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Job DescriptionAre you ready to take control of your career and make a meaningful impact? We are looking for highly motivated individuals—whether new to the workforce or making a career transition—to join our growing team as Financial Services Representatives. This role offers comprehensive training and mentorship to help you build a successful business by providing financial solutions to individuals and businesses. No prior financial experience is necessary—we provide the tools and resources to help you succeed. What you will receive: • Flexible schedule with remote and in-person work options., • Full benefits package: health, dental, vision, 401(k), pension, life insurance., • Training stipend and performance-based bonuses. We can only consider applicants authorized to work in the United States. Compensation: $75,000+ at plan commission Responsibilities: • Utilize marketing tools and resources to grow your client base., • Attend virtual and in-person training to enhance financial expertise., • Work within a hybrid model, attending in-person meetings and training sessions as required., • Maintain compliance with industry regulations and licensing requirements., • Develop client relationships and provide tailored financial strategies.Qualifications:, • Excellent communication and relationship-building abilities., • Must be authorized to work in the US., • Self-motivated, coachable, and driven to succeed., • No prior experience in finance is required—comprehensive training is provided., • Demonstrated leadership or a proven track record of success.About Company Thoroughbred Advisors is represented by a growing team of Financial Representatives and Financial Advisors serving the Capital Region and beyond. We continue to deliver our brand of planning to the individuals, families, and businesses of our region. We believe the habits you create, the tools you implement, and the strategy that informs the creation of each will be the primary variables that impact your level of financial security and prosperity. From the outside, you would perceive that we are in the business of Financial Planning, Insurance, and Investments, which would be true, but beyond that, we believe we are in the business of personal development.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Franchise Innovation Overview: The Franchise model is the cornerstone of our success, fostering trust and confidence in our brand for nearly 60 years. It's the driving force behind our competitive edge, enabling global operations at scale and driving innovation in traditional as well as new payment flows. Through this powerful business model we ensure that everyday hundreds of millions of consumers and merchants make payments and accept payments with complete peace of mind. The Franchise team shapes the payments ecosystem by setting standards, onboarding new participants, resolving disputes, and ensuring the safety and integrity of our network. We are committed to ensuring we have a long-term, healthy, and sustainable ecosystem that supports the continued growth of Mastercard. Be part of a team that is not just leading, but redefining the world of payments. Role: Director, Franchise Innovation will be a leader with global responsibilities defining Mastercard’s new Product and Franchise development across Services, building our Franchises of the future. This includes defining and establishing Franchise frameworks to support payments, data and value add services constructs, ideating and launching Franchise rules and standards to support innovative new use cases across data, AI and security solutions The role will support internal Franchise stakeholders to interpret, communicate, and solve for scale and interoperability requirements across payment and data ecosystems impacting onboarding, licensing, consumer protections and ecosystem performance monitoring and reporting considerations. This is a role with key objectives in shaping Mastercard’s multi-rail strategy and delivering commercial success. You will be working closely with various teams within Franchise, Product and other key stakeholders including Legal, Finance, Services, Treasury and Risk Management to deliver Franchise impact. The role is based in Purchase, US. Key Responsibilities include: • Driving development of Franchise framework development across all Services including participation models, value exchange, associated rules/standards and potential compliance monitoring programs, • Supporting the team in requirement gathering workshops with customers and internal stakeholders and other ecosystem partners to deliver an MVP and roadmap of features, • Acting as a Franchise liaison in internal project meetings in which requirements are being developed and designed offering strategic insights/know-how for Franchise scalability, • Facilitate development of Franchise rules and standards closely aligned with product vision to build seamless path of scalability across all Services, • Develop value exchange diagrams and control points to ensure balanced exchange of value to enable key brand promises like consumer protections, disputes etc., • Serving as a point of contact for potential Franchise solutions and operational support which can be offered to commercialize offerings in target markets, • Develop product guides to build out via close partnership with Mastercard services team for MVP, aligned with evolving product vision, • Supporting interoperability and multi-rails scenarios where there is need to bridge Franchise frameworks between card and non-card payments, • Ability to lead on a proposition and launch it as part of a cross functional team across multiple regions where speed to market is critical, • Launch products and services via markets tests and/or controlled pilots, ensuring key metrics are captured and reviewed and used as robust entry and exit criteria to define the success of the launch, • Ability to deputize for other Franchise Innovation Directors and VP’s All About You: -Excellent understanding of Mastercard Services including Open Banking, Data and Finance principles, key participants, rules and standards -Excellent understanding of Franchise principles including onboarding, licensing, brand promises and disputes -Robust understanding of how Mastercard scales our services, Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges Purchase, New York: $174,000 - $286,000 USD

Job Description Elliman Capital | The Integrated Lending Arm of Douglas Elliman About Douglas Elliman: Douglas Elliman is one of the largest and most recognized residential real estate brokerages in the United States. Known for its luxury market dominance, strong brand presence, and deep agent network, Douglas Elliman produces billions in annual sales volume and remains a significant force in markets nationwide. About the Opportunity: Elliman Capital is the integrated lending arm of Douglas Elliman, bringing modern technology, elevated service, and seamless collaboration into one of the most powerful luxury real estate ecosystems in the country. We are expanding rapidly and placing experienced Mortgage Loan Originators directly inside Douglas Elliman offices. This role is ideal for relationship-driven, purchase-focused professionals who want consistent access to active buyers, top-performing agents, and high-volume market activity. This is a hybrid role positioned inside the office or offices where the business happens, designed for MLOs who value both advanced technology and classic relationship-based lending. What Makes This Role Different: Embedded Inside a Douglas Elliman Office You will serve as the dedicated lending partner for agents within your assigned office or offices. This provides: • Daily visibility to active buyers, • High levels of agent engagement, • Consistent opportunities to develop meaningful referral relationships, • A collaborative, supportive environment where your presence is expected and valued A Technology Platform Built for Today’s MLO You will have access to: • A fully branded app for borrowers and agents, • Real-time integration with pricing, credit, and LOS systems, • Automated communication flows, • Clean, modern presentation tools, • An AI-powered scenario desk that analyzes investor guidelines and structures scenarios within seconds Our goal is to provide tools that simplify your workflow and enhance your production. Marketing Support Designed to Elevate Your Brand • Access to the Elliman Capital marketing portal for flyers, collateral, signage, stationery, swag, and more, • Monthly marketing credits based on prior month’s closed volume, • A social media content portal with ready-to-use branded templates, • In-house marketing support for one-off needs, • Co-branding opportunities with Douglas Elliman agents Your brand matters, and we help you grow it strategically. Operational Support That Enhances Your Production • Dedicated Loan Officer Assistant (LOA) for file setup, disclosures, borrower communication, and pipeline support, • In-house processing and underwriting, • Strong communication and responsiveness, • Transparent workflows, • Leadership that works closely with the sales team, • A culture centered around growth, service, and efficiency Responsibilities: • Build and maintain strong relationships with agents in your assigned Douglas Elliman office or offices, • Provide timely pre-approvals and mortgage guidance for agents and clients, • Manage the full origination process from application through closing, • Participate in office meetings, trainings, and client events, • Ensure full compliance with federal, state, and company lending requirements, • Develop and nurture additional self-sourced business Requirements: • Active NMLS license in the relevant state or states, • Three to five years of residential mortgage origination experience preferred, • Strong communication and relationship-building abilities, • Purchase-focused origination experience, • Ability to work hybrid within the assigned office or offices, • Self-driven mindset with the ability to operate within a high-performing environment Compensation: Compensation varies based on experience and will be discussed during the interview process. Structure includes: • Competitive bps compensation, • Monthly marketing credits based on closed volume, • Additional performance-based incentives Compensation and benefits will be reviewed in detail during the interview process. All compensation follows federal, state, and company regulatory guidelines. Elliman Capital is a division of Associated Mortgage Bankers, Inc. Elliman Capital is a registered DBA of Associated Mortgage Bankers, Inc. NMLS 24794. Associated Mortgage Bankers, Inc. is an Equal Opportunity Employer. All employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, marital status, sexual orientation, gender identity, or any other protected status in accordance with applicable federal, state, and local laws. Employment with Elliman Capital is at-will. Compensation, incentives, and marketing credits are not guaranteed and are subject to federal, state, and company regulatory requirements. All offers of employment are contingent upon verification of licensing, background checks, and compliance qualifications.