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Scientist Responsible AI - CDAIOCandidatar-selocations: Boadilla del Montetime type: Tempo Integralposted on: Publicado hojejob requisition id: Req1488623Scientist Responsible AI - CDAIOCountry: EspanhaIT STARTS HERESantander (www.Santander.Com) is evolving from a high-impact global brand to a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.This is more than a strategic shift. It's an opportunity for motivated professionals to grow, learn, and make a real difference.Our mission is to help people and businesses thrive. As part of the global AI Transformation team, you'll lead and manage strategic AI initiatives that drive impact across global companies and key functions. We are looking for someone who connects business, AI, and technology, ensuring that AI solutions create measurable value.THE DIFFERENCE YOU MAKESantander’s Data & AI Science (DAISci) team is the scientific engine of the bank’s AI transformation. We develop, test, validate, and translate emerging AI methods into products that redefine how the bank learns, decides, and serves customers.DAISci operates at the intersection of advanced research and real-world impact — translating frontier AI into robust, compliant, and production-ready systems across risk, customer experience, operations, and beyond.Joining DAISci is a rare opportunity to apply state-of-the-art AI in one of the world’s largest financial institutions, shaping intelligent systems that are not only powerful, but also trusted, transparent, and aligned with societal expectations.This role will act as a key catalyst ensuring that AI is used responsibly, safely, and aligned with corporate standards.Main Responsibilities:We are seeking an AI SCIENTIST specializing in RESPONSIBLE AI. You will contribute to the development and operationalization of Santander’s AI principles, working across the different areas of the DAISci group to ensure we build safe, trusted, and responsible AI throughout the full lifecycle of our products — from design to deployment and monitoring.The role combines scientific research with applied execution, advancing responsible AI methodologies, interpretability techniques, robust frameworks, and alignment strategies, while translating them into scalable, fair, and reliable systems.You will collaborate closely with engineering, validation, governance, and product teams; contribute to Santander’s research and publication agenda; explore emerging approaches in trustworthy AI; and mentor peers to strengthen the organization’s expertise in responsible and reliable AI systems.WHAT YOU'LL BRING TO THE TABLEEducation:* Advanced degree (PhD or MSc) in Computer Science, Artificial Intelligence, Mathematics, Statistics, or a related field, with specialization in Responsible AI, trustworthy machine learning, AI safety, fairness, interpretability, or AI governance. (Required).Professional Experience Proven track record of advancing AI/ML through high-impact research publications, patents, open-source contributions, or transformative product innovations — particularly in areas related to model robustness, fairness, explainability, privacy, or safety. (Required). Demonstrated ability to translate research into production, operationalizing concepts such as bias detection and mitigation, interpretability techniques (e.G., SHAP, counterfactuals, causal methods), robustness testing, model monitoring, uncertainty estimation, or safety guardrails into scalable and reliable systems. (Required). Experience in AI red teaming, including vulnerability analysis of conversational AI systems (LLMs), prompt injection, jailbreaks strategies, and security testing of generative AI applications.(Required). Experience conducting benchmarking and evaluation of AI/ML models, with particular focus on bias, fairness, and robustness assessments in both traditional ML systems and LLMs.(Required).Hard Skills Strong programming skills in Python and familiarity with frameworks such as PyTorch, TensorFlow, DGL, or PyG. (Required). Deep understanding of responsible AI principles, including fairness metrics, model risk management, explainability techniques, adversarial robustness, privacy-preserving methods, and regulatory alignment (e.G., AI governance frameworks). (Required).* Strong connections with academia and the wider AI research community, a passion for shaping the frontier of responsible AI, ability to shape research agenda. (Required).Soft Skills* Ability to collaborate effectively with both technical and non-technical stakeholders. (Preferred).WE VALUE YOUR IMPACTYour contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.* We’re enable our teams to go beyond through global opportunities and broad career paths.* Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.* Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.Santanderopenacademy.Com)* Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.* Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.* Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.* We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.* Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.* Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.LOCAL COMPLIANCESantander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.WHAT TO DO NEXTIf this sounds like a role you are interested in, then please apply.READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?#LI-FB1#J-18808-Ljbffr

Build the Future of Insurance Technology Mapfre is seeking a Software Engineer to join our Guidewire Policy Center and Policy Lifecycle engineering team. This role will contribute to the design, development, testing, deployment, and support of capabilities that enable quoting, underwriting, policy issuance, endorsements, renewals, cancellations, reinstatements, and customer servicing. The ideal candidate has a foundation in software engineering, an interest in Property and Casualty insurance technology, and a willingness to build expertise in Guidewire Policy Center and Guidewire Cloud. Prior Guidewire experience is preferred but not required for candidates with strong Java, object-oriented programming, configuration, integration, or enterprise application development experience. You will work closely with experienced engineers, Product Managers, Architects, Quality Engineers, Business Analysts, and business partners to deliver secure, maintainable, and reliable policy administration solutions. What You’ll Do Design, develop, configure, test, deploy, and support solutions within Guidewire Policy Center. Implement application changes using Gosu, Java, Policy Center configuration, business rules, entities, typelists, and PCF components. Contribute to capabilities supporting: Product configuration and product model changes Quote, bind, and policy issuance Underwriting rules and referrals Endorsements and policy changes Renewals, rewrites, cancellations, and reinstatements Policy servicing Rating and premium-related integrations Customer and agent servicing Regulatory and state-specific requirements Develop and maintain integrations between Policy Center and internal or external systems. Follow established Guidewire development standards and upgrade-safe implementation patterns. Participate in the Software Development Lifecycle Review user stories, acceptance criteria, technical requirements, and solution designs. Ask questions and identify gaps, dependencies, assumptions, and potential technical impacts. Break assigned work into development tasks and provide estimates with support from senior team members. Participate in backlog refinement, sprint planning, daily stand-ups, demonstrations, and retrospectives. Complete assigned development work according to the team’s definition of done. Document technical changes, configuration decisions, dependencies, and operational considerations. Communicate progress, risks, and blockers in a timely manner. Build Quality into Development Write clean, maintainable, secure, and testable code. Develop unit tests and support functional, automation, integration, regression, and end-to-end testing. Validate that implementations meet user-story acceptance criteria and technical requirements. Perform code reviews appropriate to experience level and incorporate feedback from senior engineers. Troubleshoot defects and determine whether issues originate in application configuration, custom code, integrations, data, or environment setup. Work with Quality Engineers to prepare test data, analyze failures, and resolve defects. Follow established coding standards, security requirements, quality gates, and source-control practices. Support Integrations and Cloud Delivery Develop or support Policy Center integrations using REST APIs, messaging, events, files, and other approved integration patterns. Work with JSON, XML, and data mappings used in communication with internal and external systems. Support deployment validation and application testing in Guidewire Cloud environments. Assist with remediation work associated with Guidewire Cloud releases and platform updates. Learn and apply Guidewire Cloud development, deployment, testing, and operational practices. Support Production and Operational Excellence Monitor and support Policy Center applications and related integrations. Investigate application errors, failed transactions, integration issues, and unexpected business results. Review logs and available monitoring information to support troubleshooting. Participate in root-cause analysis with guidance from senior engineers. Implement defect fixes and preventive improvements. Support production releases, stabilization, and validation activities. Maintain support documentation, runbooks, and troubleshooting information. Participate in an on-call or production-support rotation when required. Learn and Grow Build knowledge of Guidewire Policy Center, Guidewire Cloud, and the Policy Lifecycle domain. Learn Property and Casualty insurance concepts, products, transactions, and business processes. Complete assigned Guidewire training and pursue relevant certifications. Seek feedback through design discussions, code reviews, defect reviews, and delivery retrospectives. Share technical knowledge and lessons learned with other team members. Develop increasing ownership of features and technical components over time. Stay current with software engineering practices, cloud technologies, automation, and Guidewire product capabilities. What You’ll Bring Required Qualifications Bachelor’s degree in Computer Science, Software Engineering, Information Technology, or a related field, or equivalent practical experience. Software development experience using Java, Gosu, C#, or another object-oriented programming language. Understanding of object-oriented design and software development principles. Experience developing, configuring, testing, or supporting enterprise applications. Basic understanding of REST APIs, web services, integrations, or asynchronous messaging. Experience with XML, JSON, SQL, or relational data models. Familiarity with Git-based source control and collaborative development practices. Understanding of unit testing, debugging, defect resolution, and code-review practices. Ability to analyze requirements and translate them into maintainable technical implementations. Strong problem-solving, communication, and collaboration skills. Ability to learn new platforms, business domains, and development frameworks. Experience working in an Agile or iterative software delivery environment. Nice To Have Qualifications Experience with Guidewire Policy Center development, configuration, or production support. Experience using Gosu, Policy Center Studio, PCF files, entities, typelists, business rules, or the Guidewire product model. Guidewire Policy Center Associate certification or progress toward a relevant Guidewire certification. Experience with Guidewire Cloud Platform. Understanding of Policy Lifecycle activities, including: Quote and bind Underwriting Policy issuance Endorsements Renewals Cancellations Reinstatements Policy servicing Experience developing or testing REST APIs and enterprise integrations. Familiarity with Billing Center, Claim Center, Contact Manager, rating platforms, data platforms, or digital channels. Experience with CI/CD pipelines, Git Hub or Bitbucket, automated testing, and release-management practices. Familiarity with AWS or other cloud technologies. Experience with monitoring and observability tools such as Datadog or Splunk. Property and Casualty insurance experience. Experience supporting business-critical production applications. What Success Looks Like Deliver assigned Policy Center changes with appropriate guidance. Produce reliable, testable, and maintainable code. Understand the business purpose and technical impact of assigned work. Resolve routine development issues and defects independently. Escalate complex risks and blockers with useful technical information. Contribute effectively to testing, releases, and production support. Demonstrate steady growth in Guidewire, cloud, integration, and insurance-domain knowledge. Take increasing ownership of user stories, features, and application components. Collaborate effectively with engineering, product, QA, architecture, and business partners. Why Mapfre? As a global insurance leader with a strong local presence, we offer more than a job — we provide a purpose-driven career where your growth, well‑being, and impact truly matter. Purpose & Culture: Join a company built on trust, collaboration, and inclusion. Our values guide everything we do, creating a workplace where people feel respected and empowered. Comprehensive Benefits: Enjoy competitive health coverage, retirement plans, paid time off, flexible work options, and lifestyle perks like employee discounts. Career Growth: Advance your skills through tuition reimbursement, leadership programs, and internal mobility opportunities. Your development is our priority. Social Responsibility: Contribute to meaningful initiatives through Fundación Mapfre, supporting communities and sustainability worldwide. Pay Philosophy: The typical starting salary range for this role is determined by several factors including skills, experience, education, certifications, and location. Some roles at Mapfre are eligible for commission and/or bonus earnings, in addition to salary, calculated based upon factors set forth in the compensation plan for the role. Salary Range: $80,000 - $135,000 We are proud to be an equal opportunity employer. #J-18808-Ljbffr

Strategic Partnerships Manager (Working Capital Solutions) - SCIBCountry: SpainIT STARTS HERESantander ( www.Santander.Com ) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference .Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.THE DIFFERENCE YOU MAKESantander CIB Trade & Working Capital solutions is looking for a Strategic Partnerships Manager based out of Madrid .We are looking for a highly experienced professional to join the Trade Finance team within Global Transaction Banking (GTB), with a key responsibility for driving the development, execution and commercial performance of strategic partnerships in the Working Capital Solutions space.The role will be responsible for establishing, developing and managing relationships with strategic partners, identifying opportunities for collaboration and translating those opportunities into concrete business initiatives and commercial results.A key element of the position will be to ensure the end-to-end execution of the projects agreed with strategic partners, as well as leading the execution and implementation of the underlying transactions and operations that support and generate the business arising from those projects.The position will also have a strong commercial and revenue accountability component, ensuring that agreed initiatives and transactions deliver the revenue objectives established for each partnership.The role has a strong international dimension, requiring frequent interaction with stakeholders and partners across different geographies and a high level of exposure to senior internal and external stakeholders.We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:1. Strategic Partnership DevelopmentIdentify, establish and develop long-term relationships with strategic partners relevant to Santander's Trade Finance and Working Capital Solutions strategy.Develop a clear understanding of partners' business models, capabilities and strategic priorities to identify areas of mutual value creation.Build and maintain strong relationships with senior stakeholders across partner organisations.Develop partnership strategies and joint business plans aligned with Santander's commercial objectives.Identify new opportunities to expand existing partnerships and develop new strategic collaborations.2. Business Development & Solution CreationIdentify and originate new opportunities within the Working Capital Solutions ecosystem.Work closely with Trade Finance, GTB and other relevant teams to develop innovative propositions and solutions for clients and partners.Translate market and client needs into commercially viable partnership opportunities.Support the negotiation and definition of business cases, commercial models and partnership agreements.Contribute to the design of solutions involving Receivables Discounting, Inventory Finance and other working capital and trade finance structures.Leverage knowledge of the broader Working Capital ecosystem to identify opportunities for product innovation and new business models.3. Project & Transaction ExecutionTake ownership of the end-to-end execution of strategic initiatives agreed with partners, ensuring delivery against scope, milestones and expected outcomes.Lead and coordinate the execution of the transactions and operations that underpin and feed the projects developed with strategic partners, ensuring that commercial agreements are successfully translated into live business.Coordinate cross-functional teams across product, technology, operations, legal, risk, compliance, sales and other relevant areas.Act as the key point of coordination between Santander and the strategic partner throughout the implementation and execution lifecycle.Ensure that operational, legal, risk, technology and process requirements are appropriately addressed to enable successful execution.Proactively identify and resolve execution risks, dependencies and roadblocks.Ensure that projects and associated transactions move efficiently from concept to implementation and subsequently into scalable, sustainable commercial activity.Monitor the performance and execution of live transactions, ensuring that issues are addressed promptly and that agreed service and commercial objectives are achieved.4. Commercial & Revenue AccountabilityTake ownership of the commercial performance of strategic partnerships, projects and associated transactions.Ensure that each project has clearly defined revenue targets, KPIs and business objectives.Track performance against budget and revenue commitments, identifying corrective actions where necessary.Work with relevant commercial, product and sales teams to maximise client adoption, transaction volumes, scalability and revenue generation.Ensure that the revenue generated by the projects and underlying transactions is aligned with the business case agreed with the strategic partner.Provide regular performance updates to senior management, highlighting progress, risks, opportunities and required actions.5. International Stakeholder ManagementOperate effectively across multiple geographies, cultures and organisational environments.Collaborate with international Santander teams and external partners to drive global and cross-border initiatives.Represent Santander in senior-level discussions with strategic partners and ecosystem participants.Build effective working relationships across Santander's international Trade Finance and GTB organisation.WHAT YOU’LL BRINGOur people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Professional ExperienceAt least 5 years of professional experience in Trade Finance, Transaction Banking, Working Capital Solutions or a closely related field. (Required)Strong understanding of Trade Finance products and Working Capital Solutions, with particular knowledge of Receivables Discounting. (Preferred)Proven experience in business development, strategic partnerships and/or complex project and transaction execution. (Preferred)Demonstrable track record of taking strategic initiatives from origination through implementation and commercialisation. (Preferred)Experience leading or coordinating complex transactions and operational execution associated with strategic projects. (Preferred)Strong commercial orientation, with experience managing or contributing to revenue targets and business plans. (Preferred)Experience working with multiple stakeholders across product, sales, operations, technology, legal, risk and compliance functions. (Preferred)EducationBachelor’s degree in Finance, Economics, Business Administration, Business Analytics, Engineering or a related field (Required).Master’s degree (MSc/MBA) and/or professional qualification (e.G., CFA) (Preferred).LanguagesFluent English is essential, with a deep level of professional proficiency and the ability to operate confidently in senior-level international discussions, negotiations and presentations. (Required)Additional languages would be considered an advantage. (Preferred)Hard SkillsStrong knowledge of Trade Finance and Working Capital Solutions. (Required)Solid understanding of Receivables Discounting and receivables-based financing solutions. (Preferred)Knowledge of the broader Trade Finance product suite and transaction lifecycle. (Preferred)Knowledge of Securitisation / Asset Securitisation is highly desirable and will be considered a strong advantage, particularly where relevant to receivables and Working Capital Solutions. (Preferred)Understanding of the intersection between Trade Finance, Working Capital, receivables financing and structured finance would be highly valued. (Preferred)Soft SkillsExcellent relationship-building and stakeholder management skills, with the ability to engage effectively with senior internal and external counterparts.Strong business acumen and ability to identify and develop commercially attractive opportunities.Strong project management and transaction execution capabilities.Ability to combine a strategic mindset with hands-on execution.Strong analytical and problem-solving skills, with the ability to translate complex issues into actionable plans.Excellent communication, negotiation and influencing skills.Strong ownership mindset and ability to take accountability for delivering outcomes.Comfortable operating in an international, fast-paced and highly collaborative environment.Ability to manage multiple projects and transactions simultaneously while maintaining a strong focus on commercial outcomes.Key Success FactorsSuccess in the role will be measured by the ability to:Build and maintain a strong portfolio of strategic partnerships.Originate and develop new Working Capital Solutions opportunities.Successfully execute strategic partnership projects from concept through implementation.Lead the execution of the transactions and operations that generate the business associated with those projects.Convert partnership opportunities into sustainable, scalable business.Achieve or exceed the revenue and budget objectives agreed for each initiative.Ensure the successful operationalization and scalability of new solutions.Build strong collaboration across Santander's international organization.Establish Santander as a preferred partner within the relevant Trade Finance and Working Capital ecosystem.WE VALUE YOUR IMPACTYour contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.We’re enable our teams to go beyond through global opportunities and broad career paths.Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.Santanderopenacademy.Com)Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.LOCAL COMPLIANCESantander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.WHAT TO DO NEXTIf this sounds like a role you are interested in, then please apply.READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?#SCIB#LI-JP1#J-18808-Ljbffr

Santander is seeking an SSA DCM Analyst to support coverage of its SSA issuance clients and help prepare marketing materials. The role involves close collaboration with DCM teams in Madrid, London, and New York and coordination with Syndicate, Sales & Trading, and Risk Solutions groups.The candidate should have up to three years of experience in European or global SSA client coverage, a university degree, and fluency in English plus Spanish; knowledge of French or German is advantageous.#J-18808-Ljbffr

Senior Analyst of Global Cash Management. Client requirements: collaborate directly with our clients and client origination teams to understand the challenges our clients face in the different geographies where they operate, aggregating these needs – to create and develop solutions at a global lev

Santander CIB seeks a Structured Trade Finance Associate in Madrid to design and execute complex international trade financing solutions, focusing on commodities and supporting client strategic decisions.

Seeking a Software Engineer to design, develop, and support insurance technology solutions using Guidewire PolicyCenter and Java.

Seeking a Software Engineer to design, develop, and support insurance technology solutions using Guidewire PolicyCenter and Java. Role involves coding, testing, integration, and collaboration within an Agile environment.

IT STARTS HERE Santander () is evolving from Country: Spain Santander () is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Savings & Investments Domain is looking for a Senior Digital Product Analyst, based in Boadilla (Madrid). As a Senior Digital Product Analyst, you will primarily support the Decide & Invest customer mission within Santander's global Savings & Investments platform, helping define how customers execute investments across multiple markets. Working closely with the Digital Product Manager, you will translate product strategy into detailed customer journeys, functional requirements and scalable digital capabilities, helping build a seamless investment experience across multiple countries. As part of the Global Digital Product team, you will also contribute to cross-stream initiatives whenever needed, collaborating across customer missions to deliver a coherent end-to-end product experience. You will work at the intersection of business, customer experience and technology, collaborating with Product Managers, local markets and engineering teams to deliver innovative digital investment capabilities for millions of Santander customers. In This Role You Will Customer & Business Analyse customer needs, market trends and business priorities. Identify opportunities to improve customer experience and simplify investment journeys. Support the definition and monitoring of product KPIs. Contribute to product adoption and rollout activities across countries. Product Definition Support the evolution of the Decide & Invest customer mission. Translate product strategy into detailed functional requirements and user stories. Design end-to-end customer journeys and digital experiences, covering onboarding, profiling, suitability, portfolios, investment execution and servicing. Define business rules, functional specifications and acceptance criteria. Customer Experience & Journey Optimisation Help design intuitive investment journeys that increase customer engagement and reduce friction throughout the investment process. Identify opportunities to simplify complex investment concepts, regulatory requirements and customer communications. Contribute to the design of seamless onboarding, profiling, suitability, documentation and digital signature experiences. Challenge existing processes to make Regulatory and Compliance requirements as simple, intuitive and customer-friendly as possible while ensuring full regulatory compliance. Continuously improve customer understanding by simplifying financial information, decision-making and product interactions. Product Delivery Work closely with engineering teams throughout the product development lifecycle. Refine and maintain the product backlog. Support sprint planning, backlog refinement and functional validation. Coordinate with countries to understand local needs while protecting the global product vision. Ensure high-quality product delivery across markets. Collaboration Collaborate with Product Managers, UX, Technology, Business and local teams. Support workshops, product discovery sessions and cross-functional initiatives. Contribute to cross-stream initiatives whenever priorities require additional support. Coordinate with internal and external providers where required. What You’ll Bring Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience 5+ years of relevant experience as Product Owner, Business Analyst, Product Analyst or similar role in digital environments. Experience translating business needs into customer journeys, functional requirements and scalable digital products Good understanding of digital product development and technology principles. Strong customer-centric mindset with excellent analytical and problem-solving skills. Experience working with Agile product teams. Ability to collaborate across multiple stakeholders, countries and cross-functional teams. Comfortable working across multiple product areas, contributing to cross-stream initiatives when business priorities require it. Strong communication and presentation skills. Experience in digital banking, wealth management, fintech or digital platforms is highly valued. Education University degree in Business, Economics, Engineering, Data, Technology or related fields (Preferred) Languages Fluent English and Spanish (Required). WE VALUE YOUR IMPACT We're enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy () Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through Be Healthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym/Well Hub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. #J-18808-Ljbffr

Está pensando en solicitar este empleo? No se demore, desplácese hacia abajo y envíe su solicitud lo antes posible para no perder la oportunidad.In this role you will originate and structure Trade & Working Capital Solutions to support global clients, focusing on Payable Finance and Supply Chain

Envíe su solicitud a continuación después de leer todos los detalles y la información de apoyo sobre esta oportunidad de trabajo.In this role you focus on delivering technical solutions for IT business needs.You will participate in the technical design of software components, sub-systems or prod

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