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Job Summary: Provides strategic direction and oversight to the management team on compliance, audit, and risk management issues. Ensures audit and risk assessments are being conducted as dictated by Credit Union policy. Assures that the Credit Union and its business units adequately identify, measure, monitor and control the Credit Union’s operational, compliance, strategic and reputation risks relative to the products, services, and activities for which they are responsible. Duties/Responsibilities: · Coordinate with the executive management team, the development and maintenance of the risk, audit and compliance management programs. · Assessing Risk Management Processes: ensure full audits are performed, including risk management and control management to ensure that compliance is met within all the company’s systems and processes, and oversee the implementation of their findings. · Develop annual audit calendar and program, manage third party providers to execute components of the audit program (within budgetary guidelines). Act as a liaison with auditors ensuring that requested data is provided as needed. · Determine frequency and scope of audit based on size, complexity and risk profile of the Credit Union · Maintaining proficient knowledge of the current AML compliance climate, including BSA, USA Patriot Act, and OFAC regulations · Assist with the review of BSA compliance as needed. · Performs oversight and at times review, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity; oversees the filing of SAR reports, determines if transactions are suspicious in nature, such as kiting, significant changes in balances, cash structuring in deposits, loans payments, certificate of deposit purchases, wire or ACH transfers, monetary instrument sales, new account openings, etc. · Acting as liaison between regulators, consultants, auditors, and senior management regarding regulatory, internal audit, external audit, and compliance matters, ensuring that Credit Union requested data is provided as needed. · Oversight of Fair Lending, UDAAP, and consumer compliance risk assessment and monitoring. · Oversight of vendor due diligence and ongoing monitoring under the Credit Union’s Third-Party Risk Program. · Ensures cybersecurity risk is documented and evaluated through collaboration with IT and Information Security. Requirements Education and Experience: · BS or BA degree · 5 years or more of compliance management experience in a financial institution is required. · NCCO designation preferred. · Professional certification in a compliance related field or risk management preferred. Salary Description $110k-$135k

Placement Type: Permanent Salary: $80,000-100,000 Salary Start Date: Jun 1, 2026 EXCITING NEWLY CREATED PAID MEDIA SPECIALIST OPPORTUNITY We're partnering with a dynamic, entrepreneurial home warranty company that has grown significantly since its founding five years ago. This is a rare opportunity to step into a high-visibility paid media role where you will be tasked with building a multi-million-dollar Google Ads campaign from nearly the ground up. This role is ideal for a strong hands-on marketing professional who enjoys conceptualizing and scaling metric-driven Google campaigns with a heavy focus on lead generation. It's a strong fit for someone from the client or agency side who has built Google campaigns across insurance, mortgage, lending, warranty, or other aligned verticals. What You'll Do: • Architect, launch, and build a multi-million-dollar Google Ads campaign from the ground up, owning strategy, structure, and day-to-day execution, • Drive lead generation performance through disciplined bid strategy, keyword refinement, audience targeting, and continuous A/B testing, • Optimize landing page experiences and conversion paths to maximize campaign ROI, • Monitor campaign analytics, produce performance reports, and deliver actionable insights to leadership, • Expand the paid media footprint into additional channels (paid social, programmatic, etc.) once Google Ads performance is established, • Stay current on Google Ads innovations - including AI Max, Performance Max, and conversion optimization best practices - and apply them proactively What We're Looking For: • Proven, hands-on experience building and scaling Google Ads campaigns in insurance, mortgage, lending, warranty, or adjacent verticals, • Managed $1MM/month Google Ads Budget, • Deep familiarity with Google Ads best practices: bid strategy, keyword management, match types, negative lists, Quality Score optimization, and A/B testing, • Strong working knowledge of AI-powered Google Ads features (AI Max, Performance Max, Smart Bidding) and conversion optimization techniques, • Experience with landing page best practices and ability to collaborate with design/dev teams to improve conversion rates, • Analytical mindset with proficiency in Google Analytics, Google Tag Manager, and campaign reporting tools, • Ability to balance strategic thinking with hands-on execution in a lean, fast-moving environment, • Clear, confident communicator who can translate campaign performance into business-level insights for executive stakeholders Why This Role: • Stability and longevity - an established, family-owned organization with deep roots and strong leadership, • Opportunity to own and shape a high-profile paid media function with the CMO and gain full executive visibility, • Potential for Hybrid work environment: 3 days onsite / 2 days remote #LI-RL3 #app

Job Description GENERAL FUNCTION / SUMMARY The Health Insurance Customer Service Representative (CSR) is responsible for providing exceptional customer support to clients by assisting with health insurance inquiries, policy servicing, and claims resolution. This role requires strong communication skills, attention to detail, and the ability to prioritize tasks effectively. The ideal candidate has group health insurance experience and can quickly learn and adapt to new processes. MAJOR DUTIES AND RESPONSIBILITIES Client Support & Policy Servicing • Assist clients with health insurance inquiries, including plan details, benefits, and policy changes., • Provide guidance on group health insurance policies, including employee enrollments, renewals, and coverage updates., • Address billing questions, claims issues, and ID card requests, ensuring prompt resolution., • Follow up with clients and carriers to ensure timely policy approvals and documentation updates., • Educate clients on open enrollment (OE) processes, renewal options, and policy compliance. Administrative Support & Task Management • Maintain accurate client records, update CRM systems, and ensure proper documentation of service requests., • Process policy changes, enrollments, terminations, and premium adjustments accurately., • Prioritize and manage multiple tasks to ensure efficient workflow and timely customer responses., • Assist with routine communications, emails, and service requests in a timely manner. Collaboration & Continuous Learning • Work closely with internal teams, agents, and carriers to resolve client issues efficiently., • Attend training sessions and carrier webinars to stay updated on health insurance products and industry changes., • Adapt quickly to new procedures, software, and insurance regulations to enhance job performance., • Support cross-departmental projects and initiatives to improve overall customer experience. Other Duties • Perform other tasks as assigned to support departmental and organizational goals. BASIC QUALIFICATIONS • Preferred experience in group health insurance, benefits administration, or customer service., • Strong communication and interpersonal skills to effectively assist clients., • Ability to prioritize tasks, manage time efficiently, and handle multiple responsibilities., • Detail-oriented with excellent organizational skills., • Fast learner with the ability to adapt to new processes and insurance guidelines., • Proficiency in Microsoft Office (Excel, Word, Outlook) and CRM systems is a plus., • Bilingual in Mandarin., • High school diploma or equivalent required; bachelor's degree preferred. WHO WE ARE With over 30 years of experience, TransGlobal has grown into the largest Asian-focused, all-in-one financial services platform in the U.S. We offer a comprehensive suite of services-including life and health insurance, annuities, real estate, private lending, tax and estate planning, and investment management-through a network of 30+ branches across 14 states and over 5,000 professional independent agents. Our mission is to deliver trustworthy, customer-centric financial solutions, all in your language and aligned with your goals. WHY JOIN US • Industry Leader: Join the nation's largest Asian-focused financial services firm with a well-established brand and expansive network., • Multilingual & Multicultural: Work in a dynamic, diverse environment that understands and serves multicultural communities., • Career Growth: Access to cross-functional training, licensing support, and professional development opportunities., • Collaborative Culture: Be part of a supportive team that values innovation, initiative, and shared success., • Impactful Work: Help individuals and families achieve financial security and generational wealth. WHAT WE OFFER • Competitive salary and benefits package., • Salary $4,000 – $5,500 per month, based on experience, • Opportunity to work in a collaborative and innovative environment., • Professional development and growth opportunities.

Why Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces "to grow your career" in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) to play a pivotal role within our National Branch Network. This role grows, deepens, and manages relationships with affluent customers and those with more complex financial needs, serving as their primary point of contact for banking products and services through scheduled appointments, lobby engagement, and proactive outreach. This role is designed for growth oriented professionals who lead with advice to acquire and deepen relationships through meaningful discovery and translate customer goals into comprehensive financial strategies. You will own and actively grow a defined book of business, leveraging goals based planning, and prudent risk oversight to deliver integrated solutions across deposits, investments, credit, home lending, and business banking. In addition, you'll help customers with everyday banking needs-opening accounts, handling service requests, and ensuring a seamless experience making it easier for them to manage their banking with confidence. Success in this role is driven by strong relationship acumen, proactive customer engagement, and seamless collaboration with internal partners across Wealth, Home Lending, and Business Banking to deliver a differentiated customer experience. Wells Fargo rewards behaviors that consistently create long term customer value and support customers in making informed financial decisions. You'll be supported with digital tools, industry leading training, ongoing coaching, and backed by one of the most recognized brands in banking. This role offers a clear platform for career growth for experienced professionals who excel at building trust, managing a portfolio, and delivering holistic, multi product solutions. In this role you will: • Proactively acquire new affluent consumer and business customers while deepening existing relationships through strategic outreach, referrals, and pre-planned customer appointments, • Lead discovery-driven conversations to understand customer goals and deliver tailored banking and credit strategies that strengthen relationships, increase retention, and drive balanced growth across deposits, lending, and investments, • Serve as the primary financial partner delivering comprehensive, multi-product guidance and ongoing reviews across life stages and evolving financial needs, • Partner with a team of professionals across Wealth, Home Lending, and Business Banking to deliver integrated solutions by coordinating warm introductions, setting clear expectations, and taking personal ownership to convert qualified opportunities into closed outcomes, • Champion digital adoption by educating customers on self-service and mobile banking options to elevate satisfaction, engagement, and service efficiency, • Serve as an active member of the branch team by advising colleagues on relationship development and the management of complex client needs, • Demonstrate risk excellence through accurate documentation, sound judgment, timely issue escalation, and adherence to policies and regulations to support strong control outcomes, • The Senior Branch Premier Banker LP (license pending) role is a temporary position until employee has successfully completed licensing requirements and SAFE registration. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role. Employees hired into the Senior Branch Premier Banker LP role who are not fully licensed will participate in the Branch Network Licensed Banker program.Required Qualifications:, • 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education, • 3+ years of experience building and maintaining effective relationships with customers and partners, • 3+ years of experience recommending products and servicesDesired Qualifications:, • Experience recommending financial products and translating customer goals into clear, actionable recommendations, • Demonstrated ability to proactively source, acquire, and deepen relationships through proactive outreach and building strong internal partnership to support the customer experience, • Proven experience managing a book-of-business, documentation of planning conversations, and consistent follow-through to drive retention and growth across deposits, lending, and investments, • Experience coaching or supporting peers to strengthen team performance and customer impact, • Demonstrated ability to communicate clearly and confidently, listen with empathy, and build credibility and trust quickly with others, • Financial services industry experience in one or a combination of the following: consumer, home lending, business banking, or investments, • 3+ years of experience in a licensed financial services position, • Successfully completed Financial Industry Regulatory Authority (FINRA)Series 6 and 63 exams (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration, • State Insurance license(s)Job Expectations:, • Ability to work a schedule that will include most Saturdays, • This role requires FINRA Series 6 and Series 63 (or FINRA recognized equivalents), and State Insurance license(s) which must be active or completed within a designated timeframe. For any FINRA qualification exams earned after Sept. 30, 2018, the Securities Industry Essentials (SIE) exam is also required., • For the following states where hired, FINRA Series 65 (or equivalent) examination will also be required within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. Wyoming allows referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. Requirements may change based on current state regulations., • Obtaining and maintaining required FINRA licenses is necessary for continued employment. This role also requires meeting enhanced financial fitness and criminal background standards. Wells Fargo will begin the FINRA review process once an offer is accepted., • SAFE registration is required at the time of employment and Wells Fargo will initiate the process after your start date.Loan Originators must meet LO/CFPB requirements and comply with Wells Fargo policies, including standards related to financial responsibility, character, fitness, and criminal background. A credit report may be reviewed (credit score not included) and additional ongoing screening may apply., • This position is not eligible for Visa sponsorshipPay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $37.00 - $65.50 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. • Health benefits, • 401(k) Plan, • Paid time off, • Disability benefits, • Life insurance, critical illness insurance, and accident insurance, • Parental leave, • Critical caregiving leave, • Discounts and savings, • Commuter benefits, • Tuition reimbursement, • Scholarships for dependent children, • Adoption reimbursementPosting End Date: 21 May 2026 • Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Work Location: Rahway, New Jersey, United States of America Hours: 40 Pay Details: $32.00 - $47.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Assistant Store Manager is an experienced leader who manages the day-to-day service, sales, and operational objectives in a Store location. The role is focused on leading a team to grow and deepen customer relationships by delivering TD's model of convenience, sales and advice, and differentiating with a personalized, connected experience. This role can lead the Store with minimal direction and has the knowledge and experience to make decisions for day-to-day work on the teller line or platform. Depth & Scope: Leads a team of advice and service colleagues in the achievement of individual and Store objectives that result in legendary Customer and colleague experience, and achievement of established performance goals Provides day-to-day team leadership and work direction to ensure effective/efficient delivery of personalized/complex service and advice activities and/or solutions while maintaining compliance and regulatory guidelines Leads the team in overseeing the most complex or diverse sales advice activities that entails complete multiple step processes that involve numerous systems, partners and complexity Requires knowledge and understanding of financial concepts, a broad range of products, services and tools, business and process management acumen aligned with TD's consultative approach with Customers to deliver Customers end-to-end advice they expect: (1) building trust with educational content & tools, (2) providing consultative support, and (3) advocating with proactive insights & recommendations Responsible for driving and reinforcing Advice activities/capability for the team through continued team observations, coaching, oversight, and communication ensuring the team is offering proactive advice by making product recommendations by highlighting product features and benefits based on Customer needs with more complex banking needs ultimately building Customer financial confidence; ensuring these activities are positively impacting Customer experience Possesses comprehensive knowledge of the local market, competitive offers, and economic trends to support advice recommendations that support Customer financial empowerment Effectively handles critical and/or high-risk issues, determining the most appropriate course of action for resolution Drives Advice Behaviors within the team by coaching and developing a team to deliver exceptional service by exceeding the needs of Customer expectations Leads and coaches advisory team on advice giving strategies and overall product and services acumen Establishes work direction and role ownership on delivering advice as well as achieving daily/quarterly/annual objectives Delivers end to end advice to Customers by providing information and tools for financial management that help Customers achieve their goals, and provides real time insights Contributes to the achievement of business objectives by identifying advice opportunities and referrals, enabling business growth Actively participates in community events, promoting the TD Brand while servicing the needs of the community Connects with our Customers/Prospects, provides financial advice, and deepens relationships through lead management activities to include the creation & management of Self-Generated Leads, the management of received Partner/Retail to Retail Referral Leads or Campaign Leads, Customer outreach (Outbound Calls, Relay SMS), setting and/or hosting appointments, and Lead prioritization Education & Experience: Undergraduate degree or equivalent experience 2+ years experience working with customers and or sales in any capacity or equivalent Supervisory or leadership experience preferred Demonstrated ability to provide Legendary Customer Service Strong verbal and written communication skills Sales and Operational Management skills Ability to manage competing priorities Previous consumer and residential lending experience preferred Proficient in Microsoft Office Knowledge of banking products and services preferred Demonstrated organization, interpersonal, communication and decision-making skills Shows proficiency with expense management Notary License (Preferred) Must maintain an active registration status with NMLS upon hire(Nationwide Mortgage Licensing System and Registry) to be able to engage in conversations with customers about loan products, facilitates the application intake Customer Accountabilities: Creates an environment where the team Interacts with Customers in a warm and engaging manner, actively listening, and asking clarifying questions Contributes to the achievement of business objectives by proactively attracting, acquiring and retaining Customers, advice opportunities and referrals, to increase profitability and enable business growth Establishes and supports strong partnership between colleagues that handle Customer day to day transactions and platform bankers/and partners for effective referrals Leads and reinforces Customer service activities; Supporting Customers through challenging times and life events, demonstrating knowledge and financial expertise of products and services to help align the Customer to the best product/service to meet and exceed their needs Responsible for maintaining optimal colleague scheduling to ensure Customer demands and compliance requirements are met Acts as an escalation point for Customer problem resolution - identifies how to prevent the problem from happening and educates the Customer Creates personal experiences by getting to know each Customer's needs to help turn their goals into reality Understands and supports the Bank's Customer Service Strategy Considers the impact of decisions on the well-being of TD, its Customers, and stakeholders Provides the highest level of Customer service when dealing with internal partners, vendors, and Customers Proactively adheres to professional and inviting space in all common areas of the Store, adhering to premises, marketing, and/or regulatory guidelines; particularly, this role helps ensure that the lobby and frontline meet internal/external policies and/or regulatory requirements Shareholder Accountabilities: Leads and drives operational compliance of all Store operations including teller and platform operations Leads the team in completing day to day processes/transactions/activities and oversees completion and quality of work Ensures the Store operates efficiently by adhering to the banks policies and procedures and by passing all audits May perform daily store operation activities including account maintenance, wire transfers, store opening and closing, and cash management Develops/leads Store in Operational Excellence plan Vault Management, including Monthly Vault and drawer audits Identifies and mitigates risk and proactively audits for adherence to compliance, policies and procedures and overall operational soundness of the Store Understands and applies operating policies and procedures Supports the timely and accurate completion of business processes and procedures Escalates non-standard or high-risk transactions/activities as necessary Ensures documentation that is prepared/completed is accurate and properly reflects Customer/business intentions and is consistent with relevant rules/regulations Supports and participates in process improvement opportunities Ensures necessary due diligence to support the accuracy of all Customer transactions/activities Proficiency, understanding, compliance with of the Bank Code of Conduct Employee/Team Accountabilities: Leads and supports a high performing team; provides ongoing feedback and performance reviews, coaches and develops colleagues and ensures performance management activities are undertaken Leads, reinforces, and embeds TD's shared commitments Contributes to the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner Ensures colleagues comply with all TDBFG policies, procedures, and guidelines of conduct (regarding Customer interactions, products, and services, etc.) Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with partners and other teams Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes Participates in the recruitment and selection process for all hires to ensure a highly diverse, qualified workforce to achieve business objectives Promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives Acts as a brand champion for your business area/function and the bank, both internally and/or externally OCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds -Continuous Sitting - Frequent Standing - Frequent Walking - Frequent Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Occasional Squatting - Occasional Bending - Occasional Kneeling - Occasional Crawling - Occasional Climbing - Occasional Reaching overhead - Occasional Reaching forward - Occasional Pushing - Occasional Pulling - Occasional Twisting - Occasional Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job DescriptionAbout us: Build the future of banking. Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025. Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:1. Tachyon, our cloud-native banking stack built for population-scale systems2. Cipher, our unified authentication platform for secure, high-volume banking environments3. Digital Credit as a Service, enabling banks to launch credit lines on UPI4. Elena, our intelligent and conversational AI platform for banking5. Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 20246. Sparrow, the leading card experience for non-prime cardholders in the US…and more across cards, payments, lending, and core banking. We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work. If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram,YouTube, and X. Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success. About the Role: We are looking for a Technical Support Engineer to provide first-level technical support for our banking technology platforms. This role involves troubleshooting issues, managing support tickets, and ensuring timely resolution while maintaining high customer satisfaction. You will collaborate with cross-functional teams, handle incident triage, and contribute to knowledge base improvements.Responsibilities: • Customer Support: Provide first-level technical support to customers. Respond to inquiries, troubleshoot issues, and resolve problems in a timely and professional manner. Ensure a high level of customer satisfaction through effective communication and problem resolution., • Incident Management: Monitor and triage incoming support requests via various channels (phone, email, ticketing system) and prioritize them based on urgency and impact. Log and track all customer interactions, activities, and resolutions accurately in the ticketing system., • Troubleshooting: Diagnose and resolve basic technical issues related to banking systems, applications, and infrastructure. Utilize knowledge bases, troubleshooting guides, and documented procedures to identify solutions or escalate to higher-level support teams when necessary., • Documentation and Knowledge Sharing: Contribute to the creation and maintenance of knowledge base articles, FAQs, and troubleshooting guides. Document common issues, their resolutions, and best practices to facilitate self-service for customers and improve overall efficiency., • Escalation Management: Escalate complex or unresolved issues to the appropriate L2 or L3 support teams, providing detailed information and following escalation procedures. Collaborate with higher-level support teams to ensure prompt and effective resolution of customer issues., • Collaboration and Communication: Collaborate with cross-functional teams, including developers, system administrators, and business analysts, to resolve customer issues and provide timely updates to customers., • Compliance and Security: Adhere to security protocols, data privacy regulations, and industry compliance standards when handling customer data and accessing sensitive systems or informationSkills:, • Knowledge Sharing: Contributing to the knowledge base and sharing insights with the team is an indicator of success, • Adaptability and Learning: Embracing change, quickly acquiring new skills, and effectively applying them to support customer needs indicate success in a rapidly evolving technical support environment, • Strong problem-solving skills and ability to troubleshoot basic technical issues independently, • Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical individuals, • Customer-oriented mindset with a focus on delivering high-quality customer service., • Familiarity with ticketing systems and knowledge base tools is a plus, • Ability to work under pressure in a fast-paced environment and manage multiple priorities effectively, • Willingness to learn and adapt to new technologies and tools in the banking technology domainExperience & Qualifications:, • An overall experience of 3+ Years., • Prior experience in tools like POSTMAN; Kibana; Splunk; Grafana is required., • Engineer (preferably IT / Computer Science)., • Experience in Banking /payment technologies is a plus. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job DescriptionWhy Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces "to grow your career" in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) to play a pivotal role within our National Branch Network. This role grows, deepens, and manages relationships with affluent customers and those with more complex financial needs, serving as their primary point of contact for banking products and services through scheduled appointments, lobby engagement, and proactive outreach. This role is designed for growth oriented professionals who lead with advice to acquire and deepen relationships through meaningful discovery and translate customer goals into comprehensive financial strategies. You will own and actively grow a defined book of business, leveraging goals based planning, and prudent risk oversight to deliver integrated solutions across deposits, investments, credit, home lending, and business banking. In addition, you'll help customers with everyday banking needs-opening accounts, handling service requests, and ensuring a seamless experience making it easier for them to manage their banking with confidence. Success in this role is driven by strong relationship acumen, proactive customer engagement, and seamless collaboration with internal partners across Wealth, Home Lending, and Business Banking to deliver a differentiated customer experience. Wells Fargo rewards behaviors that consistently create long term customer value and support customers in making informed financial decisions. You'll be supported with digital tools, industry leading training, ongoing coaching, and backed by one of the most recognized brands in banking. This role offers a clear platform for career growth for experienced professionals who excel at building trust, managing a portfolio, and delivering holistic, multi product solutions. In this role you will: • Proactively acquire new affluent consumer and business customers while deepening existing relationships through strategic outreach, referrals, and pre-planned customer appointments, • Lead discovery-driven conversations to understand customer goals and deliver tailored banking and credit strategies that strengthen relationships, increase retention, and drive balanced growth across deposits, lending, and investments, • Serve as the primary financial partner delivering comprehensive, multi-product guidance and ongoing reviews across life stages and evolving financial needs, • Partner with a team of professionals across Wealth, Home Lending, and Business Banking to deliver integrated solutions by coordinating warm introductions, setting clear expectations, and taking personal ownership to convert qualified opportunities into closed outcomes, • Champion digital adoption by educating customers on self-service and mobile banking options to elevate satisfaction, engagement, and service efficiency, • Serve as an active member of the branch team by advising colleagues on relationship development and the management of complex client needs, • Demonstrate risk excellence through accurate documentation, sound judgment, timely issue escalation, and adherence to policies and regulations to support strong control outcomes, • The Senior Branch Premier Banker LP (license pending) role is a temporary position until employee has successfully completed licensing requirements and SAFE registration. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role. Employees hired into the Senior Branch Premier Banker LP role who are not fully licensed will participate in the Branch Network Licensed Banker program.Required Qualifications:, • 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education, • 3+ years of experience building and maintaining effective relationships with customers and partners, • 3+ years of experience recommending products and servicesDesired Qualifications:, • Experience recommending financial products and translating customer goals into clear, actionable recommendations, • Demonstrated ability to proactively source, acquire, and deepen relationships through proactive outreach and building strong internal partnership to support the customer experience, • Proven experience managing a book-of-business, documentation of planning conversations, and consistent follow-through to drive retention and growth across deposits, lending, and investments, • Experience coaching or supporting peers to strengthen team performance and customer impact, • Demonstrated ability to communicate clearly and confidently, listen with empathy, and build credibility and trust quickly with others, • Financial services industry experience in one or a combination of the following: consumer, home lending, business banking, or investments, • 3+ years of experience in a licensed financial services position, • Successfully completed Financial Industry Regulatory Authority (FINRA)Series 6 and 63 exams (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration, • State Insurance license(s)Job Expectations:, • Ability to work a schedule that will include most Saturdays, • This role requires FINRA Series 6 and Series 63 (or FINRA recognized equivalents), and State Insurance license(s) which must be active or completed within a designated timeframe. For any FINRA qualification exams earned after Sept. 30, 2018, the Securities Industry Essentials (SIE) exam is also required., • For the following states where hired, FINRA Series 65 (or equivalent) examination will also be required within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. Wyoming allows referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. Requirements may change based on current state regulations., • Obtaining and maintaining required FINRA licenses is necessary for continued employment. This role also requires meeting enhanced financial fitness and criminal background standards. Wells Fargo will begin the FINRA review process once an offer is accepted., • SAFE registration is required at the time of employment and Wells Fargo will initiate the process after your start date.Loan Originators must meet LO/CFPB requirements and comply with Wells Fargo policies, including standards related to financial responsibility, character, fitness, and criminal background. A credit report may be reviewed (credit score not included) and additional ongoing screening may apply., • This position is not eligible for Visa sponsorshipPay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $37.00 - $65.50 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. • Health benefits, • 401(k) Plan, • Paid time off, • Disability benefits, • Life insurance, critical illness insurance, and accident insurance, • Parental leave, • Critical caregiving leave, • Discounts and savings, • Commuter benefits, • Tuition reimbursement, • Scholarships for dependent children, • Adoption reimbursementPosting End Date: 26 May 2026 • Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job DescriptionAbout us:Build the future of banking. Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025. Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including: 1. Tachyon, our cloud-native banking stack built for population-scale systems2. Cipher, our unified authentication platform for secure, high-volume banking environments3. Digital Credit as a Service, enabling banks to launch credit lines on UPI4. Elena, our intelligent and conversational AI platform for banking5. Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 20246. Sparrow, the leading card experience for non-prime cardholders in the US…and more across cards, payments, lending, and core banking. We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work. If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram, YouTube, and X. About the Role: As a Senior Data Reliability Engineer, you will be responsible for architecting, scaling, and optimizing enterprise-grade data platforms, including large-scale data lakes and data warehouses built from multiple disparate data sources. This role requires deep expertise in cloud databases, data infrastructure reliability, observability, and automation, with a strong focus on operational excellence, performance, and resilience. Responsibilities: • Own the reliability, availability, scalability, and performance of PostgreSQL RDS environments across production and non-production systems., • Lead proactive monitoring and observability initiatives for PostgreSQL RDS instances, leveraging tools such as CloudWatch, Prometheus, Grafana, and other enterprise monitoring platforms., • Drive advanced PostgreSQL performance tuning, including query optimization, indexing strategies, parameter tuning, and capacity planning., • Architect and optimize database backup, disaster recovery, and failover strategies to ensure business continuity and minimal downtime., • Own the reliability and operational excellence of Debezium and Kafka Connect ecosystems, ensuring robust real-time data ingestion and delivery., • Lead troubleshooting and optimization of ETL workflows and data pipelines, ensuring scalability, reliability, and fault tolerance across data platforms., • Oversee Apache Airflow workflow orchestration, ensuring high reliability, SLA adherence, and operational efficiency of production DAGs., • Design and implement Infrastructure as Code (IaC) solutions using tools such as Terraform, Crossplane, and automation frameworks to streamline deployments and operational tasks., • Lead incident response, root cause analysis, and post-incident reviews for critical production issues., • Define and enforce database security standards, including access controls, encryption policies, compliance adherence, and periodic security audits., • Partner closely with engineering, DevOps, and data platform teams to optimize data architecture and improve overall platform reliability., • Mentor junior engineers and drive best practices across database reliability engineering and cloud data operations., • Identify and lead continuous improvement initiatives focused on reliability, automation, scalability, and operational maturity.Skills:, • Deep expertise in PostgreSQL administration and performance tuning, preferably in AWS RDS environments., • Strong experience with Debezium, Kafka Connect, ETL frameworks/tools, and enterprise-grade data pipeline architectures., • Strong hands-on experience with Amazon Redshift, S3, and cloud-native data platforms., • Expertise in Apache Airflow workflow orchestration and operational management., • Experience with Apache Spark and large-scale distributed data processing., • Strong scripting and automation experience using Python, Bash, or similar languages., • Strong experience in Infrastructure as Code (IaC) using Terraform, Crossplane, or equivalent tools., • Hands-on experience with monitoring and observability tools such as CloudWatch, Prometheus, Grafana., • Strong understanding of cloud database security, compliance, and governance frameworks (e.g., GDPR, HIPAA)., • Experience designing highly available, fault-tolerant, and scalable cloud database systems.Experience and Qualifications:, • Bachelor’s degree in computer science, Information Technology, or a related field (master’s preferred)., • 10–12 years of overall experience in database engineering, cloud data infrastructure, or reliability engineering., • Minimum 5+ years of hands-on experience with PostgreSQL, including AWS RDS administration., • Strong experience in cloud-native data platforms and enterprise-scale production environments., • AWS Certified Database - Specialty or relevant cloud certifications preferred.Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job DescriptionAbout us:Build the future of banking. Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025. Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including: 1. Tachyon, our cloud-native banking stack built for population-scale systems2. Cipher, our unified authentication platform for secure, high-volume banking environments3. Digital Credit as a Service, enabling banks to launch credit lines on UPI4. Elena, our intelligent and conversational AI platform for banking5. Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 20246. Sparrow, the leading card experience for non-prime cardholders in the US…and more across cards, payments, lending, and core banking. We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work. If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram, YouTube, and X. Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success. About the Role:As a Data Reliability Engineer II, you will play a crucial role in developing, optimizing, and managing several large data lakes and data warehouses, comprising data from multiple disparate sources.Responsibilities: • Proactively monitor PostgreSQL RDS instances for performance, availability, and resource utilization (CPU, memory, storage, connections) using established monitoring tools (e.g., CloudWatch, Prometheus)., • Assist in identifying performance bottlenecks in PostgreSQL RDS. Apply basic performance tuning techniques like reviewing query execution plans, adding missing indexes, and recommending parameter adjustments., • Monitor the health and performance of Debezium and Kafka Connect connectors, identifying and troubleshooting basic issues related to data capture and delivery., • Monitor Apache Nifi data flows for errors, backpressure, and performance issues. Assist in troubleshooting and resolving common Nifi flow failures., • Provide support for data related issues and participate in root cause analysis., • Monitor the execution of Apache Airflow DAGs, identify failed tasks, and troubleshooting and re-runs., • Develop and maintain automation scripts and infrastructure as code (IAC) templates (e.g., using Crossplane, Terraform) to automate routine database tasks, deployments, and updates., • Participate in on-call rotations to respond to database-related incidents and perform troubleshooting and root cause analysis., • Assist in implementing and maintaining security best practices for cloud databases, including access controls, encryption, and compliance with regulatory requirements., • Regularly audit and assess database security configurations., • Configure and manage database backup and recovery strategies to ensure data integrity and availability in case of failures or data loss., • Analyse database query performance and collaborate with developers to optimize SQL queries and schemas., • Participate in continuous improvement initiatives to enhance the reliability, scalability, and performance of cloud databases., • Assist in the design and optimization of database schemas for cloud environments.Skills:, • Familiarity with data pipeline concepts and technologies like Debezium, Kafka Connect, Apache Nifi., • Basic understanding of Amazon Redshift and S3., • Exposure to Apache Spark for data processing., • Basic understanding of Apache Airflow for workflow orchestration., • Strong SQL scripting skills for querying and basic data manipulation., • Familiarity with scripting languages (e.g., Python, Bash) is a plus., • Knowledge of database security best practices, including access controls, encryption, and compliance with regulatory requirements (e.g., GDPR, HIPAA)., • Having ‘AWS Certified Database - Specialty' certification is a plus Experience and Qualifications:, • Bachelor's degree in Computer Science, Information Technology, or a related field., • 3-5 years of experience in database administration, with a focus on PostgreSQL., • 1-2 years of hands-on experience with PostgreSQL RDS. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job Description Position Summary The Commercial Loan Specialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence. Essential Functions • Address overdrawn accounts situations, • Order credit reports on borrowers from Experian as needed., • Perform site visits of customers place of business, • Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions., • Process servicing requests for existing loan customers, such as statement requests and copies of other documents., • Monitor and report on assigned loan portfolio activity to bank management as requested., • Follow up with borrowers to obtain financial information or documentation, • Follow up with borrowers to obtain open items to facilitate the loan closing process., • Obtain environmental report bids and engage vendors, • Coordinate with borrowers and branch staff to open required deposit accounts before closing., • Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants., • Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting, • Assist with commercial loan/payment collections, • Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc., • Attend loan closing if the loan officer is unavailable, depending on level of experience, • Upload all documents and correspondence to Abrigo (financials, LPs, memos), • Move loans to closing once signed commitment letter and fees are received, • Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews Job Requirements and Qualifications • Job requires strict attention to detail and thoroughness in the completion of job duties., • Job requires analysis of financial information with oversight by a manager Education and Experience • Associates Degree preferred or related field or equivalent experience, • Three years + working at a Commercial Bank or Credit Union, • Knowledge of SBA lending programs preferred, but not required Licenses and Certifications • N/A Knowledge, Skills, and Abilities • Ability to work independently with limited supervision, • Ability to work in a structured environment with established procedures, • Professional behavior mandatory at all times, • Customer service oriented, • Good organizational skills and ability to multi-task, • Ability to effectively communicate with other bank departments, • Excellent reading comprehension, • Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures., • Excellent computer skills in a Microsoft Windows environment including proficiency in Word, • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages., • Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience., • Ability to apply common sense understanding to carry out written and oral instructions. Physical Requirements • Ability to sit for long periods of time up to 75% of work hours., • Ability to use hands to grasp, handle or feel., • Ability use computer keyboard and system to enter data and process information., • Ability to talk, hear, and see., • Ability to use telephone to communicate with customers and employees., • Ability to drive for site visits of customers, • Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Working Conditions • Moderate sound as in business office with office machines, computers, and people traffic., • Open floor work environment. Compliance • It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Job Description Summary: Develops new business relationships. Analyzes and underwrites the most complex and/or largest dollar value commercial loans, most of which involve important customers. Approves loans within established guidelines and lending authority. Maintains portfolio of existing customer relationships. May provide guidance to less experienced commercial lenders. Job Responsibilities: • Develops new business by contacting potential customers and following up on leads. Cross sells Bank products and services., • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and approves loans within lending authority or recommends approval to senior management. Informs customers of Bank decisions., • Maintains performing commercial loans. Interacts with most important customers to maintain and enhance business relationships, • Monitors delinquencies and evaluates problem loans. Analyzes benefits of restructuring or legal collection action that may include foreclosure. Negotiates and develops action plans for repayment of problem loans or Implements foreclosure or other form of legal collection action. Estimates financial impact on the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Assists in the preparation of monthly, quarterly and annual reports and the forecasting of loan balances., • Performs other duties as assigned. Job Requirements: • Bachelor Degree in Finance, Accounting, Economics or Business related field. Master’s degree in finance, business or economics preferred;, • Minimum of 10 years experience as a Commercial Lender;, • Formal credit training required;, • Local business experience specifically within South or Central New Jersey with potential market expansion;, • Strong C&I, Commercial Real Estate (CRE) and Construction (CON) expertise is required;, • Must have the ability to develop and retain C&I CRE & CON loan business;, • Must be able to produce assigned loan volume as set annually;, • Must ensure and maintain asset quality of loan portfolio;, • Excellent decision making and problem solving abilities;, • Thorough knowledge of lending regulations required;, • Excellent written and verbal communication skills with the ability to deal effectively with customers, attorneys, realtors and other financial institutions as well as all levels of Bank personnel;, • History of community involvement through volunteerism and/or representation with charitable organizations;, • Excellent organizational, follow-up and time management skills. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description The CLO is responsible for developing commercial loan business relationships. The individual will actively prospect for business opportunities to grow the loan portfolio and work with existing members to broaden and deepen existing relationships. The Commercial Loan Officer is an active member of the bank’s sales team and is expected to appropriately introduce customers and prospects to internal bank partners to help ensure the customer’s full financial needs are met. Specific accountabilities include the assessment of all business and / or personal banking needs and providing appropriate and timely solutions to exceed business member expectations. This position is hybrid, reporting to our Basking Ridge, NJ office 1x per week and the ability to travel within the assigned region of Morris County, NJ. The starting salary range for a new hire in this role is $100k to $130k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. ESSENTIAL DUTIES AND RESPONSIBILITIES • Develop new and existing commercial loan business relationships, coordinating efforts with credit, servicing, branch, and business development staff., • Request applicant financial statements, credit reports, and other information pertinent to the loan applicant’s evaluation to help ensure loan meets established lending requirements., • Interview loan applicants and collect and analyze financial and related data to determine the general creditability of the prospect and the merits of the specific loan request; establishes and negotiates the terms under which credit will be extended, including the costs, repayment, and collateral requirement., • Compile loan packages and facilitate negotiation of loan structure with applicants; ensure loan agreements are complete and accurate according to Bank policy; ensure timely loan closing and funding activities., • Maintain credit quality and portfolio administration within bank guidelines: renewing and documenting maturing loans in advance of maturity deadlines, participate in the collection of delinquent accounts., • Serve as a member of the Credit Union’s sales team; attend networking events, identify qualified referrals, make calls that will improve the opportunity for new business development., • Maintain an active role in community affairs to improve Credit Union’s visibility in the area; serve on various civic committees to increase Bank community involvement., • Maintain a working knowledge of Bank operating policies and procedures which impact commercial services., • New loan requests, increases, and renewals are structured, reviewed, approved, documented, and funded in a timely manner, delivering excellent business service to new and existing business members., • Site visits are conducted prior to scheduled date and used as a tool to assess member needs and identify opportunities to increase business engagement, activation and usage., • Assess business and member needs and deliver solutions to exceed business member expectations., • Evaluate the business environment for developing trends and product and service recommendations. EDUCATION and/or EXPERIENCE REQUIREMENTS • Minimum of 5 years of experience in Commercial Lending and Business Development is required., • Selected candidate must be Credit Trained as a requirement of this role., • Strong written and oral communication skills., • Must be detail oriented and possess strong organizational and documentation skills., • Excellent negotiating skills and ability to multi task., • Ability to travel extensively within the Morris County, NJ footprint is required. Affinity strives to maintain balance between our employees’ personal and professional responsibilities. All full-time employees receive a highly competitive and multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription coverage, 401(k) plan, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering, and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Tuition Assistance Program. Affinity Federal Credit Union is an Equal Opportunity Employer. Affinity is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we’ve created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability or sexual orientation. Explore career opportunities with Affinity and belong to something better. Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company’s established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.

Job Description iCreditWorks offers a highly configurable Platform-as-a-Service (PaaS) “Point-of-Sale” (POS) lending solution, including a first-in-market native mobile App and integrated payment technologies to drive B2B/B2B2C financing. Through cutting-edge mobile technology and artificial intelligence, we’re revolutionizing access to credit by delivering a seamless user experience for healthcare consumers and beyond. Join us in building innovative solutions that empower consumers and professionals alike! Position Overview As the Senior Vice President, Loan Servicing and Collections, you will be responsible for leading all loan servicing and operational activities for the Company, reporting to the Chief Loan Operations and Servicing Officer. This role involves managing all aspects of the service experience delivered through internal and outsourced teams. The ideal candidate will have extensive experience in loan servicing and operations, exceptional leadership skills and a track record of leveraging leading-edge technology solutions to maximize engagement, customer satisfaction and support rapid scale. This role is also accountable for defining and executing a forward-looking digital servicing vision, leveraging advanced automation, data-driven decisioning, and emerging technologies, including agentic AI, to evolve servicing and collections into a scalable, efficient, compliant, and highly personalized operating model. Key Responsibilities Leadership • Provide leadership, guidance, and mentorship to the servicing and collections team, fostering a culture of accountability, collaboration, and continuous improvement partnering with internal and outsourced resource, • Set clear performance expectations, establish goals, and monitor team performance to achieve service and collection targets and key performance indicators (KPIs)., • Conduct regular performance evaluations, provide constructive feedback, and identify opportunities for training and development., • Serve as an executive sponsor for servicing technology modernization and AI-enablement initiatives, representing Servicing in enterprise-wide digital transformation efforts. Customer Service • Develop and implement service strategies and procedures to deliver a world-class experience with every interaction., • Foster a customer-centric culture within the servicing and collections team, emphasizing empathy, professionalism, and effective communication., • Maintain high levels of customer satisfaction by providing efficient and effective service across multiple services channels., • Handle escalated customer issues and complaints, ensuring timely and satisfactory resolution., • Gather and analyze customer feedback to improve servicing processes. Own and lead strategies to further enhance our external service reputation. Collections • Develop and implement collections strategies, policies, and procedures to optimize recovery efforts, aligned with the company's goals and risk appetite., • Analyze delinquency and portfolio performance trends to identify areas for improvement and refine collection strategies., • Collaborate with senior management to establish collection targets and performance benchmarks aligned with organizational objectives., • Manage relationships with third-party vendors and partners, such as collection agencies and legal firms, to ensure alignment with company standards and objectives. Digital Transformation & Technology Enablement • Define and own the long-term digital vision for loan servicing and collections, emphasizing automation-first and AI-enabled operating models., • Lead the evaluation, design, and implementation of advanced servicing technologies, including workflow automation, intelligent decision engines, self-service capabilities, and agentic AI solutions., • Identify and deploy agentic AI use cases to enhance servicing efficiency and effectiveness, including but not limited to: intelligent case intake, triage, and routing, automated and AI-assisted borrower communications and agent assist tooling and real-time decision support, • Establish governance frameworks, controls, and KPIs for automated and AI-driven servicing activities. Process Optimization • Continuously evaluate and streamline collection processes, workflows and borrower communications to enhance effectiveness and improve the customer experience., • Lead initiatives to redesign servicing and collections processes to support straight-through processing, digital self-service, and intelligent automation, replacing manual and reactive workflows with data-driven and AI-assisted operating models., • Collaborate with cross-functional teams, including risk management, compliance, operations, and IT, to implement process improvements and system enhancements. Compliance and Risk Management • Ensure all loan servicing activities comply with federal and state regulations and internal policies. Partner with compliance on regulatory changes and update servicing procedures and practices accordingly., • Assess credit risk and develop strategies to mitigate potential losses, including early identification of high-risk accounts and implementation of proactive risk management measures., • Monitor and analyze portfolio performance metrics, such as delinquency rates, charge-off rates, and recovery rates, to identify emerging risks and opportunities for portfolio optimization., • Implement effective loss mitigation strategies, including loan modifications and settlements, to minimize losses and maximize recovery., • Partner with the Credit team to evaluate credit policy changes to mitigate future risk based on historic and emerging trends. Reporting and Analysis: • Generate, analyze, and present reports on loan servicing metrics to senior management., • Identify trends, issues, and areas for improvement within the loan servicing department., • Utilize data and facts to make informed decisions and recommendations., • Develop reporting frameworks that measure the impact of automation and AI initiatives on cost-to-serve, resolution times, recovery performance, compliance outcomes, and customer satisfaction Qualifications • Bachelor's degree in business administration, finance, or a related field., • Minimum of 10 years of progressive experience in loan servicing and collections, with at least 5 years in a leadership role., • Proven experience in customer service and consumer collections management, preferably in the financial services industry, with a track record of achieving collection targets and reducing delinquency rates., • Experience implementing innovative technology solutions to improve collections outcomes, preferably with integration with an app-based solution., • Demonstrated experience leading digital transformation initiatives within loan servicing, collections, or financial operations., • Hands-on experience implementing automation technologies, AI/ML-driven decisioning, or intelligent virtual/agent-assist solutions in a regulated environment., • Strong leadership and managerial skills, with the ability to motivate and inspire team members, drive results, and foster a culture of excellence and accountability., • In-depth knowledge of consumer lending products, credit risk management principles, and collections best practices., • Excellent analytical, problem-solving, and decision-making skills, with the ability to analyze complex data, identify trends, and develop actionable insights., • Exceptional communication and interpersonal skills, with the ability to build rapport with internal stakeholders, external partners, and customers, and effectively communicate complex concepts to diverse audiences., • Strong project management skills, with the ability to prioritize and manage multiple initiatives simultaneously and drive cross-functional collaboration., • Commitment to maintaining high ethical standards, integrity, and confidentiality in all aspects of service and collections interactions., • Willingness to adapt to a fast-paced and dynamic work environment, embrace change, and proactively seek opportunities for professional growth and development., • Commercial/small business service and collections experience preferred., • Working knowledge of AI governance, model risk management, and regulatory expectations related to automated and AI-driven customer interactionsCompany DescriptioniCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.iCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.

Job Description We are seeking dedicated, experienced New York licensed Attorneys to join our S&E team. The position is based in our Northern New Jersey office, with responsibilities extending throughout the State of New York. Fully remote opportunities may be available for the right candidate. Attorneys are responsible for overseeing all aspects of mortgage and lending client case portfolios from assignment to conclusion. Duties & Responsibilities: • Drafts legal pleadings, notices of hearings, motions, and orders., • Researches and analyzes statutes, judicial decisions, legal articles, codes, and the like., • Updates case management system in a timely manner to ensure data integrity., • Travels to court for court appearances. Attends both routine and litigation hearings as well as settlement conferences, oral arguments, and other court appearances as necessary., • Communicates and collaborates with clients, internal staff, and others to ensure effective case management., • Identifies legal issues / items which require additional review., • Establishes a strong follow-up system to ensure deadlines are met for various pleadings that must be served and filed., • Prioritizes and manages a high volume of files with great accuracy and attention to detail., • Manages own caseload with accuracy and attention to detail., • Reviews case work prepared by paralegals and corrected as necessary., • Other duties as assigned. Qualifications • J.D from an ABA accredited law school, • New York State Bar Admission, active and in good standing, • Minimum 3 year’s experience in New York practice. New York procedural experience and knowledge of the NYCPLR, RPAPL and RPL, • Willingness to travel to Court as needed, • Litigation skills including drafting motions, opposition, replies, conducting oral argument, deposition, traverse hearings and bench trial, • Substantive experience in mortgage default, appellate practice and/or eviction with lenders and mortgage servicers in the State of New York preferred., • Experience in client systems used in default services, such as Black Knight., • Previous experience with electronic case management systems, such as CaseAware., • Knowledge of laws related to practice areas, legal codes and court procedures., • Outstanding written and oral communication skills to communicate with other attorneys, staff and clients., • Must have outstanding interpersonal skills, and able to positively interact and collaborate with clients and employees at all levels., • Must be flexible, self-directed, and motivated., • Outstanding organizational skills., • Ability to handle a large volume of cases, • Proficient in Microsoft Office products, such as Outlook and Word, • Valid Driver’s License Benefits: An origination incentive of 20% included for any additional business brought into S&E. Physical Demands: The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is usually required to talk, hear and walk, occasionally required to stand and lift and frequently required to sit, reach with hands, talk and touch. Specific vision abilities required by this job include close vision and ability to adjust focus. Requires the ability to drive to court appearances, etc. Work Environment: The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. While performing the duties of the job, the employee is usually in an indoor office environment. The noise level in the work environment is usually moderate.

Job Description We are looking for an FP& A Manager to join our team in Iselin, New Jersey in a contract capacity with the potential for a permanent role. This role will lead budgeting, forecasting, and financial analysis efforts that support sound business decisions and operational performance. The ideal candidate brings strong modeling skills, a strategic mindset, and experience partnering with stakeholders to improve financial visibility across the organization. Prior experience with Workday Adaptive Planning is required. This role can be mostly remote but needs to be commutable to the office as needed. Responsibilities: • Lead the annual budgeting process and coordinate forecast updates to align financial expectations with business goals., • Build and maintain financial models that evaluate performance trends, support planning activities, and guide decision-making., • Analyze operating results and key financial metrics to identify risks, opportunities, and areas for improvement., • Partner with leadership and cross-functional teams to prepare actionable reporting and present insights on business performance., • Support planning and analysis related to small business lending activities, including portfolio performance and revenue drivers., • Develop recurring and ad hoc reports that strengthen visibility into expenses, profitability, and overall financial health., • Recommend process improvements that enhance the accuracy, efficiency, and consistency of financial planning activities., • Proven experience in financial planning and analysis, ideally in a managerial or lead capacity., • Strong background in annual budgeting, forecasting, and variance analysis., • Advanced financial modeling skills with the ability to translate data into business recommendations., • Demonstrated ability to perform detailed financial analysis and communicate findings clearly to stakeholders., • Experience supporting or analyzing small business lending operations is required., • Strong proficiency with Excel and financial reporting tools., • Ability to manage multiple priorities and work effectively in a fast-paced environment. Must have prior experience with Workday Adaptive Planning

Job Description iCreditWorks offers a highly configurable Platform-as-a-Service (PaaS) “Point-of-Sale” (POS) lending solution, including a first-in-market native mobile App and integrated payment technologies to drive B2B/B2B2C financing. Through cutting-edge mobile technology and artificial intelligence, we’re revolutionizing access to credit by delivering a seamless user experience for healthcare consumers and beyond. We are looking for a proactive and creative Senior FinTech Credit Analyst to join our team. This is an exciting opportunity to work in a fast-paced, entrepreneurial environment. As part of our underwriting team, you will leverage your expertise and knowledge to help us determine applicant credit decisions, the validity of information in question, and the review of supporting documentation. The ideal candidate is a critical thinker, highly analytical, and a driven problem-solver. The candidate should also be passionate about innovation, the client-experience, and collaborating with our Risk, Senior Management, and Engineering teams to maximize revenue. Duties and Responsibility • As part of the underwriting team, understand and shape credit policy to support the Company vision and third-party loan purchasers., • Gain a full understanding of the technology and processes that drives the business, including but not limited to loan input provider portals, websites, mobile app origination process and ongoing loan servicing., • Review, analyze, and evaluate consumer & commercial loan application data in our database to validate that they have been handled according to credit policy, procedures, and that of our underwriting decision engine, as well as risk mitigation techniques. This would include approvals, declines, and counteroffers., • Analyze and investigate loan applicant’s information in response to alerts from credit and fraud services where certain information cannot be confirmed or does not match the verification database. This would also include all consumer statements and any credit freezes that may be in place on a credit report. Direct contact with the applicant may be necessary to address questions., • Analyze and calculate documentation that is provided to verify the applicant’s income, research commercial websites (e.g., secretary of state, NPI records, and the like) to validate business information. This may include the review of tax returns, and other business documentation as needed., • Responsible for receiving communications with applicants and referral partners as needed to answer questions or obtain additional information., • Ability to support team with research and responses to internal/external audits and other projects as they arise., • Perform other duties as assigned. Minimum Experience Requirements • Five plus years of experience and full understanding of credit risk and merchant risk in these point-of-sale verticals: Home Improvement, Dental, Medical, Auto Repair or Device Purchase, • Advanced Microsoft Office skills, specifically Excel (including creation of pivot tables, logic functions, data tables and regression analysis), PowerPoint, and Word, • Building, improving, or analyzing risk management strategies for an unsecured consumer or small business lending product, • Utilizing knowledge of U.S. credit bureau data, risk scorecards, and debt service coverage ratios, • Knowledge of cashflow underwriting and artificial intelligence modeling, • Managing several projects simultaneously and driving end-to-end project delivery, • Previous experience building credit strategy for digital acquisition channels, • Visualizing complex data analyses and communicating to a wide variety of audiences, • Developing policy and procedures documentation for credit risk strategy execution, • Developing and automating quality control process to ensure intended execution of credit strategies, • Fair understanding of income and debt relationship in the context of credit underwriting that includes but not limited to design income verification requirements NOTE: iCreditWorks offers a hybrid work environment, with employees working from corporate headquarters on Tuesdays, Wednesday, and Thursdays, and allows remote work on Mondays and Fridays. Company DescriptioniCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.iCreditWorks, one of the fastest-growing FinTech platforms in the United States, offers innovative “Point-of-Sale” lending and digital payment technologies, including the first-in-market native mobile App that reinvents B2B/B2B2C lending.

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