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  • Credit Analyst
    Credit Analyst
    hace 25 días
    Jornada completa
    London

    About the job Job Title: Credit Analyst Department: Credit and Risk Location: London, Paddington Office based Hybrid or Remote: Office based (full time) Type: Permanent Job Purpose This is a core role within Winyield’s credit and risk function, responsible for the assessment, monitoring, and governance of both consumer and business lending exposures. The Credit Analyst will play a central role in designing and operating disciplined underwriting processes, maintaining robust credit policies, and supporting the responsible scaling of Winyield’s lending activities. The role requires a strong understanding of UK consumer credit standards alongside experience assessing small business and SME credit risk. The Credit Analyst will work closely with senior management, operations, product, and technology teams to ensure credit decisions are consistent, well-documented, and embedded into scalable systems and controls. Key Responsibilities Credit Analysis and Underwriting • Assess the underwriting rules for consumer and business credit applications using financial, behavioural, and affordability data, • Perform affordability assessments, income verification, cash flow analysis, and stress testing in line with UK responsible lending standards, • Apply and continuously refine credit policies, decision frameworks, and eligibility criteria, • Produce clear, consistent, and well-documented credit rationales suitable for internal review, audit, and regulatory scrutiny Automation, Data, and AI-driven Underwriting • Support the design and implementation of automated underwriting workflows for consumer and business lending, • Work with product and technology teams to translate credit policies into system-based rules, decision engines, and AI-assisted models, • Help define controls, monitoring, and explainability requirements for automated and AI-supported credit decisions, • Review model outputs, exceptions, and overrides to ensure outcomes remain consistent with policy and risk appetite Investment memo and portfolio analysis • Build investment memo on new portfolio and origination opportunities with the required loan tape analysis Policies, Governance, and Controls • Maintain and update credit policies, underwriting manuals, and procedural documentation, • Ensure strong governance around credit decisioning, overrides, and exceptions, • Support internal reviews, audits, and information requests with accurate and complete documentation, • Contribute to the ongoing development of compliant customer journeys from a credit risk perspective Cross-functional Collaboration • Work closely with operations and collections teams to ensure alignment between underwriting assumptions and real-world outcomes, • Support senior management with credit reporting, portfolio analysis, and ad-hoc risk assessments, • Contribute to strategic initiatives aimed at scaling WinYield’s lending platform in a controlled and compliant manner Requirements • Minimum 4 years of experience in credit analysis, underwriting, or credit risk, • Demonstrable experience with UK consumer and SME credit, including affordability assessments and responsible lending principles, • Strong understanding of credit governance, documentation standards, and auditability, • Exposure to automated or AI-supported underwriting systems, • Strong analytical skills and attention to detail, with sound credit judgement, • Comfortable working with data, codes, and internal risk dashboards What We Offer • Competitive compensation, • The opportunity to play a foundational role in a fast growing lending fintech company., • Close collaboration with senior leadership and influence over credit strategy and framework design, • A high-accountability, intellectually rigorous working environment based in London How to Apply Submit an application by 31 January 2026

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  • ELECTRIC & HYBRID VEHICLE TECHNICIAN MECHANIC
    ELECTRIC & HYBRID VEHICLE TECHNICIAN MECHANIC
    hace 27 días
    £35000–£40000 anual
    Jornada completa
    Sutton

    The Electric & Hybrid Vehicle Mechanic is responsible for diagnosing, servicing, maintaining, and repairing electric vehicles (EVs) and hybrid electric vehicles (HEVs). This role requires specialized knowledge of high-voltage electrical systems, battery technology, power electronics, and advanced diagnostic tools while ensuring compliance with safety and environmental standards. Key Responsibilities • Diagnose faults in electric and hybrid vehicle systems, including high-voltage batteries, inverters, motors, and charging systems, • Perform routine maintenance and scheduled servicing on EVs and HEVs, • Repair or replace electrical, electronic, and mechanical components, • Conduct battery health checks, repairs, replacements, and thermal management system servicing, • Use manufacturer diagnostic software and tools to identify and resolve issues, • Ensure safe handling of high-voltage systems and follow lock-out/tag-out procedures, • Test vehicles post-repair to ensure optimal performance and safety, • Maintain accurate service records and documentation, • Stay up to date with evolving EV and hybrid technologies and manufacturer updates, • Comply with workplace safety, environmental, and quality standards Required Skills & Competencies • Strong understanding of electric and hybrid vehicle architecture, • Knowledge of high-voltage safety procedures, • Proficiency in diagnostic equipment and software, • Ability to read wiring diagrams and technical manuals, • Strong problem-solving and analytical skills, • Attention to detail and commitment to safety, • Good communication and teamwork skills Qualifications & Experience • Diploma or Certification in Automotive Technology, Electrical Engineering, or EV Technology, • EV/Hybrid Vehicle Technician Certification (preferred), • Minimum 2–5 years experience in automotive repair, with EV or hybrid exposure preferred, • Valid driver’s license Physical & Safety Requirements • Ability to work with high-voltage systems using protective equipment, • Ability to stand for extended periods and lift automotive components, • Strict adherence to electrical safety and PPE requirements Work Environment • Automotive workshop or service centre, • Exposure to electrical systems, tools, and diagnostic equipment, • May require working weekends or overtime based on service demands Career Development Opportunities • Advanced EV diagnostics specialist, • Workshop supervisor or technical trainer, • EV systems engineer or field service technician

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  • Plumber
    Plumber
    hace 2 meses
    £30000–£35000 anual
    Jornada completa
    London

    We are seeking a skilled, reliable, and experienced Plumber to join our organisation. The successful candidate will play an important role in supporting the continued growth of the business by delivering high-quality plumbing installation, maintenance, and repair services across residential, commercial, and industrial premises. This role requires a hands-on professional with strong technical ability and a commitment to safety and workmanship standards. KEY DUTIES AND RESPONSIBILITIES: They will mainly be responsible for the following tasks- • Interpret drawings and specifications to plan plumbing system layouts, • Install, assemble, maintain, and repair plumbing systems, pipes, valves, and fixtures, • Measure, cut, and prepare pipe work using appropriate hand and power tools, • Join and secure pipes by welding, soldering, fusing, cementing, or screwing, • Test installations for leaks and faults and carry out necessary adjustments, • Diagnose and repair plumbing faults, including burst pipes and defective components, • Carry out routine maintenance to prevent system failures, • Calculate material requirements and maintain accurate records of work completed Skills, experience and qualification required for the role. The successful candidate should demonstrate the following: • A high level of attention to detail and technical accuracy, • Ability to work independently and as part of a team, • Strong organisational and time-management skills, • Manual dexterity and confidence using plumbing-specific hand and power tools, • Ability to work under pressure and respond effectively to feedback, • Good communication and interpersonal skills A minimum of three years’ experience in a similar plumbing role is desirable. Additional Information This position is suited to a qualified and experienced plumber who is committed to delivering professional standards of workmanship and contributing positively to the ongoing development of the business. Working Hour: 37.5 Hours per week

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