Trabajos lending en Wayne, New JerseyCrear alertas

$30/hour • Prepare and review commercial lending documentation using specialized document generation systems and standardized templates., • Validate credit approval terms and supporting documentation to ensure accuracy, completeness, and alignment with internal lending standards., • Coordinate with lenders, legal counsel, and internal stakeholders to obtain required information and resolve documentation discrepancies., • Process a variety of loan transactions including renewals, extensions, modifications, increases, and new credit facilities., • Update and maintain loan records within internal systems and support lien-related documentation and filing processes., • Generate closing packages including fee calculations, funding summaries, and supporting disbursement documentation., • Conduct detailed quality and compliance reviews of loan documentation to ensure adherence to policies, procedures, and regulatory requirements., • Interpret credit approvals, commitment letters, and legal documentation to ensure proper structuring of loan files., • Support lien perfection activities, including coordination of filings and related documentation requirements., • Communicate effectively with internal partners to resolve issues and ensure timely and accurate loan document production., • Maintain strong attention to detail to identify inconsistencies and ensure all documentation aligns with approved credit terms., • Utilize lending documentation systems and tools to support efficient and accurate loan closing processes.

Job DescriptionBASIC FUNCTION Responsible for preparing annual review memos for existing borrowers tied to the commercial lending loans portfolios. The Portfolio Manager will be assigned a portfolio of CRE facilities to manage. MAJOR RESPONSIBILITIEs • Assume full account management responsibility for any CRE loan as described above under Basic Function., • Provide ongoing credit oversight and portfolio management of the CRE loan portfolio through annual reviews, monitoring of covenant compliance and the creation and maintenance of “Watch List” credits., • Interact with Loan Officers, Borrowers or CPAs to obtain necessary financial information required to complete annual reviews., • Meet with clients if & when required and perform assessment of issues and financial condition, and ability to repay debt in accordance with the terms thereof., • Consult with customers regarding their financial performance trends and pro-actively anticipate and manage deteriorating credits., • Negotiate and recommend for approval, financial covenant waivers and loan modifications., • Manage portfolio risk on a forward and proactive basis with respect to economic and industry trends, borrower concentrations, industry concentrations, likelihood of default and loss and criticized and classified loan migration., • Recommend specific action plans upon identifying increased borrower credit risk to mitigate nonperforming / non-accrual loan status., • Daily monitoring of all overdrafts for C&I relationships., • Order appraisals, flood searches, and credit reports., • Assist with site visits/ property inspections as needed., • Assist SVP Director of Portfolio Management with monthly reporting as required. JOB REQUIREMENTS Education: College Degree Experience: Minimum of 5+ years related work experience (Lending, collections, bankruptcy, and foreclosure). Formal credit training required. Excellent written/verbal communication skills required. Ability to work independently and meet specified deadlines. Assertive, self-directed personality type. Working knowledge of word processing and spreadsheet software required. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description Summary: Maintains portfolio of existing customer relationships. May assist more experienced commercial lenders with larger dollar value loans or complicated commercial loan transactions. Analyzes and underwrites more complex or large dollar value commercial loans within a designated region. Working in cooperation with the Branches, Business Development Department and other Commercial Lending team members, develops new business relationships. Approves loans within established guidelines and lending authority. Job Responsibilities: • Maintains performing commercial loans. Assists more experienced lending team members with portfolio maintenance requirements for large dollar or more complicated loan transactions. Interacts with customers to maintain and enhance business relationships. Assists in the resolution of loan documentation exceptions., • Interviews new loan applicants as well as existing borrowing customers. In conjunction with the Credit Department, analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and approves loans within lending authority or recommends approval to senior management. Informs customers of Bank decisions., • Develops new business by contacting potential customers and following up on leads. Cross sells Bank products and services., • Monitors delinquencies and evaluates problem loans. Analyzes benefits of restructuring versus pursuing legal collection action. Negotiates and reworks loans or implements legal collection action or referral of the loan to the Special Assets Department. Estimates financial impact to the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Assists in the preparation of monthly, quarterly and annual reports to track loan originations. Monitors commercial loan maturities and loan documentation exceptions., • Performs other job related duties as may be assigned. Job Requirements: • Bachelor Degree in Finance, Accounting, Economics or Business related field. Master’s degree in finance, business or economics preferred;, • Minimum of 8 years experience in Commercial Lending, • Minimum of 2 years experience as a Commercial Lender;, • Formal credit training required;, • Local business experience specifically Northern NJ with potential market expansion;, • Strong Commercial Real Estate (CRE) and Construction (CON) expertise is required, • Must have the ability to develop and retain CRE & CON loan business;, • Must be able to produce assigned loan volume as set annually;, • Must ensure and maintain asset quality of loan portfolio;, • Excellent decision making and problem solving abilities;, • Thorough knowledge of lending regulations required;, • Excellent written and verbal communication skills with the ability to deal effectively with customers, attorneys, realtors and other financial institutions as well as all levels of Bank personnel;, • History of community involvement through volunteerism and/or representation with charitable organizations;, • Excellent organizational, follow-up and time management skills Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description About World Business Lenders (https://wbl.com/) World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. WBL is a U.S.-based company with a 100% remote workforce. • Generally, working hours will be 9:00am-6:00pm Eastern time, Monday through Friday, although hours worked may be greater based upon operational requirements., • We are looking for someone who is really skilled in both speaking and writing in English. Responsibilities: • Build and nurture strong, lasting relationships with NYC-based ISOs., • Drive new business opportunities (ITPs) by meeting and exceeding targeted KPIs., • Collaborate closely with ISOs to grasp their unique needs and showcase the WBL product as the ideal solution., • Increase loan origination volume by developing ISO partnerships through a consultative and personalized sales approach., • Spend four days a week visiting ISOs and one day working from the home office to maximize engagement and productivity. Requirements • Required Education:, • A Bachelor’s degree in Business, Finance, Real Estate, or a related field is strongly preferred., • That said, if you bring significant hands-on experience in sales, lending, or real estate, we’re excited to consider that as a valuable alternative to formal education., • Required Experience:, • Bring 3 to 5 years of proven success in sales, account management, or business development to the table., • Hands-on experience in MCA lending is essential., • Demonstrated ability to build strong client relationships and consistently achieve or exceed sales goals. Preferred Background / Industry Experience: • Experience in MCA, commercial lending, financial services, or business development environments preferred;, • Prior exposure to ISO relationship management, loan origination, or small business financing is highly desirable. Soft Skills Required • Great at building relationships and connecting with others, • Excellent verbal and written communication skills, • Skilled in active listening with a friendly, consultative approach to sales, • Open-minded and eager to tackle challenges with a positive attitude, • Highly organized with strong time management and a self-motivated spirit for fieldwork Technical Skills Required • Proficient in leveraging CRM tools to drive efficient lead tracking and sales pipeline management., • Experienced in utilizing Microsoft Office suite, including Excel, PowerPoint, and Word, to enhance productivity., • Confident in hosting engaging virtual meetings and delivering compelling presentations through platforms like Zoom and Teams. Benefits • Join us in a Full-time Role, • Competitive Compensation Package, • Paid Time Off (PTO)

Job Description Role Direct and manage all practices and activities in the Finance, Accounting, and Collections functions, providing leadership, supervision, and access to training, ensuring compliance with the State and Federal rules and regulations. Manages financial auditing, accounting, and recordkeeping activities of the credit union to ensure they meet generally accepted accounting practices (GAAP). Make recommendations relating to budget preparation, income forecasts, and operational changes as needed. Is a key component of the executive team, making recommendations to the strategic plan, workflow, fees, staffing, products and services, and facilities through an understanding of the business as a whole. Major Duties and Responsibilities • Directly or through subordinates, oversee and manage the financial, accounting, and Collections functions of the credit union to include: ALM, AP, AR, Call Report, annual report, annual budget, collections, GL, Allowance for Loan Losses (CECL), financial analysis, including branch profitability analysis, financial reporting and recordkeeping, investments, payroll, and taxes. Analyzes monthly financial statements, prepares ad hoc reports, including but not limited to New loans, Charge-offs, Share movements, etc., • Has an in-depth understanding of the flow of transactions throughout the credit union as well as the relationships between general ledger accounts., • Reads, comprehends and makes recommendations to legal contracts in the best interests of the credit union., • Takes the lead in merger activity. Coordinates with internal staff for site visits and due diligence review. Coordinates with 3rd parties for any required financial analysis and recording of acquisition journal entries. Instructs the accounting department in the consolidation of financial statements and inter-company accounts., • Assist in the development, implementation, and evaluation of policies and procedures for the Accounting, Finance, and Collections departments. Ensure that policies and procedures reflect current regulations and are communicated to and implemented by subordinates., • Participates in the development, production, promotion, and sale of the credit union’s products and services, including product modeling and pricing, and organization-wide performance monitoring., • Review and analyze monthly financial and collection reports, correct as needed, forwarding them to the CEO for review and finalization., • Oversees, evaluates and interprets statistical and financial reporting on the status of the, • credit union to the Board of Directors, various committees, and senior management regarding strategic recommendations, financial results, and policies that affect the organization to ensure that they are timely, accurate, and adequately informed about matters that affect the credit union., • Participate in determining deposit and loan rates., • Participate in determining Risk-Based Lending tiers and analysis., • Prepares the monthly Qualitative and Environmental factors used in the Current Expected Credit Loss (CECL) calculation., • Purchases appropriate investment instruments while maintaining adequate liquidity levels., • Monitors the borrowing capacity of the credit union and adjusts collateral accordingly., • Hold or attend periodic staff meetings. Identify areas for improvement, procedural changes, new developments, or service changes. Keep staff up to date on trends and general credit union information., • On a quarterly basis, working with the 3rd-party ALM report vendor (McQueen Financial Advisors), ensure all relevant quarterly data is uploaded to their portal. Review and reconcile the quarterly report results, and schedule the McQueen representative to attend the next ALCO meeting., • Establishes and maintains appropriate Corporate Credit Union, Federal Reserve Bank, Federal Home Loan Bank, and Investment Broker relationships., • Assist with lease negotiations and major capital equipment or other capital asset purchasing decisions., • Assist in the analysis of new branch site locations and closings of existing branches., • Monitors interest rate, credit and portfolio risk status and set limitations as required for, • Asset/Liability Management. Identify ways to reduce interest rate risk and sensitivity. Provide, • detailed ALCO and Investment reports to the Board and Executive Management., • Updates and implements finance and accounting policies as required by regulators and the Board., • Serve as the credit union’s liaison with regulatory agency examiners and auditors., • Participates in and reviews vendor contracts to protect the credit union's financial interests., • Serve as trustee for the Employee's Pension Plan, representing the plan participants' best, • interest in a manner that assures accurate accounting and compliance with all pertinent, • regulations., • Participates in the annual casualty and liability insurance and employee health insurance reviews. Prepares appropriate analysis and makes recommendations., • Serves as Secretary to the ALCO and Finance committee., • Oversees the credit union collection process., • Meets regularly with the collections manager and senior staff., • Participate in developing and implementing strategies to improve collection processes., • Reviews and analyzes reports to identify trends and recommend strategies., • Along with the collections manager, monitors Attorney collection/lawsuit activity., • Along with the collections manager, monitors Repossession/ Foreclosure activity., • Monitors the Pro Se lawsuit activity of the collection manager., • Must comply with applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Job DescriptionSalary: $24.00 - $28.00 per hour At Luminate Bank, we believe our customer experience is what defines our business. Our mission is to unlock peoples full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest. We have a culture second to none, promote teamwork and growth from within and are continuously striving to take care of both our valued borrowers & our exemplary employees. Come see what we are about! Position Overview: The Business & Consumer Banking Specialist is responsible for driving deposit growth across consumer and small business segments by building, retaining, and deepening customer relationships. Through proactive outreach and consultative, needs-based conversations, this role identifies opportunities to expand relationships, recommend tailored products and services, and deliver exceptional customer experiences. The Business & Consumer Banking Specialist ensures accurate and efficient transaction processing while opening and maintaining accounts, anticipating customer needs, and supporting the Banks growth objectives. Responsibilities and Duties: • Contributes towards fostering a teamwork environment, • Provides superior customer experience which includes listening to sales opportunities and the ability to explain and promote bank products and services to customers and prospects in person and over the phone., • Drive deposit growth and production by acquiring new consumer and business accounts while expanding total portfolio balances., • Build and deepen client relationships by improving account funding, retention, and average balances, while enhancing overall customer engagement., • Generate revenue through cross-selling, business development partnerships, and referral pipelines (including mortgage partnerships) to grow deposits and expand customer relationships., • Educate Mortgage Loan Officers on bank products, services, be their banking partner in assigned area., • Support and provide outreach to mortgage customers on bank products and services, • Open consumer and business accounts for new and existing customers and prepare new account paperwork within bank and regulatory guidelines in a timely and accurate fashion., • Handle customer account maintenance and fraud claims efficiently, • Provide information to customers regarding promotions, contests and new account options, • Answer questions and solve customer problems regarding checking, savings, and other bank products and services., • Other duties as assigned Qualifications and Skills: • Minimum of one year of retail banking experience, • Knowledge of Microsoft office programs, • Strong attention to detail, • Excellent verbal communication skills Education: • High school degree or equivalent Benefits: • Competitive compensation reliant on ability and experience, • Excellent benefits package including medical, pre-tax savings accounts and dental & vision, • Life and AD&D Insurance, as well as additional voluntary benefit possibilities, • 401K with robust company match, • Flexible PTO program second to none, • The opportunity to work for the Midwests fastest growing lender We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Job Description BASIC FUNCTION Responsible for acting in place of the Director of the Commercial & Industrial Lending (C&I) and Small Business Finance (SBF) Department. The position will oversee all other Bank departments, ensuring C & I and SBF are compliant with policy and appropriate procedures. Assist with identification of lending and deposit opportunities as well as qualifies loans to borrowers for real estate secured and non-real estate financing opportunities. Ensures the quality of prospective commercial loan opportunities/portfolio to meet/exceed the Bank’s standards for C & I and SBF loans. This position will also have management responsibility for evaluating, structuring, underwriting, loan transactions originated from the C & I and Small Business Finance Departments, both new transactions and modifications. MAJOR RESPONSIBILITIES Deputy: • Oversees the department’s Administration, Underwriting and Production (Relationship Managers) to ensure they are following the bank’s Commercial C & I and Small Business Finance lending policies and practices., • Will further oversee all Department Teams to ensure transactions are effectively/efficiently proceeding toward approval and closing., • Makes telephone and personal calls to customers and potential customers., • Expedites the resolution of customer problems/complaints., • Oversees the quality of new/existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed, and requests additional data as needed. Confers with Department Director on portfolio opportunities/issues., • Maintains a state-of-the-art knowledge of the bank’s Commercial/Small Business lending market, with respect to products, pricing and demand., • Reviews/signs-off on new loan and modification underwritings (as long as position is not a producing position)., • Review commitment letters and loan documentation to insure conformance with approval and Bank policies., • Performs other duties as required. Underwriting: • Responsible for reviewing and analyzing commercial real estate and non-real estate loan requests/submissions, financial statements, property/business soundness and viability, industry trends, competition, management capability and financial leverage., • Responsible for reviewing each underwriter and/or performing in-depth due diligence on prospective clients (Borrowers/Principle/Guarantors) and their financial statements including cash flow modeling and projections., • Interact with Relationship Managers to establish appropriate loan structure which is consistent with prescribed credit policies, underwriting guidelines and general best practices considering risk elements inherent in loan purpose, ownership structure, management depth and experience., • Responsible for preparing Credit Memorandum for approval by Department Head, Senior Lending Officer and/or Credit Committee., • Interact with customers, Relationship Managers, underwriting staff, and administrative staff to obtain timely and complete financial information., • Assist in recommending, updating, and writing Departmental Credit Policies and Procedures as well as underwriting procedures., • Negotiate and recommend for approval loan modifications., • Responsible for managing the Underwriting staff and Sales staff (RM) workflow. Department Support: • Interact with Loan Review and Internal Audit relating to asset reviews, • Interact with external Bank Accountants and Regulators during their review., • Prepare draft responses to Loan Review and Internal Audit reports for Department Director and SLO review and sign off., • Assist the Department Director in overseeing the activities of the Commercial C & I and Small Business Finance departments including C & I and SBF policies, procedures and other management reporting requirements. JOB REQUIREMENTS Education: College Degree or education (or a combination of education and experience) equivalent to an undergraduate degree, Bank lending experience with successful completion of a credit training program. Experience: • Minimum of 15 years’ commercial lending/Small Business real estate and non-real estate experience required., • Minimum of 5 years’ Supervisory/Management experience., • Minimum 5 years’ experience as a Senior Underwriter with demonstrated ability to independently analyze, structure, negotiate and close commercial real estate loan transactions., • Minimum 5 years’ experience managing high performing sales teams with processes, prospecting and COI cultivation., • Excellent organizational skills., • Thorough knowledge of commercial real estate and non-real estate loan product lines., • Goal oriented individual – displaying self-motivation and initiative being a detail oriented and conscientious leader., • Excellent leadership and teamwork skills required., • Strong customer service skills required., • Experience with bank credit policies and procedures, loan analysis and guarantor/sponsor financial analysis., • Previous leadership role in a senior capacity with demonstrated ability to manage and direct subordinates., • Excellent organizational, presentation, interpersonal, communication skills and the ability to multi-task., • Ability to work independently under stringent time constraints., • Proficient in Word, Excel, Office, and other spreadsheet software applications. Benefits • Holidays, • Vacation, • Health/Dental, • Vision Service Plan, • Short Term Disability, • Long Term Disability, • Life Insurance, • Flexible Spending Accounts, • 401k Savings Plan, • Tuition Reimbursement, • Employee Assistance Program, • Free Employee Checking Account

Job Description Summary: SBA Lending Coordinator is responsible for supporting documentation, closing, monitoring & servicing processes of SBA loans in accordance with the approved policies & procedures within the SBA Department. Prepares documentation within the terms and conditions of the approved CAM and SBA Terms. Coordinates booking, closing, and funding processes. Performs post-closing functions. Assists with all audits. Job Responsibilities: Closing Management • Prepares commitment letter based on CAM and SBA conditions., • Coordinates with closing attorney to submit closing checklist to borrowers/attorneys., • Follows up with borrowers to satisfy closing checklist requirements., • Orders all third-party reports as required (Appraisal/ BV/ Environmental/ Construction Budget Review/Advance, etc.)., • Prepares closing documents and closes loans per CAM & Commitment Letter., • Assists with pulling third party searches as needed (CAIVRS / SAMs, etc.), • Documents and verifies capital infusion prior to loan closing., • Obtains and follows up for insurance prior to closing., • Confirms pre & post-closing UCC & Mortgage liens & filings with CAM & closing., • Uploads documents and modifies information as required in various Bank and SBA systems (Etran/nCino / DNA/ Nautilus/ etc.), • Prepares SBA Terms & Conditions., • Issues required letters regarding flood insurance notification., • Ensures SBA guaranty fee is paid as required., • Processes broker fee (Form 159 along with invoices). Pipeline Management and Loan Servicing • Monitors the closing pipeline., • Performs closings as assigned., • Ensures transactions are efficiently distributed and processed in a timely manner., • Assist with loan payment collection., • Prepares monthly 1502 reporting., • Prepare semiannual SBA liquidation report., • Prepare SBA 10 tab as required. Funding • Coordinates loan closing with borrowers and attorneys; prepares wires/checks for funding., • Inputs wire for SBA closings Post-Closing • Inputs all closed loans into the Bank’s DNA system and verifies entries for accuracy., • Inputs wires / ACH/ check request for future advances., • Inputs supporting loan file documentation into the Bank’s document imaging system and prepares closing file for post-closing review., • Supports all post-closing related activities such as receipt of all required recorded documentation, policies, and completion of collateral files., • Monitors and obtains all necessary documents for multi advance loans; such as Construction and leasehold improvement transactions. (Invoices, Lien waivers, title rundowns, inspections, etc.) Review Support • Assists with all audits., • Assists team members in gathering information for any internal or external loan reviews. Other Responsibilities • Performs other job-related duties as may be assigned., • Inputs and submits request for various 3rd party reports (appraisal/environmental/ cost review/BV)., • Submit payoff request to SBA., • Issue new broker agreement along with collecting W-9 and any other supporting documents., • Assist / verifies wires for other closers Job Requirements: • : Bachelor’s Degree preferred;, • Minimum 2 years’ experience in SBA business lending documentation & closing; construction closing equivalent;, • Proficient in Microsoft Word & Excel;, • Familiar with UCC filings (both origination & termination);, • Excellent customer service skills;, • Attention to detail;, • Organizational skills;, • Ability to work independently, once trained, to complete work on a timely basis;, • Effective communication skill Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Summary: Develops new business relationships. Analyzes and underwrites the most complex and/or largest dollar value commercial loans, most of which involve important customers. Approves loans within established guidelines and lending authority. Maintains portfolio of existing customer relationships. May provide guidance to less experienced commercial lenders. Job Responsibilities: • Develops new business by contacting potential customers and following up on leads. Cross sells Bank products and services., • Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and approves loans within lending authority or recommends approval to senior management. Informs customers of Bank decisions., • Maintains performing commercial loans. Interacts with most important customers to maintain and enhance business relationships, • Monitors delinquencies and evaluates problem loans. Analyzes benefits of restructuring or legal collection action that may include foreclosure. Negotiates and develops action plans for repayment of problem loans or Implements foreclosure or other form of legal collection action. Estimates financial impact on the Bank., • Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities., • Assists in the preparation of monthly, quarterly and annual reports and the forecasting of loan balances., • Performs other duties as assigned. Job Requirements: • Bachelor Degree in Finance, Accounting, Economics or Business related field. Master’s degree in finance, business or economics preferred;, • Minimum of 10 years experience as a Commercial Lender;, • Formal credit training required;, • Local business experience specifically within South or Central New Jersey with potential market expansion;, • Strong C&I, Commercial Real Estate (CRE) and Construction (CON) expertise is required;, • Must have the ability to develop and retain C&I CRE & CON loan business;, • Must be able to produce assigned loan volume as set annually;, • Must ensure and maintain asset quality of loan portfolio;, • Excellent decision making and problem solving abilities;, • Thorough knowledge of lending regulations required;, • Excellent written and verbal communication skills with the ability to deal effectively with customers, attorneys, realtors and other financial institutions as well as all levels of Bank personnel;, • History of community involvement through volunteerism and/or representation with charitable organizations;, • Excellent organizational, follow-up and time management skills. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development • Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis, • Reviews all pertinent credit and financial information, • Analyzes financial statements., • Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants., • Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support • Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions., • Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews • Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development • Supervises and provides training to credit analysts. Other Responsibilities • Performs other duties as may be assigned. Job Requirements: • A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required., • Minimum of 7 years experience as a Senior Commercial Credit Analyst required., • Current or prior lending authority required, • Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations., • Strong aptitude for figures and accuracy., • Proven problem solving, decision making, underwriting and analytical skills., • Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses., • Ability to work independently, effectively, and efficiently under time constraints., • Ability to prioritize and manage multiple assignments with good organizational and time management skills, • Excellent written and verbal communication skills., • Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software., • Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: • Medical, Dental, Vision and Rx which are contributory., • Bonus programs., • Employee Stock Option Program (ESOP)., • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D)., • Paid Time Off (PTO) which includes Personal and Vacation Time., • Paid Sick Time., • Bank Holidays., • Employees may participate in the 401k program. Schedule: • This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Summary We are currently seeking a highly organized and detail-oriented Mortgage Loan Opener to support our mortgage operations team. This individual will play a key role in the loan origination process by reviewing incoming loan applications, confirming all required documentation is received, accurately entering loan information into the Loan Origination System (LOS), and preparing files for processing and underwriting. The ideal candidate will ensure accuracy, efficiency, and compliance throughout the setup and onboarding of mortgage loan files. Responsibilities • Review newly submitted mortgage applications and supporting documentation for completeness and accuracy, • Establish and maintain loan files within the Loan Origination System (LOS), • Confirm receipt and accuracy of required borrower documentation, including income, asset, credit, and property-related documents, • Coordinate and order third-party services, including:, • Credit reports, • Appraisals, • Title services, • Flood certifications, • Employment and verification services, • Ensure all required disclosures are issued in compliance with regulatory deadlines, • Communicate with loan officers, processors, borrowers, and third-party vendors to obtain outstanding information and documentation, • Monitor loan files to ensure adherence to company policies and applicable federal and state lending regulations, • Maintain accurate loan records and update file milestones within the LOS, • Assist with pipeline management by prioritizing files based on lock dates and closing timelines, • Provide operational support to processing and underwriting teams as needed Qualifications • High school diploma or equivalent required; Associate’s or Bachelor’s degree preferred, • Minimum of 1 year of experience in mortgage operations, loan setup, or loan processing, • Working knowledge of mortgage documentation and industry terminology, • Familiarity with FNMA, FHLMC, FHA, VA, and USDA guidelines preferred, • Experience using Loan Origination Systems, preferably Encompass, • Strong attention to detail with excellent organizational and time management skills, • Ability to manage multiple priorities in a fast-paced environment, • Strong verbal and written communication skills with a customer-service mindset

Responsive recruiter Benefits: • Bonus based on performance, • Opportunity for advancement, • Training & development Position: Loan Processor - Mortgage Loans - FULL TIME DO NOT APPLY UNLESS YOU ARE TRULY COMMITTED TO BECOMING SUCCESSFUL. WE ARE LOOKING FOR THE BEST OF THE BEST. 📢 Watch this video before filling out our form: 👉🏻 _ 👈🏻 COMPANY: ABOUT US: At Tag Lending Group, we pride ourselves on being the Goldman Sachs of the mortgage industry. Our Market Service Agreements (MSAs) with Keller Williams and LIV Realty in Orlando exemplify our strategic partnerships and commitment to excellence. We offer a systematic digital experience with our proprietary Roadmap to Home Ownership, powered by advanced AI technology, to assist with your financial needs. Our AI system provides direction and clarity, while our licensed Mortgage Loan Originators guide clients through every step of the process. WHY JOIN US? • Wholesale Mortgage Lender with Competitive Rates**, • Proprietary AI Mortgage Solutions Roadmap to Homeownership®, • Same-Day Approval Process**, • 14-Day Close (Submission to CTC), • Access to over 30 Lenders, Banks, Non-Qualified Lenders, Private Money, and Hard Money options**, • Aggressive Compensation Plan**, • Access to TAG TEAM NATION Marketing Machine and Virtual Assistants**, • Company-Discounted Licensing Renewals & Continuing Education**, • Ongoing Personal and Group Training, Robust Learning Management System**, • Featured in Top Publications like Yahoo Finance and Scotsman Guide**, • Top 1% of Loan Originators Nationwide** POSITION SUMMARY: Our licensed Mortgage Loan Processors play a crucial role in managing accounts, Realtor referrals, and leads generated through advanced AI technology and marketing channels. They thrive in a fast-paced, high-call volume environment, where they collaborate with clients nationwide to build strong relationships and assess financial situations. By identifying the best products to meet client needs, they ensure a seamless loan processing experience. While we offer support in organizing portfolios and managing databases, we also encourage our Mortgage Loan Processors to proactively seek opportunities to expand their business and enhance client satisfaction. RESPONSIBILITIES: • Adhere to our company-specific playbooks and weekly schedules to ensure consistent operations., • Assess client needs to determine the most suitable loan products, lock in loans at the point of sale, and submit a complete, preliminary paperless loan package., • Collaborate closely with multiple administrators and a designated underwriter to oversee the loan processing workflow., • Focus on facilitating new loan originations while ensuring existing processors manage their respective loans efficiently., • Ensure compliance with 14-day closing requirements and other stipulated timelines., • Manage various loan types, including Conventional, VA, FHA, USDA, and more. REQUIREMENTS: • Current, valid NMLS license or appointment in good standing., • Minimum of two years of sales experience and at least two years as a Mortgage Loan Processor., • Flexibility to work approximately 40-45 hours per week., • Strong phone presentation skills and ability to build client relationships., • Experience with CRM/CMS systems, preferably HubSpot., • Know how to use Slack, Arive (LOS System), • Ability to make sound judgments on credit decisions, funding, and post-close issues., • Excellent communication, interpersonal, and organizational skills. SELECTION PROCESS: • Phone conversation with our Recruiter**, • Assessment**, • Zoom interview with a Team Leader and Administrative Staff**, • Final interview with the CEO** TRAINING: • Mandatory two-week training period for all new hires. SCHEDULE: • Monday to Friday: 8:00 am to 6:00 pm**, • Saturday: 9:00 am to 1:00 pm**, • Closed Sundays and Holidays** SUPPLEMENTAL PAY: • W-2 only**, • Base and/or commission pay depending on the legal position** APPLY NOW! Join Tag Lending Group and be part of a team that sets the industry standard. Apply today and take your career to the next level! This is a remote position. Compensation: $42,000.00 - $50,000.00 per year Tag Lending Group is one of the most promising uprising mortgage companies in Florida, USA. The company's goal is to assist hundreds of families to achieve their goal of homeownership. Our mission is to assist and guide each and every borrower through our proprietary AI Mortgage Solutions/Platform. Our end goal is to create a Roadmap to Homeownership for everybody.

Responsibilities include but are not limited to:.Setup and maintain ACH payments.Process installment loan payoffs.Process returned checks on loan payments.Process monetary adjustments to loan records.Maintain general ledger reconciliations for various cost centers.Verify signatures on advance checks

Elmwood Park, New Jersey, United States VP, C&I Commercial Relationship Manager Elmwood Park, NJ FinTrust Connect has partnered with a growing community bank in New Jersey seeking to hire a VP, Commercial Relationship Manager for the bank's C&I Lending Team. This candidate is responsible for generating C&I business by focusing on developing new business relationships and a strong referral network to help them achieve mutually beneficial business goals and strengthen the communities. Culture: At this financial services institution you will work within a culture that values their employees, their customers and their community. They pride themselves on offering the best service, attracting top employees, and offering competitive compensation, benefits and opportunities for career growth within the organization. Function: Manage a portfolio by building on existing relationships, pursuing new clients, ensuring the highest level of service. Also manage the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Workplace: Hybrid in Elmwood Park, NJ • Manage an existing portfolio, seeking opportunities to generate incremental revenue for the bank and meet customer financial goals., • Develop new client relationships which generate incremental revenue for the bank., • Recognize complex client needs and match the bank's capabilities to meet these needs., • Work with an experienced internal team including portfolio managers and loan center underwriters., • Use business acumen to structure financial loans (term, covenants, collateral, guarantees, etc.), access strengths and weaknesses of prospective borrowers and price according to risk-rated returns., • Responsible for completing on a timely basis all requests from BSA, answering KYC, ECS and RFIs on a timely basis., • Bachelor's degree in Finance, Business Administration or related field or equivalent work experience strongly preferred., • Three (3) to five (5) years of experience as a Relationship Manager. Formal credit training preferred., • Five (5) years of experience in banking, preferably in the commercial segment., • Analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations., • Maintain a thorough knowledge of the bank's lending policies and regulatory requirements.

Coordinate and complete the closing of first and second mortgage loans in accordance with established policies and procedures, regulatory requirements and investor guidelines. • Prepare all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follow up on any discrepancies., • Ensure that all loans meet guidelines for quality and regulatory compliance and investor closing standards., • Maintain communication with customers, the processing department, closing agents, realtors, and builders to promote positive business relationships and communicate loan status., • Establish and maintain a thorough knowledge of all products and investor requirements to ensure quality closing packages and secondary market salability., • Verify that loans close as scheduled., • Review files prior to closing to verify that abstracts and/or title opinions are clear; forward copies to all parties involved; review all surveys, termite inspections, final inspections, and verify the accuracy of closing conditions., • Close loans; input information into the loan origination system, prepare additional documentation, balance account for closing, prepare package for closing agent and/or customer, and ensures timely recording of all documents and disbursement of all funds., • Prepare and explain closing requirements to closing agents and/or customer., • Protect Bank collateral by reviewing and analyzing title work to verify that all liens are clear., • Review and verify executed closing packages to ensure all documents are signed appropriately and all fees are included with the package., • Maintain knowledge of all mortgage lending and compliance policies and procedures., • Complete all required paperwork and forms in an accurate and timely manner; prepare all required reports., • High school diploma or equivalent required., • Minimum of 2 years of related experience required., • Thorough working knowledge of real estate documentation, policies, compliance, and procedures., • High level of proficiency with mortgage loan processing and underwriting systems., • Experience closing mortgage loans in New York and New Jersey required., • Excellent written and verbal communication skills, • Proficiency in Microsoft Office Suite required., • Excellent customer service skills. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. Perform routine and typical tasks of an office such as typing, taking notes, reading/reviewing, computer work, filing, copying, answering phones, etc. that may require employee to view, stand, stoop, kneel, or crouch and lift. The successful candidate will be required to prove on the first day of work that they are legally authorized to work in the U.S. The Bank will not sponsor a candidate for a visa or for work authorization. COMPENSATION: $60,000 TO $80,000 annually.

Work Location: East Hanover, New Jersey, United States of America Hours: 40 Pay Details: $24.75 - $34.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Retail Banker II is a customer liaison that is integral to delivering TD's Brand promise by utilizing financial expertise and consultative advice in advising Customers regarding banking solutions/needs. This role contributes to the achievement of business objectives that enable growth through identifying appropriate TD solutions that help Customers achieve their financial goals and optimize their relationship with TD. Depth & Scope: Acts as a subject matter expert in the Store for both Customers and colleagues regarding all products, services, policies, and procedures of TD, especially regarding both personal banking and business banking Requires a broad knowledge and understanding of the full product suite, services and processes of business area, and could be characterized by moderate complexity/risk Makes product recommendations based on Customer needs and highlights product features and benefits that ultimately support Customers through challenging times and life events, save time and money, and exceed their needs Establishes and nurtures Customer relationships by consistently displaying product knowledge, actively listening to Customer needs while engaging in additional conversation to identify any additional needs and offer a solution or partner referral Utilizes Customer Relationship Management tools to proactively play a key role in Customer assessments, proactively identifies Customer solutions and lead-focused outbound sales activities Evaluates issues, errors and problems based on practices and existing precedents or procedures and independently resolves customer problems escalating when necessary Explains detailed and/or complicated information within the team Builds working relationships with customers and related teams Requires full proficiency gained through job related training to perform a range of activities Participates in Customer outreach, servicing and advice activities to deliver on our unexpectedly human promise Engages in conversations with customers about loan products, facilitates the application intake Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) Education & Experience: HS Diploma or GED required; 2 year degree preferred 2+ years of related experience working with customers and/or sales in any capacity Teller experience (Preferred) Cross trained to take customer transactions upon hire Superior Customer Service skills Strong organization skills to handle multiple tasks in a fast-paced environment Excellent communication skills with ability to be concise, clear and consistent Demonstrated effective problem-solving skills Demonstrated ability to schedule and prioritize work Demonstrated ability to work independently and within deadlines Proficient in Microsoft Office Ability to provide community services, including, but not limited to, Financial Education classes Notary License (Preferred) Customer Accountabilities: Delivers Legendary Experience by helping Customers, building relationships, delivering service and advice to TD Customers Understands and supports the Bank's Customer Service Strategy; Delivers Customers end-to-end advice they expect: (1) building trust with educational content & tools, (2) providing consultative support, and (3) advocating for them with proactive insights & recommendations Serves as a Customer advocate in providing Customer resolution, proactive tips and insights on saving time & money Consistently executes appropriate behaviors to deliver a Legendary Customer experience that is unexpectedly human in the Store through either effective problem resolution or providing sound advice that yields a solution Engages in lobby leadership by orchestrating Customer flow, warmly welcome, discover initial needs and guides Customer appropriately Understands Customer preferences with banking (when and how they want) and educates Customers on self-service options that meet their needs May act as a point of escalation for Customer questions or concerns May perform a variety of (teller) transactions including check cashing, deposits, transfers and withdrawals while monitoring fraud mitigation and adhering to established operational policies and procedures Considers the impact of decisions on the well-being of TD, its Customers and stakeholders Provides the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity Improves Customer financial confidence by sharing financial knowledge to help Customers meet and exceed their financial goals Acts as a brand champion both internally and externally Champions Customer service activities; supporting Customers through challenging times and life events Recognizes transaction needs of clients and educates clients on self-service channels including digital options Brings your genuine self and turns each banking transaction into a personalized interaction, one Customer at a time Delivers end to end advice to Customers by providing information and tools for financial management that helps Customers achieve their goals, and provides real time insights Shareholder Accountabilities: Ensures compliance when completing operational activities in accordance with company guidelines and regulations such as Bank Secrecy Act and Patriot Act to minimize risk and protect the customer Promotes full suite of products, sales, services and banking capabilities Understands and applies operating policies and procedures Supports the timely and accurate completion of business processes and procedures Escalates non-standard or high-risk transactions/activities as necessary Ensures documentation that is prepared/completed is accurate and properly reflects client/business intentions and is consistent with relevant rules/regulations Ensures necessary due diligence to support the accuracy of all customer transactions/activities Be knowledgeable of and complies with Bank Code of Conduct Contributes to business objectives for Operational Excellence by fully understanding accountability in driving an operationally sound location Executes with excellence by adhering to all Risk and Control Policies and Procedures Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit Participates in personal performance management and development activities Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the Bank, both internally and/or externally Utilizes feedback through coaching sessions to demonstrate stronger performance Establishes relationships with partner bankers to make effective referrals to them Contributes to a positive work environment by aligning to TD Model, Brand and Culture by participating fully as a member of the team Collaborates with team members in contributing to the success of the team and organization Actively seeks opportunities to improve delivery of work with high attention to quality standards Actively takes ownership of own career and aspirations. Seeks out diverse feedback to continuously develop and enhance skills Positively embraces change Adheres and participates in TD's Shared Commitments and code of conduct expectations OCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 * Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Continuous Sitting - Frequent Standing - Frequent Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Occasional Squatting - Occasional Bending - Occasional Kneeling - Occasional Crawling - Occasional Reaching overhead - Occasional Reaching forward - Occasional Pushing - Occasional Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

The Premier Banker is an experienced banker, servicing as the primary contact for a complex client portfolio of mass affluent clients. Work Location: Franklin Lakes, New Jersey, United States of America Hours: 40 Pay Details: $27.75 - $41.50 USD Line of Business: Personal & Commercial Banking Job Description: The Premier Banker is an experienced banker, servicing as the primary contact for a complex client portfolio of mass affluent clients. Through proactive outreach, this role manages mass affluent clients' complete banking relationship and connects clients to specialists to ensure all financial needs are met. The objective of the role is to grow, deepen, and retain client relationships by delivering TD's model of convenience, sales, and advice, and differentiating with a personalized, connected experience. Premier Bankers play a critical role in delivering TD's mass affluent premier value, building lasting relationships and providing legendary service to a valued set of clients. Depth & Scope: • Works in a bank location and will be accountable to grow, deepen, and retain strong relationships with a mass affluent book of business by proactively managing and addressing their banking needs with an advice-based approach, • Demonstrates proficiency and in-depth knowledge in banking and credit products, offerings, and processes to fluently explain banking solutions to a client and to act as an experienced liaison with internal partners in small business, wealth, commercial and lending, • Acquires, retains and deepens relationships with new mass affluent clients by converting referrals, leads, and outbound prospecting, • Proactively engages in client outreach (via phone, email, appointments, and other means) and regularly meets with clients to conduct needs-based conversations, review and analyze financial information, suggest appropriate solutions and/or service options, and coordinate introductions/interactions with appropriate partners, • Delivers excellent client service, reviews moderately complex clients concerns, and escalates banking related issues/risks when appropriate, • Adheres to all relevant Retail/Wealth policies, procedures, FINRA and regulatory banking requirements, • Engages in conversations with clients about loan products; facilitates the application intake. Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry), • Establishes and maintains strong working relationships with partners via ongoing meetings and collaboration to identify areas for relationship deepening in Wealth, Commercial, Small Business, Lending, etc., • Partners regularly with the Wealth Financial Advisor including warm referrals and joint pipeline and joint pipeline review meetings to prepare for future client interactions., • Provides ongoing coaching and ongoing feedback to bank staff on effective methods to articulate the program's value and make Premier referrals for mass affluent clients, • Responsible for understanding and adhering to regulations, TD Bank & TD Wealth Policies and Procedures, • Responsible for implementing TD's client Identification Program (CIP) by collecting and verifying required customer identification information and performing other client Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures Education & Experience: • HS Diploma or GED (required), • Bachelor's / University degree or equivalent experience preferred, • 2+ years financial / banking experience, • Successful completion of the Securities Industry Essentials Exam (SIE) strongly preferred, • Life & Health license preferred, • Understanding and experience with retail and small business banking; experience interacting with Mass Affluent and high net worth clients, • Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) upon hire, • Consultative sales experience required Customer Accountabilities: • Delivers the TD Premier program to eligible Clients, • Knowledgeable in products and services to be able act as an educator and advisor to clients, • Requires established client service skills to perform a broad range of both routine and multi-step Customer transactions, • Establishes and nurtures client relationships through proactive outreach, ongoing engagement, consistent display of product knowledge, actively listening to client needs and offering advice based solutions or partner referrals., • Utilizes client relationship tools to engage in needs-based conversations to identify solutions and provide proactive advice, • Understands client's banking preferences with banking and educates clients & non- clients on current promotions and campaigns as well as tools and resources to make banking easier for the client, • Understands and supports the Bank's Customer Service Strategy, • Delivers client end-to-end advice they expect: (1) building trust with educational content & tools, (2) providing consultative support, and (3) advocating for them with proactive insights & recommendations, • Considers the impact of decisions on the well-being of TD, its clients, and stakeholders, • Provides the highest level of client service when dealing with internal partners or vendors, • Works as a single point of contact to clients by exploring various products or services and connecting the client with partners as needed Shareholder Accountabilities: • Contributes to business objectives for Operational Excellence by championing and reviewing team against compliance with regulations; fully understanding accountability in driving an operationally sound location, • Ensures documentation that is prepared / completed is accurate and properly reflects client/ business intentions and is consistent with relevant rules / regulations, • Applies Compliance policies and regulations to all transactions to ensure integrity of proper compliance with all documentation that operational requirements are followed and that the appropriate documentation is recorded, • Engages in conversations with clients regarding loan applications, prepares documents, and conducts loan closings, • Meets individual / Store performance metrics Employee/Team Accountabilities: • Contributes to a positive work environment by aligning to TD Model, Brand, and Culture by participating fully as a member of the team, • Is an active participant in personal performance and development activities, • Acts as a brand champion both internally and externally, • Collaborates with team members in contributing to the success of the team and organization, • Partners as a team player, • Strong relationship building and selling skills, • Detail oriented, well organized, self-starter with high energy level, • Actively seeks opportunities to improve delivery of work with high attention to quality standards, • Actively takes ownership of own career and aspirations; seeks out diverse feedback to continuously develop and enhance skills, • Positively embraces change, • Adheres and participates in TD's Shared Commitments, • Models quality service at every client interaction, • Is engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and creates an extraordinary employee experience, • May train and act as a mentor to newer colleagues, • Leverages the expertise and capabilities of other businesses / partners to better achieve mutual goals in collaboration, • The role is expected to lead continuous coaching in assigned bank locations on all topics supporting the growth of the Mass Affluent segment portfolio / book of business OCC: • This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage, • Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, • Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing, • System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional:

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. The Commercial Business Development Officer / Relationship Manager is responsible for driving growth in core deposits and treasury management services through a combination of referrals, self-sourced opportunities, and partnership with the Commercial Lending team. This role focuses on identifying, developing, and securing new commercial banking relationships while maintaining a strong network of referral sources. Success in this position will be measured by the ability to generate leads, convert new client opportunities, and contribute to overall commercial banking revenue and growth objectives. • Lead growth by identifying, prospecting, and acquiring new commercial banking clients with annual revenues exceeding $75MM, • Drive business development and outbound sales efforts to generate new deposits, lending opportunities, and treasury management relationships, • Leverage market intelligence to identify untapped opportunities and refine outreach strategies, • Develop and execute a strategic prospecting plan to build and sustain a strong pipeline of new business opportunities, • Partner with Marketing to implement go-to-market strategies and develop targeted client outreach initiatives, • Cultivate leads, drive new revenue, and collaborate across the commercial bank, including Beacon Wealth Management, Commercial Lending, Branch teams, and Provident Protection Plus Bachelor's degree in Finance, Business, or a related discipline, or equivalent combination of education and experience Minimum of 7 years of proven experience in a commercial banking environment in relationship management or comparable sales role, with a strong focus on new client acquisition and business development Demonstrated success in business development and client acquisition Strong interpersonal, verbal, and written communication skills Strong negotiation skills Strong understanding of commercial banking products and services, including credit and treasury management Strong credit and risk analysis skills within a commercial lending environment Proven ability to build and manage client relationships, with demonstrated business development and negotiation capabilities Strong presentation skills, with the ability to deliver comprehensive and customized client solutions Ability to monitor and analyze market and industry trends to anticipate client needs and proactively deliver solutions Work is performed in a normal office environment. Noise levels are usually moderate. This position involves travel to customers and property locations. Willingness to travel as required for prospect meetings, networking, and industry events Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting $132,200 - $151,600 annually Pay Details: $132,200 - $151,600 annually Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans. For more than 180 years, Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services.

You have a passion for taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations and having a strong commitment to diversity and inclusion. Here at Chase, you will have the opportunity to help people experience our Customer Promise -- helping people make the most of their money so they can make the most of their lives by providing education and advice tailored to suit their financial needs. As a Private Client Banker in Branch Banking, you are the main point of contact for a select group of Chase's affluent clients as well as other customers in the Branch. You will manage their complete banking relationship across the company, utilizing a proactive and disciplined approach to generate growth in their balances. You will help acquire new clients by actively soliciting referrals and developing internal and external sources. Job responsibilities • Shares the value of Chase Private Client with clients that may be eligible, • Actively manages their banking relationship through an advice-based approach, ensuring each client receives the best products and services for their needs, • Partners with Specialists (Private Client Advisors, Mortgage Bankers and Business Relationship Managers) to connect customers to experts who can help them with specialized financial needs, • Makes lives of clients more convenient by sharing and setting up self-service options to access their accounts 24 hours a day/ 7 days a week, • Adheres to policies, procedures, and regulatory banking requirements Required qualifications, capabilities, and skills • Demonstrated success using a value-added, relationship-oriented approach to acquire and deepen client relationships, • 1+ year Branch Banking Banker or equivalent experience in financial services, with verifiable success in new client acquisition, cultivating, and maintaining customer relationships and revenue generation, • Beginning Oct. 1, 2018, if you are not currently registered, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required) and Life licenses are required - or must be successfully completed within 180 days of starting the role, • Compliance with Dodd Frank/Truth in Lending Act*, • High school degree, GED, or foreign equivalent, • Adherence to policies, procedures, and regulatory banking requirements, • Ability to work branch hours, including weekends and some evenings Preferred qualifications, capabilities, and skills • Excellent communication skills, • College degree or military equivalent, • Experience cultivating relationships with affluent clients, • Strong team orientation with a commitment of long-term career with the firm Dodd Frank/Truth in Lending Act This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: https://mortgage.nationwidelicensingsystem.org/Safe/SitePages/default.aspx Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction. Our Consumer Banking group helps customers manage their money with checking, savings and credit cards, combining the latest banking technology with comprehensive solutions to meet the financial needs of nearly half of U.S. households.

Proven experience as a mortgage loan originator or in a similar sales role within the mortgage industry. We are seeking a dedicated and customer-focused Mortgage Loan Originator to join our dynamic team. Strong knowledge of mortgage products, lending procedures, and regulatory requirements.

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

Originate first mortgage loans with a concentration on low-moderate income ("LMI") and Community Reinvestment Act ("CRA") type transactions to promote the Bank's Fair Lending activities. Activity promotes the financial institution and lending services to the real estate communities and help identify

Columbia Bank is seeking a Commercial Lender in Fair Lawn, NJ.This role involves maintaining relationships, underwriting complex loans, and business development within a designated region.The ideal candidate will have extensive experience in commercial lending, strong decision-making skills, and a c

Bank of America in Montclair, New Jersey is seeking a full-time Mortgage Lending Specialist. This role is responsible for originating residential mortgage loans and other financial products. The ideal candidate has experience in mortgage origination and demonstrates strong communication and customer

As a Product Advisor within PNC's Small Business organization, you will be based in East Brunswick, NJ or Little Falls, NJ. Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage