Non-QM Senior Underwriter
hace 1 día
Cranford
Job DescriptionWanted: Experienced Senior Non-QM Underwriter - Subject Matter Expert! This Jobot Job is hosted by: Stephen Niedringhaus Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us your resume. Salary: $100,000 - $100,000 per year A bit about us: Wanted: Experienced Senior Non-QM Underwriter - Subject Matter Expert! Prefer In-house and local to our office in New Jersey, yet Hybrid and Remote is an option A Non-QM Underwriter for our company will analyze complex loans outside standard rules, using bank statements, asset depletion, DSCR, etc., to assess risk, ensuring compliance with investors while supporting sales with clear decisions, managing conditions, and maintaining strong knowledge of alternative income/credit for self-employed or unique borrowers. Why join us? Supportive culture, opportunities for learning, and accessible management! Competitive base salary Full Benefits with 401(k) Annual Bonus Option Plus so much more... Job Details Key Responsibilities • Underwriting: Review and approve/deny Non-QM/Non-Agency loans (Bank Statement, Asset Depletion, DSCR, Foreign National, etc.)., • Risk Assessment: Analyze borrower credit, income (alt docs), assets, and collateral to determine ability to repay., • Guideline Expertise: Maintain deep knowledge of various investor guidelines, overlays, FHA, VA, etc.., • Communication: Act as a subject matter expert (SME) for sales/operations, providing loan solutions and structuring help., • Pipeline Management: Manage loans, clear conditions quickly (24-48 hrs), and meet service level agreements (SLAs)., • Experience: Significant experience in Non-QM, Jumbo, or Non-Agency underwriting (5+ years Non-QM specific)., • Manual Underwriting: Strong ability to manually underwrite complex files., • Analytical Skills: Excellent problem-solving, detail orientation, and multi-tasking., • Software: Familiarity with mortgage software (like Encompass). Interested in hearing more? Easy Apply now by clicking the "Apply Now" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policyCompany DescriptionJobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values. Founded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA). Ready to find a good job? Create your profile today at Jobot.com.Jobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values.\r\n\r\nFounded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA).\r\n\r\nReady to find a good job? Create your profile today at Jobot.com.