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Job Description Summary: A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new loans; recommends loans for approval within established guidelines and lending policies; maintains portfolio of existing customer relationships and supports a team of commercial lending officers; and, assists higher level loan officers with larger loans and general loan portfolio management tasks. Job Responsibilities: • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and recommends approval to senior management. Informs customers of Bank decisions. Maintain a complete and thorough understanding of Loan Policy, including all loan guidelines and exceptions. Review, understand and communicate issues within loan files to the Loan Officers for accuracy and correction of errors., • Responsible for coordinating the underwriting of credits, including risk rating assessment, covenant compliance testing, financial statement and collateral analysis. Cross sells Bank products and services., • Interacts with customers to maintain and enhance business relationships. Ensures that annual file reviews are completed in a timely manner. Deals directly with existing customers regarding line of credit renewals as well as modifications of existing loans. Provide close contact with clients to establish, deepen, and retain relationships; reach corporate objectives., • Monitors delinquencies and evaluates problem loans. Negotiates with customers and offers restructure recommendations for problem loans or recommends legal collection action. Estimates final financial impact to the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Bachelor’s degree required. Master's degree desirable., • Minimum of 7 years of Commercial Loan experience. Please note that we segment our lending and are looking for lenders to focus on Commercial & Industrial Loans (C&I)., • Certified by a formal credit program or have participated in a bank sponsored credit program, • Experience and use of Financial Analysis software preferred., • Excellent customer service skills., • Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors and regulators., • Knowledge of and the ability to use current technology proficiently., • Good organizational skills, a high level of accuracy and strong attention to detail., • Effective time management and the ability to work independently in a team environment., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Summary: A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new loans; recommends loans for approval within established guidelines and lending policies; maintains portfolio of existing customer relationships and supports a team of commercial lending officers; and, assists higher level loan officers with larger loans and general loan portfolio management tasks. Job Responsibilities: • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and recommends approval to senior management. Informs customers of Bank decisions. Maintain a complete and thorough understanding of Loan Policy, including all loan guidelines and exceptions. Review, understand and communicate issues within loan files to the Loan Officers for accuracy and correction of errors., • Responsible for coordinating the underwriting of credits, including risk rating assessment, covenant compliance testing, financial statement and collateral analysis. Cross sells Bank products and services., • Interacts with customers to maintain and enhance business relationships. Ensures that annual file reviews are completed in a timely manner. Deals directly with existing customers regarding line of credit renewals as well as modifications of existing loans. Provide close contact with clients to establish, deepen, and retain relationships; reach corporate objectives., • Monitors delinquencies and evaluates problem loans. Negotiates with customers and offers restructure recommendations for problem loans or recommends legal collection action. Estimates final financial impact to the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Bachelor’s degree required. Master's degree desirable., • Minimum of 7 years of Commercial Loan experience. Please note that we segment our lending and are looking for lenders to focus on Commercial & Industrial Loans (C&I)., • Certified by a formal credit program or have participated in a bank sponsored credit program, • Experience and use of Financial Analysis software preferred., • Excellent customer service skills., • Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors and regulators., • Knowledge of and the ability to use current technology proficiently., • Good organizational skills, a high level of accuracy and strong attention to detail., • Effective time management and the ability to work independently in a team environment., • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays. This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description RPM Development is a dynamic place to work – staff are asked to be professional, collaborative, and think critically while working towards a shared mission of providing safe, clean, affordable housing to people and families across the State of New Jersey. RPM Development takes pride in offering its employees an outstanding benefits package, including: • Competitive Compensation based on experience., • Generous Paid Time Off: 10 paid holidays annually, plus up to 15 days of PTO in the first year, with increases based on tenure., • 401(k) Retirement Plan with a discretionary dollar-for-dollar company match and potential profit-sharing opportunities., • Comprehensive Health Coverage: RPM covers 90% or more of employee health insurance premiums., • Fully Paid Dental, Vision, and Life Insurance for all staff., • Professional Growth Opportunities through internal advancement and ongoing training. The Property Manager (“PM”) will oversee the day-to-day operations of RPM’s affordable and mixed income properties in the Essex and Sussex area. The PM will have broad and in-depth general management responsibilities and strong communication and leadership skills for their assigned apartment developments. The PM will supervise site teams consisting of Assistant PM’s, Resident Coordinators and maintenance personnel at levels consistent with property resources. The PM ensures assigned properties are meeting the financial, leasing and compliance expectations and upholding RPM’s standards of providing affordable housing that our residents are proud to call home. The PM will also ensure that all maintenance tasks are managed professionally, while maintaining a safe work environment at these same developments. The PM will ensure the integrity of all financial and operations data is hosted in the company’s property management software. Duties and Responsibilities include but are not limited to: • Foster a culture of inclusivity and TEAM across properties(s) so that your entire team works as a cohesive unit. PM is responsible for continuously teaching/motivating staff and holding them accountable for their work., • Provide outstanding customer service to our residents., • Optimize the financial and operational performance of the property by ensuring all financial targets are met (both budget and leasing/occupancy). Completing monthly variance reports as required., • Regularly tour properties to ensure they meet RPM and compliance standards and are always “inspection ready”. Ensure properties are prepared to excel at all property inspections without the need for surges in staff and spending, i.e., • Work with the Facilities Manager and Site Supers to monitor work orders, preventive maintenance, capex and apartment turns - all to be done within company policy timeframes., • Demonstrate professional leadership; ensure staff is on-boarded effectively, trained, motivated and are equipped to be successful in their role., • Effectively manage the eviction process., • Consistently market the properties to high standards by optimizing curb appeal., • Ensure Fair Housing requirements are being met at all times., • Proactively manage housing partner subsidy programs /relationships particularly as it relates to inspections, • Inspect properties following company timelines and following prescribed procedures and ensure corrective actions are taken where needed – safety being a high priority with this process, • Manage accounts payable so that the properties can successfully meet all financial obligations., • Monitor utility consumption and related expenses., • Provide thoughtful and comprehensive input to the capital planning process, the budget process in its entirety and examine expenditures for cost savings and efficiencies., • Own all aspects related to your properties recognizing that this is a 24-hour daily operation., • Work beyond the narrow and specific job responsibilities to advance the goals of the company. Relationships and Contacts: • Reports to: Regional Property Manager, • High School Diploma required/College degree preferred/CPM a plus., • Three years of increasing property management responsibility to include all aspects of a multi-site operation., • Knowledge of both affordable housing and market rate housing., • Technology literacy and a solid understanding of operating software, Yardi experience preferred., • Industry training credentials which authenticate understanding of rental housing programs. LIHTC certification a plus., • Ability to work periodic flexible hours is required., • Prolonged periods sitting at a desk and working on a computer., • Ability to work at property locations within or near transitional neighborhoods.