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$55 - $70/hourpayCommercial InsuranceSpecialty InsuranceCommercial P&CUnderwritingLiability CoveragePolicy InterpretationInsurance ComplianceCoverage AnalysisInsurance Operationsmicro1 is the leading AI data lab for training frontier models and evaluating AI agents. Experts contribute their diverse subject matter knowledge across domains such as finance, healthcare, STEM engineering, and more. micro1 transforms that real-world expertise into high-quality training data, evaluations, and feedback loops that improve how AI systems learn, reason, and perform. Our platform identifies and vets top talent through an AI recruiter, enabling high-quality expert contributions at scale. We aim to enable 1 billion people to do meaningful work by applying their expertise to AI. As our global expert network grows, micro1 is building the human intelligence layer for frontier AI. Job Title: Insurance Underwriter – Excess & Specialty Job Type: Contractor Location: Remote Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters. Key Responsibilities: • Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market., • Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories., • Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis., • Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations., • Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations., • Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding., • Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines. Required Skills and Qualifications: • 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products., • In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices., • Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis., • Experience working with insurance operations in complex or specialty risk environments., • Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts., • Proven track record within the US insurance market or with US-based clients and frameworks. Preferred Qualifications: • Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines., • Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations., • Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.

Job DescriptionPosition Summary We are seeking a dependable, detail-oriented Underwriter to join our insurance team. This position is responsible for reviewing and servicing personal auto policies, assisting agents and customers, processing policy changes, monitoring underwriting exceptions, and helping ensure policies remain compliant with company underwriting guidelines. The ideal candidate is organized, comfortable handling a high volume of tasks and phone calls, and able to identify underwriting issues that require follow-up or escalation. Key Responsibilities • Review new business, renewal, and endorsement exception reports throughout the day and address outstanding underwriting items., • Review renewal exception lists and claims renewal reports/spreadsheets., • Complete and assist with underwriting audits and maintain accurate audit tracking., • Review and clear suspense items/flags and communicate with agents regarding missing information or required corrections., • Handle cancellation calls and process or assist with cancellation requests according to company guidelines., • Handle exclusion calls and ensure required documentation is completed accurately., • Assist with NSF/non-sufficient funds calls and payment-related questions., • Accept and process customer payments when appropriate., • Respond to incoming calls from agents and policyholders regarding underwriting and policy questions., • Process policy endorsements within established underwriting authority and guidelines., • Review policies for accuracy and identify potential underwriting or compliance concerns., • Maintain and update underwriting spreadsheets, reports, and tracking logs., • Review and maintain paperless-discount exception reports and other discount-related reports., • Generate SR-22 documentation when required., • Assist with payment reminder calls during slower periods or as business needs require., • Provide backup support for other underwriting team members when they are absent or workload requires assistance., • Maintain accurate documentation of policy activity, conversations, decisions, and follow-up actions., • Escalate risks or transactions that fall outside underwriting authority to the appropriate supervisor or manager., • Follow established company procedures, underwriting guidelines, carrier requirements, and applicable insurance regulations., • Perform additional underwriting and administrative duties as assigned.Qualifications Bilingual in English and Spanish (required) High school diploma or equivalent is required. Previous experience in personal auto insurance, underwriting, policy servicing, insurance customer service, or an insurance agency/MGA environment is preferred, but not required. Candidates should have strong attention to detail, organizational and time-management skills, professional phone and written communication skills, and the ability to manage multiple priorities in a fast-paced environment. Basic proficiency with Microsoft Excel, Outlook, and other computer systems is expected. What We’re Looking For The successful candidate should be someone who can work independently while also functioning as part of a team. Because this position involves underwriting decisions and policy servicing, the employee must be comfortable following established guidelines rather than making unauthorized exceptions. We are particularly looking for someone who is reliable, accountable, coachable, detail-oriented, professional with agents and customers, able to meet deadlines, and willing to assist the team when workloads shift. Preferred Experience Experience with personal auto insurance, policy endorsements, cancellations, exclusions, underwriting reports, audits, SR-22s, payment/NSF issues, insurance management systems, and Texas personal auto insurance would be beneficial. Position: Full-Time Department: Underwriting Reports To: Underwriting Supervisor Schedule: 9am to 6pm Location: In-Office

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