St Albans
An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise). The salary range is dependent on the level of experience and mandates (between £30 - £38k). Key responsibilities include: • Handle dealer enquiries professionally via phone and email., • Support the conversion of declined finance applications into acceptable proposals within risk guidelines., • Manage deferred applications by following up promptly and thoroughly., • Assess referred finance proposals within delegated authority; escalate when needed., • Interpret financial statements to make informed credit decisions., • Investigate CIFAS alerts diligently and escalate potential fraud cases., • Proactively flag operational issues and suggest practical solutions., • Meet departmental KPIs and service standards., • Collaborate across departments to support operational goals., • Contribute flexibly to team tasks as required., • Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection)., • Actively safeguard the business against fraud and financial risk. To be considered for this role, you must have: • Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting., • A keen eye for detail, • Strong communication skills, • A pro-active attitude, • The ability to work well in a team and independently, • Be a forward-thinking problem solver The successful candidates will be rewarded with a competitive salary, excellent benefits, career progression and potential bonus.