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This position is incentive eligible. $15,000 Sign On Bonus Offered Introduction Do you have the career opportunities as a Hospital Laboratory Director - Kendall you want with your current employer? We have an exciting opportunity for you to join HCA Healthcare Laboratory Services which is part of the nation's leading provider of healthcare services, HCA Healthcare. Address: 11750 SW 40th St, Miami, FL 33175 Benefits HCA Healthcare Laboratory Services offers a total rewards package that supports the health, life, career and retirement of our colleagues. The available plans and programs include: • Comprehensive medical coverage that covers many common services at no cost or for a low copay. Plans include prescription drug and behavioral health coverage as well as free telemedicine services and free AirMed medical transportation., • Additional options for dental and vision benefits, life and disability coverage, flexible spending accounts, supplemental health protection plans (accident, critical illness, hospital indemnity), auto and home insurance, identity theft protection, legal counseling, long-term care coverage, moving assistance, pet insurance and more., • Free counseling services and resources for emotional, physical and financial wellbeing, • 401(k) Plan with a 100% match on 3% to 9% of pay (based on years of service), • Employee Stock Purchase Plan with 10% off HCA Healthcare stock, • Family support through fertility and family building benefits with Progyny and adoption assistance., • Referral services for child, elder and pet care, home and auto repair, event planning and more, • Consumer discounts through Abenity and Consumer Discounts, • Retirement readiness, rollover assistance services and preferred banking partnerships, • Education assistance (tuition, student loan, certification support, dependent scholarships), • Colleague recognition program, • Time Away From Work Program (paid time off, paid family leave, long- and short-term disability coverage and leaves of absence), • Employee Health Assistance Fund that offers free employee-only coverage to full-time and part-time colleagues based on income. Note: Eligibility for benefits may vary by location. Our teams are a committed, caring group of colleagues. Do you want to work as a(an) Hospital Laboratory Director where your passion for creating positive patient interactions is valued? If you are dedicated to caring for the well-being of others, this could be your next opportunity. We want your knowledge and expertise! Job Summary and Qualifications The Director of Laboratory is responsible for directing the 24-hour operations and activities of the clinical laboratory to meet organizational and regulatory requirements. Responsible for laboratory specimen collection, specimen management, clerical functions, in-house and referral testing services. Actively participates in strategic and budgetary planning for assigned areas of responsibility. Provides direction to department personnel to achieve operational and technical objectives including workflow design, service quality, financial performance, regulatory compliance, personnel management, patient satisfaction, healthy work environment, and integration of intra and inter-departmental activities. Management Functions: • Concurrently monitors employee and departmental performance to ensure adherence to policies and procedures, timelines and regulatory requirements, • Reviews all departmental policies and procedures at least annually and revises, as needed., • Develops, implements and monitors new policies and procedures as needed, • Ensures that department employees attend all mandatory IRL/departmental in-services and staff meetings Quality Improvement Functions: • Develops monitoring systems for the collection, documentation and reporting of quality assessment and improvement data; extracts pertinent information from quality assessment and improvement studies, initiates corrective action plans, and re-monitors results, • Evaluates existing systems and processes and develops corrective action plans for service/quality trends identified Initiates changes and monitors for improvement, • Ensures that departments proactively respond to feedback from customers (internal and external) and implements improvement mechanisms to enhance the overall ability of the department to meet the customer’s needs for laboratory services Fiscal Functions: • Concurrently monitors resource utilization, including payroll, supplies and expenses, client volume and revenue variation reports, outpatient volume reports, mileage and expense logs; participates in MOR. Takes action immediately, as needed, to rectify problems, • Responsible to ensure the weekly and monthly corporate key indicators are an accurate measurement of past and current performance for a basis for proactive response to a changing environment, • Ensures legal and ethical practices are always maintained, • Prepares and submits capital expenditure requests, department projections and annual budget. Human Resource Functions: • Monitors and evaluates the activities of the staff and provides management, coaching, guidance, delegation opportunities, and on-the-job training and re-training as necessary to ensure operational efficiency and adherence to policies and procedures; fosters open communication by offering, encouraging, and accepting suggestions from staff regarding department operations, • Screens, interviews and selects qualified individuals for open positions within the department, • Reviews all department employee job descriptions at least annually and revises, as needed. Provides employees with a new job description if substantive changes are made, • Completes and conducts performance evaluations for all staff under direct supervision after three months of employment and annually, in a timely manner, • Maintains department education files, including new employee orientation checklist, equipment training checklist, mandatory in-service attendance confirmation and continuing education, • Develops and monitors improvement action plans, as needed, to correct poor job performance, • Initiates counseling and discipline according to policies and procedures, • Terminations, status changes, and other personnel actions are completed in a timely fashion, • Reviews and approves payroll time sheets, purchasing requisitions, check requests, and scheduling requests, • Employee injuries are reported within specified time frames and IRL policy/procedure for work related injuries is followed and supported Professional Functions: • Directs and organizes the operations of the hospital rapid-response laboratories through the appropriate, delegation of responsibilities and authority and overall direction of the hospital laboratory management team., • Effectively communicates with IRL System personnel at all levels to coordinate efforts meet special needs and address problems or concerns., • Works with IRL System management team to maintain regular, two-way communications and integration of core laboratory and hospital personnel. Conducts regular Town Hall Meetings at all IRL System facilities and is accountable for contributing to quarterly newsletters for IRL System personnel., • Effectively works with all levels of IRL and hospital management and employees to ensure a service delivery system, which sets standards of excellence in terms of quality, response time, and overall user satisfaction., • Meets regularly with appropriate IRL System counterparts to ensure effective inter-departmental interfaces are established, maintained and enhanced., • Continually monitors and stays abreast of legislative and regulatory changes affecting the laboratory industry, and ensures changes are accurately communicated to affected departments and implemented on a timely basis., • Investigates, recommends and purchases equipment, supplies and instrumentation appropriate to current and planned future needs. What qualifications you will need: • Bachelor's Degree-required or Master's Degree, • State of Florida Supervisor's License in at least 3 areas: Blood Bank/Immunohematology - Chemistry - Hematology - Histology - Microbiology - Serology/Immunology-required, • 3+ years of experience in a supervisory/management role in a clinical laboratory setting - required. HCA Healthcare has been recognized as one of the World’s Most Ethical Companies® by the Ethisphere Institute more than ten times. In recent years, HCA Healthcare spent an estimated $3.7 billion in cost for the delivery of charitable care, uninsured discounts, and other uncompensated expenses. "Bricks and mortar do not make a hospital. People do."- Dr. Thomas Frist, Sr. HCA Healthcare Co-Founder If you are looking for an opportunity that provides satisfaction and personal growth, we encourage you to apply for our Hospital Laboratory Director opening. We promptly review all applications. Highly qualified candidates will be contacted for interviews. Unlock the possibilities and apply today! We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. LAB-AFHP

Job Summary: The Senior Manager of Direct and Fintech Consumer Lending (Senior Manager of Consumer Lending) is responsible for the day-to-day leadership, performance, and oversight of the credit union’s consumer lending operations, including auto loans, personal loans, and credit cards, delivered through direct and fintech-enabled channels. This role manages departmental operations to ensure lending goals are achieved while maintaining strong credit quality, regulatory compliance, and operational efficiency. This role provides strategic and operational leadership to ensure lending products, processes, and partnerships support sustainable growth, strong portfolio performance, and an exceptional member experience. The Senior Manager manages day-to-day operations of the department, sets and monitors performance goals, and ensures objectives related to loan production, credit quality, efficiency, and member satisfaction are consistently met. This position serves as the primary relationship manager for fintech partners, overseeing performance, integration, and ongoing optimization of digital lending platforms. The role is also responsible for ensuring lending processes remain efficient, effective, compliant, and aligned with the credit union’s risk appetite, while continuously identifying opportunities to enhance automation, scalability, and innovation. Through strong leadership and cross-functional collaboration, the Senior Manager supports the credit union’s consumer lending strategy and digital growth initiatives. We encourage you to view and apply directly at edfed.org/careers Duties & Responsibilities: Operational Leadership: • Directs and monitors all facets of lending operations and monitors progress on a regular basis that is consistent with the Credit Union’s strategic plan. This includes oversight of consumer portfolios, underwriting, lending compliance, quality assurance, and collateral tracking., • Oversee daily operations of the direct and fintech consumer lending department, ensuring consistent execution of lending policies, procedures, and service standards., • Manage staffing, workflows, and resource allocation to support loan volume, service levels, and turnaround time goals., • Establish, monitor, and report on key performance indicators (KPIs) related to production, efficiency, credit quality, and member experience., • Ensure department goals and objectives align with the credit union’s strategic plan and consumer lending strategy., • Supports business and marketing initiatives to enhance loan production., • Maintains lending vendors in accordance with timing and business needs. Recommends retention or any changes needed. Consumer Lending & Underwriting Oversight: • Provide oversight of underwriting practices for auto loans, personal loans, and credit cards to ensure consistency, accuracy, and adherence to approved credit policies., • Monitor loan decisioning, exceptions, and overrides to ensure appropriate risk controls are maintained., • Partner with risk management and lending leadership to recommend updates to credit policy, pricing, and underwriting criteria based on portfolio performance and market conditions., • Ensure underwriting and lending processes balance growth, risk, and member value., • Approves / denies loan application requests including those for Credit Union employees. Risk Management & Compliance: • Serve as lending compliance subject matter expert with an emphasis on fair lending compliance, provide related guidance to management and assist with the ongoing development of compliance training to ensure the credit union is in full compliance with all lending laws and regulations., • Ensure consumer lending operations comply with all applicable federal and state regulations, including but not limited to Fair Lending, UDAAP, ECOA, FCRA, TILA, and credit card–related regulatory requirements., • Partner with Compliance, Risk, and Internal Audit teams to support examinations, audits, reviews, and issue remediation., • Monitor portfolio trends, delinquency, losses, and exception reporting to identify and mitigate emerging risks., • Ensure controls, documentation, and processes are maintained to support safe and sound lending practices. Fintech Partner Management: • Serve as the primary relationship manager for fintech lending partners supporting consumer loan originations and servicing., • Monitor partner performance against service-level agreements (SLAs), production goals, credit quality, and compliance expectations., • Coordinate with internal teams to ensure fintech integrations, processes, and reporting meet operational and risk standards., • Identify opportunities to optimize fintech partnerships to improve efficiency, scalability, and member experience. Process Improvement & Efficiency: • Responsible for hiring lending staff to include completing performance evaluations and development plans as necessary., • Continuously evaluate lending workflows and systems to identify opportunities for automation, standardization, and process improvement., • Lead or support initiatives to enhance operational efficiency, reduce cycle times, and improve data quality and reporting., • Ensure procedures and documentation are current, accurate, and consistently followed across all lending channels. Leadership & Collaboration: • Lead, coach, and develop lending staff, fostering accountability, engagement, and continuous improvement., • Collaborate with cross-functional teams including IT, Marketing, Finance & Accounting, Risk & Compliance, Digital Services, and Member Services to support lending initiatives., • Provide regular reporting and updates to senior leadership on operational performance, risks, and improvement initiatives., • Compile and analyze data to evaluate the current and future status of loan production, portfolio and performance., • Performs other duties as assigned by management. Requirements: • Bachelor's degree or equivalent combination, • 7+ year of Consumer lending operations, with a focus on auto loans, personal loans, and/or credit cards, • 3+ years of Management or senior leadership experience in a financial institution or credit union environment and strong working knowledge of consumer lending regulations, underwriting practices, and risk management principles., • Experience managing or working with fintech lending platforms or third-party vendors., • Credit union experience strongly preferred., • Experience with digital lending platforms, automated decisioning, or alternative data underwriting preferred., • Demonstrated experience improving operational efficiency and managing change in a lending environment preferred Skills: • Exceptional organizational skills., • Expert skills in spreadsheet preparation., • Excellent verbal and writing skills., • Strong operational and analytical skills with the ability to interpret performance and risk data, • Strong relationship management and communication skills, • Strong business management skills., • Proven leadership and team development capabilities, • Thorough understanding of consumer credit risk and regulatory compliance, • Ability to manage multiple priorities in a fast-paced lending environment, • Computer skills. BSA Statement: Management duties: Managers are expected to create a culture of compliance with all Bank Secrecy Act (BSA) and Anti-Money Laundering policies and procedures, and are required to attend BSA-related training as assigned. The following are some benefits offered to employees: • Paid Holiday, • Paid Birthday, • Paid Sick and Personal Days, • Paid Vacation, • Retirement/401K with matching contributions, • Medical, Dental and Vision Insurance, • Life Insurance and Long Term Disability, • Tuition reimbursement for Undergraduate and Graduate courses, • Various Incentive Programs, • Career opportunities About Us: As a financial institution, EdFed has been dedicated to providing our members, the South Florida educational community, with quality financial services since 1935. As an employer, we strive to provide staff with challenging career opportunities, great benefits, and a friendly work environment. Confidentiality is of the utmost importance in this position.

Only candidates with US Work Authorization will be considered. Description: The advisor is a strategic professional who follows the company strategy and help the clients to set their portfolio according to their needs. Both strong commercial and technical skills are mandatory. The professional must utilize our investments intelligence to generate ideas and allow the clients to achieve their portfolio goals within their risk limitations. The investor should bring new ideas and participate in our Strategy Committees within the Investments department. The position demands a high knowledge in every main products, such as bonds, equities, mutual funds, structured notes, alternatives and more. The advisor must establish a close relationship with new and existing high and ultra high net worth clients. The position will be allocated inside the Investments Solutions department and will report to the Head of Investors. Main Duties: • Provide complete financial and investment guidance to clients., • Leverage deep knowledge of securities, regulations, and investment strategies to develop customized investment plans and strategies., • Understanding of clients needs and profile, recommending adequate investments products, and monitoring portfolios to ensure alignment with clients' financial goals and risk tolerance., • Be updated about market trends, economy and all institutional calls., • Provide advice and guidance on markets and actionable investments ideas., • Be adherent to all regulatory standards., • Be able to leverage information and relationships with internal partners., • Prepare proposals for clients and present investments products and ideas., • Execute trades in client accounts in accordance with client orders., • Manage under appropriate supervision the selected portfolios of clients., • Use commercial skills to expand clients base and AUC., • Identifying potencial areas of opportunity Qualifications: • Series 7 and 66 (or 63 and 65) required, • Fluency in Portuguese and English required, • CFA, MBA degree or other advanced degree a plus, • 5+ years of experience in advisor/investor/banker/investments, • Initiative and self-driven Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Only candidates with US Work Authorization will be considered. About the Role We are looking for a dynamic and detail-oriented Product Analyst to support the evolution of our Investment Platforms. This role works at the intersection of Wealth Management, Technology, and Operations, helping coordinate stakeholders, support platform enhancements, and ensure smooth user experience for both clients and internal teams. The ideal candidate understands investment products, enjoys problem-solving, learns fast, and is comfortable dealing with multiple priorities in a fast-paced environment. Key Responsibilities: • Support stakeholders in the planning, execution, and validation of platform initiatives across onboarding, trading, portfolio management, performance, and operational workflows., • Coordinate with stakeholders across Investments, Trading, Operations, Compliance, Marketing, and Technology to gather requirements and ensure proper alignment., • Partner with Technology teams during development cycles: clarifying requirements, validating functionality, and supporting troubleshooting., • Perform BUAT (Business User Acceptance Testing), create test cases, execute scenarios, log defects, and validate fixes before releases., • Investigate and debug platform issues, including inconsistent data, account setup errors, operational or settlement issues, and trading/processing discrepancies., • Translate complex issues into clear, actionable explanations for business stakeholders and for technical teams., • Monitor platform performance, client behavior, and usage trends to identify opportunities for improvement. Create and track requirements for platform enhancements and maintenance., • Help maintain product documentation, workflows, and release notes., • Assist in validating investment products, fee configurations, account attributes, and operational flows. Qualifications: Education: Bachelor’s degree in Finance, Economics, Business, Data Science, or a related field. Experience: 1–3 years of experience in Wealth Management, Investment Operations, FinTech, Banking or Brokerage platforms. Skills • Strong understanding of investment products (equities, ETFs, REITs, mutual funds, fixed income)., • Comfort working with technology teams, APIs, data structures, and software development concepts., • Excellent analytical skills and willingness to dive deep, debug, and investigate issues end-to-end., • Strong communication skills, ability to simplify, structure, and clearly articulate problems and solutions., • Ability to handle multiple tasks simultaneously while maintaining high attention to detail., • Proactive, resourceful, and comfortable working in ambiguous or evolving environments., • High sense of ownership and curiosity. Preferred Qualifications • Experience in a financial institution or investment firm., • Proficiency in both English and Portuguese., • Series 7 and Series 66 preferred (but not required). Why This Role Matters This position plays a critical part in ensuring our investment platform runs smoothly end-to-end, from onboarding to trading to ongoing client experience. You will help enhance platform capabilities, improve stability, and support our mission of delivering a world-class digital investment experience. Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Only Candidates with US Work Authorization will be considered. Scope of Responsibilities: • Assist in the design and rollout of a custody program in accordance with applicable regulations., • Support the drafting and maintenance of policies and procedures related to custody operations., • Conduct compliance monitoring and testing activities to identify potential risks and ensure adherence to regulatory requirements., • Collaborate with internal teams including Operations, Legal, Risk, and Technology to support custody-related initiatives., • Maintain records and assist in reporting obligations related to custody services., • Provide support in training staff on custody-related compliance topics., • Provide full support to the CCO, during internal and external audits and reviews from the regulatory agencies., • Perform any other task as per the request of the CCO. Experience: • Strong foundation in broker-dealer compliance and custody regulations, • Excellent written and verbal communications skills., • Be a self-starter, with a strong work ethic and the ability to both research and generate new approaches to problems., • Ability to multi-task and work under tight deadlines., • Well-organized., • Collaborative mindset, • Analytical skills Education: • Associate degree in relevant field preferred; education may be substituted with extensive banking compliance experience and knowledge., • FINRA SIE, • FINRA Series 7, • FINRA Series 24 (or willingness to obtain) Language: Spanish and English, Portuguese (not required, but a plus) Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. About the role: We’re looking for an Investment Product Analyst / Fund Selector to join Bradesco’s Investment Products team in Miami. You’ll drive manager research and selection across mutual funds, ETFs, and alternative strategies, support product due diligence and onboarding, and partner with Sales, Compliance, and Operations to ensure products meet client needs and regulatory standards. Bradesco is launching an international digital investment platform, and this role will play an active part in shaping the new offering for digital clients. You will contribute to product architecture, selection, and governance for this innovative platform, ensuring a seamless experience for global investors - while continuing to support the broader investment product strategy across all channels. The platform is initially designed primarily for W‑8 clients (non‑U.S. residents), making familiarity with international investment structures and cross‑border regulations essential. At the same time, knowledge of investment products for domestic U.S. clients is also key, as Bradesco continues to serve this segment. The team values versatility and holistic product expertise across both markets. What you’ll do (Key Responsibilities): • Manager & strategy research: Conduct qualitative and quantitative due diligence on prospective and existing fund managers; evaluate performance drivers, risk, process, people, and price., • Fund selection & governance: Build recommendations and present cases to internal committees; maintain an auditable trail of research and decisions aligned with supervisory procedures., • Product lifecycle: Support onboarding (agreements, operational readiness, data integrations) and periodic reviews (watchlists, replacements, terminations)., • Portfolio analytics: Prepare comparative analytics (factor exposures, drawdowns, scenario tests, benchmark fit) and author client‑ready narratives., • Risk & compliance partnership: Work closely with Compliance to uphold WSP, product limits, and documentation standards; ensure due diligence files meet review requirements., • Stakeholder collaboration: Partner with Sales, Advisory, Ops, Legal, and Technology to deliver timely product launches and updates., • Market monitoring: Track macro, flows, fees, regulatory developments, and competitive trends to inform selection and shelf strategy. Technical Qualifications: • Investment analysis: Strong command of performance attribution, risk metrics (volatility, tracking error, VaR), factor and style analysis, and peer benchmarking., • Quant toolkit: Proficiency with Excel (PowerQuery/Pivot), statistical packages (e.g., Python/R a plus), and data sources (Morningstar, Bloomberg or equivalents)., • Fund structures & operations: Working knowledge of mutual funds/ETFs/UCITS/alts, share classes, distribution, trading, and operational due diligence., • Documentation & controls: Experience preparing due‑diligence memos, committee materials, and maintaining compliant research files aligned to supervisory procedures., • Licensing: FINRA Series 7 strongly preferred, or willingness/ability to obtain within 6 months after hire. What makes you successful here: • Ownership & bias to action: Proactive, organized, and able to manage multiple workstreams against deadlines., • Learning agility: Curious, adaptable, and eager to improve processes and tools., • Judgment & integrity: High ethical standards; balances investment conviction with risk and compliance requirements., • Structured communicator: Clear written and verbal communication; able to distill complex analyses into concise recommendations. Comfortable presenting to committees and to Sales team; incorporates feedback and documents decisions., • Team player mindset: collaborative, and dependable—comfortable sharing credit and stepping up where needed. Thrives in cross‑functional settings and builds trust with stakeholders across Products, Sales, Compliance, Legal, Ops, and Technology. Education & Experience: • Bachelor’s degree required—Finance, Economics, Engineering, Mathematics, or a closely related field., • 3–7 years of relevant buy‑side/sell‑side experience in manager research, product analysis, or portfolio analytics., • Advanced degrees/designations (e.g., CFA, CAIA) are advantageous., • Portuguese: Preferred (frequent interaction with Brazil‑based stakeholders and documents) | English: Required. Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Only candidates with US Work Authorization will be considered. About the Team: The Product Management team at Bradesco is responsible for managing the life cycle of the Banking Products suite, including Checking, Savings, Money Market, Certificate of Deposit, Loans, Credit and Debit Cards for multiple segments. The team defines product strategies, parameters, evaluates new opportunities, and focuses on driving profit and market share growth. Position Overview: The Loan Products Analyst supports the end‑to‑end structuring, execution, and oversight of the bank’s lending products. This role assists with product setup, pricing, regulatory compliance, documentation, and ongoing portfolio performance analysis. It involves close collaboration with Credit, Risk, Legal, Compliance, Sales, and Operations to ensure all loan products are correctly configured, properly structured, and fully aligned with internal policies and regulatory requirements. Scope and Responsibilities • Support the end‑to‑end execution and maintenance of loan products, ensuring accurate setup, timely updates, and full operational readiness, • Assist with loan structuring activities, including system parameter setup, pricing scenarios, repayment modeling, and contract preparation, • Ensure loan products, configurations, and documentation comply with internal credit policies and applicable regulations, • Prepare and maintain product documentation, operational procedures, workflows, and compliance checklists, • Conduct market and competitor research to support product strategy, pricing adjustments, and positioning, • Assist with requirements for product enhancements or system updates and participate in user acceptance testing (UAT), • Collaborate with Credit, Risk, Legal, Compliance, Operations, and Commercial teams to support smooth implementation and training of loan products, • Gather and analyze product‑level data to evaluate performance against KPIs, identify opportunities for improvement and prepare recurring dashboards and reports, • Help prepare internal training materials and communications for new product launches or enhancements, • Perform additional responsibilities as assigned by the Banking Products Product Manager. Risk Management • Comply with Bradesco Bank Credit and Compliance/BSA policies, • Identify opportunities to improve processes, strengthen controls, and increase efficiency across product management workflows Competencies, Skills, and Qualifications • 2-3 years of experience in banking, lending, credit analysis, loan operations, or related field, • Familiarity with loan structuring concepts, including pricing, amortization methods, interest calculations, and collateral requirements, • Understanding of loan regulations, compliance expectations, and basic credit risk principles, • Fundamental knowledge of financial drivers such as revenue, expenses, and portfolio profitability, • Experience working with data, performing analysis, and supporting data-driven decisions, • Exposure to product implementation, system changes, or cross-functional project work is a plus, • Ability to manage multiple tasks and deadlines in a fast-paced environment, • Strong written and verbal communication skills, including the ability to prepare clear presentations and documentation, • Detail-oriented, analytical and results-driven with motivation for continuous improvement Required Registrations or Certifications: Bachelor's degree: professional business/finance/economics degree or qualification Language Skills: Excellent written and verbal communication in English and Portuguese; Spanish is a plus. Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Job Summary: The Enterprise Fraud Analyst is responsible for identifying, investigating, and mitigating fraud risks across Educational Federal Credit Union’s entire enterprise. This role supports organization-wide fraud prevention efforts by analyzing trends, monitoring activity across multiple channels, and partnering with business units to strengthen controls, reduce losses, and protect members. The analyst plays a key role in enterprise risk management and regulatory compliance We encourage you to view and apply directly at edfed.org/careers Duties & Responsibilities: • Monitor and analyze fraud activity across all credit union products and channels, including deposits, lending, cards, ACH, wires, online and mobile banking., • Investigate suspected fraudulent activity and document cases in accordance with enterprise standards., • Identify fraud trends, root causes, and emerging risks impacting multiple business units., • Use internal and external resources to gain greater understanding of fraud analysis practices and processes and compliance implications. Examples of resources are meeting with department leaders, communicating with examiners, and conducting research., • Partner with business lines enterprise-wide to implement enterprise fraud controls., • Support enterprise fraud strategies, policies, and procedures to ensure consistent application across the organization., • Develop and maintain fraud metrics, dashboards, and reporting for leadership and risk committees.., • Recommend process improvements and system enhancements to reduce fraud exposure and member impact., • Assists with fraud-related risk assessments., • Assist with vendor management related to fraud detection tools and monitoring systems and act as administrator for those systems., • Support regulatory exams, audits, and internal reviews related to fraud risk., • Participate in enterprise incident response efforts for significant fraud events, • Performs other duties as assigned by management. Requirements: • Bachelor's degree in Business, Finance, Accounting, Criminal Justice, Risk Management, or a related field, • 2 years of relevant experience in fraud detection, investigations, or risk management within a financial institution. Preferred Qualifications: • Experience in a credit union or community banking environment., • Knowledge of NCUA regulations and fraud-related expectations., • Familiarity with enterprise fraud platforms and case management systems., • Experience with data analytics, SQL, or reporting tools. Skills: • Strong understanding of financial fraud schemes and prevention methods., • Demonstrated ability to analyze complex data and identify actionable insights., • Excellent written and verbal communication skills., • High level of integrity and discretion when handling sensitive information., • Ability to think strategically, conceptually and analytically including strong organizational skills., • Strong attention to detail ., • Ability to meets deadlines and manage changing priorities with limited direction., • Advanced proficiency with Microsoft Office., • Maintain the confidentiality of the Credit Union and member records at all times., • Advanced knowledge of EdFed products and services. BSA Statement: Every employee is required to comply with all Bank Secrecy Act (BSA) policies and procedures, and to attend required BSA-related training as assigned. The following are some benefits offered to employees: • Paid Holiday, • Paid Birthday, • Paid Sick and Personal Days, • Paid Vacation, • Retirement/401K with matching contributions, • Medical, Dental and Vision Insurance, • Life Insurance and Long Term Disability, • Tuition reimbursement for Undergraduate and Graduate courses, • Various Incentive Programs, • Career opportunities About Us: As a financial institution, EdFed has been dedicated to providing our members, the South Florida educational community, with quality financial services since 1935. As an employer, we strive to provide staff with challenging career opportunities, great benefits, and a friendly work environment. Confidentiality is of the utmost importance in this position.

ITTConnect is seeking a Senior Credit Analyst for a direct-hire full time position with a client that is a large financial institution. Job location: Miami, FL Position is hybrid The Senior Credit Analyst is responsible for ensuring that all credit analyses comply with the Bank’s credit policies, procedures, and governance standards. This role conducts high quality, well supported credit assessments, particularly for Financial Institution (FI) counterparties, and provides sound recommendations to support credit decision making. The analyst handles the department’s most complex credit requests and renewals, ensuring robust risk identification, accurate financial analysis, and adherence to regulatory expectations. All job responsibilities must be carried out according to Federal/State regulations, in adherence to the Bank Secrecy Act and in Compliance with the BSA/AML program. The Senior Credit Analyst play a critical role in supporting the bank's credit governance framework and is expected to independently handles a wide range of complex credit requests. Responsibilities: • Prepare timely, accurate, and comprehensive credit analyses for Financial Institutions, incorporating financial modeling, borrower information, industry and peer comparisons, and relevant macroeconomic factors., • Provide well supported credit recommendations to Senior Credit Officers and management, grounded in sound credit principles and effective risk identification., • Maintain proactive and transparent communication with Account Officers, while meeting regularly with borrowers and prospective clients as needed., • Produce accurate daily, weekly, and monthly reporting related to borrower performance, portfolio exposures, facility utilization, and emerging risk indicators., • Collaborate with other Senior Credit Analysts on complex or high priority credit requests to ensure consistency, quality, and alignment with departmental standards., • Support the Financial Institutions Credit team in projects aimed at improving process efficiency, automation, data quality, workflow optimization, and overall productivity., • Participate actively in training programs, including webinars, conferences, in house training, and other professional development opportunities., • Support the completion of annual credit reviews for existing Financial Institution exposures, ensuring timely processing upon receipt of updated borrower information., • Identify and escalate negative findings or material concerns promptly to Senior Credit Officers., • Contribute to digital transformation initiatives, helping transition manual processes into automated, data driven solutions to enhance analytical depth and operational efficiency., • Ensure timely updates of internal risk ratings, coordinating with Senior Credit Officers to maintain accurate and governance aligned grading for assigned portfolios., • Maintain a proactive relationship with Bank affiliates by holding touch-point meetings to strengthen coordination, ensure governance alignment, and support timely information exchange. Requirements: • 10+ years of relevant working experience., • 5+ years of related corporate banking experience., • 2+ years of experience working in Financial Institutional analysis and credit portfolio risks analysis functions., • Knowledge of applicable lending and banking laws and regulations., • Experience in preparing credit analysis, ability to read and interpret financial statements, and strong accounting skills., • Strong analytical and critical thinking skills, ability to synthesize large amounts of information, analyze risk and identify mitigating factors., • Excellent Written/Verbal skills. Ability to speak Spanish and/or Portuguese is a plus., • Bachelors' Degree in Accounting, Finance, Economics or similar with an advanced degree preferred.

Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Responsibilities and Duties Business Reporting • Division reports: Prepare and analyze division reports, including but not limited to the Daily Deposit Tracker, Outgoing Wires Tracker (with Business Intelligence), W8 and US Patriot Act report, Issue resolution and investigation tracker, and the download and delivery of Daily GL Statements., • Master client contact list: Maintain and update the master client contact list and account loading Conferences & Business Presentations • Agenda preparation: Responsible for the preparation of agendas for IDB, IMF, and Felaban Conference, • Material preparation: Support in the preparation of materials (pitch books, reports) for internal and external meetings and conferences in coordination with Marketing of external presentations Customer Service Support • Deliver high-quality client service by leading the end-to-end investigation of customer inquiries, proactively researching and analyzing issues, escalating to appropriate stakeholders, and coordinating cross-functional follow-up to ensure timely resolution and closure of cases. Onboarding & Maintenance • Prepare and compile documentation necessary for the onboarding of Institutional & Corporate relationships in coordination with Relationship Managers, Associates, and BSA/Compliance in a timely and self-reliant manner and provide maintenance. Coordinating with C&I Business Officer to solve any pending issues with customers and/or BSA to complete goals established by Business. Nostro Account Management and Customer Due Diligence Requests • Compliance and KYC requests: Manage compliance and KYC requests and any maintenance on Nostro Accounts, providing requested items in a timely manner. Manage, alongside the Business Officer, all maintenance and updates on Bradesco Bank’s Nostro accounts. Responsible for providing all KYC due diligence document requests for institutional clients, • The analyst will provide customer service support to Relationship Associates and Relationship Managers when needed, assisting them in resolving client issues and ensuring smooth operations. LIF Preparation for Loan Disbursement Packages: • Loan disbursement: Prepare Loan Information Forms (LIF) for loan disbursement packages, ensuring all required documentation is complete and accurate. Coordinate with relevant departments to gather necessary information and facilitate the timely disbursement of loans. C&I General Department Duties Credit: Prepare CAMs as needed. Document maintenance: Maintain the C&I Document Bank and support maintenance requests. Ensure all client account documentation is maintained and accurately digitally filed. Coverage: Provide coverage to Relationship Associates during business volume peaks and for vacation coverage. Projects: Independently manage assigned projects, seeking guidance when necessary and completing them within the given time frame COMPLIANCE ADHERENCE Responsible for following a risk-based approach to BSA Compliance within the Division, including, among others, Know Your Customer, EDD, high risk classification, and account/client monitoring. • Ensure a high level of customer satisfaction while adhering to Bank’s Anti Money Laundering Procedures stipulated and required by the BSA department and Bradesco Bank’s and Investments’ policies, procedures, auditing, and regulatory requirements. Experience and Skills: Computer literate with knowledge of standard word processing, spreadsheet, and database programs. Ability to effectively complete multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes. Business writing skills and experience. Strong analytical and problem-solving skills. Self-stater, Detail and Service Oriented, Collaborative team player with initiative and drive. Education and Experience: BA Degree in Business, Finance, Accounting, related field or any combination of education, training, and a minimum of 3-year International Banking experience or related field that will provide the required knowledge, skills and abilities. Language Skills: Fluent in Spanish and English with excellent written/Verbal skills in both languages. Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.

Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Job Summary: The Product Owner – Credit Systems is responsible for the end‑to‑end ownership, implementation, and ongoing optimization of the Bank’s Loan Origination System (LOS) and related credit platforms. This role serves as the primary business owner of the credit technology stack, acting as the central point of coordination between Credit, internal IT teams, and external system vendors. The Product Owner ensures that credit systems are designed and implemented in alignment with the Bank’s credit risk framework, governance standards, regulatory expectations, and digital transformation objectives. The role requires strong expertise in credit processes, system implementations, and agile product management, with a focus on enhancing underwriting efficiency, data quality, transparency, auditability, and user experience. Primary Responsibilities: The Product Owner play a critical role in supporting Bradesco Banks credit governance framework and lead the end‑to‑end ownership and delivery of credit system initiatives, including the Loan Origination System (LOS), covering scoping, requirements definition, planning, execution, testing, deployment, and post‑implementation monitoring, also, including: • Define and maintain the product vision, strategy, and roadmap for credit systems, aligned with the Bank’s credit governance framework, risk appetite, and strategic objectives., • Ensure credit systems support end‑to‑end credit lifecycle management, including underwriting, approval, documentation, disbursement, monitoring, amendments, and renewals., • Serve as the business Product Owner (PO) responsible for ensuring credit technology initiatives align with the Bank’s credit risk appetite, governance framework, regulatory requirements, and strategic objectives., • Identify, assess, and manage project‑related credit, operational, and compliance risks, defining mitigation strategies and monitoring risk items throughout the system development lifecycle., • Ensure all credit system initiatives remain within the Bank’s risk tolerance and are executed in compliance with applicable regulatory guidelines, internal policies, and supervisory expectations., • Collaborate with Credit, internal IT, Compliance, Legal, Operations, Treasury, Audit, and external vendors to gather requirements, ensure cross‑functional alignment, and provide transparent updates on project status, risks, dependencies, and issues., • Act as the primary liaison between business and technical teams, ensuring accurate translation of credit, policy, and regulatory requirements into system functionality and design., • Develop, maintain, and govern project and product documentation, including business requirements, functional specifications, backlog items, issue logs, change management records, testing artifacts, and implementation documentation., • Prioritize and manage the product backlog, ensuring features and enhancements that deliver the highest value to credit quality, control, efficiency, and auditability are delivered in a timely manner., • Support and coordinate risk assessments, control testing, and validation activities related to credit systems to ensure effective implementation of risk mitigation controls and compliance requirements., • Ensure that credit systems and related business processes comply with applicable laws, regulations, internal credit policies, and governance standards, including support for policy and procedure updates when system changes are introduced., • Coordinate and support internal audits, regulatory exams, and independent validations related to credit systems, ensuring timely remediation of findings and tracking of corrective action plans., • Implement and uphold credit system governance and product management best practices, including approval workflows, data integrity controls, version control, audit trails, and segregation of duties., • Monitor, measure, and report system performance metrics, delivery milestones, and post‑implementation outcomes to senior management, Credit leadership, and Risk Management committees., • Promote a strong risk awareness, control, and compliance culture across credit technology initiatives, ensuring system design reinforces sound credit risk management principles. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. • Perform all duties in accordance with the Vision and Values of Bradesco Bank., • Knowledge of applicable lending and banking laws and regulations., • Ensure all loan requests are handled in an appropriate manner., • Gain knowledge of corporate, institutional and commercial real estate, • Extensive understanding of business and financial fundamentals with mathematical aptitude and advanced accounting and computer spreadsheet skills., • Ensure adherence to the Bank's loan approval process and authorities. Education and Experience: Bachelors' Degree in Accounting, Finance, Economics or similar with an advanced degree preferred. Master’s degree (MBA, MS, or equivalent) preferred -System implementation and vendor management in a regulated banking environment -Cross‑functional delivery involving Credit, IT, Compliance, and Operations • Strong experience with product management and agile delivery models, • Prior experience working within credit risk, underwriting, or credit operations functions strongly preferred., • Exceptional written and verbal communication skills, with the ability to present clearly to senior management, • Using written format, effectively communicate clear and concise messages to clients, coworkers and vendors, • Able to work in a high pressure, deadline driven work environment., • Able to work independently on projects with title oversight, • Demonstrate a high degree of attention to details and ability to multi-task and work in a fast-paced environment, • Strong analytical and critical thinking skills, ability to synthesize large amounts of information, analyze risk and identify mitigating factors within the system implementation., • Apply organizational skills towards managing assigned tasks, projects and assignments Language Skills: Excellent Written/Verbal skills. Ability to speak Spanish and/or Portuguese is a plus Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Search for this job, NO EMPLOYMENT AGENCIES, HEAD HUNTERS, EXECUTIVE SEARCH FIRMS OR REPRESENTATIVE CALLS PLEASE.