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We’re looking for a hardworking Mortgage Loan Officer Assistant who can help take our team to the next level! Your primary responsibility will be to deliver top-notch customer service to borrowers and ensure their mortgage process goes as quickly and smoothly as possible. This is a crucial role that will be from the “contact to contract” phase of the loan. With your help, our Loan Officer will be freed up to spend more time originating more loans into the pipeline. The ideal candidate is a detail-oriented professional who is passionate about turning dream homes into a reality for our clients. If you want to work with a fast-paced, industry-leading team to grow your mortgage career and maximize your earning potential, this is the place for you. Apply today!Compensation: $50,000 - $60,000 yearly Responsibilities: • Establish and maintain relationships with referral partners and borrowers to retain existing clients and attract new business, • Serve as the primary contact during the “contact to contract” phase of the loan process and liaison between clients, referral partners, and the loan officer, and conduct meetings to coordinate any follow-up items, • Respond to all in-house and customer inquiries regarding transactions and provide quotes when needed to offer exceptional customer service, • Look over all loan package paperwork to check for inconsistencies, omissions, and inaccurate income calculations and then report any errors to the loan originator, • Coordinate loan application completions, collect all necessary documents (including credit reports), run DU/LP/AUS, send a closing cost worksheet to borrowers, and get the file ready for processing Qualifications:, • Complete understanding of automated underwriting systems such LP and DU, • Must possess lender experience using loan origination software like Encompass LOS, • Able to accurately analyze income, asset documents, and credit reports, and knows how to structure the information properly for a loan, • Up-to-date NMLS license or willing to get licensed within 90 days, • At least 2 years of previous experience fulfilling the roles of an LOA/Loan Partner, Processor, Loan Officer and/or Underwriter, 5+ years preferred About Company Cornerstone First Mortgage is a full-service mortgage bank headquartered in San Diego, licensed in 49 states and Puerto Rico. All aspects of the loan process (processing, underwriting, and funding) are conducted in-house. We have grown exponentially over the past few years and are always looking for driven and motivated individuals to join our team. #WHRE3 Compensation details: 50000-60000 Yearly Salary PI430fec8d2c62-37820-38796867

Job Description 1099 Job Position summary American Income Life is a leading insurance and supplemental benefits provider. The company provides its clients with value and unbeatable customer service with complete transparency and integrity. That's what makes us so successful. We are currently looking for service-minded individuals with good communication skills to fill several sales representative positions in your area. This position is 100% COMMISSION BASED PAY ONLY. Company background AIL has been in business for over 68 years. We are a company that works with over 40,000 different labor unions, including the NFL, NBA & MLB, with over 5 million members and counting. Our company has over $58.9 billion in force with an A+ Superior Rating by AM Best for its financial strength. Union members request our benefits packages because standard work benefits are often eliminated or reduced upon leaving or retirement. We provide unions with permanent benefits to give them the protection they need throughout their lives. American Income Life is one the premier workplaces in North America, consistently being voted one of the best places to work, with Best Workplace awards in 2017, 2018 and 2019. AIL has also been named the 24th Happiest Places to Work by Forbes Magazine. Job Duties: • Inbound and outbound calling, • Scheduling appointments with clients who request our benefits, • Presenting and explaining insurance products and benefits packages over Zoom video call, • Sell and up sell insurance to new and existing clients, • Completing applications for insurance products, • Report daily numbers, • Attend optional training classes, • Long-term career progression, • Flexible work hours, • Remote work from home option, • 100% Commission Pay ONLY, • Provide full training, • Residual Income, • Paid Weekly, • Benefits (After 3 Months), • Strong communication skills, • Time management skills, • 18+ years of age, • High school diploma (higher education preferred but not required), • Customer service and/or retail experience preferred but not required, • Working Computer, • Cell phone (unlimited long distance calling)

Position Summary RT Connector allows retail insurance agents to efficiently access multiple lines of coverage from multiple carriers for their E&S small commercial business. Through one single, streamlined application, RT Connector offers bindable quotes from multiple carriers and will issue policies with the click of a button. The Connector Binding Operations Coordinator is a pivotal role within the RT Connector support team environment, focusing on the efficient and quality-driven management of binding operations. This individual is responsible for overseeing the binding process, ensuring that all printed materials are finished to the highest standards and meet customer specifications. What will your job entail? Job Responsibilities: • Assists the process of binding insurance policies, ensuring accuracy and compliance with binding underwriting guidelines and regulatory requirements., • Employ expertise to execute complex tasks ensuring maximum efficiency and effectiveness, • Act as a training resource, mentoring and guiding team members to foster skill development and optimize performance, • Evaluates renewals, new business and endorsements according to guidelines outlined in the business requirements documents and within their authority level., • Manages underwriting applications with the information necessary to rate, document and issue accurate and compliant policies., • Reviews and processes policy endorsements, including changes to coverage, limits, or policy terms ensuring accuracy and timely implementation and tracks cancellation notifications, non- renewal, and renewal solicitation notifications., • Establishes and maintains effective communication with carrier partners and utilizes carrier systems to access, and manage data ensuring accurate and timely processing of tasks, • Review inspection reports to assess risk quality and to confirm exposure base accuracy., • Maintains comprehensive and organized records of all binding transactions and related documentation, including policy details, endorsements, and client information., • Communicates with clients to collect required information, explains policy terms and conditions, and addresses any questions or concerns related to the binding process., • Executes the work assigned by the Connector activity workgroup in the standard service timeline., • Collaborate with other underwriting team members, Support, and Product Managers to gain a comprehensive understanding of the Connector processes and workflows., • Provides feedback to internal team members regarding trends and efficiency opportunities, • Minimum of 3-5 years of work experience in Insurance Industry or Binding Underwriting., • Experienced in Cyber or Workers’ Compensation Insurance, • Bachelor's degree required; Risk Management and Insurance Business Administration, Business Operations and Sales preferred. • Underwriting Principles, • Insurance Regulations, • Analytical, • Risk Evaluation, • Guidance Adherence, • Collaboration, • Documentation, • Marketing, • Portfolio Management, • Policy language, • Data Analysis Behavioral Skills: • Problem Solving, • Interpersonal, • Negotiation, • Presenting, • Relationship Building, • Project Management, • Time Management, • Event Marketing Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $60,000.00 - $75,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website . We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

General Description: This position is responsible for independently managing the marketing/placement of new account opportunities (small business) with partner insurance carriers. Responsible for providing support to Select Commercial producers as a resource for negotiating carrier coverages and terms, preparation of proposals, and finalizing the placement/binding process. Responsibilities: • Responsible for establishing/maintaining a relationship with production team; obtaining pertinent information via the producer to obtain a quotation, • Must be able to establish and maintain a strong relationship with carrier partners, • Serve as a source of knowledge of appetite, market trends, pricing practices, contacts, and other underwriting policies, • Take part in carrier meetings and share information with Select operations and sales, • Responsible for negotiating and selling the opportunity to carrier partners for interest; quote online via carrier rating tools or submit to underwriter. Collaborating with Team Lead when necessary., • Responsible for completion of marketing summary outlining terms, rates, commission, bind order documents, and carrier responses including reason for declination, • Responsible for binding coverage with underwriters and finalizing the marketing process, • Responsible for complete and accurate documentation in agency management systems, marketing file of each account handled, • Required to perform essential functions; meeting service standards and best practices developed by USI, • Additional projects and duties as assigned. Knowledge, Skills and Abilities: • 3-7 years’ experience in Commercial Property & Casualty; a comprehensive understanding of all Property & Casualty insurance coverages, placement, underwriting and rating concepts, • College degree and insurance designations (CIC, ARM, AAI, CPCU) preferred, • Ability to work in a fast-paced environment with minimal instruction, strong business acumen, and a high degree of frequency, • Sales driven and solution oriented to help meet production and growth goals, • Ability to creatively and proactively problem solve and negotiate, • Sets priorities and manages workflow to ensure efficient, timely, and accurate work, • Informed regarding industry and new product information, legislation, coverages and technology to continuously improve knowledge and performance, • Knowledge of agency management system, workflow procedures, underwriting, sales and service processes, • Proficient in Word and Excel, • Strong written, oral and interpersonal communication skills, • Must hold state Property & Casualty insurance license or willing to obtain one within an agreed upon timeframe, • Maintain a cordial and effective relationship with production team, co-workers, carriers, vendors, and other business contacts; ability to work in a team environment, • Effective interactions/communications with others; cooperating purposefully and providing information, guidance, as needed, to achieve the business goals of USI

Job Description At Worth AI, we are transforming how businesses assess, manage, and leverage credit and risk data. Our AI-powered platform helps organizations unlock financial opportunities by delivering intelligent, transparent, and fair decisioning tools. We believe in building trust, empowering businesses, and ensuring compliance at every step. As a high-growth fintech, we combine cutting-edge technology with deep domain expertise to create solutions that drive financial inclusion and smarter risk management. Position Summary We are seeking a highly skilled Underwriter with proven expertise in UK Know Your Customer (KYC) and Know Your Business (KYB) practices to join our expanding Risk & Compliance team. This role is critical to safeguarding Worth AI’s mission of enabling fair and accurate credit decisioning while maintaining full adherence to UK regulatory requirements. The successful candidate will evaluate client and business applications, conduct comprehensive risk assessments, and play a key role in strengthening our compliance framework. Key Responsibilities • Review and underwrite customer (KYC) and business (KYB) applications in accordance with UK regulatory standards and Worth AI’s internal policies., • Conduct in-depth risk assessments, including financial analysis, creditworthiness reviews, and fraud detection., • Verify company structures, ownership hierarchies, and beneficial ownership for UK and international clients., • Apply FCA, PRA, AML, and other relevant UK regulations in the underwriting process., • Collaborate with product, compliance, and risk teams to escalate and resolve complex cases., • Make sound underwriting decisions that align with Worth AI’s mission of balancing growth with responsible risk management., • Maintain accurate and auditable records of all underwriting decisions., • Contribute to continuous improvement of Worth AI’s underwriting policies, processes, and AI-driven compliance tools. Requirements • Bachelor’s degree in Finance, Business, Law, or a related discipline (or equivalent experience)., • 3–5+ years of underwriting, risk, or compliance experience within UK financial services, banking, or fintech., • Strong knowledge of UK AML, KYC, and KYB frameworks, including FCA requirements., • Experience in credit risk assessment, fraud detection, and financial statement analysis., • Excellent analytical, communication, and decision-making skills., • Proficiency with compliance and underwriting platforms; experience with AI/fintech tools is a plus., • Integrity and a strong sense of accountability., • Exceptional attention to detail and organizational skills., • Ability to work independently in a high-growth, fast-paced fintech environment., • Willingness to travel as required, • Health Care Plan (Medical, Dental & Vision), • Retirement Plan (401k, IRA), • Life Insurance, • Unlimited Paid Time Off, • 9 paid Holidays, • Family Leave, • Work From Home, • Free Food & Snacks, • Wellness Resources

Job Description ️ Senior Property Underwriter – High-Speed Property Comping (Remote) Remote | Full-Time | $1,500–$2,000 Monthly Potential Company: Atlas Home Offer Who We Are Atlas Home Offer is a real estate investment firm operating across multiple U.S. markets. We specialize in wholesales, fix & flips, and rental acquisitions. Whether we’re wholesaling or flipping, every deal must have a $25K–$40K spread minimum. Our acquisition reps are on the phones making offers daily — but they depend on fast, accurate numbers to make smart calls. That’s where you come in. Your Role – Run Numbers, Deliver Fast, Support Closers This is not a sales role. You will not be talking to sellers or negotiating. Your job is to support a team of 4–5 closers by delivering the comps and valuations they need to close deals with confidence. You’ll handle: 15–20 deals per day — mix of napkin and full underwrites Fast pricing support when reps are on live seller calls As-is values, ARVs, repair estimates, and MAOs Understanding local markets to hit target profit spreads Occasionally calling agents to confirm comps or get market insight What You’ll Be Doing Daily Comp U.S. residential properties (mostly SFRs, occasional duplex or small multi) Provide ARV, as-is value, rehab estimate, and MAO within clear targets Turn around live comp requests in 5–10 minutes Spend up to 30–40 mins on deeper deals when time allows Maintain comp sheets, spreadsheets, or models Communicate with acquisitions and dispo teams to align valuations Track valuation accuracy against actual sale data Ensure deals can move in 30 days or less with real margins ✅ What You Must Bring You must have real experience comping U.S. investment properties. If you’ve never underwritten a U.S. deal — do not apply. Required: Experience in real estate underwriting, appraisals, lending, acquisitions, or analysis Mastery of tools like: MLS, PropStream, Privy, Zillow, Redfin Understanding of real-world ARV, MAO, repair adjustments, and investor spreads Comfortable calculating LTV, LTC, holding costs, etc. Able to make valuation decisions fast and with confidence Can work independently and handle pressure without micromanagement Must be okay working independently or as part of a team Must be okay attending occasional team meetings via webcam Must have strong, stable internet connection Compensation Base Salary: $1,500–$2,000/month (based on experience) Bonuses: Closed-deal bonuses (per assigned deal) KPI bonuses (based on volume, speed, and accuracy) Expected Take-Home: $2,500–$3,000/month (Example: $1,700 base + $800 bonuses) Culture Requirements – Read Before You Apply We are a tight-knit team that moves fast and holds each other to high standards. We’re looking for someone who is: A forward thinker — sees problems and solves them Brings positive energy — no complainers, no low-vibe teammates Team-first — collaborates well but can own tasks solo Adaptable — things change fast in this game Long-term focused — not here to clock in/clock out Growth-minded — wants to be part of the company, not just on the payroll We’re not looking for gig workers or task checkers. We want a real operator who grows with us long-term. ⚠️ Do NOT Apply If: You’ve never underwritten or comped U.S. deals You don’t know what MAO, ARV, or the 70% rule means You overanalyze every deal and can’t make quick calls You need step-by-step instructions for every task You just want a job — not a team You don’t have stable internet or avoid video calls How to Apply: Please check your Inbox, There you will find a Link to a Google form. Please fill out that form and let me know once that's done! Submit a 2–3 minute Loom video where you: Introduce yourself and your real estate experience Share what tools you use Run a comp live on a U.S. property and walk us through your thought process Attach your resume with relevant experience Fill out our application form (link sent after video & resume) ⛔ Incomplete or low-effort submissions will be ignored. *

Job Description We are looking for a detail-oriented mortgage underwriter to grow with our team! Located within Miami-Dade or Broward County. You’ll be responsible for analyzing and verifying real estate loan applications while evaluating risks and making loan decisions. The ideal applicant has a thorough understanding of CONV/FHA/VA/USDA loans, is able to organize and prioritize their tasks efficiently and effectively and ideally Bilingual person (English Spanish). Compensation: $120,000 Responsibilities: • Verify mortgage applications including supporting documents to be certain they contain all pertinent information for loan approval, • Assure that once all information is received it is accurate, it meets compliance standards, and it aligns with company policies, • Search clients’ employment and financial histories thoroughly to determine accuracy of all documentation, • Document in detail reasons for approving or rejecting a loan for our loan officers and clients, • Inquire about any additional information that is needed to determine loan riskQualifications:, • Proficient in Microsoft office and automated underwriting systems, • Strong decision-making and communication skills, • Over 2 years of mortgage underwriting experience or mortgage lending experience is required, • Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products, • Bilingual (English Spanish)About Company Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.

Job Description Job Title VP, Commercial Portfolio Manager Banesco USA is seeking a VP, Commercial Portfolio Manager for our Portfolio Managers business unit. Primary Job Duties • Monitors existing lending relationships assigned to their portfolio and completes annual, semi-annual or quarterly reviews as required in a timely manner. Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable., • Maintains oversight of all ongoing monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) Financial Reporting and Covenant Tracking, (ii) Covenant Compliance, (iii) Collateral Monitoring and Borrowing Base Analysis, and (iv) all required third party reports, investigations and due diligence. Validates and analyzes reports such as Financial Statements, Borrowing Base Certificates, Collateral Field Examinations, Appraisals, Engineering Reports, etc., to verify compliance., • Actively works on tracking tickler requirements, post-closing items and revisiting policy exceptions to determine current status. Reviews and clears financial exceptions and documentation exceptions. Works with the Lenders and Lending Associate(s) to clear exceptions., • Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk., • Thorough ongoing portfolio management, detects early warning signs of deteriorating credit trends and recommend risk rating changes where applicable. Escalates issues to appropriate levels and develops action plan with the Credit Officer, Head of Corporate Banking, Special Assets and Chief Credit Officer., • Partners with the Loan Officers in structuring and underwriting new relationships as well as renewals, extensions, waivers and/or modifications of existing loans. Determines relationship monitoring needs while working with the Loan Officer and Underwriters during the underwriting process., • Prepares all required financial spreads and Executive Summary and uploads all packages for credit underwriting and approval., • Reviews and analyzes all third-party reports. Includes all pertinent information in Executive Summary., • Acts as a liaison between the customer and other departments of the bank to ensure the renewals and/or modifications are processed in an efficient and timely manner., • Works in conjunction with Loan Operations in maintaining all required insurance policies within appropriate coverage and are up-to-date by contacting borrower, insurance agent or respective insurance company., • Documents borrower’s file with quarterly call memorandums in connection with lines of credit and annual inspections of real estate loans., • Maintains a close follow-up on past due payments and maturities to avoid any past dues over 30 days., • Ensures financial information request letter and/or renewal letter is sent to the borrower in a timely manner., • Monitors industry trends and analyzes specific industry trend area to identify potential areas of risk in the loan portfolio., • Responsible for completing annual training program assigned., • Performs other functions and/or duties as assigned. Job Requirements • Education: Bachelor’s Degree required for consideration or the equivalent in experience., • Experience: Seven (7) + years of experience as a Credit Underwriter or Portfolio Manager., • Advanced knowledge of overall Bank policies as well as credit policy and compliance regulations., • Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages preferred., • Strong customer service skills, ensuring satisfaction of both internal and external customers., • Self-starter and independent worker., • Strong attention to detail and accuracy., • Problem solving and analytical skills in order to identify problems and present them to the appropriate parties., • Strong verbal and written communication skills, ability to communicate at all levels of the organization., • Ability to multi-task, with strong organization, time-management and prioritizing skills., • Ability to work in a team environment, in order to ensuring compliance with department procedures., • Advanced computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, Moody’s, nCino etc.). Adept at learning and using new technology., • Knowledge of related State and Federal banking compliance regulations and operational policies., • Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank’s policies and procedures. Benefits • Competitive base salary, plus variable compensation., • Paid time off., • Hybrid schedule., • 401k with employer match., • Tuition reimbursement., • Paid parental leave., • Free parking., • Medical, Dental, Vision, • Life Insurance, • Supplemental Insurances, • Short-Term & Long-Term Disability Benefits About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today’s world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Description JOB DESCRIPTION: Looking for a detail-oriented and motivated Junior Underwriter to join our underwriting team. This entry-level position is ideal for individuals looking to develop their underwriting skills while supporting the team in evaluating risks and assisting with the underwriting process. JOB DUTIES & RESPONSIBILITIES: • Assist underwriters in assessing and evaluating insurance applications and risks., • Review and analyze policy applications, client data, and claims histories., • Communicate with brokers, agents, and clients to gather additional information or clarify details., • Ensure timely processing of applications, reinstatements and additions., • Support in maintaining accurate records and documentation for underwriting files., • Maintain accurate and detailed documentation of underwriting decisions and findings., • Stay updated with regulations, and underwriting guidelines to ensure compliance, • Strong attention to detail and analytical skills, • At least 2+ years in the insurance industry or medical field, • Excellent communication and interpersonal skills, • Ability to work well in a team environment, • Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint), • Bilingual: Fluent in both English and Spanish (spoken and written) to communicate effectively with team members and clients., • Work in a timely manner to meet deadlines, while maintaining a high level of accuracy and quality, • A proactive attitude with a willingness to learn and grow in the underwriting field.

Job DescriptionBenefits: • 401(k), • Flexible schedule This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance. As an Insurance Underwriter Agent, you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agencys growth. Required Qualifications • Valid Florida 4-40 or 2-20 Insurance License (Required), • Minimum 1 year of experience in insurance underwriting or insurance sales, • Strong analytical and decision-making skills, • High attention to detail and accuracy in documentation, • Effective communication skills, both written and verbal, • Bilingual (English/Spanish) preferred, • Familiarity with various carrier portals and underwriting platforms Responsibilities • Review and evaluate new insurance applications in line with carrier guidelines, • Analyze inspection reports, and other documents to determine risk acceptability, • Ensure underwriting decisions comply with the Insurance Companys Guidelines, • Work closely with the sales team to clarify underwriting requirements and support timely policy issuance, • Monitor active policies for risk exposure and recommend appropriate action, • Maintain accurate and organized records of underwriting activities, • Supportive, collaborative team culture, • Opportunities for professional growth and advancement, • Access to top-tier training and carrier resources, • Competitive compensation structure with potential performance incentives Compensation & Benefits • Base Pay: $16$17 per hour (commensurate with experience), • Paid Time Off and Flexible Scheduling, • 401(k) Retirement Plan, • Professional development and continuing education support

Job Description Job Summary: The Mortgage Closer/Funder (Post Closing Specialist) is responsible for closing and funding residential mortgage and home equity loans and lines of credit. Verifies all closing conditions have been cleared by the Underwriter and prepares closing package. Satisfies outstanding conditions and completes a file review to ensure compliance prior to closing and funding. We encourage you to view and apply directly at edfed.org/careers Duties & Responsibilities: • Reviews all closing conditions provided by the underwriter are cleared by obtaining necessary documentation and in compliance to secondary market and credit union policies., • Prepare and send out 3-day Closing Disclosure within timeframes for RESPA/TILA compliance. Explain and answer questions regarding the CD document to the member. Re-disclose when required., • Complete verbal verification of employment and any other verifications as required. Ensure all documents in file have not expired at time of closing., • Clears tasks in the LOS system or resubmit to Underwriting for approval as instructed., • Reviews Closer pipeline reports daily to manage flow of anticipated closings. Communicates with processors and underwriters regarding file status. Works on loans based on date of receipt and priority given., • Enter loans on appropriate spreadsheets with updated closing information for management and department tracking., • Communicate with member, title/closing agents, realtors, insurance agents, to coordinate and schedule closing and obtain any pending items and clear title required., • Complete checklists to ensure all documents and tasks have been completed throughout the process. Update LOS with expected closing date., • Meet with members and conduct closings on home equity loans and HELOCs in the Home Loan Department., • Review all closing documents to ensure signature and accuracy of documents upon receipt., • Funds the loans by performing applicable wire transfer transactions for first mortgage loans. Funds loans in Symitar system for home equity type loans and HELOCs. Mails out funding checks to third parties., • Must comply with all company policies and procedures, applicable laws and regulations including but not limited to RESPA/TRID, Regulation B, Regulation Z, Fair Lending, NMLS Safe Act., • Cross-sell credit life/disability insurance products on Home Equity loans and lines of credit., • Maintain personal information up-to-date in the NMLS registry within 30 days of a change, • Process Loan Closings, Advances, Payments, and Maintenance Items – including Rollovers, Conversion, Margin Changes and Other Operational Transactions – , Loan Closings, Renewals and Loan Modification on an on-going basis, • Compare documents and discuss discrepancies with underwriter and loan officer for resolution, • Coordinate with settlement agent for timely funding and disbursement., • Ensure completion of provided docs for necessary title reports, credit reports, appraisals, and inspections., • Maintain data integrity as loan progresses through closing., • Prepare funding figures and request wire for funding after balancing with settlement agent., • Review signed closing docs for accuracy and compliance., • Maintain data integrity as loan progresses through closing., • Prepare funding figures and request wire for funding after balancing with settlement agent., • Review signed closing docs for accuracy and compliance, • Associate’s degree or equivalent combination, • Strong verbal, written and interpersonal communication skills, • Knowledge of Fannie Mae guidelines Every employee is required to comply with all Bank Secrecy Act (BSA) policies and procedures, and to attend required BSA-related training as assigned. The following are some benefits offered to employees: • Paid Holiday, • Paid Birthday, • Paid Sick and Personal Days, • Paid Vacation, • Retirement/401K with matching contributions, • Medical, Dental and Vision Insurance, • Life Insurance and Long Term Disability, • Tuition reimbursement for Undergraduate and Graduate courses, • Various Incentive Programs As a financial institution, EdFed has been dedicated to providing our members, the South Florida educational community, with quality financial services since 1935. As an employer, we strive to provide staff with challenging career opportunities, great benefits, and a friendly work environment. Confidentiality is of the utmost importance in this position. Company DescriptionAs a financial institution, EdFed has been dedicated to providing our members, the South Florida educational community, with quality financial services since 1935. As an employer, we strive to provide staff with challenging career opportunities, great benefits, and a friendly work environment. Confidentiality is of the utmost importance in this position.As a financial institution, EdFed has been dedicated to providing our members, the South Florida educational community, with quality financial services since 1935. As an employer, we strive to provide staff with challenging career opportunities, great benefits, and a friendly work environment. Confidentiality is of the utmost importance in this position.

Job DescriptionDescription: About Us At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced Mid Level Underwriter to join our team at the NY Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions. Responsibilities • Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers., • Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions., • Conduct comprehensive due diligence and verify accuracy of information provided by applicants., • Responsible for full cycle underwriting of assigned small business financing., • Collaborate with the Underwriting team to identify potential red flags and mitigate risk., • Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance., • Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements., • Maintain accurate and detailed documentation of underwriting decisions and findings.Requirements:, • Bachelor's degree preferred but not mandatory in finance, accounting, or a related field, • Previous experience in underwriting, credit analysis, or a similar role is preferred., • 3 or more year of experience, • Strong analytical skills with the ability to interpret complex financial data and make informed decisions., • Familiarity with financial statements, tax returns, and credit reports., • Knowledge of underwriting principles, lending regulations, and risk assessment methodologies., • Excellent attention to detail and the ability to work in a fast-paced environment., • Strong organizational and time management skills, with the ability to prioritize tasks effectively., • Excellent written and verbal communication skills. Opportunity to work in a fast-growing and innovative fintech company. Exposure to a diverse range of clients and industries. Collaborative and inclusive work environment. Competitive salary and benefits package. Continuous learning and professional development opportunities. Opportunity for growth and advancement within the company. Benefits & Perks Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events. In the News Named to Deloitte Technology Fast 500. Inc 5000 - fastest growing private companies in 2022. Crain’s New York Fast 50. Great Place to Work Certified. Salary Range $70k-$85k

Location: On site in Coral Gables, FL Summary Commercial Relationship Managers are the client-facing key to our core business of commercial banking. You'll nurture banking relationships with high revenue generating organizations to help them achieve mutually beneficial business goals and strengthen our communities. CRMs service a wide variety of business and individual loans to build long-term and profitable customer relationships in order to maximize portfolio revenue growth and asset quality. The most successful individuals in this role are able to build on existing relationships, pursue new clients, and ensure we deliver the highest level of service while providing sound asset stewardship through a balance of risk and credit decisions. Key Responsibilities Include • Expand existing client relationships which generate incremental revenue for the bank while developing new client relationships which generate acceptable returns for the bank, • Work with the Management and Underwriters to analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations, make recommendations on loan pricing which are competitive with the marketplace and achieve an acceptable return for the bank, and structure loans (term, covenants, collateral, guarantees, etc.) which appropriately protects the bank, • Work with Management to recognize client needs and matching the bank's capabilities to meet these needs, • Maintain a thorough knowledge of bank's lending policies and regulatory requirements, • Maintain proper house-holding of relationships, • Gather financials for new and renewal opportunities with clients., • Prepare Opportunity Memos (with Management) as needed for new and renewal requests to initiate underwriting process., • Work directly with the underwriter to ensure accurate reflection of financials and to ensure accurate preparation of Loss Given Default, Probability of default and Risk Adjusted Return on Capital models at time of new/renew requests., • Coordinate deal team meetings between Relationship Manager, Market President, Senior Credit Officer, and Underwriter, • Finalize term sheets to meet client and bank needs, • Engage underwriting to update results of term sheet accordingly and as needed to be reviewed by deal team, • Builds and maintains a portfolio mix of targeted high value and high potential clients., • Acts as a financial advisor by educating the customer about financial strategies (e.g. Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services. Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value., • Work with Manager to coordinate credit decision with Market President, Senior Credit Officer, Executive Credit Officer, Chief Credit Officer and Chief Operations Officer. Create/Prepare Commitment Letter with Management supervision, • Finalize any required conditions precedent as needed to ensure Loan Closing has all items needed, • Responsible for reviewing closing documents, communicating with clients and identifying portfolio weaknesses and trends and alerting management (Group Manager, Market President, Senior Credit Officer) to deteriorating portfolio conditions, • Ensures client adherence to covenants with review of calculations, key provisions, and recommendations according to policy, • Bachelor (4-year college) degree, • 6-8 years of experience or an equivalent combination of education and experience, • Experience in the management of Syndicated loans as well as in Middle Market Lending in the South Florida market concentrating on Miami-Dade county, • Experience with Microsoft Outlook, Word, and Excel About UsFirst Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at . Benefit Highlights • Medical with wellness incentives, dental, and vision, • HSA with company match, • Maternity and parental leave, • Tuition reimbursement, • Mentor program, • 401(k) with 6% match, • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

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