges to successfully underwrite new business and renew accounts;, • Conduct thorough analyses for product design and coverage structuring in order to meet the needs and expectations of the clients;, • Improve and develop pricing models in order to model the risk, underwrite policies for corporates and public entities, and monitor the portfolio performance and accumulation;, • Contribute to insurance proposal and underwriting documentation in order to finalise policies for corporate clients and public entities worldwide;, • Operate in the London market, leading discussions and projects with brokers and partners;, • Collaborate with various divisions of Descartes in order to sustain the growth of the portfolio (e.g. R&D teams, Legal, Operations, Risk Management), • Technical & Business Leadership: help both the underwriting strategy and the review of the work conducted by Underwriting Data Scientists, providing guidance on technical modeling matters & business requirements. ABOUT YOU EXPERIENCE & QUALIFICATIONS • Graduated from a leading academic institution with a degree in mathematics, statistics, data science, physics or related;, • 4 years of significant experience minimum (post graduation) in data science or related;, • As a plus: track record of experience in leading a (small) team and managing business projects;, • Proficiency in Python (e.g. pandas, scikit-learn);, • Strong background in statistics and mathematics, showing clear understanding of probabilities;, • Eye for quality, autonomous and attention to detail;, • Fluency in English (written and verbal communication) is required;, • Interested in insurance industry and climate risks modeling;, • Strong team spirit;, • Ability to work under pressure;, • Eagerness to solve complex problems and technical challenges;, • Rigorous, creative and meticulous mind;, • Strong desire to learn and acquire responsibility;, • Results oriented with the ability to work in a fast-paced and multi-cultural environment. WHY JOIN DESCARTES UNDERWRITING ? • Opportunity to work and learn with teams from the most prestigious schools and research labs in the world, allowing you to progress towards technical excellence;, • Commitment from Descartes to its staff of continued learning and development (think annual seminars, training etc.);, • Work in a collaborative & professional environment;, • Be part of an international team, passionate about diversity;, • Join a company with a true purpose – help us help our clients be more resilient towards climate risks;, • A competitive salary, bonus and benefits. At Descartes Underwriting, we cherish value of diversity whatever it may be. We are committed to fighting against all forms of discrimination and for equal opportunities. We foster an inclusive work environment that respects all differences. With equal skills, all our positions are open to people with disabilities. RECRUITMENT PROCESS • Step 1: HR Interview with our Talent Recruiter, • Step 2: In person or remote manager interview, • Step 3: Technical online test (via Github), • Step 4: Remote technical interview, • Step 5: In person team interview to meet our team and discover our offices

This is an opportunity to join a continually growing underwriting platform within the credit and political risks space. With an established team already in place, they are looking for another experienced underwriting professional to compliment the team. The division has a diverse financial risks specialism and is looking for someone who is keen to work across the division including all areas within financial risks, including non-payment insurance, structured risk and trade credit. If you have a particular specialism in this area, you could bring this knowledge along with diversifying across a wider remit. Opportunities to travel and work globally, this business offer an excellent chance to learn and develop from key specialists within this remit; ideally you should already be underwriting in these areas, but a broker with established background in political and financial risks will also be considered. If you have a minimum of 4 years in credit risk, but haven't reached underwriter status yet, they will also consider advanced Assistant Underwriters at this level looking for a break.

Second Charge Underwriter Key Accountabilities. Second Charge Underwriter Skills & Competenc.

The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. City Elite are delighted to be working with a leading lender based in Lon

Underwriter ready to step up into a Senior Underwriter role. Senior Underwriter looking for their next challenge. As a Cyber Senior Underwriter, you will:.

Are you an experienced Underwriter considering relocation to sunnier climes, or an experienced Actuary with strong experience looking to move on to an Underwriter role overseas? If so, we'd love to hear from you ASAP!. What You’ll Bring As Underwriter:.

You'll work collaboratively with the team to support Private Clients / HNW business, ensuring excellent customer outcomes and compliance with regulatory standards.

Placement Broker / Litigation Risk A litigation risk team is seeking a Placement Broker to bring technical strength and execution capability as it continues to scale. The team specialises broking a variety of litigation risk products including ATE and capital protection but not exclusive to. With strong distribution channels across lawyers, accountants, and corporates, as well as unique facilities with litigation funders, the practice has built a platform for scalable growth and international expansion. In this role, you will manage the structuring and placement of complex litigation risk solutions into the underwriting markets and craft tailored arrangements. You will likely be a qualified lawyer with a dispute background, a funder or broker/underwriter with exposure to litigation risk, bringing a strong technical understanding of disputes and litigation processes. Commercially minded and confident engaging senior stakeholders, you will also be ambitious, team-oriented, and motivated by the opportunity to help build something significant.

Miryco are delighted to be partnering with a growing mortgage provider making a huge splash in the UK and European mortgage market This role sits within a growing mortgage business focused on asset deployment through mortgage origination. We are seeking a highly experienced and detail-oriented Mortgage Underwriter with a strong understanding of the UK mortgag market. The successful candidate will assess mortgage applications in line with lending criteria, conduct affordability assessments, and ensure regulatory compliance. The role includes underwriting both traditional repayment residential mortgages and equity release mortgages. Key Responsibilities • Assess and underwrite residential mortgage applications in line with internal policies and industry regulations, ensuring balanced and well-informed decisions., • Conduct comprehensive affordability assessments, including the analysis of income, expenditure, credit history, and overall financial suitability., • Evaluate properties against lending criteria, while demonstrating a wider market understanding of acceptable property types and risks., • Collaborate with external partners—brokers, customers, surveyors, and conveyancers—and coordinate with internal teams to satisfy all lending requirements ahead of fund release., • Stay informed about industry developments, product updates, and changes to the regulatory landscape in the UK mortgage market., • Maintain detailed, accurate records of underwriting decisions to support audit and compliance processes., • Contribute to continuous improvement initiatives, including refining underwriting processes, policies, and risk controls., • Present updates and recommendations to internal committees where required., • Support other areas of the business and provide guidance to colleagues as needed. Skills & Experience Required: • Minimum of 5 years’ underwriting experience., • Proven ability to perform thorough affordability assessments, including evaluation of credit searches, bank statements, financial records, and property valuations., • Strong knowledge of lending criteria and regulatory standards., • Excellent attention to detail and a structured approach to risk assessment., • Effective multitasking and prioritisation abilities., • Strong analytical, decision-making, and communication skills. Preferred: • Relevant qualifications such as CeMAP or RICS (AssocRICS / MRICS / FRICS)., • Experience working with mortgage underwriting platforms or case management systems. For all other roles please Miryco's LinkedIn page

Several years of experience in real estate lending, with a strong focus on bridging or short-term property finance. Strong understanding of UK real estate markets, valuation principles, and loan structuring.

Their ultimate goals being, to become the main household name for lifetime and equity release lending and offering a first-class customer experience. Demonstrable experience in underwriting through to completion of Equity Release, RIO or later life mortgage products.

Are you a Casualty Underwriter looking to specialise in a specific sector and take your career in a new direction? We’re working with a growing syndicate that is looking to strengthen its Healthcare team by adding an experienced casualty underwriter to support the build-out of their propositio

Working as a Corporate and CRE Underwriter your main job role will be processing and underwriting of Corporate, Commercial Retail Estate proposals & personal loans.

You will:- Build and manage strong trading relationships within the London Market, focusing on Mid Corporate clients with a GWP of £250k+- Develop and maintain a robust pipeline of new business opportunities, taking full ownership from initial contact to close- Oversee engagement with your broker a

Several years of experience in real estate lending, with a strong focus on bridging or short-term property finance.

Are you an experienced Underwriter considering relocation to sunnier climes, or an experienced Actuary with strong experience looking to move on to an Underwriter role overseas? If so, we'd love to hear from you ASAP! Location: Bermuda-based with relocation and housing assistance. W

Eames are currently partnered with a leading Lloyd's Syndicate who are looking to hire an Underwriter in War & Terrorism to join their London team.

Up to £40,000 plus excellent bonus and benefits.Please note this role is 5 days in the office.Due to exciting growth and expansion, a fantastic opportunity has arisen for an Assistant Underwriter to join a specialist Property Lending company in London.Specializing in bridging finance, you will be r

Income Protection Underwriter – Remote – up to £50,000 per annum plus benefits.I am partnered with a well-established and trusted Income Protection provider (Insurance) who are seeking an experienced Income Protection underwriter to join their team.Reporting to the Head of Underwriting and work

Are you an experienced Underwriter considering relocation to sunnier climes, or an experienced Actuary with strong experience looking to move on to an Underwriter role overseas? If so, we'd love to hear from you ASAP!. What Youll Bring As Underwriter:.

Key Responsibilities: * Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors * Maintain a high level of customer service with those internally and externally * Underwrite loan applications within company lending criter

Our client, a successful Finance company is looking for a Development Underwriter to join their team. The Development Underwriter is responsible for processing refurbishment and development finance applications where initial terms have been issued. Key Responsibilities: * Manage a pipeline of deve

Corporate and CRE Underwriter Our London client in the Banking sector is seeking a Corporate and CRE Underwriter to join the team as soon as possible on a permanent basis with a salary of £45,000 on offer.This role comes with a great perks package including generous holiday.What does the role

Nicholas Howard Limited are delighted to be recruiting for a Mortgage Underwriter to join a growing and ambitious specialist lender based in London, working on a hybrid basis.

We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team.

New Vacancy - Quality Audit Underwriter. I am currently partnered with a leading Life Insurer who are seeking a Quality Audit Underwriter to join their growing team. My client is looking for an experienced Underwriter in these lines of business in the UK, as well as a solid understanding of underwri

Credit Underwriter - Asset Finance. As they continue to enjoy sustained growth they are looking for an Asset Finance Credit Underwriter to underwrite structured finance deals.

Descartes was born out of the conviction that the ever-increasing complexity of risks faced by corporations, governments and vulnerable communities calls for a renewed approach in insurance.Our team brings together industry veterans from the most renowned institutions (AXA, SCOR, Swiss Re, Marsh, Ao

The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. Our client who are a fast-growing finance company that helps people who d

Several years of experience in real estate lending, with a strong focus on bridging or short-term property finance. Strong understanding of UK real estate markets, valuation principles, and loan structuring.

Residential and Commercial Mortgage Underwriters.

The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. The Underwriter is responsible for underwriting. The Underwriter must wor