Offres senior data analyst à Carteret, New JerseyCréer des alertes d'emploi

Job Description iCreditWorks offers a highly configurable Platform-as-a-Service (PaaS) “Point-of-Sale” (POS) lending solution, including a first-in-market native mobile App and integrated payment technologies to drive B2B/B2B2C financing. Through cutting-edge mobile technology and artificial intelligence, we’re revolutionizing access to credit by delivering a seamless user experience for healthcare consumers and beyond. Join us in building innovative solutions that empower consumers and professionals alike! Role Overview We seek a proactive, analytical Senior Data Analyst to join the iCreditWorks underwriting and risk team. In this role, you will leverage data science and machine learning to design credit strategies, optimize risk decisioning, and ensure compliance with regulatory standards. This is an exciting opportunity to make a direct impact in a dynamic, entrepreneurial environment. Key Responsibilities • Collaborate with data engineering, product, compliance, and finance teams to build scalable, real-time risk decisioning systems., • Design, test, and deploy underwriting models and credit strategies using statistical and machine learning techniques., • Conduct A/B testing on credit policies, models, and product features; analyze results and translate insights into actionable business decisions., • Review and validate loan application decisions for alignment with credit policy, regulatory expectations, and fair-lending standards., • Monitor portfolio performance, model stability, and risk outcomes; iterate quickly based on findings., • Contribute to the development of risk infrastructure, tools, and processes as we scale. What We’re Looking For • Experience: 3+ years in credit risk and/or fraud for consumer or small-business lending (FinTech experience strongly preferred)., • Technical Skills: Strong Python skills for data analysis and modeling; SQL proficiency required., • Domain Expertise: Hands-on experience building or improving credit strategies for unsecured lending products., • Data Handling: Experience working with large datasets in a modern data stack (e.g., cloud data warehouses)., • Analytical Skills: Strong understanding of statistical modeling, experimentation, and performance monitoring., • Communication: Ability to explain complex analyses to non-technical stakeholders., • Adaptability: Comfortable operating in a fast-paced startup environment with evolving processes., • Bonus Points: Experience with real-time underwriting or API-based decisioning, model governance, explainability, or fair-lending requirements; deploying models in production. Why Join Us? • Opportunity to shape the future of FinTech and consumer lending., • Collaborative, innovative, and growth-oriented culture., • Competitive compensation and benefits., • Flexible work environment (hybrid option available).Company DescriptioniCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.iCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.