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Job Description As a Reinsurance Consultant, you will be responsible for providing expert guidance and support to the Reinsurance Department in preparation for and implementing a new reinsurance system. This position is primarily responsible for advising, validating, and training staff for a successful transition. Responsibilities may include providing technical assistance for resource management, based on department needs. SML supports remote work for AL, AZ, CT, FL, GA, IL, IA, MA, MN, NY, NJ, NC, OH, PA and TX. If you are interested in this position, but don’t live near Binghamton, NY, this may be an opportunity for you! Description of Duties & Responsibilities of a Reinsurance Consultant: • Experience in an insurance industry preferred., • Provide expert guidance through the transition to a new reinsurance system, ensuring a seamless migration and minimal disruption to business operations., • Evaluate any gaps in resources required for transitioning to the new platform and recommend appropriate solutions., • Develop and deliver comprehensive training for staff, equipping team members with the knowledge and skills needed to use the new platform effectively., • Provide ongoing technical assistance and support, addressing system-related challenges and helping resolve issues as they arise., • Advise management on improving transition process and support a timely, successful transition to the new platform., • Provide ongoing advisory support on regulatory compliance, market developments, and risk management best practices., • Provide support for the processing of reinsurance deliverables as needed., • Other duties and responsibilities as needed or assigned by management.Required skills & experience of a Reinsurance Consultant:, • Minimum of 10 years of related experience., • Minimum of 3 years of management experience., • A high level of understanding of Reinsurance Agreements is required., • Understanding of life insurance, contract terms, and products are required., • Familiarity with net amount, at risk formulas, and retrocession practices are required., • Knowledge of tax implications of reinsurance transactions is required., • Experience with Quasar/R2 or TIE is required., • Advanced proficiency in Java or coding is strongly preferred., • Working knowledge of SQL, VBA, Access and Power BI is preferred., • A Fellow, Life Management Institute or an Associate, Reinsurance Administration designations are preferred., • A CPA, FSA, CLU or other related professional designations may be helpful., • Intermediate knowledge of Microsoft Word and Excel., • Excellent written and verbal communication skills., • Ability to pay close attention to detail., • Ability to prioritize and organize a heavy workload., • Must be dependable. Education Required: Bachelors degree in business, accounting or a related field required. The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters .

Job Description As an Associate Accountant, you will post journal entries, update financial statements, prepare monthly financial reports for subsidiaries, and completes variance reconciliations. This position is also responsible for updating financial records via accounting software and support to Accountants. This is a hybrid eligible position with remote work consideration. This position may require planned visits to a Company office. Description of Duties & Responsibilities: • Assist with the preparation of various tax forms, including sales tax returns, premium and municipal tax returns, and state tax forms for parent, subsidiaries and non-profit., • Assist with preparation of financial statement exhibits for budgeting, forecasting, planning, and statutory reporting., • Create general ledger entries and reconcile various general ledger accounts. Prepare bank reconciliations and assist in daily banking transactions., • Post invoices and other transactions in subsidiary accounting software using information from the revenue system to ensure that records are posted timely and accurately., • Assist team in researching accounting variances and working with various departments to correct accounting entries. Assist accountant in developing supporting documentation for external sources as needed., • Input new assets into fixed asset software, record asset amortization and depreciation and reconcile balances to the general ledger., • Special projects as needed or assigned. Required Skills & Experience: • Minimum of 1 year of experience in Accounting is required. Internship experience may be considered., • Knowledge of GAAP accounting is required., • Experience in insurance accounting preferred., • Experience in public accounting preferred., • Experience with accounting software (especially Quickbooks) is preferred., • Advanced proficiency with Microsoft Excel., • Intermediate proficiency with Microsoft Word., • Excellent verbal and written communications skills., • Strong analytical problem-solving skills., • Ability to pay close attention to detail., • Ability to prioritize and organize a heavy workload., • Ability to perform work accurately and thoroughly. Education Required: Bachelor’s Degree in Accounting is required. Pay Range: $24.32 to $31.29 hourly The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters:

Job Description In search of: The next member of our Software Engineering team. If you enjoy working in a team environment and would like to learn, stretch yourself and contribute to the success of an evolving Systems & Technology function, read on. We’re looking for someone who: • Is equally adept at taking direction and taking initiative to solve programming challenges., • Finds that using online tools to research problems comes naturally., • Excels at conveying complex information in simple, accessible ways., • Is intrinsically motivated and focused on providing high quality deliverables., • Finds that attitude is as important as technical skill., • Loves it when an assignment goes right but is resilient and stays upbeat when it doesn’t., • Listens well, asks incisive questions, and digs into details while keeping the big picture in focus., • Above all, thrives on collaboration and takes great satisfaction in helping others meet their goals. SML supports remote work for AL, AZ, CT, FL, GA, IL, IA, MA, MN, NY, NJ, NC, OH, PA and TX. If you are interested in this position, but don’t live near Binghamton, NY, this may be an opportunity for you! Description of Duties and Responsibilities of an Associate Software Developer: You will work alongside other developers and management to develop, write, update, maintain and modify computer programs and software systems. • Write, update and maintain computer programs and software packages to handle specific jobs such as insurance administration, data reporting, tracking inventory, storing and retrieving data, and controlling other equipment., • Assist with systems analysis and programming tasks to increase operating efficiency and adapt to new requirements., • Consult with management and technical personnel to clarify program intent and collaborate with computer operators, analysts and management to identify and resolve problems, suggest and implement changes and test programming., • Run tests and collaborate with computer operators and systems analysts to define and resolve problems in operating computer programs., • Provide on call support after hours on a rotational schedule for overnight batch cycles., • Maintain and grow your knowledge and skills through on the job training, seminars, webinars, and self -study., • Minimum of 6 months to 1 year of experience in Information Technology and Software Development programming required., • Proficiency in Java programming language required., • Proficiency in Agile Software Development required., • Fluency in modern web browsers on multiple devices and their respective limitations and strengths., • Intermediate proficiency in Microsoft Windows and Office Suite required., • Ability to work on a team and independently., • Ability to adhere to timelines and schedules without sacrificing quality of deliverables., • Strong organization skills, and the ability to manage prioritize workload, document and report daily on progress, challenges and successes., • Strong communication skills and the ability to work with remote team members and internal clients., • Ability to pay attention to detail and perform work reliably, accurately and thoroughly., • Experience with JavaScript, SQL, HTML and CSS preferred., • Experience with jQuery and Bootstrap preferred., • Experience with web security protocols outlined by OWASP preferred., • Life Insurance knowledge and experience preferred., • Industry recognized certification preferred. Pay Range: Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity.

Job Description As a Product Compliance Analyst, you will be responsible for developing, evaluating, interpreting regulatory requirements and statutes, and preparing simple to complex product and regulatory filings for state and compact submission. SML supports remote work for AL, AZ, CT, FL, GA, IL, IA, MA, MN, NY, NJ, NC, OH, PA and TX. If you are interested in this position, but don’t live near Binghamton, NY, this may be an opportunity for you! Description of Duties & Responsibilities of a Product Compliance Analyst: • Draft policy forms/pages that are compliant for New York State, the Compact and state specific requirements. Route proof read drafts for approval/changes and track status. Assemble and transmit filings and related correspondence., • Review, interpret and analyze regulations to determine any required actions. Make recommendations for changes based on analysis. Summarize, compile and communicate information as needed., • Track and update filing and approval status, verify accuracy and completion and report to management, notify external departments of necessary changes, respond to requests for copies of information., • Prepare yearly filings for Illustration Actuary, portions of NYS Market Conduct Report, and Exempt States., • Verify accuracy of Model Advance and production cases., • Other duties as needed or assigned by management. Required Skills & Experience of a Product Compliance Analyst: • 3-5 years experience in Insurance required., • Experience in a law firm preferred., • Intermediate knowledge of Microsoft Office Suite required., • Excellent written and verbal communication skills., • Excellent analytical skills, • Excellent data entry skills., • Excellent organizational skills., • Ability to perform work accurately and thoroughly., • Ability to pay close attention to detail., • Ability to prioritize and organize a heavy workload. Education Required: Bachelors Degree in Business or a related field required. Pay Range: $25.48 to $30.00 hourly The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters:

Job Description As a Senior Assistant Actuary, you will convert actuarial models into Axis, develop new actuarial models within Axis, assist in the development of actuarial modeling standards, and ensure these models comply with those standards. You will contribute to creating efficient infrastructure for model maintenance and governance and provide actuarial, system, and implementation support to multiple departments across the Company. You may lead projects and/or provide management or direction to actuarial support staff as needed. SML supports remote work for NY, PA, NJ, MA, AL, FL, TX, OH, MN, IN, GA, AZ and NC. This position cannot be performed in the City of New York. Reliable internet service is required for the role. If you are interested in this position, but don’t live near Binghamton, NY, this may be an opportunity for you! Description of Duties & Responsibilities: • Provide documentation and product information for assigned products, including actuarial formulas, calculations, and demonstrations to the Systems department. Offer alternative solutions to system limitations. Make decisions regarding policy data accuracy and system issues. Serve as the liaison between the Systems department and actuarial management. Provide final actuarial approval as needed., • Coordinate with software vendors and various departments within the organization to provide written product specifications, actuarial formulas, rate files, and oversee actuarial testing as required., • Research, analyze and resolve actuarial issues concerning models and tools., • Provide modeling support across the actuarial department and assist in the modernization of actuarial tools and infrastructure., • Assist in model governance and assumption setting as needed., • Research and answer questions regarding actuarial issues across the organization and provide numerical examples of policy values and dividend calculations., • Other duties and responsibilities as needed or assigned by management. Required skills & experience:, • Minimum of 5 years of related experience., • A minimum of 6 requirements towards the Associate of the Society of Actuaries (ASA), which may include a combination of passed exams, completed modules or seminars, or completion of validation of educational experiences (VEE). Completing all VEE requirements is necessary to count as one of the five requirements towards ASA., • Life insurance industry experience is required., • Experience with insurance laws and actuarial regulations including Standard Nonforfeiture Law required., • Strong knowledge of actuarial modeling systems is required., • Advanced Microsoft Excel experience is required., • Intermediate Microsoft Word experience is required., • Basic Microsoft Access experience is required., • Proficiency with actuarial software is preferred., • Strong knowledge of Axis (including DataLink) is preferred., • Strong SQL Server (or equivalent relational database) experience is preferred., • Excellent written and verbal communication skills., • Ability to perform work accurately and thoroughly. Education Required: Bachelor’s degree in mathematics required. Pay Range: $75,000.00 to $101,000.00 The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. The level for this position will be determined based on factors including relevant skills, experience and other qualifications. Visa sponsorship may be considered for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters

A private pediatric practice in the Southern Tier of Upstate New York is adding BC/BE Pediatrician. This is the perfect setup for an entrepreneurial-minded physician who wants to grow an existing practice! Opportunity Highlights • Join one Pediatrician, one full-time & three part-time Nurse Practitioners, an LPN, and 2 RNs, • Work in a collaborative, team-based atmosphere in a single location, • Outpatient clinic with a shared call, limited well-baby rounding, and some inpatient peds (no delivery attendance), • Offering a base salary starting around $200,000 plus aggressive profit center bonuses, • Benefits include health insurance, paid malpractice insurance, PTO, excellent retirement, including a unique defined benefit plan. For those hesitant about leaving bigger cities due to the possible lack of culture elsewhere, the Southern Tier has much to offer. The city has many event centers, art museums, wine touring, and a beautiful landscape. The Southern Tier gives a variety of local culture that provides a beautiful pace of lively entertainment and growth. There is always something new to discover between the festivals and community events! You are 45 miles from Ithaca, 60 miles from Scranton, 75 miles from Syracuse, and only 180 miles from New York City. ES-2

Job Description As a Policy Service Associate, you will be responsible for providing customer service to individual clients of the company while ensuring compliance with all applicable regulatory guidance. SML supports remote work for NY, PA, NJ, MA, AL, FL, TX, OH, MN, IN, GA, AZ and NC. This position cannot be performed in the City of New York. If you are interested in this position, but don’t live near Binghamton, NY, this may be an opportunity for you! The level and pay rate for this position will be determined based on factors including relevant skills, experience and other qualifications. Description of Duties & Responsibilities: • Process absolute and collateral assignments and releases, beneficiary changes, reinstatements, face amount reductions, classification changes, rate reductions and reduced paid up processing, policy reprojections and other general service requests., • Confer with Agents and customers by telephone and written correspondence relative to post issue service requests and questions., • Assist on phones at peak call times., • Minimum of 3 years experience in Customer Support., • Experience in accounting or bookkeeping preferred., • Experience in an insurance industry preferred., • Fluency in Spanish is a plus., • Basic knowledge of Microsoft Word and Excel., • Excellent written and verbal communication skills., • Excellent data entry skills., • Ability to perform work accurately and thoroughly., • Ability to adapt to change and work under pressure., • Ability to take care of both internal and external customers needs., • Ability to pay close attention to detail., • Ability to prioritize and organize a heavy workload., • Ability to multitask., • Demonstrated ability to take on increasing levels of responsibility required., • Must be dependable. Education Required: Associates degree in business or a related field required. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer This position can or will be performed in the State of New York, not including the City of New York Pay Range: $18.57 to $20.07 hourly The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters

Job Description As a Financial Accounting Specialist, you will be responsible for obtaining, assembling, evaluating, interpreting, recording and analyzing financial data. This position will also provide assistance to Treasury Operations and backup support for payroll processing as needed. Hybrid position, with regular visits to the Binghamton Home Office. Description of Duties & Responsibilities of a Financial Accounting Specialist: • Process all vendors payments and assign to correct general ledger accounts., • Process all employee and agent reimbursement vouchers for travel and other business related expenses., • Maintain compliance with Company guidelines, and confidentiality of sensitive requests. Formulate appropriate, compliant solutions to resolve any discrepancies., • Oversee Company purchase card program with JP Morgan Chase. Responsible for user administration and changes to online SmartData system. Review monthly reports prepared by cardholders for accuracy and appropriate approvals. Follow up with individuals on missing reports., • Review monthly accounting transactions for accuracy. Perform any necessary correcting entries. Follow up with internal departments regarding unbudgeted items., • Notify appropriate personnel of any changes to vendor information. Obtain proper information for new accounts payable vendors, including W-9s. Review all vendor 1099-NEC and1099-MISC forms for accuracy., • Reconcile general ledger accounts including pre-paid, receivables, and special accounts for charity events., • Perform annual review of all vendor payments for accurate 1099 reporting in compliance with IRS regulations., • Review audit documentation and departmental procedures for necessary changes. Review internal controls and make suggestions where needed. Gather and review documentation for internal and external auditors., • Track Company credit card charges, including payment discrepancies, refunds, returns and miscellaneous charges., • Disburse petty cash and provide accounting related to reimbursement of expenses., • Assist Treasury Operations with processing bank deposits and inputting ACH or releasing with bank software., • Provide backup support for payroll processing as needed., • Assist with special projects as needed or assigned by management. Required Skills & Experience of a Financial Accounting Specialist: • 3 to 5 years of related experience required., • Experience with software interfaces, and online banking systems is required., • Experience with accounts payable processing, and general ledger reconciliations is required., • Experience with budgets is preferred., • Intermediate knowledge of Microsoft Office Suite required., • Excellent written and verbal communication skills., • Excellent data entry skills., • Ability to operate general office equipment., • Ability to perform work accurately and thoroughly., • Ability to pay close attention to detail., • Ability to prioritize and organize a heavy workload. Education Required: Associates degree in Accounting required. Bachelors degree in Accounting preferred. Pay Range: $20.26 to $26.10 hourly The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters:

Job Description Reporting to the Regional/National Program Director, the CDL Program Director is responsible for providing leadership for the CDL Program. The CDL Program Director provides subject matter expertise and actively participates in curriculum development, revision, and implementation. As the subject matter expert in a particular program, this CDL Program Director provides face-to-face product knowledge training to the Admissions or student groups, utilizing materials generated via the centralized curriculum development process. When asked to engage with potential students, this position is responsive to the Admissions or client staff and actively participates in new student orientation. The CDL Program Director is responsible for hiring, assigning, orienting, developing, evaluating, and recognizing instructors within the program(s) of study. The CDL Program Director will convene meetings with faculty regularly. A Maximum of 75% travel required. This CDL Program Director is also responsible for monitoring and supporting the student population within his/her program of study. The CDL Program Director plays an active role in the student advising process, including advising students during the provisional period, meeting with students who initiate a complaint, advising students who have career-oriented questions, and consulting with students whose engagement and academic progress are in question. The CDL Program Director analyzes student population data, working with faculty and staff to identify students who may be at risk, and contacting students to identify barriers to success and to provide support and information concerning student services. Finally, the CDL Program Director is responsible for the continuous improvement of the program. Actively engaged in the development and maintenance of the campus effectiveness plan, the CDL Program Director collects data to analyze program performance. Program performance data and feedback from the local advisory board are shared with the Academic team to (centralized) continuously improve the curriculum. Experience Required: • Minimum:, • Education requirement varies by field of instruction:, • For Commercial Driver’s License (CDL): High School Diploma or GED, • Valid CDL Class-A License, • 3 years of experience in academic instruction in a post-secondary environment, • 5 years of commercial driving industry experience, • 5 years of experience in a management or supervisory role, • Excellent customer service skills, • Preferred:, • 7 years of experience in academic instruction in a post-secondary environment, • 10 years of experience in the field of commercial driving, • Working knowledge of federal/state government education regulations, • 7 years of experience in a management or supervisory role, • Previous experience as an academic program director, • Experience in student guidance, or related field Ancora Education is committed to creating a diverse and inclusive work environment. We are an equal opportunity employer that maintains a policy of nondiscrimination with respect to all employees and applicants for employment. All employment decisions are made without regard to an individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law.