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Job DescriptionScope & Ownership As a Retail Mortgage Underwriter, you’ll deliver strategic impact by making sound credit decisions that protect portfolio quality while keeping files moving. This role exists to apply ownership of risk, guideline adherence, and borrower outcomes across residential mortgage loans. Responsibilities: • Underwrite loan files to granted authority in line with investor, GSE, and FHA/VA requirements, • Review applications, income/asset documentation, appraisal and title to confirm accuracy, completeness, and compliance, • Evaluate income, credit, equity, and layered risk; flag red flags and potential misrepresentation, • Validate AUS findings and data integrity; clear conditions and document support, • Partner with Loan Officers/Relationship Managers on guideline interpretation and file questions, • Stay current on investor/regulatory updates impacting underwriting Qualifications: • Bachelor's degree preferred, • Adherence to established policies and procedures pertinent to the position which include but are not limited to BSA, Privacy, CRA and Safeguarding Customer Information, • 3+ years residential mortgage underwriting; strong conventional conforming background, • DE and SAR/LAPP certifications required, • Knowledge of 203K and Homestyle; working knowledge of Encompass, • Strong written/verbal communication; able to meet deadlines under pressure Apply to drive outcomes with integrity and precision. Total Rewards Competitive total compensation with a $100,000–$110,000 salary range, plus Medical, Dental, and Vision coverage. Build long-term security with a 401(k) and a Flexible Spending Account. Recharge with Paid Time Off, and enjoy practical in-office touches like a Snack/Drink Room when you’re on site. How Your Day Flows Your day typically runs Monday–Friday, 9–5, with work-from-home flexibility. You’ll start by prioritizing a pipeline of files, then shift between focused review time and quick consults with sales partners to remove friction. Midday often includes checking guideline updates or investor notes, then returning to decisions and conditions with a steady pace. You’ll close out the day by aligning open items, documenting decisions cleanly, and setting up the next morning’s highest-impact files. All offers are contingent on the successful completion of criminal background check.

Job Description SimpleCREDIT is a growing private lender, based in Garden City, NY, built for credit professionals who want to underwrite real deals across the investment property and transitional lending space. We focus on core business-purpose lending including DSCR, residential transition, bridge, fix-and-flip, ground-up construction, multi-property and blanket structures, and small development projects, backed by institutional capital, with plans to continue expanding our product and capital access. We are seeking experienced credit and underwriting staff. Our lending platform is affiliated with an established real estate and specialty finance group with active operating businesses, properties, and investment-related entities. That affiliation provides our underwriting team with immediate access to existing deal flow, operational infrastructure, and industry relationships, not a cold start. This is an opportunity to help build a lending platform early, with the ability to influence credit standards and grow with the business while leveraging internal deal flow, shared resources, and long-term expansion plans. Responsibilities • Underwrite DSCR, bridge, fix-and-flip, ground-up construction, and blanket loans across the affiliated lending platform, • Evaluate sponsor strength, liquidity, experience, and track record, • Analyze project budgets, construction timelines, and cost-to-complete risk, • Review appraisals, feasibility studies, rent rolls, and market fundamentals, • Assess exit strategy viability and market liquidity, • Structure transactions to balance risk and growth, • Prepare clear written credit memos and present recommendations in committee, • Partner with originations to improve deal quality without compromising standards, • Identify portfolio-level risk patterns and provide insight to leadership, • Manage the full underwriting lifecycle from initial review through credit approval and closing, • Coordinate with originations, processing, and closing teams on conditions and documentation, • Maintain accurate credit files and records in the loan origination system, • Contribute to guideline and policy refinement as the platform scales Requirements • 3–7 years underwriting investment property or business-purpose real estate loans, • Direct experience with ground-up construction risk, blanket and portfolio loans, transitional real estate, and DSCR underwriting, • Working knowledge of LTC vs. LTV tradeoffs, construction draw risk, cost overruns and contingency analysis, debt yield, DSCR, and exit risk, • Demonstrated ability to evaluate sponsors beyond credit score, • Experience defending or presenting credit decisions in committee or leadership forums, • Proficiency with loan origination and underwriting platforms and Excel-based credit modeling, • Ability to manage a pipeline and work independently across multiple concurrent deals, • Experience with small-balance commercial, multifamily, or mixed-use assets a plus, • Familiarity with institutional capital requirements or fund-level reporting a plus, • Experience mentoring junior underwriters or analysts a plus

$55 - $70/hourpayCommercial InsuranceSpecialty InsuranceCommercial P&CUnderwritingLiability CoveragePolicy InterpretationInsurance ComplianceCoverage AnalysisInsurance Operationsmicro1 is the leading AI data lab for training frontier models and evaluating AI agents. Experts contribute their diverse subject matter knowledge across domains such as finance, healthcare, STEM engineering, and more. micro1 transforms that real-world expertise into high-quality training data, evaluations, and feedback loops that improve how AI systems learn, reason, and perform. Our platform identifies and vets top talent through an AI recruiter, enabling high-quality expert contributions at scale. We aim to enable 1 billion people to do meaningful work by applying their expertise to AI. As our global expert network grows, micro1 is building the human intelligence layer for frontier AI. Job Title: Insurance Underwriter – Excess & Specialty Job Type: Contractor Location: Remote Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters. Key Responsibilities: • Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market., • Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories., • Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis., • Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations., • Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations., • Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding., • Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines. Required Skills and Qualifications: • 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products., • In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices., • Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis., • Experience working with insurance operations in complex or specialty risk environments., • Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts., • Proven track record within the US insurance market or with US-based clients and frameworks. Preferred Qualifications: • Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines., • Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations., • Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.

Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents.This position requires a great deal of underwriting acumen and relationship management skills.Manages agency relationships through continued customer s

Ideal candidate should have a minimum of one year's experience for Assistant Underwriter positions and three years for Underwriter positions. We are currently seeking a dedicated Insurance Underwriter with experience in commercial lines.

Sompo has a unique opportunity for a Senior Underwriter in our Middle Market Business Unit.

Review and underwrite residential mortgage loan applications, including government, conventional, equity, and portfolio loans, in accordance with investor, regulatory, and Credit Unions guidelines.

Commercial Real Estate Underwriter/ Credit Products Portfolio Manager Sr.

Sompo has a unique opportunity for a Senior Underwriter Assistant to join our Reinsurance Underwriting Support team.Our team provides underwriting support across Sompo's global reinsurance platform.We partner closely with brokers, underwriters, and cross-functional teams to deliver accurate, timely

Chubb is seeking a highly motivated, results oriented Senior Commercial Lines Technology Underwriter to join our industry leading technology practice. Predominately responsible for account solicitation, risk selection and analysis (including documentation), pricing and sales of technology products a

Mentor and coach other underwriters or teammates. The Senior Commercial Underwriter is responsible for commercial credit activities for FourLeaf ensuring consistency with MBL policy and commercial credit standards for commercial lending activities and portfolio. The underwriter will take ownership o

Crum & Forster is seeking an experienced Executive Underwriter in Uniondale, NY, responsible for overseeing the Contract Surety product underwriting. The ideal candidate has at least 8 years of contract surety experience, excellent communication skills, and a strong sales mindset.

What You’ll Do The First Mortgage Underwriter role will be responsible for examining, evaluating, and underwriting all first mortgage applications to assess the risk, financial stability and confirm compliance with secondary market guidelines and all regulatory requirements, to render a credit dec

Our client is seeking an experienced Real Estate Underwriter to join their growing acquisitions and capital markets team.

Retail Mortgage Underwriter in New York.

Fourleaf Federal Credit Union in Bethpage is seeking a First Mortgage Underwriter to evaluate and underwrite mortgage applications, ensuring compliance and accuracy.

LTV tradeoffs, construction draw risk, cost overruns and contingency analysis, debt yield, DSCR, and exit risk Demonstrated ability to evaluate sponsors beyond credit score Experience defending or presenting credit decisions in committee or leadership forums Proficiency with loan origination and

SimpleCREDIT is a growing private lender, based in Garden City, NY, built for credit professionals who want to underwrite real deals across the investment property and transitional lending space.We focus on core business-purpose lending including DSCR, residential transition, bridge, fix-and-flip, g

Strong interpersonal skills working with Staff and Company Underwriters.

Underwriter II is responsible for evaluating, structuring, underwriting, and ongoing monitoring of loans and leases for the Equipment Finance team. Work closely with senior underwriters and relationship managers to proactively identify potential risks and find solutions. Collaborate with senior unde

The account responsibility falls to the Portfolio underwriter although consultation between Field and Portfolio Underwriter is expected as required. Our Small Commercial Underwriting team is currently seeking a Senior Underwriter to join our team. Small Commercial Senior Field Underwriters are respo

An Underwriter Assistant provides support to an Underwriter by reviewing applications, evaluating risk, creating quotes, and processing new and renewal business. Underwriter Assistant - Melville, NY. We are currently looking to add an Underwriter Assistant to our team.

Locations Melville, NY 11747, USA Position Summary Underwriter II is responsible for evaluating, structuring, underwriting and ongoing monitoring of loans and leases for the Equipment Finance team. Work closely with the senior underwriters and relationship managers to proactively identify potential

You will work within: A professional environment built on accountability and trust Defined productivity and turnaround expectations Direct access to leadership and operational support A culture that prioritizes professionalism, teamwork, and results Flexibility designed to support both individual su

Strong interpersonal skills working with staff and company underwriters.

Accounts is seeking an Underwriter II in Melville, NY, responsible for evaluating and structuring loans for the Equipment Finance team.

Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collab

Description DEPARTMENT: Credit Administration LOCATION: 288 Main Street Catskill, NY 12414 REPORTS TO: Credit Manager SUPERVISES: None GRADE: 11 Pay Range: $20-23 per hour commensurate on education and experience FLSA: Non-Exempt Position Summary The Commercial Credit Underwriter I provides c

At Regions, the RAH (Regions Affordable Housing) Underwriter serves as part of the first line of defense, evaluating and underwriting tax credit investments to ensure each supports Regions' objectives and meets or exceeds investment guidelines. Offers advice and guidance to junior underwriters, assi

Shell Lubricants Hub Hamburg is looking for a Personal Injury Lien Underwriter to evaluate financial aspects of personal injury cases in Atlanta, GA.

BankUnited is seeking a Credit Products Officer who specializes in C&I or CRE loan analyses.You will prepare complete credit analyses, support Relationship Managers, and monitor a growing portfolio.The role requires strong accounting and financial analysis skills and adherence to regulatory standard

Merchants Mutual Insurance is seeking a Commercial Lines Underwriter to join their Commercial Lines Underwriting team in Melville, New York.